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HomeMy WebLinkAboutRDA Reso No 1986RESOLUTION N0. CRA 86-1 A RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE ACKNOWLEDGING THE RECEIPT AND FILING OF THE ANNUAL STATEMENT OF INVESTMENT POLICY FOR THE YEAR 1986. WHEREAS, the California State Legislature passed legislation during the 1984 Session requiring the filing of an annual Statement of Investment Policy by i local agencies; and WHEREAS, the Governor of the State of California signed such legislation into law effective January l, 1985 (Chapter 1226); and WHEREAS, the RDA Treasurer of the City of Lake Elsinore declares the annual Statement of Investment Policy to be as follows: PURPOSE: This statement is intended to provide guidelines for the prudent investment of temporary idle cash and trust funds and to outline a policy for effecting efficiency in the cash management system. Ultimate investment goals include the protection of pooled cash investments along with the enhancement of economic status of the RDA of the City of Lake Elsinore. OBJECTI~E: The RDA's cash management policy is designed to accurately moni- tor and forecast expenditures and revenues, thus insuring the investment of , moneys to the fullest extent. Attempts to obtain the highest interest yields i possible are a statement of fact as long as investments meet the criteria required for safety and liguidity. POLICY: The Redevelopment Agency of the City of Lake Elsinore operates its pooled idle cash investments under the Prudent Man Rule (Civil Code Section 2261, et seq.), which states, in essence, that "in investing ... property for the benefit of another, a trustee shall exercise the judgment and care, under the circumstances then prevailing, which men of prudence, discretion, and intelligence exercise in the management of their own affairs ..." (copy attached). This affords a broad spectrum of investment opportunities so long as the investment is deemed prudent and is permissible under the currently effective legislation of the State of California and other imposed legal restrictions. The RDA strives to maintain the level of investment of idle li , , funds as near to 100% as possible. Consistent with this factor, investments are made under the terms and conditions of Sections 53600 - 53683 of the Government Code of California. Criteria for selecting investments and the absolute order of priority are: 1. SAFETY 2. LIQUIDITY 3. YIELD. MOST INVESTMENTS WILL BE MADE IN THE FOLLOWING MEDIA: 1. Government securities and debt obligations by Governmental agencies whose obligations carry the full faith and credit of the Federal Government and repurchase agreements of the same stature are the hi9hest quality invest- ments available in terms of safety and liquidity. ' 2. Certificates of deposit, savin9s accounts and interest bearing active I , deposits are insured or collateralized to the degree consistent with or ', exceeding existing law or regulation. As certificate maturities are selected to anticipate cash needs and cash flow, additional purchases of collateral- ' ized or insured term certificates of deposit will be limited, unless negotia- ble, to those with maturities not exceeding two years and for the most part , will be kept within one year. I 3. All deposits in the State Local Agency Investment Fund are in accordance ' with Section 16429.1 of the Government Code. These investments, highly liquid, will not exceed the insured or collateralized limit. The RDA of ', the City of Lake Elsinore operates its investment pro9ram with many Federal, ' State, and self-imposed constraints. It does not buy stocks; it does not j speculate; it does not deal in financial futures, commodity options, market ' indicies, or reverse repurchase agreements. To maximize investment income, the RDA of the City of Lake Elsinore uses available, economically feasible investment aids. Economic conditions and the various money markets are constantly monitored to assess financial trends and the probable course of interest rates. ' The final basic premise underlying the RDA investment policy is to , insure the safety of principal and to provide money when needed. A high dollar yield on investment, though important, ranks third in the priority of investment strategy. ' NOW, THEREFORE BE IT RESOLVED BY THE REDEVELOPPIENT AGENCY BOARD OF DIRECTORS ' OF THE CITY OF LAKE ELSINORE AS FOLLOWS That an annual Statement of Investment Policy for the RDA of the City of Lake Elsinore has been filed by the RDA Treasurer for the calendar year 1986 in compliance with Section 53646 (A) of the Government Code of the State of Californa. I PASSED, APPROVED AND ADOPTED this llth day of Februarv ~ Ii ~ 1986 by the following vote: AYES: BOARDMEMBERS: KNIGHT, MATSON, STRI~OTTE, VERMILLION, MATSON NOES: BOARDMEMBERS: NONE ABSENT: BOARDMEMBERS: NONE ABSTENTIONS: BOARDMEMBERS: NONE ~\~~--'~ -~ ~em.. J!/ OHN ~IATSON, CHATRMAN REDEVELQPMENT AGcNCY A -~ ~ ' ~ECRE7ARY, L KE ELSINORE ', REDEVELOPMEN AGENCY JOHN R. HARPER, RDA CITY OF LAKE ELSINORE APPROVED AS TO FORM: • CIVIL CODE § 2261. jInvestmenf of funds] " (1) In investing, reinvesting, purchasing, acquiring, exchanging, selIing and managing property for thr berreflt of another, a trustee shall exercise the judgment and care, under the circumstanca then prevail-. " ing, which men of prudence, discretion and intelligence exercise in the management of their own affairs, not in regard to spcculation, but in regard to the permanrnt disposition of their funds, considering the probable income, az weIl at the probable safety of their capitaL Within the limitations of the.foregoing standard, and subject to any express provisions~ or limitations concained in any particular trust instrumcnt, a irustee is authorized to acquire every kind of property, real, personal or mixed, and every kind of investment, specifically including, but not by way of limitation, coiporate obiigations of every kind, and stocks, preferred or common, ahich men of prudence, discretion and inteiligence acquire for their own account (2) In the absence of expraa provisions to the contrary in the trust instrumcnt, a trustee may continue to hold property received into a trust at iu inception or subsequently added to it or acquired pursuant to proper authority if and as long as the trustee, in the ezercise of good faith and of reasonable prudence, discretion and intelIigrnce,. may consider ihat retention is in the bat interau of the trust. Such propeny may include stock in the trustee, if a corporation, and stock t in any coiporation controlIing, controlled by, or. under common ~ control with such trustee (3) In the absence of expras provisions to the contrary in ihe trust . instrument, a deposit of trust funds at interat in any bank (inc3uding • the trustee, if a bank) shall be a qualified investment to the extrnt that such deposit is insured under any pracnt or future law of the ~ United 5tata, or Zo such greater extent as ~ eourt of compctent jurisdiction may authorizc Nothing in this sect~on shall be consuued as Iimiting the right of trustea in proper casa to make deposiss of ~ tnut moneys in banks, subjcct, in the case of interat-bcaring deposits, to such notice or othcr conditions rapecting withdrawal as may iie pracribed by law or governmental regulation affecting such dcposiu. : (4) Nothing in this section shall abrogate or ratrict the power of the , appropriate court in proper casa to direct or permit the trustee to -9- ., ' CIVIL CODE BE~EFIT ~F THIRD PERSOTiS ~ =~1 detiiate irom thc tcrms of thc trust rcgarding tbc making or rctcation of in~cstmcnts. .. (S) Thc provisions of this scction shall apply to sIl trusts aoQ• custing • or bercaftu crcated. ~'bcre, in trusu noa~ czisting or hercafur ~" crcatcd, ihc tcnn "investmrntt pcrmissible by la~• for invcstmrnt of trust funds;' oz "euthorized bp lacc~ for invcstmcnt of trusl funds,^ .•')cga] invcstmcnu;' or "suthorized investmenu;' or othcr o+ords oi • similaz import arc nscd in defining 2he pov.•crs oi thc trustcc rdativt to invcstments, such Iznguags, in the absu,ce of ~thcr controlling or modif~~ng pro~isions of the trust instrumnnt, slial] be conslrued as suthorizing any invcstmcnt pcrmittcd by thc tcrms of subdivision (1) of this se:sioa. (6) Thc tcrm "propcrty° as used in this scction includcs life insur- anct, endox~ment, and annuity eontracu issucd by ]cgal rescrve eompanies authorizcd to do busincss in this state En~ned 1872; Amrnded Ssatt 19<3 eD 81l ~ 7 9]602: Snu 1967.[fi 6SS ~ 1 p 20Si. tL 1706 ~ 1 p<.65, Suu 1965 cb 161 ~ I p 365; Suu 1969 cb 259 ¢ 1 p 611. . Prior L~•: Fidd't Draft T'Y CC ~ 1144. • Amendmenie ~ 1933 Amendment Prier to 19<3 thc s~tion trid: 'X trvna muri invest moory rrui.ed b~ him undc the wst, u ias; as he ealleets ~ sufrident amoun~ ia wtb ~ mannp as to a5otd rriconsble seeurit}~ end inierat for the same" 19<3 Amendment -mrnded the eettion to r~L as at praent e:eept for 1hc ~oIlowunj '. Amendmrnti 196~ Amrndment: (1) Adbed ihe second untenet of subd (2J: R) delned 'e~~'in¢ . banl or thc nvings dcyartmrnt of ariy" afia ~interezt in s~y' in subd (3); aad . .. ~(3) delned "tht avings depanmrnt of' ~tttt "(ineludinl in subd (3} 1965 Ammdment Adtled snbd (6}. . ' 1D69 Amendment Addra ", md nock in any eorporation eoatroliing. mntrolleQ by. or undcr wmmon control ~iih cuch srucia' a~ ahc enC a~ wDd R} . . Gxc Referenem ~ - ~ Liabiii~y of ~rusta in oonncttion w9th icsuc of shares~ Corp C~<31 . ~ ~' ~ ~ Investmcnt of trust funds reedre~ b}• trust eompaay: Fm C f 1~561. ~ Dcposit of trusi~eompany funds ~~ai:ing imestmrnt or d~stribution: Fin C~ SS62. ~ ~ ReFisvatinn oi uoek beld in wsi in nimc o1 aomina of wn eompanS: ~m C @ 1563. . Gommoa trust funds: Fin C 4 756(• ' ' - ShaTes of ea~ings and loaa assoeiations u kFal invatmrnu: Fm C§~7• lnvntmem eenifiuta iuued b~• u~inFs ae0 lw~ assxinions as le~at iv~cstmmu: Fro C 4 WW& . F~erat csvings ~nd ban essocirtimu: Fin C{ 71207. - ' .. ~ Nationat monFagc usociuion obliFaurnu: Fm C~f 2?000 a wq. ~ . . Farm iwn boads- Go. C~ 6860. ~ Pcnsion trust fun6s~ Go~ C{ 532165. _ Investmem of unearnw' premium reserve of t~tlc insmm fnc C¢ 123E3. ~ Monpgc panieipation eenifiu~e+ ind ueurnia =uaranted by monFaFe polieia ~t .- kFa] invesimmu for wsi fund:: las C~ 32528. • . Gcnifiutc ~nd iraacfers of th+rn~ or osAer securitiet beld b; Sduriaria: UC: G s~- Fstablishmrnt-of rammos~ trusts bY ~Dc-snmrnt of Mmta) Ku1ih. tti' li 3 C~ 72i4 Municipal vafn dutrict Dondi. K'a~ Uncod An K7. STATE OF CALIFORNIA ) ) ss. COUNTY OF RI~ERSIDE ) I, Jo Ann Money, Clerk of the Board of the Redevelopment Agency , of the City of Lake Elsinore, DO HEREBY CERTIFY that the foreaoing resolution I was duly adopted by the Board of Directors of said Agency at a regular ~ meeting of said Board held on the llth day of February , ! I ~9$fi.- and that it was so adopted by the following vote: AYES: BOARDMEMBERS: KNIGHT, MATSON, STRIGOTTE, VERMILLION, ~ALENZUELA ' NOES: BOARDMEMBERS: NONE I ABSENT: BOARDMEMBERS: NONE I~ ABSTENTIONS: BOARDMEMBERS: NONE ' ANN MONEY, ERK OF T BOARD EVELOPMENT AGENCY HE ITY OF LAKE ELSINOR ' (SEAL) - STATE OF CALIfORNIA ) ' ) ss. ' COUNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing II is a full, true and correct copy of Resolution No. CRA 86-1, of said Agency and that the same has not been amended or repealed. DATED: February 18, 1986 C---,~ REDEVELOPMEt~T AGENCY Of THE CITY OF LAKE ELSINORE -- (SEAL,I RESOLUTION N0. CRA 86-2 ' A RESOLUTION OF THE BOARD OF DIRECTORS OF THE LAKE ELSINORE REDEVELOPMENT AGENCY, APPROVING AND ADOPTING ' THE BUDGET FOR THE 1986-87 FISCAL YEAR AND APPROPRIATING ' FUNDS THEREOF. WHEREAS, that certain document entitled "Budget Fiscal Year 1986-87 LAKE ELSINORE REDEVELOPMENT AGENCY" on file in the office of the Secretary, is hereby approved as the budget for the Lake Elsinore ' Redevelopment Agency for the fiscal year 1986-87 to the extent of the totals set forth for operating the Redevelopment Agency; and WHEREAS, the sum of $1,207,143 is hereby appropriated for the purpose of carrying on the business of the Lake Elsinore Redevelopment Agency; and WHEREAS, the Directors, from time to time, by motion or resolution, may approve and authorize the payment of non-budgeted demands ~ from appropriated funds; and may appropriate for budgeted and non- budgeted items, and any such appropriation for a non-budgeted item shall constitute an approval to issue a warrant in payment of a proper demand or demands therefore. NOW, THEREFORE, BE IT RESOLVED THAT the Secretary shall cause , this resolution to be published once within fifteen days after its passage, in the Lake Elsinore Sun-Tribune newspaper as required by Section 36933 of the Government Code, shall certify to the adoption and publication of this resolution, and',shall cause this resolution and his certification, together with proof of publication, to be entered in the Book of Resolutions of the Lake Elsinore Redevelopment Agency. NOW, THEREFORE, BE IT FURTHER RESOLVED that this resolution, being a resolution appropriating funds needed for the usual and current expenses of the Agency, shall become effective and in full force immediately upon its passage. PASSED, APPROVED AND ADOPTED this 8th day of July, 1986, by the following vote: AYES: BOARDMEMBERS: DOMINGUEZ, KATSON, bJINKLER, STRIGOTTE NOES: BO9RDMEMBERS: VERMILLION ABSENT: BOARDMEMBERS: NONE ABSTENTIONS: BOARDMEMBERS: NONE OH<u~S~CHAI~ REDEVELOPMENT AGENCY ATTEST: REDEVELOPMEN~ AGENCY STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Jo Ann Money, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, D0 HEREBY CERTIFY that the foreqoing resolution was duly adopted by the Board of Directors of said Agency at a regular meeting of said Board held on the gth day of ~~~y , 1986', and that it was so adopted by the following vote: AYES: BOARDMEMBERS: DOMINGUEZ, MATSON, WINKLER, STRIGOTTE NOES: BOARDMEMBERS: VERMILLION ABSENT: BOARDMEMBERS: NONE ABSTENTIONS: BOARDMEMBERS: NONE „ EVELOPMENT AGENCY OF TY OF LAKE ELSINORE (SEAL) _ STATE OF CALIFORNIA ) f_ ) ss. ' COWNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a full, true and correct copy of Resolution No. CRA 86-2, of said Agency and that the same has not been amended or r.epealed. DATED: July 9, 1986 C~`~~~ y~, _c.~c~-~j~-~ - _( RON MOLENDYK,'SECRETARY REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE (SEAL) RESOLUTION N0. 86-53 RESOLUTION N0. CRA 86-3 A JOINT RESOLUTION~OF THE CITY COUNCIL AND THE REDEVELOP- I MENT AGENCY OF THE CITY OF LAKE ELSINORE, CALIFORNIA, ' SUPPORTING THE FORMATION OF THE 1986 ELSINORE VALLEY ' BENEFIT ASSESSMENT DISTRICT BY THE RIVERSIDE COUNTY ' FLOOD CONTROL AND WATER CONSERVATION DISTRICT. WHEREAS, the Riverside County Flood Control and Water Conservation District has recognized the need for the construction of major storm water control facilities in the Elsinore Valley; and WHEREAS, some of those needed facilities are within the boundaries ' of the City of Lake Elsinore and/or the City of Lake Elsinore Community Redevelopment Agency; and , WHEREAS, said district has proposed formation of an assessment district to partially fund the construction of these facilities and has caused the preparation of an Engineer's Report relative to said formation which identifies proposed projects, estimates construction and financing costs and sets forth benefit assessment formulas and total revenues; and , WHEREAS, the City Council and Redevelopment Aaency of the City of Lake Elsinore are in support of this program with certain qualifications. NOW, THEREFORE, BE IT RESOLVED that the City Council and the Redevelopment Agency of the City of Lake Elsinore do hereby find, declare and determine as follows: 1. That the City and Redevelopment Agency concur with the findings of the Riverside County Flood Control and Water Conservation ' Disirict that there is a severe need for flood control facilities in the Elsinore Valley and support the formaiion of an assessment district to partially fund the construction of these fiacilities. z". Tnat the City and/or Redevelopment Agency will participate in additional funding, to be determined. 3. Thai the District consider the augmentation of Project Funding through an appropriate increase in the amount of the per BAU PASSED, APPROVED AND 1986, by the followin9 vote: AYES: BOARDMEMBERS: NOES: BOARDMEMBERS: ABSENT: BOARDMEMBERS: ABSTENTIONS: BOARDMEMBERS: ADOPTED this 22nd day of July , DOMINGUEZ, MATSON, WINKLER, VERMILLION, STRIGOTTE NONE NONE NONE ~~~ ~ ~N MATSON CHAIRMAN REDEVELOPMENT AGENCY ATTEST: ~ ~I o Ann Oliver, Clerk of the Board RESOLUTION NO. CRA 86-4 RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE, RIVERSIDE COUNTY, CALIFORNIA, AUTHORIZING THE ISSUANCE OF $3,600,000 PRINCIPAL AMOUNT OF TAX ALLOCATION BONDS, SERIES 1986, RANCHO LAGUNA REDEVELOPMENT PROJECT AREA NO. 22 I ' WHEREAS, the Redevelopment Aqency of the City of Lake Elsinore (the ~'Agency") is a redevelopment agency, a public body, corporate and politic, duly created, established and ', authorized to transact business and exercise powers under and pursuant to the provisions of the Community Redevelopment Law of the State of California, including the power to issue bonds for ' any of its corporate purposes; and ' WHEREAS, the Redevelopment Plan for Rancho Laguna Redevelop- ', ment Project Area No. II, in the City of Lake Elsinore, California, has been adopted in compliance with all requirements ', of law; and WHEREAS, the Agency has determined to issue bonds to aid in ' the financing of the Redevelopment Project as provided in this Resolution: NOW, THEREFORE, the Redevelopment Agency of the City of Lake Elsinore does hereby RESOLVE, DETERMINE AND ORDER as follows: ARTICLE 2 AUTHORIZATION OF BONDS; DEFINITIONS Section 1.01. Authorization. The Agency has reviewed all proceedings heretofore taken and has found, as a result of such review, and hereby finds and determines, that all things; conditions and acts required by law to exist, happen or be performed precedent to and in connection with the issuance of the Bonds do exist, have happened and have been performed in due time, form and manner as required by law, and the Agency is now duly empowered, pursuant to each and every requirement of law, to issue the Bonds in the manner and form provided in this Resolution. Section 1.02. Definitions. Unless the context otherwise requires, the terms defined in this Section 1.02 shall, for all purposes of this Resolution, of any resolution supplemental hereto, and of any certificate, opinion or other document herein mentioned, have the meanings herein specified. "Additional Bonds" means Bonds of the Agency issued in accordance with Section 3.03. "Agency" means the Redevelopment Agency of the City of Lake Elsinore, Riverside County, California, a public body, corporate and politic, established under the Law. "Annual Debt Service" means, for each Fiscal Year, the sum of: (a) The interest payable on the Outstanding Bonds in such Fiscal Year, assuming that the Outstanding Serial Bonds are retired as scheduled and that the outstanding Term Bonds are redeemed from Minimum Sinking Account Payments as scheduled; l___ (b) The principal amount of the Outstanding Serial Bonds payable by their terms in such Fiscal Year; and (c) The principal amount of the Outstanding Term Bonds scheduled to be paid or called and redeemed from Minimum Sinkinq Account Payments in such Fiscal Year, excluding the redemption premiums, if any, thereon. "Articles", "Sections" and other subdivisions refer to the corresponding Articles, Sections or subdivisions of this , Resolution, and the words "herein," hereof," "hereunder" and other words of similar import refer to this Resolution as a whole and not to any particular Article, Section or subdivision hereof. "Bondowner" or "Owner" means any person who shall be the person in whose name any Outstanding Bond shall be registered. "Bonds" means the Redevelopment Agency of the City of Lake Elsinore, Rancho Laguna Redevelopment Project Area No. II, Tax Allocation Bonds, Series 1986 and, to the extent required by any Supplemental Resolution, any Additional Bonds authorized by, and at any time outstanding pursuant to, this Resolution or any Supplemental Resolution. "Business Day° means a day which is not a Saturday or Sunday, which is not a bank holiday under the laws of the United States or State of California and on which the New York Stock Exchange is not closed. "Chairperson" means the chairperson