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HomeMy WebLinkAboutCC Reso No 2006-097RESOLUTION NO. 2006-96 RESOLUTION OF INTENTION OF THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE, CALIFORNIA, TO INCUR BONDED INDEBTEDNESS IN THE AMOUNT NOT TO EXCEED $5,000,000 WITHIN THE PROPOSED CITY OF LAKE ELSINORE COMMUNITY FACILTTIES DISTRICT NO. 2006-6 (TESSERA,) WHEREAS, the City Council (the "Council") of the City of Lake Elsinore (the "City") has heretofare adopted Resolution No. 2006- 95 , stating the Council's intention to form Community Facilities District No. 2006-6 (Tessera) (the "CFD"), pursuant to the Mello-Roos Community Facilities Act of 1982, as amended, (the "AcY'), to finance the purchase, construction, expansion or rehabilitation of certain real and other tangible property with an estimated useful life of five years or longer, including public infrastructure facilities and other governmental facilities, which are necessary to meet increased demands placed upon the City as a result of development or rehabilitation occurring within the proposed CFD (the "Facilities"); and WHEREAS, in order to finance the Facilities it is necessary to incur bonded indebtedness in the amounts not to exceed $5,000,000, the repayment of which is to be secured by special taxes levied in accordance with Section 53340 et seq. of the Act on all property within the CFD, other than those properties exempted from taxation as provided in the respective rate and method of apportionxnent attached as E~ibit A to Resolution No. 2006-95. NOW, THEREFORE, THE CITY COUNCIL OF THE CTTY OF LAI~ ELSINORE DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: SECTION 1. The above recitals are true and correct. SECTION 2. It is necessary to incur bonded indebtedness within the proposed CFD in the amounts not to exceed $5,000,000 to finance the costs of the Facilities. SECTION 3. The indebtedness will be incurred far the purpose of financing the costs of designing, constructing and acquiring the Facilities, the acquisition of necessary equipment and property therefor and fulfilling contractual commitments CITY COUNCIL RESOLUTION NO. 2006-96 Page 2 of 3 and carrying out the powers and purposes of the CFD, including, but not limited to, the financing of the costs associated with the issuance of the bonds and all other costs necessary to finance the Facilities which are permitted to be financed pursuant to the Act. SECTION 4. It is the intent of the Council to authorize the sale of bonds in one or mare series, in the maximum aggregate principal amounts not to exceed $5,000,000 at a maximum interest rate not in excess of 12 percent per annum or such rate not in excess of the maximum rate pernutted by law at the time the bonds are issued. The term of the bonds shall be determined pursuant to a resolution of the Council authorizing the issuance of the bonds, but such term shall in no event exceed 40 years or such longer term as is then permitted by law. SECTION 5. A public hearing (the "Hearing") on the proposed debt issue sha11 be held August 8, 2006 at 7:00 p.m. or as soon thereafter as practicable, at the Lake Elsinore Cultural Center located at 183 North Main Street, Lake Elsinore, California 92530. SECTION 6. At the Hearing at the time and place set forth above, any interested persons, including all persons owning land within the proposed CFD, may appear and be heard at the Hearing. SECTION 7. The proposition to incur bonded indebtedness in the maximum aggregate principal amounts not to exceed $5,000,000 shall be submitted to the qualified electors of the CFD. A special community facilities district election shall be conducted on August 8, 2006. The special election shall be conducted by hand delivered or mailed ballot election. The ballots shall be returned to the office of the election officer no later than ll:00 dclock p.m. on August 8, 2006. SECTION 8. The Clerk is hereby directed to publish a copy of this resolution, which shall serve as notice ("Notice") of the Hearing and the special bond elecrion, pursuant to Section 6061 of the Government Code in a newspaper of general circulation in the proposed CFD. SECTION 9. The Clerk may send a copy of the Notice of the Hearing by first-class mail, postage prepaid, to each registered voter and to each landowner within the proposed CFD as shown on the last equalized assessment roll. SECTION 10. This Resolution shall take effect from and after the date of its passage and adoption. CITY COUNCIL RESOLUTION NO. 2006-96 Page 3 of 3 PASSED, APPROVED AND ADOPTED this 27th day of June, 2006. AYES: COiJNCILMEMBERS: Buckley, Hickman; Kelley, Schiffner, Magee NOES: COiJNCILMEMBERS: None ABSENT: COUNCILMEMBERS: None ABSTAIN: COiJNCILMEMBERS: None ATTEST: ~ Frederick y, City Clerk City of Lake Elsinore City of Lake APPROVED AS TO FORM: RESOLUTION NO. 2006-97 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE DETERMINING THE VALIDITY OF PRIOR PROCEEDINGS WHEREAS, the City Council (the "Council") of the City of Lake Elsinore (the "City") has heretofore adopted Resolution No. 2006-72 ("Resolution of Intention") stating its intention to incur bonded indebtedness in the amount not to exceed $33,000,0000 within Improvement Area No. 2 of the City of Lake Elsinare Community Facilities District No. 2004-3 (Rosetta Canyon) (the "CFD") and to consider alteration of the existing rate and method of apportion of special taaces, all pursuant to the Mello-Roos Community Facilities Act of 1982, as amended (the "Act"); and WHEREAS, a copy of the Resolution of Intention is on file with the City Clerk and incorporated herein by reference; and WHEREAS, pursuant to the Act and in accordance with applicable laws, this Council held a public hearing on the incurring of bonded indebtedness with respect to Improvement Area No. 2 of the CFD and the alteration of the rate and method of apportionment of the special taxes; and WHEREAS, at said hearing all persons not exempt from the Special Tax desiring to be heard on a11 matters pertaining to the incurring of bonded indebtedness and alteration of the rate and method of apportionment of special taxes were heard and a full and fair hearing was held; and WHEREAS, at said hearing evidence was presented to the Council on said matters before it, and this Council at the conclusion of said hearing is fully advised in the premises. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: SECTION 1. Pursuant to Section 53325.1(b) of the Government Code, the Council finds and determines that the proceedings prior hereto were valid and in conformity with the requirements of the Act. CITY COUNCIL RESOLUTION NO. 2006-97 Page 2 of 5 SECTION 2. The map of the boundaries of the CFD has been recorded in the Office of the County Recorder of Riverside County, California (Book 60 of Maps of Assessment and Community Facilities District at pages 46 through 47 and as Instrument No. 2005-0006006). SECTION 3. The facilities proposed to be financed by the CFD are public infrastructure facilities and other governmental facilities with an estimated useful life of five years or longer, which the CFD is authorized by law to construct, own or operate and that are necessary to meet increased demands placed upon the City as a result of development or rehabilitation occurring within Improvement Area No. 2 of the CFD, including but not limited to streets, streetscape, storm drain, water and sewer faciliries, fire station, fire equipment, City fees and fees of the Elsinore Valley Municipal Water District, and related costs including designs, inspections, professional fees, annexation fees, connection fees and acquisition costs (the "Facilities"). Such Faciliries need not be physically located within Improvement Area No. 2 of the CFD. SECTION 4. Except where funds are otherwise available, it is the intenrion of the Council to levy annually in accordance with procedures contained in the Act a special tax (the "Special Tax") sufficient to pay for the costs of financing the acquisition and/or construction of the Facilities, including the principal of and interest on the bonds proposed to be issued to finance the Faciliries and other periodic costs, the establishment and replenishment of reserve funds, the remarketing credit enhancement and liquidity fees, the costs of administering the levy and collection of the Special Tax and all other costs of the levy of the Special Tax and issuance of the bonds, including any foreclosure proceedings, architectural, engineering, inspection, legal, fiscal, and financial consultant fees, discount fees, interest on bonds due and payable prior to the expiration of one year from the date of completion of facilities (but not to exceed two years), election costs and all costs of issuance of the bonds, including, but not limited to, fees for bond counsel, disclosure counsel, financing consultants and printing costs, and all other administrative costs of the t~ levy and bond issue. The Special Tax will be secured by recordation of a continuing lien against all real property in Improvement Area No. 2 of the CFD. In the first year in which such a Special Tax is levied, the levy shall include a sum sufficient to repay to the City all amounts, if any, transferred to the CFD pursuant to Section 53314 of the Act and interest thereon. The schedule of the rate and method of apportionment and manner of CITY COUNCIL RESOLUTION NO. 2006-97 Page 3 of 5 collection of the Special Tax is described in detail in Exhibit A attached hereto and by this reference incorporated herein. The Special Taa~ is based upon the cost of financing the Facilities in the CFD, the demand that each parcel will place on the Facilities and the benefit (direct and/or indirect) received by each parcel from the Facilities. The Special Tax is apportioned to each parcel on the foregoing basis pursuant to Section 53325.3 of the Act. In the event that a portion of the property within Improvement Area No. 2 of the CFD shall become for any reason exempt, wholly or partially, from the levy of the Special T~, the Council shall, on behalf of the CFD, increase the levy to the extent necessary upon the remaining property within Improvement Area No. 2 of the CFD which is not delinquent or exempt in order to yield the required payments, subject to the m~imum tax. Under no circumstances, however, shall the Special Tax levied against any parcel used for private residential purposes be increased as a consequence of delinquency or default by the owner of any other parcel ar parcels within Improvement Area No. 2 of the CFD by mare than 10 percent. Furthermore, the maximum special tax authorized to be levied against any parcel used for private residential purposes shall not be increased over time in excess of 2 percent per year. SECTION 5. Upon recordation of a Notice of Special Tax Lien pursuant to Section 3114.5 of the Streets and Highways Code, a continuing lien to secure each levy of the Special Tax shall attach to all real properiy in Improvement Area No. 2 of the CFD, and this lien shall continue in farce and effect unril the Special Tax obligation is prepaid or otherwise permanently satisfied and the lien canceled in accardance with law or until collection of the Special TaY by the CFD ceases. SECTION 6. The proposed Special Tax to be levied in Improvement Area No. 2 of the CFD has not been precluded by protests by owners of one-half or more of the land in the territory included in Improvement Area No. 2 of the CFD pursuant to Government Code Section 53324. SECTION 7. Pursuant to and in compliance with the provisions of Government Code Section 50075.1, the Council hereby establishes the following accountability measures pertaining to the levy by the CFD of the Special T~: CITY COUNCIL RESOLUTION NO. 2006-97 Page 4 of 5 (a) Such Special Tax shall be levied for the specific purposes set forth herein. (b) The proceeds of the levy of such Special T~ shall be applied only to the specific purposes set forth herein. (c) The CFD shall establish an account or accounts into which the proceeds of such Special Tax