Loading...
HomeMy WebLinkAboutCC Reso No 2003-50RESOLUTION NO. 2003-50 RESOLUTION OF INTENTION OF THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE TO ESTABLISH CITY OF LAKE ELSINORE COMMUNITY FACILITIES DISTRICT NO. 2003-2 (CANYON HILLS); AND DESIGNATING IMPROVEMENT AREAS - WITHIN SAID COMMUNITY FACILITIES DISTRICT WHEREAS, the City Council (the "Council") of the City of Lake Elsinore (the "Cit}~') has received a petition (the "Petition") requesting the institution of proceedings for (i) format~on of a community facilities district (the "CFD") pursuant to the Mello-Roos Community Facilities Act of 1982, as amended (the "AcY'), (ii) designation of improvement areas within the CFD, (iii) authorization of issuance of bonds for each improvement area witlun the CFD, and (iv) establistunent of an appropriations limit for each improvement azea within the CFD; and WHEREAS, the Council has determined that the Petition complies with the requirements of Government Code Section 53318(c) and now intends to initiate such proceedings; and WHEREAS, it is the intention of the Council to finance fire and paramedic services that aze in addition to those provided in the territory within the CFD prior to the formation of the CFD and do not supplant services already available within the territory proposed to be included in the CFD through the formation of the CFD subject to the levy of a special tax to pay for such services, being approved at an election to be held within the boundaries of the CFD; and WHEREAS, it is also the intention of the Council to finance the acquisition and construction of the Facilities (as defined below) or any combination thereof through the formation of the CFD, subject to the authorization of bonds and the levy of a special talc to pay lease payments, installment purchase payments or other payments, or principal and interest on bonds, being approved at an election to be held within the boundaries of the CFD; and WHEREAS, pursuant to Section 53350 of the Act, the Council may designate a portion or portions of the CFD as one or more improvement areas for purposes of financing of, ar contributing to the financing of, specified public facilities; NOW, THEREFORE, THE CTTY COUNCIL OF THE CITY OF LAKE ELSINORE DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: Section 1. The Council hereby determines to institute proceedings for the formation of a community facilities district under the terms of the Act. The exterior boundaries of the CFD are hereby specified and described to be as shown on that certain map now oa file in the office of the Clerk entitled "Proposed Boundaries of City of Lake Elsinore Community Facilities District No. 2003-2 (Canyon Hiils)," which map indicates by a boundary iine the extent of the territory included in the proposed community facilities district and shall govem for all details as to the extent of the CFD. On the original and one copy of the map of such CFD on file in the City Clerk's office, the City Clerk shall endorse the certificate evidencing the date and adoption of this resolution. The Gity Clerk shall file the original of such map in her office and, within fifteen 45364425.1 ' ~ ~ " .. - (15) days after the adoption of this Resolution, the City Clerk shall file a copy of such map so endorsed in the records of the County Recorder, County of Riverside, State of California. Section 2. The name of the proposed CFD shall be "City of Lake Elsinore Community Facilities District No. 2003-2 (Canyon Hills)." Section 3. The Council hereby designates the portions of the CFD as described in Exhibit A attached hereto, as Improvement Area A, Improvement Area B, Improvement Area C and Improvement Area D, respectively, of City of Lake Elsinore Community Facilities District No. 2003-2 (Canyon Hills). Section 4. Except where funds are otherwise available, it is the intention of the Council to levy annually in accordance with procedures contained in the Act a special t~ (the "Public Safety Special Tax") sufficient to finance a portion of the cost of providing fire and paramedic services (the "Services") that are in addition to those provided in the territory within the CFD prior to the formation of the CFD and do not supplant services already available within the territory proposed to be included in the CFD, the costs of administering the levy and collection of the Public Safety Special Tax and all other costs of the levy of the Public Safety Special Tax, including any foreclosure proceedings, legal, fiscal, and financial consultant fees, election costs, and all other administrative costs oF the tax levy. The Public Safety Special Taac will be secured by recordation of a continuing lien against all non-exempt undeveloped real property in the CFD. The schedule of the rate and method of apportionment and manner of collection of the Public Safety Special TaY is described in detail in Exhibit B attached hereto and by this reference incorporated herein. The Public Safety Special Tax is apportioned to each parcel on the foregoing basis pursuant to Section 53325.3 of the Act. Section 5. The facilities proposed to be financed by each improvement area of the CFD are public infrastructure facilities and other governmental facilities with an estimated useful life of five years or longer, which the CFD is authorized by law to construct, own or operate and that are necessary to meet increased demands placed upon the City as a result of development or rehabilitation occurring within the proposed CFD, including but not limited to streets, streetscape, pazk and recreation facilities, storm drain, fire station, other city facilities and water and sewer facilities and fees of the Elsinore Valley Municipal Water District and related costs including designs, inspections, professional fees, annexation fees, connection fees and acquisition costs (the "Facilities"). Such Facilities need not be physically located within the CFD. Section 6. Except where funds are otherwise available, it is the intention of the Council to levy annually in accordance with procedures contained in the Act a special tax (the "Special Tax") sufficient to pay for the costs of financing the acquisition and/or construction of the Facilities, including the principal of and interest on the bonds proposed to be issued to finance the Facilities and other periodic costs, the establishment and replenishment of reserve funds, the remarketing, credit enhancement and liquidity fees, the costs of administering the levy and collection of the Special Tas and all other costs of the levy of the Special Tax and issuance of the bonds, including any foreclosure proceedings, architectural, engineering, inspection, legal, 45364425.1 fiscal, and financial consultant fees, discount fees, interest on bonds due and payable prior to the expiration of one year from the date of completion of facilities (but not to exceed two years), election costs and all costs of issuance of the bonds, including, but not limited to, fees for bond counsel, disclosure counsel, financing consultants and printing costs, and all other administrative costs of the tax levy and bond issue. The Special Ta~c will be secured by recordation of a continuing lien against all non-exempt real property in the CFD. In the first year in which such a Special Tax is levied, the levy shall include a sum sufficient to repay to the City all amounts, if any, transfened to the CFD pursuant to Section 53314 of the Act and interest thereon. The schedule of the rate and method of apportionment and manner of collection of the Special Tas is described in detail in Exhibit C attached hereto and by this reference incorporated herein. The Special Ta~c is based upon the cost of financing the Facilities in the CFD, the demand that each pazcel will place on the Facilities and the benefit (direct and/or indirect) received by each pazcel from the Facilities. The Special Tax is apportioned to each parcel on the foregoing basis pursuant to Section 533253 of the Act . In the event that a portion of the property within the CFD shall become for any reason exempt, wholly or partially, from the levy of the Special Taac, the Council shall, on behalf of the CFD, increase the levy to the extent necessary upon the remaining property wiUun the CFD which is not delinquent or exempt in order to yield the required payments, subject to the masimum tax. Under no circumstances, however, shall the Special Taac levied against any pazcel used for private residential purposes be increased as a consequence of delinquency or default by the owner of any other pazcel or pazcels within the CFD by more than 10 percent. Furthermare, the maximum special tax authorized to be levied against any parcel used for private residential purposes shall not be increased over time in excess of 2 percent per year. Section 7. The Council hereby finds that the proposed Facilities are necessary to meet increased demands put upon the City as a result of the new development or rehabilitation within the proposed CFD. Section 8. A public hearing (the "Hearing") on the establishment of the CFD and the proposed rate and method of apportionxnent of the Public Safety Special T~ and the Special Tax shall be held on November 25, 2003, at 7:00 p.m., or as soon thereafter as practicable, at the chambers of the Council, 183 North Main Street, Lake Elsinore, California 92530. Section 9. At the time and place set forth above for the hearing, any interested person, including all persons owning lands or registered to vote within the proposed CFD, may appear and be heard. Section 10. Each City officer who is or will be responsible for the Services and the Facilities to be financed by the CFD, if it is established, is hereby directed to study the proposed CFD and, at or before the time of the above-mentioned Hearing, file a report with the Council, and which is to be made a part of the record of the Hearing, containing a brief description of the Services and the Facilities by type which will in his or her opinion be required to adequately meet the needs of the CFD and his or her estimate of the cost of providing the Services and the Facilities. The City Manager is directed to estimate the fair and reasonable cost of all incidental expenses, including the cost of planning and designing the Facilities to be financed pursuant to the Act, including the cost of environmental evaluations of such facilities, all costs associated 45364425.1 3 . .._ ~~ . . ~ with the crearion of the CFD, issuance of bonds, determination of the amount of any special taxes, collection of any special talces, or costs otherwise incurred in order to carry out the authorized purposes of the City with respect to the CFD, and any other expenses incidental to the conshuction, completion and inspection of the authorized work to be paid through the proposed financing. Section ll. The City may accept advances of funds from any sources, including private persons or private entities, and is authorized and directed to use such funds for any authorized purpose, including any cost incurred by the City in creating the CFD. The City may enter into an agreement to repay all of such funds as aze not expended or committed for any authorized purpose at the time of the election on the levy of the Public Safety Special Tax and the Special Taac, if the proposal to levy such taac should fail, and to repay all of such funds advanced if the levy of the Public Safety Special T~ and the Special Tax shall be approved by the qualified electors of the CFD. Section 12. The City Clerk is hereby directed to publish a notice ("Notice") of the Hearing pursuant to Section 6061 of the Government Code in a newspaper of general circulation published in the area of the proposed CFD. Such Notice shall contain information set forth in Section 53322 of the Act. Such publication shall be completed at least 7 days prior to the date of the Hearing. Section 13. The Clerk may send a copy of the Notice by first-class mail, postage prepaid, to each registered voter and to each landowner within proposed CFD as shown on the last equalized assessment roll. Said mailing shall be completed not less than fifteen (15) days prior to the date of the Hearing. Section 14. Pursuant to Section 53344.1 of the Act, the Council hereby reserves to itself, in its sole discretion, the right and authority by subsequent resolution to allow any owner of property within the CFD, subject to the provisions of Section 53344.1 of the Act and those conditions as it may impose, and any applicable prepayment penalties as prescribed in the bond indenture or comparable instrument or document, to tender to the CFD treasurer in full payment or part payment of any installment of the special taxes or the interest or penalties thereon which may be due or delinquent, but far which a bill has been received, any bond or other obligation secured thereby, the bond or other obligation to be taken at par and credit to be given for the accrued interest shown thereby computed to the date of tender. Section 15. The voting procedure with respect to the establishment of the CFD and the imposition of the special taac shall be by hand delivered ballot election. 45364425.1 4 PASSED, APPROVED AND ADOPTED this 14th day of October , 2003. ATT T: ~ , r'l/~~/t City Clerk of the City of Lake Elsinore APPROVED AS TO FORM: ~ Barbara Leibold, ity Attorney APPROVED UPON THE FOLLOWING VOTE: AYES: COUNCILMEMBERS: BUCKLEY, NOES: COUNCILMEMBERS: NONE ABSENT: COUNCILMEMBERS: NONE ABSTAIN: COUNCILMEMBERS: NONE HICKMAN, KELLEY, SCHIFFNER, BRINLEY 45364425.1 5 ~~ dY11 ALNpN sxos~aw wr se~ towa eo xawms3a mw~o r ma sarn swamv uwm ~g.a¢ sramssi ~.av ~r eo a~rm 3u n r....r.~.~...., YWIOlNJ ~ 3IV15 ']~1Y A AIMOt ~It N 100WlI IUMN l4 A DYA )il M '"~bN 11f#WI511 SY 1Em1~LL~3p1 nYd~L~NlSC SiII~YI AI/YA10.t ~Rn LLQ{6SRYl0 SdI11 JC -1q0Y M 1Y-700RO . ~!0 IYqll ]LL tY IOOL !D AM -~ OLL Qifi qt 111Y1fO6L S11.AY 1VOi A AM ~)6 AYmNWJV YIYIO~%FLLA ~Y157~iMW ~~~T016V~~.iC. 6-490LLLqIL'1YL90~SflIGVJ AlMYIIEO SAf6i1 DIII A AID~ILL AUMWGY QiGOYI )IL~OI~IWC MI fN! )II lY1LL AiIYD A01p111 SWL-JO AY~~ SMl.3q16A SMIlO AtD ]LL ~%GO AIC 36 !D D14tl iLL N QtY •ODZ{~.l ~31Y7$ viNao~rn~ ~o ~.vls '3u~sa3n~a .~o uNra~ (s-rnH rio~NV~) 3210NIS'13 3~V1 ~0 JLLI~ 3Hl ~0 Z-£OOZ 'oN 1~12LLSI0 S3LLill~1/~ JLLINf1WW0~ jo ~avaNnoe a3sodoad G b CITY OF LAKE ELSINORE ' COMMUNITY FACILITIES DISTRICT NO. 2003-2 (CANYON HILLS) (FIRE AND PARAMEDIC SERVICES) RATE AND METHOD OF APPORTIONMENT OF SPECIAL TAX An Annual Special Tax shall be levied on all Undeveloped Property of Community Facilities District No. 2003-2 (Canyon Hills) of the City of Lake Elsinore ("CFD No. 2003-2") in accordance with this rate and method of apportionment of special talc as herein set forth. All of the real property within CFD No. 2003-2, unless exempt by law or by the provisions hereof, shall be talced far the purposes, to the extent and in the manner herein provided. SECTION A DEFINTIONS "Acre or Acreage" means the land area of an Assessor's Parcel as shown on an Assessor's Parcel Map, or if the land area is not shown on the Assessor's Parcel Map, the land area as shown on the applicable recorded final map or parcel map, or if the land area is not shown on the applicabie recorded final map or parcel map, the land area shall be calculated by the City Engineer. "Act" means the Mello-Roos Community Facilities Act of 1982, as amended, Sections 53311 and following of the California Government Code. "Additional Public Safety Special Taxes" means all "Maxnnum Special Taxes" that would have been collected from developments meeting the criteria for annexation into the Public Safety CFD, as such criteria is described in the Agreement, from "Developed Multi-Family Propert~' and "Developed Residential Property" that are not included in the Public Safety CFD, as such quoted terms are defined in the Public Safety CFD RMA. "Agreement" means the Public Facilities and Services Financing Agreement between Pardee Homes and the City, dated June 24, 2003. "Annual Special Tax" means the special tax actually levied by CFD No. 2003-2 pursuant to the Act. "Assessor's Parcel" means a lot or parcel shown on the County Assessar's Parcel Map with an assigned assessor parcel number. "Assessor's Parcel Map" means an officiai map of the County Assessor designating parcels by assessor pazcel number. City of Lake Elsinore Community Facilities District No. 2003-2 Fire and Paramedic Services October 9, 2003 Page 1 "City" means the City of Lake Elsinore, California. "City Council" means the City Council of the City of Lake Elsinore as the tegislative body for CFD No. 2003-2 under the Act. "County" means the County of Riverside, California. "Exempt Property" means any Assessor's Parcel in CFD No. 2003-2 that: (i) is designated as being exempt from the Annual Special Tax as set forth in Section E herein or (ii) that has been issued a building permit for residential construction by the City on or prior to March 1 preceding the Fiscal Year in which the Annual Special Tax is being levied. "Fire Station" means the eastside fire station located on or near Railroad Canyon Road providing service for the Canyon Hills Development azea and other areas of the City as more particularly described in the Agreement. "Fire Station Cooperation AgreemenP' means the agreement(s) entered into between the City and County Fire for operating and staffing fire stations within the City, including the Fire Station, and funding the costs of such operation and staffing with ad valorem real property tases, ad valorem real property taac increment, parcel charges or assessments. "Fire Station Operation" means the staffing of the Fire Station as a three-person facility and annual operation and maintenance of the Fire Station. "Fiscal