of the Agency appointed pursuant to Section 33113 of the Health and Safety Code of the State of California, or other duly appointed ofPicer of the Agency authorized by the Agency by resolution to perform the functions of the chairperson in the event of the chairperson's absence or disqualification. "City" means the City of Lake Elsinore, Riverside County, California. "County" means the County of Riverside, California. "County Assessor" means the person who holds the office designated Assessor for the County from time to time, or one of his duly appointed deputies, or any person or persons performing substantially the same duties in the event said office is ever abolished or changed. "COUnty Auditor-Controller" means the person who holds the office designated Auditor-Controller for the County from time to time, or one of his duly appointed deputies, or any person or persons performing substantially the same duties in the event said office is ever abolished or changed. , "Federal Securities" means United States Treasury notes, ' , bonds, bills or certificates of indebtedness or other ' ', obligations for which the faith and credit of the United States ' are pledged for the payment of principal and interest, including United States Treasury (book entry) certificates, notes and ' bonds, state and local government series; obligations issued by banks for cooperatives, federal land banks, federal farm credit banks, federal intermediate credit banks, federal home loan ~ banks, the Federal Home Loan Bank Board, the Tennessee Valley ~ , Authority, or obligations, participations, or other instruments ' ' of or issued by, or fully guaranteed as to principal and ' , interest by, the Federal National Mortgage Association, or participation certificates evidencing beneficial interests in obligations, or in the right to receive interest and principal ' collections therefrom, which obligations have been subjected by ~I one or more government agencies to a trust or trusts for which ~ 2 any executive department, aqency or instrumentality of the United States (or the head thereof) has been named to act as , trustee, all as and to the extent that the Agency determines I such securities to be eligible for the legal investment of I Agency funds and so certifies to the Fiscal Agent. ', "Einancial Newspaper" means a newspaper or financial journal published in either New York, New York or Los Angeles, California. I "Fiscal Agent" means the Fiscal Agent appointed by the ' Agency, its successors and assigns, and any other corporation or association which may at any time be substituted in its place, as provided in Section 6.01. "Fiscal Year" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both inclusive, or any other twelve-month period hereafter selected and designated by the Agency as its official fiscal year period. "Independent Certified Public Accountant" means any , accountant or firm of such accountants duly licensed or registered or entitled to practice and practicing as such under the laws of the State of California, appointed by the Agency, , and who, or each of whom: (a) Is in fact independent and not under domination of the ' Agency; ', ', (b) Does not have any substantial interest, direct or , indirect, with the Agency; and , (c) Is not connected with the Agency as an officer or , employee of the Agency, but who may be regularly retained to make reports to the Agency. "Independent Financial Consultant" means any financial consultant or firm of such consultants appointed by the Agency, and who, or each of whom: (a) is in fact independent and not under domination[on of the Agency; (b) Does not have any substantial interest, direct or ' indirect, with the Agency; and ', (c) Is not connected with the Aqency as an officer of ' ', employee of the Agency, but who may be regularly I ' retained to make reports to the Agency. ~, "Independent Real Estate Consultant" means any real estate consultant or firm of such consultants appointed by the Agency, and who, or each of whom: , (a) Is in fact independent and not under domination of the Agency; ' (b) Does not have any substantial interest, direct or indirect, with the Agency; and ' (c) Is not connected with the Agency as an officer or , employee of the Agency, but who may be regularly retained to make reports to the Agency. "Interest Payment Date'~ means September 1 and March 1 of each year commencing September 1, 1988. "Law" means the Community Redevelopment Law of the State of , California, constituting Part 1 of Division 24 of the Health and 3 Safety Code of the State of California, and the acts amendatory thereof and supplemental thereto, as now in effect "Maximum Annual Debt Service" means the largest Annual Debt Service during the period from the date of the Bonds through the final maturity date of any Outstanding Bonds. "Mininum Sinking Account Payments" means the amount of money to be deposited into the Term Bond Sinking Account to be used to redeem Term Bonds, at the principal amounts thereof, plus premium, if any, in the amounts and at the times set forth in the applicable schedule or schedules of Minimum Sinking Account Payments contained in this Resolution. "Opinion of Counsel" means a written opinion of an attorney or firm of attorneys of favorable reputation in the field of municipal bond law. Any opinion of such counsel may be based upon, insofar as it relates to factual matters, information which is in the possession of the Agency as shown by a certificate or opinion of, or representation by, an officer or officers of the Agency, unless such counsel knows, or in the exercise of reasonable care should know, that the certificate of opinion of, or representation with respect to the matters upon his opinion may be based, aforesaid, is erroneous. "outstanding", when used as of any particular time with reference to Bonds, means (subject to the provisions of Section 7.03) all Bonds except: (a) Bonds theretofore cancelled by the Fiscal Agent or any ' Paying Agent or surrendered to the Fiscal Agent for cancellation; (b) Bonds paid or deemed to have been paid within the meaning of Section 10.03; and (c) Bonds in lieu of or in substitution for which other Bonds shall have been authorized, executed, issued and delivered by the Agency pursuant to the Resolution or any Supplemental Resolution. "Parity Bonds" means any additional tax allocation bonds (including, without limitation, bonds, notes, interim certificates, debentures or other obligations) issued by the Agency as permitted by Section 3.03 of this Resolution. "Paying Agent" means any paying agent provided by the Agency pursuant to this Resolution. "Pre-existing Obligations" means the contractual and I statutory obligations secured by a pledge or lien on Tax ' Increment Revenues superior to the lien securing the Bonds specified as follows: (a) Aqreement for Cooperation between Lake Elsinore I Recreation and Park District, City of Lake Elsinore and ' Redevelopment Agency of the City of Lake Elsinore, dated April 11, 1984 (b) Agreement between City of Lake Elsinore, Redevelopment Agency of the City of Lake Elsinore and Elsinore Water District, dated February 28, 1984 (c) Agreement for Cooperation between Elsinore Valley Cemetery District, City of Lake Elsinore and Redevelopment Agency of the City of Lake Elsinore, dated April 11, 1984 (d) Cooperation Agreement between County of Riverside, City of Lake Elsinore and Redevelopment Agency of the City of Lake Elsinore, dated February 28, 1984 4 (e) Cooperation Agreement between Riverside County Flood Control and Water Conservation District, City of Lake Elsinore and Redevelopment Agency of the City of Lake Elsinore, dated January 10, 1984 (f) Agreement for Cooperation between Elsinore Valley Municipal Water District, City of Lake Elsinore and Redevelopment Agency of the City of Lake Elsinore, dated October 15, 1981 ,,, "Principal office" means the principal corporate trust I' office of the Fiscal Agent in San Francisco, California. "Project" or "Redevelopment Project" means the undertaking of the Agency pursuant to the Redevelopment Plan and the Law for , the redevelopment of Rancho Laguna Project Area No. II. I "Project Area" means the project area described in the Redevelopment Plan for Project Area No. 22. "Redevelopment Plan" means the Rancho Laguna Redevelopment Plan for Redevelopment Project Area No. II, approved by Ordinance No. 671, enacted by the City Council of the City on July 18, 1983, together with any amendments thereof duly authorized pursuant to the Law. "Regular Record Date" means the close of business on the fifteenth (15th) day of the month preceding each Interest Payment Date whether or not such fifteenth (15th) day is a Business Day. Report" means a document in writing signed by an Independent Financial Consultant or an Independent Real Estate Consultant and including: (a) A statement that the person or firm making or giving such Report has read the pertinent provisions of this Resolution to which such Report relates; (b) A brief statement as to the nature and scope of the examination or investigation upon which the Report is based; and (c) A statement that, in the opinion of such person or firm, sufficient examination or investigation was made as is necessary to enable said consultant to express an informed opinion with respect to the subject matter referred to in the Report. "Reserve Requirement" means an amount equal to Maximum Annual Debt Service and including any letter of credit or surety bond permitted pursuant to Section 4.06 hereof. "Resolution" means this Resolution, adopted by the Agency under the Law, as originally adopted or as it may be amended or supplemented by any Supplemental Resolution adopted pursuant to the provisions hereof. "Serial Bonds" means Bonds for which no minimum sinking account payments are provided. "Supplemental Resolution" or "supplemental resolution" means __ any resolution then in full force and effect which has been duly adopted by the Agency under the Law, or any act supplementary thereto or amendatory thereof, at a meetinq of the Agency duly convened and held, at which a quorum was present and acted thereon, amendatory of or supplemental to this Resolution; but only if and to the extent that such Supplemental Resolution is specifically authorized hereunder. 5 ~._...._._.._. . . ~I "Tax Increment Revenues" means all taxes allocated and paid to the Agency pursuant to Article 6 of the Law and Section 19 of Article XIII of the Constitution of the State of California, and as provided in the Redevelopment Plan, including all payments and reimbursements, if any, to the Agency specifically attributable to ad valorem taxes lost by reason of tax exemptions and tax rate limitations. "Tax Revenues" means all taxes allocated and paid to the Agency pursuant to Article 6 of the Law and Section 19 of Article XIII of the Constitution of the State of California, and as provided in the Redevelopment Plan, including all payments and reimbursements, if any, to the Agency specifically attributable to ad valorem taxes lost by reason of tax exemptions and tax rate limitations, after satisfaction in full of all Pre-existing Obligations. "Term Bonds" means Bonds which are payable on or before their specified maturity dates from Minimum Sinking Account Payments established for that purpose and calculated to retire such Bonds on or before their specified maturity dates. "Treasurer" means the Director of Finance of the City or any other officer of the City or the Agency acting as fiscal officer of the Agency. "Written Request of the Agency" or "Written Certificate of the Agency" means a request or certificate, in writing and signed by the Chairman, the Treasurer or by any other officer of the Agency duly authorized by the Agency for that purpose, with the seal of the Agency affixed. Section 1.03. Equal Securi~. In consideration of the acceptance of the Bonds by those who shall hold the same from time to time, this Resolution shall be deemed to be and shall - constitute a contract between the Agency and the Owners from time to time of the Bonds and Additional Bonds and the covenants and agreements herein set forth to be performed on behalf of the Agency shall be for the equal and proportionate benefit, security and protection of all Owners of the Bonds and Additional Bonds without preference, priority or distinction as to security or otherwise of any of the Bonds and Additional Bonds over any of the others by reason of the number or date thereof or the time of sale, execution and delivery thereof, or otherwise for any cause whatsoever, except as expressly provided therein or herein. ARTICLE II THE BONDS Section 2.01. Authorization. Bonds in the aggregate principal amount of and designated as , $3,600,000 ', Redevelopment Agency of the City of Lake Elsinore , Riverside County, California ' , Rancho Laguna Redevelopment Project ' I Area No. II ' ' Tax Allocation Bonds, Series 1986 ' are hereby authorized to be issued by the Agency under and I ,~ subject to the terms of this Resolution and the Constitution ' ' and laws of the State of California. This Resolution constitutes a continuing agreement with the owners of all of ' , the Bonds issued or to be issued hereunder and then Outstanding I to secure the full and final payment of principal and premiums, if any, and the interest on all Bonds which may from time to ' time be executed and delivered hereunder, subject to the , covenants, agreements, provisions and conditions herein ' contained. 6 Section 2.02. Terms of Bonds. The Bonds may be issued as fully registered Bonds without coupons in denominations of $5,000 and any integral multiple thereof, shall be dated August 1, 1986 and shall be substantially in the form hereinafter set forth. The Bonds shall mature and become payable on September 1 in each year, as follows: Maturity Principal Maturity Principal Date Amount Date Amount (September 1) (September 1) 1988 $30,000 1996 $60,000 1989 30,000 1997 65,000 1990 35,000 1998 70,000 1991 35,000 1999 75,000 1992 40,000 2000 80,000 1993 45,000 2001 90,000 1994 50,000 1995 55,000 $2,840,000 Term Bonds due September 1, 2016 The Bonds shall bear interest at the rates designated by the Agency at the time of the sale of the Bonds, but not to exceed twelve percent (12~) per annum, payable on March 1, 1987, and thereafter semiannually on March 1 and September 1 in each year. Each Bond shall bear interest from the interest payment date next preceding the date of registration and authentication thereof unless the Bond is registered and authenticated as of an interest payment date (in which event it shall bear interest from such interest payment date), or unless the Bond is registered and authenticated prior to August 15, 1987 (in which event it shall bear interest from its date), or unless, as shown by the records of the Fiscal Agent, interest on the Bonds shall be in default (in which event it shall bear interest from the last date to which interest has been paid in full), or unless no interest shall have been paid on the Bonds (in which event it shall bear interest from its date). Such interest shall be payable from such date to the date of maturity or earlier redemption of the Bonds. Payment of principal, premium and interest shall be made in lawful money of the United States of America. Principal of and premium on the Bonds shall be paid only upon presentation and surrender thereof for cancellation at the principal office of the Fiscal Agent. Payment of the interest on any Bond shall be made to the person whose name appears on the Bond registration books of the Fiscal Agent as the registered Owner thereof as of the close of business on the fifteenth (15th) day of the month next preceding an interest payment date, whether or not such day is a business day, such interest to be paid by check or draft mailed to such registered Owner at his or her address as it appears on such registration books. Section 2.03. Redembtion. (a) Optional Redembtion. Bonds maturing on or before 8eptember 1, 1995, shall not be subject to redemption before their stated maturity. Bonds maturing by their terms on or after September 1, 1996, are subject to redemption in whole, or in part by lot, upon notice as hereinafter provided, at the option of the Agency, on any March 1 or September 1 on or after September 1, 1995, by written notification to the Fiscal Agent sixty (60) days in advance of such date, from any 7 available source of funds, at a redemption price equal to the principal amount thereof to be redeemed together with accrued interest thereon to the redemption date plus a premium (expressed as a percentage of the principal amount of Bonds to be redeemed) as follows: Redemption Dates RedemAtion Price September 1, 1995 and March 1, 1996 102.00% September 1, 1996 and March 1, 1997 101.50~ September 1, 1997 and March 1, 1998 101.00~ September 1, 1998 and March 1, 1999 100.50~ September l, 1999 and thereafter 100.00~ (b) Sinkina Account Redemption. Bonds maturing on September 1, 2016, shall also be subject to redemption in whole, or in part by lot, upon notice as hereinafter provided, or any September 1 on or after September 1, 2002, from Minimum Sinking Account Payments made by the Agency pursuant to Section 4.06(c), at a redemption price equal to the principal amount thereof to be redeemed together with accrued interest thereon to the redemption date, without premium. (c) Special Mandatorv Redemption. On September 1, 1989, a portion of the Bonds will be subject to special mandatory redemption at par plus accrued interest thereon from funds transferred from the Escrow Fund to the Redemption Fund, pursuant to Section 4.07. The special mandatory redemption shall reduce, in inverse order, the maturities and Sinking Account Payments with respect to the Bonds approximately pro rata in each year of the maturities and Sinking Account Payments. (d) Additional Bonds. Any Additional Bonds may be made subject to redemption prior to maturity, as a whole or in part, at such time or times, and upon payment of the principal amount thereof and accrued interest thereon plus such premium or premiums, if any, as may be determined by the Agency in the Supplemental Resolution providing Por the issuance thereof. Such Supplemental Resolution shall provide that in the event that some but less than all of the Bonds and of the Additional Bonds outstanding are to be redeemed at any one time, such Additional Bonds redeemed shall be in the proportion that the principal amount of Outstanding Additional Bonds bears to the total principal amount of all the then outstanding Bonds and Additional Bonds. (e) Notice of Redembtion. The Fiscal Agent on behalf and at the expense of the Agency shall cause notice of any redemption to be mailed to the respective registered Owners of any Bonds designated for redemption, at least twenty (20) but not more than sixty (60) days prior to the redemption date, at their address appearing on the Bond registration books in the office of the Fiscal Agent. Any defect in any such notice shall not affect the validity of the proceedings for the redemption of such Bonds. Such notice shall state the redemption date and the redemption price and, if less than all of the then outstanding Bonds are to be called for redemption, shall designate the numbers of the Bonds to be redeemed by giving the individual number of each Bond or by stating that all Bonds between two stated numbers, both inclusive, or by stating that all of the Bonds of one or more maturities have been called for require that such Bonds be then office of the Fiscal Agent for redemption price, giving notice interest on such Bonds will not redemption date. redemption, and shall surrendered at the redemption at the said also that further accrue after the Notice of redemption having been given in the manner provided above, and money sufficient for the redemption being held by the Fiscal Agent for the purpose thereupon the Bonds so called for redemption shall become due and payable on the redemption date, and interest thereon shall cease to accrue. The registered Owners of the Bonds so called for redemption shall thereafter no longer have any security or benefit under this Resolution except to receive payment of the redemption price for such Bonds. (e) Partial Redemption of Fullv Registered Bonds. In the event only a portion of any Bond of a denomination larger than $5,000 is called for redemption, then upon surrender of