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HomeMy WebLinkAboutItem No. 09 - Annual Comprehensive Financial Report FY Ended June 30, 2021City Council Agenda Report City of Lake Elsinore 130 South Main Street Lake Elsinore, CA 92530 www.lake-elsinore.org File Number: ID# 22-009 Agenda Date: 1/11/2022 Status: Approval FinalVersion: 1 File Type: Council Consent Calendar In Control: City Council / Successor Agency Agenda Number: 9) Annual Comprehensive Financial Report for the Fiscal Year Ended June 30, 2021 Receive and file the Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2021 and related year-end reports. Page 1 City of Lake Elsinore Printed on 1/6/2022 REPORT TO CITY COUNCIL To: Honorable Mayor and Members of the City Council From: Jason Simpson, City Manager Prepared by: Nancy Lassey, Finance Manager Date: January 11, 2022 Subject: Annual Comprehensive Financial Report for the Fiscal Year Ended June 30, 2021 Recommendation Receive and file the Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2021, and related year-end reports. Background and Discussion The Annual Comprehensive Annual Financial Report (Report) is the summarization of the City’s financial activity for the previous fiscal year ending June 30, 2021. The report includes a summarization of significant milestones that were accomplished during the year by department, fiscal policies, and statistical information. Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lake Elsinore for its Reports for the fiscal year ended June 30, 2015, through 2021 consecutively. To be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized Report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for one year only. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program’s requirements and have submitted it to GFOA to determine its eligibility for another certificate. Also included, please find copies of the Auditor’s Communication Letter, the Auditor’s Appropriations Limit Report, and the Auditor’s Internal Control Report. Fiscal Impact No fiscal impact. Annual Comprehensive Financial Report January 11, 2021 Page 2 Exhibits A - 2021 Annual Comprehensive Financial Report B - 2021 Auditor’s Communication Letter C - 2021 Auditor’s Internal Control Report D - 2021 Auditor’s Appropriation Limit Report CITY OF LAKE ELSINORE, CALIFORNIA ANNUAL COMPREHENSIVE FINANCIAL REPORT FISCALYEAR ENDED JUNE 30, 2021 how pr dir IL rep r db Y gartment of tnistra Service � iai�ce Division "6 Cover is a picture of Walker Canyon during Lake Elsinore's 2019 Poppy Super Bloom. CITY OF LAKE ELSINORE, CALIFORNIA ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2021 Prepared by: Department of Administrative Services Finance Division This page left intentionally blank. CITY OF LAKE ELSINORE ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2021 TABLE OF CONTENTS Page(s) INTRODUCTORY SECTION Letterof Transmittal .................................................................................................................................i Governmental Finance Officers Association Certificate of Achievement For Excellence in Financial Reporting ...............................................................................................xix OrganizationChart................................................................................................................................xx Directoryof City Officials......................................................................................................................xxi LocationMap....................................................................................................................................... xxii FINANCIAL SECTION Independent Auditors' Report.................................................................................................................1 Management's Discussion and Analysis (Unaudited).............................................................................7 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position ........................................................................................................21 Statementof Activities..............................................................................................................22 Fund Financial Statements Governmental Fund Financial Statements Balance Sheet—Governmental Funds....................................................................................24 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position..............................................................................................27 Statement of Revenues, Expenditures, and Changes in Fund Balances —Governmental Funds.............................................................................................................28 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities and Changes in Net Position........31 Proprietary Fund Financial Statements Statement of Net Position—Proprietary Funds .......................................................................32 Statement of Revenues, Expenses, and Changes in Net Position— Proprietary Funds.........33 Statement of Cash Flows— Proprietary Funds........................................................................34 CITY OF LAKE ELSINORE ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2021 TABLE OF CONTENTS Page(s) Fiduciary Fund Financial Statements Statement of Net Position— Fiduciary Funds...........................................................................35 Statement of Changes in Net Position — Fiduciary Funds.......................................................36 Notes to Basic Financial Statements ..........................................................................................39 REQUIRED SUPPLEMENTARY INFORMATION (Unaudited): Budgetary Comparison Schedule Budget and Actual —General Fund..........................................99 Budgetary Comparison Schedule Budget and Actual — Low- and Moderate-Income