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HomeMy WebLinkAboutCC Reso No 1998-15RESOLUTION NO:. 9II-15 RESOLUTIQN OF FORMATIOItt .~F THE CITY C6E~?~T~'IL OF TSE CITY OF LAKE ELSINORE DETERMINING THE VAI,Y~1g'TY OF PRIOR PROCEEDINGS, ESTABLISHING CO1~II~ICTNITY FACILIS'I~'S DISTRICT NO. 98-1, AUTHORIZING THE ~,:~'3TY OF A SPECIAL TAX WITHIN CONII+ILTNIT,% FA~3I,.T`i"IES DSSTRICT NO. 98-1, AND ESTABLYSHING AN APFROPRIATION3 LIMIT WHEREAS, the Ca.ty Council (the "Council") of the City of Lake Elsinore, California (the "City"), has heretofore adopted Resolution No. 98-7 stating its intention to form Community Facilities District No. 98-1 of the City of Lake Elsinore (the "District") pursuant to the Mello-ROOS Community Facilities Act of 1982, ae amended, (the "Act"); and WHEREAS, a copy of Resolution No. 98-7, incorporating a description and map of the proposed boundaries of the District and setting forth the rate and method of apportionment and manner of collection of the special tax to be levied within the District, which will be used to pay principal and interest on bonds proposed to be authorized within the District, the proceeds of which will be applied to pay, prepay, restructure or defease the City of Lake Elsinore, Community Facilities District No. 91-2 (Summerhill Public Improvements) 1991 Special Tax Bonds and unpaid interest thereon (the "1991 Bonds"), is on file with the City Clerk and incorporated herein by reference; and WHEREAS, Resolution No. 98-7 set June 9, 1998 as the date of the public hearing on the formation of the District and this Council, having continued the said public hearing to June 23, 1998, held the said public hearing as required by law; and WHEREAS, at said hearing all persons not exempt from the special tax desiring to be heard on all mattera pertaining to the formation of the District were heard and a full and fair hearing was held; and WHEREAS, at said hearing evidence was presented to the Council on said matters before it, and this Council at the concluaion of said hearing is fully advised in the premises; NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: Section 1. Pursuant to Section 53325.1(b) of the Government Code, the Council finds and determines that the pro- ceedings prior hereto were valid and in conformity with the reguirements of the Act including, without limitation, the following: DK09720/962858/266780.03_ A. Filing of a petition of a landowner requesting institution of proceedings to establish the District; B. Adoption of a Resolution of Intention to establish the District; C. Adoption of a Resolution of Intention to Incur Bonded Indebtedness in an amount not to exceed $20,000,000; D. Publication and mailing of notice of public hearing on the establishment of the District and of the proposed debt issue; E. Conducting of a public hearing on the establishment of the District, the proposed public facilities and the incurring of the proposed debt, at which time all interested persons or taxpayers not exempt from the special tax were permitted to protest orally or in writing against the establishment of the District were permitted to file written protests to the regularity or sufficiency of the proceedings, and any person interested, including persons owning property within the District, were permitted to appear and present any matters material to the questions set forth in the Resolution of Sntention to Incur Bonded Indebtedness. Section 2. A community facilities district to be desig- nated ~~City of Lake Elsinore Community Facilities District No. 98- 1" ("the District") is hereby established pursuant to the Act. Section 3. The description and map of the boundaries of the District on file in the City Clerk's office and as described in said Resolution No. 98-7 and incorporated herein by reference, shall be the boundaries of the District. The map of the proposed boundaries of the District has been recorded in the Office of the County Recorder of Riverside County, California in Book 43, page 43 of the Book of Maps of Assessments and Community Facilities Districts (Instrument Number 215930). Section 4. The type of public facilities ("Facilities") provided within the District through the 1991 Bonds issued with respect to City of Lake Elsinore Community Facilities District No. 91-2 include certain real and other tangible property with an estimated useful life of five years or longer, including public infrastructure facilities, and other governmental facilities which the City ia authorized by law to construct, own or operate, within or without the District, which is necessary to meet increased demands placed upon the City as a result of development or rehabilitation occurring within the District. The Facilities are more fully described in Exhibit "B" attached hereto and by this reference incorporated herein. Section 5. Except where funds are otherwise available, there shall be levied annually in accordance with procedures DK09720/962858/266780.03 2 3 contained in the Act, a special tax sufficient to pay the principal of and interest on the bonds proposed to be issued to pay, prepay, restructure or defease the 1991 Bonds and other costs of the refinancing or restructuring, including but not limited to all costs of the tax levy and bond issue. The rate and method of apportionment