such Bond redeemed in part only, the Agency shall execute and the Fiscal Agent shall deliver to the registered Owner, at the expense of the Agency, a new fully registered Bond or Bonds of the same series and maturity and of authorized denominations in aggregate principal amount equal to the unredeemed portion of the Bond or Bonds so surrendered. (f) Effect of Redemption. After the date fixed for redemption, if notice of such redemption shall have been duly mailed and funds available for the payment of the principal of and interest (and premium, if any) on the Bonds so called for redemption shall have been duly provided, such Bonds so called shall cease to be entitled to any benefit under this Resolution other than the right to receive payment of the redemption price, and no interest shall accrue thereon on or after the redemption date specified in such notice. (g) Manner of Redembtion. Whenever any Bonds are to be redeemed, the Fiscal Agent shall select such Bonds in inverse order of maturity and by lot within a maturity and shall notify the Agency of the numbers of Bonds to be redeemed. The Fiscal Agent shall determine, in sufficient time to give the notices required by this Section, what sums will be available on the next interest payment date in accordance with this Resolution, and shall cause notice to be given in accordance with such determination Any notice of redemption may be cancelled if for any reason funds are not available on the date fixed for redemption for the payment in full of the Bonds then called for redemption. All Bonds redeemed pursuant to this Section and all Bonds ' purchased by the Fiscal Agent pursuant to Section 4.07(c) shall be cancelled and shall be surrendered to the Agency. , Section 2.04. Redemption Fund. Moneys to be used for redemption of Bonds shall be deposited by the Fiscal Agent in a Redemption Fund, which shall be a special fund to be held in , trust by the Fiscal Agent, separate and apart from all other i funds. Those moneys shall be set aside in the Redemption Fund solely for the purpose of redeeming the Bonds in advance of their ', ~ maturity and shall be applied on or after the Payment Date designated for redemption to the payment of principal and ~ interest with respect to the Bonds to be redeemed upon ~ presentation and surrender of such Bonds. U Section 2.05. Form of Bonds. The Bonds, the form of Fiscal Agent's certificate of authentication and registration, and, assignment to appear thereon, shall be substantially in the following forms, respectively, with necessary or appropriate variations, omissions and insertions, as permitted or required by this Resolution: (FORM OF BOND) No. UNITED STATES OF AMERICA STATE OF CALIFORNIA COUNTY OF RIVERSIDE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE RANCHO LAGUNA REDEVELOPMENT PROJECT AREA NO. II TAX ALLOCATION BONDS, SERIES 1986 INTEREST RATE MATURITY DATE ORIGINAL ISSUE DATE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS The Redevelopment Agency of the City of Lake Elsinore, a public body, corporate and politic, duly organized and existing under the laws of the State of California (the "Agency"), for value received, hereby promises to pay to Registered Owner (named above) or registered assigns, on the Maturity Date (stated above), subject to any right of prior redemption hereinafter provided for, the Principal Amount (stated above) in lawful money of the United States of America, and to pay interest thereon in like lawful money from the Interest Payment Date (defined below) next preceding the date oP authentication of this Bond, unless (i) this Bond is registered and authenticated as of an Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, (ii) this Bond is registered and authenticated prior to September 15, 1987, in which even this Bond shall bear interest from the Original Issue Date (stated above) or (iii) this Bond is dated after a Record Date (defined below), but before the next succeeding Interest Payment Date, in which event this Bond shall bear interest from such succeeding Interest Payment Date, provided, however, that if, as shown by the records of the Fiscal Agent, interest on the Bonds shall be in default, then this Bond shall bear interest from the last date to which interest has been paid in full, or if no interest shall have been paid on the Bonds, then this Bond shall bear interest from the Original Issue Date. Such interest is payable from such date to the Maturity Date or earliest redemption of this Bond at the Interest Rate (stated above) per annum, payable on the first day of March and the first date of September of each year com- mencing March 1, 1987 (the "Interest Payment Date"). Payment of interest hereon will be made to the Registered Owner hereof by check or draft mailed to the Registered Owner at his address as it appears on the registration books maintained by the Fiscal Agent or at such other address as is furnished to the Fiscal Agent in writing by such Registered Owner. The interest so payable, and punctually paid or duly provided for, on any Interest Payment Date will be paid to the person in whose name this Bond is registered at the close of business on February 15 or August 15 (whether or not a business day), as the case may be, next preceding such Interest Payment Date (the "Record Date"). Both the principal hereof, premium, if any, and interest hereon 10 are payable at the principal corporate trust office of Bank of ' America National Trust and Savings Association, the fiscal agent I of the Agency (the "Fiscal Agent"), in San Francisco, California. ', This Bond is one of a duly authorized issue of bonds of the ' Agency designated as the "Redevelopment Agency of the City of ; Lake Elsinore, Rancho Laguna Redevelopment Project Area No. II, ', Tax Allocation Bonds, Series 1986 (the "BOnds"), of an aggregate ' principal amount of Three Million Six Hundred Thousand Dollars ($3,600,000), all of like tenor and date (except for such I variation, if any, as may be required to designate varying ' series, numbers, maturities, interest rates or redemption ' provisions) and all issued pursuant to the provisions of the Community Redevelopment Law, beinq Part 1(commencing with Section 33000) of Division 24 of the Health and Safety Code of ' the State of California (the "Law") and pursuant to Resolution No. CRA 86-4 of the Agency adopted on August 7, 1986 (the ' "Resolution"), authorizing the issuance of the Bonds. Additional , Bonds may be issued on a parity with the Bonds, but only subject ~, to the terms of the Resolution. Reference is hereby made to the I Resolution (copies of which are on file at the office of the ' Agency) and all resolutions supplemental thereto and to the Law for a description of the terms on which the Bonds are issued, the provisions with regard to the nature and extent of the Tax Revenues, as that term is defined in the Resolution, and the , rights thereunder of the Registered Owners of the Bonds and the ' rights, duties and immunities of the Fiscal Agent and the rights ~ and obligations of the Agency thereunder, to all of the I provisions of which Resolution the Registered Owner of this Bond, ' by acceptance hereof, assents and agrees. The Bonds have been issued by the Agency to aid in financing a redevelopment project in the Rancho Laguna Redevelopment ' Project Area No. II of the Agency. This Bond and the interest hereon and all other Bonds and the interest thereon (to the extent set forth in the Resolution) are payable from, and are secured by a charge and lien on the Tax Revenues derived by the Agency from the Project Area (as those terms are defined in the Resolution). To the extent set forth in the Resolution, all such Tax Revenues (together with all of the moneys in the Reserve Account, as defined in the Resolution) are exclusively and irrevocably pledged to and constitute a trust fund, in accordance with the terms hereof and the provisions of the Resolution and the Law, for the security and payment or redemption of, and Por the security and payment of interest on, the Bonds. THIS BOND IS NOT A DEBT OF THE CITY OF LAKE ELSINORE, THE STATE OF CALIFORNIA, OR ANY OF ITS POLITICAL SUBDIVISIONS, AND NEITHER SAID CITY, SAID STATE, NOR ANY OF ITS POLITICAL SUBDIVISIONS, IS LIABLE HEREON NOR IN ANY EVENT SHALL TAIS BOND BE PAYABLE OUT OF ANY FUNDS OR PROPERTIES OTHER THAN THOSE OF THE AGENCY. I The rights and obligations of the Agency and the Registered I Owners of the Bonds may be modified or amended at any time in the , manner, to the extent and upon the terms provided in the Resolution, but no such modification or amendment shall permit a ' change in the terms of redemption or maturity of the principal of any Outstanding Bond or of any installment of interest thereon or , a reduction in the principal amount or the redemption price ' thereof or in the Interest Rate thereon without the consent of the Registered Owners of such Bonds or shall reduce the , percentages or otherwise affect the classes of Bond without the consent of the Registered Owners of such Bonds. 11 REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH FURTHER PROVISIONS OF THIS BOND SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HERE. It is hereby certified that all of the conditions, things I and acts required to exist, to have happened or to have been ', performed precedent to an in the issuance of this Bond do exist, ' have happened or have been performed in due and regular time, ' form and manner as required by the Law and the laws of the State I of California, and that the amount of this Bond, together with ' all other indebtedness of the Agency does not exceed any limit , prescribed by the Law or any laws of the State of California, and I is not in excess of the amount of Bonds permitted to be issued I under the Resolution. ' This Bond shall not be entitled to any benefit under the Resolution or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Fiscal Agent. IN WITNESS WHEREOF, the Redevelopment Agency of the City of Lake Elsinore has caused this Bond to be executed in its name and on its behalf with the signature of its Chairperson and its seal to be reproduced hereon and attested by its Secretary. REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE By: Chairperson , ATTEST: Secretary (SEAL) [FORM OF BACK OF BOND] Bonds maturing by their terms on or before September 1, 1995, are not subject to redemption. Bonds maturing on or after ', September 1, 1996, are subject to redemption at the option of the Agency from any source of funds as provided in the Resolution, as a whole, or in part by lot, upon mailed notice as hereinafter I provided, on any March 1 or September 1 on or after September 1, 1995, at a redemption price equal to the principal amount thereof ' to be redeemed together with accrued interest thereon to the redemption date, plus a premium (expressed as a percentage of the II principal amount of Bonds to be redeemed) as follows. Redemption Dates Redemption Price September 1, 1995 and March 1, 1996 102.00% September 1, 1996 and March 1, 1997 101.50% September 1, 1997 and March 1, 1998 101.00~ September 1, 1998 and March 1, 1999 100.50% September 1, 1999 and thereafter 100.00% Bonds maturing September 1, 2016, are subject to mandatory redemption, on any September 1 on or after September 1, 2002, at a redemption price equal to the principal amount thereof to be redeemed together with accrued interest thereon to the redemption 12 date, without premium, from Minimum Sinking Account Payments made by the Agency under the Resolution in the years and amounts as follows: Year Amount Year Amount 2002 $ 95,000 2009 $175,000 2003 105,000 2010 195,000 2004 115,000 2011 210,000 2005 125,000 2012 230,000 2006 135,000 2013 250,000 2007 150,000 2014 275,000 2008 160,000 2015 295,000 Term Bonds in the amount of $325,000 not redeemed in accordance with the schedule of Minimum Sinking Account Payments above shall be paid at maturity on September 1, 2016, at a price equal to 100~ of the principal amount thereof plus accrued interest to the date of maturity. On September 1, 1989, a portion of the Bonds will be subject to special mandatory redemption at par plus accrued interest thereon from funds transferred from the Escrow Fund to the Redemption Fund. The special mandatory redemption shall reduce the maturities and Sinking Account Payments with respect to the Bonds approximately pro rata in each year of the maturities and Sinking Account Payments. As provided in the Resolution, notice of redemption shall be given by mail no less tHan twenty (20) nor more than sixty (60) days prior to the redemption date to the respective Registered Owners of any registered Bonds designated for redemption at their addresses appearing on the bond registration books, but no any defect in the notice so mailed shall affect the sufficiency of the proceedings for redemption. If this Bond is called for redemption and payment is duly provided therefor as specified in the Resolution, interest shall cease to accrue hereon from and after the date fixed for redemption. If an event of default, as defined in the Resolution, shall occur, the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect provided in the Resolution, but such declaration and its consequences may be rescinded and annulled as further provided in the Resolution. The Bonds are issuable as fully registered Bonds without coupons in the denominations of $5,000 and any integral multiple thereof subject to the limitations and conditions and upon payment of the charges, if any, as provided in the Resolution. Fully registered Bonds may be exchanged for a like aggregate principal amount of fully registered Bonds of other authorized denominations and of the same maturity. Registration of this Bond is transferable by the registered Owner hereof, in person or by his attorney duly authorized in writing, at the principal corporate trust office of the Fiscal Agent, but only in the manner, subject to the limitations, and upon payment of the charges provided in the Resolution, and upon surrender and cancellation of this Bond. Upon registration of such transfer, a new fully registered Bond or Bonds without coupons, of authorized denomination or denominations, for the same aggregate principal amount and of the same maturity will be issued to the transferee in exchange herefor. The Agency and the Fiscal Agent may treat the registered Owner hereof as the absolute owner hereof for all purposes, and the Agency and the Fiscal Agent shall not be affected by any notice to the contrary. 13 (FORM OF FISCAL AGENT'S CERTIFICATE OF AUTHENTICATION ', TO APPEAR ON REGISTERED BONDS) ~ This is one of the Bonds described in the within-mentioned Resolution. Bank of America National Trust and Savings Association as Fiscal Agent Dated: By Authorized Officer (FORM OF ASSIGNMENT) For value received the undersigned do(es) hereby sell, I assign and transfer unto the within-mentioned registered Bond and hereby irrevocably ' constitute(s) and appoint(s) i attorney, to transfer the same on the books of the Fiscal Agent , with full power of substitution in the premises. Dated: Note: The signature(s) on this Assignment must correspond with the name(s) as written on the face of the within registered Bond in every particular, without alteration or enlargement or any change whatsoever. Section 2.05. Execution of Bonds. The Bonds shall be ' executed on behalf of the Agency by the signature of its ' Chairperson and the signature of its Secretary who are in I office on the date of adoption of this Resolution or at any time thereafter, and the seal of the Agency shall be impressed, imprinted or reproduced by facsimile signature thereon. Either ' or both of such signatures may be affixed by facsimile thereof. If any officer whose signature appears on any Bond I ceases to be such officer before delivery of the Bonds to the ' purchaser, such signature shall nevertheless be as effective as I if the officer had remained in office until the delivery of the Bonds to the purchaser. Any Bond may be signed and attested on ' behalf of the Agency by such persons as at the actual date of ' the execution of such Bond shall be the proper officers of the Agency although on the date of such Bond any such person shall not have been such officer of the Agency. I Only such of the Bonds as shall bear thereon a certificate of authentication in the form hereinbefore recited, executed ' and dated by the Fiscal Agent, shall be valid or obligatory for an ur ose or entitled to the Y P P benefits of this ~ Resolution, and such certificate of the Fiscal Agent shall be conclusive evidence that the Bonds so registered have been duly ! authenticated and delivered hereunder and are entitled to the benefits of this Resolution. i 14 Section 2.06. Transfer of Bonds. The registration of any Bond may, in accordance with its terms, be transferred, upon the books required to be kept pursuant to Section 2.08, by the person in whose name it is reqistered, in person or by his duly authorized attorney, upon surrender of such Bond to the Fiscal Agent for cancellation, accompanied by delivery of a written instrument of transfer in a form approved by the Fiscal Agent, duly executed. Whenever any Bond or Bonds shall be surrendered for registration of transfer, the Agency shall execute and the Fiscal Agent shall deliver a new fully registered Bond or Bonds, for like aggregate principal amount. No registrations of transfers of Bonds shall be required to be made during the fifteen (15) days next preceding each interest payment date or any date or dates set for selection of Bonds to be redeemed or of any Bonds selected for redemption. Section 2.07. Exchange of Bonds. Bonds may be exchanged at the Principal Office of the Fiscal Agent for a like aqgregate principal amount of Bonds of other authorized denominations of the same maturity. The Fiscal Agent shall require the payment by the Bondowner requesting such exchange of any tax or other governmental charge required to be paid with respect to such exchange. No exchanges of Bonds shall be required to be made during the fifteen (15) days next preceding each interest payment date or any date or dates set for selection of Bonds to be redeemed or of any Bonds selected for redemption. Section 2.08. Bond Register. The Fiscal Agent will keep or cause to be kept, at its Principal Office, sufficient books for the registration and registration of transfer of the Bonds, which shall at all times during normal business hours be open to inspection by the Agency, and, upon presentation for such purpose, the Fiscal Agent shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on said books, Bonds as hereinbefore provided. Section 2.09. Temporary Bonds. The Bonds may be initially issued in temporary form exchanqeable for definitive Bonds when ready for delivery. The temporary Bonds may be printed, lithographed or typewritten, shall be at such denominations as may be determined by the Agency, shall be without coupons and may contain such reference to any of the provisions of this Resolution as may be appropriate. Every temporary Bond shall be executed by the Agency upon the same conditions and in substantially the same manner as the definitive Bonds. If the Agency issues temporary Bonds it will execute and furnish definitive Bonds without delay, and thereupon the temporary Bonds may be surrendered, for cancellation, in exchange therefor at the Principal Office of the Fiscal Agent and the Fiscal Agent shall deliver in exchange for such temporary Bonds an equal aggregate principal amount of definitive Bonds of authorized denominations. Until so exchanged, the temporary Bonds shall be entitled to the same benefits pursuant to this Resolution as definitive Bonds authenticated and delivered hereunder. Section 2.10. Bonds Mutilated. Lost, Destroyed or Stolen. If any Bond shall become mutilated, the Agency, at the expense of the Owner of said Bond, shall execute, and the Fiscal Agent shall thereupon deliver, a new Bond of like tenor and number in exchange and substitution for the Bond so mutilated but only upon surrender to the Fiscal Agent of the Bond so mutilated. Every mutilated Bond so surrendered to the Fiscal Agent shall be cancelled by it and delivered to, or upon the order of, the 15 Agency. If any Bond shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Agency and the Fiscal Agent and, if such evidence be satisfactory to both and indemnity