Year" means the period starting July 1 and ending the foilowing June 30. "Holding Fund" means a discrete, interest earning special fund of the City established to hoid funds and administered pursuant to the terms of the Agreement. "Maximum Annual Special Tax" means the M~imum Annual Special Tax determined in accordance with Section C that can be levied by CFD No. 2003-2 in any Fiscal Year on an Assessar's ParceL "Proportionate Amount of Structural Fire Taxes" means the total amount of Structural Fire Taxes generated within the City each Fiscal Year divided by the number of fire stations within the City that aze the subject of a Fire Station Cooperation Agreement. "Public Safety CFD" means the "City of Lake Elsinore Community Facilities District No. 2003-1 (Law Enforcement, Fire and Paramedic Services)". "Public Safety CFD RMA" means the rate and method of apportionment of special tax of the Public Safety CFD. City of Lake Elsinore Community Facilities District No. 2003-2 Fire and Pazamedic Services October 9, 2003 Page 2 "Public Safety CFD Share" equals 8333% of all "Maazimum Special Taa~es" levied and collected from "Developed Multi-Family Property" and "Developed Residential Property" as defined in the Public Safety CFD RMA. "Public Safety Services" means police, fire and other related public safety services provided directly by the City or by contract with another public agency including, without limitation, the Fire Station Operation. "Public Safety Special Taxes" means the special taxes authorized to be levied by the Public Safety CFD or any other CFD established by the City to fund Public Safety Services within the area depicted in Exhibit "C" to the Agreement. "Special Tax Requirement" means the amount required in any Fiscal Year to fund actual Fue Station Operation costs equal to the lesser of: 1. $939,000 (escalating by 2% per Fiscal Year commencing in Fiscal Year 2004-OS); or 2. The estimated annual Fire Station Operation costs in the Fiscal Year in which CFD No. 2003-2 special taaces are being levied, less the total of: a. The Proportionate Amount of Structural Fire Taaces estimated to be generated in the Fiscal Year in which CFD No. 2003-2 special t~es are being levied. If the City is unable to enter into a Fire Station Cooperation Agreement to provide for the Fire Station Operation or enters into, but subsequently terminates or modifies such Fire Station Cooperation Agreement so as to reduce or eliminate the amount of Structural Fire Taaces applied to fund, or as a credit against, the Fire Station Operation costs, then the City shall calculate the Proportionate Amount of Structural Fire Taxes pursuant to the Agreement as if the Fire Station was subject to a Fire Station Cooperation Agreement that has not been modified or terminated; and b. The Public Safety CFD Share plus 8333% of the Additional Public Safety Special Tases that could have been generated in the Fiscal Year in which CFD No. 2003-2 special taaces aze being levied; and c. Actual amounts available from the prior Fiscal Year's Public Safety CFD Share after funding the Fire Station Operation costs and all costs of administering the levy as set forth in the resolution of intention to establish CFD No. 2003-2 of the prior Fiscal Year, and Undeveloped Property Annual Special Taxes after fixnding the Fire Station Operation costs and all costs of administering the levy as set forth in the resolution of intention to establish CFD No. 2003-2 of the prior Fiscal Yeaz; and City of Lake Elsinore Community Facilities District No. 2003-2 Fire and Paramedic Services October 9, 2003 Page 3 d. Actual amounts available in the Holding Fund, excluding the funds contributed from CFD No. 90-2. "Structural Fire Taxes" means the ad valorem real property taxes, ad valorem real property tax increment, parcel charges or assessments collected within the City and applied to fixnd, or as a credit against fire station operation costs, including the Fire Station Operation costs, pursuant to the Fire Station Cooperation Agreement(s). "Undeveloped Property" means all Assessor's Parcels in CFD No. 2003-2 that aze not Exempt Property. SECTION B CLASSIFICATION OF ASSESSOR'S PARCELS Each Fiscal Year, beginning with Fiscal Year 2003-04, each Assessor's Pazcel within the CFD No. 2003-2 shall be classified as Undeveloped Property or Exempt Property. SECTION C MAXIMUM ANNUAL SPECIAL TAX The Maximum Annual Special Tas for each Assessor's Parcel of Undeveloped Property for the Fiscal Year 2003-04 shall be $2,741 per Acre. Commencing in the 2004-OS Fiscal Year, and each Fiscal Year thereafter, the Maximum Annual Speciai Taac for Undeveloped Property shall increase by 2% per Fiscal Year. SECTION D METHOD OF APPORTIONMENT OF THE ANNUAL SPECIAL TAX Commencing in the 2003-04 Fiscal Year, and each Fiscal Year thereafter, the City Council may levy the Annual Special Tax on all Undeveloped Property at up to the Masimum Annual Special Taac rate in order to fund the Special Tax Requirement. The Annual Special Tax levied on an Assessor's Pazcel of Undeveloped Property in each Fiscal Year shall equal the lesser of (i) the Maximum Annual Special Tax or (ii) the Special Taac Requirement calculated for the Fiscal Year divided by the total Acreage of Undeveloped Property and multiplied by the Acreage of the Assessor's Parcel. City of Lake Elsinore Community Facilities District No. 2003-2 Fire and Paramedic Services October 9, 2003 Page 4 SECTION E EXEMPTIONS The City shall classify as Exempt Property (i) Assessor's Parcels which are owned by, irrevocably offered for dedication, encumbered by ar restricted in use by the State of California, Federal or other local governments, including school districts, (ii) Assessor's Parcels which are owned by, irrevocably offered for dedication, encumbered by or restricted in use by a homeowners' association, (iii) Assessor's Parcels with public or utility easements making impractical their utilization for other than the purposes set forth in the easement, and (iv) Assessor's Parcels which are privately owned and are encumbered by or restricted solely for public uses. SECTION F MANNER OF COLLECTION The Annual Special Taac levied in each Fiscal Year shall be collected in the same manner as ordinary ad valorem property taaces are collected and shall be subject to the same penalties and the same procedure, sale, and lien priority in case of delinquency as is provided for ad valorem taxes. The Annual Special Tax when levied shall be secured by the lien imposed pursuant to Section 3115.5 of the Sireets and Highways Code. This lien shall be continuing lien and shall secure each levy of Annual Special Tas. The lien of the Annual Special Tax shall continue in force and effect until the Annual Special Tas ceases to be levied in the manner provided by Section 53330.5 of the Government Code. SECTION G TERM OF ANNUAL SPECIAL TAX The Annual Special Ta~c may be levied in perpetuity so long as the Fire Station Operation continues. City of Lake Elsinore Community Facilities District No. 2003-2 Fire and Paramedic Services October 9, 2003 Page 5 RATE AND METHOD OF APPORTIONMENT FOR COMMUlVITY FACILITIES DISTRICT NO. 2003-2 OF THE CITY OF LAKE ELSINORE (CANYON HILLS) (IMPROVEMENT AREA A) The following sets forth the Rate and Method of Apportionment e`~1 Special Taxes in Improvement Area A of the City of Lake Elsino 'ty") District No. 2003-2 (Canyon Hills) ("CFD No. 2003-2"). An al ga • al and collected in CFD No. 2003-2 each Fiscal Year, in an amoun etermi of the Rate and Method of Apportionment described ~q~All o~~~ Improvement Area A, uniess exempted by law or by~~rovisions hereof, purposes, to the extent, and in the manner herein pro~~d. ~~, A The terms hereinafter set forth have the "Acre or Acreage" mea Map, or if the land area i; applicable Final Map, ~ i be calculated by the City "AcN' means~'e~~ Part 1 of Di~sion 2 of of an As"~~; ~vy and collection of Community Facilities Tax shall be levied on ough the application 1 properiy within s l~be taxed for the shown on an Assessor's Parcel the Assess~r's Parcel "Ivlap, the land area as shown on the a not shown a th~e applicable Final Map, the land area shall = r.~~~ . ~~, ies Fac111fies Act of 1982, as amended, being Chapter 2.5, ~ernment Code of the State of California. "Administra~xpenses" s an~rdinary and necessary expense incuned by the City on behalf of Impro e, ent Area A. ted to the determination of the amount of the levy of Special Talces, the collecti~ Specia ' aaces including the expenses of collecting delinquencies, the administration ofBon F~ : e p, ent of salaries and benefits of any City employee whose duries aze directly related to the adxn -- ation of Improvement Area A, and costs otherwise incurred in order to carry out the authorize urposes of CFD No. 2003-2 relating to Improvement Area A. "Annual Special Tax" means the Special Tax actually levied in any Fiscal Year on any Assessor's Parcel. "Apartment Property" means all Assessor's Parcels of Residential Property on which one or more Apartment Units are constructed. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 1 "Apartment Unit" means a dwelling unit within a building comprised of attached residential units available for rental by the general public, not for sale to an end user, and under common management. "Approved Property" means all Assessor's Parceis of Taacable Property: (i) that are included in a Final Map that was recorded prior to the January 1 St preceding the Fiscal Year in which the Special Taac is being levied, and (ii) that have not been issued a building perxnit on or before March lst preceding the Fiscal Year in which the Special Taac is being levied. "Assessor's Parcel" means a lot or parcel of land designated on an As ;• o~'s Parcel Map with an assigned Assessor's Pazcel Number. "Assessor's Parcel Map" means an official map of the Assess"~of the"(~.~" ty designating parcels by Assessor's Parcel Number. „ x~ LL "Assessor's Parcel Number" means that number ass'~`"" d to an, ssessor's Parce =-~ ~ e ounty for purposes of identification. =~ ~ "Assigned Annnal Speciai Tax" means the Special Taac oft~~~~aatne described in Section D below. "Backup Annual Special Tax" means the ~~e't~%~~,aac of that na~~,esc~ ~,r~bed in Section E below. "Bonds" means any obhgation to repay a sum o'f~mon ~I` ~ b~gations in the form ofbonds, notes, certificates ofparticipa ' w ~~o~~n~g-term leas`e~~.~s s fro ernment agencies, or loans from banks, other financial inst ~ ons;~p ~ te business ., or indivi als, or long-term contracts, or any refunding thereof, to w ,pecial 'F~es within v~ovement Area A have been pledged. "Building Square exclusive of g~~~ building pe~ ap~ December 31. Parcei. footage ofassessable internal living space, ; space, as determined by reference to the means the "= d co~encing January 1 of any year and ending the following "CFD No. 2003-2" s Comt~iunity Facilities District No. 2003-2 established by the City under the Act. "City Council" means the City Council of the City of Lake Elsinore, acting as the Legislative Body of CFD No. 2003-2, or its designee. "County" means the County of Riverside. "Developed Property" means all Assessor's Parcels of Taxable Property that (i) are included in a Final Map that was recorded prior to the January 15` preceding the Fiscal Year in which the Special Taac is being levied, and (ii) a building permit was issued on or before Mazch ls` preceding the Fiscal Year in which the Special Tax is being levied. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 2 "Exempt Property" means all Assessor's Parcels designated as being exempt from Special Tases as provided for in Section J. "Final Map" means a subdivision of property by recordation of a final map, parcel map, or lot line adjushnent, pursuant to the Subdivision Map Act (California Government Code Section 66410 et seq.) or recordation of a condominium plan pursuant to California Civil Code 1352 that creates individual lots for which building permits may be issued without further subdivision. "Fiscal Year" means the period commencing on July 1 of any year and~a~d~ing the following June 30. "Improvement Area A" means Improvement Area A of CF `'o: 3-2, as identified on the boundary map for CFD No. 2003-2. "Maximum Special Tax" means the maxunum S C, that can be levied by CFD No. 2003-2 within Assessor's Pazcel. "Non-Resideutial Property" means all Assessor's Pazce~ building permit was issued for any type of i o~,residential use~ "Partial Prepayment Amount" means the Special Taac obligation far an Assessor's Par~ "Prepayment Amount" full for an Assessor's P~ "Proportionately" Annual Specia subject to ,~t~ ap~ "Yroporttoitat ly" 1n step Yo Annual ~pec ax divided Tas, is equal fo ,;;_l~applical in to ed in acco ~ance with Section A in any Y ar on any Properiy for which a to pre~ a portion of the Annual t~Sect~on H. Annual Special Taac obligation in ~'f~er~~. '.e u~pecial Taaz levyto the applicable Assigned for lica ssor's Parcels. In case ofDeveloped Property ~ oY Annuai Special Taac under step four of Section F, ~~rteans t ~uotient of (a) Annual Special Taac less the Assigned 5 the Ba p Annual Special Talc less the Assigned Annual Special e t~~essorrs Parcels. "Provisional Undev~e°t d Pr¢'~erty" means all Assessor's Parcels ofTaacable Properiy that would otherwise be classified ~~ipt Property pursuant to the provisions of Section J, but cannot be classified as Exempt Prop • because to do so would reduce the Acreage of all Taxable Property below the required minim~m Acreage set forth in Section J for Zone 1 or Zone 2 as applicable. "Residential Property" means all Assessor's Parcels of Developed Properiy for which a building permit has been issued for purposes of constnxcting one or more residential dwelling units. "Single Family Property" means all Assessor's Parcels of Residential Property other than Apartment Property. "Single Family Unit" means a residential dwelling unit other than an Apartment Unit. City of Lake Elsinore Community Facilities District No. 2003-2 Ixnprovement Area A October 9, 2003 Page 3 "Special Tax" means any of the special taxes authorized to be levied within Improvement Area A by CFD No. 2003-2 pursuant to the Act. "Special Tax Requirement" means the amount required in any Fiscal Yeaz to pay: (i) the debt service or the periodic costs on all outstanding Bonds due in the Calendaz Year that commences in such Fiscal Yeaz, (ii) Administrative Expenses, (iii) the costs associated with the release of funds from an escrow account, (iv) any amount required to establish or replenish any reserve funds established in association with the Bonds, and (v) the collection or accumulation of funds for the acquisition or construction of facilities authorized by CFD No. 2003-2 pr ided that the inclusion of such amount does not cause an increase in the levy of Special Tax on =~;~eloped Property as set forth in Step Three of Section F., less (vi) any amounts available to p ebt service or other periodic costs on the Bonds pursuant to any applicable bond indentur -, s ent agreement, or trust agreement. e~, "Taxable Property" means ail Assessor's Parcels Exempt Property. ~ "Undeveloped Property" means all Assessor's Pat Developed Property, Approved Property or Provisional "Zone" means Zone 1 or Zone 2. "Zone 1" means a specific geographic area as "Zoue 2" means a area as del3a~ted in which are not Property. are not herein. A attached herein. 'S PARCELS Each Fis~~~il. ~ ar, begimm~g ` isca °'ar~~003-04, each Assessor's Parcel within Improvement Area A shall igned to Zo ~~or Zor,~} 2 and shall be classified as Taacable Property or Exempt Property. In a~i-~ each Ass""'sor's Pazcel of Taxable Property shall be further classified as Developed Prope = pproved,~~roperiy, Undeveloped Property or Provisional Undeveloped Properry. In addition, •, oh As ~sor's Parcel of Developed Property shall further be classified as Residential Property or ~. -' esidential Property. Lastly, each Assessor's Parcel of Residential Property shall further be ~; ssified as a Single Family Properiy or Aparhnent Properiy, and each Single Family Property shall be assigned to its appropriate Assigned Annuai Special Tax rate based on its Building Square Footage. SECTION C MAXIMUM SPECIAL TAX i. Developed Pronertv City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 4 The Maximum Special Taat for each Assessor's Parcel of Residential Property or Non- Residential Property that is classified as Developed Property in any Fiscal Year shall be the greater of (i) the Assigned Annual Special Tax or (ii) the Backup Annual Special Tax. 2. Approved Propertv, Undeveloped Propertv and Provisional Undeveloped Propertv The Maximum Special Ta~c for each Assessor's Pazcel classified as Approved Property, Undeveloped Property, or Provisional Undeveloped Property in any Fiscal Year shall be the Assigned Annual Special Taac. ~ SECTION D ASSIGNED ANNUAL Develoned Propertv Each Fiscal Year, each Assessor's Parcel ofl Non-Residential Properiy shall be subj ect to Annual Special Taac applicable to a Assessc 2003-04 shall be determined nursu 'na~n_Ta ASSI ~~. ~°~ ~ ANNUAL ~~~IAL 1'~";r^;,; FOR DEVE ` OPERTY , ITHIN Z~ ~ FO ~,FISCAL Y R 2003-04 ~~ ~ T apartm- rroperry,or :cial T . The Assigned Property for Fiscal Year ATES 1 AND ZONE 2 Land Use T e~~ ~~ ~Bu]tl~i ~are Foota e Rate Sin ~a"~'~~',,~Jnit '` ~~~; han 1,175 $916 erUnit ~ ~ " S~'n~leFamil~`~7~~Y~,, '~ ~` 1 175 -1 324 , , $1,001perUnit ~~~le Family U ~ 1,325 -1,449 $1,169 per Unit Sin1'~ amilyUnit'~ ,~ 1,450-1,549 $1,177 erUnit Singl ,°y~~~; ilyUnit , 1,550-1,649 $1,184 erUnit Sin le Fa~Unit ,~'' 1,650 -1,749 $1,192 er Unit Single Famil it 1,750 -1,949 $1,276 er Unit Single Family 1,950 - 2,199 $1,361 er Unit Single Famil nit 2,200 - 2,699 $1,617 per Unit Sin le Famil Unit 2,700 - 2,949 $1,702 er Unit Sin le Famil Unit 2,950 or greater $1,870 er Unit Aparhnent Unit N/A $600 per Unit Non-Residential Properiy N/A $5,000 per Acre City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 5 2. Approved PropertV, Undeveloped PropertV and Provisional Undeveloped PropertV Each Fiscal Yeaz, each Assessor's Parcel of Approved Property, Undeveloped Properiy and Provisional Undeveloped Property shall be subject to an Assigned Annual Special Taac. The Assigned Annual Special Tax rate for an Assessor's Parcel classified as Approved Property, Undeveloped Property and Provisional Undeveloped Property for Fiscal Yeaz 2003-04 shall be $12,223 per Acre for Zone 1 and $22,587 per Acre for Zone 2. 