shall be deposited. (d) The City Manager, or his or her designee, acting far and on behalf of the CFD, shall annually file a report with the Council as required pursuant to Government Code Section 50075.3. SECTION 8. The City Manager, 130 S. Main Street, Lake Elsinore; California 92530, (951) 674-3124, or his designee, is designated to be responsible for preparing or causing to be prepared annually a current roll of the Special Tax levy obligations by assessor's parcel number and for estimating future Special Tax levies pursuant to Section 53340.1 of the Government Code. SECTION 9. The voting procedure with respect to the imposition of the Special Tax, incurring bonded indebtedness and establishing an appropriations limit of the CFD shall be by hand delivered or mailed ballot election. SECTION 10. The City Clerk is directed to certify and attest to this Resolution and to take any and all necessary acts to call, hold, canvass and certify an election or elections on the incurring bonded indebtedness, the levy of the Special Tax, and the establishment of the appropriation limit. SECTION 11. This Resolution shall take effect from and after the date of its passage and adoprion. CITY COUNCIL RESOLUTION NO. 2006-97 Page 5 of 5 PASSED, APPROVED AND ADOPTED this 27th day of June, 2006, by the following vote: AYES: COUNCILMEMBERS: guckley, Nickman, Keltey, Schiffner, Magee NOES: COUNCILMEMBERS: None ABSENT: COUNCILMEMBERS: None ABSTAIN: COUNCILMEMBERS: None v~ ~ ~ ~ Robert E. M~ City of Lake Frederick Ra~ City Clerk City of Lake Elsinore AP OVED AS O . Barbara Zeid L bold, City Attorney City of Lake Elsinore EXHIBIT A RATE AND METHOD OF APPORTIONMENT AMENDED RATE AND METHOD OF APPORTIONMENT FOR CITY OF LAKE ELSINORE COMMUPTITY FACTLITIES DISTRICT No. 2004-3 IMPROVEMENT AREA No. 2(ROSETTA CANYOl~ A Special Taac shall be levied on all Assessor's Parcels in Ciry of Lake Elsinore Community Facilities District No. 2004-3 (Improvement Area No. 2) (Rosetta Canyon) ("CFD No. 2004-3 (IA No. 2)") and collected each Fiscal Year commencing in Fiscal Year 2005-2006, in an amount deternuned through the application of the Rate and Method of Apportionment as described below. All of the real properiy in CFD No. 2004-3 (IA No. 2), unless exempted by law or by the provisions hereof, sha11 be taxed for the purposes, to the extent and in the manner herein provided. A. The terms hereinafter set forth haue the following meanings: "Acre or Acreage" means the land area of an Assessor's Parcel as shown on an Assessor's Parcel Map, or if the land area is not shown on an'Assessar's Parcel Map, the land area shown on the applicable final map, pazcel map, condominium plan, or other recorded County pazcel map. "AcY' means the Mello-Roos Community Facilities Act of 1982, being Chapter 2.5, Division 2 of Title 5 of the California Government Code. "Administrative Expenses" means the following,actual or reasonably estimated costs directly related to the administration of CFD No. 2004-3 (IA No. 2): the costs of computing the Special Taxes and preparing the annual Special Taac collection schedules (whether by the City or designee thereof or both); the costs of collecting the Special Taxes (whether by the City or otherwise); the costs of remitting the Special Taxes to the Trustee; the costs of the Trustee (including its legal counsel) in the discharge of the duties required of it under the Indenture; the costs to the City, CFD No. 2004-3 (IA No. 2) or any designee thereof of complying with arbitrage rebate requirements; the costs to the City, CFD No. 2004-3 (IA No. 2) or any designee thereof of complying with disclosure requirements of the City, CFD No. 2004-3 (IA No. 2) or obligated persons associated with applicable federal and state securities laws and the Act; the costs associated with preparing Special Tax disclosure statements and responding to public inquiries regarding the Special Tases; the costs of the City, CFD No. 2004-3 (IA No. 2) or any designee thereof related to an appeal of the Special Tax; the costs associated with the release of funds from an escrow account; and the City's annual administration fees and third party expenses. Administrative Expenses shall also include amounts estimated by the CFD Administrator or advanced by the City or CFD No. 2004-3 (IA No. 2) for any other administrative purposes of CFD No. 2004-3 (IA No. 2), including attorney's fees and other costs related to commencing and pursuing to completion any foreclosure of delinquent Special Taxes. "Assessor's Parcel" means a lot or pazcel shown in an Assessor's Parcel Map with an assigned Assessor's Parcel number. Ciry of Lake Elsinore December I6, 2004 (Amended May 23, 2006) CFD No. 2004-3 (7A No. 2) page I "Assessor's Parcel Map" means an official map of the County Assessor of the County designating parcels by Assessor's Parcel number. "Assigned Special Tax" means the Special Tas for each Land Use Class of Developed Properiy in each Zone, as determined in accordance with Section C.l.b. below. "Authorized Facilities" means those authorized improvements, as listed on Exhibit "A" to the Resolution of Formation. "Backup Special Tax" means the Special Tax applicable to each Assessor's Parcel of Developed Properiy, as deternuned in accordance with Section C.l.d. below. "CFD Administrator" means an official of the City, or designee thereof, responsible for determining the Special T~ Requirement and providing for the levy and collection of the Special Taxes. "CFD No. 2004-3" means City of Lake Elsinore Community Facilities District No. 2004-3 (Rosetta Canyon). "CFD No. 2004-3 (IA No. 2)" means Improvement Area No. 2 of CFD No. 2004-3, as identified on the boundary map for CFD No. 20043. "CFD No. 2004-3 (IA No. 2) Bonds" means any bonds or other debt (as defined in Section 53317(d) of the Act), whether in one or more series, issued by CFD No. 2004-3 and secured solely by Special Taxes levied on property within the boundaries of CFD No. 2004-3 (IA No. 2) under the Act. "City" means the City of Lake Elsinore. "City