of the special tax and manner of collection ie described in detail in Exhibit "A" attached hereto and incorporated herein by this reference. The special tax is based upon the cost of paying, prepaying, restructuring or defeasing the 1991 Bonds, the demand that each parcel will place on the Facilities and the benefit received by each parcel from the Facilities. Section 6. Upon recordation of a notice of special tax lien pursuant to Section 3114.5 of the Streets and Highways Code, a continuing lien to secure each levy of the special tax shall attach to all nonexempt real property in the City, and this lien shall continue in force and effect until the special tax obligation is prepaid or otherwise permanently satisfied and the lien cancelled in accordance with law or until collection of the tax by the City ceases. Section 7. In the event that a portion of the property within the District shall become for any reason exempt, wholly or partially, from the levy of the special tax specified in Exhibit "A" the Council shall, on behalf of the District, increase the levy to the extent necessary upon the remaining property within the District which is not delinquent or exempt in order to yield the required payments, subject to the maximum tax. Section 8. The Council finds that the Facilities are necessary to meet the increased demand put upon the City as a result of the development within the District. Section 9. The Council finds that there is not an ad valorem property tax currently being levied on property within the proposed District for the exclusive purpose of paying principal of or interest on bonds or other indebtedness incurred to finance construction of capital facilities which provide the same services to the territory of the District as provided by the Facilities. Section 10. An appropriation limit for the District is hereby established as an amount equal to all the proceeds of the special tax collected annually and as defined by Article XIIIB of the California Constitution, as adjusted for changea in the cost of living and changes in population. Section 11. Written protests against the establishment of the District, or against the furnishing of specified services or facilities or the levying of a specified special tax within the District, have not been filed by fifty percent (50~) or more of the registered voters or property owners of one-half (1/2) or more of the area of land within the proposed District. DK09720/962858/266780.03 3 Section 12. The proposed special tax to be levied in the District to pay fbr all the proposed facilities has not been precluded by protests by owners of one-half or more of the land in the territory included in the District pursuant to Government Code Section 53324. Section 13. The Office of the City Manager, 130 South Main Street, Lake Elsinore, California 92530, (909) 674-3124, or its designee, is designated to be responsible for preparing annually a current roll of special tax levy obligations by assessor's parcel number and for estimating future special tax levies pursuant to Section 53340.1 of the Government Code. Section 14. The City Clerk is directed to certify and attest to this Resolution and to take any and all necessary acts to call, hold, canvass and certify an election or elections on the incurring bonded indebtedness, the levy of the special tax, and the establishment of the appropriation limit. Section 15. The Council adopts the Statements of Goals and Policies for the use of The Mello-Roos Community Facilities Act of 1982, attached hereto as Exhibit "C," which may be amended from time to time with the approval of the City Manager, with the advice of the City's Financing Consultant. PASSED, APPROVED, AND ADOPT vote: AYES: COUNCILMEMBERS: NOES: COUNCILMEMBERS: ABSENT: COUNCILMEMBERS: ABSTAIN: COUNCILMEMBERS: ED this 23rd day of June, 1998, upon the followin9 ALONGI, BRINLEY, KELLEY, METZE, PAPE NONE NONE NONE DK09720/962858/266780.03 4 ~~. PASSED, APPROVED AND ADOPTED this 23rd day of June , 1998. ATTEST: ~ i ~.ti, City ~lerk aPPROVED ~S TO FORM & LEGALITY: ~ ~ ~ ARA LEIBOLD, CITY ATTORNEY DK09720/962858/#266780,2 5 EXHIBIT A RATE AND METHOD OF APPORTIONMENT OF SPECIAL TAX DK09720/962858/266780.03_ EXI~IT A CITY OF LAKE EISINORE COMM[TNITY FACII.ITIES DISTRICT NO. 98-1 (SUA9IVIERHII,L PUBLIC IlKPROVEMENTS) RATE AND METHOD OF APPORTIONMENT OF SPECIAL TAXES A special tax shall be levied on each Parcel of land within the City of Lake Elsinore Community Facilities District No. 98-1(Summerhill Public Improvements) (the "District"), and collected according to the apecial tax liability determined by the Responsible Party of the City of Lake Elsinore (the "City") through the application of the following procedures. All of the property within the District, unless otherwise exempted by law or the expresa provisions of the rate and method of apportionment expressed below, ehall be taxed to the extent and in the manner provided below. It is intended that all apecial taxes applicable to Parcels within Category I, Category II or Category III be collected in the same manner and at the same time as ordinary ad valorem property taaces, and that special taxes so levied will be subject to the same penalties and procedures, sale and lien priority in case of delinquency as is provided for ad valorem