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HomeMy WebLinkAboutAAA Restoration CSA On-Call Services Minor Construction & Repair Services 01-24-2023DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 AGREEMENT FOR CONTRACTOR SERVICES AAA Restoration Inc. ON-CALL SERVICES This Agreement for Contractor Services (On -Call) (the "Agreement") is made and entered into as of January 24, 2023 by and between the City of Lake Elsinore, a municipal corporation (the "City") and AAA Restoration Inc, a Licensed Contractor (the "Contractor"). RECITALS A. The City has determined that it requires the following services: On-call minor construction and repair services B. The City has prepared a request for a proposals and Contractor has submitted to City a proposal, dated August 8, 2022, both of which are attached hereto as Exhibit A (collectively, the "Contractor's Proposal") and incorporated herein, to provide services and related work to the City pursuant to the terms of this Agreement. C. Contractor possesses the skill, experience, ability, background, certification and knowledge to perform the services and related work described in this Agreement on the terms and conditions Agreement. AGREEMENT 1. Scope of Services. Contractor shall perform the services and related work described in Contractor's Proposal (Exhibit A). Contractor shall provide such services and related work at the time, place, and in the manner specified in Contractor's Proposal (Exhibit A), subject to the direction of the City through its staff that it may provide from time to time. Contractor acknowledges that the Scope of Services provides for 24 hour -a -day, 7 day -a -week, on-call and minor construction support on an as needed basis. 2. Time of Performance. a. Time of Essence. Time is of the essence in the performance of this Agreement. The time for completion of the services and related work to be performed by Contractor is an essential condition of this Agreement. Contractor shall prosecute regularly and diligently the services and related work contemplated pursuant to this Agreement consistent with Contractor's Proposal (Exhibit A) and shall provide, furnish and pay all labor, materials, necessary tools, expendable equipment, and all taxes, utility and transportation services required to perform such the services and related work. b. Performance Schedule. Contractor shall commence the services and related work pursuant to this Agreement upon receipt of a written notice to proceed and shall perform all services and related work within the time period(s) established in the Contractor's Proposal (Exhibit A). When requested by Contractor, extensions to the time period(s) specified may be approved in writing by the City Manager. Page 1 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 C. Term and Compliance with Task/Work Order System. Unless earlier terminated as provided elsewhere in this Agreement, this Agreement shall continue in full force and effect for a period commencing on January 24, 2023 and ending June 30, 2023. The City may, at its sole discretion, extend the term of this Agreement on a 12 -month basis not to exceed 2 additional twelve (12) month renewal terms by giving written notice thereof to Contractor not less than thirty 30) days before the end of the contract term, such notice to be exercised by the City Manager. Contractor hereby agrees and acknowledges that any and all work or services performed pursuant to this Agreement shall be based upon the issuance of a Task/Work Order by the City. Contractor acknowledges that it is not guaranteed any minimum or specific amount of work or services as all work orservices shall be authorized through a Task/Work Order issued by the City. 3. Compensation. Compensation to be paid to Contractor shall be in accordance with the fees set forth in Contractor's Proposal (Exhibit A), which is attached hereto and incorporated herein by reference. In no event shall Contractor's annual compensation exceed for one hundred thousand dollars and no cents ($100,000.00) without additional written authorization from the City. Notwithstanding any provision of Contractor's Proposal to the contrary, out of pocket expenses set forth in Exhibit A shall be reimbursed at cost without an inflator or administrative charge. Payment by City under this Agreement shall not be deemed a waiver of defects, even if such defects were known to the City at the time of payment. 4. Method of Payment. Contractor shall promptly submit billings to the City describing the services and related work performed during the preceding month to the extent that such services and related work were performed. Contractor's bills shall be segregated by project task, if applicable, such that the City receives a separate accounting for work done on each individual task for which Contractor provides services. Contractor's bills shall include a brief description of the services performed, the date the services were performed, the number of hours spent and by whom, and a description of any reimbursable expenditures. City shall pay Contractor no later than forty-five (45) days after receipt of the monthly invoice by City staff. 5. Background Checks. At any time during the term of this Agreement, the City reserves the right to make an independent investigation into the background of Contractor's personnel who perform work required by this Agreement, including but not limited to their references, character, address history, past employment, education, social security number validation, and criminal or police records, for the purpose of confirming that such personnel are lawfully employed, qualified to provide the subject service or pose a risk to the safety of persons or property in and around the vicinity of where the services will be rendered or City Hall. If the City makes a reasonable determination that any of Contractor's prospective or then current personnel is deemed objectionable, then the City may notify Contractor of the same. Contractor shall not use that personnel to perform work required by this Agreement, and if necessary, shall replace him or her with a suitable worker. 6. Suspension or Termination. a. The City may at any time, for any reason, with or without cause, suspend or terminate this Agreement, or any portion hereof, by serving upon the Contractor at least ten (10) days prior written notice. Upon receipt of such notice, the Contractor shall immediately cease all work under this Agreement, unless the notice provides otherwise. If the City suspends or terminates a portion of this Agreement, such suspension or termination shall not make void or invalidate the remainder of this Agreement. b. In the event this Agreement is terminated pursuant to this Section, the City shall pay to Contractor the actual value of the work performed up to the time of termination, provided that the work performed is of value to the City. Upon termination of the Agreement pursuant to this Page 2 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 Section, the Contractor will submit an invoice to the City, pursuant to Section entitled "Method of Payment" herein. 7. Plans, Reports. Documents a. Ownership of Documents. All plans, studies, documents and other writings prepared by and for Contractor, its officers, employees and agents and subcontractors in the course of implementing this Agreement, except working notepad internal documents, shall become the property of the City upon payment to Contractor for such work, and the City shall have the sole right to use such materials in its discretion without further compensation to Contractor or to any other party. Contractor shall, at Contractor's expense, provide such reports, plans, studies, documents and other writings to City upon written request. City shall have sole determination of the public's rights to documents under the Public Records Act, and any third -party requests of Contractor shall be immediately referred to City, without any other actions by Contractor. b. ,Licensing of Intellectual Property This Agreement creates a nonexclusive and perpetual license for City to copy, use, modify, reuse, or sublicense any and all copyrights, designs, and other intellectual property embodied in plans, specifications, studies, drawings, estimates, and other documents or works of authorship fixed in any tangible medium of expression, including but not limited to, physical drawings or data magnetically or otherwise recorded on computer diskettes, which are prepared or caused to be prepared by Contractor under this Agreement ("Documents & Data"). Contractor shall require that all subcontractors agree in writing that City is granted a nonexclusive and perpetual license for any Documents & Data the subcontractor prepares under this Agreement. Contractor represents and warrants that Contractor has the legal right to license any and all Documents & Data. Contractor makes no such representation and warranty in regard to Documents & Data, which were prepared by design professionals other than Contractor or provided, to Contractor by the City. City shall not be limited in any way in its use of the Documents & Data at any time, provided that any such use not within the purposes intended by this Agreement shall be at City's sole risk. C. Confidentiality. All ideas, memoranda, specifications, plans, procedures, drawings, descriptions, computer program data, input record data, written information, and other Documents & Data either created by or provided to Contractor in connection with the performance of this Agreement shall be held confidential by Contractor. Contractor shall not, without the prior written consent of City, use such materials for any purposes other than the performance of the services under this Agreement. Nor shall such materials be disclosed to any person or entity not connected with the performance of the services under this Agreement. Nothing furnished to Contractor, which is otherwise known to Contractor or is generally known, or has become known, to the related industry shall be deemed confidential. Contractor shall not use City's name or insignia, photographs relating to project for which Contractor's services are rendered, or any publicity pertaining to the Contractor's services under this Agreement in any magazine, trade paper, newspaper, television or radio production or other similar medium without the prior written consent of City. 8. Contractor's Books and Records. a. Contractor shall maintain any and all ledgers, books of account, invoices, vouchers, canceled checks, and other records or documents evidencing or relating to charges for services, or expenditures and disbursements charged to City for a minimum period of three (3) years, or for any longer period required by law, from the date of final payment to Contractor to this Agreement. b. Contractor shall maintain all documents and records which demonstrate performance under this Agreement for a minimum period of three (3) years, or for any longer period Page 3 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 required by law, from the date of termination or completion of this Agreement. C. Any records or documents required to be maintained pursuant to this Agreement shall be made available for inspection or audit, at any time during regular business hours, upon written request by the City Manager, City Attorney, City Auditor or a designated representative of these officers. Copies of such documents shall be provided to the City for inspection at City Hall when it is practical to do so. Otherwise, unless an alternative is mutually agreed upon, the records shall be available at Contractor's address indicated for receipt of notices in this Agreement. d. Where City has reason to believe that such records or documents may be lost or discarded due to dissolution, disbandment or termination of Contractor's business, City may, by written request by any of the above-named officers, require that custody of the records be given to the City and that the records and documents be maintained in City Hall. Access to such records and documents shall be granted to any party authorized by Contractor, Contractor's representatives, or Contractor's successor -in -interest. 9. Independent Contractor. a. Contractor is and shall at all times remain as to the City a wholly independent contractor pursuant to California Labor Code Section 3353. The personnel performing the services under this Agreement on behalf of Contractor shall at all times be under Contractor's exclusive direction and control. Neither City nor any of its officers, employees, or agents shall have control over the conduct of Contractor or any of Contractor's officers, employees, or agents, except as set forth in this Agreement. Contractor shall not at any time or in any manner represent that it or any of its officers, employees, or agents are in any manner officers, employees, or agents of the City. Contractor shall not incur or have the power to incur any debt, obligation, or liability whatsoever against City, or bind City in any manner. b. Notwithstanding any other federal, state and local laws, codes, ordinances and regulations to the contrary, Contractor and any of its employees, agents, and subcontractors providing service under this Agreement shall not qualify for or become entitled to, and hereby agree to waive any claims to, any compensation, benefit, or any incident of employment by City, including but not limited to eligibility to enroll in PERS as an employee of City and entitlement to any contribution to be paid by City for employer contribution and/or employee contributions for PERS benefits. 10. PERS Eligibility Indemnification. In the event that Contractor or any employee, agent, or subcontractor of Contractor providing services under this Agreement claims or is determined by a court of competent jurisdiction or the California Public Employees Retirement System (PERS) to be eligible for enrollment in PERS as an employee of the City, Contractor shall indemnify, defend, and hold harmless City for the payment of any employee and/or employer contributions for PERS benefits on behalf of Contractor or its employees, agents, or subcontractors, as well as for the payment of any penalties and interest on such contributions, which would otherwise be the responsibility of City. 11. Interests of Contractor. Contractor (including principals, associates and management employees) covenants and represents that it does not now have any investment or interest in real property and shall not acquire any interest, direct or indirect, in the area covered by this Agreement or any other source of income, interest in real property or investment which would be affected in any manner or degree by the performance of Contractor's services hereunder. Contractor further covenants and represents that in the performance of its duties hereunder no person having any such interest shall perform any services under this Agreement. Page 4 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 Contractor is not a designated employee within the meaning of the Political Reform Act because Contractor: a. will conduct research and arrive at conclusions with respect to his/her rendition of information, advice, recommendation or counsel independent of the control and direction of the City or of any City official, other than normal agreement monitoring; and b. possesses no authority with respect to any City decision beyond rendition of information, advice, recommendation or counsel. (FPPC Reg. 18700(a) (2).) 12. Ability of Contractor. City has relied upon the training and ability of Contractor to perform the services hereunder as a material inducement to enter into this Agreement. Contractor shall therefore provide properly skilled personnel to perform all services under this Agreement. All work performed by Contractor under this Agreement shall be in accordance with applicable legal requirements and shall meet the standard of quality ordinarily to be expected of competent contractors in Contractor's field of expertise. 13. Compliance with Laws. a. Contractor shall comply with all local, state and federal laws and regulations applicable to the services required hereunder, including any rule, regulation or bylaw governing the conduct or performance of Contractor and/or its employees, officers, or board members. b. Contractor represents that it has obtained and will maintain at all times during the term of this Agreement all professional and/or business licenses, certifications and/or permits necessary for performing the services described in this Agreement, including a City business license. 14. Licenses. Contractor represents and warrants to City that it has the licenses, permits, qualifications, insurance and approvals of whatsoever nature, which are legally required of Contractor to practice its profession. Contractor represents and warrants to City that Contractor shall, at its sole cost and expense, keep in effect or obtain at all times during the term of this Agreement, any licenses, permits, insurance and approvals which are legally required of Contractor to practice its profession. Contractor shall maintain a City of Lake Elsinore business license. 