3. Increase in the AssiEned Annual Special Tax On each July 1, commencing July 1, 2004, the Assigned Properiy, Approved Properiy, Undeveloped Property an shall be increased by two percent (2.00%) of the amo Taac rate for Developed al Undeveloped Properly 3~the priorFiscal Year. BACKUP At the time a Final Map is recorded, the B"' Developed Property classified or reasonably g within such Final Map area shall be determin~~t Special Tax rate for Undeveloped Property by"(b Assessor's Parcel in such F' ea, excludii` Property and any Acreag -Easonab ected to ~ area, and (ii) dividing~ne .sults in by the U expected to be constructed wi • suc~ ' al Map Annual Special o chA or s e;;,;a~ The MaYim ~ ~~ ecra ~ ~ ~ ~~ ~ te(s) ~ ~ ~ ~ ~ ed in (i~ rate for the~Zone in which • Asse ' P. ce: Parcel is~loe ~d,in two Zones, Max~ Spe~ Maximum ne'~a~,Tax rates L~~`^ for all Assessor's Parcels of o be classi v"Single Family Property ~°~ ing the oduct of (a) the Maximum thc,. o a e of Tasable Property of each ;;~Acreage cl ified as Provisional Undeveloped ~, l~assified as Exempt Property in such Final Map ta • u~7ber of Singie Family Units reasonably ~re~`~''I'he resulting quotient shall be the Backup ?re•veloped Property within such Final Map area. ive shall be the applicable Undeveloped Property is located; provided, however, if an Assessor's al Taac rate applied shall be the lower of the two The Backup Annua •;p e~al Ta1c~r all Assessor's Parcels of Developed Propertyclassified as Non- Residential Property or r= ; e t Property shall be the Maacnnum Special Taac rate far Undeveloped Property. The Maximu ecial Tax rate(s) applied in the preceding sentence shall be the applicable Undeveloped toperty rate of the Zone in which the Assessor's Parcel is located if an Assessor's Parcel is located in two Zones, the Undeveloped Property Ma7cimum Special Taac rate of each Zone shall be multiplied by the Acreage of the Assessor's Parcel within the applicable Zone and the Backup Annual Special Tax of the Assessors Pazcel shall equal the total of the two calculated amounts. If a Final Map includes Assessor's Parcels of Developed Properiy which are classified or reasonably expected to be classified as Single Family Property and Non-Residential Properry or Aparhnent Property, then the Backup Annual Special Tax for each Assessor's Parcel which is classified or reasonably expected to be classified as Single Family Property shall be computed exclusive of the City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 6 allocable portion oftotal Acreage attributable to Assessor's Parcels classified or reasonably expected to be classified as Non-Residential Property or Apartment Property. Notwithstanding the foregoing, if Assessor's Parcels of Developed Properiy which aie ciassified or to be classified as either Single Family Property, Aparhnent Property or Non-Residential Property are subsequently changed of modified by recordation of a lot line adjustment or similar instrument, then the Backup Annual Special Tax shall be recalculated to equal the amount of Backup Annual Special Taac that would have been generated if such change did not take place. On each July 1, commencing July 1, 2004, the Backup Annual ~ two percent (2.00%) of the amount in effect in the prior Fiscal SECTION F METHOD OF APPORTIONMENT OF T] Commencing Fiscal Year 2003-04 and for each si Annual Special Taaces on all Ta~cable Property in Step One: The Annual Special Tax shaJ:lbe levied Pr Developed Property at up to ~~' ~° of the rates in Table 1 to satisfy the ~aac Step Two: If additional moneys are needed t~ ati ~ step has been ~~1~ted, the Ann ~~" pe< each Assessi~Pard ~f Approve ~ ~~ arop~ Special~ ~.j ~ licabl~ each such A es Tax Require , . Step Three: Step Four: two Assigned l~d to sati three ~, `°r~t~ shall be increased by ; on each Assessor's Parcel of ~signed Annual Special Tas ax Requirement after the first be levied Proportionately on f up to 100°/a of the Assigned Annual Parcel as needed to satisfy the Special ~• neede~~'tisfy the Special Tax Requirement after the first ~ee ` ompleted, the Annual Special Ta~c shall be levied each ssor's Pazcel of Undeveloped Property up to 100% of aal Sp~¢eial Tax applicable to each such Assessor's Pazcel as ~~ Special Tax Requirement. ~s are needed to satisfy the Special Tax Requirement after the first en completed, then the Annual Special Tas on each Assessor's Parcel of D~'"~eloped Property whose Maximum Special Tax is the Backup Annual Special Tax shall be increased Proportionately from the Assigned Annual Special Tas up to 100% of the Backup Annual Special Taac as needed to satisfy the Special Tas Requirement. Step Five: If additional moneys are needed to satisfy the Special Tas Requirement after the first four steps have been completed, the Annual Special Tax shall be levied Proportionately on each Assessor's Pazcel ofProvisional Undeveloped Properiy up to 100% ofthe Assigned Annual Special Taac applicable to each such Assessor's Parcel as needed to satisfy the Special Tax Requirement. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 7 SECTION G PREPAYMENT OF ANNUAL SPECIAL TAX The following definitions apply to this Section G: "CFD Pubtic Facilities" means $10,900,000 expressed in 2003 dollars, which shall increase bythe Construction Inflation Index on July 1, 2004, and on each July 1 thereafte «uor such lower amount (i) determined by the City Council as sufficient to provide the public f' Y~~~rounder the authorized bonding program for Improvement Area A, or (ii) determined by t y Council concurrently with a covenant that it will not issue any more Bonds to be supported~aeb,~ Sp =,1 Taxes levied under this Rate and Method of Apportionment. ~, ~ "Construction Fund" means an account specificall entified in the Inden~• or functionally equivalent to hold funds, which are currently availah • expen~ re to acquire o ~`ruct public facilities eligible under Ixnprovement Area A. "Construction Inflation Index" means t annual percenta ~ ange in the Engineering News- Record Building Cost Index for the city of L les, measured the calendaz yeaz which ends in the previous Fiscal Year. In the event this i y~,,e e es to be pubh ~he Construction Inflation Index shall be another index as determined ~a~y, the C-~~~~P at is r~ onably comparable to the Engineering News-Record Bu ~ Cost Index fi5r the`~city : ~Angeles. >a~. ~~ "Future Facilities Cos ?P" eans th~ CFD Public F ilities minus public facility costs available to be funded through exis~mg , c~" trucri~n or escrow acc ° or funded by the Outstanding Bonds, and minus public facility costs fun by ~~'~"er,~es M arnings~ the Constnxction Fund actually earned prior to the date of p~e~~~~~t:~ ~~, "Outsta~ ~g Bonds" me , previo`i~s~~ ,.issued Bonds issued and secured by the levy of Special Taxes which remain outst ' g aft ~~~Ce first interest and/or principal payment date following the cunent Fis ar, excludi onds to be redeemed at a later date with the proceeds of prior prepayments of " um Spec' `=Tases. The Special Ta1c obligati ~ Assessor's Parcel ofDeveloped Properiy, or an Assessor's Pazcel of Approved Property or Un veloped Property for which a building permit has been issued or is expected to be issued, or an Assessor's Parcel of Provisional Undeveloped Properiy may be prepaid in full, provided that there are no delinquent Special Taxes, penalties, or interest charges outstanding with respect to such Assessor's Parcel at the time the Special Tax obligation would be prepaid. The Prepayment Amount far an Assessor's Parcel eligible for prepayment shall be determined as described below. An owner of an Assessor's Parcel intending to prepay the Annual Special Taac obligation shall provide the City with written notice of intent to prepay, and within 5 days of receipt of such notice, the City shall notify such owner of the amount of the non-refundable deposit determined to cover the City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page S cost to be incurred by Improvement Area A in calculating the proper amount of a prepayment. Within 15 days of receipt of such non-refundable deposit, the City shall notify such owner of the Prepayment Amount of such Assessor's Parcel. The Prepayment Amount for each applicable Assessor's Parcel shall be calculated according to the following formula (capitalized terms defined below): Bond Redemption Amount plus plus plus plus less equals As of the date of prep Redemption Premium Future Facilities Amount Defeasance Cost Administrative Fee "~' Reserve Fund Credit y~„,g Prepayment Amount "` ~ ayment, the Prepayment Ama, ,,; all be c~culated as 1. For an Assessor's Parcel of Deve •.- Property, compute the Assigned Annual Special Ta licable to the A sor's Parcel. Far an Assessor's Parcel of Approved P~ or Undevelop ' perty, compute the Assigned Annual Special Taac as 's was alre esignated as Developed Properiy based upon the~uilding~p,~at issue; or expected to be issued for that Ass r's Pazcel. Fo sess~r ~, ° oel ofProvisional Undeveloped Prone. at ute the Asst ed Annu. Snecial Tas for that Assessor's 2_ For ea~~i~s ;, arcel o eveloped Property, Approved Property, ~~~""'~~~ndevelo ' rope v"`• visional Undeveloped Property to be prepaid, ~-"~' ~ ~"~+~, vi,"i~~~,the A"s ed Annual Special Tax computed pursuant to paragraph 1 for six < sses ' cel by the sum of the estimated Assigned Annual Special apph le to all Assessor's Parcels of Taacable Property at ;,w~,~ buildout, ~,areaso~ably determined by the City. 3. ': ltiply~e quotient computed pursuant to paragraph 2 by the Outstanding Ba ;~~['he product shall be the `Bond Redemption AmounY'. 4. Mulriply the Bond Redemption Amount by the applicable redemption premium, if any, on the Outstanding Bonds to be redeemed with the proceeds of the Bond Redemption Amount. This product is the "Redemption Premium." 5. Compute the Future Facilities Cost. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 9 6. Multiply the quotient computed pursuant to paragraph 2 by the amount determined pursuant to paragraph 5. to determine the Future Facilities Cost to be prepaid (the "Future Facilities AmounY'). 7. Compute the amount needed to pay interest on the Bond Redemption Amount to be redeemed with the proceeds of the Prepayment Amount until the earliest call date for the Outstanding Bonds. 8. Estimate the amount of interest earnings to be de ' d from the reinvestment of the Bond Redemption Amount plus the R a-mp ~ n Premium until the earliest call date for the Outstanding Bonds~ 9. Subtract the amount computed p computed pursuant to pazagraph 7 8 from the amount ' efeasance Cost." 10. Estimate the administrati s and ~$exp ~' h p a'~i~. osts P .a ~ 11. Calculate the "Reserve und " as the~~'1'esser of. (a) the expected reductio~;~n the applicabl e e re ' ments, if any, associated with the red~~i~i'o°"~~o ~~ utstandin .~ponds as a-~ sult of the prepayment, or (b) the a~ount denv y subtracti . the new reserve requirements in effect after f e c~ ptiomuf Outstandin ~; ds as a result of the prepayxnent from the balanc "~ r. ~ ~ licable erve funds on the prepayment date. ~-,~~~ ~` ithe~~ n~` g e ,~~g, if the reserve fund requirement is satisfiedby " a ~ bon ~' other instrument at the time of the prepayxnent, then no Rese~ und d~t~~hall be given. Notwithstanding the foregoing, the ~_ Reserv .~ d Cre + t~"shall in no event be less than 0. prepayment, including the costs o'~~ the costs of redeeming Bonds, an evidence the pre =. ent and the "Administrative Fee.'~ nent Amount is equal to the sum of the Bond Redemption ; Redemption Premium, the Future Facilities Amount, the and the Administrarive Fee, less the Reserve Fund Credit. 13. From the Prepayment Amount, the amounts computed pursuant to pazagraphs 3, 4, 9, and 11 shall be deposited into the appropriate fund as established under the bond indenture and used to retire Outstanding Bonds or make debt service payments. The amount computed pursuant to paragraph 6 shall be deposited into the Construction Fund. The amount computed pursuant to paragraph 10 shall be retained by Improvement Area A. With respect to Special Tax obligation that is prepaid pursuant to this Section G, the City Council shall indicate in the records of Improvement Area A that there has been a prepayment ofthe Special City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A enses asso wit the a~i of the Prepa ent Amount, of recording any notices to tion. This amount is the October 9, 2003 Page 10 T~ obligation and shall cause a suitable notice to be recorded in compliance with the Act within thirty (30) days of receipt of such prepayment to indicate the prepayment of the Special Tas obligation and the release of the Special Tax lien on such Assessor's Pazcel, and the obligation of such Assessor's Parcel to pay such Special Taxes shall cease. Notwithstanding the foregoing, no prepayment will be allowed uniess the amount of Special Taac that may be levied on Taacable Property, net of Administrative Expenses, shall be at least 1.1 times the regularly scheduled annual interest and principal payments on all currently Outstanding Bonds in each future Fiscal Year. ~, SECTION H PARTIAL PREPAYMENT OF The Special Tax obligation of an Assessor's Parcel ~• oped Approved Property or Undeveloped Property for whic , ui; expected to be issued, or and Assessor's Parcel of Provision m this Section H. below, may be partiall =.e aid, provided Taxes, penalties, or interest charges outstan ""` ath respect to the Special Tax obligation would be prepaid. ~,s, p The Partial Prepayment Amou,~i~,~~~i_all be =P~xF The terms axi As's 's Pazcel of has b issued or is ?roperty, as calculated are no delinquent Special Parcel at the time following formula: rr = c~ iai rre _.a ent .vmount. PG = the •.;_ `:~,ymen ~'~ o t calculated according to Section G. ~= the per by whi re owner of the Assessor's Parcel is partiallyprepaying ~, Y.~le Speci ~~'. _. &X ob iQation. With respect to any '' sor's P~el that is partially prepaid, the City Council shall indicate in the records of CFD No. 2~ t• here has been a partial prepayment of the Special Tax obligation and shall cause a suitable `: e to be recorded in compliance with the Act within thirty (30) days of receipt of such partial prep yment of the Special Tax obligation, to indicate the partial prepayment of the Special Tax obligation and the partial release of the Special Tax lien on such Assessor's Parcel, and the obligation of such Assessor's Parcel to pay such prepaid portion of the Special Tax shall cease. Notwithstanding the foregoing, no partial prepayment will be allowed unless the amount of Special Tax that may be levied on Taxable Property after such partial prepayment, net of Administrative Expenses, shall be at least 1.1 times the regularly scheduled annual interest and principal payments on all currently Outstanding Bonds in each future Fiscal Year. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 11 SECTION I TERMINATION OF SPECIAL TAX For each Fiscal Yeaz that any Bonds are outstanding the Annual Special Taac shall be levied on all Assessor's Parcels subject to the Annual Special Tas. If any delinquent Annual Special Taaces remain uncollected prior to or after all Bonds are retired, the Annual Special Tax may be levied to the extent necessary to reunburse Improvement Area A for uncollected Annual Special Taxes associated with the levy of such Annual Special Taaces, but not later th~e 2041-42 Fiscal Year. SECTION J The City shall classify as Exempt Properiy (i) Ass o azcels ~ch are owne irevocably offered for dedication, encumbered by or restricted in use „ e California,q deral or other local governments, including school districts, (ii) Assesso cels which aze used as places of worship and are exempt from ad valorem"~ o erry taaces be e they are owned by a religious organization, (iii) Assessor's Parcels whic wned by, in bly offered for dedication, encumbered by or restricted in use by a homeo e aciation, (iv s ssor's Parcels with public or utility easements making impractical their u zatio er th = the purposes set forth in the easement, (v) Assessor's Parc hich are pri~te~~o e + re encumbered by or restricted solely for public uses, or (vi^ a- es of publ'i~ es dete ed by the City Council, provided that no such classificatio F ould re ' the sum of`~Il Taxable Property to less than 51.4 Acres for Zone 1 and 6.7 Acres ~or~ ~~ ~,_~,, _,~~ Notwithstandin ther~ e, the ~is o=e "+~ t classify an Assessor's Parcel as Exempt Property if s-~lassi 't .t~ wou ~" uce the sum of all Taacable Property to less than 51.4 Acres for Zone d 6.7 Acres ne . ~ssessor's Parcels which cannot be classified as Exempt Prope 'ase such classi i` nn wo ~' educe the Acreage of all Taacable Property to less than 51.4 Acres for~ ne 1 and 6.7 res f Zone 2 will be classified as Provisional Undeveloped Property, and wi ;. ubject to °~ cial Tases pursuant to Step Five in Section F. SECTION K APPEALS Any property owner claiming that the amount or application of the Special Tas is not correct may file a written notice of appeal with the City Council not later than twelve months after having paid the first installment of the Special Tax that is disputed. A representative(s) of Improvement Area A shail promptly review the appeal, and if necessary, meet with the property owner, consider written and oral evidence regazding the amount of the Special Taac, and rule on the appeal. If the representative's decision requires that the Special Tax for an Assessor's Parcel be modified or changed in favor of the property owner, a cash refund shall not be made (except for the last year of City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 12 levy), but an adjustment shall be made to the Annual Special Tax on that Assessor's Parcel in the subsequent Fiscal Year(s). SECTION L MANNER OF COLLECTION The Annual Special Taac shall be collected in the same manner and at the same time as ordinary ad valorem property taxes, provided, however, that Improvement Area A n~,~ collect Annual Special Taxes at a different time or in a different manner if necessary to mee~ts'~titancial obligations. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area A October 9, 2003 Page 13 RATE AND METHOD OF APPORTIONMENT FOR COMMUNITY FACILITIES DISTRICT NO. 2003-2 OF THE CITY OF LAKE ELSINORE (CANYON HILLS) (IMPROVEMENT AREA B) The following sets forth the Rate and Method of Apportionxnent flie", Special Taxes in Improvement Area B of the City of Lake Elsino ity") District No. 2003-2 (Canyon Hills) ("CFD No. 2003-2"). An al ' p• ral and collected in CFD No. 2003-2 each Fiscal Year, in an amo etermi of the Rate and Method of Apportionment described t~, _ ~All of the Improvement Area B, unless exempted by law or by purposes, to the extent, and in the manner herein pr,~ A The terms hereina$er set forth ha~e the "Acre or Acreage" means Map, or if the land uea i applicable Final Map, qr . be calculated by the City E~ "Act" means •'~'ei~~~bs Co~ Part 1 of D', ion 2 of Ti the tiies Act of 1982, as amended, being Chapter 2.5, Code of the State of California. "Administra "'" . xpenses" `~' s an~rdinary and necessary expense incurred by the City on behalf of Impro nt Area B ted to the determination of the amount of the levy of Special Taxes, the collecti Specia ` aaces including the expenses of collecting delinquencies, the administration of Bon ~ e p,-° ent of salaries and benefits of any City employee whose duties are directly related to the s ation of Improvement Area B, and costs otherwise incurred in order to carry out the authorized~urposes of CFD No. 2003-2 relating to Improvement Area B. "Annual Special Tax" means the Special Taac actually levied in any Fiscal Year on anyAssessor's ParceL "Apartment Property" means all Assessor's Parcels ofResidential Property on which one or more Apartment Units aze conshucted. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B hereof, euy and collection of Community Facilities Taac shall be levied on shrough the applicafion ~'~ 1 property within s ~> e taxed for the of an As~ssor's Pazc -~s shown on an Assessor's Parcel the Assessa,r's Parcel ap, the land area as shown on the s not shown~~tY~,e applicable Final Map, the land azea shall October 9, 2003 Page 1 "Apartment Unit" means a dwelling unit within a building comprised of attached residential units available for rental by the general public, not for sale to an end user, and under common management. "Approved Property" means all Assessor's Parcels of Taxable Property: (i) that aze included in a Final Map that was recorded prior to the January lst preceding the Fiscal Year in which the Special Tax is being levied, and (ii) that have not been issued a building permit on or before March ls` preceding the Fiscal Year in which the Special Taac is being levied. "Assessor's Parcel" means a lot or parcel of land designated on an assigned Assessor's Parcel Number. "Assessor's Parcet Map" means an official map ofthe by Assessor's Parcel Number. "Assessor's Parcet Number" means that number purposes of identification. "Assigned Annual Special Tax" means "Backup Annual Special Tax" means the "Bonds" means any obligation to repay a sum notes, certificates ofparticipat;~,xl;I~~ong-term le banks, other financial refitnding thereof, to ~ "Building Square exclusive of ~at~a~F building December 31. "CFD No. 2003-2" the Act. of any year and ending the following District No. 2003-2 established by the City under "City Council" means the City Council of the City of Lake Elsinore, acting as the Legislative Body of CFD No. 2003-2, or its designee. "County" means the County of Riverside. "Developed Property" means all Assessor's Parcels of Tasable Property that: (i) are included in a Final Map that was recorded prior to the January 1 S` preceding the Fiscal Year in which the Special T~ is being levied, and (ii) a building permit was issued on or before Mazch 1 S` preceding the Fiscal Yeaz in which the Special Tax is being levied. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B Parcel Map with an for in Section D below. in Section E below. ol~ligations in the form ofbonds, ~" .,rnment agencies, or loans from uals, or long-term contracts, or any Area B have been pledged. footage ofassessable internal living space, ; space, as deterxnined by reference to the October 9, 2003 parcels Page 2 "Exempt Property" means all Assessor's Parcels designated as being exempt from Special T~es as provided for in Section J. "Final Map" means a subdivision of property by recordation of a final map, parcel map, or lot line adjustment, pursuant to the Subdivision Map Act (Califomia Government Code Section 66410 et seq.) or recordation of a condominium plan pursuant to California Civil Code 1352 that creates individual lots for which building permits may be issued without further subdivision. "Fiscal Year" means the period commencing on July 1 of any year and - ding the following June 30. ~ "Improvement Area B" means Improvement Area B of CFD~o ~~93-2, as identified on the boundary map for CFD No. 2003-2. '~ "Maximum Special Tax" means the masimum Specia ~'c, determined in ac~~rtnce with Section C, that can be levied by CFD No. 2003-2 within `~l vement ea B in any ~i Y ar on any Assessor's Parcel. ~~-~~ , "Non-Residentiai Property" means all Assessor's Paicel eveloped Properiy for which a building permit was issued for any type of~~esidential use. "Partial Prepayment Amount" means the ~ou 'red to pr -, a portion of the Annual Special Tax obligation for an Assessor's ParceI'~as des„ ~'_,, ,Sec~on H. "Prepayment Amount" ~ans~ ount requir~to prepay~f~ie Annual Special Taac obligation in full for an Assessor's Pafi~~as desc~eUed in Sectios~~G. ti "Proportionately" means tha~i~ ~a"~`3~~`.~ ua~Special Tax levy to the applicable Assigned Annual Special~- • 1 for~ licab s~~s `e~,"ssor's Parcels. In case of Developed Property subject to the apportio. '" t o ~ Annual Special Taac under step four of Section F, "Proport~p ~ 1}~' in step fo eans t:~~quotient of (a) Annual Special Ta~c less the Assigned Annual Spec .ax divided b~::~ the Ba'~` ~ p Annual Special Ta1c less the Assigned Annual Special Tas, is equal for~apphcable essor s Parcels. "Provisional Undev .: ed Pr rty" means all Assessor's Parcels ofTa~cable Properiythat would otherwise be classified - pt Property pursuant to the provisions of Section J, but cannot be classified as Exempt Prop ~ because to do so would reduce the Acreage oF all Taatable Property below the required mini um Acreage set forth in Section J for Zone 1, Zone 2 or Zone 3 as applicable. "Residential Property" means all Assessor's Parcels of Developed Property for which a building permit has been issued for purposes of constructing one or more residential dwelling units. "Single Family Property" means all Assessor's Parcels of Residential Property other than Apartment Properly. "Single Family Unit" means a residential dwelling unit other than an Apartment Unit. City of Lake Elsinore October 9, 2003 Community Facilities District No. 2003-2 Ixnprovement Area B Page 3 "Special Tax" means any of the special taxes authorized to be levied within Improvement Area B by CFD No. 2003-2 pursuant to the Act. "Special Tax Requirement" means the amount required in any Fiscal Year to pay: (i) the debt service or the periodic costs on ail outstanding Bonds due in the Calendar Year that commences in such Fiscal Year, (ii) Admuustrative Expenses, (iii) the costs associated with the release of funds from an escrow account, (iv) any amount required to establish or replenish any reserve funds established in association with the Bonds, and (v) the collection or acc ulation of fiands for the acquisition or construction of facilities authorized by CFD No. 2003-2 ~~'d~ed that the inclusion of such amount does not cause an increase in the levy of Special Tax . ndeveloped Property as set forth in Step Three of Section F., less (vi) any amounts costs on the Bonds pursuant to any applicable bond agreement. "Taxable Property" means all Assessor's Exempt Property. "Undeveloped Property" means all . Developed Property, Approved Property "Zone" means Zone 1, Zone 2 or Zone 3. "Zone 1" means a specific ge~~p~iic area as "Zone 2" means a sneci~eeoeran + ea as "Zone 3" means a m service or other periodic ~nt agreement, or trust are not ile Property which are not Property. attached herein. in Exhibit A attached herein. in Exhibit A attached herein. ~TION B OF ASSESSOR'S PARCELS Each Fiscal Year, ~`, ' ing wit~scal Year 2003-04, each Assessor's Parcel within Improvement Area B shall be assi o Zo `~1, Zone 2 or Zone 3 and shall be classified as Tasable Property or Exempt Properiy. In ad '~"~ . ach Assessor's Pazcel of Tasable Property shall be further classified as Developed Property, A. 'roved Property, Undeveloped Property or Provisional Undeveloped Property. In addition, eac Assessor's Parcel of Developed Property shall further be classified as Residential Property or Non-Residential Property. Lastly, each Assessor's Parcel of Residential Properry shall further be classified as a Single Family Property or Aparhnent Property, and each Single Family Properiy shall be assigned to its appropriate Assigned Annual Special Taac rate based on its Building Square Footage. If an Assessor's Parcel ofDeveloped Properry lies within both Zone 2 and Zone 3 it shall be deemed to lie entirely within Zone 3 and shall be subject to the Assigned Annual Special Taac rates for Zone 3. SECTION C City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B Pucels October 9, 2003 Page 4 MAXIMUM SPECIAL TAX 1. 2. Developed Proaertv The Maacimum Special Ta1c for each Assessor's Parcel of Residential Property or Non- Residential Property that is classified as Developed Property in any Fiscal Year shall be the greater of (i) the Assigned Annual Special Tas or (ii) the Backup Annual Special Tax. The Maacimum Special Taac for each Assessor's Parcel Undeveloped Property, or Provisional Undeveloped Pro~ Assigned Annual Special Tax. SECTION ASSIGNED 1. FOR DEVEL~" .~~~~ Developed PropertV Each Fiscal Year, each Assessor's P of Single Non-Residential Property shall be su ' As; Annual Special Taac applicable to an A ss 2003-04 shall be determined pursuant t„ abl y as Approved Property, Fiscal Year shall be the AX ApartmentProperiy,or ;cial Tax. The Assigned Pronertv for Fiscal Year ~.TAX RATES [IN ZONE 1 AND ZONE 2 2003-04 ,,~~,and Use T .~~, i din S uare Foota e Rate Famil Unit Less than 1,175 $1,025 er Unit Sin " ilyUnit . ~ 1,175-1,324 $1,116 erUnit Single '='ly Unit 1,325 -1,549 $1,264 per Unit Sin le F ,~Unit 1,550 -1,649 $1,355 er Unit Single Famil =. ~~,' 1,650 -1,749 $1,445 er Unit Single Family t 1,750 - 1,949 $1,497 er Unit Sin le Famil iJnit 1,950 - 2,199 $1,548 er Unit Sin le Famil Unit 2,200 - 2,449 $1,730 er Unit Sin le Famil Unit 2,450 - 2,699 $1,821 er Unit Sin le Famil Unit 2,700 - 2,949 $1,913 er Unit Sin le Fanril Unit 2,950 or greater $2,094 er Unit A artment Unit N/A $600 per Unit Non-Residential Property N/A $5,000 per Acre City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 5 TABLE 2 ASSIGNED ANNUAL SPECIAL TAX RATES FOR DEVELOPED PROPERTY WITHIN ZONE 3 FOR FISCAL YEAR 2003-04 LandUse'1' e Buildin S uareFoota e Rate Sin le Ramil Unit Less than 1,175 ~,~;,„„ $807 er Unit Sin le Famil Unit 1,175 -1,324 ,, ,~~~898 per Unit Single Family Unit 1,325 - 1,549 $1,046 per Unit Sin IeFamil Unit 1,550-1,649 ,~ ~ ~ $1,137 erUnit Sin le Family Unit 1,650 -1,74,~„9 "~ 227 er Unit Sin le Famil UniY 1,750 - 1 ~~,~~9 er Unit Sin le Family Unit 1,950 ,199 $1, er Unit Sin le Family Unit 2,2 , S~ 49 $1,48 ~;~~nit Sin le Famil Unit 2,450 - $1,575 : r Unit Sin le Family Unit 2,700 - 2,9 $1,705 per Unit Single Family Unit ~',~v~.2,950 or greater ' $1,876 er Unit A artment Unit /A ~" " $600 per Unit Non-Residential Properry ~ ,~ $5,000 per Acre 2. Each Fiscal Year, e~c ssess~`'i's Parcel of A~~~r4'~ved Property, Undeveloped Property and Provisionai Undevelog pe~~~~ ha be sub,~ect to an Assigned Annual Special Taac. The Assign $.~ ,~~frS ecia ate fo ~se'ssor's Parcel ciassified as Approved Property, Und oped Pr -- nd Pr•~:t ional Undeveloped Property for Fiscal Year 2003-04 shall b~~~825 per Acre - one 1, 2~7 per Acre for Zone 2 and $11,940 per Acre for Zone 3. On each July 1, cing July 1, 2004, the Assigned Special Taac rate for Developed Property, Approve ' roperty, Undeveloped Property and Provisional Undeveloped Property shall be increased'by two percent (2.00%) of the amount in effect in the prior Fiscal Yeaz. SECTION E BACKUP ANNUAL SPECIAL TAX At the time a Final Map is recorded, the Backup Annual Special Taac for all Assessor's Parcels of Developed Property classified or reasonably expected to be classified as a Single Family Property City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 6 within such Final Map azea shall be determined by (i) sutmning the product of (a) the Ma~cimum j Special Taac rate for Undeveloped Property by (b) the total Acreage of Taxable Property of each Assessor's Parcei in such Final Map area, excluding Acreage classified as Provisional Undeveloped Property and any Acreage reasonably expected to be classified as Exempt Property in such Final Map area, and (ii) dividing the results in (i) by the total number of Single Family Units reasonably expected to be constructed within such Final Map area. The resulting quotient shall be the Backup Annual Special Tax for each Assessor's Parcel of Developed Property within such Final Map azea. The Maacimuxn Special Ta1c rate(s) applied in (i) above shall be the applicable Undeveloped Properiy rate for the Zone in which each Assessor's Parcel is located; provided,.3ib~wever, if an Assessor's Parcel is located in two Zones, the Maacimum Special Taac rate applie a T~e the lower of the two Maximuxn Special Tax rates. The Backup Annual Special Tax for all Assessor's Parcels o~e~' ~~ Residential Properiy or Aparhnent Property shall be the M~~ Property. The Maacimum Special Tax rate(s) appl'ed` in the applicable Undeveloped Property rate of the Zone ' ' h the . Assessor's Pazcel is located in two Zones, the Undevelo - t rop each Zone shall be multiplied by the Acreage of the Assesso the Backup Annual Special Tax of the As ors Pazcel amounts. If a Final Map includes Assessor's Parcels of D~ expected to be classified as S~ _ Family Pro~ Property, then the Backup r: " ~ cial Taac reasonably expected to b-~ assified ingle F allocable portion of tot 1 e att ` table to to be classified as Non-Resid a1 ;a or . i~erty classified as Non- e for Undeveloped se~~-~~~~_e shall be the Pazce ted. If an ium Spe 'al Tax rate of the annhcable Zone and the total of the two calculated ~i are classified or reasonably ~ntial Property or Aparhnent Parcel which is classified or Property shall be computed exclusive of the ~ Pazcels classified or reasonably expected t~'ent Properiy. Notwithstan g the for~ ~ if A~'~~sor's Pazcels of Developed Properiy which are classified or to be clas as either Si amil rty, Apartment Property or Non-Residential Property are subsequ changed of in ed by ordation of a lot line adjustment ar similaz instrument, then the Backu < ual Specia sh 1 be recalculated to equal the amount of Backup Annual Special Taa~ that q~have bee enerated if such change did not take place. On each July 1, commen s y 1, 2004, the Backup Annual Special Taac rate shall be increased by two percent (2.00%) of th ' ount in effect in the prior Fiscal Year. SECTION F METHOD OF APPORTIONiVIENT OF THE ANNUAL SPECIAL TAX Commencing Fiscal Yeaz 2003-04 and for each subsequent Fiscal Yeu, the City Council shall levy Annual Special Tases on all Taacable Property in accordance with the following steps: City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 7 Step One: The Annual Special Tax shall be levied Proportionately on each Assessor's Pazcel of Developed Property at up to 100% of the applicable Assigned Annual Special Tax rates in Tables 1 and 2 to satisfy the Special Taac Requirement. Step Two: If additional moneys are needed to satisfy the Special Tax Requirement after the first step has been completed, the Annual Special Tax shall be levied Proportionately on each Assessor's Parcel of Approved Properiy at up to 100% ofthe Assigned Annual Special Ta~c applicable to each such Assessor's Pazcel as needed to satisfythe Special Taac Requirement. „~ Step Three: If additional moneys aze needed to satisfy the Specia ' Requirement after the first two steps have been completed, the Annu ' 1 Tax shall be levied Proportionately on each Assessor's Parcel of U evelo "•,~ - operty up to 100% of the Assigned Annual Special Taac applic to ; ach sub ` ssessor's Parcel as needed to satisfy the Special Taac Requi_ ent. ~ Step Four: If additional moneys aze needed to s is : e Speci~a~ Tax Requirem • er the first three steps have been completed, then th ~ ~~ial Tas on each Assessor's Pazcel of Developed Property whose Maacim ~,pecial Tas is the Backup Annual Special Ta~c shall be increa roportionately"~m the Assigned Annual Special Taac up to 100% of the Backu ~, 1 Special T ~. ee ed to satisfy the Special Taac Requirement. _ Step Five: If additional mo . are needed fouc steps e ~ ~~,, compl 100% o~'the"' as needed to on ~'~y the ~{~ - Tax Requirement after the first the Ann 1 Special Tax shall be levied ofProvisional Undeveloped Property up to ~nplicable to each such Assessor's Parcel ~~+ CTION G PREPA .,; ENT"; OF ANNUAL SPECIAL TAX The following defini~i~~,,apply,~£;o this Section G: "CFD Public Facilities" x~ans $30,300,000 expressed in 2003 dollars, which shall increase bythe Construction Inflation In~x on July 1, 2004, and on each July 1 thereafter, or such lower amount (i) determined by the City Council as sufficient to provide the public facilities under the authorized bonding program far Improvement Area B, or (ii) determined by the City Council concurrently with a covenant that it will not issue any more Bonds to be supported by Special Tases levied under this Rate and Method of Apportionment. "Construction Fund" means an account specifically identified in the Indenture or funcfionally equivalent to hold funds, which are currently available for expenditure to acquire or construct public facilities eligible under Improvement Area B. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 8 "Construction Inflation Index" means the annual percentage change in the Engineering News- Record Building Cost Index for the city of Los Angeles, measured as of the calendar year which ends in the previous Fiscal Year. In the event this index ceases to be published, the Conshuction Inflarion' Index shall be another index as determined by the City that is reasonably comparable to the Engineering News-Record Building Cost Index for the city of Los Angeles. "Future Facilities Costs" means the CFD Public Facilities minus public facility costs available to be fixnded through existing construction or escrow accounts or funded by tti Outstanding Bonds, and minus public facility costs funded by interest eauiings on the Construc '~ d actually eamed prior to the date of prepayment. "Outstanding Bonds" means all previously issued Bonds issue(iFand sec -~ y the levyof Special Taxes which will remain outstanding after the first intere principal ga; :: ent date following the current Fiscal Yeaz, excluding Bonds to be redee at a later date with the. oceeds of prior prepayments of Masimum Special Taxes. s. ~ The Special Tax obligation of an Assessor's Pazcel Approved Property or Undeveloped Prop~ , for which a expected to be issued, or an Assessor's Parc visiona in full, provided that there are no delinquent Sp~c ,. , ~ with respect to such Assessor's Parcel at the tim~the ~~ Prepayment Amount for an described below. ~ An owner of an provide the City with written the City shall no~ w= ~n cost to be ine~red by ~z"~ Within 1` of receipt o'~. Prepayment . . ~unt of such ^~- The Prepayment ' - t for following formula (c~ ize plus plus plus plus less equals Parcel to ~rty, or an Assessor's Parcel of permit has been issued or is ed Property may be prepaid erest charges outstanding gation would be prepaid. The nent shall be deternuned as ; Annual Special Tas obligation shall within 5 days of receipt of such notice, deposit determined to cover the B in calculating the proper amount of a prepayment. n~able deposit, the City shall notify such owner of the Assessor's Parcei shall be calculated according to the defined below): Bond Redemption Amount Redemption Premium Future Facilities Amount Defeasance Cost Administrative Fee Reserve Fund Credit Prepayment Amount As of the date of prepayment, the Prepayment Amount shall be calculated as follows: City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 9 1. For an Assessor's Parcel of Developed Property, compute the Assigned Annual Special Tax applicable to the Assessor's Parcel. For an Assessor's Parcel of Approved Property or Undeveloped Property, compute the Assigned Annual Special Taac as though is was already designated as Developed Properiy based upon the building permit issued or expected to be issued for that Assessor's Parcel. For an Assessor's Pazcel ofProvisional Undeveloped Properiy compute the Assigned Annual Special Tax for that Assessor's Parcel. 2. For each Assessor's Parcel of Developed P e, Approved Property, Undeveloped Property or Provisional Und ed Property to be prepaid, divide the Assigned Annual Special Taac mp ursuant to paragraph 1 for such Assessor's Parcel by the s ~` the es ed Assigned Annual Special Tas applicable to all As Qr~s arcels o able Property at buildout, as reasonably determ~~ by the City. 3. Multiply the quotient computed nt } agraph 2 Bonds. The,product shall be the "B ' demption An 4. Multiply the Bond tron Amoun the applicable redemption premiuxn, if any, on the ut i.ng Bonds to Qw eemed with the proceeds of the Bond Redempt~i,~n = r~, 's ~l~ct is the "Redemption D.-e....,.... i~ 5. the 6 Mulhp~ ~,,. e d- t compute~ci' pursuant to paragraph 2 by the amount A, ~ideternune ;,„ suan ,~~ph 5. to deternune the Future Facilities Cost to b"~ r~~d (t ". uture Facilities AmounY'). Compu •'' e amo needed to pay interest on the Bond Redemption Amount to be rede` : ~ ed wi h the proceeds ofthe PrepaymenY Amount until the eazliest all date the Outstanding Bonds. 8. ~ ''the amount of interest eamings to be derived from the reinvestment of t,~, Bond Redemption Amount plus the Redemption Premiuxn until the earliest call date for the Outstanding Bonds. 9. Subtract the amount computed pursuant to pazagraph 8 from the amount computed pursuant to paragraph 7. This difference is the "Defeasance Cost." 10. Estimate the administrative fees and expenses associated with the prepayxnent, including the costs of computation of the Prepayment Amount, the costs of redeeming Bonds, and the costs of recording any notices to City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 10 evidence the prepayment and the redemption. This amount is the "Administrative Fee." 11. Calculate the "Reserve Fund CrediY' as the lesser of: (a) the expected reduction in the applicable reserve requirements, if any, associated with the redemption of Outstanding Bonds as a result of the prepayment, or (b) the amount derived by subtracting the new reserve requirements in effect after the redemption of Outstanding Bonds as a result of the prepayment from the balance in the applicable reserve funds o~»~the prepayment date. Notwithstanding the foregoing, ifthe reserve ~$ recj~irement is satisfiedby a swety bond or other instrument at the t~~ f the prepayment, then no Reserve Fund Credit shall be given. I~otwi ding the foregoing, the Reserve Fund Credit shall in no even be~.less th ~ 12. The Prepayment Amount is e 1 to the sum of the d Redemption Amount, the Redemption , thj" uture Faciliti~ ..'"ount, the Defeasance, and the Administrat e, ~ e Reseive F Credit. 13. From the PrepaymeiiEaAinount, the amo omputed pursuant to pazagraphs 3, 4, 9, and 11 shall osited into th ~. ropriate fund as established under the bond indent . to retire O ding Bonds or make debt service payments. The oun ted pur~ant to paragraph 6 shall be deposite ~ to the Const = f~ un . amount computed pursuant to paza all be retain~ by Impr ment Area B. With respect to Speciat`T n~.ligatio hat is prepai uant to this Section G, the City Council shall indicate in the records of+Pm r. ~• ea B t there has been a prepayment of the Special Taac obligation ause a 3able n'• ~"e recorded in compliance with the Act within thirty (30) da> s of re~~p~b~ suc payment to indicate the prepayment of the Special Taac obligatio the release o peci = ~ ien on such Assessor's Parcel, and the obligation of such As ess arcel to pay s. Spec'~~ axes shall cease. Notwithstanding tYt egoing, repayxnent will be allowed unless the amount of Special Taac that may be levied on T Prop ~, net of Administrative Expenses, shall be at least 1.1 times the regulazly scheduled ann rest and principal payments on all currently Outstanding Bonds in each future Fiscal Year. ~ SECTION H PARTIAL PREPAYMENT OF ANNUAL SPECIAL TAX The Special Tax obligation of an Assessor's Parcel ofDeveloped Properiy, or an Assessor's Pazcel of Approved Property or Undeveloped Property for which a building permit has been issued or is expected to be issued, or and Assessor's Parcel of Provisional Undeveloped Property, as calculated City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 11 in this Section H. below, may be partially prepaid, provided that there are no delinquent Special Taxes, penalties, or interest charges outstanding with respect to such Assessor's Parcel at the time the Special Tax obligation would be prepaid. The Partial Prepayment Amount shall be calculated according to the following formula: PP=P~xF The terms above have the following meanings: PP = the Partial Prepayment Amount. PG = the Prepayment Amount calculated a F= the percent by which the owner of the the Special Tax obligation. ~ With respect to any Assessor's Parcel that is partiall records of CFD No. 2003-2 that there has been a i~ and shall cause a suitable notice to be recorded in comp: receipt of such partial prepayment ofthe Special Taac ob the Special Ta1c obligation and the partial r e of the and the obligation of such Assessor's Parce - u ~ cease. n~ m G. is partiallyprepaying y Council s.'~ d'cate in the of the Specia $ , obligation ~ct within thi (30) days of indicate the partial prepayment of ien on such Assessor's Parcel, 'o of the Special Tax shail Notwithstanding the foregoin , ial prepa enf~will be ed Talc that may be levied o xa' ; perty a8er~ t~ch partia repaym Expenses, shall be at le times ~= egulazly sch~edule on all currently Outstandin ~ t ds i ach future Fis ~ ~ ,~~ ~~ .c' ~' . ~,~~~ .~~SECTION I .~~~ . IN ~ ~N OF SPECIAL TAX For each Fiscal'~, hat any Ba, s aze outstanding the Annual Speciai Taac shall be levied on all Assessor's Parcels : ct to t Annual Special Tax. If any delinquent Aiumal Special Taxes remain uncollected pn t~{ or er all Bonds are retired, the Annual Special Taac may be levied to the extent necessary to urse Improvement Area B for uncollected Annual Special Taxes associated with the levy o' such Annual Special Taaces, but not later than the 2043-44 Fiscal Year. SECTION J EXEMPTIONS The City shall classify as Exempt Property (i) Assessor's Pazcels which are owned by, irrevocably offered far dedication, encumbered by or restricted in use by the State of California, Federal or other local governments, including school districts, (ii) Assessor's Parcels which are used as places of City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B d annual interest and principal payments ear. unless the amount of Special ent, net of Administrative October 9, 2003 Page 12 worship and are exempt from ad valorem property taxes because they are owned by a religious organization, (iii) Assessor's Pazcels which aze owned by, irrevocably offered for dedication, encumbered by or restricted in use by a homeowners' association, (iv) Assessor's Parcels with public or utility easements making impractical their utilization for other than the purposes set forth in the easement, (v) Assessor's Parcels which are privately owned and are encumbered by or restricted solely for public uses, or (vi) other types of public uses determined by the City Council, provided that no such classification would reduce the sum of all Taxable Property to less than 27.4 Acres for Zone 1, 56.6 Acres for Zone 2 and 31.0 Acres for Zone 3. Notwithstanding the above, the City Council shall not classify an s~'s Parcel as Exempt Properiy if such classification would reduce the sum of all Taxable erty to less than 27.4 Acres for Zone 1, 56.6 Acres for Zone 2 and 31.0 Acres for Zone 3. Parcels which cannot be classified as Exempt Property because such classification wou educe " creage of all Taxable Property to less than 27.4 Acres for Zone 1, 56.6 Acres for ~e 2~and 31.0 s for Zone 3 will be classified as Provisional Undeveloped Property, and wil •' subje,~t to Special pursuant to Step Five in Section F. ~ K Any property owner claiming that the amount~r ap~3' "' of the S~cial Taac is not correct may file a written notice of appeal with the City Cou~cil n~: 'elve months after having paid the first installment of the Sp . s that is disp~~ A repre ~q •' ative(s) of Improvement Area B shall promptly review the eal, necessary~ixieet with tlie properiy owner, consider written and oral evidence reg~aY "~' , the t of the ecial Tax, and rule on the appeal. ff the representarive's decision re~'°~ g~ es t; the Special or an Assessor's Parcel be modified or changed in favor o~,,~e prope ,~c~`i all not be made (except for the last year of levy), but an a~~~~ 11 be ~e to the al Special Tax on that Assessor's Pazcel in the SECTION L R OF COLLECTION The Annual Special Taac ':~e collected in the same manner and at the same time as ordinary ad valorem property taaces, p~~vided, however, that Ixnprovement Area B may collect Annual Special Taxes at a different time or in a different manner if necessary to meet its financial obligations. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area B October 9, 2003 Page 13 RATE AND METHOD OF APPORTIONMENT FOR COMMIJNITY FACILITIES DISTRICT NO. 2003-2 OF THE CITY OF LAKE ELSINORE (CANYON HILLS) (IMPROVEMENT AREA C) The following sets forth the Rate and Method of Apportionxnent -I~e`"Tevy and collection of Special T~es in Improvement Area C of the City of Lake Elsino * ity") Community Facilities District No. 2003-2 (Canyon Hills) ("CFD No. 2003-2"). An al 'al Tax shall be levied on and collected in CFD No. 2003-2 each Fiscal Year, in an amoun ~ etermi ough the application of the Rate and Method of Apportionment described -~~,11 of thex~~~l property within Improvement Area C, unless exempted by law or by provisions hereof, s~' e taaced for the purposes, to the extent, and in the manner herein pr - _~i1, 4 CTION A D ~ IONS The terms hereinafter set forth have the follow g m 4~ "Acre or Acreage" means t~'e~i~. rea of an A or's Pare s shown on an Assessor's Pazcel Map, or if the land area i t sho "~`~ the Asses 's Parcel Map, the land area as shown on the applicable Final Map, ., and ar • s not shown ~ e applicable Final Map, the land area shall be calculated by the City En ~. r ~ ~~~:n < .,~r~ ~-~~~, ~°,,~"~~,", , "Act" means ~"l~le 1^~i s Co ~ ities Facll ' es Act of 1982, as amended, being Chapter 2.5, Part i of D' ion 2 of Ti the n rnment Code of the State of California. "Administra xpenses" "' ` s an rdinary and necessary expense incurred by the City on behalf of Impro ~t Area C a ted to the determination of the amount of the levy of Special Taxes, the collech ~°~"o. Specia~'aaces including the expenses of coltecting delinquencies, the administration of Bon e p ent of salaries and benefits of any City employee whose duties are directiy related to the a = ation of Improvement Area C, and costs otherwise incurred in order to carry out the authorized~purposes of CFD No. 2003-2 relating to Improvement Area C. "Annual Special Tax" means the Special Taac actually levied in any Fiscal Year on any Assessor's Parcel. "Apartment Property" means all Assessor's Pazcels of Residential Property on which one or more Apartment Units are constructed. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 1 "Apartment Unit" means a dwelling unit within a building comprised of attached residenrial units available for rental by the general public, not for sale to an end user, and under common management. "Approved Property" means all Assessor's Parcels of Taacable Property: (i) that aze included in a Final Map that was recorded prior to the January 1 s~ preceding the Fiscal Year in which the Special Tax is being levied, and (ii) that have not been issued a building permit on or before March lst preceding the Fiscal Yeaz in which the Special Tax is being levied. "Assessor's Parcel" means a lot or pazcel of land designated on an assigned Assessor's Parcel Number. ,~ "Assessor's Parcel Map" means an official map of the by Assessor's Pazcel Number. "Assessor'sParcelNumber"meansthatnumberas' ' dtoan purposes of identification. "Assigned Annual Special Tax" means the Speciai Tas "Backup Annual Special Tax" means the ~, ~~aac ofthat "Bonds" means any obligation to repay a sum notes, certificates ofparticipa,~~~,o~g-term IE banks, other fmancial refunding thereof, to ~ "Building Square exclusive of g " building per ~ ~ ap~ means the December 31. Parcel Map with an pazcels described in Section D below. in Section E below. °, ~ n~b"tigarions in the form of bonds, ns from. `' ernment agencies, or loans from or individ als, or long-term contracts, or any rovement Area C have been pledged. Parcei. footage of assessable internal living space, ; space, as determined by reference to the January 1 of any year and ending the following "CFD No. 2003-2" ~i'~~,~ Co "" 'ty Facilities District No. 2003-2 established by the City under the Act. : "City Council" means the City Council of the City of Lake Elsinore, acting as the Legisiative Body of CFD No. 2003-2, or its designee. "County" means the County of Riverside. "Developed Property" means all Assessor's Parcels of Taxable Property that: (i) are included in a Final Map that was recorded prior to the January ls` preceding the Fiscal Year in which the Special Taac is being levied, and (ii) a building permit was issued on or before March 15t preceding the Fiscal Year in which the Special Tas is being levied. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C within October 9, 2003 Page 2 "Exempt Property" means all Assessor's Parcels designated as being exempt from Special Taxes as provided for in Section J. "Final Map" means a subdivision of property by recordation of a final map, parcel map, or lot line adjustment, pursuant to the Subdivision Map Act (Califomia Government Code Section 66410 et seq.) or recordation of a condominium plan pursuant to California Civil Code 1352 that creates individual lots for which building permits may be issued without further subdivision. "F~scal Year" means the period commencing on July 1 of any yeaz and 30. .~ "Improvement Area C° means Improvement Area C of boundary map for CFD No. 2003-2. "Maximum Special Tax" means the ma~cimum S C, that can be levied by CFD No. 2003-2 within Assessor's Parcel. "Non-Residential Property" means all Assessor's Parce sl`~ building permit was issued for any type o - esidential use. "Partial Prepayment Amount" means the Special Tax obligation for an Assessor's Parc the following June as identified on the with Section C in any Y~ear on any Property for which a to pr~~ a portion of the Annual i,Sec ~ on H. "Prepayment Amount" ,- ans~`~'~~~ount requir ~ to prepay~Y`ie Annual Special Taac obligation in fixll for an Assessor's P ~as desc~~ed in Sectio "Proportionately" means tha "_ u pecial Tas levy to the applicable Assigned Annual Special ~~~ ~tal for a' =lica ~ ~ essor's Parcels. In case of Developed Property subject to , apporti t of Annual Special Tas under step four of Section F, "Proport I}~' in step fo ~ eans e~quorient of (a) Annual Special Tax less the Assigned Annual Speca : divided b tthe B- p Annual Special Taa~ less the Assigned Annual Special Tax, is equal fo applicable essor s Parcels. "Provisional Undev d Pro~erty" means all Assessor's Parceis of Taxable Property that would otherwise be classified '~'-~cempt Property pursuant to the provisions of Section J, but cannot be classified as Exempt Prop because to do so would reduce the Acreage of all Tasable Properiy below the required minim~n Acreage set forth in Section J for Zone 1 or Zone 2 as applicable. "Residential Property" means all Assessor's Pazcels of Developed Properiy for which a building pernut has been issued for purposes of constructing one or more residential dwelling units. "Single Family Property" means all Assessor's Pazcels of Residential Property other than Aparhnent Property. "Single Family Unit" means a residential dwelling unit other than an Aparhnent Unit. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 3 "Special Tax" means any of the special taxes authorized to be levied within Improvement Area C by CFD No. 2003-2 pursuant to the Act. "Special Tax Requirement" means the amount required in any Fiscal Year to pay: (i) the debt service or the periodic costs on all outstanding Bonds due in the Calendar Year that commences in such Fiscal Year, (ii) Admnustrative Expenses, (iii) the costs associated with the release of funds from an escrow account, (iv) any amount required to establish or replenish any reserve funds established in association with the Bonds, and (v) the collection or accumulation of funds for the acquisition or consriuction of facilities authorized by CFD No. 2003-2 pr ided that the inclusion of such amount does not cause an increase in the levy of Special Tas on j~~~~loped Properiy as set forth in Step Three of Section F., less (vi) any amounts available to costs on the Bonds pursuant to any applicable bond indentur agreement. ,~,~ "Taxable Property" means all Assessor's Parcels Exempt Property. , "Undeveloped Property" means all Assessor's Pu Developed Property, Approved Property or Provisional "Zone" means Zone 1 or Zone 2. "Zone 1" means a specific geographic azea as "Zone 2" means a area as aentctea m service or other periodic ent agreement, ar trust which are not rle Property Property. herein. A attached herein. 'S PARCELS Each Fi , beginning Area C shall siened to : aze not each Assessor's Parcel within Improvement and shall be classified as Taxable Properly or Exempt Property. In ail~ , each As .~ or's Parcel of Taxable Property shall be further classified as Developed Prope proved `roperty, Undeveloped Property or Provisional Undeveloped Property. In addition, As • sor's Pazcel of Developed Property shall fiu•ther be classified as Residential Properiy or esidential Property. Lastly, each Assessor's Parcel of Residential Property shall further be ssified as a Single Family Property or Apartment Property, and each Single Family Property shall be assigned to its appropriate Assigned Annual Special Tas rate based on its Building Square Footage. If an Assessor's Pazcel ofDeveloped Property lies within both Zone 1 and Zone 2 it shall be deemed to lie entirely within Zone 2 and shall be subject to the Assigned Annual Special Taac rates for Zone 2. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 4 SECTION C MAXIMUM SPECIAL TAX i. Developed Propertv The Maximum Special Tax for each Assessor's Parcel of Residential Property or Non- Residential Property that is classified as Developed Property in any Fiscal Year shall be the greater of (i) the Assigned Annual Special Tax or (ii) the Backup Annual Special Tas. 2. A roved Pro er Undevelo ed Pro er and Provisio evelo ed Pro er The Maa~imum Special Tax for each Assessor's Parce ~ d as Approved Property, Undeveloped Property, or Provisional Undeveloped Pr rty in > iscal Year shall be the Assigned Annual Special Tax. ASSIGNED 1. Develoned Propertv Each Fiscal Year, each Assessor's Par~ o,~ Non-Residential Property shall be subj e"i~t to Annual Special Taac applicable to an Ass~ sc 2003-04 shall be dete~stlii~.cl~roursuant t~~a Apartment Properiy, or ;cial Taac. The Assigned Properiy for Fiscal Year ~L TAX RATES ' WITHIN ZONE 1 2003-04 ~ Use T e ildin S uare Foota e Rate Sin il Unit N Lessthan1,175 $1,107 erUnit Sin le ' ~ Unit 1,175-1,324 $1,205 erUmt Single Fa LJnit 1,325 -1,549 $1,365 per Unit Sin le Famil 1,550 -1,649 $1,463 er Unit Single Family it 1,650 -1,~49 $1,561 er Unit Sin le Famil Unit 1,750 -1,949 $1,617 er Unit Sin le Famil Unit 1,950 - 2,199 $1,668 er Unit Sin le Family Unit 2,200 - 2,449 $1,859 er Unit Single Family Unit 2,450 - 2,699 $1,974 er Unit Single Famil Unit 2,700 - 2,949 $2,002 er Unit Single Famil Unit 2,950 or greater $2,146 er Unit A arhnent Unit N/A $600 per Unit Non-Residential Property N/A $5,000 per Acre City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 5 TABLE Z ASSIGNED ANNUAL SPECIAL TAX RA FOR DEVELOPED PROPERTY WITHIN Z FOR FISCAL YEAR 2003-04 ,~ Land Use T e Buildin S uare Foa~ e Rate Sin le Famil Unit Less than 1 ~"3 72 er Unit Sin le Famil Unit 1,175 ~~' 24 '~ ~~ er Unit Single Family Unit 1,32 .~ 549 $1,1 't Single Family Unit 1,5~0 - $1,228 nit Single Family Unit 1,650 -1, '~ $ $1,326 ~er Unit Single Family Unit ~ 1,750 -1,949 $1,381 er Unit Sin le Famil Unit 50 - 2,199 $1,451 er Unit Sin le Famil Unit , ,449 $1,642 er Unit Single Family Unit 450 ~ $1,756 er Unit Sin le Family Unit ~„ ~ 0 ,9 `~ $1,785 er Unit SingleFamilyU:"~~~ '' 2,9 orgreater $1,928 erUnit A artment , ' '~'° ' /A $600 per Unit Non-Residenria"~Pi~tv =~ $5.000 ner Acre 2. Aou~~ed Proue ~or' S~~rcel of Approved Property, Undeveloped Property and ~er~y shall be subject to an Assigned Annual Special Taac. The rate for an Assessor's Pazcel classified as Approved Property, ~visional Undeveloped Property for Fiscal Year 2003-04 shall 1 and $11,493 per Acre for Zone 2. On each 7uly 1, commencing July 1, 2004, the Assigned Special Taac rate for Developed Property, Approved Property, Undeveloped Property and Provisional Undeveloped Property shall be increased by two percent (2.00%) of the amount in effect in the prior Fiscal Yeaz. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 6 SECTION E BACKUP ANNUAL SPECIAL TAX At the rime a Final Map is recorded, the Backup Annual Special Ta~c for all Assessor's Parcels of Developed Property classified or reasonably expected to be classified as a Single Family Property within such Final Map area shall be determined by (i) sununing the product of (a) the Maximum Special Talc rate for Undeveloped Property by (b) the total Acreage of Tasable Property of each Assessor's Parcel in such Final Map area, excluding Acreage classified ovisional Undeveloped Property and any Acreage reasonably expected to be classified as Exe •, ro riy in such Final Map area, and (ii) dividing the results in (i) by the total number of Family Units reasonably expected to be constructed within such Final Map area. The res~efl' ng • ua~tient shall be the Backup Annual Special Taac for each Assessor's Pazcel of Dev The Ma~cimum Special Tax rate(s) applied in (i) above rate for the Zone in which each Assessor's Pazcel is ] Parcel is located in two Zones, the Malcimum Maximum Special Tax rates. The Backup Annual Special Tax for all As.'s~s Residential Property or Apartment Property s~ Property. The Maacimum Special Tas rate applicable Undeveloped Property rate of the Assessor's Parcel is located in t~v4.Zones, the each Zone shall be r. the Backup Annual amounts. num "'°- ial Tas rate for Undeveloped the pre ~' g sentence shall be the }~e Ass " ar's Parcel is located. If an ed =~: Maacimum Special Taac rate of sor's Parcel within the applicable Zone and shall equal the total of the two calculated If a Final Map i'~ ~essor'~P,~cels o*~~,~~ ped Property which are classified or reasonably expected to,;<_:~'classifie ~' 'ngle"~ " ily Property and Non-Residential Property or Apariment Property the Backup al Sp for each Assessor's Parcel which is classified or reasona ly e ted to be clas d as S. t gle Family Property shall be computed exclusive of the allocable portio otal Acreage~ #tribu able to Assessor's Parcels classified or reasonably expected to be classified as .,.~ -Resident~~Property or Aparhnent Property. Notwithstanding the fore .'= g~if Assessor's Parcels of Developed Property which are classified or to be classified as either S; le Family Property, Aparhnent Property or Non-Residential Property are subsequently changed of modified by recordation of a lot line adjustment or similar instrument, then the Backup Annual Special Tax shall be recalculated to equal the amount of Backup Annual Special Taac that would have been generated if such change did not take place. On each July 1, commencing July I, 2004, the Backup Annual Special Tax rate shall be increased by two percent (2.00%) of the amount in effect in the prior Fiscal Yeaz. City of Lake Elsinore October 9, 2003 Community Facilities District No. 2003-2 Improvement Area C Page 7 s Parcels in SECTION F METHOD OF APPORTIONMENT OF THE ANNUAL SPECIAL TAX Commencing Fiscal Year 2003-04 and for each subsequent Fiscal Yeaz, the City Council shall levy Annual Special Taxes on all Taxable Property in accordance with the following steps: Step One: The Annual Special Tax shall be levied Proportionately on each Assessor's Pazcel of Developed Properry at up to 100% of the applicable Assigned Annual Special Tas rates in Tables 1 and 2 to satisfy the Special Tas Requir ent. Step Twa If additional moneys aze needed to satisfy the Speci Requirement after the first step has been completed, the Annual Special T evied Proportionately on each Assessor's Pazcel of Approved Property at - to 10 4 the Assigned Annual Special Taac applicable to each such Assess; ' 1 as ne satisfythe Special Taac Requirement. The following definitions apply to trris Section G: "CFD Public Facilities" means $10,300,000 expressed in 2003 dollars, which shall increase by the Construction Inflation Index on July 1, 2004, and on each July 1 thereafter, or such lower amount (i) determined by the City Council as sufficient to provide the public facilities under the authorized bonding program for Improvement Area C, or (ii) determined by the City Council concurrently with City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 8 a covenant that it will not issue any more Bonds to be supported by Special Taxes levied under this Rate and Method of Apportionment. "Construction Fund" means an account specifically identified in the Indenture or functionally equivalent to hold funds, which are currently available for expenditure to acquire or construct public facilities eligible under Improvement Area C. "Construction Inflation Index" means the annual percentage change in the Engineering News- Record Building Cost Index for the city of I,os Angeles, measured as of alendar year which ends in the previous Fiscal Year. In the event this index ceases to be publis :-, onstruction Inflation Index shall be another index as determined by the City that i onably compazable to the Engineering News-Record Building Cost Index for the city of, ~; s. "Future Facilities Costs" means the CFD Public Facilitj,e~ii~i~s public fa : costs available to be funded through existing construction or escrow acc s or funded by the Ou 'ng Bonds, and minus public facility costs funded by interest earnin - e Cons ction Fund ac ed prior to the date of prepayment. "Outstanding Bonds" means all previous ' sued Bonds issu = d secured by the levy of Special The Prepayment Amount for each applicable Assessor's Pazcel shall be calculated according to the following formula (capitalized terms defined below): Taxes which will remain outstanding after t- ' terest and/or •. ipal payment date following the current Fiscal Yeaz, excluding Bonds to e~e .. -d at a later ith the proceeds of prior prepayments of Maximum Special Tases. The Special Tax obligation = or's Parcel Develop roperty, or an Assessor's Parcel of Approved Property or U' velope ' operty for •'ch a building permit has been issued or is expected to be issued, 'r an essor' .` arcel ofProv '~al Undeveloped Property maybe prepaid in full, provided that there are no,"ti~ el :~~ecial T es, penalties, or interest charges outstanding with respect to six~'h°= sessor's '~ c~l at t~" pecial Tax obligation would be prepaid. The ~--.Fp„-;~.~„ ~ Prepayment ount for~a% sses" . Parcel eligible for prepayment shall be determined as describe w. An owner of sessor's P intending to prepay the Annual Special Tas obligation shall provide the City ritten not ~ of intent to prepay, and within 5 days of receipt of such notice, the City shall notify s`. wner, the amount of the non-refundable deposit determined to cover the cost to be incuned by ,~, o`ment Area C in calculating the proper amount of a prepayment. Within 15 days of receipt~ ' such non-refundable deposit, the City shall notify such owner of the Prepayment Amount of such Assessor's Parcel. Bond Redemption Amount plus Redemption Premium plus Future Facilities Amount plus Defeasance Cost City of Lake Elsinore Community Facilities District No. 2003-2 Ixnprovement Area C October 9, 2003 Page 9 plus Administrative Fee less Reserve Fund Credit equals Prepayment Amount As of the date of prepayment, the Prepayment Amount shall be calculated as follows: 1. For an Assessor's Pazcel of Developed Property, compute the Assigned Annual Special Tax applicable to the Assessor's Parcel. For an Assessor's Parcel of Approved Property or Undeveloped Pro Y~ ,, compute the Assigned Annual Special Tas as though is was alrea- es ated as Developed Property based upon the building permit is r expected to be issued for that Assessor's Parcel. For an Assessor's- rce rovisional Undeveloped Property compute the Assigned ua ~Specia for that Assessor's Parcel. 2. For each Assessor's Parce evelop~ Property, Ap ~Property, Undeveloped Properiy or Provisica U ped Prope be prepaid, divide the Assigned Annual Specia omputed pursuant to pazagraph 1 for such Assessor's - cel by the s _ e estimated Assigned Annual Special Taac applica : 11 Assessor' ''.ceis of Taxable Property at buildout, as reasonabl ,~ e d by the Ci : 3. Multipl quotient co t urs t aragraph 2 by the Outstandirig Bon ~~luct shall b e`Bond ~ demption AmounY'. 7. Compute the amount needed to pay interest on the Bond Redemption Amount to be redeemed with the proceeds of the Prepayment Amount until the earliest call date for the Outstanding Bonds. 8. Estimate the amount of interest earnings to be derived from the reinvestment of the Bond Redemption Amount plus the Redemption Premium until the eazliest cali date for the Outstanding Bonds. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 10 9. Subtract the amount computed pursuant to paragraph 8 from the amount computed pursuant to paragraph 7. This difference is the "Defeasance Cost." 10. Estimate the administrative fees and expenses associated with the prepayment, including the costs of computation of the Prepayment Amount, the costs of redeeming Bonds, and the costs of recording any notices to evidence the prepayment and the redemption. This amount is the "Administrative Fee." 11. Calculate the "Reserve Fund Credit" as th sse f: (a) the expected reduction in the applicable reserve require - if any, associated with the redemption of Outstanding Bonds as a, It prepayment, or (b) the amount derived by subtracting the n erve re ~ ements in effect after the redemption of Outstanding Boa, r sult of ayment from the balance in the applicable rve funds on the ayment date. Notwithstanding the foregoi .,, e rese fund requirem ' atisfied by a surety bond or other insttume the •~.