Housing....100 Schedule of Proportionate Share of the Net Pension Liability—CalPERS Pension Plan............101 Schedule of Plan Contributions— CalPERS Pension Plan ..........................................................102 Schedule of Changes in the Total OPEB Liability and Ratios......................................................103 Notes to Required Supplementary Information ............................................................................104 SUPPLEMENTARY INFORMATION Combining Balance Sheet— Nonmajor Governmental Funds............................................................110 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances— Nonmajor Governmental Funds..........................................................................120 Budgetary Comparison Schedules—Special Revenue Funds: Supplemental Law Enforcement Service .....................................................................................129 TrafficOffender.............................................................................................................................130 GasTax........................................................................................................................................131 TransportationMeasure A............................................................................................................132 SB1186CAS Education ...............................................................................................................133 TrafficSafety.................................................................................................................................134 City-Wide Lighting and Landscaping............................................................................................135 L.L.M.D No. 1................................................................................................................................136 Geothermal...................................................................................................................................137 AB2766 Air Pollution.....................................................................................................................138 C.D.B.G ........................................................................................................................................139 Developer Agreement Revenue/Trust..........................................................................................140 Affordable Housing In-Lieu...........................................................................................................141 City Hall / Public Works................................................................................................................142 CommunityCenter........................................................................................................................143 LakesideFacilities........................................................................................................................144 AnimalShelter..............................................................................................................................145 N.P.D.E.S .....................................................................................................................................146 PEGGrant....................................................................................................................................147 PedestrianSidewalk.....................................................................................................................148 CITY OF LAKE ELSINORE ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2021 TABLE OF CONTENTS Page(s) Lake Destratification and Water Fund..........................................................................................149 Budgetary Comparison Schedules— Capital Projects Funds: Capital Improvement Plan ............................................................................................................150 Miscellaneous General Project.....................................................................................................151 ParkQuimby Development...........................................................................................................152 StormDrains.................................................................................................................................153 LibraryFacilities............................................................................................................................154 TrafficImpact................................................................................................................................155 FireFacilities.................................................................................................................................156 Public Improvement In-Lieu..........................................................................................................157 Total Road Improvement Program...............................................................................................158 TUM F............................................................................................................................................159 Budgetary Comparison Schedules— Debt Service Funds: PublicFinancing Authority............................................................................................................160 RecreationAuthority.....................................................................................................................161 Facilities Financing Authority........................................................................................................162 Budgetary Comparison Schedules— Permanent Funds: Endowment Trust—Adolph Korn..................................................................................................163 Internal Service Funds: Combining Statement of Net Position...........................................................................................166 Combining Statement of Revenues, Expenditures, and Changes in Net Position.......................168 Combining Statement of Cash Flows...........................................................................................170 Fiduciary Funds: Combining Statement of Fiduciary Net Position — Private-Purpose Funds..................................174 Combining Statement of Changes in Net Position — Private-Purpose Funds..............................175 CITY OF LAKE ELSINORE ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE YEAR ENDED JUNE 30, 2021 TABLE OF CONTENTS Page(s) STATISTICAL SECTION (Unaudited) NetPosition by Component................................................................................................................ 