15. Indemnity. Contractor shall indemnify, defend, and hold harmless the City and its officials, officers, employees, agents, and volunteers from and against any and all losses, liability, claims, suits, actions, damages, and causes of action arising out of any personal injury, bodily injury, loss of life, or damage to property, or any violation of any federal, state, or municipal law or ordinance, to the extent caused, in whole or in part, by the willful misconduct or negligent acts or omissions of Contractor or its employees, subcontractors, or agents, by acts for which they could be held strictly liable, or by the quality or character of their work. The foregoing obligation of Contractor shall not apply when (1) the injury, loss of life, damage to property, or violation of law arises from the sole negligence or willful misconduct of the City or its officers, employees, agents, or volunteers and (2) the actions of Contractor or its employees, subcontractor, or agents have contributed in no part to the injury, loss of life, damage to property, or violation of law. It is understood that the duty of Contractor to indemnify and hold harmless includes the duty to defend as set forth in Section 2778 of the California Civil Code. Acceptance by City of insurance certificates and endorsements required under this Agreement does not relieve Contractor from liability under this indemnification and hold harmless clause. This indemnification and hold harmless clause shall apply to any damages orclaims for damages whether or not such insurance policies shall have been determined to apply. By execution of this Agreement, Contractor acknowledges and agrees to the provisions of this Section and that it is a material element of consideration. Page 5 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 16. Insurance Requirements. a. Insurance. Contractor, at Contractor's own cost and expense, shall procure and maintain, for the duration ofthe contract, unless modified by the City's Risk Manager, the following insurance policies. i. Workers' Compensation Coverage. Contractor shall maintain Workers' Compensation Insurance and Employer's Liability Insurance for his/her employees in accordance with the laws of the State of California. In addition, Contractor shall require each subcontractor to similarly maintain Workers' Compensation Insurance and Employer's Liability Insurance in accordance with the laws of the State of California for all of the subcontractor's employees. Any notice of cancellation or non -renewal of all Workers' Compensation policies must be received by the City at least thirty 30) days prior to such change. The insurer shall agree to waive all rights of subrogation against City, its officers, agents, employees and volunteers for losses arising from work performed by Contractor for City. In the event that Contractor is exempt from Worker's Compensation Insurance and Employer's Liability Insurance for his/her employees in accordance with the laws of the State of California, Contractor shall submit to the City a Certificate of Exemption from Workers Compensation Insurance in a form approved by the City Attorney. ii. General Liability Coverage. Contractor shall maintain commercial general liability insurance in an amount not less than one million dollars ($1,000,000) per occurrence for bodily injury, personal injury and property damage. If a commercial general liability insurance form or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to the work to be performed under this Agreement or the general aggregate limit shall be at least twice the required occurrence limit. Required commercial general liability coverage shall be at least as broad as Insurance Services Office Commercial General Liability occurrence form CG 0001 (ed. 11/88) or Insurance Services Office form number GL 0002 (ed. 1/73) covering comprehensive General Liability and Insurance Services Office form number GL 0404 covering Broad Form Comprehensive General Liability. No endorsement may be attached limiting the coverage. iii. Automobile Liability Coverage. Contractor shall maintain automobile liability insurance covering bodily injury and property damage for all activities of the Contractor arising out of or in connection with the work to be performed under this Agreement, including coverage for owned, hired and non -owned vehicles, in an amount of not less than one million dollars 1,000,000) combined single limit for each occurrence. Automobile liability coverage must be at least as broad as Insurance Services Office Automobile Liability form CA 0001 (ed. 12/90) Code 1 any auto"). No endorsement may be attached limiting the coverage. b. Endorsements. Each general liability and automobile liability insurance policy shall be with insurers possessing a Best's rating of no less than A:VII and shall be endorsed with the following specific language: i. Notwithstanding any inconsistent statement in any required insurance policies or any subsequent endorsements attached thereto, the protection offered by all policies, except for Workers' Compensation, shall bear an endorsement whereby it is provided that, the City and its officers, employees, servants, volunteers and agents and independent contractors, including without limitation, the City Manager and City Attorney, are named as additional insureds. Additional insureds shall be entitled to the full benefit of all insurance policies in the same manner and to the same extent as any other insureds and there shall be no limitation to the benefits conferred upon them other than policy limits to coverages. This policy shall be considered primary insurance as respects the City, Page 6 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 its elected or appointed officers, officials, employees, agents and volunteers. Any insurance maintained by the City, including any self-insured retention the City may have, shall be considered excess insurance only and shall not contribute with it. iii. This insurance shall act for each insured and additional insured as though a separate policy had been written for each, except with respect to the limits of liability of the insuring company. iv. The insurer waives all rights of subrogation against the City, its elected or appointed officers, officials, employees or agents. V. Any failure to comply with reporting provisions of the policies shall not affect coverage provided to the City, its elected or appointed officers, officials, employees, agents or volunteers. vi. The insurance provided by this Policy shall not be suspended, voided, canceled, or reduced in coverage or in limits except after thirty (30) days written notice has been received by the City. C. Deductibles and Self -Insured Retentions. Any deductibles or self-insured retentions must be declared to and approved by the City. At the City's option, Contractor shall demonstrate financial capability for payment of such deductibles or self-insured retentions. d. Certificates of Insurance. Contractor shall provide certificates of insurance with original endorsements to City as evidence of the insurance coverage required herein. Certificates of such insurance shall be filed with the City on or before commencement of performance of this Agreement. Current certification of insurance shall be kept on file with the City at all times during the term of this Agreement. 17. Notices. Any notice required to be given under this Agreement shall be in writing and either served personally or sent prepaid, first class mail. Any such notice shall be addressed to the other party at the address set forth below. Notice shall be deemed communicated within 48 hours from the time of mailing if mailed as provided in this section. If to City: City of Lake Elsinore Attn: City Manager 130 South Main Street Lake Elsinore, CA 92530 With a copy to: City of Lake Elsinore Attn: City Clerk 130 South Main Street Lake Elsinore, CA 92530 If to Contractor: AAA Restoration Inc Attn: Daisy Coronado 29850 2nd Street Lake Elsinore CA 92530 Page 7 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 18. Assignment and Subcontracting The parties recognize that a substantial inducement to City for entering into this Agreement is the reputation, experience and competence of Contractor. Contractor shall be fully responsible to City for all acts or omissions of any subcontractors. Assignments of any or all rights, duties or obligations of the Contractor under this Agreement will be permitted only with the express consent of the City. Contractor shall not subcontract any portion of the work to be performed under this Agreement without the written authorization of the City. If City consents to such subcontract, Contractor shall be fully responsible to City for all acts or omissions of those subcontractors. Nothing in this Agreement shall create any contractual relationship between City and any subcontractor nor shall it create any obligation on the part of the City to pay or to see to the payment of any monies due to any such subcontractor other than as otherwise is required by law. 19. Waiver Waiver of a breach or default under this Agreement shall not constitute a continuing waiver of a subsequent breach of the same or any other provision under this Agreement. 20. .Litigation Expenses and Attorneys' Fees. If either party to this Agreement commences any legal action against the other party arising out of this Agreement, the prevailing party shall be entitled to recover its reasonable litigation expenses, including court costs, expert witness fees, discovery expenses, and attorneys' fees. 21. Mediation. The parties agree to make a good faith attempt to resolve any disputes arising out of this Agreement through mediation prior to commencing litigation. The parties shall mutually agree upon the mediator and share the costs of mediation equally. If the parties are unable to agree upon a mediator, the dispute shall be submitted to JAMS or its successor in interest. JAMS shall provide the parties with the names of five qualified mediators. Each party shall have the option to strike two of the five mediators selected by JAMS and thereafter the mediator remaining shall hear the dispute. If the dispute remains unresolved after mediation, either party may commence litigation. 22. Prohibited Interests. Contractor maintains and warrants that it has not employed nor retained any company or person, other than a bona fide employee working solely for Contractor, to solicit or secure this Agreement. Further, Contractor warrants that it has not paid nor has it agreed to pay any company or person, other than a bona fide employee working solely for Contractor, any fee, commission, percentage, brokerage fee, gift or other consideration contingent upon or resulting from the award or making of this Agreement. For breach or violation of this warranty, City shall have the right to rescind this Agreement without liability. For the term of this Agreement, no member, officer or employee of City, during the term of his or her service with City, shall have any direct interest in this Agreement, or obtain any present or anticipated material benefit arising therefrom. 23. Equal Opportunity Employment. Contractor represents that it is an equal opportunity employer and it shall not discriminate against any subcontractor, employee or applicant for employment because of race, religion, color, national origin, handicap, ancestry, sex or age. Such non-discrimination shall include, but not be limited to, all activities related to initial employment, upgrading, demotion, transfer, recruitment or recruitment advertising, layoff or termination. 24. Prevailing Wages. Contractor is aware of the requirements of California Labor Code Section 1720, et seq., and 1770, et seq., as well as California Code of Regulations, Title 8, Section 16000, et seq., ("Prevailing Wage Laws"), which require the payment of prevailing wage rates and the performance of other requirements on "public works" and "maintenance" projects. Contractor agrees to fully comply with all applicable federal and state labor laws (including, without limitation, if applicable, the Prevailing Wage Laws). It is agreed by the parties that, in connection with the work or services provided pursuant to this Agreement, Contractor shall bear all risks of payment or non- payment of prevailing wages under California law, and Contractor hereby agrees to defend, Page 8 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 indemnify, and hold the City, and its officials, officers, employees, agents, and volunteers, free and harmless from any claim or liability arising out of any failure or alleged failure to comply with the Prevailing Wage Laws. The foregoing indemnity shall survive termination of this Agreement. 25. Severability. If any term or portion of this Agreement is held to be invalid, illegal, or otherwise unenforceable by a court of competent jurisdiction, the remaining provisions of this Agreement shall continue in full force and effect. 26. Controlling Law Venue_ This Agreement and all matters relating to it shall be governed by the laws of the State of California and any action brought relating to this Agreement shall be held exclusively in a state court in the County of Riverside. 27. Authority to Enter Agreement. Contractor has all requisite power and authority to conduct its business and to execute, deliver, and perform the Agreement. Each party warrants that the individuals who have signed this Agreement have the legal power, right, and authority to make this Agreement and to bind each respective party. The City Manager is authorized to enter into an amendment or otherwise take action on behalf of the City to make the following modifications to the Agreement: (a) a name change; (b) grant extensions of time; (c) non -monetary changes in the scope of services; and/or (d) suspend or terminate the Agreement. 28. Counterparts. This Agreement may be executed in several counterparts, each of which shall constitute one and the same instrument and shall become binding upon the parties when at least one copy hereof shall have been signed by both parties hereto. In approving this Agreement, it shall not be necessary to produce or account for more than one such counterpart. 29. Entire Aareement: Incorporation: Conflict. This Agreement contains the entire understanding between the parties relating to the obligations described herein. All prior or contemporaneous understandings, agreements, representations and statements, oral or written, are superseded in total by this Agreement and shall be of no further force or effect. Contractor's Proposal is incorporated only for the description of the scope of services and/or the schedule of performance and no other terms and conditions from such proposal shall apply to this Agreement unless specifically agreed to in writing. In the event of conflict, this Agreement shall take precedence over those contained in the Contractor's Proposal. 30. Amendments. This Agreement may be modified or amended only by a written document executed by both Contractor and City and approved as to form by the City Attorney. IN WITNESS WHEREOF, the parties have caused this Agreement to be executed on the date first written above. CITY" CITY OF LAKE ELSINORE, a municipal corporation DacuSigned by: asaw S I4kp oln, CONTRACTOR" AAA Restoration Inc, a Click or tap here to enter text Page 9 Doc uSig ned by: DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 City Manager ATTEST: Doc uSigned by: City er APPROVED AS TO FORM: DocuSigned by: City Attorney Doc uSigned by: SUWA.°N' tt Asslstant ity Manager Attachments: Exhibit A — Contractor's Proposal By: Daisy Coronado Its: Owner Page 10 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 EXHIBIT A CONTRACTOR'S PROPOSAL ATTACHED] EXHIBIT A DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 RE-STORATIOhL 29850 2"d Street Lake Elsinore, CA 92532 Ph (951)471-5828 August 23, 2022 City of Lake Elsinore 130 S. Main St. Lake Elsinore, CA 92530 To whom it may concern: Please see below our hourly prevailing wage rates per classification. Drywall Hourly Prevailing Wage $97.00 HVAC Hourly Prevailing Wage $110.00 Painting Hourly Prevailing Wage $97.00 Plumbing Hourly Prevailing Wage $110.00 Hourly Concrete/Masonry Hourly Prevailing Wage $97.00 Electrician Hourly Prevailing Wage $115.00 Irrigation Hourly Prevailing Wage $97.00 Sheet Metal Hourly Prevailing Wage $110.00 Stucco Hourly Prevailing Wage $110.00 Sincerely, Office Manager AAA Restoration, Inc. 29850 2" Street Lake Elsinore, CA 92532 951) 471-5828 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 AC'aR1D® CERTIFICATE OF LIABILITY INSURANCE DATE IYMIDDYYY} 311,123/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED aY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT. If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement A statement on this certificate does not confer rig hts to the certificate holder In lieu of such endorsement{s). 