taxes, subject to any covenant of the City with respect thereto in any Fiscal Agent Agreement for any bonds of the City for the District. CATEGORIES OF SPECIAL TAX CATEGORYI: Category I includes all Taxable Property in the District not subject to a special tax under Category II or Category III. The Category I special tax will be levied annually. Lot number 238 of Tr2ct 20705 and lot number 239 of Tract 20705 will not be subject to special tax if developed for other than residential use. The m~imum special tax that may be levied on Parcels within Category I during the Fiscal Yeaz ending June 30, 1998 is $22,976 per acre (said amount to be levied pro rata for any portion of an acre) of a Parcel. Said maximum epecial tax shall increase each Fiecal Year thereafter by 2%, compounded annually, decreased by the amount of apecial tax levied for such Fiscal Year on each Parcel or Dwelling Unit in Community Facilities District No. 91-2. CATEGORY II: Any Parcel for which a final map has been recorded will be classified in Category II until sueh time as a building permit has been issued. The maximum special tas applicable to Parcels in Category II is shown below for the Fiscal Year ending June 30, 1998. The maximum special tax rate for the Parcels classified in Category II shall increase each Fiscal Year thereafter by 2%, rounded up to the nearest dollar, compounded annually, decreased by the amount of special taY levied for such Fiscal Year on each Parcel or Dwelling Unit in Community Facilities District No. 91-2. DH08891/862&58/#2fi5773.3 A'1 If the boundaries of a tract shown in any final map are not the same as the expected boundariea shown for such tract on the map attached hereto, the maximum apecial taic applicable to Parcela in such tract will be the highest maximum special tax applicable to any one of its component prior tracts based on the attached map and ae ehown in the table below. CATEGORY II _ Maximum Tract No. Special Tax 20704 $2,789 20705 $2,836 (Except Lot No. 238 and Lot No. 239) CATEGORY III: Category III includes all Parcels or Dwelling Units for which a building permit has been issued. The maximum special tax for Parcels and Dwelling Units described in Category IlI for the Fiscal Year ending June 30, 1998 is the total of $578.00 per Parcel or Dwelling Unit plus $0.69 per Square Foot for each Square Foot shown on the building permit, decreased by the amount of apecial tax levied for such Fiscal Year on each Parcel on Dwelling Unit in Community Facilities District No. 91-2. Each Fiscal Year thereafter, the per Parcel or Dwelling Unit and the per Square Foot rate listed above will increase by 2%, rounded up to the nearest dollar, compounded annually. A Parcel or Dwelling Unit will be subject to the Category III special tax for not more than 40 years. ASSIGNMENT TO CATEGORIES; LEVY ANNUAL TAX CATEGORIES On or about July 1 of each year, but in any event in sufficient time to include the levy of the special taxes on the County's secured tax roll, the Responsible Party shall determine, for each Parcel of land or Dwelling Unit within the District, whether such Parcel or Dwelling Unit is described by Category I, Category II or Category III. The Parcels and Dwelling Units subject to levy shall be determined based upon the recorda of the Riverside County Assessor as of the March 1 preceding such July 1, and the Tax Category ahall be determined based upon the status of the Parcel or Dwelling Unit as of May 1 preceding such July 1. The Responsible Party shall then determine the estimated aggregate Tax Liability for the Fiscal Year commencing such July 1, and the amount of annual special taxes to be levied on each Parcel and Dwelling Unit in the Diatrict during such Fiscal Year. The annual special taxes shall be determined for each Parcel or Dwelling Unit in the District as follows: 1. Levy on each Pazcel or Dwelling Unit deseribed in Category III an amount equal to 94% of the Category III maximum apecial ta4. DH08891/962868/M265773.3 A-2 I y! 2. If the aggregate amount to be levied based on 1 above is greater than the aggregate Tax Liability for such Fiscal Year, reduce the special tax for each Parcel and Dwelling Unit described in Category III proportionately, so that the aggregate special tax levy for such Fiscal Year for all Parcels and Dwelling Units within the District is equal to the aggregate Tax Liability for such Fiscal Year. 3. If the aggregate amount to be levied based on 1 above is less than the aggregate Tax Liability for such Fiscal Year, levy on each Parcel and Dwelling Unit described in Category III as provided in 1 above, and levy on each Parcel described in Category II an amount equal to 75% of the Category II maximum special tax. 4. If the aggregate amount to be levied based upon 3 above is greater than the aggregate Tax Liability for such Fiscal Year, reduce the apecial tax levy for each Parcel described in Category II proportionately, until the aggregate apecial tax levy for euch Fiscal Year for all Pazcels witlun the District is equal to the aggregate Tax Liability for such Fiscal Year. 5. If the aggregate amount to be levied based upon 3 above is less than the aggregate Tax Liability for such Fiscal Year, levy as described in 3 above, and levy on each Parcel described in Category I an amount equal to 