180 Changesin Net Position..................................................................................................................... 182 Fund Balances, Governmental Funds................................................................................................ 186 Changes in Fund Balances, Governmental Funds............................................................................. 188 Tax Revenues by Source, Governmental Funds ............................................................................... 191 Taxable Sales by Major Industry Groups........................................................................................... 192 Direct and Overlapping Property Tax Rates....................................................................................... 194 Principal Property Taxpayers ............................................................................................................. 195 Property Tax Levies and Collections.................................................................................................. 197 Assessed Value and Estimated Value of Taxable Property............................................................... 198 Ratios of Outstanding Debt by Type...................................................................................................200 Direct and Overlapping Bonded Debt.................................................................................................202 Legal Debt Margin Information...........................................................................................................204 Pledged-Revenue Coverage—Sanitary District Fund........................................................................206 Demographic and Economic Statistics ..............................................................................................207 PrincipalEmployers............................................................................................................................208 Full-time Equivalent City Government Employees by Function/Program ..........................................209 Operating Indicators by Function/Program.........................................................................................210 Capital Asset Statistics by Function/Program ....................................................................................213 • t 4 T�1 � ��'''`��w �,' �•�+ra�M. °J� �; a.. �^ }S Qf. wl! <� , •���ia�- i t/�`Y` 1�' ;, ems. � I� �,� •,.� �•1 I>ry � "`.:��. /�_ � E- AM ��_f�yjf � � • � w ",���`���/� � 'ham-_ �^ i4 .,`� `r,�{/' ' _1�..,.• - � \. lr./ ' 4'� �'/1�I L l�) _ �l•5� `� � i►� tea_ '! ��1'i� 'Ail YJ ` '� This page left intentionally blank. CITY or LADE LSIROKE DREAM EXTREME- December 29, 2021 To the Honorable Mayor, Members of the Governing Council and Citizens of the City of Lake Elsinore: We are pleased to submit the June 30, 2021, Annual Comprehensive Financial Report (ACFR)for the City of Lake Elsinore (City). This report is published in accordance with local ordinance and state law requirements that financial statements be presented in conformity with generally accepted accounting principles(GAAP)and audited in accordance with generally accepted auditing standards by an independent public accounting firm of licensed certified public accountants. The City has adopted the reporting provisions of Governmental Accounting Standards (GASB) Statement No. 1, which established the authoritative status of the pronouncements of its predecessor, the National Council on Governmental Accounting (NCGA), as well as, the accounting and financial reporting guidance contained in the Industry Audit Guide, Audits of State and Local Governmental Units, issued by the American Institute of Certified Public Accountants. Through widespread acceptance, pronouncements of the NCGA, GASB and the AICPA through its Industry Audit Guide, have long been acknowledged as the primary authoritative statements of GAAP applicable to state and local government. This report contains management's representations concerning the City's finances. Management assumes full responsibility for the completeness and reliability of the information presented and that it is reported in a manner that fairly presents the financial position and operations of the City. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. To provide a reasonable basis for making these representations, and assurance that the financial statements will be free from material misstatement, City management has established a comprehensive internal control framework designed both to protect its assets and to compile sufficient reliable information to prepare the City's financial statement in conformity with GAAP. The significant accounting policies of the City are described in the notes to the financial statements. These accounting policies have been reviewed by the City's independent certified public accountants and conform to the recommendations of GASB. As required by GAAP, the Management's Discussion and Analysis (MD&A) immediately follows the independent auditor's report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complements this letter of transmittal and should be read in conjunction. Independent Audit State statutes require an annual audit by independent certified public accountants. Lance, Soll, &Lunghard (LSL), LLP., a firm of licensed certified public accountants, has audited the City's financial statements. The i Honorable Mayor and City Council December 29, 2021 goal of the independent audit is to provide reasonable assurance that the City's financial statements are free of material misstatement. The independent audit firm has concluded that there was a reasonable basis for rendering an unmodified opinion that the City of Lake Elsinore's financial statements for the year ended June 30, 2021, are fairly presented in conformity with GAAP. Their report is presented as the first component of the financial section of this report. Financial Reporting Entity For financial reporting purposes, in conformance with the criteria of GASB "Defining the Governmental Reporting Entity," this report includes the operating statements and statements of financial position of the City of Lake Elsinore,the Lake Elsinore Public Financing Authority,the Lake Elsinore Recreation Authority, and the Facilities Financing Authority. While each is a separate legal entity, the City Council, acting as Council and Board of Directors, exercises oversight responsibility for each. Each was organized for the benefit of the City and its residents and conducts all activity within its boundaries. They are therefore shown as blended Component Units within the Financial Statements. The Public Financing Authority,the Facilities Financing Authority, and the Recreation Authority are reported as Debt Service Funds. The City, as the Successor Agency to the Redevelopment Agency, continues to carry out remaining activities of the Redevelopment Agency. Because of the dissolution of the Redevelopment Agency of the City of Lake Elsinore, the agency is presented as a private purpose trust. Successor Agency trust information is disclosed in the notes to the financial statements (Note No. 18). City Profile Incorporated in 1888, the City of Lake Elsinore is in the Elsinore Valley of Western Riverside County on Historic Highway 395. Elsinore Valley is centralized with about an hour to two hours' drive between major anchor cities such as San Diego, Los Angeles, Orange County, Palm Springs, and Big Bear. Serving a population of 64,762, the city limits fall on the Easterly shores of Lake Elsinore, the largest natural freshwater lake of Southern California. The City currently occupies 42 square miles with 5 square miles being water. Residents enjoy perfect climate, blue sky, clean air, world-famous thermal winds for aerial sports, water sports, and off-road motor sports. All of this is set against the spectacular Cleveland National Forest, providing opportunities for hiking, biking, bird watching or relaxing in the beauty that abounds in this outdoor recreation destination. The City is incorporated as a general law city with a council/manager form of municipal government, which consists of five council members who are elected to four-year staggered terms. The City is a By-District election system with five Districts. The mayor and mayor pro-tem are honorary positions filled by council members for one-year terms. The Council is responsible for setting policy and approving actions to carry out the functions of municipal government. The City is empowered to levy property tax on real property located within the city limits. It also is empowered by state statute to extend its corporate limits by annexation, which has been done from time to time. Termed the "Action Sports Capital of the World", management works to support sports on and around the lake. Centrally located within the city limits, lays our 3,000 surface-acre recreational lake with campgrounds and boat launches where water sport players can play. Some events centered around the lake include fishing tournaments, kids fishing derby, National Water Ski races,jet skiing, kite surfing, and boat sailing. ii Honorable Mayor and City Council December 29, 2021 Within the city limits, citizens and visitors can play at the: Skylark Field Airport (CA89), an airport for skydiving, airplane gliding, and airplane flying. Links at Summerly, a championship 18-hole"Scottish Links" golf course, dining, and an event venue for celebrations. IJ rt _ f Owned by the City, residents can visit our Diamond Stadium, a state-of-the-art baseball facility with the capacity of 14,000 spectators. Home base for the Storm Minor League Baseball Team, other events are held such as high school graduations, music concerts, off-road vehicle races, car shows, drive-in concerts, and movies, and more. The Diamond Club facility within the Stadium can be rented as a venue for banquets, weddings, and seminars and provides event catering. i+r - '!F { 4 •�f .. ., .ti .. .. q- y J '�"+ JJam�}} ' , - - ...=.5. .. .. •. '" � III Honorable Mayor and City Council December 29, 2021 Following the sports theme, citizens and visitors have access to our Rosetta Canyon Sports Park, Southern California's premier softball and multi-sport facility designed with a 5-tournament caliber color- coded softball field with synthetic turf. The park includes a CIF football/soccer field with synthetic turf, jogging pathways, two-story concession stand with observation deck, dog park, and community garden. ' ` 1 L For boating enthusiasts, visitors can experience water sports by launching their vessels, paddle boards, canoes, or jet skis at the Launch Pointe Recreation Destination & RV Park. The launch facility provides docks for launching, parking, restrooms, covered picknick areas, and access to the beach. Visitors can dine at The Bobber Restaurant or shop at the Bait&Tackle Shop. If you do not have a boat, you can rent one at Launch Pointe! Boat Rentals include fishing boats to luxury pontoon boats with reservations made online. F i i iv Honorable Mayor and City