1101lucERVenbrook Insurance Services 6320 Canoga Avenue, 12th Floor Woodland Hills, CA 91367 CONTACT wndy West PHONE S18_ggg 8941 FAxc No ; E-MAILADR VWUest yenhrook,com INSUREW S1 AFFORDING COVERAGE NAIC0 411/2022 INSURER A : Hartford Fire Insurance Company 19682www, venhrook.com CA LIG No. OD80832 INSURED AAA Restoration, Inc. 29850 2nd St. INSURER s : Hartford Accident and Indemnity Company 22357 INSURER ; Hartford Underwriters Insurance Company 30104 INSURER D; Hartford Casuarar Insurance Company 29424LakeElsinoreCA92532 INSURER E-: INSURER F - AUTOMOBILE LIABILITY ANY AUTO OWNED SCHEDULED AVTOSONLYAUTOS HIRED NON-OVMEAUTOSONLYAUTOS ONLD r`r7VFRAr.FS rr-RTIFIC'ATF NIIMRFR- R7R'1Ainsz REVISION NUMBER' THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE SEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR. 7R TYPE OF INSURANCE AODL POLICY NUMBER POUCY EFF MMiD POLICY EXP MMMDNYYY LIMnS A V COMMERCIAL GENERAL LIABILITY CLAIMS -MADE P OCCUR 72UEAHD2836 411/2022 4/1/2023 EACH OCCURRENCE s I. 000 000 PREMIE R mance $300,000 MED EXP (Any one person) S10.000 PERSON AL&ADV INJURY $1000.000 GEN'L AGGREGATE LIMIT APPLI ES PER: POLICY F1 jE4 F LOC J OTHER Dad. $5,001) GENERALAGGREGATE s2,000,000 PRODUCTS - COMPIOP AGG 52,000,000 B AUTOMOBILE LIABILITY ANY AUTO OWNED SCHEDULED AVTOSONLYAUTOS HIRED NON-OVMEAUTOSONLYAUTOS ONLD 72UEAHD2837 4/1/2022 411/2023 EpeMOI IsrHGLE LIMIT 51 000 000 BODILY INJURY (Per person) 5 A001 LY INJURY (Per accident) 5 PoOPERT- nt1 E S Com Coll Ded. $1.000 s D d UMBRELLALJAB EXCESS UAB OCCUR CLAIMS -MADE 72RHAHD3432 4/112022 4/1/2023 EACH OCCURRENCE 55,000,000 AGGREGATE $5.000.000 DED I w" I RETENTIONS 10.0GO 5 C WORKERS COMPENSATION EMPLS' OYERLIABIIJTY Y r N ANFIPRE PSR ORIPAR NERRIF IECUTIVE F Mandatory In NHi It yes, describe under DESCRIPTION OF OPERATIONS bekw NIA I 72WEAAC9XAX P 4/1/2022 4/1/2023 PER —FO—H1 EL EACH ACCIDENT S1.000,000 E L DISEASE - EA EMPLOYE S _QM().O E L DISEASE - POLICY LIMIT 5 1 000 000 A Leased I Rented Equipment 72UEAHD2836 9/11/2021 9111/2022 100,004 Per Occurrence/Per Item DESCRIPTION OF OPERATIONS) LOCATIONS 1 VEMCLES IACORD 101, Addifional Rem"s Schedule, may be attached irmore space is required) SEE ATTACHED ADDENDUM— CERTIFICATE HOLDER CANCELLATION City of Lake Elsinore 130 S. Mair) St. Lake Elsinore CA 92530 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHOR 12-40 REPRE SENTATi V £ Wordy West 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD 57337205 1 22-:3 GLIALI1tCIVH6 I Hindy Nest 13/23/2022 3:17.36 PM (pDT) I Page 1 of 24 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 AGENCY CUSTOMER ID: LOC #: A ' " ADDITIONAL REMARKS SCHEDULE Page of AGENCY 1lenbrook insurance Services NAMED tNSURED AAA Restoration, Inc. 29850 2nd 5t. Lake Elsinore CA 92532POLICYrMMBER CARRIER NAfC CpDE EFFECTIVE DATE: THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORMA, FORM NUMBER: 25 FORM TITLE: Certificate of Liability (03/16) HOLDER_ City of Lake Elsinore ADDRESS: 130 S, Main 5t. Lake Elsinore CA 92530 City of Lake Elsinore is named as Additional Insured under the General Liability policy if required by written contract with the Named Insured but only for coverage and limits provided by the policy and the additional insured endorsement. *10 Days Notice of Cancellation for Non -Payment of Premium, 30 Days All Others. ACORD 101 (2008101) © 2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ADDENDUM 67334205 1 22-27 GL/ALIWC/UH6 I Windy Hest 1 71271202: 3:17:35 PH (POTI I Page 2 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 AAA Restoration, Inc. 72UEAHD2836 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the stock insurance company member of The Hartford providing this insurance. The word "insured" means any person or organization qualifying as such under Section II — Who is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V — Definitions. SECTION I — COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion, investigate any "occurrence" and settle any claim or "suit" that may result. But: 1) The amount we will pay for damages is limited as described in Section III — Limits Of Insurance; and 2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments — Coverages A and B. b. This insurance applies to "bodily injury" and property damage" only if: CI+I+I+F[+1Id 1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory"; 2) The "bodily injury" or "property damage" occurs during the policy period, and 3) Prior to the policy period, no insured listed under Paragraph 1. of Section II — Who Is An Insured and no "employee" authorized by you to give or receive notice of an occurrence" or claim, knew that the bodily injury" or "property damage" had occurred, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or property damage" during or after the policy period will be deemed to have been known prior to the policy period. c. "Bodily injury" or "property damage'' will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section III Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim: 1) Reports all, or any part, of the "bodily injury" or "property damage" to us or any other insurer; 2) Receives a written or verbal demand or claim for damages because of the "bodily injury" or "property damage"; or 3) Becomes aware by any other means that bodily injury" or "property damage" has occurred or has begun to occur. d. Damages because of "bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily injury". e. Incidental Medical Malpractice And Good Samaritan Coverage Bodily injury" arising out of the rendering of or failure to render the following health care services by any "employee" or "volunteer worker" shall be deemed to be caused by an occurrence" for: 2016 The Hartford Includes copyrighted material of Insurance Services Office, Inc. with its permission.) 67334205 1 22-23 GLIM./WCIUM9 I KI ndy W,,5Z 1 7/23/2022 3;17:36 P8 IPfYr) I Page 3 of 25 Page 1 of 21 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 1) Professional health care services such as: a) Liability to such party for, or for the a) Medical, surgical, dental, laboratory, x- cost of, that party's defense has also insured ray or nursing services or treatment, been assumed in the same advice or instruction, or the related contract", and furnishing of food or beverages; b) Such attorney fees and litigation b) Any health or therapeutic service, expenses are for defense of that party treatment, advice or instruction; or against a civil or alternative dispute resolution proceeding in which c) The furnishing or dispensing of drugs damages to which this insurance or medical, dental, or surgical supplies applies are alleged. or appliances; or c• Liquor Liability 2) First aid services, which include: Bodily injury" or "property damage" for which a} Cardiopulmonary resuscitation, any insured may be held liable by reason of: whether performed manually or with a 1) Causing or contributing to the intoxicationdefibrillator; or of any person; b) Services performed as a Good 2) The furnishing of alcoholic beverages to aSamaritan. person under the legal drinking age or For the purpose of determining the limits of under the influence of alcohol; or insurance, any act or omission together with 3) Any statute, ordinance or regulation all related acts or omissions in the furnishing relating to the sale, gift, distribution or useoftheseservicestoanyonepersonwillbe occurrence". of alcoholic beverages. considered one However, this Incidental Medical Malpractice This exclusion applies even if the claims And Good Samaritan Coverage provision against any insured allege negligence or applies only if you are not engaged in the other wrongdoing in: business or occupation of providing any of the a) The supervision, hiring, employment, services described in this provision. training or monitoring of others by that 2. Exclusions insured; or This insurance does not apply to: b) Providing or failing to provide transportation with respect to any a. Expected Or Intended Injury person that may be under the Influence Bodily injury" or "property damage" expected of alcohol; or intended from the standpoint of the if the "occurrence" which caused the "bodily Insured. This exclusion does not apply to injury" or "property damage", involved that bodily injury" or "property damage" resulting which is described in Paragraph (1), (2) or (3) from the use of reasonable force to protect above. persons or property. However, this exclusion applies only if you b. Contractual Liabilityy are in the business of manufacturing, Bodily injury" or "property damage" for which distributing, selling, serving or furnishing the insured is obligated to pay damages by alcoholic beverages. For the purposes of this reason of the assumption of liability in a exclusion, permitting a person to bring contract or agreement. This exclusion does alcoholic beverages on your premises, for not apply to liability for damages: consumption on your premises• whether or 1) That the insured would have in the not a fee is charged or a license is required absence of the contract or agreement; or for such activity, is not by itself considered the 2) Assumed in a contract or agreement that business of selling, serving or furnishing is an "insured contract", provided the alcoholic beverages. bodily injury" or "property damage" d. Workers' Compensation And Similar Laws occurs subsequent to the execution of the Any obligation of the insured under a workers' contract or agreement. Solely for the compensation, disability benefits or purposes of liability assumed in an unemployment compensation law or any insured contract", reasonable attorney similar law. fees and necessary litigation expenses e. Employer's Liability incurred by or for a party other than an insured are deemed to be damages Bodily injury" to: because of "bodily injury" or "property 1) An "employee" of the insured arising out of damage", provided: and in the course of: Page 2 of 21 HG 00 01 09 16 67334:05 1 22-"--3 G1JhL/WC/UMiJ . WL:i-.fy wast I 7/23/2022 3:17:35 PM (PDT) I Pege 4 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 a) Employment by the insured; or the handling, storage, disposal, b) Performing duties related to the processing or treatment of waste; conduct of the insured's business, or c) Which are or were at any time 2) The spouse, child, parent, brother or sister transported, handled, stored, treated, of that "employee" as a consequence of disposed of, or processed as waste by Paragraph (1) above. or for: This exclusion applies: i) Any insured; or 1) Whether the insured may be liable as an ii) Any person or organization for employer or in any other capacity; and whom you may be legally responsible; 2) To any obligation to share damages with or repay someone else who must pay d) At or from any premises, site or damages because of the injury. location on which any insured or any contractors or subcontractors working This exclusion does not apply to liability directly or indirectly on any insured's assumed by the insured under an "insured behalf are performing operations if the contract". pollutants" are brought on or to the f. Pollution premises, site or location in connection 1) "Bodily injury" or "property damage" with such operations by such insured, arising out of the actual, alleged or contractor or subcontractor. However, threatened discharge, dispersal, seepage, this subparagraph does not apply to: migration, release or escape of i) "Bodily injury" or "property damage" pollutants": arising out of the escape of fuels, a) At or from any premises, site or lubricants or other operating fluids location which is or was at any time which are needed to perform the owned or occupied by, or rented or normal electrical, hydraulic or loaned to, any insured. However, this mechanical functions necessary for subparagraph does not apply to: the operation of "mobile equipment" or its parts, if such fuels, lubricants i) "Bodily injury" if sustained within a or other operating fluids escape building and caused by smoke, from a vehicle part designed to fumes, vapor or soot produced by hold, store or receive them. This or originating from equipment that exception does not apply if the is used to heat, cool or dehumidify bodily injury" or "property damage" the building, or equipment that is arises out of the Intentional used to heat water for personal discharge, dispersal or release of use, by the building's occupants or the fuels, lubricants or other their guests; operating fluids, or if such fuels, ii) "Bodily injury" or "property damage" lubricants or other operating fluids for which you may be held liable, if are brought on or to the premises, you are a contractor and the owner site or location with the intent that or lessee of such premises, site or they be discharged, dispersed or location has been added to your released as part of the operations policy as an additional insured with being performed by such insured, respect to your ongoing operations contractor or subcontractor; performed for that additional ii "Bodilyinjury" or "property damn e" j g insured at that premises, site or isustainedwithin a building and location and such premises, site or caused by the release of gases, location is not and never was fumes or vapors from materials awned or occupied by, or rented or brought into that building in loaned to, any insured, other than connection with operations being that additional insured; performed by you or on your behalf iii) "Bodily injury" or "property damage" by a contractor or subcontractor; or arising out of heat, smoke or fumes iii)"Bodily" damage" in Jur y or "property g from a "hostile fire"; arising out of heat, smoke or fumesarising b) At or from any premises, site or from a "hostile fire", or location which is or was at any time e) At or from any premises, site or used by or for any insured or others for location on which any insured or any contractors or subcontractors working HG 00 01 09 16 Page 3 of 21 57330205 1 22-23 GL/AL/WC1UMEI I windy West 1 3/23/2022 3:17:36 FM fpJ)T) I Page 5 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 directly or indirectly on any insured's to; premises you own or rent, provided the behalf are performing operations if the auto' is not owned by or rented or loaned operations are to test for, monitor, to you or the insured; clean up, remove, contain, treat, 4) Liability assumed under any "insured detexify or neutralize, or in any way contract" for the ownership, maintenance respond to, or assess the effects of, or use of aircraft or watercraft; pollutants". 5) "Bodily injury" or "property damage" 2) Any loss, cost or expense arising out of arising out of: any: a) The operation of machinery or a) Request, demand, order or statutory or equipment that is attached to, or part regulatory requirement that any of, a land vehicle that would qualify Insured or others test for, monitor, under the definition of "mobile clean up, remove, contain, treat, equipment" if it were not subject to a detoxify or neutralize, or in any way compulsory or financial responsibility respond to, or assess the effects of, law or other motor vehicle insurance pollutants"; or law where it is licensed or principally b) Claim or suit by or on behalf of a garaged; or governmental authority for damages b) The operation of any of the machinery because of testing for, monitoring, or equipment listed in Paragraph f.(2) cleaning up, removing, containing, or f.(3) of the definition of "mobile treating, detoxifying or neutralizing, or equipment"; or in any way responding to, or assessing pollutants" fi) An aircraft that is not owned by anytheeffectsof, insured and is hired, chartered or loaned However, this paragraph does not apply to with a paid crew. However, this exception liability for damages because of "property does not apply if the insured has any other damage" that the insured would have in insurance for such "bodily injury" or the absence of such request, demand, property damage", whether the other order or statutory or regulatory insurance is primary, excess, contingent requirement, or such claim or "suit" by or or on any other basis. on behalf of a governmental authority. h. Mobile Equipment g. Aircraft, Auto Or Watercraft Bodily injury" or "property damage" arising Bodily injury" or "property damage" arising out of: out of the ownership, maintenance, use or auto" 1) The transportation of "mobile equipment" entrustment to others of any aircraft, or by an "auto" owned or operated by orwatercraftownedoroperatedbyorrentedor loaned to any insured. Use includes operation rented or loaned to any insured; or and "loading or unloading". 