satisfactory to them shall be given, the Agency, at the expense of the Owner, shall execute, and the Fiscal Agent sha11 thereupon deliver, a new Bond of like tenor and number in lieu of and in substitution for the Bond so lost, destroyed or stolen. The Agency may require payment of a sum not exceeding the actual cost of preparing each new Bond issued under this Section and of the expenses which may be incurred by the Agency and the Fiscal Agent in the premises. Any Bond issued under the provisions of this Section in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original additional contractual obligation on the part of the Agenoy whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be equally and proportionately entitled to the benefits of this Resolution with all other Bonds issued pursuant to this Resolution. ARTICLE I2I ISSUANCE OF BONDS; APPLICATION OF PROCEEDS; ADDITIONAL BONDS Section 3.01. Issuance of Bonds. At any time after the adoption of-this Resolution,--the Agency may se11 and deliver Bonds in the aggregate principal amount of and designated as $3,600,000 Redevelopment Agency of the City of Lake Elsinore Riverside County, California Rancho Laguna Redevelopment Project Area No. II Tax Allocation Bonds, Series 1986 Section 3.02. Application of Proceeds of Sale of Bonds. Upon the receipt of payment for any of the Bonds when the same shall have been sold by the Agency, the proceeds thereof shall be paid to the Fiscal Agent, who shall forthwith set aside, pay over and deposit such proceeds and funds as follows: (a) The Fiscal Agent shall pay for deposit in the Bond Interest Account, established pursuant to Section 4.05, the amount of accrued interest and premium (if any) received upon the sale of the Bonds; (b) The Fiscal Agent shall pay for deposit in the Reserve Account, established pursuant to Section 4.05, an amount from Bond proceeds equal to Maximum Annual Debt Service; (c) The Fiscal Agent shall pay for deposit in the Escrow Fund, established pursuant to Section 4.04, an amount from Bond proceeds, as set forth in a Written Certificate of the Agency, which does not have Tax ~ Revenues equal to the debt service coverage requirements set forth in this Resolution; and (d) The Fiscal Aqent shall pay to the Treasurer the remainder of such proceeds for deposit in the Redevelopment Fund established by the Agency, pursuant to Section 4.03. Section 3.03. Issuance of Additional Series of Bonds. In addition to the Bonds, the Agency may, by Supplemental Resolution, establish one or more additional series of Bonds payable from Tax Revenues on a parity with the Bonds to finance the Project in such principal amount as shall be determined by the Agency. The Agency may issue and deliver Additional Bonds 16 of the series so established subject to the following specific conditions which are hereby made conditions precedent to the issuance and delivery of any such additional series of Bonds issued under this Section. (a) The Agency shall be in compliance with all covenants set forth in this Resolution. (b) The Fiscal Agent shall have received a written Certificate of the Agency showing: (i) For the current and each future Fiscal Year the debt service for each Fiscal Year with respect to all series of Bonds reasonably expected to be, Outstanding including the Additional Bonds then being delivered. (ii) For the then current Fiscal Year, that the Tax Revenues to be received by the Agency based upon the most recent taxable valuation of property in the Project Area furnished by the County Auditor-Controller, toqether with, at the Agency's option, an allowance for estimated annual additional Tax Revenues to be received by the Agency, within the next Fiscal - Year-following the date such computation is made, due to increased in taxable valuation of property in the Project Area resulting from construction which has been completed, but not yet enterAd on the tax roll, as shown by the Report of an Independent Certified Public Accountant, are at least 1.15 times maximum annual debt service on all outstanding and proposed Bonds of the Agency (except with respect to refunding bonds issued to refund Bonds or Additional Bonds). For the purpose of this Section 3.03(b) only, Tax Revenues shall not include any amounts received or expected to be received as a business inventory subvention. (c) The Supplemental Resolution providing for the issuance of such Additional Bonds under this Section shall provide that: (i) Money shall be deposited in the Reserve Account from the proceeds of the sale of said Additional Bonds to increase the amount on deposit in the Reserve Account to an amount equal to the Reserve Requirement on the Bonds and such Additional Bonds; and (ii) The proceeds of such Additional Bonds shall be I applied solely for (1) the purpose of aiding , in financing the Project, including payment of ' all costs incidental to or connected with such financing, and/or (2) the purpose of refunding any Bonds, including payment of all costs i incidental to or connected with such refunding. (iii) Unless the Agency shall have determined that other maturity date or dates and that other interest payment dates will not adversely affect the interests of the Owners of Bonds then Outstanding, the Additional Bonds shall mature on September 1 and interest thereon shall be payable March 1 and September 1 of each year. 17 (d) The Agency shall have received all required approvals or rulings from any governmental authority having jurisdiction over such series of Bonds or their terms. Section 3.04. Additional Bonds; No Superior Lien. The Agency covenants that it will not issue Additional Bonds or incur any other obligations, however denominated, secured by a pledge and lien on Tax Revenues (as defined in this Resolution) superior to the lien securing the Bonds. Section 3.05. Validitv of Bonds. The validity of the authorization and issuance of the Bonds shall not be dependent upon the completion of the Project or upon the performance by any person of his obligation with respect to the Project. ARTICLE IV TAX REVENUES; FUNDS AND ACCOUNTS Section 4.01. Pledae of Tax Revenues. The Bonds shall be secured by a first pledge (which pledge shall be effected in trie manner and to the extent hereinafter provided) of all oP the Tax Revenues and a pledge of all of the moneys in the Reserve Account. The Tax Revenues are hereby allocated in their entirety to the payment of the principal-of and interest on the Bonds and until the payment in full thereof, the Tax Revenues shall be applied solely to the payment of such principal and interest and to transfer to the Reserve Account for that purpose. This pledge and allocation of Tax Revenues is for the exclusive benefit of the Bonds and shall be irrevocable until all of the Bonds and the interest thereon have been paid and retired. The Agency will not issue any obliqation or security superior to or on a parity with the Bonds authorized pursuant to Section 2.01, howsoever denominated, payable in whole or in part from the Tax Revenues (other than Additional Bonds or refunding bonds issued solely for the purpose of refunding all of the then outstanding Bonds and Additional Bonds), until all of the Bonds have been paid and retired. Section 4.02. Special Fund. There is hereby created a special fund to be known as "Redevelopment Agency of the City of Lake Elsinore Rancho Laguna Redevelopment Project Area No. II Special Fund" (the ~~Special Fund"), which the Agency hereby covenants and agrees to be maintained and which shall be held in trust by the Treasurer. The Agency shall pay or cause to be paid to the Treasurer all of the Tax Revenues and the Agency covenants that it will so far as permitted by law, authorize and direct, and does hereby authorize and direct, the payment of such Tax Revenues by the respective taxing agencies, as defined in Article 6 of Chapter 6 of the Law and Article XVI, Section 16 of the Constitution of the State of California, directly to the Treasurer. All Tax Revenues at any time paid into the Special Fund shall be held by the Treasurer in trust for the benefit of the registered Owners from time to time of the Bonds, and shall be disbursed, allocated and applied solely for the uses and purposes set forth in this Article. So long as any of the Bonds are Outstanding, the Agency shall not have any beneficial right or interest in the Tax Revenues, except only as provided in this Resolution, and such moneys shall be used and applied by the Treasurer as set forth in this Article. 18 Section 4.03. Redevelopment Fund. There is hereby created a fund known as the "Redevelopment Aqency of the City of Lake Elsinore Rancho Laguna Redevelopment Project Area No. II Redevelopment Fund" (the "Redevelopment Fund"), which the Agency hereby covenants and agrees to cause to be maintained and which shall be held in trust by the Treasurer of the Agency. The moneys set aside and placed in the Redevelopment Fund shall remain therein until from time to time expended solely for the purpose of financing a portion of the cost of the Redevelopment Project and other costs related thereto, and also including in such costs: (a) The payment, in any year during which the Agency owns property in the Project Area, to any city, county, city and county, district or other public corporation which would have levied a tax upon such property had it not been exempt, an amount of money in lieu of taxes as authorized by Section 33401 of the Law; and (b) The cost of any lawful purpose in connection with the Redevelopment Project, including, without limitation, Section 33445 of the Law; and (c) The necessary expenses in connection with the issuance and sale of the Bonds and fees of the Fiscal Agent and Paying Agents. ' If any sum remains in the Redevelopment Fund after the full ', accomplishment of the objects and purposes for which the Bonds ' were issued, such sum shall be transferred to the Bond Fund. , Section 4.04. Escrow Fund. There is hereby created with I, the Fiscal Agent a special trust fund to be known as "Redevelopment Agency of the City of Lake Elsinore Rancho Laguna Redevelopment Project Area No. II Escrow Fund" (the "Escrow Fund"). Section 4.05. Bond Fund; Accounts Therein. There is hereby created a special trust fund to be known as "Redevelopment Agency of the City of Lake Elsinore Rancho Laguna Redevelopment Project Area No. II Bond Fund" ', (the "Bond Fund"). Within the Bond Fund, there are created ' special trust accounts. Tax Revenues in the Special Fund shall ' be paid to the Fiscal Agent on or before February 15, 1987, and on or before February 15 and August 15 of each year thereafter and deposited by the Fiscal Agent in the special trust i'' accounts, in the following order of priority: ', (a) Bond Interest Account, ', (b) Serial Bond Account, ' (c) Term Bond Sinking Account, and (d) Reserve Account 19 (the "Special Trust Accounts"). The Agency covenants and agrees to cause the Bond Fund and special accounts therein to be maintained by the Fiscal Agent. Section 4.06. Use and Withdrawal of Revenues; Bond Fund. All Tax Revenues in each of the Special Trust Accounts shall be held in trust by the Fiscal Agent and shall be applied, used and withdrawn only for the purposes hereinafter specified: (a) Bond Interest Account. On or before February 20, 1987, and August 20, 1987, and on or before February 20 and August 20 of each year thereafter, the Fiscal Agent shall set aside from the Bond Fund into the Bond Interest Account an amount equal to the aggregate amount of the interest becoming due and payable on the outstanding Bonds on the next succeeding March 1 and September 1, respectively. No deposit need be made into the Bond Interest Account to the extent that the amount contained therein is sufficient to pay the interest to become due on the next succeeding interest payment date upon all of the Bonds issued hereunder and then Outstanding. All moneys in the Bond Interest Account shall be used and withdrawn by the Fiscal Agent solely for the purpose of paying the interest on the Bonds as it shall become due and payable (including accrued interest on any Bonds purchased or redeemed prior to maturity pursuant to this Resolution). (b) Serial Bond Account. On or before August 20, 1987, and on or before August 20 of each year thereafter, the Fiscal Agent shall set aside from the Bond Fund into the Serial Bond Account an amount equal to the aggregate yearly amount of principal becoming due and payable on the Outstanding Serial Bonds on the next succeeding September 1. No deposit need be made into the Serial Bond Account so long as the amount contained therein is sufficient to pay the principal of all Serial Bonds issued hereunder and then Outstanding and maturing by their terms on the next succeeding September 1. All moneys in the Serial Bond Account shall be used and withdrawn by the Fiscal Agent solely for the purpose of paying the principal of the Serial Bonds as they shall become due and payable. (c) Term Bond Sinkina Account. On or before August 20, 2002, and on or before August 20 of each year thereafter, the Fiscal Agent shall set aside from the Bond Fund and deposit into the Term Bond Sinking Account an amount which, when added to the amount then contained in the Term Bond Sinking Account, will be equal to the aggregate amount of the Minimum Sinking Account Payments required to be on deposit therein in such year, as set forth in the following table: Year Amount Year Amount 2002 $ 95,000 2009 $175,000 2003 105,000 2010 195,000 2004 115,000 2011 210,000 2005 125,000 2012 230,000 2006 135,000 2013 250,000 2007 150,000 2014 275,000 2008 160,000 2015 295,000 20 Bonds in the amount of $325,000 not redeemed in accordance with the schedule of Minimum Sinking Account Payments above shall be paid at maturity on September l, 2016, at a price equal to 100~ of the principal amount thereof plus accrued interest to the date of maturity. All moneys in the Term Bond Sinking Account on August 20 of any year beginning August 20, 2002, shall be used and withdrawn by the Fiscal Agent on the next succeeding September 1, for the redemption prior to maturity or payment at maturity of Bonds maturing on September 1, 2016, and the Agency hereby covenants and agrees with the Owners of the Bonds to call and redeem Term Bonds from the Term Bond Sinking Account pursuant to this subsection and pursuant to Section 2.03(b) hereof, on September 1 of each year, beginning on September 1, 2002. In the event that amounts in excess of the Minimum Sinking Account Payments required to be on deposit in any year shall be deposited in the Term Bond Sinking Account, and shall be applied to the redemption or payment of Term Bonds in such year, then the amount of the Minimum Sinking Account Payments required to be made for the following years of the Bonds (including the year of final maturity) shall be reduced pro rata based upon the ratio of the amount of each Sinking Account Payment to the amount of Bonds then outstandinq. In lieu of redemption of Term Bonds, amounts on deposit in the Term Bond Sinking Account may also be used and withdrawn by the Fiscal Agent, at any time, upon the written request of the Agency, received by the Fiscal Agent sixty (60) days prior to the relevant date of redemption, for the purchase of Term Bonds at public or private sale as and when and at such prices (including brokerage and other charges, but excluding accrued interest, which is payable from the Bond Interest Account) as the Agency may in its discretion determine, but not to exceed the principal amount of such Term Bonds payable on the next ensuing redemption date. All Term Bonds purchased shall be cancelled and (except with respect to redemption or purchase of Term Bonds with excess funds as described above) the amount of the next succeeding Sinking Account Payment shall thereupon be reduced by the principal amount of such Term Bonds so purchased and cancelled, provided that no such Term Bonds shall be so purchased after notice of redemption has been given. (d) Reserve Account. On or before Auqust 20 of each year, beginning on August 20, 1987, the Treasurer shall withdraw from the Special Fund and pay to the Fiscal Agent for deposit in the Reserve Account an amount of money that shall be required to maintain in the Reserve Account the full amount of the Reserve Requirement or such larger amount as shall be required to be maintained in the Reserve Account by any Supplemental Resolution. Any deficiency in the Reserve Account shall be replenished from the first available moneys in the Special Fund. No deposit need be made in the Reserve Account so long as there shall be on deposit therein a sum equal to at least the amount required to be on deposit therein. All money in the Reserve Account shall be used and withdrawn by the Fiscal Agent solely for the purpose of replenishing the Bond Interest Account, the Serial Bond Account or the Term Bond Sinking Account, in that order, in the event of any deficiency at any time in 21 any of such accounts, or for the purpose of paying the interest on or principal of or redemption premiums, if any, on the Bonds in the event that no other money of the Agency is lawfully available therefor, or for the retirement of all the Bonds then Outstanding. So long as the Agency is not in default hereunder, any amount in the Reserve Account in excess of the amount required to be on deposit therein shall, on Auqust 21 of each year, be withdrawn from the Reserve Account and deposited in the Special Fund upon written request of the Agency to the Fiscal Agent; provided, however, that interest or income received on moneys in the Reserve Account, which are in excess of the Reserve Requirement, may be transferred to the Agency at any time upon written request of the Agency to the Fiscal Agent and applied for any lawful purpose of the Agency. At any time following delivery of the Bonds, the Agency at its sole discretion may satisfy all or any part of the Reserve Requirement by providing to the Fiscal Agent an irrevocable standby or direct pay letter of credit or surety bond, in form and substance acceptable to the bond insurance company, if the Bonds are insured, or to any applicable rating agency, provided that: (i) The letter of credit or surety bond shall be for the full remaining term of the Bonds; I (ii) The Fiscal Aqent shall receive an opinion from Bond Counsel that such action shall not prejudice the tax exempt status of the , interest paid or to be paid on the Bonds; !, I (iii) The Fiscal Agent shall receive written ' instructions from an officer of the Agency as , to the transfer of moneys in the Reserve I Account; ' (iv) The Fiscal Agent shall be entitled to draw upon the letter of credit or surety bond prior ' to expiration without either the letter of ', credit or surety bond being replaced by cash ! or other substitute; and ' (v) The Fiscal Aqent shall have the right of prior approval as to the form and substance of letter of credit or surety bond. (e) Surplus. Except as hereinafter provided, any moneys remaining in the Special Fund on August 21 of any year, commencing August 21, 1987, shall be deemed to be "Surplus~~ and may be transferred to the Agency and used for any lawful purpose of the Agency. Before any such funds may be deemed to be Surplus, all of the transfers required to be made pursuant to subsections (a) through (d) above, includinq the transfer to the Bond Interest Account required on February 20 in the calendar year immediately following shall first have been made. Any moneys deposited in the Special Fund pursuant to Section 5.13 shall not be deemed to be Surplus but shall be used as soon as practicable to purchase Bonds in the manner provided in Section 4.06(c) hereof or to redeem Bonds in accordance with Section 2.03(a) hereof. Section 4.07. _U_se and Withdrawal of Bond Proceeds: Escrow Fund. All or a portion of the proceeds initially deposited in the Escrow Fund may be transferred, from time to time, to the Agency for deposit in the Redevelopment Fund and to the Reserve Account (so that the balance therein equals the Reserve Requirement) upon certification by an Independent Certified 22 Public Accountant that the requirements for debt service coverage as set forth in Section 3.03(b) have been satisfied. Based upon a Written Certificate of the Agency delivered by the Agency to the Fiscal Agent on or before February 1 and August 1 of each year, on or before February 20, 1987 and August 20, 1987, and on or before February 20 and Auqust 20 of each year thereafter, until all proceeds in the Escrow Fund have been transferred to the Redevelopment Fund and Reserve Account or transferred to the Redemption Fund, the Fiscal Aqent shall set aside from the Escrow Fund into the Bond Interest Account an amount equal to the aggregate amount of interest becoming due and payable on the next succeeding March 1 and September 1, respectively, on that portion of outstanding Term Bonds maturing on September 1, 2016, which could be subject to special mandatory redemption as hereinafter provided. Any moneys remaining in the Escrow Fund on August 1, 1989 shall be transferred to the Redemption Fund and applied to the redemption of Term Bonds, pursuant to Section 2.03(c). Section 4.08. Monevs in Funds and Acoounts; Limitation on Use. So long as any of the Bonds herein authorized or any interest thereon, remain unpaid, the moneys in the Funds and Accounts created pursuant to this Article shall be used for no purpose other than those required or permitted by this Resolution or any resolution providing for the issuance of Parity Bonds and the Law. Section 4.09. Other Obliaations: Sur~ So long as no event of default shall have continuing hereunder, the Agency may issu~ obligations payable from such Surplus Tax by a lien thereon which is subordinate to hereunder. ARTICLE V ~lus Tax Revenues. occurred and be a or incur any other Revenues and secured the lien established COVENANTS OF THE AGENCY Section 5.01. Punctual Pavment. The Aqency will punctually pay or cause to be paid, from the Tax Revenues, the principal of and interest on all the Bonds together with the premium thereon, if any, in strict conformity with the terms of the Bonds and of this Resolution, and it will faithfully observe and perform all of the conditions, covenants and requirements of this Resolution and all Supplemental Resolutions and of the Bonds. Section 5.02. Extension of Bonds. The Agency will not, directly or indirectly, extend or consent to the extension of the time for the payment of any Bond or claim for interest on any of the Bonds and will not, directly or indirectly, be a party to or approve any such arrangement by purchasing or funding the Bonds, or claims for interest or in any other manner. In case the maturity of any such Bond or claim for interest shall be extended or funded, whether or not with the consent of the Agency, such Bond or claim for interest so extended or funded shall not be entitled, in case of default hereunder, to the benefits of this Resolution, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest which shall not have been so extended or funded. Section 5.03. Aaainst Encumbrances. The Agency will not encumber, pledge or place any charge or lien upon any of the Tax Revenues superior to or on a parity with the pledge and lien herein created for the benefit of the Bonds, except as permitted by this Resolution. 