50% of the Category I maximum special tax. 6. If the aggregate amount to be levied based upon 3 above ia greater than the aggregate Tax Liability for such Fiscal Year, reduce the apecial tax levy for each Parcel described in Category I proportionately, until the aggregate special tax levy for euch Fiscal Year for all Parcels within the District is equal to the aggregate Tax Liability for such Fiscal Year. 7. If the aggregate amount to be levied based upon 5 above is less than the aggregate Tax Liability for such Fiscal Year, levy on each Parcel and Dwelling Unit described in Category II! an amount equal to 100% of the Category III maximum special tax, levy on each Parcel described in Category II an amount equal to 75% of the Category II maximum special tax, and levy on each Parcel described in Category I an amount equal to 50~/0 of the Category I maximum special tax. 8. If the aggregate amount to be levied based upon 7 above is greater than the aggregate Tax Liability for such Fiacal Year, reduce the special tax levy for each Parcel and Dwelling Unit described in Category III proportionately, until the aggregate apecial tax liability for auch Fiscal Year for all Parcele and Dwelling Unite within the District is equal to the aggregate Tax Liability for such Fiscal Year. 9. If the aggregate amount to be levied based upon 7 above is less than the aggregate Tax Liability for such Fiscal Year, levy on each Parcel and Dwelling Unit described in Category III or Parcel described in Category II an amount equal to 100% of the Category III or Category II, respectively, maximum apecial tax, and levy on each Parcel described in Category I an amount equal to 50% of the Category I maximum special tax. 10. If the aggregate amount to be levied based upon 9 above ia greater than the aggregate Tax Liability for such Fiacal Year, reduce the special tax levy for each Parcel described in Category II proportionately, until the aggregate epecial tax liability for such Fiscal Year for all parcele within the Dietrict ia equal to the aggregate Tax Liability for such Fiscal Year. DH08891N62858/Y265778.8 A-'3 11. If the aggregate amount to be levied based upon 9 above ie less than the aggregate Tax Liability for auch Fiscal Year, levy on each Parcel described in Category I, II or Dwelling Unit described in Category III an amount equal to the maximum special tax described in Category I, II or III, respectively. 12. If the aggregate amount to be levied based upon 11 above is greater than the aggregate Tax Liability for such Fiscal Year, reduce the apecial tax levy for each Parcel described in Category I proportionately, until the aggregate special tax liability for such Fiscal Year for all Parcels within the District is equal to the aggregate Tax Liability for such Fiscal Year. PREPAYMENTS Prepayments may be made only for property subject to tax under Category III. Any property owner in the District that desires to prepay the annual special taxes on a particular Parcel or Dwelling Unit, shall notify the Responsible Party in writing of such intention and the eatimated amount of prepayment no more than siYty (60) days and no less than forty-five (45) days prior to date of such prepayment, which date (the Prepayment Date) shall be a date which is sixty (60) days prior to an interest payment date for the Bonds. The entire annual special taxes for any Parcel or Dwelling Unit in the District may be prepaid on a Prepayment Date as follows: (a) The Parcel or Dwelling Unit with respect to which prepayment is to be made must not be delinquent in any prepayment of special taxes previously levied within the Diatrict. Prepayment shall not relieve any property owner from paying those special taxes which have already become due and payable, and a Notice of Cessation of Special Tax Lien shall not be recorded against any Parcel or Dwelling Unit pursuant to California Government Code Section 53344, until all special taxea with respect to that Parcel or Dwelling Unit have been paid. (b) The aggregate maximum annual special taYes for the Parcel or Dwelling Unit with reapect to which prepayment is to be made, as of the Prepayment Date, shall be calculated based upon the maximum annual apecial taxes deacribed by Category III that could be levied on that Parcel or Dwelling Unit in all future years. (c) The net present value of the future annual special taxes calculated above will be determined based on an intereat rate of eight percent (8%), which may be decreased or increased by the Responsible Party to reflect the net interest costs on the Bonds. (d) Any applicable prepayment premium on the Bonds shall be applied to the aggregate amount determined under (c) above. (e) The amount to be prepaid for any Parcel or Dwelling Unit of property shall be the sum of the amounts calculated for that Pazcel or Dwelling Unit under paragraphs (c) and (d) above, plus the reasonable costs and expenses of performing the calculationa, preparing and recording the Notice of Cessation of Special Tax Lien and any other acts or procedures required to be performed in connection with the prepayment, as determined by the Reaponsible Party. A-4 , , DEFINITIONS Adminiatrative Fees or Expenses means any or all of the following: the fees and expenses _ of the Fiscal Agent (including any fees or expenses of