2) The use of "mobile equipment" in, or while This exclusion applies even if the claims in practice for, or while being prepared for, against any insured allege negligence or any prearranged racing, speed, other wrongdoing in the supervision, hiring, demolition, or stunting activity. employment, training or monitoring of others i. War by that insured, if the "occurrence" which Bodily injury" or "property damage", however caused the "bodily injury" or "property caused, arising, directly or indirectly, out of: damage" involved the ownership, 1) War, including undeclared or civil war; maintenance, use or entrustment to others of any aircraft, "auto" or watercraft that is owned 2) Warlike action by a military force, including or operated by or rented or loaned to any action in hindering or defending against an insured. actual or expected attack, by any This exclusion does not apply to: government, sovereign or other authority using military personnel or other agents, 1) A watercraft while ashore on premises you or own or rent; 3) Insurrection, rebellion, revolution, usurped 2) A watercraft you do not own that is: power, or action taken by governmental a) Less than 51 feet long; and authority in hindering or defending against b) Not being used to carry persons for a any of these. charge; j. Damage To Property 3) Parking an "auto" on, or on the ways next Property damage" to: Page 4 of 21 HG 00 01 09 16 67374265 1 :2-23 GLIALIMCIDH9 I windy West 1 ]12312022 3:17:35 Pr IPDTI I Pagt 6 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 1) Property you own, rent, or occupy, This exclusion does not apply if the damaged including any costs or expenses incurred work or the work out of which the damage by you, or any other person, organization arises was performed on your behalf by a or entity, for repair, replacement, subcontractor. enhancement, restoration or maintenance m. Damage To Impaired Property Or Property of such property for any reason, including Not Physically Injured prevention of injury to a person or damage Property damage" to "impaired property" ortoanother's property; property that has not been physically injured, 2) Premises you sell, give away or abandon, arising out of: if the "property damage" arises out of any part of those premises; 1) A defect, deficiency, inadequacy or dangerous condition in "your product" or 3) Property loaned to you; your work"; or 4) Personal property in the care, custody or 2) A delay or failure by you or anyone acting control of the Insured; on your behalf to perform a contract or 5) That particular part of real property on agreement in accordance with its terms. which you or any contractors or This exclusion does not apply to the loss of subcontractors use of other property arising out of sudden working directly or indirectly on your behalf and accidental physical injury to "your are performing operations, if the "property product" or "your work" after it has been put damage" arises out of those operations; or to its intended use. 6) That particular part of any property that n. Recall Of Products, Work Or Impaired must be restored, repaired or replaced Property because "your work" was incorrectly performed on it. Damages claimed for any loss, cost or expense incurred by you or others for the loss PParagraphs (1}, (3) and (4) of this exclusion of use, withdrawal, recall, inspection, repair, do not apply to "property damage" (other than replacement, adjustment, removal or disposal damage by fire) to premises, including the of: contents of such premises, rented to you for a period of seven or fewer consecutive days. A 1) "Your product"; separate limit of insurance applies to Damage 2) "Your work"; or To Premises Rented To You as described in 3) "Impaired property"; Section ill —Limits Of Insurance. if such product, work, or property is withdrawn Paragraph (2) of this exclusion does not apply or recalled from the market or from use by if the premises are "your work" and were any person or organization because of a never occupied, rented or held for rental by known or suspected defect, deficiency, you, inadequacy or dangerous condition in it. Paragraphs (3) and (4) of this exclusion do o. Personal And Advertising Injury not apply to "property damage" arising from Bodily "personal the use of elevators. injury" arising out of and advertising injury". Paragraphs (3), (4), (5) and (6) of this p• Access or Disclosure Of Confidential Or exclusions not apply liability assumed Personal Information And Data -related under a sidetrack agreement. Liability Paragraphs (3) and (4) of this exclusion do not apply to "property damage" to borrowed Damages arising out of: equipment while not being used to perform 1) Any access to or disclosure of any operations at the job site. person's or organization's confidential or Paragraph (6) of this exclusion does not apply personal information, including patents, to "property damage" included in the trade secrets, processing methods, products -completed operations hazard" customer lists, financial information, credit card information, health information or any k. Damage To Your Product other type of nonpublic information; or Property damage" to "your product" arising 2) The loss of, loss of use of, damage to, out of it or any part of it. corruption of, inability to access, or I. Damage To Your Work inability to manipulate electronic data. Property damage" to "your work" arising out This exclusion applies even if damages are of it or any part of it and included in the claimed for notification costs, credit products -completed operations hazard". monitoring expenses, forensic expenses, HG 00 0109 16 Page 5 of 21 67334205 122-23 GL/AL/WC/UHB I Windy West 1 3/23/2022 3;17436 PH (PDT) I Page 7 of 29 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 public relations expenses or any other loss, assess the effects of an "asbestos cost or expense incurred by you or others hazard"; or arising out of that which is described in c) Arise out of any claim or suit for Paragraph (1) or (2) above. damages because of testing for, However, unless Paragraph (1) above monitoring, cleaning up, removing, applies, this exclusion does not apply to encapsulating, containing, treating, damages because of "bodily injury". detoxifying or neutralizing or in any As used in this exclusion, electronic data way responding to or assessing the means information, facts or programs stored effects of an "asbestos hazard". as or on, created or used on, or transmitted to s. Recording And Distribution Of Material Or or from computer software, including systems Information In Violation Of Law and applications software, hard or floppy Bodily injury" or "property damage" arising disks, CD-ROMS, tapes, drives, cells, data directly or indirectly out of any action or processing devices or any other media which omission that violates or is alleged to violate: are used with electronically controlled equipment. 1) The Telephone Consumer Protection Act TCPA), including any amendment of or Q. Employment -Related Practices addition to such law; Bodily injury" to: 2) The CAN -SPAM Act of 2403, including 1) A person arising out of any "employment— any amendment of or addition to such law; related practices"; or 3) The Fair Credit Reporting Act (FCRA), and 2) The spouse, child, parent, brother or sister any amendment of or addition to such law, of that person as a consequence of "bodily including the Fair and Accurate Credit injury" to that person at whom any Transaction Act (FACTA); or employment-related practices" are 4) Any federal, state or local statute, directed. ordinance or regulation, other than the This exclusion applies: TCPA or CAN -SPAM Act of 2003 or FCRA 1) Whether the injury -causing event and their amendments and additions, that described in the definition of "employment- addresses, prohibits or limits the printing, related practices" occurs before dissemination, disposal, collecting, employment, during employment or after recording, sending, transmitting, employment of that person; communicating or distribution of material 2) Whether the insured may be liable as an or information. employer or in any other capacity; and Damage To Premises Rented To You — 3) To any obligation to share damages with Exception For Damage By Fire, Lightning Or Explosion or repay someone else who must pay damages because of the injury. Exclusions c. through h. and j. through n. do not r. Asbestos apply to damage by fire, lightning or explosion to premises while rented to you or temporarily 1) "Bodily injury" or "property damage" occupied by you with permission of the owner. A arising out of the "asbestos hazard". separate limit of insurance applies to this 2) Any damages, judgments, settlements, coverage as described in Section III — Limits Of loss, costs or expenses that: Insurance. a) May be awarded or incurred by reason COVERAGE B PERSONAL AND ADVERTISING of any claim or suit alleging actual or INJURY LIABILITY threatened injury or damage of any 1. Insuring Agreement nature or kind to persons or property a. We will pay those sums that the insured which would not have occurred in becomes legally obligated to pay as damageswholeorinpartbutforthe "asbestos because of "personal and advertising injury" hazard"; to which this insurance applies. We will have b) Arise out of any request, demand, the right and duty to defend the insured order or statutory or regulatory against any "suit" seeking those damages. requirement that any insured or others However, we wiii have no duty to defend the test for, monitor, clean up, remove, insured against any "suit" seeking damages encapsulate, contain, treat, detoxify or for "personal and advertising injury" to which neutralize or in any way respond to or this insurance does not apply. We may, at our Page 6 of 21 HG 00 0109 16 67334205 1 2Z-33 GVALAWC/UMB I Mindy West 1 3/23/2022 3:1'1:36 PH JPDT) I Page B of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 FIG 00 01 09 16 Page 7 of 21 67334265 1 22-23 GLIAL/WCIUHfi I Windy W"t 1 3123120:2 3:17:36 PK J?DT1 I Page 9 of 29 discretion, investigate any offense and settle use another's "advertising idea" in your any claim or "suit" that may result. But: advertisement". 1) The amount we will pay for damages is g. Quality Or Performance Of Goods — limited as described in Section III — Limits Failure To Conform To Statements Of Insurance; and Personal and advertising injury" arising out of 2) Our right and duty to defend end when we the failure of goods, products or services to have used up the applicable limit of conform with any statement of quality or insurance in the payment of judgments or performance made in your "advertisement'. settlements under Coverages A or B or h. Wrong Description Of Prices medical expenses under Coverage C. Personal and advertising injury" arising out of No other obligation or liability to a sums orgypay the wrong description of the price of goods, perform acts or services is covered unless products or services, explicitly provided for under Supplementary i. Infringement Of Intellectual PropertyPayments — Coverages A and B. Rights b. This insurance applies topp "personal and advertising injury, caused by an offense 1) "Personal and advertising injury" arising arising out of your business but only if the out of any actual or alleged infringement offense was committed in the "coverage or violation of any intellectual property territory" during the policy period. rights such as copyright, patent, trademark, trade name, trade secret, trade 2. Exclusions dress, service mark or other designation This insurance does not apply to: of origin or authenticity; or a. Knowing Violation Of Rights Of Another 2) Any injury or damage alleged in any clam Personal and advertising injury" arising out of or "suit" that also alleges an infringement an offense committed by, at the direction or or violation of any intellectual property with the consent or acquiescence of the right, whether such allegation of insured with the expectation of inflicting infringement or violation is made by you or personal and advertising injury". by any other party involved in the claim or suit", regardless of whether this b. Material Published With Knowledge Of insurance would otherwise apply. Falsity However, this exclusion does not apply if the Personal and advertising injury" arising out of only allegation in the claim or "suit" involving oral, written or electronic publication, in any any intellectual property right is limited to: manner, of material, if done by or at the direction of the insured with knowledge of its 1) Infringement, in your "advertisement", of: falsity. a) Copyright; c. Material Published Prior To Policy Period b) Slogan; or Personal and advertising injury" arising out of c) Title of any literary or artistic work; or oral, written or electronic publication, in any 2) Copying, in your "advertisement', a manner, of material whose first publication person's or organization's "advertising took place before the beginning of the policy idea" or style of "advertisement". period. j, Insureds In Media And Internet Type d. Criminal Acts Businesses Personal and advertising injury" arising out of Personal and advertising injury" committed a criminal act committed by or at the direction by an insured whose business is: of the insured. 1) Advertising, broadcasting, publishing or e. Contractual Liability telecasting; Personal and advertising injury" for which the 2j Designing determining content of web insured has assumed liability in a contract or sites for others; or agreement. This exclusion does not apply to liability for damages that the insured would 3) An Internet search, access, content or have in the absence of the contract or service provider. agreement. However, this exclusion does not apply to f. Breach Of Contract Paragraphs a., b. and c. of the definition of Personal and advertising injury" arising out of a personai and advertising injury" under theDefinitions breach of contract, except an implied contract to Section. FIG 00 01 09 16 Page 7 of 21 67334265 1 22-23 GLIAL/WCIUHfi I Windy W"t 1 3123120:2 3:17:36 PK J?DT1 I Page 9 of 29 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 For the purposes of this exclusion, the placing Personal and advertising injury" arising out of frames, borders or links, or advertising, for of: you or others anywhere on the Internet, is not 1) An "advertisement" far others on your web by itself, considered the lousiness of site; advertising, broadcasting, publishing or 2) Placing a link to a web site of others ontelecasting. your web site; k. Electronic Chatrooms Or Bulletin Boards 3) Content, including information, sounds, Personal and advertising injury" arising out of text, graphics, or images from a web site an electronic chatroom or bulletin board the of others displayed within a frame or insured hosts, owns, or over which the border on your web site; or insured exercises control. 4) Computer code, software or programming I. Unauthorized Use Of Another's Name Or used to enable: Product a) Your web site; or Personal and adveradvertising injury" g j ry" arising out of b) The presentafion or functionality of antheunauthorizeduseofanother's name or advert€cement" or other content on product in your e-mail address, domain name or metatags, or any other similar tactics to your web site. mislead another's potential customers. q. Right Of Privacy Created By Statute m. Pollution Personal and advertising injury" arising out of Personal and advertising injury" arising out of the violation of a person's right of privacy the actual, alleged or threatened discharge, created by any state or federal act. dispersal, seepage, migration, release or However, this exclusion does not apply to escape of "pollutants" at any time. liability for damages that the insured would n. Pollution -Related have in the absence of such state or federal act. Any loss, cost or expense arising out of any: r. Violation Of Anti -Trust law 1) Request, demand, order or statutory or Personal and advertising injury" arising out ofregulatoryrequirementthatanyinsuredoraviolationofanyanti-trust law. others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in s. Securities any way respond to, or assess the effects Personal and advertising injury" arising out of of, "pollutants'; or the fluctuation in price or value of any stocks, 2) Claim or suit by or on behalf of a bonds or other securities. governmental authority for damages t. Recording And distribution Of Material Or because of testing for, monitoring, Information In Violation Of Law cleaning up, removing, containing, treating, detoxifying or neutralizing, or in Personal and advertising injury„ arising any way responding to, or assessing the directly or indirectly out of any action or effects of, "pollutants"_ omission that violates oris alleged to violate: o. War 1) The Telephone Consumer Protection Act TCPA), including any amendment of or Personal and advertising injury", however addition to such law; caused, arising, directly or indirectly, out of: 2) The CAN -SPAM Act of 2003, including 1) War, including undeclared or civil war; any amendment of or addition to such law; 2) Warlike action by a military force, including 3) The Fair Credit Reporting Act (FORA), and action in hindering or defending against an any amendment of or addition to such law, actual or expected attack, by any including the Fair and Accurate Credit government, sovereign or other authority Transaction Act (FACIA); or using military personnel or other agents; 4) Any federal, state or local statute, or ordinance or regulation, other than the 3) Insurrection, rebellion, revolution, usurped TCPA or CAN -SPAM Act of 2003 or FCRA power, or action taken by governmental and their amendments and additions, that authority in hindering or defending against addresses, prohibits or limits the printing, any of these. dissemination, disposal, collecting, p. Internet Advertisements And Content Of recording, sending, transmitting, Others communicating or distribution of material or information. Page 8 of 21 HG 00 0109 16 47334205 1 22-f3 GL/AL/WC/"HB I windy Went 1 3/23/2022 7-17;36 PH (PDTJ 1 Page 10 of 24 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 u. Employment -Related Practices Personal and advertising injury" to: 1) A person arising out of any "employment— related practices"; or 2) The spouse, child, parent, brother or sister of that person as a consequence of personal and advertising injury" to that person at whom any "employment-related practices" are directed. This exclusion applies: 1) Whether the injury -causing event described in the definition of "employment- related practices" occurs before employment, during employment or after employment of that person, 2) Whether the insured may be liable as an employer or in any other capacity; and 3) To any obligation to share damages with or repay someone else who must pay damages because of the injury. v. Asbestos 1) "Personal and advertising injury" arising out of the "asbestos hazard". 