23 Section 5.04. Manaaement and Operation of Proberties. The Agency will manage and operate all properties owned by the Agency and comprising any part of the Project in a sound and businesslike manner, and will keep such properties insured at all times in conformity with sound business practice. Section 5.05. Pavment of Claims. The Agency will pay and discharge, or cause to be paid and discharged, any and all lawful claims for labor, materials or supplies which, if unpaid, might become a lien or charge upon the properties owned by the Agency or upon the Tax Revenues or any part thereof, or upon any funds in the hands of the Fiscal Agent or the Paying Agent, or which might impair the security of the Bonds. Nothing herein contained shall require the Agency to make any such payment so long as the Agency in good faith shall contest the validity of said claims. Section 5.06. Books and Accounts: Financial Statement. The Agency will keep, or cause to be kept, proper books of record and accounts, separate from all other records and accounts of the Agency and the City, in which complete and correct entries shall be made of all transactions relating to the Project and to the Tax Revenues. Such books of record and accounts shall at all times during business hours be subject to the inspection of the Owners of not less than ten percent (l0%) of the principal amount of the Bonds then Outstanding, or their representatives authorized in writing. The Agency will cause to be prepared and filed with the Fiscal Agent annually, within one hundred and twenty (120) days after the close of that Fiscal Year so long as any of the Bonds are Outstanding, complete financial statements with respect to that Fiscal Year showing the Tax Revenues, all disbursements from the Tax Revenues and the financial condition of the Project, including the balances in all funds and accounts relating to the Project, as of the end of such Fiscal Year, which statement shall be accompanied by a certificate or opinion in writing of an Independent Certified Public Accountant. The Agency will furnish a copy of such statements to any Bondowner upon request. Section 5.07. Protection of Securitv and Rights of Bondowners. The Agency will preserve and protect the security of the Bonds and the rights of the Bondowners, and will warrant and defend their rights against all claims and demands of all persons. From and after the sale and delivery of any of the Bonds by the Agency, the Bonds shall be incontestable by the Agency. Section 5.08. Pavments of Taxes and Other Charges. Subject to the provisions of Section 5.12 hereof, the Agency will pay and discharge, or cause to be paid and discharged, all taxes, service charges, assessments and other governmental charges which may hereafter be lawfully imposed upon the Agency or the properties then owned by one Agency in the Project Area, or upon the revenues therefrom, when the same shall become due. Nothing herein contained shall require the Agency to make any such payment so long as the Agency in good faith shall contest the validity of said taxes, assessments or charges. The Agency will duly observe and conform with all valid requirements of any governmental authority relative to the Project or any part thereof. Section 5.09. Completion of Project. The Agency will commence, and will continue to completion, with all practicable dispatch, the Project, and the Project will be accomplished and completed in a sound and economical manner and in conformity with the Redevelopment Plan and the Law. 24 Section 5.10. Taxation of Leased Propertv. Whenever any property in the Project Area has been redeveloped and thereafter is leased by the Agency to any person or persons (other than the City or other public agency) or whenever the Agency leases real property in the Project Area to any person or persons for redevelopment, the property shall be assessed I and taxed in the same manner as privately owned property (in ' accordance with Section 33673 of the Health and Safety Code of ' the State of California), and the lease or contract shall ' provide (a) that the lessee shall pay taxes upon the assessed value of the entire property and not merely upon the assessed , value of his or its leasehold interest, and (b) that if for any ' reason the taxes paid by the lessee on such property in any , year during the term of the lease or contract shall be less i than the taxes which would have been payable upon the assessed , value of the entire property if the property were assessed and ' taxed in the same manner as privately owned property, the ', lessee shall pay such difference to the Treasurer within thirty (30) days after the taxes for such year become payable to the I taxing agencies and in any event prior to the delinquency date I of such taxes established by law. All such payments to the I Treasurer shall be treated as Tax Revenues and shall be ', deposited by the Treasurer in the Special Fund. Section 5.11. In Lieu Taxes by Agencv. In the event that the Agency acquires land or real property in the Project Area, it shall become obligated and hereby agrees to pay to the Treasurer for deposit in the Special Fund an amount equal to the amount which would have been payable as ad valorem property taxes on such land or real property in the Fiscal Year of acquisition had it remained in private ownership and subject to such taxes. Such payments shall be made in two equal installments payable no later than December 10 and April 10 of each Fiscal Year. Section 5.12. Disposition of Probert (a) The Agency will, to the extent of its legal ability to do so, prevent the disposition of any land or real property in the Project Area to anyone which will result in such property becoming exempt from taxation because of public ownership or use or otherwise (except property planned for such ownership or use by the Redevelopment Plan in effect on the date of this Resolution) unless such disposition has been approved by an Independent Financial Consultant as hereinafter provided in this Section. If the Agency, in the exercise of its powers, proposes to allow such disposition, it shall appoint a reputable Independent Financial Consultant and direct Consultant to report on the effect of the proposed disposition. If the report of the Independent Financial Consultant concludes that the security of the Bonds or the rights of the Bondowners will not be materially impaired by the proposed disposition, and that taxes allocated to the Agency will not be significantly diminished by the proposed disposition, the Agency may thereafter allow the disposition (pursuant to all applicable provisions ' of the Law). If the Report concludes that taxes allocated to the Agency will be significantly diminished or that such security will be materially impaired by the proposed disposition, the Agency shall '' either disapprove the proposed disposition, or, in its ', discretion and as a condition precedent to its I~ approval of the proposed disposition, declare that the requirements set forth in subsection (b) of this Section must be imposed on any new owner or owners who ' acquire real property pursuant to such dispositions. The Agency shall have the sole and exclusive authority I to appoint the Consultant. The Consultant shall not ' be liable in connection with the performance of its duties hereunder, except for its own negligence or willful misconduct. 25 I - - -._._ _J (b) If the Agency is not required to approve and is not otherwise able to prevent the proposed disposition pursuant to subsection (a) of this Section, the Agency may, to the extent authorized by law, nevertheless approve or otherwise allow the proposed disposition, provided that, as a condition precedent to such approval, the Agency imposes the following requirements on such new owner or owners: (i) Such new owner or owners shall pay to the Treasurer, so long as any of the Bonds are Outstanding, an amount equal to the amount that would have been received by the Treasurer as taxes allocated to the Agency if the property were'assessed in the Fiscal Year of such disposition and taxed in the same manner as privately owned non-exempt property; and (ii) Such payment shall be made to the Treasurer within thirty (30) days after taxes for each year would become payable to the taxing agencies for non-exempt property and in any event prior to the delinquency date of such taxes established by law. All such payments in lieu of taxes to the Treasurer shall be treated as Tax Revenues and shall be deposited by the Treasurer in the Special Fund. Section 5.13. Sinale Sum Pavments in Lieu of Taxes. As an alterative to payment to the Treasurer pursuant to Section 5.11 or Section 5.12, the Agency or other new owner or owners of property becoming exempt from taxation provided for in Section 5.11 or Section 5.12 may elect to make payment to the Treasurer in a single sum equal to the amount estimated by the Independent Financial Consultant to be receivable by the Agency from taxes on said property from the date of said payment to the maturity date of the Bonds, less a reasonable discount value. All such single sum payments in lieu of taxes shall be treated as Tax Revenues and shall be deposited by the Treasurer in the Redemption Fund for optional redemption, pursuant to Section 2.03(a). Section 5.14. Tax Revenues. The Agency shall comply with all requirements of the Law to insure the allocation and payment to it of the Tax Revenues, including without limitation the timely filing of any necessary statements of indebtedness with appropriate officials of the County, and shall forward information copies of each such filing to the Fiscal Agent. Section 5.15. Eminent Domain. The net proceeds received by the Agency from any eminent domain proceeding shall be deposited by the Agency in the Special Fund; provided that the net proceeds received by the Agency from the taking of any property in the Project Area the redevelopment of which was financed by the Agency through the issuance of lease revenue bonds or other lease revenue or installment sale obligations shall be deposited, used and applied in the manner provided by the resolution authorizing the issuance of such lease revenue bonds or other lease revenue or installment sale obligations. Section 5.16. Further Assurance. make, execute and deliver any and all instruments and assurances as may be proper to carry out the intention or performance of this Resolution, and f confirming unto the Owners of the Bon benefits provided in this Resolution. The Aqency will adopt, such further resolutions, reasonably necessary or to facilitate the or the better assuring and ds of the riqhts and 26 ARTICLE VI THE FISCAL AGENT Section 6.01. Appointment of Fiscal Aaent. Bank of America National Trust and Savings Association at its Principal Office, is hereby appointed Fiscal Agent for the Agency to act as the agent and depositary of the Agency for the purpose of receiving all moneys required to be paid to the Fiscal Agent hereunder, to allocate, use and apply the same, to hold, receive and disburse the Tax Revenues and other funds pledged or held hereunder, and otherwise to hold all the offices and perform all the functions and duties provided in this Resolution to be held and performed by the Fiscal Agent. The Fiscal Agent shall signify its acceptance of the duties and obligations imposed upon it by this Resolution by executing and delivering to the Agency a written acceptance thereof, and by executing and delivering such acceptance, the Fiscal Agent shall be deemed to have accepted such duties and obligations, but only upon the terms and conditions set forth in this Resolution. The Agency may remove the Fiscal Agent initially appointed, and any successor thereto, and may appoint a successor or successors thereto, but any such successor shall be a bank or trust company doing business and having an office in San Francisco or Los Angeles, California, having a combined capital (exclusive of borrowed capital) and surplus of at least Fifty Million Dollars ($50,000,000), in good standing and subject to supervision or examination by federal or state authority. If such bank or trust company publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purposes of this Section the combined capital and surplus of such bank or trust company shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Fiscal Agent may at any time resign by giving written notice to the Agency and by giving to the Bondowners notice by publication of such resignation, which notice shall be published at least once in a Financial Newspaper. Upon receiving notice of such resignation, the Aqency shall promptly appoint a successor Fiscal Aqent by an instrument in writinq. Any resignation or removal of the Fiscal Agent and appointment of a successor Fiscal Agent shall become effective upon acceptance of appointment by the successor Fiscal Agent. If no successor Fiscal Agent is appointed by the Agency within thirty (30) days after publication of such notice, the resigning Fiscal Agent may petition any court of competent jurisdiction for the appointment of a successor. , Section 6.02. Combensation of the Fiscal Agent. The Agency shall from time to time, on demand; pay to the Fiscal Agent reasonable compensation for its services and shall reimburse the Fiscal Agent for all its advances and ', expenditures, including but not limited to advances to and fees and expenses of independent appraisers, accountants, consultants, counsel, agents and attorneys-at-law or other experts employed by the Fiscal Agent in the exercise and performance of its powers and duties hereunder. Section 6.03. Liabilitv of Aaent. The recitals of facts, covenants and agreements herein and in the Bonds contained shall be taken as statements, covenants and agreements of the , Agency, and the Fiscal Agent assumes no responsibility for the ' correctness of the same, or makes any representations as to the validity or sufficiency of this Resolution or of the Bonds or ' shall incur any responsibility in respect thereof, other than in connection with the duties or obligations herein or in the 27 Bonds assiqned to or imposed upon it. The Fiscal Agent shall not be liable in connection with the performance of its duties hereunder, except for its own gross negliqence or willful misconduct. Section 6.04. Notice to Agent. The Fiscal Agent, shall be protected in acting upon any notice, resolution, request, ' consent, order, certificate, report, warrant, Bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or proper parties. The Fiscal Agent may consult with counsel, who may be counsel to I the Agency, with regard to legal questions, and the opinion of ' such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it ', hereunder in good faith and in accordance therewith. ' whenever in the administration of its duties under this Resolution, the Fiscal Agent shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of bad faith on the part of the Fiscal Agent, be deemed to be conclusively proved and established by a Written Certificate of the Agency, and such certificate shall be full warrant to the Fiscal Aqent for any action taken or suffered under the provisions of this Resolution or any Supplemental Resolution upon the faith thereof, but in its discretion the Fiscal Agent may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as to it may seem reasonable. Section 6.05. Deposit and Investment of Moneys in Funds. All moneys held by the Fiscal Agent in any of the funds or accounts established pursuant to this Resolution shall be deposited in demand or time deposits (which may be represented by certificates of deposit) in any bank or trust company authorized to accept deposits of public funds (including the banking department of the Fiscal Agent), and shall be secured at all times by obligations which are eligible by law to secure deposits of public moneys of a market value at least equal to the amount required by law, except such moneys which are at the time invested as hereinafter provided. Moneys deposited in the Bond Interest Account pursuant to Section 3.02(a) hereof shall be invested only in direct obligations of the United States of America. Otherwise moneys in the Bond Interest Account, the Serial Bond Account, the Escrow Account and the Reserve Account may, and upon the written request of the Agency received at least two (2) days prior to such investment, shall be invested by the Fiscal Agent in: (a) Federal Securities; (b) money market funds; (c) certificates of deposit of banks including Fiscal Agent; or (d) deposits with the Local Agency Investment Fund established pursuant to Government Code Section 16429.1, but to the extent utilized by the Fiscal Agent, only to the extent such monies are held solely in the name of and for the benefit of the Fiscal Agent. maturing as hereinafter provided. Moneys in the Reserve Account may be so invested in such obligations which by their terms mature not later than five (5) years from their date of purchase or not later than the final maturity date of the 28 account and Serial Bond Account may be so invested in such obligations which by their terms mature prior to the date on which such moneys are required to be paid out here under. Moneys in the Special Fund and the Redevelopment Fund may be invested by the Treasurer in any manner authorized by law for the investment of funds by the Agency. All interest received on any moneys so invested shall be deposited in the respective fund or account from which such investment was made. All such interest in excess of the amounts required to be on deposit pursuant to Section 4.06 hereof may be treated as surplus and released to the Agency free and clear. The Fiscal Agent shall sell at the best price obtainable, or present for redemption, any investment security whenever it shall be necessary to provide moneys to meet any required payment, transfer, withdrawal or disbursement from the fund or account to which such investment security is credited and Fiscal Agent shall not be liable or responsible for any loss investment security in accordance herewith. The Fiscal Agent and its directors, officers, employees or agents, may in good faith buy, sell, own, hold and deal in any of the Bonds and may join in any action which any owner of a Bond may be entitled to take, with like effect as if the Fiscal Agent was not the Fiscal Agent under this Resolution. The indebtedness of the Agency, own, accept or negotiate any drafts, bills of exchange, acceptance or obligations of the Agency, and make disbursements for the Agency and enter into any commercial or business arrangement therewith, without limitation. No investment request of the Treasurer shall impose any duty upon Fiscal Agent which is inconsistent with its fiduciary obligations. 