Council" means the City Council ofthe City ofLake Elsinore, acting as the legislative body of CFD No. 2004-3 (IA No. 2). "County" means the County of Riverside. "Developed Property" means, for each Fiscal Yeaz, all TaYable Property, exclusive of Taxable Public Properry and Taatable Properry Owner Association Property, for which the Final Subdivision was recorded on or before January 1 of the prior Fiscal Yeaz and a building permit for new construction was issued after January 1, 2004 and on or before May 1 of the Fiscal Year preceding the Fiscal Year for which the Special Taaces are being levied. "Final Subdivision" means a subdivision of property by recordation of a final map, pazcel map, or lot line adjustment, pursuant to the Subdivision Map Act (California Government Code Section 66410 et seq.) or recordation of a condominium plan pursuant to California Civil Code 1352 that creates individual lots for which building permits may be issued without fiu•ther subdivision. Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) page Z "Fiscal Year" means the period starting July 1 and ending on the following June 30. "Indenture" means the indenture, fiscal agent agreement, resolution or other inshlunent pwsuant to which CFD No. 2004-3 (IA No. 2) Bonds aze issued, as modified, amended and/or supplemented from time to time, and any instrument replacing or supplementing the same. "Land Use Class" means any of the classes listed in Table 1. "Maximum Special Tax" means the maximum Special Tax, determined in accordance with Section C below, that can be levied in any Fiscal Yeaz on any Assessor's Pazcel. "Non-Residential Property" means all Assessor's Parcels of Developed Properry for which a building permit permitting the construction of one or mare non-residential units or facilities has been issued by the City. "Outstanding Bonds" means all CFD No. 2004-3 (IA No. 2) Bonds which aze deemed to be outstanding under the Indenture. "Property Owner Association Property" means, for each Fiscal Yeaz, any property within the boundaries of CFD No. 2004-3 (IA No. 2) that was owned by a property owner association, including any master or sub-association, as of January 1 of the prior Fiscal Year. "Proportionately" means for Developed Property that the ratio of the actual Special Tas levy to the Assigned Special Tax is equal for all Assessor's Parcels of Developed Property, or where the Backup Special Taac is being levied, that the ratio ofthe actual Special Tax levy to the Maximum Special Tax is equal for all Assessor's Parcels upon which a Backup Special Taac is being levied. Far Undeveloped Property, "Proportionately" means that the ratio of the actual Special Tax levy per Acre to the Maximtun Special Tax per Acre is equal for all Assessor's Pazcels of Undeveloped Property. The term "Proportionately" may similazly be applied to other categories of Taxable Property as listed in Section D below. "Public Property" means properiy within the boundaries of CFD No. 2004-3 (IA No. 2) owned by, irrevocably offered or dedicated to, or over, through or under which an easement for purposes of public right-of-way has been granted, to the federal government, the State, the County, the City, or any local government or other public agency, provided that any properiy leased by a public agency to a private entity and subject to tasation under Section 53340.1 of the Act shall be taxed and classified according to its use. "Residential Floor Area" means all of the square footage of living area within the perimeter of a residential structure, not including any carport, walkway, garage, overhang, patio, enclosed patio, or similaz area. The determination of Residential Floor Area for an Assessor's Pazcel shall be made by reference to the building pernut(s) issued for such Assessor's Pazcel. Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (/A No. 2) pqge 3 "Residential Property" means all Assessor's Parcels of Developed Property for which a building permit permitting the construction thereon of one or more residential dwelling units has been issued by the City. "Resolution of Formation" means the Resolution of Formation for CFD No. 2004-3 (IA No. 2). "Special Tax" means the special tax to be levied in each Fiscal Year on each Assessor's Parcel of Developed Properry, T~able Property Owner Association Property, Taxable Public Property, and Undeveloped Property to fund the Special TaY Requirement. "Special Tax Requirement" means that amount required in any Fiscal Yeaz for CFD No. 2004-3 (IA No. 2) to: (i) pay debt service on all Outstanding Bonds due in the calendar yeaz commencing in such Fiscal Year; (ii) pay periodic costs on the CFD No. 2004-3 (IA No. 2) Bonds, including but not limited to, credit enhancement and rebate payments on the CFD No. 2004-3 (IA No. 2) Bonds due in the calendar year commencing in such Fiscal Yeaz; (iii) pay Administrative Expenses; (iv) pay any amounts required to establish or replenish any reserve funds for all Outstanding Bonds; (v) pay for reasonably anticipated Special Tax delinquencies based on the delinquency rate for the Special Tax levy in the previous Fiscal Yeaz; (vi) pay directly for acquisition or construction of Authorized Facilities to the extent that the inclusion of such amount does not increase the Special Tax levy on Undeveloped Property; less (vii) a credit for funds available to reduce the annual Special Tax levy, as determined by the CFD Administrator pursuant to the Indenture. "State" means the State of California. "Taxable Property" means all ofthe Assessor's Pazcels within the boundaries of CFD No. 2004-3 (IA No. 2) which aze not exempt from the Special Taac pursuant to law or Section E below. "Taxable Property Owner Association Property" means all Assessor's Parcels of Properiy Owner Association Property that are not exempt pursuant to Section E below. "Taxable Public Property" means all Assessor's Parcels of Public Property that are not exempt pursuant to Section E below. "Trustee" means the trustee, fiscal agent, or paying agent under the Indenture. "Undeveloped Property" means, for each Fiscal Yeaz, all T~able Property not classified as Developed Property, Taxable Property Owner Association Property, or Ta~cable Public Property. "Zone" means Zone 1 or Zone 2, as applicable. "Zone 1" means the land geographically identified within the boundazies of zone 1 as delineated in Exhibit A to this Rate and Method of Apportionment. Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (L4 Na. 2) Page 4 "Zone 2" means the land geographically identified within the boundaries of zone 2 as delineated in E~ibit A to this Rate and Method of Apportionment. B. ASSIGNMENT TO LAND USE CATEGORIES Each Fiscal Year, all Taacable Property within CFD No. 2004-3 (IA No. 2) shall be assigned to a Zone and further classified as Developed Properry, Taxable Public Properry, Taxable Properiy Owner Association Property, or Undeveloped Property, and shall be subject to Special Ta~ces in accordance with this Rate and Method of Apportionment determined pursuant to Sections C and D below. Residential Property shall be assigned to Land Use Classes 1 through 11 as listed in Table 1 below based on the Residential Floor Area for each unit. Non-Residential Property shall be assigned to Land Use Class 12. C. MAXIMUM SPECIAL TAX RATE 1. Developed Property a. Maximum Snecial Taac The Maacimum Special Tax for each Assessor's Parcel classified as Developed Property shall be the gieater of (i) the amount derived by application of the Assigned Special Tax ar(ii) the amount derived by application of the Backup Special Taa~. b. Assigned Snecial Tax The Assigned Special Tas for each Land Use Class is shown below in Table 1. City ofLake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) page 5 TABLE 1 c. Increase in the Assigned Snecial Tax The Assigned Special Taxes identified in Table 1 above shall be applicable for Fiscal Year 2005-2006, and shall increase thereafter, commencing on July 1, 2006 and on July 1 of each Fiscal Yeaz thereafter, by an amount equal to two percent (2%) of the Assigned Special Tax for the previous Fiscal Year. d. Backun Snecial Tax The Fiscal Yeaz 2005-2006 Backup Special Taac attributable to a Final Subdivision in Zone 1 or Zone 2 will equal $19,868 multiplied by the Acreage of all Taxable Property, exclusive of any Taacable Property Owner Association Property and Tasable Public Property, therein. The Backup Special Taac for each Assessor's Parcel of Residential Property shall be computed by dividing the Backup Special Taac attributable to the applicable Final Subdivision by the number of :Assessor's Parcels for which building permits for residential construction have or may be issued (i.e, the number or Ciry of Lake E(sinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) Page 6 Assigned Special Taxes for Developed Property Community Facilities District No. 2004-3 Improvement Area No. 2 Fiscal Year 2005-2006 residentiallots). The Backup Special Tax for each Assessor's Parcel ofNon- Residential Property therein shall equal $19,868 multiplied by the Acreage of such Assessor's Parcel. If a Final Subdivision includes Assessor's Pazcels of Taacable Property for which building permits for both residential and non-residential conshuction may be issued, exclusive of Taxable Property Owner Association Properry and Taxable Public Property, then the Backup Special Tax for each Assessor's Parcel ofResidential Properry sha11 be computed exclusive ofthe Acreage and Assessor's Pazcels of property for which building permits for non-residential construction may be issued. Notwithstanding the foregoing, if all or any portion of the Final Subdivision(s) described in the preceding pazagraphs is subsequently changed or modified, then the Backup Special Tax for each Assessor's Parcel of Developed Property in such Final Subdivision area that is changed or modified shall be a rate per square foot of Acreage calculated as follows: 1. Determine the total Backup Special Tases anticipated to apply to the changed or modified Final Subdivision area prior to the change or modification. 2. The result of pazagraph 1 above shall be divided by the Acreage of T~able Properry which is ultimately expected to eacist in such changed or modified Final Subdivision area, as reasonably determined by the CFD Administrator. 3. The result of paragraph 2 above shall be divided by 43,560. The result is the Backup Special Tax per squaze foot of Acreage which shall be applicable to Assessor's Parcels of Developed Property in such changed or modified Final Subdivision area for all remaining Fiscal Years in which the Special Taa~ may be levied. i. Release of Obligation to Pay and Disclose Backup Special Tax All Assessors' Pazcels within CFD No. 2004-3 (IA No. 2) will be relieved simultaneously and permanently from the obligation to pay and disclose the Backup Special T~ if the CFD Administrator determines that the annual debt service required for the Outstanding Bonds, when compared to the Assigned Special Tases that may be levied against all Assessors' Parcels of Developed Property result in 110% debt service coverage (i.e., the Assigned Special Taxes that may be levied against all Developed Property in each remaining Fiscal Yeaz based on then existing development in CFD No. 2004-3 (IA No. 2) is at least equal to the sum of (i) the Administrative City of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (7A No. 2) page 7 Expenses and (ii) 1.10 times maacimum annual debt service, in each remaining Fiscal Year on ttte Outstanding Bonds). e. Increase in the Backuro Snecial Tax On each July 1, commencing on July 1, 2006, the Backup Special Tas shall be increased by an amount equal to two percent (2%) of the Backup Special T~ for the previous Fiscal Year. f. Multiule Land Use Classes In some instances an Assessor's Pazcel of Developed Property may contain more than one Land Use Class. The Maximum Special Tas levied on an Assessor's Pazcel shall be the sum of the Maximum Special T~ for all Land Use Classes located on that Assessor's Pazcel. The CFD Administrator's allocation to each type of property sha11 be final. 