2) Any damages, judgments, settlements, loss, costs or expenses that: a) May be awarded or incurred by reason of any claim or suit alleging actual or threatened injury or damage of any nature or kind to persons or property which would not have occurred in whole or in part but for the "asbestos hazard"; b) Arise out of any request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, encapsulate, contain, treat, detoxify or neutralize or in any way respond to or assess the effects of an "asbestos hazard"; or c) Arise out of any claim or suit for damages because of testing for, monitoring, cleaning up, removing, encapsulating, containing, treating, detoxifying or neutralizing or in any way responding to or assessing the effects of an "asbestos hazard". w. Access Or Disclosure Of Confidential Or Personal Information Personal and advertising injury" arising out of any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information. This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cost or expense incurred by you or others arising out of any access to or disclosure of any person's or organization's confidential or personal information. COVERAGE G MEDICAL. PAYMENTS Insuring Agreement a. We will pay medical expenses as described below for "bodily injury" caused by an accident: 1) On premises you own or rent; 2) On ways next to premises you own or rent; or 3) Because of your operations; provided that: 1) The accident takes place in the "coverage territory" and during the policy peried; 2) The expenses are incurred and reported to us within three years of the date of the accident; and 3) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. b. We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance. We will pay reasonable expenses for: 1) First aid administered at the time of an accident; 2) Necessary medical, surgical, X-ray and dental services, including prosthetic devices; and 3) Necessary ambulance, hospital, professional nursing and funeral services. 2. Exclusions HG 00 0109 16 67334205 1 22-23 GL/hL/WIWUM6 I Windy Wes[ . 1IF31R02: 1: :!i (pDr) I Page 11 of 29 We will not pay expenses for "bodily injury"' a. Any Insured To any insured, except "volunteer workers b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured. c. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies. d. Workers Compensation And Similar Laws To a person, whether or not an "employee" of Page 9 of 21 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 any insured, if benefits for the "bodily injury" are party to the "suit", we will defend that indemnitee payable or must be provided under a workers' if all of the following conditions are met: compensation or disability benefits law or a a, The "suit" against the indemnitee seeks similar law. damages for which the insured has assumed e. Athletics Activities the liability of the indemnitee in a contract or To a person injured while practicing, agreement that is an "insured contract'; instructing or participating in any physical b. This insurance applies to such liability exercises or games, sports, or athletic assumed by the insured; contests. c. The obligation to defend, or the cost of the f. Products -Completed Operations Hazard defense of, that indemnitee, has also been Included within the "products -completed assumed by the insured in the same "insured operations hazard". contract"; g. Coverage A Exclusions d. The allegations in the "suit" and the information we know about the "occurrence" Excluded under Coverage A. are such that no conflict appears to exist SUPPLEMENTARY PAYMENTS — COVERAGES between the interests of the insured and the A ANDS interests of the indemnitee; 1. We will pay, with respect to any claim we e. The indemnitee and the insured ask us to investigate or settle, or any "suit" against an conduct and control the defense of that insured we defend: indemnitee against such "suit" and agree that a. All expenses we incur. we can assign the same counsel to defend the insured and the indemnitee; and b. Up to $1,000 for cost of bail bonds required because of accidents or traffic law violations f. The indemnitee: arising out of the use of any vehicle to which 1) Agrees in writing to: the Bodily Injury Liability Coverage applies. a} Cooperate with us in the investigation, We do not have to famish these bonds. settlement or defense of the "suit"; C. The cost of appeal bonds or bonds to release b} Immediately send us copies of any attachments, but only for bond amounts demands, notices, summonses or legal within the applicable limit of insurance. We do papers received in connection with the not have to furnish these bonds. suit'; d. All reasonable expenses incurred by the c) Notify any other insurer whose insured at our request to assist us in the coverage is available to the investigation or defense of the claim or "suit", indemnitee; and including actual loss of earnings up to $500 a day because of time off from work. d) Cooperate with us with respect to coordinating other applicable e. All court costs taxed against the insured in insurance available to the indemnitee; the "suit". However, such costs do not and include attorneys' fees, attorneys' expenses, witness or expert fees, or any other expenses 2) Provides us with written authorization to: of a party taxed to the insured. a) Obtain records and other information f. Prejudgment interest awarded against the related to the "suit"; and insured on that part of the judgment we pay. If b) Conduct and control the defense of the we make an offer to pay the applicable limit of indemnitee in such "suit". insurance, we will not pay any prejudgment So long as the above conditions are met, interest based on that period of time after the attorneys' fees incurred by us in the defense of offer. that indemnitee, g. All interest on the full amount of any judgment necessary litigation expenses incurred by us and that accrues after entry of the judgment and necessary litigation expenses incurred by the before we have paid, offered to pay, or indemnitee at our request will be paid as deposited in court the part of the judgment Supplementary Payments. Notwithstanding the that is within the applicable limit of insurance. provisions of Paragraph 2.b.(2) of Section I — These payments will not reduce the limits of Coverage A — Bodily Injury And Property insurance. Damage Liability, such payments will not be 2. If we defend an insured against a "suit" and an deemed to be damages for "bodily injury" and propertyindemniteeoftheinsuredisalsonamedasa damage" and will not reduce the limits of insurance. Page 10 of 21 HG 00 01 09 16 67339205 122-23 GL/AL/Ws/1JHB I Windy west 11/23/2022 3.;7:36 PM IpBT) I Page 12 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 Our obligation to defend an insured's indemnitee liability company), to a co -"employee" and to pay for attorneys' fees and necessary while in the course of his or her litigation expenses as Supplementary Payments employment or performing duties ends when: related to the conduct of your a. We have used up the applicable limit of business, or to your other "volunteer insurance in the payment of judgments or workers" while performing duties settlements; or related to the conduct of your business; b. The conditions set forth above, or the terms of the agreement described in Paragraph f, b) To the spouse, child, parent, brother or above, are no longer met, sister of that co -"employee" or that voiunteer worker" as a consequence SECTION It — WHO IS AN INSURED of Paragraph (1)(a) above; 1. If you are designated in the Declarations as: c) For which there is any obligation to a. An individual, you and your spouse are share damages with or repay someone insureds, but only with respect to the conduct else who must pay damages because of a business of which you are the sole of the injury described in Paragraphs owner. 1)(a) or (1){b) above; or b. A partnership or joint venture, you are an d) Arising out of his or her providing or insured. Your members, your partners, and failing to provide professional health their spouses are also insureds, but only with care services. respect to the conduct of your business. If you are not in the business of providing C. A limited liability company, you are an professional health care services: insured. Your members are also insureds, but a) Subparagraphs (1)(a), (1)(b) and (1)(c) only with respect to the conduct of your above do not apply to any "employee" business. Your managers are insureds, but or "volunteer worker" providing first aid only with respect to their duties as your services; and managers. b} Subparagraph (1){d) above does not d. An organization other than a partnership, joint apply to any nurse, emergency medical company, you areventureorlimitedliabilitypy, y technician or paramedic employed by an insured. Your "executive officers" and you to provide such services. directors are insureds, but only with respect to their duties as your officers or directors. Your 2) "Property damage" to property: stockholders are also insureds, but only with a) Owned, occupied or used by, respect to their liability as stockholders. b) Rented to, in the care, custody or e. A trust, you are an insured. Your trustees are control of, or over which physical also insureds, but only with respect to their control is being exercised for any duties as trustees. purpose by 2. Each of the following is also an insured: you, any of your "employees", "volunteer a. Employees And Volunteer Workers workers", any partner or member (if you are a partnership or joint venture), or any Your "volunteer workers" only while member (if you are a limited liability performing duties related to the conduct of company). your business, or your "employees", other than either your "executive officers" (if you are b. Real Estate Manager an organization other than a partnership, joint Any person (other than your "employee" or venture or limited liability company) or your volunteer worker"), or any organization while managers (if you are a limited liability acting as your real estate manager. company), but only for acts within the scope c. Temporary Custodians of Your Property of their employment by you or while perfon-ning duties related to the conduct of Any person r organization having proper your business. temporary custody of your property if you die, but only: However, none of these "employees" or 1. volunteer workers" are insureds for: 1) With respect to liability arising out of the maintenance or use of that property; and 1} "bodily injury" or "personal and advertising injury": 2) Until your legal representative has been appointed. a) To you, to your partners or members (if you are a partnership or joint venture), d• begat Representative If You Die to your members (if you are a limited Your legal representative if you die, but only HG 00 0109 16 Page 11 of 21 V134205 122-23 GLlAIJWC/MB I Windy West 111:7IZ022 3: 17:3L PM (PDT) I Page 13 n: i DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 with respect to duties as such. That 5. Additional Insureds When Required By representative will have all your rights and Written Contract, Written Agreement Or duties under this Coverage Part. Permit e. Unnamed Subsidiary Any subsidiary, and subsidiary thereof, of yours which is a legally incorporated entity of which you own a financial interest of more than 50% of the voting stock on the effective date of the Coverage Part. The insurance afforded herein for any subsidiary not named in this Coverage Part as a named insured does not apply to injury or damage with respect to which such insured is also a named insured under another policy or would be a named insured under such policy but for its termination or the exhaustion of its limits of insurance. 3. Newly Acquired Or Formed Organization Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain fnancial interest of more than 50% of the voting stock, will qualify as a Named Insured if there is no other similar insurance available to that organization. However; a. Coverage under this provision is afforded only until the 184th day after you acquire or form the organization or the end of the policy period, whichever is earlier; b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. 4. Nonowned Watercraft With respect to watercraft you do not own that is less than 51 feet long and is not being used to carry persons for a charge, any person is an insured while operating such watercraft with your permission. Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability arising out of the operation of the watercraft, and only if no other insurance of any kind is available to that person or organization for this liability. However, no person or organization is an insured with respect to: a. "Bodily injury" to a co -"employee" of the person operating the watercraft; or b. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision. Page 12 of 21 67374205 1 22-23 GLIAL/WC/L1148 I Windy West 1 3/"/20:2 3:17:7G em (VOT) I page 14 of 29 The following persons) or organizations) are an additional insured when you have agreed, in a written contract, written agreement or because of a permit issued by a state or political subdivision, that such person or organization be added as an additional insured on your policy, provided the injury or damage occurs subsequent to the execution of the contract or agreement. A person or organization is an additional insured under this provision only for that period of time required by the contract or agreement. However, no such person or organization is an insured under this provision if such person or organization is included as an insured by an endorsement issued by us and made a part of this Coverage Part. a. Vendors Any person(s) or organizations) (referred to below as vendor), but only with respect to bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business and only if this Coverage Part provides coverage for "bodily injury" or property damage" included within the products -completed operations hazard" 1) The insurance afforded the vendor is subject to the following additional exclusions: This insurance does not apply to: a) "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b) Any express warranty unauthorized by you; c) Any physical or chemical change in the product made intentionally by the vendor; d) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; e) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally HG 00 01 09 16 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 undertakes to make in the usual This insurance does not apply to: course of business, in connection with 1. Any "occurrence" which takes place after the distribution or sale of the products; you cease to lease that land; or f} Demonstration, installation, servicing 2. Structural alterations, new construction or or repair operations, except such demolition operations performed by or on operations performed at the vendor's behalf of such person or organization. premises in connection with the sale of the product; d. Architects, Engineers Or Surveyors g) Products which, after distribution or Any architect, engineer, or surveyor, but only sale by you, have been labeled or with respect to liability for "bodily injury", personal relabeled or used as a container, part property damage" or and or ingredient of any other thingng or advertising injury" caused, in whole or in part, substance by or for the vendor; by your acts or omissions or the acts or omissions of those acting on your behalf: h} "Bodily injury" or "property damage" arising out of the sole negligence of the 1} In connection with your premises; or vendor for its own acts or omissions or 2) In the performance of your ongoing those of its employees or anyone else operations performed by you or on your acting on its behalf. However, this behalf. exclusion does not apply to: With respect to the insurance afforded these i) The exceptions contained in Sub- additional insureds, the following additional paragraphs (d) or (f); or exclusion applies: ii) Such inspections, adjustments, This insurance does not apply to "bodily tests or servicing as the vendor has injury", "property damage" or "personal and agreed to make or normally advertising injury" arising out of the rendering undertakes to make in the usual of or the failure to render any professional course of business, in connection services by or for you, including: with the distribution or sale of the 1. The preparing, approving, or failing to products. prepare or approve, maps, shop drawings, x) This insurance does not apply to any opinions; reports, surveys, field orders, insured person or organization, from change orders or drawings and whom you have acquired such products, specifications; or or any ingredient, part or container, 2. Supervisory, inspection, architectural or entering into, accompanying or containing engineering activities. such products. This exclusion applies even if the claims b. Lessors Of Equipment against any insured allege negligence or 1) Any person(s) or organization(s) from other wrongdoing in the supervision, hiring, whom you lease equipment; but only with employment, training or monitoring of others respect to their liability for "bodily injury", by that insured, if the "occurrence" which property damage" or "personal and caused the "bodily injury" or "property advertising injury" caused, in whole or in damage", or the offense which caused the part, by your maintenance, operation or personal and advertising injury", involved the use of equipment leased to you by such rendering of or the failure to render any person(s) or