29 ARTICLE VII MODIFICATION OR AMENDMENT OF THE RESOLUTION Section 7.01. Amendments Permitted. This Resolution and the rights and obligations of the Agency and of the Owners of the Bonds may be modified or amended at any time by a Supplemental Resolution and pursuant to the affirmative vote at a meeting of Bondowners, or with the written consent without a meeting, of the Owners of sixty percent (60%) in aggregate principal amount of the Bonds then outstanding, exclusive of Bonds disqualified as provided in Section 7.04. No such modification or amendment shall: (a) Extend the maturity of any Bond or reduce the interest rate thereon, or otherwise alter or impair the obligation of the Agency to pay the principal thereof, or interest thereon, or any premium payable on the redemption thereof, at the time and place and at the rate and in the currency provided therein, without the written consent of the Owner of such Bond; or (b) Permit the creation by the Agency of any mortgage, pledge or lien upon the Tax Revenues superior to or on a parity with the pledge and lien created for the benefit of the Bonds (except as expressly permitted by this Resolution), or reduce the percentage of Bonds required for the affirmative vote or written consent to an amendment or modification, without the written consent of the Owners of all the Bonds; or (c) Modify any of the rights or obligations of the Fiscal Agent or of the Paying Agent without its written consent thereto. This Resolution and the rights and obligations of the Agency and of the Owners of the Bonds may also be modified or amended at any time by a Supplemental Resolution, without the ' consent of any Owners of the Bonds but only to the extent permitted by law and only for any one or more of the following purposes: (a) To add to the covenants and agreements of the Agency in this Resolution contained, other covenants and agreements thereafter to be observed, or to surrender any right or power herein reserved to or conferred upon the Agency. (b) With the written approval of the Fiscal Agent, to make such provisions for the purpose of curing any ambiguity, or of curing, correcting or supplementing any defective provision contained in this Resolution, or in regard to questions arising under this Resolution, as the Agency may deem necessary or desirable and not inconsistent with this Resolution, and which shall not adversely affect the interests of the Owners of the Bonds. (c) To provide for the issuance of any Additional Bonds, and to provide the terms and conditions under which such Additional Bonds may be issued, subject to and in accordance with the provisions of Section 3.05. Section 7.02. Bondowners' Meetina. (a) Callina Bondowners' Meetin.q. If the Agency shall desire to obtain any such consent it may call a meeting of Bondowners, by resolution, for the purpose of considering the action, the consent to which is desired. 30 __ J (b) Notice of Meetina. Notice specifying the purpose, place, date and hour of such meeting shall be mailed, postage prepaid, to the respective registered Owners thereof at their addresses appearing on the Bond registry books, not less than sixty (60) days and not more than ninety (90) days prior to the date fixed for the meeting. Such notice shall set forth the nature of the proposed action, consent to which is desired. The place, date and hour of holding such meeting and the date or dates of mailing such notice shall be determined by the Agency, in its discretion. The actual receipt by any Bondowner of notice of any ', such meeting shall not be a condition precedent to the holding of such meeting, and failure to receive such I notice shall not affect the validity of the I, proceedings. A certificate by the Secretary of the ' Agency, approved by resolution of the Agency that the meetinq has been called and that notice thereof has ' been given as herein provided shall be conclusive as 'I against all parties and it shall not be open to any I Bondowner to show that he failed to receive notice of such meeting. I (c) Voting Qualifications. Any Bondowner may, prior to any such meeting, deliver his or her Bond or Bonds to any agency designated by the Agency for the purpose, and shall thereupon be entitled to receive an appropriate receipt for the Bond or Bonds so deposited, calling for the redelivery of such Bond or Bonds at any time after the meeting. The Treasurer of the Agency shall prepare and deliver to the chairperson of the meeting a list oP the names and addresses of the registered Owners of Bonds, with a statement of the names of Bondowners so depositing their Bonds and the maturities and serial numbers of the Bonds so held and deposited and no Bondowner shall be entitled to vote at such meeting unless his or her name appears on such list or unless he or she shall present his or her Bond or Bonds at the meeting or a certificate of deposit thereof, satisfactory to the Agency, executed by a bank or trust company. No Bondowners shall be permitted to vote with respect to a larger aggregate principal amount of Bonds than is set against his or her name on such list, unless he or she shall produce the Bonds upon which he or she desires to vote, or a certificate of deposit thereof as above provided. (d) Aqency-Owned Bonds. The Agency covenants that it will present at the meeting a certificate, signed and verified by one member of the Agency and by the Treasurer of the Agency stating the maturities and serial numbers of all Bonds owned by, or held for account of, the Agency, directly or indirectly. No person shall be permitted at the meeting to vote or consent with respect to any Bond appearing upon such certificate, or any Bond which it shall be established at or prior to the meeting as owned by the Agency, directly or indirectly, and no such Bond (in this Section 7.02 referred to as "Agency-owned bonds'~) shall be counted in determining whether a quorum is present at the meeting. (e) 4uorum and Procedure. A representation of at least ! sixty percent (60~) in aggregate principal amount of ' the Bonds then Outstanding (exclusive of Agency-owned Bonds) shall be necessary to constitute a quorum at any meeting of Bondowners, but less than a quorum may ', adjourn the meeting from time to time, and the meeting , may be held as so adjourned without further notice, j whether such adjournment shall have been had by a I 31 quorum or less than a quorum. The Agency shall, by an instrument in writing, appoint a temporary chairperson of the meeting, and the meeting shall be organized by the election of a permanent chairperson and a secretary. At any meeting each Bondowner shall be entitled to one vote for every $5,000 principal amount of Bonds with respect to which he or she shall be entitled to vote as aforesaid, and such vote may be given in person or by proxy duly appointed by an instrument in writing presented at the meeting. The Agency, by its duly authorized representative, may attend any meeting of the Bondowners, but shall not be required to do so. ' (f) Vote Required. At any such meeting held as aforesaid, there shall be submitted for the consideration and ', action of the Bondowners a statement of proposed ' action, consent to which is desired, and if such ', action shall be consented to and approved by Bondowners holding at least sixty percent (60~) in aggregate amount of the Bonds then outstanding ', (exclusive of Agency-owned Bonds) the chairperson and i secretary of the meeting shall so certify in writing to the Agency, and such certificate shall constitute complete evidence of consent of Bondowners under the ', provisions of this Resolution. A certificate signed ', and verified by the chairperson and secretary of any such meeting shall be conclusive evidence and the only competent evidence of matters stated in such , certificate relating to proceedings taken at such meeting. (g) Written Consent of Bondowners. If the Agency shall desire to obtain any such consent in writing, without a meeting of Bondowners, the Agency may, by resolution, propose the action, to which consent is desired. A copy of such resolution, together with a request to Bondowners for their consent to the action proposed therein, shall be mailed to each registered owner at the address appearing on the Bond registry books. The actual receipt by any Bondowner of such resolution and request shall not affect the validity of the proceedings for the obtaining of such consent. A certificate by said Secretary, approved by resolution of the Agency, that said resolution and request has been mailed as herein provided shall be conclusive as against all parties, and it shall not be open to any Bondowner to show that he failed to receive such resolution and consent. Each written consent shall be accompanied by proof of ownership of the Bonds for which such consent is given. Proof of ownership shall be made in such manner as shall be prescribed by the resolution proposing the action. Any such written consent shall be binding upon the Owner of the Bonds giving such consent and on any subsequent Owner (whether or not such subsequent Owner has notice thereof) unless such consent is revoked in writing by the Owner giving such consent or by the subsequent Owner. To be effective, any revocation of consent must be filed before the adoption of the resolution accepting consents as hereinafter provided. After the Owners of at least sixty percent (60'c) in aggregate principal amount of the Bonds then Outstanding (exclusive of Agency-owned Bonds) shall have consented in writing, the Agency shall adopt a resolution accepting such consents and such resolution shall constitute complete evidence of the consent of Bondowners under this resolution. 32 Section 7.03. Disaualified Bonds. Bonds owned or held for the account of the Aqency or the City, exceptinq any pension or retirement fund, shall not be deemed Outstanding for the purpose of any vote consent or other action or any calculation of Outstanding Bonds provided for in this Article , and shall not be entitled to vote upon, consent to, or take any other action provided for in this Article. Section 7.04. Effect of Suoplemental Resolution. From and after the time any Supplemental Resolution becomes effective pursuant to this Article, this Resolution shall be deemed to be modified and amended in accordance therewith, the respective ' rights, duties and obligations under this Resolution of the ' Agency and all Owners of Bonds Outstanding shall thereafter be I determined, exercised and enforced hereunder subject in all ~ respects to such modifications and amendments, and all the ', terms and conditions of any such Supplemental Resolution shall be deemed to be part of the terms and conditions of this Resolution for any and all purposes. The Agency may adopt appropriate regulations to require each Bondowner, before his or her consent provided for in this Article shall be deemed effective, to reveal if the Bonds as to which such consent is given are disqualified as provided in Section 7.03. Section 7.05. Endorsement or Reolacement of Bonds Issued After Amendments. The Agency may determine that Bonds issued and delivered after the effective date of any action taken as , provided in this Article shall bear a notation, by endorsement ~ or otherwise, in form approved by the Agency, as to such ' action. In that case, upon demand of the Owner of any Bond ~ outstanding at such effective date and presentation of the ~'I applicable Bond for that purpose at the office of the Fiscal j Agent or at such other office as the Agency may select and designate for that purpose, a suitable notation shall be made on such Bond. The Agency may determine that new Bonds, so , modified as in the opinion of the Agency is necessary to 'I conform to such Bondowners action, shall be prepared, executed ~~ and delivered. In that case, upon demand of the Owner of any ! Bonds then Outstanding, such new Bonds shall be exchanged at the Principal office of the Fiscal Agent, without cost to any Bondowner, for Bonds then outstanding, upon surrender of such BOhdS. ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES OF BONDHOLDERS Section 8.01. Events of Default and Acceleration of Maturities. If one or more of the following events ("events of default") shall happen, that is to say: (a) If default shall be made in the due and punctual payment of the principal or sinking account payment of or redemption premium (if any) on any Bond when and as the same shall become due and payable, whether at maturity as therein expressed, upon prior redemption or by declaration or otherwisey (b) If default shall be made in the due and punctual payment of any installment of interest on any Bond ' when and as such interest installment shall become due ' and payable; , 33 (c) If default shall be made by the Agency in the observance of any of the other covenants, agreements or conditions on its part in this Resolution or in the Bonds contained, and such default shall have continued for a period of ninety (90) days after written notice thereof has been given to the Agency, or (d) If the Agency shall file a petition or answer seeking reorganization or arrangement under the federal bankruptcy laws or any other applicable law of the United States of America, or if a court of competent jurisdiction shall approve a petition, filed with or without the consent of the Agency, seeking reorganization under the federal bankruptcy laws or any other applicable law of the United States of America, or if, under the provisions of any other law for the relief or aid of debtors, any court of competent jurisdiction shall assume custody or control of the Agency or of the whole or any substantial part of its property; then, and in each and every such case during the continuance of such event of default, the Fiscal Agent, upon notice in writing to the Agency, or the owners of not less than sixty percent (60~) in aggregate principal amount of the Bonds at the time Outstanding, upon notice in writing to the Fiscal Agent and to the Agency, shall be entitled to declare the principal of all of the Bonds then Outstanding, and the interest accrued thereon, to be due and payable immediately, and upon any such declaration the same shall become and shall be immediately due and payable. This provision, however, is subject to the condition that if, at any time after the principal of the Bonds shall have been so declared due and payable, and before any judgment or decree for the payment of the moneys due shall have been obtained or entered, the Agency shall deposit with the Fiscal Agent a sum sufficient to pay all principal on the Bonds matured prior to such declaration and all matured installments of interest (if any) upon all the Bonds, with interest at the rate of twelve percent (12~) per annum on such overdue installments of principal, and the reasonable expenses of the Fiscal Agent, and any and all other defaults known to the Fiscal Agent (other than on the payment of principal of and interest on the Bonds due and payable solely by reason of such declaration) shall have been made good or cured to the satisfaction of the Fiscal Agent or provision deemed by the Fiscal Agent to be adequate shall have been made therefor, then, and in every such cases the Owners of at least a majority in aggregate principal amount of the Bonds then outstanding, by written notice to the Agency and to the Fiscal Agent, may, on behalf of the Owners of all of the Bonds, rescind and annul such declaration and its consequences. However, no such rescission and annulment shall extend to or shall affect any subsequent default, or shall impair or exhaust any right or power consequent thereon. Section 8.02. Apblication of Funds Upon Acceleration. All of the Tax Revenues and all sums in the funds and accounts provided for in Sections 4.02 and 4.05, upon the date of the declaration of acceleration as provided in Section 8.01 and all Tax Revenues thereafter received by the Treasurer or the Fiscal Agent, shall be applied by the Fiscal Aqent in the order following upon presentation of the several Bonds and the stamping thereon of the payment, if only partially paid, or upon the surrender thereof, if fully paid: First, to the payment of the fees, costs and expenses of the Fiscal Agent and of the Bondowners in declaring such event of default, including reasonable compensation to its or their agents, attorneys and counsel; 34 Second, in case the principal of the Bonds shall not have become due and payable, to the payment of the interest in default in the order of the maturity of the installments of such interest, with interest on the overdue installments at the rate of twelve percent (12~) per annum (to the extent that such interest on overdue installments shall have been collected), such payments to be made ratably to the persons entitled thereto without discrimination or preference; and Third, in case the principal of the Bonds shall have become and shall be then due and payable, to the payment of the whole amount then due and unpaid upon the Bonds for principal and interest, with interest on the overdue principal and installments of interest at the rate of twelve percent (12%) per annum (to the extent that such interest on overdue installments of interest shall have been collected), and in case such moneys shall be insufficient to pay in full the whole amount so owing and unpaid upon the Bonds, then to the payment of such principal and interest without preference or priority of principal over interest, or interest over principal, or of any installment of interest over any other installment of interest, ratably to the aqgregate of such principal and interest. Section 8.03. Other Remedies of Bondowners. Any Bondowner shall have the right. for the equal benefit and protection of all Bondowners similarly situated: (a) By mandamus, suit, action or proceeding, to compel the Agency and its members, officers, agents or employees to perform each and every term, provision and covenant contained in this Resolution and in the Bonds, and to require the carrying out of any or all such covenants and agreements of the Agency and the fulfillment of all duties imposed upon it by the Law; (b) By suit, action or proceeding in equity, to enjoin any acts or things which are unlawful, or the violation of any of the Bondowners' rights; or (c) Upon the happening of any event of default (as defined in Section 8.01), by suit, action or proceeding in any court of competent jurisdiction, to require the Agency and its members and employees to account as if it and they were the trustees of an express trust. Section 8.04. Non-waiver. Nothing in this Article or in any other provision of this Resolution, or in the Bonds, shall affect or impair the obliqation of the Agency, which is absolute and unconditional, to pay the principal of and interest on the Bonds to the respective Owners of the Bonds at the respective dates of maturity, as herein provided, or affect or impair the right of action, which is also absolute and unconditional, of the Owners to institute suit to enforce such payment by virtue of the contract embodied in the Bonds. A waiver of any default by any Bondowner shall not affect any subsequent