its counael), the expenses of the City in carrying out its duties with respect to the District (including, but not limited to, the levy and collection of the special taxes) including the fees and expenses of ita counsel, financing consultants and other consultants, any fees of the County of Riveraide related to the District or the collection of special taxea, an allocable ahare of the ealaries of the City staff directly related thereto and a proportionate amount of City general administrative overhead related thereto, any amounts paid, advanced, or incurred by the City from its general funds with respect to the Diatrict or the Bonds, and all other coats and expenses of the City or the Fiecal Agent incurred in connection with the diacharge of their respective duties under the Fiscal Agency Agreement and, in the case of the City, in any way related to administration of the District. Bonds means any bonds of the City issued for the District under Mello-Roos Community Facilities Act of 1982, as amended. City means the City of Lake Elsinore. Debt Service, for each Fiscal Year, is the total annual principal and interest payment on the Bonds during the calendar year which commences in such Fiscal Year, lesa any capitalized interest and any other amounts remaining in the debt service fund held under the Fiscal Agent Agreement as of the end of the previous Fiscal Year. District means the City of Lake Elsinore Community Facilities District No. 98-1 (Summerhill Public Improvemente). Fiscal Agent means the Fiscal Agent under the Fiscal Agent Agreement. Fiscal Agent Agreement means the agreement by that name approved by the Resolution of Issuance, and as it may be amended and/or supplemented from time to time. Fiscal Year means the period starting on July 1 and ending the following June 30. Parcel means any Riversade County Assessor's Parcel or portion thereof that ie within the boundaries of the Diatrict based on the equalized tax rolls of the County of Riverside. Resolution of Issuance is any Resolution adopted by the City authorizing the issuance of Bonds. Responsible Party is any peraon or persons who the City may appoint from time to time to compute the levy of the special taxes within the District. Square Foot or Square Feet ie the square footage of a single family dwelling unit measured at the exterior walls, but excluding (i) garages, carports, roof overhanga, passageways and patios which are both unenclosed and uncovered, and (ii) tool sheda, greenhouses and similar detached structures. Tax Categories are those categories set forth in the body hereof. Tax Liability for any Fiscal Year is an amount sufficient to pay Debt Service for auch Fiscal Year, Administrative Fees or Expenses for such Fiscal Year, an amount determined by the Reaponsible Party to offset past delinquencies and projected tax delinquencies to occur in DH09881/B62&58hY265TTS.8 A-~J ~ r such Fiscal Year, and ali payxnents required to be made in the applicahle Fiscal Year under the Fiscal Agent Agreement for the bonds and any supplements thereto. Taxable Property is all real property within the boundaries of the District which is not exempt from the apecial tas pursuant to law, except that the following property ahall not be taxed; any acres of land owned, conveyed or irrevocably offered for dedication to a public agency, or land which is a public right of way or which is an unmanned utility easement making impractical its utilization for other than the purpose set forth in the easement. DH08891/962858/p285775.3 A-s EXHIBIT B DESCRIPTION OF THE FACILITIES DK09720/962858/266780.03_ ~' ~~rr s CITY OF LAKE ELSINORE COMMONITY FACILITIES DISTRICT NO. 98-1 (Summerhill Public Improvements) PUBLIC FACII~TIF.S PROVIDED IN COMMUNITY FACIIITIES DISTRICT 9&1 TI~i.OUGH BONDS ISSUED WITH RESPECT TO COMMUNPPY FACILPPIES DISTRICT NO. 91-2 FACILITIES: 1. Grading. The grading for the public streets, public access roada and public utilities within and for the District. 2. Street Improvementa. The street improvements consist of the curbs, gutters, sidewalks, paving, street lights, storm drain and utilities in the public streets and public easements within and in the vicinity of the District. 3. Domeatic Water. The domestic water system consists of a reservoir, pumping station, distribution mains and appurtenances in the public streets and public easements within and in the vicinity of the District. 4. Sanitary Sewer. The sanitary sewer system consists of the gravity sewers, manholes, and appurtenances in the public streets and public utility easements within and in the vicinity of the District. 5. Parks and Recreation Facilities. The parks and recreation facilities within and for the district conaist of the grading, landscaping, irrigation, walkways, apparatus, facilities and appurtenances. OTHER: 1. Costs of engineering, design, planning and coordination related to the above- listed facilities. 2. Bond related expenses, including bond counsel and all other incidental expenses. 3. Administrative fees ofthe City, the Lake Elsinore Public FinancingAuthority and any Bond fiscal agent related to the District and the Bonds. DH08891/962858/#265775.