organization(s). professional services by or for you. 2) With respect to the insurance afforded to e. Permits Issued By State Or Political these additional insureds this insurance Subdivisions does not apply to any "occurrence" which Any state or political subdivision, but only with takes place after the equipment lease respect to operations performed by you or on expires. your behalf for which the state or political c. Lessors Of Land Or Premises subdivision has issued a permit. Any person or organization from whom you With respect to the insurance afforded these lease land or premises, but only with respect additional insureds, this insurance does not to liability arising out of the ownership, apply to: maintenance or use of that part of the land or 1} "Bodily injury", "property damage" or premises leased to you. personal and advertising injury" arising With respect to the insurance afforded these out of operations performed for the state additional insureds the following additional or municipality; or exclusions apply: HG 00 01 49 16 Page 13 of 21 6737.1205 122-23 GL/AU/WCI1JMB I Windy West 1 3123120,'2 3:17:36 FM [Piyrl I Page 15 of 29 DocuSign Envelope ID: F1 8A5D76-41 1 E-4551-8292-94487C747F50 2) "Bodily injury" or "property damage" included within the "products -completed operations hazard". f. Any Other Party Any other person or organization who is not an additional insured under Paragraphs a. through e. above, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1) In the performance of your ongoing operations; 2) In connection with your premises owned by or rented to you; or 3) In connection with "your work" and Included within the "products -completed operations hazard", but only if ay The written contract or agreement requires you to provide such coverage to such additional insured; and b) This Coverage Part provides coverage for "bodily injury" or "property damage" included within the "products - completed operations hazard". However: 1) The insurance afforded to such additional insured only applies to the extent permitted by law; and 2) If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. With respect to the insurance afforded to these additional insureds, this insurance does not apply to. Bodily injury", "property damage" or personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: 1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or 2) Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage", or the offense which caused the personal and advertising injury", involved the rendering of or the failure to render any professional services by or for you. The limits of insurance that apply to additional insureds is described in Section III — Limits Of Insurance. How this insurance applies when other insurance is available to the additional insured is described in the Other Insurance Condition in Section IV — Commercial General Liability Conditions. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. SECTION III — LIMITS OF INSURANCE 1. The Most We Will Pay The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of.- a. f: a. insureds; b. Claims made or "suits" brought; or c. Persons or organizations making claims or bringing "suits". 2. General Aggregate Limit The General Aggregate Limit is the most we will pay for the sum of: a. Medical expenses under Coverage C; b. Damages under Coverage A, except damages because of "bodily injury" or property damage" included in the "products - completed operations hazard'; and c. Damages under Coverage B. 3. Products -Completed Operations Aggregate Limit The Products -Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of "bodily injury" and property damage" included in the "products - completed operations hazard". 4. Personal And Advertising Injury Limit Subject to 2. above, the Personal and Advertising Injury Limit is the most we will pay under Coverage B for the sum of all damages because of all "personal and advertising injury" sustained by any one person or organization. 5. Each Occurrence Limit Subject to 2. or 3. above, whichever applies, the Each Occurrence Limit is the most we will pay for the sum of: a. Damages under Coverage A; and Page 14 of 21 HG 00 0109 16 03342n5 1 22-23 GLAUNC/UmB I windy west 13/23/2022 3;17; 3G PH IpDTI I PAge ifi of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 b. Medical expenses under Coverage C a. Notice Of Occurrence Or Offense because of all "bodily injury" and "property You or any additional insured must see to it damage" arising out of any one "occurrence". that we are notified as soon as practicable of 6. Damage To Premises Rented To You Limit an "occurrence" or an offense which may result in a claim. To the extent possible, Subject to S. above, the Damage To Premises notice should include: Rented To You Limit is the most we will pay under Coverage A for damages because of 1) How, when and where the "occurrence" or property damage" to any one premises, while offense took place; rented to you, or in the case of damage by fire, 2) The names and addresses of any injured lightning or explosion, while rented to you or persons and witnesses; and temporarily occupied by you with permission of 3) The nature and location of any injury or the owner. damage arising out of the "occurrence" or In the case of damage by fire, lightning or offense. explosion, the Damage to Premises Rented To b. Notice Of Claim You Limit applies to all damage proximately caused by the same event, whether such If a claim is made or "suit" is brought against damage results from fire, lightning or explosion any insured, you or any additional insured or any combination of these. must: 7. Medical Expense Limit 1) Immediately record the specifics of the claim or "suit" and the date recelved; and Subject to 5. above, the Medical Expense Limit is the most we will pay under Coverage C for all 2) Notify us as soon as practicable. medical expenses because of "bodily injury" You or any additional insured must see to it sustained by any one person. that we receive written notice of the claim or 8. How Limits Apply To Additional Insureds suit" as soon as practicable. If you have agreed in a written contract or written c. Assistance And Cooperation Of The agreement that another person or organization Insured be You and any other involved insured must: added as an additional insured on your policy, 1) Immediately send us copies of any the most we will pay on behalf of such additional demands, notices, summonses or legal insured is the lesser of: papers received in connection with the a. The limits of insurance specified in the written claim or "suit"; contract or written agreement; or 2) Authorize us to obtain records and other b. The Limits of Insurance shown in the information; Declarations. 3) Cooperate with us in the investigation or Such amount shall be a part of and not in settlement of the claim or defense against addition to Limits of Insurance shown in the the "suit"; and Declarations and described in this Section. 4) Assist us, upon our request, in the The Limits of Insurance of this Coverage Part apply enforcement of any right against any person separately to each consecutive annual period and to or organization which may be liable to the any remaining period of less than 12 months, insured because of injury or damage to starting with the beginning of the policy period which this insurance may also apply. shown in the Declarations, unless the policy period d. Obligations At The Insureds Own Cost is extended after issuance for an additional period of less than 12 months. In that case, the additional No insured will, except at that insured's own period will be deemed part of the last preceding cost, voluntarily make a payment, assume period for purposes of determining the Limits of any obligation, or incur any expense, other Insurance. than for first aid, without our consent. SECTION IV — COMMERCIAL GENERAL e. Additional Insureds Other Insurance LIABILITY CONDITIONS If we cover a claim or "suit" under this 1. Bankruptcy Coverage Part that may also be covered by other insurance available to an additional Bankruptcy or insolvency of the insured or of the insured, such additional insured must submit insured's estate will not relieve us of our such claim or "suit" to the other insurer for obligations under this Coverage Part. defense and indemnity. 2. Duties In The Event Of Occurrence, Offense, However, this provision does not apply to the Claim Or Suit extent that you have agreed in a written HG 00 0109 16 Page 15 of 21 67334203 1 22-23 GLIAL/WC/OHO I Windy Went 1 3/2312022 3:17:36 PM (PDT) I Page 17 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 contract or written agreement that this b. Excess Insurance insurance is primary and noncontributory This insurance is excess over any of the other with the additional insured's own insurance. insurance, whether primary, excess, f. Knowledge Of An Occurrence, Offense, contingent or on any other basis: Claim Or Suit 1) Your Work Paragraphs a. and b. apply to you or to any That is Fire, Extended Coverage, Builder's additional insured only when such Risk, Installation frisk or similar coverage occurrence", offense, claim or "suit" is known for "your work" to: 2) Premises Rented To You 1) You or any additional insured that is an individual; That is fire, lightning or explosion insurance for premises rented to you or 2) Any partner, if you or the additional temporarily occupied by you with insured is a partnership; permission of the owner; 3) Any manager, if you or the additional 3) Tenant Liability insured is a limited liability company; 4] Any "executive officer" or insurance That is insurance purchased by you to cover your liability as a tenant for manager, if you or the additional insured is property damageto premises rented to a corporation; you or temporarily occupied by you with 5) Any trustee, if you or the additional permission of the owner,- wner; insuredinsuredis a trust; or 4) Aircraft, Auto Or Watercraft 6) Any elected or appointed official, if you or If the loss arises out of the maintenance or the additional insured is a political use of aircraft, "autos" or watercraft to the subdivision or public entity. extent not subject to Exclusion g. of This duty applies separately to you and any Section I — Coverage A — Bodily Injury additional insured. And Property Damage Liability; 3. Legal Action Against Us 5) Property Damage To Borrowed No person or organization has a right under this Equipment Or Use Of Elevators Coverage Part: If the loss arises out of "property damage" a. To join us as a party or otherwise bring us to borrowed equipment or the use of into a "suit" asking for damages from an elevators to the extent not subject to insured; or Exclusion j, of Section I - Coverage A - b. To sue us on this Coverage Part unless all of Bodily Injury And Property Damage Liability; its terms have been fully complied with. 6) When You Are Added As An Additional A person or organization may sue us to recover Insured To Other Insurance on an agreed settlement or on a final judgment against an insured; but we will not be liable for Any other insurance available to you damages that are not payable under the terms of covering liability for damages arising out this Coverage Part or of the premises or operations, or products that are in excess of the applicable limit of and completed operations, for which you insurance. An agreed settlement means a have been added as an additional insured settlement and release of liability signed by us, by that insurance; or the insured and the claimant or the claimant's 7) When You Add Others As An legal representative. Additional Insured To This Insurance 4. Other Insurance Any other insurance available to an If other valid and collectible insurance is additional insured. available to the insured for a loss we cover under However, the following provisions apply to Coverages A or B of this Coverage Part, our other insurance available to any person or obligations are limited as follows: organization who is an additional Insured a. Primary Insurance under this coverage part. This insurance is primary except when b. a) Primary Insurance When Required below applies. If other insurance is also By Contract primary, we will share with all that other This insurance is primary if you have insurance by the method described in c. agreed in a written contract or written below. agreement that this insurance be primary. If other insurance is also Page 16 of 21 HG 00 01 09 16 67334205 1 22-23 GL/AL/WC/OM9 I Windy Wes[ 1 3/23/2022 3:17:36 PM (PDT) I Page 111 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 primary, we will share with all that other insurance by the method described in c. below. b) Primary And Non -Contributory To Other Insurance When Required By Contract If you have agreed in a written contract, written agreement, or permit that this insurance is primary and non- contributory with the additional insured's own insurance, this insurance is primary and we will not seek contribution from that other insurance. Paragraphs (a) and (b) do not apply to other insurance to which the additional Insured has been added as an additional insured. When this insurance is excess, we will have no duty under Coverages A or B to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: 1) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and 2) The total of all deductible and self-insured amounts under all that other insurance. We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part. c. Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit a. We will compute all premiums for this Coverage Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request. 6. Representations a. When You Accept This Policy By accepting this policy, you agree. 1) The statements in the Declarations are accurate and complete; 2) Those statements are based upon representations you made to us; and 3) We have issued this policy in reliance upon your representations. b. Unintentional Failure To Disclose Hazards If unintentionally you should fail to disclose all hazards relating to the conduct of your business that exist at the inception date of this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and b. Separately to each insured against whom claim is made or "suit" is brought. 8. Transfer Of Rights Of Recovery Against Others To Us a. Transfer Of Rights Of Recovery If the insured has rights to recover all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to HG 00 01 09 16 Page 17 of 21 67334205 1 22-23 GLIAL/WC/VHS f Windy West 13/23/2022 3:17:36 PN (POTS I Page 19 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. b. Waiver of Rights Of Recovery (Waiver Of Subrogation) If the insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the insured waived their rights of recovery against such person or organization in a contract, agreement or permit that was executed prior to the injury or damage. 9. When We Do Not Renew If we decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date. if notice is mailed, proof of mailing will be sufficient proof of notice. SECTION V — DEFINITIONS 1. "Advertisement" means the widespread public dissemination of information or images that has the purpose of inducing the sale of goods, products or services through: a. (1) Radia; 2) Television; 3) Billboard; 4) Magazine; 5) Newspaper; or b. Any other publication that is given widespread public distribution. However, "advertisement" does not include: a. The design, printed material, information or images contained in, on or upon the packaging or labeling of any goods or products; or b. An interactive conversation between or among persons through a computer network. 2. "Advertising idea" means any idea for an advertisement". 3. "Asbestos hazard" means an exposure or threat of exposure to the actual or alleged properties of asbestos and includes the mere presence of asbestos in any form. 4. "Auto" means: a. A land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or equipment; or b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. However, "auto" does not include "mobile equipment". 5. 'Bodily injury" means physical: a. Injury; b. Sickness, or c. Disease sustained by a person and, if arising out of the above, mental anguish or death at any time. 6. "Coverage territory" means: a. The United States of America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in a. above; or c. All other parts of the world if the injury or damage arises out of: 1) Goods or products made or sold by you in the territory described in a, above; 2) The activities of a person whose home is in the territory described in a. above, but is away for a short time on your business; or 3) "Personal and advertising injury" offenses that take place through the Internet or similar electronic means of communication provided the insured's responsibility to pay damages is determined in the United States of America (including its territories and possessions), Puerto Rico or Canada, in a "suit" on the merits according to the substantive law in such territory or in a settlement we agree to. 7, "Employee" includes a "leased worker Employee" does not include a "temporary worker". 8. "Employment -Related Practices" means: a. Refusal to employ that person; b. Termination of that person's employment; or c. Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or malicious prosecution directed at that person. 9. "Executive officer" means a person holding any of the officer positions created by your charter, constitution, by-laws or any other similar governing document. 