2. Taxable Property Owner Association Property, Taxable Public Property, and Undeveloped Property The Fiscal Yeaz 2005-2006 Maacimum Special Taac for Taxable Property Owner Association Property, Taxable Public Property, and Undeveloped Property in Zone 1 or Zone 2 shall be $19,868 per Acre, and shall increase thereafter, commencing on July 1, 2006 and on July 1 of each Fiscal Yeaz thereafter, by an amount equal to two percent (2%) of the M~imum Special Taac for the previous Fiscal Year. D. METHOD OF APPORTIONMENT OF THE SPECIAL TAX Commencing with Fiscal Year 2005-2006 and for each following Fiscal Year, the City Council shall levy the Special Tax until the amount of Special Taaces levied equals the Special Taac Requirement. The Special Taa~ shall be levied each Fiscal Yeaz as follows: First: The Special Tax shall be levied on each Assessor's Pazcel of Developed Property in Zone 1 and Zone 2 in an amount equal to 100% of the applicable Assigned Special Taac; Second: If additional monies are needed to satisfy the Special Tazc Requirement after the first step has been completed, the Special TaY shall be levied Proportionately on each Assessor's Pazcel of Undeveloped Property in Zone 1 and Zone 2 at up to 100% of the applicable Maximum Special Taac for Undeveloped Property; Third: If additional monies are needed to satisfy the Special Taac Requirement after the first two steps have been completed, then the levy ofthe Special Tax on each Assessor's Pazcel of Developed Property in Zone 1 and Zone 2 whose Masimum Special Ta~c is determined through the application of the Backup Special Tax sha11 be increased Proportionately from the Assigned Special Taac up to the Masimum Special Tax for each such Assessor's Parcel; Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (L4 No. 2) page g Fourth: If additional monies aze needed to satisfy the Special Taac Requirement after the first three steps have been completed, then the Special Tax shall be levied Proportionately on each Assessor's Pazcel of Taxable Property Owner Association Property and Taxable Public Properiy in Zone 1 and Zone 2 at up to the applicable M~imuxn Special Tas for Taacable Property Owner Association Property or Taxable Public Property. Notwithstanding the above the City Council may, in any Fiscal Year, lery Proportionately less than 100% of the Assigned Special T~ in step one (above), when (i) the City Council is no longer required to levy the Special Tax pursuant to steps two through four above in order to meet the Special Tax Requirement; and (ii) all authorized CFD No. 2004-3 (IA No. 2) Bonds have already been issued or the City Council has covenanted that it will not issue any additional CFD No. 2004-3 (IA No. 2) Bonds (except refunding bonds) to be supported by the Special Tax. Further notwithstanding the above, under no circumstances will the Special Taac levied against any Assessor's Parcel of Residential Properiy far which an occupancy permit for private residential use has been issued be increased by more than ten percent as a consequence of delinquency or default by the owner of any other Assessor's Parcel within CFD No. 2004-3 (IA No. 2). E. The City sha11 classify Property Owner Association P.roperly and/ar Public Property in CFD No. 2004-3 (IA No. 2) as exempt property, provided that no such classification would reduce the Acreage of all Taxable Property to less than 75.86 Acres. Tas-exempt status will be assigned by the CFD Administrator in the chronological order in which property becomes Property Owner Association Properiy or Public Properiy. However, should an Assessor's Parcel no longer be classified as Properry Owner Association Property or Public Property, its tazc-exempt status will be revoked. Property Owner Association Properiy or Public Properiy that is not exempt from Special Taxes under this section shall be subject to the levy of the Special Taac and shall be taxed Proportionately as part of the fourth step in Section D above, at up to 100°/a of the applicable Maacimum Special T~ for Taacable Property Owner Association Property or Taa~able Public Property. F. MANNER OF COLLECTION The Special TaY shall be collected in the same manner and at the same time as ordinary ad valorem property tases; provided, however, that CFD No. 2004-3 (IA No. 2) may direcUy bill the Special Tax, may collect Special Taxes at a different time or in a different manner if necessary to meet its financial obligations, and may covenant to foreclose and may achxally foreclose on delinquent Assessor's Parcels as pernutted by the Act. City of Lake E[sinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) page g G. APPEALS Any landowner or resident who feels that the amount of the Special Taac levied on their Assessor's Pazcel is in errar may submit a written appeal to CFD No. 2004-3 (IA No. 2). The CFD Administrator shall review the appeal and if the CFD Administrator concurs, the amount of the Special Tas levied shall be appropriately modified. The City Council may interpret this Rate and Method of Apportionment for purposes of clazifying any ambiguity and make determinations relative to the annual administration of the Special Tax and any landowner or resident appeals. Any decision of the City Council shall be final and binding as to all persons. ' H. PREPAYMENT OF SPECIAL TAX The following definitions apply to this Section H: "Buildout" means, for CFD No. 2004-3 (IA No. 2), that all expected building permits have been issued. "CFD Public Facilities" means either $27,000,000 in 2006 dollars, which shall increase by the Construction Inflation Index on July 1, 2007, and on each July 1 thereafter, or such lower number as (i) shall be determined by the CFD Administrator as sufficient to provide the public facilities to be provided by CFD No. 2004-3 (IA No. 2) under the authorized bonding program for CFD No. 2004-3 (IA No. 2), or (ii) shall be determined by the City Council concurrently with a