default or impair any rights or remedies on the subsequent default. No delay or omission of any Owner of any of the Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein, and every power and remedy conferred upon the Bondowners by the Law or by this Article may be enforced and exercised from time to time and as often as shall be deemed expedient by the Owners of the Bonds. If a suit, action or proceeding to enforce any right or exercise any remedy be abandoned or determined adversely to the Bondowners, the Agency and the Sondowners shall be restored to 35 their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. Section 8.05. Actions bv Fiscal Aaent as Attornev-in-Fact. Any suit, action or proceeding which any Owner of Bonds shall have the right to bring to enforce any right or remedy hereunder may be brought by the Fiscal Agent for the equal benefit and protection of all Owners of Bonds similarly situated and the Fiscal Agent is hereby appointed (and the successive respective owners of the Bonds issued hereunder, by taking and holding the same, shall be conclusively deemed so to have appointed it) the true and lawful attorney-in-fact of the respective Owners of the Bonds for the purpose of bringing any such suit, action or proceeding and to do and perform any and all acts and things for and on behalf of the respective Owners of the Bonds as a class or classes, as may be necessary or advisable in the opinion of the Fiscal Agent as such attorney-in-fact. Section 8.06. Remedies Not Exclusive . No remedy herein conferred upon or reserved to the Owners of Bonds is intended to be exclusive of any other remedy. Every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing, at law or in equity or by statute or otherwise, and may be exercised without exhausting and without regard to any other remedy conferred by the Law or any other law. ARTICLE IX COVENANTS REGARDING TAX-EXEMPT STATUS OF INTEREST Section 9.01. Intention of Covenants. It is the intention of the Agency that the interest paid on the Bonds is and shall remain exempt from federal income taxation and therefore, the Agency agrees to the covenants contained in this Article. ' Section 9.02. Covenant Reaarding Arbitrac~e. The Agency ! agrees and covenants that none of the proceeds from the sale of ~ the Bonds (the ~~Proceeds") will be used in a manner that would I cause the Bonds to become an "arbitrage bond" within the ~ meaning of Section 103 (c) of the Code and the regulations of the United States Department of the Treasury issued thereunder. ' Section 9.03. Covenant Reaarding Use of Project. The Agency agrees and covenants that it will not use or permit the use of the Project or any portion thereof by any person not an "exempt person" within the meaning of Section 103 (b) (3) of the Internal Revenue Code of 1954, as amended, or by an "exempt person" (including the District) in an "unrelated trade or business" within the meaning of Section 513 (a) of said Code, in such manner or to such extent as would result in the loss of exemption from federal income tax of the interest on the Bonds under Section 103 of said Code. Section 9.04. Covenant Regardina Consumer Loan Bonds. The ' Agency covenants and agrees that no amount in excess of five ' percent (5~) of the face amount of the Bonds used or indirectly used to make or furnish loans so as to cause the Bonds to be ' "consumer loan bonds", within the meaning of Section 103(0) of ' the Internal Revenue Code of 1954 and regulations promulgated ' thereunder. Section 9.05. Covenant Reaarding Non-Essential Function Purboses. The Agency agrees and covenants that it will not use more than twenty-five percent (25~) of the net proceeds of the Bonds for '~non-essential function" or "private activity° purposes. 36 I _ _ ---- ---- -- :_._.,.-- _ _ _ -- - - - Section 9.06. Covenant Regardina Pavments bv Private Parties. The Agency covenants and agrees that no amount in excess of twenty-five percent (25~) of the interest or principal payable on the Bonds will be paid directly or indirectly by private parties for use of any of the facilities financed with proceeds of the Bonds. Section 9.07. Covenant Regardina Future Combliance. In order to comply, to the extent possible with any tax reform, revision or amendment enacted, the Agency covenants and agrees to take any action, to the extent possible, including passage of any required resolutions and amendments of this Resolution which, in the opinion of Bond Counsel, is deemed necessary to comply with any enacted reform, revision or amendment of the Internal Revenue Code affecting the tax exempt status of the interest on the Bonds. ARTICLE X MISCELLANEOUS Section 10.01. Benefits of Resolution Limited to Parties. Nothing in this Resolution, expressed or implied, is intended to give to any person other than the Agency, the Fiscal Agent and the Owners of the Bonds, any right, remedy, claim under or by reason of this Resolution. Any covenants, stipulations, promises or agreements in this Resolution contained by and on behalf of the Agenoy shall be for the sole and exclusive benefit of the Owners of the Bonds and the Fiscal Agent. Section 10.02. Successor is Deemed Included in Al1 References to Predecessor. Whenever in this Resolution or any Supplemental Resolution either the Agency or the Fiscal Agent is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements in this Resolution contained by or on behalf of the Agency or the Fiscal Agent shall bind and inure to the benefit of the respective successors and assigns thereof whether so expressed or not. Section 10.03. Discharae of Resolution. If the Aqency shall pay and discharge the entire indebtedness on all Bonds Outstanding in any one or more of the following ways: (a) By paying or causing to be paid the principal of and interest on all Bonds outstanding, as and when the same become due and payable; (b) By depositing with the Fiscal Agent, in trust, at or before maturity, money which, together with the amounts then on deposit in the funds and accounts provided for in Sections 4.02 and 4.05 is fully sufficient to pay all Bonds Outstanding, including all principal, interest and redemption premiums; or (c) By depositing with the Fiscal Agent, in trust, Federal Securities or general obligation bonds of the State of California on such amount as the Fiscal Agent shall determine will, together with the interest to accrue thereon and moneys then on deposit in the funds and accounts provided for in Section 4.02 and 4.05 be fully sufficient to pay and discharge the indebtedness on all Bonds (includinq all principal, interest and redemption premiums) at or before their respective maturity dates; and if such Bonds are to be redeemed prior to the maturity thereof notice of such redemption shall have been given as in this Resolution provided or provision satisfactory to the 37 Fiscal Agent shall have been made for the giving of such notice, then, at the election of the Agency, and notwith- standing that any Bonds shall not have been surrendered for payment, the pledge of the Tax Revenues and other funds provided for in this Resolution and all other obligations of the Agency under this Resolution with respect to all Bonds outstanding shall cease and terminate, except only the obligation of the Agency to pay or cause to be paid to the Owners of the Bonds not so surrendered and paid all sums due thereon, and thereafter Tax Revenues shall not be payable to the Fiscal Agent. Notice of such election shall be filed with the Fiscal Agent. _ Any funds held by the Fiscal Agent, at the time of receipt by the Fiscal Agent of such notice from the Agency, which are not required for the purpose above mentioned, shall be paid over to the Agency. Anything in this Resolution to the contrary notwithstanding, any moneys held by the Fiscal Agent in trust for the payment and discharge of any of the Bonds which remain unclaimed for six (6) years after the date when such Bonds have become due and payable, either at their stated maturity dates or by call for earlier redemption, if such moneys were held by the Fiscal Agent at such date, or for six (6) years after the date of deposit of such moneys if deposited with the Fiscal Agent after the date when such Bonds become due and payable, shall, at the written request of the Agency be repaid by the Fiscal Agent to the Agency, as its absolute property and free from trust, and the Fiscal Agent shall thereupon be released and discharged with respect thereto and the Bondowners shall look only to the Agency for the payment of such Bonds. Section 10.04. Execution of Documents and Proof of Ownership bv Bondowners. Any request, declaration or other instrument which this Resolution may require or permit to be executed by Bondowners may be in one or more instruments of similar tenor, and shall be executed by Bondowners in person or by their attorneys appointed in writing. Except as otherwise herein expressly provided, the fact and date of the execution by any Bondowner or his attorney of such request, declaration or other instrument, or of such writing appointing such attorney, may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he purports to act, that the person signing such request, declaration or other instrument or writing acknowledged to him the execution thereof, or by an affidavit of a witness of such execution, duly sworn to before such notary public or other officer. The ownership of Bonds and the amount, maturity, number and date of owning the same shall be proved by the registry books. Any request, declaration or other instrument or writing of the Owner of any Bond shall bind all future Owners of such Bond in respect of anything done or suffered to be done by the Agency or the Fiscal Agent in good faith and in accordance therewith. Section 10.05. Waiver of Personal Liabilitv. No member, _ officer, agent or employee of the Agency shall be individually or personally liable for the payment of the principal of or interest on the Bonds; but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law. 38 Section 10.06. Destruction of Cancelled Bonds. Whenever in this Resolution provision is made for the surrender to the Agency of any Bonds which have been paid or cancelled pursuant to the provisions of this Resolution, a certificate of destruction duly executed by the Fiscal Agent shall be deemed to be the equivalent of the surrender of such cancelled Bonds and the Agency shall be entitled to rely upon any statement of fact contained in any certificate with respect to the destruction of any such Bonds therein referred to. Section 10.07. Notices and Demands on Agency. Any notice or demand which by any provision of this Resolution is required or permitted to be given or served by the Fiscal Agent to or on the Agency may be given or served by being deposited postage prepaid in a post office letter box addressed (until another address is filed by the Agency with the Fiscal Agent) as follows: Secretary Redevelopment Agency of the City of Lake Elsinore 130 S. Main Street Lake Elsinore, California 92260 Section 10.08. Partial Invaliditv. If any Section, paraqraph, sentence, clause or phrase of this Resolution shall for any reason be held illegal, invalid or unenforceable, such holding shall not affect the validity of the remaining portions of this Resolution. The Agency hereby declares that it would have adopted this Resolution and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issue of the Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses, or phrases of this Resolution may be held illegal, invalid or unenforceable. If, by reason of the judgment of any court, the Fiscal Agent is rendered unable to perform its duties hereunder, all such duties and all of the riqhts and powers of the Fiscal Agent hereunder shall be assumed by and vest in the Treasurer of the Agency in trust for the benefit of the Bondowners. The Agency covenants for the direct benefit of the Bondowners that its Treasurer in such case shall be vested with all of the rights and powers of the Fiscal Agent hereunder, and shall assume all of the responsibilities and perform all of the duties of the Fiscal Agent hereunder, in trust for the benefit of the Bonds. Section 10.09. Effective Date of Resolution. This Resolution shall take effect from and after the date of its passage and adoption. PASSED, APPROVED AND ADOPTED this 7th day of August, 1986, by the following vote: AYES: Matson, Strigotte, Winkler NOES: None ABSENT: Dominguez, Vermillion -~~- ~i~~: . Chairperson TES~': ~ ~-~ S cretary (SEAL) 39 STATE OF CALIFORNIA ) ) ss COUNTY OF RIVERSIDE ) I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aaency at a regular meeting of said Board held on the 7th day of Auqust, 1986 ~ and that it was so adopted by the following vote: AYES: 60ARDMEMBERS: MATSON, STRIGOTTE, WINKLER NOES: BOARDMEMBERS: NONE ABSENT: BOARDMEMBERS: DOMINGUEZ, VERP~ILLION ABSTENTIONS: BOARDPIEMBERS: NONE ANN OLIVER, LERK OF THE BOARD EVELOPMENT AGENCY OF THE ITY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Ron Molendyk, 5ecretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-4 , of said Agency and that the same has not been amended or repeale~c.- DATED August 26, 1986 ~~~". ~'~-~'l, ~~' RON MOLENDY , SECRETARY REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE (SEAL) ~_ RESOLUTION NO. CRA 86-5 RESOLUTION OF THE REDEVELOPMENT AGENCY OF TAE CITY OF LAKE ELSINORE, RIVERSIDE COUNTY, CALIFORNIA, APPROVING OFFICIAL NOTICE OF SALE OF BONDS AND OFFICIAL STATEMENT INCIDENT TO ISSUANCE OF TAX ALLOCATION BONDS IN THE PRINCI- PAL AMOUNT OF $3,600,000 FOR RANCHO LAGUNA , REDEVELOPMENT PROJECT AREA NO. II AND AUTHOR- ' IZING AND DIRECTING CERTAIN ACTIONS WITH RESPECT THERETO WHEREAS, pursuant to the Resolution of Issuance, adopted on ! August 6, 1986, this Agency proposed to issue and sell bonds in I~ the aggregate principal amount and designated as follows: $3,600,000 , REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE ' RANCHO LAGUNA REDEVELOPMENT PROJECT AREA NO. II TAX ALLOCATION BONDS, SERIES 1986 ', (the "Bonds"); and ' WHEREAS, Bond Counsel and Financial Consultant for the Agency have prepared and presented to this Agency an Official Notice of ', Sale and Official Statement containing information material to ' the offering and sale of the Bonds; and WHEREAS, this Agency, with the aid of its staff, has reviewed ', the Official Notice of Sale and Official Statement and has made ' such corrections and additions as it deems proper: NOW, THEREFORE, the Redevelopment Agency of the City of Lake Elsinore does hereby RESOLVE, DETERMINE AND ORDER as follows: Section 1. Approval. The Official Notice of Sale and ' Official Statement are approved for distribution in the offering and sale of the Bonds. Section 2. Execution. The Executive Director is authorized and directed to execute the Official Statement, to execute the Official Notice of Sale on behalf of the Agency and to call for bids for the sale of the Bonds as provided in the Resolution of Issuance. ' Section 3. Modifications. The Executive Director is also authorized to approue further corrections in and additions to the Official Statement, by supplement thereto or amendment thereof, or otherwise as appropriate, provided that any such corrections or additions shall be necessary to cause the information contained therein to conform with facts material to the Bonds or to the proceedings of this Agency or that such corrections or additions are in form rather than substance. Section 4. Distribution. Financial Consultant, on behalf of the Agency and its Executive Director, is authorized and directed to cause the Official Notice of Sale and Official Statement to be mailed at least five (5) days before the date for receipt of Bond bids, to such municipal bond broker-dealers, to such banking institutions and to such other persons as may be interested in purchasing the Bonds offered for sale. Section 5. Approvina Opinion. The Agency will furnish the unqualified legal opinion of the law firm of Nazarek, Harper, Hopkins & McFarlin, Irvine, California, approving the legality of the proceedings and the issuance of the Bonds. Section 6. Effective Date. This resolution shall take effect upon adoption. INTRODUCED AND APPROVED UPON FIRST READING this 7th day of August, 1986. AYES: Matson, Strigotte, Winkler NOES: None ABSENT: Dominguez, Vermillion ABSTENTIONS: None __~~~/~~/I ~~ Ch ia rperson (SEAL) 2. STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aoency at a regular meeting of said Board held on the 7th day of Auoust, 1986 ~ and that it was so adopted by the following vote: AYES: 60ARDMEMBERS: MATSON, WINKLER, STRIGOTTE NOES: BOARDMEMBERS: NONE ABSENT: BOARDMEMBERS: DOMINGUEZ, VERMILLION ABSTENTIOP~S: BOARDP1EMBERS: NONE ~ J ANN OLIVER, CLERK OF THE BOARD EVELOPMENT AGENCY OF THE TY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-5 , of said Agency and that the same has not been amended or rep- ealecl.- DATED: August 26, 1986 KUN MULtNUYK, Jt~KtIHKY REDEUELOPMENT AGENCY Of THE CITY OF LAKE ELSINORE _ (SEAL) ~ .__ I RESOLUTION N0. CRA 86-6 RESOLUTION OF TI3E REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE, RIVERSIDE COUNTY, CALIFORNIA, DESIGNATING A FISCAL AGENT INCI- DENT TO ISSUANCE OF TAX ALLOCATION BONDS IN THE PRINCIPAL AMOUNT OF $3,600,000 FOR RANCHO LAGUNA REDEVELOPMENT PROJECT AREA NO. II WHEREAS, the Redevelopment Agency of the City of Lake Elsinore (the "Agency") is a redevelopment agency (a public body, ', corporate and politic) duly created, established and authorized ' to transact business and exercise its powers, all under and pursuant to the Community Redevelopment Law, being Part 1 of Division 24 (commencing with Section 33000) of the Health and ', Safety Code of the State of California and the powers of the Agency include the power to issue bonds and/or notes for any of its corporate purposes; and ' WHEREAS, the Redevelopment Plan for a redevelopment project known and designated as "Rancho Laguna Redevelopment Plan for ', Lake Elsinore Redevelopment Project Area No. 22" has been adopted ', and approved by Ordinance No. 671 of the City of Lake Elsinore, , enacted on July 18, 1983, and all requirements of law precedent ' - to the adoption and approval of the Redevelopment Plan have been duly complied with; and WHEREAS, the Agency has heretofore adopted a resolution entitled ~~Resolution of the Redevelopment Agency of the City of Lake Elsinore, Riverside County, California, Authorizing the Issuance of $3,600,000 Principal Amount of Tax Allocation Bonds, Series 1986, Rancho Laguna Redevelopment Project Area No. II" (the "Resolution of Issuance"); and WHEREAS, pursuant to the Resolution of Issuance, it is necessary for the Agency to appoint a Fiscal Agent to administer the Bonds: NOW, THEREFORE, the Redevelopment Agency of the City of Lake ', E1'sinore does hereby RESOLVE, DETERMINE AND ORDER as follows: , , Seotion l. Apbointment of Fiscal Agent. The Agency hereby ' of points a Fiscal Agent to act as agent, trustee and depositary the Agency for the purpose of receiving Tax Revenues and other funds in trust as provided in the Resolution of Issuance, to I hold, allocate, use and apply such Tax Revenues and other funds 'I as provided in the Resolution of Issuance and to perform such , other duties and powers of the Fiscal Agent as are prescribed in the Resolution of Issuance, to wit: ' i , BANK OF AMERICA ~ ', NATIONAL TRUST AND SAVINGS ASSOCIATION I , Section 2. Contract for Services. The Agency hereby approves and authorizes execution of the agreement for services ~ and compensation therefor submitted by the Fiscal Agent, on file in the office of the Agency. ', Section 3. Qualifications of Fiscal Agent. The Agency hereby finds and determines that the Fiscal Agent meets the II~ qualifications set forth in the Resolution of Issuance. ' Section 4. Effective Date. This Resolution shall take ', effect upon adoption. ', INTRODUCED AND APPROVED UPON FIRST READING this 7th day of August, 1986. , AYES: Matson, Strigotte, Winkler ' " NOES: None ~ ABSENT: Dominguez, Vermillion ABSTENTIONS: None ~U~Pi'/lic./~ ~ Chairperson EST:' ~~ S (SEAL) 2. STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aaency at a regular meeting of said Board held on the ~th day of Auaust. 