1G. "Hostile fire" means one which becomes uncontrollable or breaks out from where it was intended to be. Page 18 of 21 HG OD 01 09 16 7334205 1 22-23 GLIALIHCMM13 I Aindy west 1 3/23/2612 3:11:76 P?S (PDT) i Page 20 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 11. "Impaired property" means tangible property, other than "your product" or "your work", that cannot be used or is less useful because: a. It incorporates "your product" or "your work" that is known or thought to be defective, deficient, inadequate or dangerous; or b. You have failed to fulfill the terms of a contract or agreement; if such property can be restored to use by the repair, replacement, adjustment or removal of your product" or "your work", or your fulfilling the terms of the contract or agreement. 12. "Insured contract" means: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire, lightning or explosion to premises while rented to you or temporarily occupied by you with permission of the owner is subject to the Damage to Premises Rented To You Limit described in Section III — Limits of Insurance; b. A sidetrack agreement; c. Any easement or license agreement, including an easement or license agreement in connection with construction or demolition operations on or within 50 feet of a railroad; d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality; e. An elevator maintenance agreement; f. That part of any other contract or agreement pertaining to your business (including an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury" or "property damage" to a third person or organization, provided the "bodily injury" or "property damage" is caused, in whole or in part, by you or by those acting on your behalf. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. Paragraph f. includes that part of any contract or agreement that indemnifies a railroad for bodily injury" or "property damage" arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, road -beds, tunnel, underpass or crossing. However, Paragraph f. does not include that part of any contract or agreement: 1) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; or 2) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, including those listed in (1) above and supervisory, inspection, architectural or engineering activities. 13."Leased worker" means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. "Leased worker" does not include a temporary worker". 14. "Loading or unloading" means the handling of property: a. After it is moved from the place where it is accepted for movement into or onto an aircraft, watercraft or "auto"; b. While it is in or on an aircraft, watercraft or auto"; or c. While it is being moved from an aircraft. watercraft or "auto" to the place where it is finally delivered; but "loading or unloading" does not include the movement of property by means of a mechanical device, other than a hand truck, that is not attached to the aircraft, watercraft or "auto 15. "Mobile equipment" means any of the following types of land vehicles, including any attached machinery or equipment: a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads; b. Vehicles maintained for use solely on or next to premises you own or rent; c. Vehicles that travel on crawler treads; d. Vehicles, whether self-propelled or not, maintained primarily to provide mobility to permanently mounted: 1) Power cranes, shovels, loaders, diggers or drills; or 2) Road construction or resurfacing equipment such as graders, scrapers or rollers; e. Vehicles not described in a., b., c. or d. above that are not self-propelled and are maintained HG 00 0109 16 Page 19 of 21 67a342nS 1 22-23 Gi./ALIWC/UM9 I Windy heat 1 3/23I202 3:17:36 PM (pW) I Page 21 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 primarily to provide mobility to permanently attached equipment of the following types: 1) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment; or 2) Cherry pickers and similar devices used to raise or lower workers; f. Vehicles not described in a., b., c. or d. above maintained primarily for purposes other than the transportation of persons or cargo. However, self-propelled vehicles with the following types of permanently attached equipment are not "mobile equipment" but will be considered "autos": 1 ) Equipment designed primarily for: a) Snow removal; b) Road maintenance, but not construction or resurfacing; or c) Street cleaning; 2) Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers; and 3) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment. However, "mobile equipment" does not include any land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. Land vehicles subject to a compulsory or financial responsibility law or other motor vehicle insurance law are considered autos". 16. "Occurrence" means an accident, including continuous or repeated exposure to substantially the same general harmful conditions. 17."Personal and advertising injury" means injury, including consequential "bodily injury", arising out of one or more of the following offenses: a. False arrest, detention or imprisonment; b. Malicious prosecution; c. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person or organization occupies, committed by or on behalf of its owner, landlord or lessor; d. Oral, written or electronic publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; e. Oral, written or electronic publication, in any manner, of material that violates a person's right of privacy; f. Copying, in your "advertisement", a person's or organization's "advertising idea" or style of advertisement"; or g. Infringement of copyright, slogan, or title of any literary or artistic work, in your advertisement". 18. "Pollutants" mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed - 19. "Prod ucts-completed eclaimed. 19."Products-completed operations hazard": a. Includes all "bodily injury" and "property damage" occurring away from premises you own or rent and arising out of "your product" or "your work" except: 1 ) Products that are still in your physical possession; or 2) Work that has not yet been completed or abandoned. However, "your work" will be deemed completed at the earliest of the following times: a) When all of the work called for in your contract has been completed. b) When all of the work to be done at the job site has been completed if your contract calls for work at more than one job site. c) When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project. Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will be treated as completed. b. Does not include "bodily injury" or "property damage" arising out of: Page 20 of 21 67334205 1 22-23 GL/AVWC/UM8 I Windy West 171"312022 ]:17;36 PM IpbTl 1 = y of 29 1) The transportation of property, unless the injury or damage arises out of a condition in or on a vehicle not owned or operated by you, and that condition was created by the "loading or unloading" of that vehicle by any insured; 2) The existence of tools, uninstalled equipment or abandoned or unused materials; or 3) Products or operations for which the classification, listed in the Declarations or in a policy Schedule, states that products - IM91111Irli[rkTi [1 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 completed operations are subject to the General Aggregate Limit. 20."Property damage" means: a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the occurrence" that caused it. As used in this definition, computerized or electronically stored data, programs or software are not tangible property. Electronic data means information, facts or programs: a. Stored as or on; b. Created or used on; or c. Transmitted to or from; computer software, including systems and applications software, hard or floppy disks, CD- ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. 21. "Suit" means a civil proceeding in which damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies are alleged. "Suit" includes: a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent; or b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent. 22. "Temporary worker" means a person who is furnished to you to substitute for a permanent employee" on leave or to meet seasonal or short-term workload conditions. 23. "Volunteer worker" means a person who a. Is not your "employee'; b. Donates his or her work; c. Acts at the direction of and within the scope of duties determined by you; and d. is not paid a fee, salary or other compensation by you or anyone else for their work performed for you. 24. "Your product': a. Means: 1) Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by: a) You; b) Others trading under your name; or c) A person or organization whose business or assets you have acquired; and 2) Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products. b. Includes 1) Warranties or representations made at any time with respect to the fitness. quality, durability, performance or use of your product"; and 2) The providing of or failure to provide warnings or instructions. c. Does not include vending machines or other property rented to or located for the use of others but not sold. 25. "Your work": a. Means: 1) Work or operations performed by you or on your behalf; and 2) Materials, parts or equipment furnished in connection with such work or operations. b. Includes 1) Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of your work", and 2) The providing of or failure to provide warnings or instructions. HG 00 0109 16 Page 21 of 21 67331205 1 22-23 GL/A1,IWC/UH0 I Windy Wegt 13/23/2022 3:17;35 PM (PDT] I Page 21 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 AAA Restoration, Inc 72UHARD2936 it THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONTRACTORS BROAD FORM ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART INDEX 1. Alienated Premises Coverage........................................................................................................................ 1 2. Damage To Your Work.................................................................................................................................1 3 Contractors Limited Professional Liability.......................................................................................................1 4. Per Project and Per Location General Aggregate Limits Of Insurance ... .................. ..................................... 2 5. Medical Payments Coverage - Including Products - Completed Operations .................................................. 3 6. Injury To Employee's Reputation With Respect To IncidentaI Medical Malpractice ........ .............................. 3 7. Bodily Injury Employee Suits ................. ____ ............... ........................... 8. Consolidated Insurance (Wrap -Up) Program.................................................................................................. 3 9. Access Or Disclosure Of Confidential Or Personal Information And Data -Related Liability .... .....................4 10. Supplementary Payments........................................................................................................................- _ 5 11. Two Or More Coverage Parts Or Policies Issued By Us................................................................................ 5 12. Notice of Cancellation to Certificate Holders.................................................................................................. 5 13. Contractual Liability Coverage For Personal And Advertising Injury .............................................................. 6 14. Insured Contract Definition... .................................................. ................................................................... 6 1. ALIENATED PREMISES COVERAGE Exclusion j Damage To Property of Section 1 - Coverage A is amended as follows: a. The following exception to the exclusion is deleted: Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. b. This exception is replaced by the following: Paragraph (2) of this exclusion does not apply if the premises are "your work". 2. DAMAGE TO YOUR WORK Exclusion I. Damage To Your Work of Section I - Coverage A is replaced by the following: I. Damage to Your Work Property damage" to that particular part of your work" that must be restored, repaired or replaced because "your work" was incorrectly performed and included in the "products - completed operations hazard". This exclusion does not apply if the damaged work or the work performed incorrectly was performed on your behalf by a subcontractor. Form HS 24 SO 03 17 This provision does not apply if exclusion I. Damage To Your Work has been otherwise modified by endorsement. CONTRACTORS LIMITED PROFESSIONAL LIABILITY The following exclusion is added to Paragraph 2., Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability, and to Paragraph 2., Exclusions of Section I - Coverage B - Personal And Advertising Injury Liability: This insurance does not apply to "bodily injury", property damage" or "personal and advertising injury" arising out of the rendering of or failure to render any professional services by you with respect to your providing engineering, architectural or surveying services in your capacity as an engineer, architect or surveyor. Professional services include: 1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders, or drawings and specifications; and 2) Supervisory or inspection activities performed as a part of any related architectural or engineering activities. 2017, The Hartford 67334205 1 22-23 GL/T.WK/rUMB I Mindy West 1 3/23/2022 3:17:36 M (PDT) I Fag. 24 of 29 Page 1 of 6 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 This exclusion applies even if the claims against expenses under Coverage C regardless any insured allege negligence or other of the number of; wrongdoing in the supervision, hiring, a. Insureds; employment, training or monitoring of others by b. Claims made or "suits" brought; or that insured, if the "occurrence" which caused the bodily "property ions maltingC. Persons or organizations injury" or damage", or the personal claims or bringing "suits". offense which caused the and advertising injury", involved the rendering of or 3. Any payments made under Coverage A failure to render any professional services by you for damages or under Coverage C for with respect to your providing engineering, medical expenses shall reduce the Per architectural or surveying services in your Project General Aggregate Limit for that capacity as an engineer, architect or surveyor. project" or the Per Location General This exclusion does not apply to your operations Aggregate for that "location", whichever in connection with construction work performed by applies. Such payments shall not reduce you or on your behalf. the General Aggregate Limit shown in the However, this exception to the exclusion will not Declarations, the Per Project General Aggregate Limit for any other "project", or apply if you are in the business or profession of the Per Location General Aggregate Limit providing the professional services described for any other' location". above independent from the construction work 4. The limits shown In the Declarations for performed by you or on your behalf. Each Occurrence, Damage To Premises In the event this insurance applies to any injury, Rented To You and Medical Expense damage, loss, cost or expense covered by continue to apply. However, instead of Professional Liability insurance issued by a being subject to the General Aggregatecompanyunaffiliatedwithus, then the insurance Limit shown in the Declarations, such afforded under this Coverage Part is excess over limits will be subject to the applicable Per such other valid and collectible Professional Project General Aggregate Limit if Liability insurance (including any deductible or attributable only to ongoing operations at self-insured retention portion thereof), and any a single "project or the Per Location other valid and collectible insurance available to General Aggregate if attributable only to the insured whether primary, excess, contingent ongoing operations at a single "location". or on any other basis. B. For all sums which the insured becomes 4. PER PROJECT AND PER LOCATION legally obligated to pay as damages causedGENERALAGGREGATELIMITSOF by "occurrences" under Section I - CoverageINSURANCEAandforallmedicalexpensescausedby A. For all sums which the insured becomes accidents under Section I - Coverage C , legally obligated to pay as damages caused which cannot be attributed only to ongoing by "occurrences" under Section I - Coverage operations at a single "project" or a single A, and for all medical expenses caused by location"; accidents under Section I - Coverage C, 1. Any payments made under Coverage A which can be attributed only to ongoing for damages or under Coverage C for operations at a single "project" or a single medical expenses shall reduce the location"; amount available under the General 1. A separate Per Project General Aggregate Limit or the Products - Aggregate Limit or a separate Per Completed Operations Aggregate Limit, Location General Aggregate Limit applies whichever is applicable; and to each "project" or "location", whichever 2, Such payments shall not reduce any Per is applicable. The Per Project General Project General Aggregate Limit or any Aggregate Limit and Per Location Per Location General Aggregate Limit. Aggregate Limit is equal to the amount of the General Aggregate Limit shown in the C. When coverage for liability arising out of the Declarations. products -completed operations hazard" is 2. The Per Project General Aggregate Limit provided, any payments for damages because or the Per Location General Aggregate of "bodily injury" or (,property damage" Limit, whichever applies, is the most we included in the products -completed will pay for the sum of all damages under operations hazard" will reduce the Products - Coverage A. except damages because of Completed Operations Aggregate Limit, and bodily injury" or "property damage" not reduce the Genera! Aggregate Limit,or included in the "products -completed any Per Project General Aggregate Limit or operations hazard", and for medical any Per Location General Aggregate Limit. Page 2 of 6 Form HS 24 50 0317 6733A2Q5 122-23 G1.1AL/WC/OH0 I trimly oust 1 3123121)22 ]:: !: 36 PH PUT; . i U. 25 of 29 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 D. The provisions of Section III - Limits Of Insurance not otherwise modified by this endorsement shall continue to apply as stipulated. E. For the purposes of Paragraph 4, the following definitions apply: Project" means a premises an insured does not own or rent and where such insured performs construction -related operations. Each "project" involving the same or connecting lots, or premises whose connection is separated by a street, roadway, waterway or right-of-wayrailroad shall be considered a single "project". If a "project" has been abandoned and then restarted, or if the authorized contracting parties deviate from plans, blueprints, designs, specifications or timetables, the "project" shall be considered a single "project". "Project" does not include a premises that is a "location". Location" means a premises an insured owns or rents and where such insured performs business operations other than construction - related operations. Each "location" involving the same or connecting lots, or premises whose connection is separated by a street, roadway, waterway or right-of-way railroad shall be considered a single "location." Location" does not include a premises that is a "project". This provision does not apply if the Per Project and the Per Location General Aggregate Limit has been otherwise modified by endorsement. 