$ B"1 EXHIBIT C STATEMENT OF GOALS AND POLICIES FOR THE USE OF THE MELLO-ROOS COMMUNITY FACILITIES ACT OF 1982 DK09720/962858/266780.03_ t / EXHIBIT C STATEMENT OF GOALS AND POLICIES FOR THE USE OF THE MELLO-ROOS COMMUNITY FACILITIES ACT OF 1982 OK09720/962858/266780.03_ CITY OF LAKE ELSINOIZE STATEMENT OF GOALS AND POLICIES FOR THE USE OF THE MELLO-ROOS CONIMiJrTITY FACILITIES ACT OF 1982 DK09720/962858/504972.01_ ,. TABLE OF CONTENTS SECTION I. II. III. N_ V. VI. VII. VIII. PAGE INTRODUCTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 DEFINITIONS ....................................... 1 ELIGIBLE PUBLIC FACILITIES AND PRIORITIES . . . . . . . . . . 2 CREDIT QUALITY REQUIRED OF BOND ISSUES . . . . . . . . . . . 2 DISCLOSURE R.EQUIItEMENTS . . . . . . . . . . . . . . . . . . . . . . . . . 3 EQUITY OF TAX AIdACATION FORMiTLAS . . . . . . . . . . . . . . . 3 APPRAISAIS ........................................ 5 EXCEPTIONS TO THESE POLICIES . . . . . . . . . . . . . . . . . . . . . 7 DK08720/862868/509972.01_ i 1 , , I. INTRODUCTION The City of Lake Elsinore (the "City") has developed the following Goals and Policies on debt financing as guidelines to assist concerned parties in following the City's approach to Community Facilities District debt ~nancing. It is the City's goal to support projects which address a public need and provide a public benefit. Proposed projects requesting Community Facility District debt financing will be evaluated to determine if such financing is financially viable and in the best interest of the City and current and future City and project residents. These Goals and Policies are designed to comply with Section 53312.7 of the Government Code. The City will consider applications requesting the formation of community facilities districts and the issuance of bonds to finance eligible public facilities pursuant to the Mello-Roos Community Facilities Act of 1982, as amended. The City reserves the right to request any additional reports, information or studies reasonably necessary in evaluating these applications. All City and any consultant costs incurred in evaluating applications requesting the establishment of Districts will be paid by the applicant(s) by advance deposit increments or as otherwise agreed in writing by the City. The City shall not incur any non-reimbursable expense for processing such applications. Expenses not chargeable to the district shall be borne by the applicant. II. DEFIDTITIONS "Bonds" means bonds authorized and issued under the Mello-Roos Community Facilities Act of 1982. "City" means the City of Lake Elsinore. "District" means a Community Facilities District formed under the Mello- Roos Community Facilities Act of 1982, as amended. "Public Facilities" means improvements authorized to be constructed or acquired under the Mello-Roos Act including, but not limited to, fees for capital facilities imposed by public agencies as a condition to approval of the development encompassed by the district or as a condition to service the district. "Ualue" or "F¢irM¢rket Ualue" means the amount of cash or its equivalent which property would bring if exposed for sale in the open market under conditions in which neither buyer nor seller could take advantage of a difficulty of the other and both have knowledge of all of the uses and purposes to which the property is adapted and DK09720/862868/504972.01_ , for which it is capable of being used and of the enforceable restrictions upon uses and purposes. III. ELIGIBLE PUBLIC FACILITIES AND The improvements eligible to be financed must be owned by a public agency or public utility, and must have a useful life of at least five (5) years. In any event, no bonds shall be issued with a maturity date greater than the useful life of the facilities or improvements being financed. The development proposed within the district must be consistent with the City's general plan, if any, and must have received any required zoning or specific plan approvals. The list of public facilities eligible to be financed by a district include, but are not limited to, the following: • Streets, highways and bridges ' • Flood control facilities ' • Street lighting 1 • Libraries 2 • Traffic signais and safety ' • Public utilities ' lighting • Police and fire protection Z • Parks 2 facilities • Governmental facilities 2 • Recreation facilities, including 2 golf courses • Sanitary sewer facilities ' • Biological mitigation measures ' • Storm drain facilities ' involving land acquisition, dedicating and revegation • Potable and reclaimed water facilities ' Facilities marked ' may be given priority over facilities marked 2. However, the City has final determination as to any facility's eligibility for financing, as well as the prioritization of facilities to be included within a financing district. The City may also require applicants to commit significant equity to projects for which public ~nancing assistance is requested. N. CREDIT QUALITY REQUIRED OF BOND LSSUES In evaluating a proposed Bond issuance, the City will require that the City's Independent Financing Consultant has reviewed and approved the proposed issuance of the Bonds. DK09720/962858/509972.01_ 2 V. DISCLOSURE REQUIliF,MFNTS (1) Disclosure Requirement for Developers. The applicant will be required to demonstrate, to the satisfaction of the City, that there will be full disclosure of the Mello-R,oos special taxes and any other special tax, assessment, overlapping