•'e,~of the prepa ~ ent, then no Reserve Fund Credit shall be give twithstanding the' foregoing, the Reserve Fund Credit~.shall in no event s than 0. With respect to ial Taac obl tion t~iat is prepaid pursuant to this Section G, the City Council shall indicate in th • q~ords of rovement Area C that there has been a prepayment ofthe Special Taac obligation and s ause uitable notice to be recorded in compliance with the Act within thirty (30) days of rec ~ uch prepayment to indicate the prepayment of the Special Tax obligation and the release q; *the Special Taac lien on such Assessor's Parcel, and the obligation of such Assessor's Parcel to pay such Special Taaces shall cease. Notwithstanding the foregoing, no prepayment will be allowed unless the amount of Special Taac that may be levied on Tasable Property, net of Administrative Expenses, shall be at least 11 times the regularly scheduled annual interest and principal payments on all currently Outstanding Bonds in each future Fiscal Year. City of Lake Elsinore Community Facilities Dishict No. 2003-2 Improvement Area C October 9, 2003 Page 11 SECTION H PARTIAL PREPAYMENT OF ANNUAL SPECIAL TAX The Special Taac obligation of an Assessor's Parcel ofDeveloped Properiy, or an Assessor's Parcel of Approved Property or Undeveloped Property for which a building permit has been issued or is expected to be issued, or and Assessor's Parcel of Provisional Undeveloped Property, as calculated in this Section H. below, may be partially prepaid, provided that there aze no delinquent Special Taxes, penalties, or interest chazges outstanding with respect to such Assessor's Parcel at the time the Special Tas obligation would be prepaid. ~ The Partial Prepayment Amount shall be calculated according to PP=P~xF The terms above haue the following me n; PP = the Partial Prepayment Amount. P~ = the Prepayment Amount calculate F= the percent by whic the owner of the the Special Tax obli With respect to any Assessor's Parcel that is p iall~ records of CFD No. 2003-2 that there has been a and shall cause a suitable noti ~;~~`~i recorded in ¢ t receipt of such partial prep , ent Special T the Special Tax obliga~ " the p 1 release of t and the obligation of such i~.s~~r' ' arcei to pay cease. _ _ the formula: Section G.~ Parcel ispartiallyprepaying shall indicate in the '~of the Special Tax obligation ~ he Act within thirty (30) days of to indicate the partial prepayment of Tax lien on such Assessor's Parcel, ud portion of the Special Tax shall Notwrthst ng the fore~ no p" repayment will be allowed unless the amount of Special Tax tha e levied on ~~~' ~ le Pr fter such partial prepayment, net of Administrative Expenses, sh ': at least l.l t s the r larly scheduled annuai interest and principal payments on all currentlv -. andinQ Bo ~ in each future Fiscai Year. SECTION I ION OF SPECIAL TAX For each Fiscal Year that any Bonds aze outstanding the Annual Special Tax shall be levied on all Assessor's Pazcels subject to the Annual Special Taac. If any delinquent Annual Special Taaces remain uncollected prior to or after all Bonds are retired, the Annual Special Taac may be levied to the extent necessary to reimburse Improvement Area C for uncollected Annual Special Tases associated with the levy of such Annual Special Taxes, but not later than the 2045-46 Fiscal Year. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 12 SECTION J EXEMPTIONS The City shall classify as Exempt Property (i) Assessor's Parceis which are owned by, irrevocably offered for dedication, encumbered by or restricted in use by the State of California, Federal or other local governments, including school districts, (ii) Assessor's Parcels which are used as places of worship and are exempt from ad valorem property taxes because they are owned by a religious organization, (iii) Assessor's Parcels which are owned by, irrevocably offered for dedication, encumbered by or restricted in use by a homeowners' association, (iv) As sor's Pazcels with public or utility easements making impractical their utilization for other th e oses set forth in the easement, (v) Assessor's Parcels which are privately owned and cumbered by or restricted solely for public uses, or (vi) other types of public uses dete City Council, provided that no such classification would reduce the sum of all Taaca 1~rope ~ ss than 5.4 Acres for Zone 1 and 58.2 Acres for Zone 2. ~ __ Notwithstanding the above, the City Council shal classify~~u Assessor's ` s Exempt Property if such classification would reduce the sum o aacab ~ roperty to less an 5.4 Acres for Zone 1 and 58.2 Acres for Zone 2. Assessor's Parcel ' c~ot be class' ed as Exempt Property because such classification woul reduce the Acrea • all Taacable Properry to less than 5.4 Acres for Zone 1 and 58.2 Acres for ` 2 will be clae as Provisional Undeveloped Properiy, and will be subject to Special Tax t to Step Fi : eetion F. ~ ~ ~; ~ . ; ~~~ SECT K ~ ~~~~% .~ ~ ~ APPE~ Any property owner claimm . Erat th ount or appl~,~afion of the Special Tax is not correct may file a written nof e: eal c~Y~, e ` '."ot later than twelve months after having paid the first instal ~cial'T~~` at is dis f'ed. A representative(s) of Improyement Area C shall pro review the p;y-, 1, an ecessary, meet with the property owner, consider written and or ~ ce regarding amo f the Special T~, and rule on the appeal. If the representativ cision requ~res~that t u Special Ta~c for an Assessor's Pazcel be modified or changed in favo ~"' e properiy er, a cash refund shall not be made (except for the last year of levy), but an ad~ust ="- • shall b ade to the Annual Special Tax on that Assessor's Parcel in the subsequ SECTION L MANNER OF COLLECTION The Annual Special Tax shall be collected in the same manner and at the same time as ordinary ad valorem property taaces, provided, however, that Improvement Area C may collect Annual Special Taaces at a different time or in a different manner if necessary to meet its financial obligations. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area C October 9, 2003 Page 13 RATE AND METHOD OF APPORTIONMENT FOR COMMUNITY FACILITIES DISTRICT NO. 2003-2 OF THE CITY OF LAKE ELSINORE (CANYON ffiLLS) (IMPROVEMENT AREA D) The following sets forth the Rate and Method of Apportionment , e Special Tases in Improvement Area D of the City of Lake Elsinor ~ ity") District No. 2003-2 (Canyon Hills) ("CFD No. 2003-2"). An al ~'al and collected in CFD No. 2003-2 each Fiscal Yeaz, in an amo etermin of the Rate and Method of Apportionment described ' o _ P.11 of th Iinprovement Area D, unless exempted by law ar by purposes, to the extent, and in the manner herein pr~a~~", hereof, A The terms hereinafter set forth have the "Acre or Acreage" means Map, or if the land area i applicable Final Map, qi ` ' be calculated by the City Et "Act" means Part 1 of D,i~ ion 2 behalf of Impro Taaces, the collecho~ administration ofBor directly related to the to carry out the autho Act of 1982, as amended, being Chapter 2.5, Code of the State of California. nses" ` s an}~rdinary and necessary expense incurred by the City on Area D ted to the determination of the amount of the levy of Special f Specia axes including the expenses of collecting delinquencies, the ~ e pa ent of salaries and benefits of any City employee whose duties aze ation of Improvement Area D, and costs otherwise incurred in order ed urposes of CFD No. 2003-2 relating to Improvement Area D. "Annual Special Tax° means the Special Taz actually levied in any Fiscal Year on any Assessor's Parcel. "Apartment Property" means all Assessor's Parcels of Residential Property on which one or more Apartment Units aze constructed. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D ery and collection of Community Facilities Tax shall be levied on ~ough the application ~,~roperty within s e ta~ced for the ~ of an A'- or's Parc°~`~s shown on an Assessor's Parcel the Asses~~ 's Parcel ap, the land area as shown on the s not shown ' tY~,e applicable Final Map, the land area shall October 9, 2003 Page 1 "Apartment Unit" means a dwelling unit within a building comprised of attached residential units available for rental by the general public, not for sale to an end user, and under common management. "Approved Property" means all Assessor's Pazcels of Ta~cable Property: (i) that are included in a Final Map that was recorded prior to the January ls` preceding the Fiscal Year in which the Special Tax is being levied, and (ii) that have not been issued a building permit on or before Mazch ls` preceding the Fiscal Year in which the Special Taac is being levied. "Assessor's Parcel" means a lot or parcel of land designated on an assigned Assessor's Parcel Number. ~ "Assessor's Parcel Map" means an official map of the Asse by Assessor's Parcel Number. ~ "Assessor's Parcel Number" means that number as' d to purposes of identification. "Assigned Annual Speciat Tax" means the Special Tas of "Backup Annual Special Tax" means the x of th, "Bonds" means any obligation to repay a sum notes, certificates of panc~ipa~,o~~i,ig-term le banks, other financial i refunding thereof, to v~ "Buildiug Square Footage" exclusive of~g ~es~'~o~"~ , er building peA _ apphcati . 1 December 31. means the "CFD No. 2003-2" the Act. within January 1 of any year and ending the following Facilities District No. 2003-2 established by the City under "City Council" means ttie City Councii of the City of Lake Elsinore, acting as the Legislative Body of CFD No. 2003-2, or its designee. "County" means the County of Riverside. "Developed Property" means all Assessor's Parcels of Taxable Property that: (i) aze included in a Final Map that was recorded prior to the January ls` preceding the Fiscal Year in which the Special Taac is being levied, and (ii) a building permit was issued on or before March l st preceding the Fiscal Year in which the Special Tax is being levied. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D Parcel Map with an for described in Section D below. in Section E below. ~~n~id~ l~igations in the form ofbonds, ans from~4 ernment agencies, or loans from or indivi~als, or long-term contracts, or any rovement Area D have been pledged. footage of assessable intemal living space, ; space, as determined by reference to the s Pazcel. October 9. 2003 Page 2 "Exempt Property" means all Assessor's Pazcels designated as being exempt from Special Taxes as provided for in Section J. "Final Map" means a subdivision of property by recordation of a final map, parcel map, or lot line adjustment, pursuant to the Subdivision Map Act (California Government Code Secrion 66410 et seq.) or recordation of a condominiuxn plan pursuant to California Civil Code 1352 that creates individual lots for which building pernuts may be issued without further subdivision. "Fiscal Year" means the period commencing on July 1 of any year and 30. ~ "Improvement Area D" means Improvement Area D of boundary map for CFD No. 2003-2. "Maximum Special Tax" means the maximum S C, that can be levied by CFD No. 2003-2 within Assessor's Parcel. "Non-Residential Property" means all Assessor's Parce~ building pernut was issued for any type oF~Qn~residential use. "Partial Prepayment Amount" means the Special Tax obligation for an Assessor's Par< the following June as identified on the D in any Section on any Property for which a to pr~y a portion of the Annuai i,Sec onH. "Prepayment Amount" `~~`fh'`~ ~~ount requir ~ to prepay~"ie Annual Special Tax obligation in full for an Assessor's P" ~-,as desc~~d in Sectio "Proportionately" means th ~ o„~,~~theL u. pecial Tax levy to the applicable Assigned Annual Specia 1 for ~ lica~~l ssor's Parcels. In case of Developed Property subject to t"e. apportiom~ t of Annual Special Taac under step four of Section F, "Proport~' :~ 1}~' in step fo ans uotient of (a) Annual Special Tax less the Assigned Annual Spec"~i divided b the Ba <- p Annual Special Taac less the Assigned Annual Special Tax, is equal fo applicable ,' essor's Parcels. "Provisional Undev d Prop~rty" means all Assessor's Parcels ofTasable Properiythat would otherwise be classified pt Property pursuant to the provisions of Section J, but cannot be classified as Exempt Prop because to do so would reduce the Acreage of all Taacable Property below the required minimum Acreage set forth in Section J for Zone 1, Zone 2 or Zone 3 as applicable. "Residential Property" means all Assessor's Parcels of Developed Property for which a building pernut has been issued for puxposes of constructing one or more residential dwelling units. "Single Family Property" means all Assessor's Parcels of Residential Property other than Aparhnent Property. "Single Family Unit" means a residential dwelling unit other than an Apartment Unit. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 3 "Special Tax" means any of the special taxes authorized to be levied within Ixnprovement Area D by CFD No. 2003-2 pursuant to the Act. "Special Tax Requirement" means the amount required in any Fiscal Year to pay: (i) the debt seroice or the periodic costs on all outstanding Bonds due in the Calendaz Year that commences in such Fiscal Year, (ii) Administrative Expenses, (iii) the costs associated with the release of funds from an escrow account, (iv) any amount required to establish or replenish any reserve funds established in association with the Bonds, and (v) the collection or acc ulation of funds for the acquisition or conshuction of facilities authorized by CFD No. 2003-2 d that the inclusion of such amount does not cause an increase in the lery of Special Tax .. ndeveloped Property as set forth in Step Three of Section F., less (vi) any amounts available a t service or other periodic costs on the Bonds pursuant to any applicable bond inden ~~fisca t ageement, or trust agreement. "Taxable Property" means all Assessor's Exempt Property. "Undeveloped Property" means all ~ Developed Property, Approved Properiy aze not Parcels a~cable Property which aze not nal Undeve ~ ~d Property. "Zone" means Zone 1, Zone 2 or Zone 3. "Zone 1" means a specific g ~,iic azea as "Zoue 2" means a spec~~eograpl~~area as "Zone 3" means a in Ex"~b~fA attached herein. in Exhibit A attached herein. in Exhibit A attached herein. ~TION B , OF ASSESSOR'S PARCELS Each Fiscal Yeaz, ~ 'ng with~iscal Year 2003-04, each Assessor's Pazcel within Improvement Area D shall be assi Zo , Zone 2 or Zone 3 and shall be classified as Taacable Property or Exempt Property. In ad ;~,: ach Assessor's Parcel of Taxable Property shall be further classified as Developed Properiy, ~ roved Property, Undeveloped Property or Provisional Undeveloped Property. In addition, eac Assessor's Parcel of Developed Property shall fiarther be classified as Residential Property or Non-Residential Property. Lastly, each Assessor's Pazcel of Residential Property shall fiuther be classified as a Single Family Property or Aparhnent Property, and each Single Family Property shall be assigned to its appropriate Assigned Annual Special Tax rate based on its Building Square Footage. City of Lake Elsinore October 9, 2003 Community Facilities District No. 2003-2 Tmprovement Area b Page 4 SECTION C MAXIMUM SPECIAL TAX 1. Develoaed Prouertv The Maximum Special Taac for each Assessor's Parcel of Residential Properiy or Non- Residential Property that is classified as Developed Property in any Fiscal Year shall be the greater of (i) the Assigned Annual Special Tax or (ii) the Backup Annual Special Tax. 2. Approved PropertV, Undeveloaed Propertv and Provision~n~'developed Propertv The Masimum Special Tax for each Assessor's Parce as Approved Property, Undeveloped Property, or Provisional Undeveloped Pr ; rty in : iscal Year shall be the Assigned Annual Special Tax. ~~~~ ASSIGNED ANNUAL 1. Developed Propertv Each Fiscal Year, each Assessor's Parc~ Non-Residenrial Property shall be subjec Annual Special Ta~c =;"Q ~ e to an Asse 2003-04 shall be c~ rmin ~ uant to TABLE 1 [ty, Apartment Properiy, or Special Tas. The Assigned ~ed Properiy for Fiscal Year CIAL TAX RATES ~~IIN ZONE 1,ZONE 2 AND ZONE 3 YEAR 2003-04 L se T e ~ =~uildin S uare Foota e Rate Sin le ' Unit ` I,ess than 1,175 $1,120 er Unit Single F nit 1,175 - 1,324 $1,223 er Unit Single Famil ~' 1,325 -1,449 $1,428 per Unit Sin le Famil '~ t 1,450 -1,549 $1,473 er Unit Single Family iJnit 1,550 -1,649 $1,517 er Unit Single Family Unit 1,650 - 1,749 $1,562 er Unit Sin le Family Unit 1,750 -1,949 $1,606 er Unit Sin le Family Unit 1,950 - 2,199 $1,651 er Unit Sin le Family Unit 2,200 - 2,449 $1,856 er Unit Sin le Famil Unit 2,450 - 2,699 $1,959 er Unit Single Famil Unit 2,700 - 2,949 $2,019 er Unit Sin le Family Unit 2,950 - 3,299 $2,173 er Unit Single Famil Unit 3,300 - 3,649 $3,219 er Unit City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 5 Single Family Unit 3,650 or greater $3,733 er Unit A artment Unit N/A $600 per Unit Non-Residential Property N/A $5,000 per Acre 2. 3. At the time a Final Ma~ Developed Property clas: within such Fin ° a Special Tax . or ~ ~ Assessor's~P~rcel in such area, and (ii) ~' .' g the r~ expected to be co cted w Annual Special T~ - ch The Mu~imum Special ~ rate for the Zone in which ~ Pazcel is located in two Z e Maximum Special Tax rates. The Backup Annual Special Taac for all Assessor's Pazcels ofDeveloped Propertyclassified as Non- Residential Property ar Aparhnent Property shall be the Masimum Special Taac rate for Undeveloped Property. The Maxunum Special Tax rate(s) applied in the preceding sentence shall be the applicable Undeveloped Property rate of the Zone in which the Assessor's Pazcel is located. If an Assessor's Parcel is located in two Zones, the Undeveloped Property Maacimum Special Taac rate of each Zone shall be multiplied by the Acreage of the Assessor's Pazcel within the applicable Zone and Ciry of Lake Elsinore Community Faciliries District No. 2003-2 Improvement Area D Approved Proaertv, Undevelooed Proaertv and Provisional Undeveloaed Proaertv Each Fiscal Year, each Assessor's Pazcel of Approved Property, Undeveloped Property and Provisional Undeveloped Property shall be subject to an Assigne .; ual Special Taac. The Assigned Annual Special Ta1c rate for an Assessor's Parcel cl .