Council December 29, 2021 Visitors can experience the City owned campground, Launch Pointe Recreation Destination & RV Park, located on the North shore of the Lake. This resort includes amenities such as picnic areas, shade structures, splash pad, playground, pool, RV hookups, RV or boat storage, laundry facility, administrative building, gift shop, and a large community hall. The resort also provides a private beach for guests. This lovely resort also includes Vintage Village a vintage trailer area with a central fireplace in which vintage trailers can be rented by groups or individually. Yurt Village provides rentable furnished yurts of various sizes. Launch Pointe Recreation Destination &RV Park Launch Pointe's Community Hall is available for events such as weddings, banquets, or parties and includes a barbeque, full kitchen, fireplace, and viewing deck of the lake. Launch Pointe Community Hall Venue v Honorable Mayor and City Council December 29, 2021 Lake Elsinore is home of the famous Elsinore Grand Prix; a dirt-bike race that takes place through the streets of Old Town Lake Elsinore and around the Lake Elsinore area. This event became popular in the 1960s and early 1970s, drawing the likes of dirt-bike greats such as Malcolm Smith and Steve McQueen, to name a few. The race has always been set as an open format in which anyone can ride. In 1971, the documentary movie On Any Sunday by Bruce Brown included scenes from the Elsinore Grand Prix. This epic race festival is typically held around mid-November over a three-day weekend. For those who like to just ride any day, citizens and visitors can visit the Lake Elsinore Motorsports Park located near the airport. Exclusively at Lake Elsinore, riders can now experience a new way to ride with LITPro Leaderbaords where"Every day is race day"and a rider's progress with lap times can be measured. This park offers track options such as Main, Intermediate Vet, Vet, 60-80, and Peewee tracks. BINGREf Lake Elsinore Motorsports Park The City skate parks serve skateboarding, scooter, and BMX enthusiasts at two locations. The Summerly Community Park, the newest skate park is a 10,000 feet concrete park perfect for all riders and skill levels and the Skate Zone at Serenity Park provides a fun bowl complete with 4" mini-ramp sections, rounded hips and a 6'circular deep end for carving. Flowing eastward, the skatepark features street-inspired terrain addressing the full spectrum of skill levels. Additionally, Serenity includes a Pump Track, ideal for BMX enthusiasts. vi Honorable Mayor and City Council December 29, 2021 O Jkk 7 Lake Elsinore Summerly Skate Park - � r Lake Elsinore Serenity Skate Park The City provides a range of municipal services for citizens throughout the community that include maintenance of 22 parks, 3 public beaches, fire prevention, code enforcement, animal services, planning and development, building inspections, licenses and permits, construction and maintenance of streets, right-of-way landscaping maintenance, traffic and street lighting, capital improvements, general administration, recreational services, cultural activities, and lake services. The City contracts with Riverside County for both Police and Fire services. The Lake Elsinore Unified School District provides 25 schools for approximately 21,801 students within the city limits and sphere of influence areas. Elsinore Valley Municipal Water District provides water and sewer services. vii Honorable Mayor and City Council D •- • 2021 Lake Elsinore's 2019 Super Bloom of California Poppies at Walker Canyon viii .ram _ •-x - '.ti� b'!r'`",�. �',.."•�� z ��a'�. .'ix.� `._ - -••-�`- = . ., � ",w ��. ;• . -+mob:* Honorable Mayor and City Council December 29, 2021 Local Economy The City offers easy access to major freeways, available industrial and commercial land, quality labor force of both skilled and semi-skilled workers,and an economic philosophy of assisting local businesses for future growth. The region's geographic location, competitive cost structure and sophisticated logistics facilitates one of the fastest growing communities in the area. The City's median age is 30.6 with a per capital personal income of$24,169. As shown in Chart 1, this is a slight increase from the prior year of$22,837 with the unemployment rate at 10.1%, which is up from the prior year of 3.9%. The median housing price in the City is approximately$485,000,which is a median increase of 16.87%from the prior year.The median price paid for Riverside County homes is in the$537,500 range,which is a 27.36% increase from $422,000 in June 2020. Chart 1. Unemployment Rate and Population 1 6.0% 67.500 1 4.0% 65.000 2 1 2.0% 2 .a 62.500 Yv a � 1 0.0% a d 60.000 d 57.SOO c a 6.0% LW 4.0% SS.000 J 2.0% >: 52.500 0.0% 50.000 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Fiscal Year t Unemploymant Rate Population The TOT revenue is the City's 10% tax received for short-term rental properties such as (but not limited to) hotels, motels, vacation homes, and RV parks. The City experienced a decrease of 15.83% in the transient occupancy tax (TOT) revenues for a total of $550,508 for the fiscal year from $654,044 of the prior year (shown in Chart 2 ); however, the prior year experienced a one-time payment of$155,000. This concludes that for the prior year the TOT revenue was not the norm and is more inline this year. ix Honorable Mayor and City Council December 29, 2021 Chart 2. City of Lake Elsinore Transient Occupancy Tax Revenues for the Last Ten Years $700 $600 — $500 — "' $400 — s° $300 $200 .