special taxes or assessment of other districts, or other liens on individual parcels to existing and future property owners, and to prospective purchasers of property including interim purchasers and sales to merchant builders (Section 53341.5 of the Government Code). In addition to all requirements of law, the City shall require the applicant to provide disclosure of such information as the City deems appropriate to the purchasers of property within the District, with respect to the existence of the District, maximum and/or backup special taxes to be levied within the District, facilities to be constructed, the foreclosure process and the terms and conditions of Bond issues on behalf of the District. Such disclosure shall include home buyer notifications requiring signature prior to home purchases, as well as methods to notify subsequent home purchasers. The City may require that Developers offer residential buyers the option of having all special taxes prepayed upon close of escrow, with a corresponding increase in the purchase price of the residence. (2) Comnliance with Federal Securities Laws. The City shall use all reasonable means to ensure compliance with applicable federal _ securities laws in connection with the issuance of debt and the provision of annual information regarding any District established by the City with respect to which Bonds have been issued, including requiring any developer in a District who is material to the Bond issue to transmit appropriate information to the City or its designee for disclosure to Bond investors. VI. EQUITY OF TAX ALLOCATION FORMULAS The rate and method of apportionment of the speeial tax must be both reasonable and equitable in apportioning the costs of the public facilities to be ~nanced to each of the parcels within the boundaries of the proposed District. The City prefers that this apportionment of costs be based on the benefit that each parcel is to receive from the public faeilities. The rate and method of apportionment of the special tax is to provide for the administrative expenses of the proposed District, including, but not limited to, those expenses necessary for the enrollment and collection of the special tax and Bond administration. All property not otherwise exempted by the Mello-Roos Act from taxation shall be subject to the special tax. The rate and method of apportionment may provide DK097205fi2858/504972.01_ U for exemptions to be extended to parcels that are to be dedicated at a future date to public entities, held by a home owner's association, or designated open space. The annual special tax levy on each residential parcel developed to its final Iand use shall be approximately equal each year, except that a variation for administrative expenses will be allowed. The City will allow an annual escalation factor on parcels within a District. The objective of the City is to limit such annual escalations in special taxes to one percent (1%) per year. The maximum annual special tax, together with ad valorem property ta4es, special assessments or taxes for an overlapping ~nancing district, or any other charges, t~es, or fees payable from and secured by the property, including potential charges, taxes, or fees relating to authorized but unissued debt of public entities other than the City, in relation to the expected assessed value of each parcel upon completion of the private improvements to the parcel is of great importance to the City in evaluating the proposed financing. The objective of the City is to limit the "overlapping" debt burden on any parcel to two percent (2%) of the expected assessed value of the parcel upon completion of the improvements. In evaluating whether this objective can be met, the City will consider the aggregate public service needs for the proposed project. It will consider what public improvements the applicant is proposing to be financed in relation to these aggregate needs and decide what is an appropriate amount to extend in public financing to the identified public improvements. This evaluation will be based on information obtained from other affected taxing entities that have jurisdiction to impose a levy on the proposed project. The total maximum annual special taxes that can be collected from taxable property in a District, taking into account any potential changes in land use or development density or rate, and less all projected administrative expenses, must be equal to at least one hundred ten percent (110%) of the gross annual debt service on any Bonds issued by or on behalf of the District in each year that said Bonds will remain outstanding. The rate and method of apportionment of the special taY shall include a provision or a backup tax to protect against any changes in development that would result in insufficient special tax revenues to meet the debt service requirements of the district. Such backup tax shall be structured in such a manner that it shall not violate any provisions of the Mello Roos Act regarding cross-collateralization limitations for residential properties. A formula to provide for the prepayment of the special tax may be provided; however, neither the City nor the Community Facilities District shall be obligated to pay for the cost of determining the prepayment amount which is to be paid