~ Approved Property, Undeveloped Property and Provisional Undeveloped Prop r Fiscal Year 2003-04 shall be $14,068 per Acre for Zone l, $6,907 per Acre for Zo an 1,467 per Acre for Zone 3. On each July 1, commencing July 1, 2004; the~ Property, Approved Property, Undeveloped Prop shall be increased by two percent (~ 00%) of the Taac rate~ Developed ~visional Unde~"eloped Property effect in the prior Fiscal Year. Backup Ann~ual pecial Taac for all Assessor's Parcels of „~ • e, expectedd~„~be classified as a Single Family Property ia "= de e~ qr~"• ~ i) sumining the product of (a) the Maximum ~ped .~. erty by the total Acreage of Taxable Property of each ap ar xc, ding Acreage classified as Provisional Undeveloped bly expec ed to be classified as Exempt Properiy in such Final Map u' 'n (i)~y the total number of Single Family Units reasonably hi uch Final Map azea. The resulting quotient shall be the Backup s sor's Parcel of Developed Property within such Final Map area. y's) applied in (i) above shall be the applicable Undeveloped Property h Assessor's Parcel is located; provided, however, if an Assessor's the Maximum Special Ta~c rate applied shall be the lower of the two October 9, 2003 Page 6 the Backup Annual Special Ta~c of the Assessors Parcel shall equal the total of the two calculated amounts. If a Final Map includes Assessor's Parcels ofDeveloped Properiy which are classified or reasonably expected to be classified as Single Family Property and Non-Residential Property or Apartment Properiy, then the Backup Annual Special Tas far each Assessor's Parcel which is classified or reasonably expected to be classified as Single Family Property shall be computed exclusive of the allocable portion of total Acreage attributable to Assessor's Parcels classified or reasonably expected to be classified as Non-Residential Property or Aparhnent Property. Notwithstanding the faregoing, if Assessor's Parcels of Dev to be classified as either Single Family Property, Aparimen aze subsequently changed of modified by recordation of a lo then the Backup Annual Special Tax shall be recalculat . Special Taac that would have been generated if such c, ~e On each July 1, commencing July 1, 2004, the Backup Ai two percent (2.00%) of the amount in effect in the prior METHOD OF elope 'k . erty which are classified or t P ~ rty on-Residential Properiy in djustm r similar inshument, a the amo > f Backup Annual did not take nlace. rate shall~increased by SPECIAL TAX Commencing Fiscal Year 2;: Y~- ~= for each su~equent Fis Year, the City Council shall levy Annual Special Talces o : Taacab , u operty in ac~"~rdance with the following steps: Step One: The Annual x. al ~ 1.be levied,r~r Portionately on each Assessor's Parcel of D. -~' • Prop =s t up o~, ~?'~~~the applicable Assigned Annual Special Tax ~tes in to s s, the Special Tax Requirement. ~ Step T. additional m. s are ne. ed to satisfy the Special Taac Requirement after the first has been co eted, e Annual Special Ta~c shall be levied Proportionately on ea ssessor's cel of Approved Property at up to 100% of the Assigned Annual Spec , appl' -able to each such Assessor's Parcel as needed to satisfy the Special Tax Re ~~~~~~me: _ Step Three: If additiona'~moneys aze needed to satisfy the Special Tas Requirement after the first two steps have been completed, the Annual Special TaY shall be levied Proportionately on each Assessor's Pazcel of Undeveloped Properiy up to 100% of the Assigned Annual Special Tax applicable to each such Assessor's Pazcel as needed to satisfy the Special Tas Requirement. Step Four: If additional moneys are needed to satisfy the Special TaY Requirement after the first three steps have been completed, then the Annual Special Tax on each Assessor's Parcel of Developed Property whose Maacimum Special Tas is the Backup Annual Special Tas shall be increased Proportionately from the Assigned Annual Special City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 7 Tax up to 100% of the Backup Annual Special Talc as needed to satisfy the Special Tax Requirement. Step Five: If additional moneys are needed to satisfy the Special Tax Requirement after the first four steps have been completed, the Annual Special Taac shall be levied Proportionately on each Assessor's Parcel of Provisional Undeveloped Property up to 100% of the Assigned Annual Special Taac applicable to each such Assessor's Parcel as needed to satisfy the Special Tas Requirement. SECTION G PREPAYMENT OF ANNUAL The following definitions apply to this Section G: "CFD Public Facilities" means $19,200,000 expresse : Consiruction Inflation Index on July l, 2004, and on each determined by the City Council as bonding program for Improvement Area D, a covenant that it will not issue any more B Rate and Method of Apportionxnent. "Construction Fund" equivalent to hold fund; facilities eligible unde~ "Construction in the pred s Fiscal Y Index s nothec Engineering , ea "F~ture Facilities ~ be funded through ex minus public facility to the date of nrenav to provide the which shal~ rease by the ;a~er, or such l~wer amount (i) facilities under the authorized ~ty Council concurrently with ,~ „c~l Taaies levied under this / identifi~'in the Indenture or functionally for expenditure to acquire or conshuct public D. ~~ ercentage change in the Engineering News- ~n eles, measured as of the calendar year which ends lex ceases to be published, the Construction Inflation by the City that is reasonably comparable to the c for the city of I,os Angeles. €~he CFD Public Facilities minus public facility costs available to zction or escrow accounts or funded by the Outstanding Bonds, and by interest earnings on the Construction Fund actually earned prior "Outstanding Bonds" means all previously issued Bonds issued and secured by the levy of Special Taxes which will remain outstanding after the first interest and/or principal payment date following the current Fiscal Year, excluding Bonds to be redeemed at a later date with the proceeds of prior prepayments of Maximum Special Taxes. The Special Tas obligation of an Assessor's Parcel ofDeveloped Properiy, or an Assessor's Pazcel of Approved Properiy or Undeveloped Properiy for which a building pernut has been issued or is expected to be issued, or an Assessor's Parcel ofProvisional Undeveloped Property maybe prepaid City of Lake Elsinore October 9, 2003 Community Facilities District No. 2003-2 Improvement Area D Page 8 in fixll,provided that there are no delinquent Special Taxes, penalties, or interest charges outstanding with respect to such Assessor's Parcel at the time the Special Tax obligation would be prepaid. The Prepayment Amount for an Assessor's Parcel eligible for prepayment shall be deternuned as described below. An owner of an Assessor's Pazcel intending to prepay the Annual Special Tax obligation shall provide the City with written notice of intent to prepay, and within 5 days of receipt of such notice, the City shall notify such owner of the amount of the non-refundable deposit determined to cover the cost to be incurred by Improvement Area D in calcularing the proper~~nount of a prepayment. Within 15 days of receipt of such non-refizndable deposit, the City Prepayment Amount of such Assessor's Parcel. ~ The Prepayment Amount far each applicable Assessor's Par el sli,~all be following formula (capitalized terms defined below): plus plus plus plus less equals As of the date of 1. Bond Redemption A~'~ Redemption Premium Future Facilities Amount Defeasance ~~,st Prepayment shall such owner of the according to the as follows: ~'or tlssess~o~n~'s Pazcel of ~„e~eloped Property, compute the Assigned Annua~~ '~e~a7~~~~p~ic~a~e,~~the Assessor's Pazcel. For an Assessor's el of A~p~rove Piflpe~t,~or Undeveloped Property, compute the Assigned Spe °~' ax as though is was already designated as Developed Prope a ased = n t~e building permit issued or expected to be issued far that As r's P• . For an Assessor's Parcel of Provisional Undeveloped Property ~,~nput the Assigned Annual Special Tas for that Assessor's 2. Assessor's Parcel of Developed Property, Approved Property, Un ry eloped Property or Provisional Undeveloped Property to be prepaid, divide the Assigned Annual Special Tax computed pursuant to paragraph 1 for such Assessor's Parcel by the sum of the estimated Assigned Annual Special Tax applicable to all Assessor's Pazcels of Tasable Property at buildout, as reasonably determined by the City. 3. Mulriply the quotient computed pursuant to paragraph 2 by the Outstanding Bonds. The product shall be the "Bond Redemption AmounY'. City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 9 4. Multiply the Bond Redemption Amount by the applicable redemprion premiuxn, if any, on the Outstanding Bonds to be redeemed with the proceeds of the Bond Redemption Amount. This product is the "Redemption Premium." 5. Compute the Future Facilities Cost. 6. Multiply the quotient computed pursuant to paragraph 2 by the amount deternuned pursuant to paragraph 5. to deternvne e Future Facilities Cost to be prepaid (the "Future Facilities AmounY'). "v 7. Compute the amount needed to pay inter n t nd Redemption Amount to be redeemed with the proceeds of aymen : ount until the earliest call date for the Outstanding Bon -. 8. Estimate the amount of intere s- 'ngs to e derived from vestment of the Bond Redemption Amo s t ' demption Pre um until the earliest call date for the Outstandin ' s. te th eserve Fund Credit" as the lesser of: (a) the expected reduc o'n the i' xble reserve requirements, if any, associated with the redemp of Ou ding Bonds as a result of the prepayment, ar(b) the amount -:. ved 6 subtracting the new reserve requirements in eFfect after ~the redem on of Outstanding Bonds as a result of the prepayment from the '~alance -~ the applicable reserve funds on the prepayment date. ~ standing the foregoing, if the reserve fund requirement is satisfied by a s y bond or other instrument at the time of the prepayment, then no Re erve Fund Credit shall be given. Notwithstanding the foregoing, the Reserve Fund Credit shall in no event be less than 0. 12. The Prepayment Amount is equal to the sum of the Bond Redemption Amount, the Redemption Premium, the Future Facilities Amount, the Defeasance, and the Administrative Fee, less the Reserve Fund Credit. 13. From the Prepayment Amount, the amounts computed pursuant to pazagraphs 3, 4, 9, and 11 shall be deposited into the appropriate fund as established City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 10 under the bond indenture and used to retire Outstanding Bonds or make debt service payments. The amount computed pursuant to paragraph 6 shall be deposited into the Construction Fund. The amount computed pursuant to parag~aph 10 shall be retained by Improvement Area D. With respect to Special Tax obligation that is prepaid pursuant to this Section G, the City Council shall indicate in the records of Improvement Area D that there has been a prepayment of the Special Tax obligation and shall cause a suitable notice to be recarded in compliance with the Act within thirty (30) days of receipt of such prepayment to indicate the prepa, - ent of the Special Tax obligation and the release of the Special Taac lien on such Assessor's ~'ce ; and the obligation of such Assessor's Parcel to pay such Special Taxes shall cease. Notwithstanding the foregoing, no prepayment will be may be levied on Taxable Properiy, net of Administr~ regularly scheduled annual interest and principal pay each future Fiscal Year. ~ d u~ss the t of Special Ta~c that ~"~s s, shall east 1.1 times the on all currently O~"#~iding Bonds in PARTIAL PREPA H TAX The Special Tax obligation of r sessar's Parcel~o~f;]~evelop ` periy, or an Assessor's Parcel of Approved Property or Un `'eI' - roperty for ' hich a bu'>> ing permit has been issued or is expected to be issued, or °~Assess Parcel of P isional Undeveloped Property, as calculated in this Section H. below, • e p ~ lly prepaid, p o~ed that there are no delinquent Special Tases, penalties, or interest c ~' din withsrespect to such Assessor's Parcel at the time the Special Tax~l~,~'~`,~sa ,woul ~repaz : The Parti~~Payment g~'G shall"f3 lated according to the follorving formula: =PGxF The t=~ above,~iave the following meanings: PP = the~tial Prepayment Amount. PG = the repayment Amount calculated according to Section G. F= the percent by which the owner of the Assessor's Parcel is partiallyprepaying the Special Tax obligation. With respect to any Assessor's Parcel that is partially prepaid, the City Council shall indicate in the records of CFD No. 2003-2 that there has been a partial prepayment of the Special Taac obligation and shall cause a suitable notice to be recorded in compliance with the Act within thirty (30) days of receipt of such partial prepayment of the Special Taac obligation, to indicate the partial prepayment of the Special Taac obligation and the partial release of the Special Tax lien on such Assessor's Pazcel, City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 11 and the obligation of such Assessor's Pazcel to pay such prepaid portion of the Special Ta~c shall cease. Notwithstanding the foregoing, no partial prepayment will be allowed unless the amount of Special Tax that may be levied on Taxable Properiy after such partial prepayment, net of Administrative Expenses, shall be at least 1.1 times the regularly scheduled annual interest and principal payments on all currently Outstanding Bonds in each future Fiscal Year. SECTION I TERMINATION OF SP] For each Fiscal Yeaz that any Bonds are outstanding the u Special T ~ 1 be levied on all Assessor's Parcels subject to the Annual Special T If any delinquent pecial Taaces remain uncollected prior to ar after all Bonds are r e 1 Special T~ e levied to the extent necessary to reimburse Improvement Area ~cted Annua pecial Talces associated with the levy of such Annual Special Tases, but ter than the 2046-47 Fiscal Year. The City shall classify mpt Pr'a`,} erty (i) Asse~'s Parcels which are owned by, inevocably offered for dedication, enc ,, ed b r restricted in ~y the State of California, Federal or other local govemments, including z _~~ t~, 'i ~'ssor's Parceis which are used as places of worship and ar~,„,` .•. . m a calorem pro - ta7ces because they are owned by a religious arganizatio~~iii) Asse ,~~azce , hich aze owned by, irrevocably offered for dedication, encumbe ; or restricted in~r~se by a s ~~vners' association, (iv) Assessor's Parcels withpublic or utility eas ts making ' ticai tr utilization for other than the purposes set forth in the easement, (v) sor's Parcel hich aze privately owned and aze encumbered by or restricted solely for public u or (vi) ot types of public uses determined by the City Council, provided that no such classifica woul educe the sum of all Taxable Property to less than 60.8 Acres for Zone 1, 40.1 Acres for d 5.2 Acres for Zone 3. Notwithstanding the aboS'e, the City Council shall not classify an Assessor's Parcel as Exempt Property if such classification would reduce the sum of all Taxable Properiy to less than 60.8 Acres for Zone 1, 401 Acres for Zone 2 and 5.2 Acres for Zone 3. Assessor's Parcels which cannot be classified as Exempt Property because such classification would reduce the Acreage of all Taacable Property to less than 60.8 Acres for Zone 1, 40.1 Acres for Zone 2 and 5.2 Acres for Zone 3 will be classified as Provisional Undeveloped Properly, and wili be subj ect to Special Tases pursuant to Step Five in Section F. SECTION K City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D October 9, 2003 Page 12 APPEALS Any property owner claiming that the amount or application of the Special Tax is not conect may file a written notice of appeal with the City Council not later than twelve months after having paid the first installment of the Special Tax that is disputed. A representative(s) of Improvement Area D shall promptly review the appeal, and if necessary, meet with the property owner, consider written and oral evidence regarding the amount of the Special Tax, and rule on the appeal. If the representative's decision requires that the Special Taac for an Assessor's Parcel be modified or changed in favor of the property owner, a cash refund shall not be made~e ccept for the last year of lery), but an adjustment shall be made to the Annual Special Tax on t~"`~f°`.4~sessor's Parcel in the subsequent Fiscal Year(s). SECTION L MANNER OF The Annual Special Tas shall be collected in the valorem property taxes, provided, however, that Tases at a different time or in a different manne~ City of Lake Elsinore Community Facilities District No. 2003-2 Improvement Area D the same time ordinary ad ~nay collect ual Special its financial obligations. October 9, 2003 Page 13 STATE OF CALIFORNIA ) COUNTY OF RIVERSIDE ) SS: CITY OF LAKE ELSINORE ) I, VICHI KASAD, CITY CLERK OF THE CITY OF LAKE ELSINORE, CALIFORNIA, DO HEREBY CERTIFY that the foregoing Resolution duly adopted by the City Council of the City of Lake Elsinore at a Regular Meeting of said Council on the 14th day of October, 2003, and that it was so adopted by the following vote: AYES: COUNCILMEMBERS: BUCKLEY, HICKMAN, KELLEY, SCHIFFNER, BRINLEY NOES: COUNCILMEMBERS: ABSENT: COUNCILMEMBERS: AIN: COUNCILMEMBERS: ~~.C~.~,~~'.~.~.~, VICKI KASAD, CMC, CITY CLERK/ HUMAN RESOURCES DIRECTOR CITY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) COUNTY OF RIVERSIDE ) SS: CITY OF LAKE ELSINORE) NONE NONE NONE I, VICHI KASAD, CITY CLERK OF THE CITY OF LAKE ELSINORE, DO HEREBY CERTIFY that the above and foregoing is a full, true and correct copy of Resolution No. 2003-50 of said Council, and that the same has not been amended or repealed. DAT : October 15, 2003 ~ ~ C~i:I KASADI~ C, CITY CLERK/ HUMAN RESOURCES DIRECTOR CITY OF LAKE ELSINORE (SEAL)