covenant that it will not issue any more CFD No. 2004-3 (IA No. 2) Bonds (except refunding bonds) to be supported by the Special Tases levied under this Rate and Method of Apportionment as described in Section D. "Construction Inflation Index" means the annual percentage change in ttte Engineering News Record Building Cost Index for the City of Los Angeles, measured as of the calendaz year which ends in the previous Fiscal Year. In the event this index ceases to be published, the Conshuction Inflation Index shall be another index as determined by the CFD Administrator that is reasonably compazable to the Engineering News Record Building Cost Index for the City of Los Angeles. "Future Facilities Costs" means the CFD Public Facilities minus (i) public facility costs previously paid from the Improvement Fund, (ii) moneys currently on deposit in the Improvement Fund, and (iii) moneys currently on deposit in an escrow fund that aze expected to be available to finance the cost of CFD Public Facilities. "Improvement Fund" means an account specifically identified in the Indenture to hold funds which aze currently available for expenditure to acquire or construct CFD Public Facilities eligible under the Act. Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) Page 10 "Previously Issued Bonds" means, for any Fiscal Year, a11 Outstanding Bonds that are deemed to be outstanding under the Indenture after the first interest and/or principal payment date following the current Fiscal Year. 1. Prepayment in Futl Only an Assessor's Pazcel of Developed Properry, or Undeveloped Property for which a building permit has been issued, may be prepaid. The obligation of the Assessor's Parcel to pay any Special Tax may be permanently satisfied as described herein, provided that a prepayment may be made with respect to a particulaz Assessor's Parcel only if there aze no delinquent Special Taxes with respect to such Assessor's Parcel at the time of prepayment. An owner of an Assessor's Parcel intending to prepay the Special Tas obligation shall provide the CFD Administrator with written notice of intent to prepay. Within 30 days of receipt of such written notice, the CFD Administrator shall notify such owner of the prepayment amount far such Assessor's Parcel. The CFD Administrator may chazge a reasonable fee for providing this service. Prepayment must be made not less than 45 days prior to the next occurring date that notice of redemption of CFD No. 2004-3 (IA No. 2) Bonds from the proceeds of such prepayment may be given by the Trustee pursuant to the Indenture. The Special Taac Prepayment Amount (defined below) shall be calculated as summarized below (capitalized terms as defined below): Bond Redemption Amount plus plus plus plus less less Redemption Premium Future Facilities Amount Defeasance Amount , Administrative Fees and Expenses Reserve Fund Credit Caoitalized Interest Credit Total: equals Prepayment Amount As of the proposed date of prepayment, the Special Tax Prepayxnent Amount shall be calculated as follows: Paraeraph No.: Confirm that no Special TaY delinquencies apply to such Assessor's Pazcel. For Assessor's Parcels of Developed Property, compute the Assigned Special Tax and Backup Special Tas. For Assessor's Pazcels of Undeveloped Property for which a building pernut has been issued, compute the Assigned Special Tatc and Backup Special Tax for that Assessor's Parcel as though it was already designated as Developed Property, based upon the building permit which has already been issued for that Assessor's Parcel. City of Lake Elsinore December 16, 2009 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) page ]] (a) Divide the Assigned Special Tax computed pursuant to pazagraph 2 by the total estimated Assigned Special Tases for the entire CFD No. 2004-3 (IANo. 2) based on the Developed Properry Special Taaces which could be levied in the current Fiscal Yeaz on all expected development through Buildout of CFD No. 2004-3 (IA No. 2), excluding any Assessor's Parcels which have been prepaid,and (b) Divide the Backup Special Tas computed pursuant to paragraph 2 by the total estimated Backup Special Ta~ces at Buildout far the entire CFD No. 2004-3 (IA No. 2), excluding any Assessor's Parcels which have been prepaid. 4. Multiply the larger quotient computed pursuant to paragraph 3(a) or 3(b) by the Previously Issued Bonds to compute the amount of Previously Issued Bonds to be retired and prepaid (the "Bond Redemption AmounP'). Multiply the Bond Redemption Amount computed pursuant to paragraph 4 by the applicable redemption premium (e.g., the redemption price-100%), if any, on the Previously Issued Bonds to be redeemed (the "Redemption Premium"). 6. Compute the current Future Facilities Costs. 7. Multiply the larger quotient computed pursuant to pazagraph 3(a) or 3(b) by the amount determined pursuant to paragraph 6 to compute the amount of Future Facilities Costs to be prepaid (the "Future Facilities AmounP'). Compute the amount needed to pay interest on the Bond Redemption Amount from the first bond interest and/or principal payment date following the current Fiscal Year until the earliest redemption date for the Previously Issued Bonds. 9. Determine the Special Taac levied on the Assessor's Pazcel in the current Fiscal Year which has not yet been paid. 10. Compute the minimum amount the CFD Administrator reasonably expects to derive from the reinvestment of the Special Tax Prepayment Amount less the Future Facilities Amount and the Administrative Fees and Expenses (defined below) from the date of prepayment until the redemption date for the Previously Issued Bonds to be redeemed with the prepayment. 11. Add the amounts computed pursuant to paragraphs 8 and 9 and subtract the amount computed pursuant to paragraph 10 (the "Defeasance AmounP'). 