$100 So 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Fiscal Year i The City's Economic Development Department works with the Chamber of Commerce and the Visitor's Bureau in effort to encourage the expansion and relocation of industries that generate local sales tax and employment opportunities. The City's sales tax revenue, the largest general fund revenue, experienced a significant increase of sales overall of 66% as shown in Chart 3. Of the total amount of$18 million includes the City's new Measure Z sales and use tax as well as an increase in Retail Sales Tax shown in Chart 4. Chart 3. City of Lake Elsinore Percentage Change of Revenue from PriorYear 70% 60% 66% u 50% 7 p 40% 30% 20% b ro 6% 10% m 10% 4% 3% s 7% -20% 2012 2011 2014 2015 2016 2017 2018 1019 2020 2021 Fiscal Year x Honorable Mayor and City Council December 29, 2021 Chart 4. City of Lake Elsinore Sales Tax Revenues for the Last Ten Years 20,DOO 18,DOD 15,DOD 14,DOD N 0 12,DOD 10,Do6 t 8,D0o — 6,D00 4,D00 2,000 0 2011 2032 1013 2014 2015 2016 2017 2018 1019 2010 N21 2022 Fiscal Year On the November V,2020 ballot, the City of Lake Elsinore Citizens voted in favor of Measure Z, a locally controlled one-percent on transactions and use tax to generate unrestricted general fund dollars to address city service, public safety, and local recovery needs. Measure Z added $3.5 million of additional revenue and Retail Sales Tax added an additional $3.7 million from the prior year as shown in Chart 5. Chart 5. Sales Tax by Type s2n,nnv,Doa $17,500.000 $15,000,000 $12.500.000 $10.000.000 $7,500,DD0 $5,On0,000 sz,sna,vvo s- 2012 2013 2014 201S 2016 2017 2016 2019 2020 2021 ■Retail Sales&Use Tax ■Public Safety 112%Sad es Tax ■Retail Sales&Use Tax Measure I Sades&Use Tax-Triple Flip The City's total governmental funds experienced an increase in net position because of a decrease in expenditures and an increase in revenue overall as reflected in the Chart 6. The decrease in expenditure resulted from a reduction in debt service by $6.6 million from the refunding of several bond issues as discussed in Note 8 while the increase in revenue resulted from the increase in retail sales tax. xi Honorable Mayor and City Council December 29, 2021 Chart 6. City of Lake Elsinore Revenues and Expenditures of Governmental Funds $1 40.000 $120.000 s i .- -a $1 00.000 o $80,000 sa0,000 4 $40,000 $20,000 so 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Fiscal Year --s—Revenues fExp a nd i[u re Taxable property net assessed values continue to grow with only a little more than 1/3 built out as shown in Chart 7. The 2/3 of vacant land includes open frontage along California's Interstate 15 Highway available for commercial development. This continual rise constitutes a 5.58% increase from prior year. Chart 7. City of Lace Elsinore Taxable Property Net Assessed Value 8,000,000 - 7,000,000 6,000,000 5.000,000 - 0 W 4,000,000 — 3,000,000 2,000,000 1,000,000 0 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Fiscal Year The City's General Fund, the main operating fund used to account and report financial resources not accounted for in another fund experienced an increase in revenues by 15% while the general fund expenditures increased by 3% for the fiscal year as shown by Chart 8 below. This chart reflects how the City experiences continued growth of the local economy. As the City grows, revenue increases as does the required level of service to the Citizens. This chart also demonstrates compliance with budgetary controls by"living within the means." xii Honorable Mayor and City Council December 29, 2021 Chart 8. City of Lake Elsinore Revenues and Expenditures of the General Fund $50MO $4s,000 $4 0,000 r a 535,000 F C _ s3a,vav 0 ittl $25,000 $20,000A 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Fiscal Year n Revenues ■Expenditures Coronavirus Pandemic In FY19-20, the City took immediate and dramatic steps to address the COVID-19 pandemic, this included measures to contain the virus and to mitigate its impacts including the financial hardships created by unemployment's and lost business opportunities. Costs for the City increased as the City modified all facilities to address possible health and safety issues that may rise from the pandemic. At the close of FY20-21 the City experienced ongoing financial challenges created by the COVID-19 pandemic resulting from the statewide Stay-at-Home order to reduce the spread of COVID-19. With the Stay-at-Home order, the City experience an increase in unemployment; contrarywise, sales tax revenue in all major industry groups increased. The largest industry was general consumer goods with auto sales move down to second (normally first). Some industry with the lower increase was fuel and service stations which is related to less people commuting and staying home. The City fared well compared to other Cities within the Riverside County. As we move forward in the FY21-22, the City has been and will continue to monitor any changes to pandemic assumptions and economic factors and will adjust. The City anticipates economic factors will reduce City revenues, which will result in scaling back on capital projects. The City will continue to follow State mandated orders that address the pandemic. Things to Come Through the Capital Improvement Plan, the City's Ultimate Railroad Canyon and Interstate 15 Interchange project is still under construction. This project serves to improve traffic flow and safety of our major route to Menifee Valley and the Interstate 215. Currently the new north bound off ramp is complete and in use with the new north bound on ramp is nearing completion. xiii Honorable Mayor and City Council December 29, 2021 The Downtown Active Transportation Connections and Urban Greening Project will cure existing infrastructure gaps and vacant parkways with the planning of 272 high carbon sequestering shade trees, water efficient vegetation, and drainage infrastructure in parkways. In addition, this project will complete a one-mile loop around downtown core extending from Main Street to Pottery Street, across the proposed bridge to the Riverwalk Trail, down the Riverwalk Trail to Graham Avenue, and back to Main Street. This project will also include lighting for Spring Street which will assist with the safety and mobility of improvements to the area. The Main Street Interchange project will provide improvements to Main Street from two(2) lanes