by the applicant. DK09720N62858/504972.01_ 4 „ VII. APPRAISALS A. Definition of Appraisal. An appraisal is a written statement independently and impartially prepared by a qualified appraiser setting forth an opinion of defined value of an adequately described property as of a specific date, supported by the presentation and analysis of relevant market inforxnation. B. Standards of Appraisal. The format and level of documentation for an appraisal depend on the complexity of the appraisal problem. A detailed appraisal shall be prepared for complex appraisal problems. A detailed appraisal shall reflect nationally recognized appraisal standazds, including, to the extent appropriate, the Uniform Appraisal Standards for Federal Land Acquisition. An appraisal must contain sufficient documentation, including valuation data and the appraiser's analysis of the data, to support his or her opinion of value. At a minimum, the appraisal shall contain the following items: (1) The purpose and/or the function of the appraisal, a definition of the estate being appraised, and a statement of the assumptions and limiting conditions affecting the appraisal. (2) An adequate description of the physical characteristics of the property being appraised, location, zoning, present use, an analysis of the highest and best use. (3) Ali relevant and reliable approaches to value consistent with commonly accepted professional appraisal practices. If a discounted cash flow analysis is used, it should be supported with at least one other valuation method such as a market approach using sales that are at the same stage of land development. If more than one approach is utilized, there shall be an analysis and reconciliation of approaches to value that are sufficient to support the appraiser's opinion of value. (4) A description of comparable sales, including a description of all relevant physical, legal, and economic factors such as parties to the transaction, source, and method of financing, and verification by a party involved in the transaction. (5) A statement of the value of the real property. (6) The effective date of valuation, date of appraisal, signature, and certification of the appraiser. C. Conflict of Interest. No appraiser or review appraiser shall have any interest direct or indirect in the real property being appraised for the Agency that would in any way conflict with the preparation or review of the appraisal. oKOS~zoisszasaisoas~z.oi_ 5 r Compensation for making an appraisal shall not be based on the amount of the valuation. D. Communitv Facilities District Appraisal Premises. The valuation of proposed community facilities districts should be based on three premises: (1) Raw Land Value (Premise No. 1). The total land within the project is valued "as is" (a) With any existing infrastructure. (b) Without proposed infrastructure being financed. (c) With existing parcel configuration. (d) Considering planned densities allowed by the speci~c plan of the project. This is a typical type of land valuation. (2) Project Build Out Value (Premise No. 2). The total land within the project is valued under projected conditions: (a) With proposed infrastructure being financed completely. (b) At the planned densities allowed by the specific plan. (c) Land development is at the stage of being marketed to merchant builders or tentative tract maps ready to be filed. This is a projected value based on project plans predicated on market conditions continuing as projected. (3) Bulk Land Value (Premise No. 3). The total land within the project is valued under projected conditions: (a) With proposed infrastructure being financed completely. (b) With existing parcel configuration. (c) Considering planned densities allowed by the specific plan of the project. This premise should consider a discounted or "quick sale" valuation considering time, costs, and the possibility of a per unit value based on the total size of the project. DK09720/882858/504972.01_ 6 , VIII. EXCEPTIONS TO THESE POLICIES The City may find in limited and exceptional instances that a waiver to any of the above stated policies is reasonable given identified special City benefits to be derived from such waiver. Such waivers are granted only by action of the City Council based upon specifie public purpose and/or health and safety findings. nxoe~zoreezeeaicoas~s.oi_ 7 STATE OF CALIFORNIA ) COUNTY OF RIVERSIDE ) SS: CITY OF LAKE ELSINORE ) I, VICKI KASAD, CITY CLERK OF THE CITY OF LAKE ELSINORE, CALIFORNIA, DO HEREBY CERTIFY that the foregoing Resolution duly adopted by the City Council of the City of Lake Elsinore at a Regular Meeting of said Council on the 23rd day of June, 1998, and that it was so adopted by the following vote: AYES: COUNCILMEMBERS: ALONGI, BRINLEY, KELLEY, METZE,PAPE NOES: COUNCILMEMBERS: ABSENT: COUNCILMEMBERS: ABSTAIN: COUNCILIVIEMBERS: ~~~/~1 VICKI KASAD, CITY CLERK CITY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) COUNTY OF RIVERSIDE ) SS: CITY OF LAI{E ELSINORE) NONE NONE NONE I, VICHI KASAD, CITY CLERK OF THE CITY OF LAKE ELSINORE, DO HEREBY CERTIFY that the above and foregoing is a full, true and correct copy of Resolution No. 98-15 of said Council, and that the same has not been amended or repealed. DATE: June 29,1998 ~ ~'IC~AD, CI Y CLERK CITY OF LAI{E ELSINORE (SEAL)