5. MEDICAL PAYMENTS COVERAGE - INCLUDING PRODUCTS -COMPLETED OPERATIONS Paragraph 1.a. of the Insuring Agreement - Coverage C is replaced by the following: 1. Insuring Agreement a. We will pay medical expenses as described below for "bodily injury" caused by an accident: 1 ) On premises you own or rent; 2) On ways next to premises you own or rent; 3) Because of your operations; or 4) Included within the definition of the products -completed operations hazard;" provided that: 1) The accident takes place in the coverage territory" and during the policy period; 2) The expenses are incurred and reported to us within three years of the date of the accident; and Form HIS 24 54 0317 3) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. 6. INJURY TO EMPLOYEE'S REPUTATION WITH RESPECT TO INCIDENTAL MEDICAL MALPRACTICE A. The following is added to paragraph 1.e. of the Insuring Agreement - Coverage A: 3) Wrth respect to incidental medical malpractice, "bodily injury" includes damages claimed for injury to emotions or reputation of an "employee" arising out of the rendering or failure to render professional health care services as a physician, dentist, nurse, emergency medical technician or paramedic services. B. The following exclusion is added to Coverage B - Personal and Advertising Injury: Personal and advertising injury arising out of the rendering or failure to render professional health care services as a physician, dentist, nurse, emergency medical technician or paramedic. 7. BODILY INJURY EMPLOYEE SUITS A. "Bodily injury" as listed in paragraph 2.a.(1) of Section II - Who Is An Insured, does not apply to 2.a.(1)(a) through 2.a.(1)(c). B. Part a. of Paragraph 4. Nonowned Watercraft in Section II - Who Is An Insured does not apply. 8. CONSOLIDATED INSURANCE (WRAP-UP) PROGRAMS 67334205 1 22-=3 GL/AL/WC/UHE1 i Windy West 1 3/23/2022 3:17:36 PM {pgrj I psge 26 of 29 The following exclusion is added to Section Coverage A: This insurance does not apply to any "bodily injury' or "property damage" arising out of any "wrap project or premises" where an insured under this policy is also an insured under a commercial general liability (CGL) policy included within a "consolidated insurance (wrap-up) program." This exclusion applies even if the limits of insurance for such consolidated insurance (wrap-up) program" are exhausted or not collected for any reason, including bankruptcy or insolvency of the insurer providing coverage for the "consolidated insurance (wrap-up) program". This exclusion also applies if the CGL coverage afforded under the "consolidated insurance (wrap-up) program" is narrower in scope than the coverage provided by this policy. This exclusion does not apply to: A. Products -Completed Operations Hazard Exception Bodily injury" or "property damage" arising out of an insured's operations at or in connection with a "wrap project or premises" Page 3 of 6 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 when such "bodily injury" or "property damage" commences after the "products - completed operations hazard" coverage or any completed operations extension coverage provided by the applicable "consolidated insurance (w(ap-up) program" has ended or is no longer in effect. B. Excluded Operations Exception Bodily injury" or "property damage" arising out of an insured's operations at or in connection with a "wrap project or premises" to the extent the applicable "consolidated insurance (wrap-up) program" does not apply to those operations. C. Offsite Location Exception Bodily injury" or "property damage" resulting from an insured's operations at or in connection with a "wrap project or premises" at a location to which the applicable consolidated insurance (wrap-up) program" does not apply. D. Repair Work And Punch List Work Exception Bodily injury" or "property damage" resulting from "repair work" or "punch list work" at a wrap project or premises" but only when the applicable "consolidated insurance (wrap-up) program" does not apply or no longer applies to such "repair work" or "punch list work". This exception does not apply to the cost of performing such "repair work" or "punch list work", or to the "repair work" or "punch list work" itself. E. Additional Insured Extension Bodily injury" or "property damage" for which you are solely an additional insured under the consolidated insurance (wrap-up) program". The coverage provided under Paragraphs B.A. through 8.E. above is subject to all terms, conditions and exclusions of this policy. For purposes of Paragraph 8., the following definitions apply: Consolidated insurance (wrap-up) program" means any agreement or arrangement, including any contractor -controlled, owner -controlled or similar insurance program under which one or more contractor(s) working on a specified project are insured under one or more commercial general liability (CGL) policies issued by a specified carrier for injury or damage arising out of operations conducted in connection with or necessary or incidental to the project. Wrap project or premises" means any premises or construction project subject to a "consolidated insurance (wrap-up) program". Repair work" means service, maintenance, correction, repair, replacement work, or periodic inspection performed by an insured at or in connection with a "wrap project or premises", in order to replace or repair an insured's completed worts. Punch list work" means work performed by an insured at or in connection with a "wrap project or premises" in order to complete the work called for in an insured's contract for the "wrap project or premises". 9. ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA - RELATED LIABILITY A. Exclusion p. of Section I - Coverage A - Bodily Injury And Property Damage Liability is replaced by the following: p. Access Or Disclosure Of Confidential Or Personal Information And Data - Related Liability Page 4 of 6 671:14N5 122-23 GL/AL/KE7JUKB 1 Mindy west 1 3/23/2022 3c17:36 PM 1PUT1 I Page 27 of 29 Damages arising out of: 1) Any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information; or 2) the loss of, loss of use of, damage to, corruption of, inability to access, or Inability to manipulate "electronic data" that does not result from physical injury to tangible property. This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cast or expense incurred by you or others arising out of that which is described in Paragraph (1) or (2) above, However, unless Paragraph (1) above applies, this exclusion does not apply to liability for damages because of "bodily injury". B. The following is added to Paragraph 2. Exclusions of Section i - Coverage B - Personal and Advertising Injury : 2, Exclusion This insurance does not apply to: Access Or Disclosure Of Confidential Or Personal Information Personal and advertising injury" arising out of any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit Form HS 24 50 03 17 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 card information, health information or any other type of nonpublic information. This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cost or expense incurred by you or others arising out of any access to or disclosure of any person's or organization's confidential or personal information. 10. SUPPLEMENTARY PAYMENTS In the Supplementary Payments - Coverages A and B provision: The limit for the cost of bail bonds in increased to 2,500. 11. TWO OR MORE COVERAGE PARTS OR POLICIES ISSUED BY US C. The following paragraph is added to Section III -Limits Of Insurance: Subject to Paragraph 5. Each Occurrence Limit, the most we will pay under Coverage A for "property damage" because of all loss of electronic data" arising out of any one occurrence" is $100,000, unless modified by endorsement. 2' D. The following definition is added to Section V Definitions: Electronic data" means information, facts or programs: a. Stored as or on; b. Created or used on; or c. Transmitted to or from; computer software, (including systems and applications software) hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. E. For the purposes of the coverage provided by this provision, the definition of "property damage" in Section V - Definitions is replaced by the following: Property damage" means; a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the "occurrence" that caused it; or c. Loss of, loss of use of, damage to, corruption of, inability to access, or inability to properly manipulate "electronic data", resulting from physical injury to tangible property. All such loss of electronic data" shall be deemed to occur at the time of the "occurrence" that caused it. For the purposes of this insurance, "electronic data" is not tangible property. Form H5 24 50 03 17 67334205 1 22-23 [:L/AL/WC/LTIB 1 windy WesL 1 31:312022 3:17:36 Pal (PQ7) I Paga N of 29 If this policy and any other policy issued to an insured by us or any affiliated company provides coverage that applies to the same claim or damages, the maximum applicable limits) of liability or limit of insurance under all the policies will not exceed the highest applicable limit of liability or limit of insurance under any one policy. This condition does not apply to any policy issued by us or an affiliated company specifically written to apply as excess insurance over this policy. NOTICE OF CANCELLATION TO CERTIFICATE HOLDER(S) This policy is subject to the following additional Conditions: A. If this policy is cancelled by the Company, other than for nonpayment of premium, notice of such cancellation will be provided at least thirty (30) days in advance of the cancellation effective date to the certificate holder(s) with mailing addresses on file with the agent of record or the Company. B. If this policy is cancelled by the Company for nonpayment of premium, or by the insured, notice of such cancellation will be provided within (10) days of the cancellation effective date to the certificate holder(s) with mailing addresses on file with the agent of record or the Company. If notice is mailed, proof of mailing to the last known mailing address of the certificate holder(s) on file with the agent of record or the Company will be sufficient proof of notice. Any notification rights provided by this endorsement apply only to active certificate holder(s) who were issued a certificate of insurance applicable to this policy's term. Failure to provide such notice to the certificate holder(s) will not amend or extend the date the cancellation becomes effective, nor will it negate cancellation of the policy. Failure to send notice shall impose no liability of any kind upon the Company or its agents or representatives. Page 5 of 6 DocuSign Envelope ID: F18A5D76-41 1 E-4551-8292-94487C747F50 13. CONTRACTUAL LIABILITY COVERAGE FOR damage", or "personal and advertising PERSONAL AND ADVERTISING INJURY injury" to a third person or organization. Exclusion e. of SECTION I - COVERAGE B Tort liability means a liability that would be PERSONAL AND ADVERTISING INJURY imposed by law in the absence of any LIABILITY is replaced by the following: contract or agreement. This insurance does not apply to: Paragraph f. includes that part of any contract or agreement that indemnifies a e. Contractual Liability railroad for "bodily injury", "property Personal and advertising injury" for which the damage", or "personal and advertising insured has assumed liability in a contract or injury" arising out of construction or agreement. This exclusion does not apply to demolition operations, within 50 feet of liability for damages: any railroad property and affecting any 1) That the insured would have in the railroad bridge or trestle, tracks, road - absence of the contract or agreement; or beds, tunnel, underpass or crossing. 2) Assumed in a contract or agreement that However, Paragraph f. does not include is an "insured contract", provided the that part of any contract or agreement: personal and advertising injury" occurs 1) That indemnifies an architect, subsequent to the execution of the engineer or surveyor for injury or contract or agreement. Solely for the damage arising out of: purposes of liability assumed in an a) Preparing, approving, or failing to insured contract", reasonable attorney prepare or approve, maps, shop fees and necessary litigation expenses drawings, opinions, reports, incurred by or for a party other than an surveys, field orders, change insured are deemed to be damages orders or drawings and because of "personal and advertising specifications; or injury", provided: b Giving directions or instructions, a Liability to such part for, or for theyy or failing to give them, if that is cost of, that partys defense has also the primary cause of the injury or been assumed in the same "insured damage; or contract"; and 2) Under which the insured, if an b) Such attomey fees and litigation architect, engineer or surveyor, expenses are for defense of that party assumes liability for an injury or against a civil or alternative dispute damage arising out of the insured's resolution proceeding in which rendering or failure to render damages to which this insurance professional services, including those applies are alleged. listed in (1) above and supervisory, 14. INSURED CONTRACT DEFINITION inspection, architectural or a. INSURED CONTRACT -CONSTRUCTION engineering activities. OPERATIONS AND MUNICIPAL WORK All other terms and conditions in the policy remain Paragraph d. of the definition of "insured unchanged. contract" in Section V - Definitions is deleted and replaced by the following: An obligation, as required by ordinance, to indemnify a municipality. b. CONTRACTUAL LIABILITY Paragraph f. of the definition of "insured contract" is deleted and replaced by the following: That part of any other contract or agreement pertaining to your business including an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury", "property Page 6 of 6 Form HS 24 50 0317 67]34[::.•. : 22-2J W—dy Wes[ 1 31:312022 3:17:36 Me SPOT; I Page 29 of 29 DocuSign Envelope ID: F18A5D76-411E-4551-8292-94487C747F50 BUSINESS LICENSE This business license is issued for revenue purposes only and does not grant authorization to operate a business. This business license is issued without verification that the holder is subject to or exempted from licensing by the state, county, federal government, or any other governmental agency. Business Name: AAA RESTORATION INC. Business Location: 29850 2ND ST LAKE ELSINORE, CA 92532-2420 Owner Name(s): KIRK MUNIO AAA RESTORATION INC. 29850 2ND ST LAKE ELSINORE, CA 92532-2420 CITY OF LAKE ELSINORE Administrative Services - Licensing 130 South Main Street, Lake Elsinore, CA 92530 PH (951) 674-3124 BUSINESS LICENSE NO. 021505 Business Type: GENERAL BUILDING CONTRACTOR Description: GENERAL CONTRACTOR Issue Date: 5/1/2022 Expiration Date: 4/30/2023 Starting January 1, 2021, Assembly Bill 1607 requires the prevention of gender-based discrimination of business establishments. A full notice is available in English or other languages by going to: https://www.dca.ca.gov/publications/ TC) RF Pf1RTFn IN A C('1NSPIC11r)11S PI ACF THIS IS V(IIIR I ICFNSF . NrIT TRANSFFRARI F