12. The administrative fees and expenses of CFD No. 2004-3 (IANo. 2) aze as calculated by the CFD Administrator and include the costs of computation of the prepayment, the costs to invest the prepayment proceeds, the costs of redeeming CFD No. 2004-3 Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) page l2 (IA No. 2) Bonds, and the costs of recording any notices to evidence the prepayment and the redemption (the "Administrative Fees and Expenses"). 13. The reserve fund credit (the "Reserve Fund CrediP') shall equal the lesser of: (a) the expected reduction in the reserve requirement (as defined in the Indenture), if any, associated with the redemption of Previously Issued Bonds as a result of the prepayment, or (b) the amount derived by subtracting the new reserve requirement (as defined in the Indenture) in effect after the redemption of Previously Issued Bonds as a result of the prepayment from the balance in the reserve fund on the prepayment date, but in no event shall such amount be less than zero. No Reserve Fund Credit shall be granted if the amount then on deposit in the reserve fund for the Previously Issued Bonds is below 100% of the reserve requirement (as defined in the Indenture). 14. If any capitalized interest for the Previously Issued Bonds will not have been expended as of the date immediately following the first interest and/or principal payment following the current Fiscal Year, a capitalized interest credit shall be calculated by multiplying the lazger quotient computed pursuant to pazagraph 3(a) or 3(b) by the expected balance in the capitalized interest fund or account under the Indenture after such first interest and/or principal payment (the "Capitalized Interest Credit"). 15. The Special Taac prepayment is equal to the sum of the amounts computed pursuant to paragraphs 4, 5, 7, 11 and 12, less the amounts computed pursuant to paragraphs 13 and 14 (the "Prepayment AmounP'). From the Prepayment Amount, the amounts computed pursuant to paragraphs 4, 5, 11, 13 and 14 shall be deposited into the appropriate fund as established under the Indenture and be used to retire CFD No. 2004-3 (IA No. 2) Bonds or make debt service payments. The amount computed pursuant to paragraph 7 sha11 be deposited into the Improvement Fund. The amount computed pursuant to paragraph 12 shall be retained by CFD No. 2004-3 (IA No. 2). The Special Tas Prepayment Amount may be insufficient to redeem a full $5,000 increment of CFD No. 2004-3 (IA No. 2) Bonds. In such cases, the increment above $5,000 or integral multiple thereof will be retained in the appropriate fund established under the Indenture to be used with the next prepayment of CFD No. 2004-3 (IA No. 2) Bonds or to make debt service payments. As a result of the payment of the current Fiscal Year's Special Tax levy as determined under pazagraph 9(above), the CFD Administrator shall remove the current Fiscal Yeaz's Special TaY levy for such Assessor's Parcel from the County ta~c rolls. With respect to any Assessor's Parcel that is prepaid, the City Council shall cause a suitable notice to be recorded in compliance with the Act, to indicate the prepayment of the Special Taa~ and the release of the Special Tas lien on such Assessor's Parcel, and the obligation of such Assessor's Parcel to pay the Special Tax shall cease. Ciry af Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (lA No. 2) page Ig Notwithstanding the foregoing, no Special Taac prepayment shall be allowed unless, at the time of such proposed prepayment, the amount of Maxnnum Special Taxes that may be levied on Taxable Property within CFD No. 2004-3 (IA No. 2) both prior to and after the proposed prepayment is at least equal to the sum of (i) the Administrative Expenses and (ii) 1.10 times maximum annual debt service, in each remaining Fiscal Yeaz on the Outstanding Bonds. 2. Prepayment in Part The Special Tax on an Assessor's Parcel of Developed Property or an Assessor's Pazcel of Undeveloped Property for which a building perxnit has been issued may be partially prepaid. The amount of the prepayment shall be calculated as in Section H.1; except that a partial prepayment shall be calculated according to the following formula: PP=[(PE-A)xF]+A These terms have the following meaning PP = the partial prepayment. PE = the Special Tax Prepayment Amount calculated according to Section H.1. F= the percentage, expressed as a decimal, by which the owner of the Assessor's Parcel is partially prepaying the Special Taac. A= the Administrative Fees and Expenses calculated accarding to Section H.1. The owner of any Assessor's Parcel who desires such prepayment shall notify the CFD Administrator of such owner's intent to partially prepay the Special TaY and the percentage by which the Special T~ shall be prepaid. The CFD Administrator shall provide the owner with a statement of the amount required for the partial prepayment of the Special Tax for an Assessor's Parcel within 30 days of the request and may chazge a reasonable fee for providing this service. With respect to any Assessor's Parcel that is partially prepaid, the City Council shall (i) distribute the funds remitted to it according to Section H.1, and (ii) indicate in the records of CFD No. 2004-3 (IA No. 2) thaf there has been a partial prepayment of the Special Ta~c and that a portion of the Special Tax with respect to such Assessor's Pazcel, equal to the outstanding percentage (1.00 - F) ofthe remaining Maacimum Special Tax, shall continue to be levied on such Assessor's Parcel pursuant to Section D. I. TERM OF SPECIAL TAX The Special Tax shall be levied for a period not to exceed forty years commencing with Fiscal Year 2005-2006, provided however that Special T~es will cease to be levied in an earlier Fiscal Yeaz if the CFD Administrator has determined (i) that all required interest and principal payments on the CFD No. 2004-3 (IA No. 2) Bonds have been paid; and (ii) a11 Authorized Facilities have been constructed. Ciry of Lake Elsinore December 16, 2004 (Amended May 23, 2006) CFD No. 2004-3 (IA No. 2) Page 14 RATE AND METHOD OF APPORTIONMENT FOR CITY OF LAKE ELSINORE COMMUNITY FACILITIES DISTRICT No. 2004-3 IMPROVEMENT AREA No. 2(ROSETTA CANYOl~ EXHIBIT A MAP OF ZONE 1 AND ZONE 2