1986 ~ and that it was so adopted by the following vote: AYES: 60ARDMEMBERS: MATSON, STRIGOTTE, WINKLER NOES: BOARDMEMBERS: NONE ABSENT: BOARDMEMBERS: DOMINGUEZ, VERMILLION ABSTENTIOP~S: BOARDf1EMBERS: NONE ~ ~~~~ J NN LIVER, CLERK OF THE BOARD EVELOPMENT AGENCY OF THE C TY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-6 , of said Agency and that the same has not been amended or rep`ea7e-7c- DATED: August 26, 1986 ~c~ ~~~ RON MOLENDYK, SECRETARY REDEVELOPMENT AGENCY OF THE CITY Of LAKE ELSINORE (SEaL) RESOLUTION NO. CRA 86-7 RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE, RIVERSIDE COUNTY, CALIFORNIA, APPROVING AND AUTHORIZING PAYMENT OF EXPENSES INCIDENT TO ISSUANCE, SALE AND DELIVERY OF TAX ALLOCATION BONDS IN THE PRIN- CIPAL AMOUNT OF $3,600,000 AND AUTHORIZING AND DIRECTING PAYMENT OF SUCH EXPENSES FROM PROCEEDS OF BONDS ON THE CLOSING DATE WHEREAS, the Redevelopment Agency of the City of Lake Elsinore (the "Agency") is a redevelopment agency (a public body, corporate and politic) duly created, established and authorized to transact business and exercise its powers, all under and pursuant to the Community Redevelopment Law, being Part 1 of Division 24 (commencing with 5ection 33000) of the Health and Safety Code of the State of California and the powers of the Agency include the power to issue bonds and/or notes for any of its corporate purposes; and WHEREAS, the Redevelopment Plan for a redevelopment project known and designated as ~~Rancho Laguna Redevelopment Plan for Lake Elsinore Redevelopment Project Area No. II" has been adopted and approved by Ordinance No. 671 of the City of Lake Elsinore, enacted on July 18, 1983, and all requirements of law precedent to the adoption and approval of the Redevelopment Plan have been duly complied with; and , WHEREAS, the Agency has heretofore adopted a resolution I entitled '~Resolution of the Redevelopment Agency of the City of ', Lake Elsinore, Riverside County, California, Authorizing the Issuance of $3,600,000 Principal Amount of Tax Allocation Bonds, Series 1986, Rancho Laguna Redevelopment Project Area No. II" (the "Resolution of Issuance"), to finance a portion of the costs of Redevelopment Projects for Redevelopment Project Area No. I2; and ', WHEREAS, the Agency has heretofore accepted an offer to purchase the Bonds; and WHEREAS, the Agency desires to authorize and direct the payment of certain expenses incurred incident to the issuance, sale and delivery of the Bonds: , NOW, THEREFORE, the Redevelopment Agency of the City ', of Lake Elsinore does hereby RESOLVE, DETERMINE AND ORDER ', as follows: I I Section l. Approval of Expenses. The Agency approves ~ payment of the expenses incurred incident to the issuance, ~ sale and delivery of the Bonds as set forth on Exhibit "A" I attached hereto and made a part hereoP. ~, Section 2. Pavment of Fiscal Agent. The Agency ' hereby authorizes and directs the appropriate officers of I~ the Agency to pay the expenses as set forth on Exhibit "A" I~~ from the proceeds of the Bonds on the Closing Date, upon I~ receipt of appropriate invoices therefor, pursuant to ', Section 4.03 of the Resolution of Issuance. I~ Section 3. Effective Date. This Resolution shall take effect upon adoption. INTRODUCED AND APPROVED UPON FIRST READING this 26th day of August, 1986. I AYES: BOARDMEMBERS: NOES: BOARDMEMBERS: ABSENT: BOARDMEMBERS: ABSTENTIONS: BOARDMEMBERS: ~:~--~ ~- Chairperson ATTEST: ~ _ ~.. (SEAL) FEES AND EXPENSES ISSUANCE AND SALE OF BONDS PAYEE Fieldman, Rolapp & Associates 2061 Business Center Drive Suite 203 Irvine, California 92715 Nazarek, Harper, Hopkins & McFarlin 2302 Martin Street, Suite 225 Irvine, California 92715 Bank of America National Bank & Trust Association Los Angeles, California (Newspaper) (Newspaper) Merrill of Los Angeles PURPOSE Fees for financial consulting services plus reimbursement for expenses. Fees for bond counsel services plus reimbursement for expenses. Fees for fiscal agent services Cost of Publication Cost of Publication Costs of printing notice of sale, preliminary official statement and official state- ment EXIiIB2T "A" STATE Of CALIFORNIA COUNTY OF RIVERSIDE ss. I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aoency at a regular meeting of said Board held on the ~gth day of ~~,Gt, 1qg6 ~ and that it was so adopted by the following vote: AYES: 60ARDMEMBERS: NOES: BOARDMEMBERS: ABSENT: BOARDMEMBERS: ABSTENTIOf~S: BOARDP1EMBERS: ~ .- J ANN OLIVER, CLE K OF THE B ARD DEVELOPMENT AGENCY OF THE ITY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-7 , of said Agency and that the same has not been amended or rep~`e e~c - DATED: August 26, 1986 ~ ~ RON MOLENDYK SECRETARY REDEVELOPMENT AGENCY OF THE CITY Of LAKE ELSINORE (SEaL) RESOLUTION N0. CRA 86-8 - WHEREAS, the Redevelopment Agency of the City of Lake Elsinore (the "Agency") is a redevelopment agency (a public body, corporate and politic) duly created, established and authorized to transact business and exercise its powers, all under and pursuant to the Community Redevelopment Law, being Part 1 of Division 24 (commencing with Section 33000) of the Health and Safety Code of the State of California and the powers of the Agency include the power to issue bonds and/or notes for any of its corporate purposes; and WHEREAS, the Redevelopment Plan for a redevelopment project known and designated as '~Rancho Laguna Redevelopment Plan for Lake Elsinore Redevelopment Project Area No. II" has been adopted and approved by Ordinance No. 671 of the City of Lake Elsinore, ' enacted on July 18, 1983, and all requirements oP law precedent to the adoption and approval of the Redevelopment Plan have been duly complied with; and WHEREAS, the Agency has heretofore adopted a resolution RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE, RIVERSIDE COUNTY, CALIFORNIA, ACCEPTING OFFER TO PURCHASE TAX ALLOCATION BONDS IN TAE PRINCIPAL AMOUNT OF $3,600,000, SERIES 1986, RANCHO LAGUNA REDEVELOPMENT PROJECT AREA NO. II entitled '~Resolution of the Redevelopment Agency of the City of Lake Elsinore, Riverside County, California, Authorizing the Issuance of $3,600,000 Principal Amount of Tax Allocation Bonds, Series 1986, Rancho Laguna Redevelopment Project Area No. II" (the "Resolution of Issuance"), to finance a portion of the costs of Redevelopment Projects for Redevelopment Project Area No. II; and WHEREAS, received and WHEREAS, for the purc] examined and the minutes; the Agency has public reviewed bids for the at the time and place iase of the Bonds, all read and a tabulation and Ly advertised for and has purchase of the Bonds; and fixed for the opening of bids bids were publicly opened, thereof has been entered in I I`_ r , WIiEREAS, the bid of the bidder hereinafter named is the best bid made by a responsible bidder for the Bonds: NOW, THEREFORE, the Redevelopment Agency of the City of Lake Elsinore does hereby RESOLVE, DETERMINE AND ORDER as follows: Section l. Lowest Bid. The bid for the purchase of the Bonds which will result in the lowest net interest cost to the Agency has been submitted by: (the "Lowest Responsible Bidder"). j Section 2. Award of Bid. The Agency hereby approves and awards the bid submitted by the Lowest Responsible Bidder for the purchase of the Bonds, in accordance with the terms and conditions set forth in the bid. j Section 3. Reiection of Other Bids. The Agency hereby rejects all other bids except the bid accepted in Section 2 ', hereof and directs the Secretary to return the checks ', accompanying the rejected bids to the respective bidders. Section 4. Interest Rates. The interest rates on the Bonds are hereby fixed at the rates stated in the bid of the Lowest Responsible Bidder. Section 5. Deliverv of Bonds. The officers of the Agency are hereby authorized and directed to deliver the Bonds to the I Lowest responsible Bidder upon payment therefor and accrued I interest, if any, to the date of delivery. Section 6. Authorization for Closina. The officers of the Agency are hereby authorized and directed to execute and deliver any and all document in connection with the issuance, sale and delivery of the Bonds, with such changes, additions, modifications or deletions as may be requested by Bond Counsel. Section 7. Effective Date. This resolution shall take effect upon adoption. 2. INTRODUCED A August, 1986. AYES: NOES: ABSENT: ABSTENTIONS: ND APPROVED U BOARDMEMBERS: BOARDMEMBERS: BOARDMEMBERS: BOARDMEMBERS: PON FIRST READING this 26Eh~, day of DOMINGUEZ, MATSON, WINKLER, STRIGOTTE VERMILLION NONE NONE ~:~~ ~i~~,ti.. Chairperson ATT . ~ ~ Sec etary (SEAL) Approved As To Fo 3. STATE Of CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aaency at a regular meeting of said Board held on the 26th day of Auaust, 1986 ~ and that it was so adopted by the following vote: AYES: 60ARDMEMBERS: NOES: BOARDMEMBERS: ABSENT: BOARDMEMBERS: ABSTENTIOf~S: BOARDP1EMBERS: ~ J NN OLIVER, CLERK Of THE B ARD EVELOPMENT AGENCY OF THE C TY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-8 , of said Agency and that the same has not been amended or rep`e e~c - DATED: August 26, 1986 ls ~_ RON MOLENDY , SECRETARY REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE (SEFCL) RESOLUTION NO. CRA 86-9 RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE, RIVERSIDE COUNTY, CALIFORNIA, SUPPLEMENTING AND AMENDING RESOLUTION NO. CRA 86-4 AUTHORIZING THE ISSUANCE OF $3,600,000 PRINCIPAL AMOUNT OF TAX ALLOCATION BONDS, SERIES 1986, RANCHO LAGUNA REDEVELOPMENT PROJECT AREA NO. II. WHEREAS, The Redevelopment Agency of the City of Lake Elsinore (the "Agency") is a redevelopment agency, a public body, corporate and politic, duly created, established and authorized to transact business and exercise powers under and pursuant to the provisions of the Community Redevelopment Law of the State of California, including the power to issue bonds for any of its corporate purposes; and WHEREAS, the Redevelopment Plan for Rancho Laguna Redevelopment Project Area No. I2, in the City of Lake Elsinore, California has been adopted in compliance with all requirements of law; and WHEREAS, the Agency has adopted Resolution CRA 86-4 authorizing the issuance of $3,600,000 principal amount of Tax Allocation Bonds, Series 1986, Rancho Laguna Redevelopment Project Area No. II (the "Resolution"), for the purpose of aiding in the financing of the Redevelopment Project as provided in this Resolution; and WHEREAS, the Resolution, pursuant to Section 7.01, provides for its modification or amendment, without consent of any Owners of the Bonds, with the written approval of the Fiscal Agent, for the purpose of correcting any defective provision contained in the Resolution, as the Agency deems necessary; and wHEREAS, the Aqency deems it necessary to amend the Resolution for the purposes above stated: NOW, THEREFORE, the Redevelopment Aqency of the City of Lake Elsinore does hereby RESOLVE, AND ORDER as follows: Section 1. Amendment of Resolution. Section 6.05 of the Resolution is hereby amended to read as follows: Section 6.05. Deposit and Investment of Monevs in Funds. All moneys held by the Fiscal Agent in any of the funds or accounts established pursuant to this Resolution shall be deposited in demand or time deposits (which may be represented by certificates of deposit) in any bank or trust company authorized to accept deposits of public funds (including the banking department of the Fiscal Agent), and shall be secured at all times by obligations which are eligible by law to secure deposits of public moneys of a market value at least equal to the amount required by law, except such moneys which are at the time invested as hereinafter provided. Moneys deposited in the Bond Interest Account pursuant to Section 3.02 (a) hereof shall be invested only in direct obligations of the United States of America. Otherwise moneys in the Bond Interest Account, the serial Bond Account, the Escrow Account and the Reserve Account may, and upon the written request of the Agency received at least two (2) days prior to such investment, shall be invested by the Fiscal Aqent in: (a) Federal Securities; (b) money market funds; (c) certificates of deposit of banks including Fiscal Agent; or (d) deposits with the Local Agency Investment Fund established pursuant to Government Code Section 16429.1, but to the extent utilized by the Fiscal Agent, only to the extent such monies are held solely in the name of and for the benefit of the Fiscal Agent; maturing as hereinafter provided. Moneys in the Reserve Account may be so invested in such obligations which by their terms mature not later than five (5) years Prom their date of purchase or not later than the final maturity date of the Bonds, whichever is earlier. Moneys in the Bond Interest Account, Serial Bond Account and Escrow Account may be so invested in such obligations which by their terms mature prior to the date on which such moneys are required to be paid out hereunder. The Fiscal Agent may act as principal or agent in the acquisition or disposition of investments and the Fiscal Agent may commingle all Funds and Accounts hereunder Por purposes of investment. Moneys in the Special Fund and the Redevelopment Fund may be invested by the Treasurer in any manner authorized by law for the investment of funds by the Agency. All interest received on any moneys so invested shall be deposited in the respective fund or account from which such investment was made. All such interest in excess of the amounts required to be on deposit pursuant to Section 4.07 hereof may be treated as surplus and released to the Agency free and clear subject to the provisions of Section 4.09. The Fiscal Agent shall sell at the best price obtainable, or present for redemption, any investment security whenever it shall be necessary to provide moneys to meet any required payment, transfer, withdrawal or disbursement from the fund or account to which such investment security is credited and Fiscal Agent shall not be liable or responsible for any loss resulting from the acquisition or disposition of such investment security in accordance herewith. The Fiscal Agent and its directors, officers, employees or agents, may in good faith buy, sell, own, hold and deal in any of the Bonds and may join in any action which any owner of a Bond may be entitled to take, with like effect as if the Fiscal Agent was not the Fiscal Agent under this Resolution. The Fiscal Agent may in good faith hold any other form of indebtedness oP the Agency, own, accept or negotiate any drafts, bills of exchange, acceptances or obligations of the Agency, and make disbursements for the Agency and enter into any commercial or business arrangement therewith, without limitation. No investment request of the Treasurer shall impose any duty upon Fiscal Agent which is inconsistent with its fiduciary obligations. At all times during which the Fiscal Agent holds monies in the Escrow fund, it will use its best efforts to ensure that those monies are invested at a rate of at least five and one-half percent (5.5%). Section 2. Effective Date. This resolution shall take effect from and after the 7th day of August, 1986. PASSED, APPROVED AND ADOPTED by the Board of Directors of the Redevelopment Agency of the City of Lake Elsinore, California, at a regular meeting held on this 23rd day oP December, 1986, by the following vote, to wit: AYES: BOARDMEMBERS: DOMINGUEZ, MATSON, WINKLER, STRIGOTTE NOES: BOARDMEMBERS: VERMILLION ABSENT: . NONE ABSTENTIONS: BOARDMEMBERS: NONE ~,~~ ~HN MATSO , CHAIRMAN REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE ~ RONALD MOLENDYK, SECRETARY OF THE REDEVELOPNIENT AGE CY OF THE CITY OF LAKE ELSINORE APPROVED AS TO FORM AND LEGALITY: ~~ JOHN HARPER, AGE C COUNSEL TO THE REDEVELOPMENT AG Y OF THE CITY OF LAKE ELSINORE STATE OF CALIFORNIA ) ) ss. COUNTY OF RIUERSIDE ) I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aaency at a regular meeting of said Board held on the 23rd day of December, 1986 ~ and that it was so adopted by the following vote: I AYES: 60ARDMEMBERS: DOMINGUEZ, MATSON, UIINKLER, STRIGOTTE NOES: BOARDMEMBERS: VERP4ILLION ABSENT: BOARDMEMBERS: NOPJE ABSTENTIOP~S: BOARDPIEMBERS: NONE ~ ~^'~- ~~~~~ J ANN LIVER, CLERK OF THE BOARD EVELOPMENT AGENCY OF THE TY OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-9 , of said Agency and that the same has not been amended or repea~e~- DATED January 14~ 1987 ~ RON MOLENDY , SECRETARY REDEVELOPMENT AGENCY OF THE CITY Of LAKE ELSINORE ( SE{kL ) RESOLUTION NO. rRA RF-10 A RESOLUTION OF THE BOARD OF DIRECTORS OF THE REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE, CALIFORNIA, APPROVING THE APPOINTMENT OF SEATTLE-FIRST NATIONAL BANK, AS COLLATERAL AGENT, AND AUTHORIZING ACTIONS IN CONNECTION THEREWITH WHEREAS, the Redevelopment Agency o£ the City of Lake Elsinore (the "Agency"), pursuant to Chapter 8(commencing with ~ Section 33750) of Part 1 of Division 24 of the Health and Safety Code of the State of California, has authorized the issuance and sale of its revenue bonds for the purpose of providing financing for the acquisition, construction, and equipping of multifamily rental housing development within the City of Lake Elsinore (the "City"); and WHEREAS, a letter of credit dated as of October 1, 1985 (the "Letter oP Credit") was issued by Mercury Savings and Loan Association ("Mercury") to secure the payments to the Trustee when due, and collateral was deposited with First Interstate Bank of California, as collateral agent, pursuant to an Assignment of Collateral and Trust Agreement, dated as of October 1, 1986 (the "Original Collateral Agreement"), to secure the performance by Mercury of its obligations under the Letter of Credit, all for the benefit of the bondholders; and WHEREAS, Mercury has elected to remove the collateral agent designated in the Original Collateral Agreement and to appoint Seattle-First National Bank, as collateral agent under the Restated Assignment of Collateral and Trust Agreement, dated as of December 15, 1986 (the "Restated Collateral Agreement"): NOW, THEREFORE, BE IT RESOLVED by the Board of Directors of the Redevelopment Agency of the City of Lake Elsinore, as follows: SECTION 1. The above recitals and each of them are true and correct. SECTION 2. The removal of the collateral agent under the Original Collateral Agreement and the appointment of Seattle-First National Bank, as collateral agent under the Restated Collateral Agreement is hereby approved. SECTION 3. The Chairman and/or Vice Chairman, Secretary and Executive Director of the Agency are hereby authorized and instructed to execute such documents, including a waiver of notice and other relevant provisions of the Indenture, and to take such other actions as are necessary in the opinion of the Executive Director at the recommendation of Nazarek, Harper, Hopkins & McFarlin, as bond counsel, to accomplish the purposes of this resolution. SECTION 4. This resolution shall take effect from and after its adoption. PASSED, APPROVED and ADOPTED by the Board of Directors of the Redevelopment Agency of the City of Lake Elsinore, California, at a regular meeting held on this 23rd day of ~aramhar~ 1986, by the following vote~ to wit: AYES: BOARDMEMBERS: DOMINGUEZ, MATSON, WINKLER, STRIGOTTE NOES: BOARDMEMBERS: VERMILLION ABSENT: BOARDMEMBERS: NONE ABSTAIN: BOARDMEMBERS: NONE ~~a~aa~ J MATSON, Chairman of the Redevelopment Agency of the City of Lake Elsinore ~~ ~' ~-~ ~. RONALD MOLENDYK, Se retary of the Redevelopment Agency of the City of Lake Elsinore APPROVED AS TO FORM: JOHN R. HARPER, Agency Counsel to the Redevelopment Agency of the City of Lake Elsinore 2. ~ _. , STATE OF CALIFORNIA ) ', ) ss. j COUNTY OF RIVERSIDE ) I, Jo Ann Oliver, Clerk of the Board of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the foregoing resolution was duly adopted by the Board of Directors of said Aoency at a regular meeting of said Board held on the 23rd day of December, 1986 > and that it was so adopted by the following vote: AYES: 60ARDMEMBEP.S: DOMINGUEZ, P4ATSON, WINKLER, STRIGOTTE NOES: BOARDMEMBERS: VERMILLION ABSENT: BOARDMEMBERS: NONE ABSTENTIONS: BOARDP1EMBEP.S: NONE J NN OLIVER, CLERK OF THE BOARD E EVELOPMENT AGENCY OF THE Y OF LAKE ELSINORE (SEAL) STATE OF CALIFORNIA COUNTY OF RIVERSIDE ss. I, Ron Molendyk, Secretary of the Redevelopment Agency of the City of Lake Elsinore, DO HEREBY CERTIFY that the above and foregoing is a true and correct copy of Resolution No. CRA 86-10 , of said Agency and that the same has not been amended or re- Ipea e~. DATED: December 24, 1986 ~ ~ ~ ~~~ RON MOLENDYK, SECRETARY REDEVELOPMENT AGENCY OF THE CITY OF LAKE ELSINORE _ (SEAL)