to four(4), improvements to the Interstate 15 off-ramps and on-ramps, widening the intersection of the southbound off-ramp. Additionally, traffic signals will be installed at the ramps, and at the intersection of Camino Del Norte and Main Street. The Collier Avenue pavement rehabilitation project includes grind and overlay, pavement reconstruction, and striping along Collier Avenue between Riverside Drive and Nichols Road. Vision Statement and Major Initiatives The City Council's visionary statement as shown below, guides Council and Staffs focus with Council's budgetary initiatives. The vision statement is also used as a tool in the employee selection and hiring process, a guide in conducting city business, a statement to the citizens affirming what the City as an organization stands for, and the level of service citizens can expect from the City. "The City of Lake Elsinore will be the ultimate lake destination where all can live, work, play, build futures, and fulfill dreams." Council's "Dream Extreme" motto coupled with economic development facilitates goals to become the ultimate lake destination. After all, we are the Action Sports Capital of the World where our residents and visitors can Dream Extreme. The City Council's budgetary and legislative priorities are updated annually and are included in the Operating Budget. With the vision statement of focus on the "lake" and "play," Council's directive includes building recreation facilities and supporting sport venues.The budget guidelines for FY20-21 were presented in the Operating Budget as fiscal stability and community responsibility as they relate to the City's vision statement and Council's established strategic key initiatives for the fiscal year. • Public Safety • Recreation • Transportation • Economic Development • Education and Services xiv Honorable Mayor and City Council December 29, 2021 Long-Term Financial Planning Dream Extreme 2040 Plan Each fiscal year, the annual operating budget is proposed after a considerable review process in which staff and Council identify budget priorities, immediate and future fiscal issues, community needs, and the resources required to enhance capital programs and services within the City in order to maintain a strong community. With the five-year forecast section, revenue and expenditure projections are developed to identify future impacts of proposed staffing and program changes, as well as the impact of capital improvement projects. The annual budget serves not only as a financial plan for the immediate future, but also as a management and communication tool outlining the City Council's vision and key initiatives for the year that make the City the desirable place as the vision statement outlines. The City Council previously identified an objective of developing and maintaining a reserve in the General Fund for economic uncertainties and contingencies. This is reviewed during the budget process with the revenue and expenditure forecasting and is currently set at 17.5%. The objective of budgetary control is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council and various Boards. Budgets are adopted for the General Fund, Special Revenue Funds,Assessment Districts, Internal Service Funds, Debt Service Funds, Capital Improvement Project Funds, and Enterprise Fund. The annual five-year budget is presented to Council for adoption prior to the beginning of each fiscal year. The budget is prepared by fund, function (e.g. community services), and department (e.g., recreation). The level of budgetary control is maintained at the department level in which Department heads may transfer resources within a department as they see fit. Transfers between departments or funds; however, need special approval from Council. Also presented annually to address changing needs, Council reviews and approves a five-year budget for the Capital Improvement Plan (CIP). The CIP budget serves as a planning tool to coordinate level ranking, financing, and scheduling of major projects undertaken by the City. The City Council holds a budget workshop to facilitate discussion, public comments, and detailed review of each proposed project. Projects are carefully programmed to ensure the Community's capital improvement needs are met both now and in the future. Projects are designed to provided additional opportunities and access to the City and improve the overall quality of life. The level of budgetary control for CIP is maintained at the project level and the expenditure object level. Internal Controls Internal accounting controls are designed to provide reasonable assurance regarding the safeguarding of assets and the reliability of financial records and maintaining accountability of assets. To facilitate reporting, budgetary control is maintained through computer approval paths for all financial transactions of all funds as well as computer-generated reports. Capital Project expenditures are also controlled at the project level. Encumbrance accounting is utilized to ensure effective budgetary control; purchase orders and contracts are reviewed, and a determination is made that valid and sufficient appropriations exist for payment for ordered goods and services. Encumbrances outstanding at year-end do not constitute expenditures or liabilities. Unencumbered appropriations lapse at year-end, and encumbrances outstanding at that time are reported as a reserve of fund balance for subsequent year expenditures. xv Honorable Mayor and City Council December 29, 2021 The concept of reasonable assurance recognizes that the cost of control should not exceed its benefits. The evaluation of this cost benefit relationship rests with management. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework designed both to protect the government's assets from loss, theft, or misuse, and to compile sufficient reliable information for the preparation of the financial statements in conformity with GAAP. All internal control evaluations occur within the bounds as described. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. xvi Honorable Mayor and City Council December 29, 2021 Fund Descriptions Table 1 below shows the various fund types used by the City and included in this report. Descriptions of them are included in the Note's to the Financial Statements. Table 1. CITY OF LAKE ELSINORE FUND DESCRIPTION GOVERNMENT FUNDS General Fund Special Revenue Funds Debt Service Funds Capital Project Funds Permanent Fund PROPRIETARY FUNDS Enterprise Fund: Launch Pointe Internal Service Funds: Insurance Services Information Systems Services Support Services Fleet Services Facilities Services FIDUCIARY FUNDS Private-purpose Trust Funds Custodial Funds xvii Honorable Mayor and City Council December 29, 2021 Awards and Acknowledgements Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Lake Elsinore for its comprehensive annual financial report for the fiscal year ended June 30, 2021. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to GFOA to determine its eligibility for another certificate. The preparation and development of this report would not have been possible without the special efforts of the entire Administrative Services Department. We wish to express gratitude to all those staff members of both the City and independent auditors who were associates with the preparation of this report.Additionally, we express our appreciation to the Finance Division staff for their dedicated service and contribution to the department during the fiscal year. Their efforts are reflected in this report and in other documents resulting from the annual financial management process. We would like to thank the Mayor, City Council, City Treasurer, and City Manager for their interest and support in planning and conducting the financial operations of the City. Respectfully submitted, Jason Simpson City Manager xviii Honorable Mayor and City Council December 29, 2021 Government Finance Officers Association Certificate of I Achievement for Excellence in Financial Reporting Presented to City- of Lake Elsinore California For its Comprehensive Annual Financial Report For the Fiscal Year Ended June 30.2020 Eaecutvm DirectoriCEO xix Honorable Mayor and City Council D- .- • 2021 CITY ORGANIZATION a t �F LAME ELIN�F�E Fu�lic safe#y CIFY TREA�UREF� Advis�ly Ccnrmission RllBLIC FINANCE Ci#y Attamey AUTHORITY Pl�rrning RECREATION C�nrmission AUTHORITY F�4CILITIES FINANCING AUTHORITY City Manager Administrative Palk Services ervi�:es xx community Fire Service Development Engineering �� Services Pu61ic VMFarks pity Clerk Honorable Mayor and City Council December 29, 2021 CITY OF LAKE ELSINORE DIRECTORY ELECTED OFFICIALS Robert E. Magee, Mayor Timothy J. Sheridan, Mayor Pro-Tern Steve Manos, Councilmember Natasha Johnson, Councilmember Brian Tisdale, Councilmember Allen P, Baldwin. Treasurer i Elected to four-year staggered termsl ADMINISTRATION Jason Simpson, City Manager Nicole Dailey, Deputy City Manager- Barbara Leibold, City Attorney Candice Alvarez, City Clerk Andrew Elias, Police Chief Lonny Olson, Fire Chief Remon Habib, City Engineer Johnathan Skinner, Director of Community Services Vacant Position, Director of Community Development ACFR TEAM Jason Simpson, City Manager Shannon Buckley, Administrative Services Director Nancy Lassey, Finance Manager Andrew Zavala, Sr. Accountant Domenico Piazza, Sr. Accountant 'As of December 2021 xxi Honorable Mayor and City Council December 29, 2021 r�s. - m San 9wnardlno ® wwrdd. L Angal.. �An.hNm Lerg B..ch � Spring. Homot 0 LAKE ELSINORE 3d llwild s..ci--. m ® O C.rlahad ® E�co+d•da xxii '�' '� f '.3�" i F�� ��;.� jj f ►�� ,��� ,cif,.! f.r, �b� ,+r� j ` ��' Y ; yr �rJ i•' a yG 4, ••ry`ii'" 1�< C%��� �. -j►. �� r �.'sr A�'�� � .� '� "�7 j ~ :fia "�,_ �'l". `� ;��• FF ` _�'b,_ -;1 '�a{'R. 'pry. d S � � ���,� � _�',Nr ' ,`,ate � e" ,,✓ �`,s. F- � _,r��,� �, r i<'•— .w. �/ •,s.' /' v u �'' ,i r' ,.� w. -r, �,+ , •' �, if pry � .i '�i `\� 1� �*s `.t �~ >t `� N' �_- ��A ? r �1lij a*��°�`. 7� _ rd 1 -Y� .►A..•'Zu. jj :� _ �i � _ This page left intentionally blank. LSUI* iii ili !! INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California Report on the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Lake Elsinore, California, (the City) as of and for the year ended June 30, 2021, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, California, as of June 30, 2021, and the respective changes in financial position and,where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audits. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement,whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the date of the financial statements. CF PrimeGlobal lnrlepandniEdrwuretlrly Ptrmr Soll&Lunghard,LLP 203 N.Brea Blvd., / 1714.672.0022 L L•••• .. To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement,whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with the GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if, there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error,and design and perform audit procedures responsive to those risks.Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit. Other Reporting Responsibilities Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, the budgetary comparison schedules for the general fund and low moderate income housing, the schedule of proportionate share in net pension liability, the schedule of plan contributions, and the schedule of changes in the total OPEB liability and related ratios be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 2 L L•••• •• To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The combining and individual nonmajor fund financial statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements and schedules are fairly stated, in all material respects in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory section and statistical section but does not include the basic financial statements and our auditor's report thereon. Our opinions on the financial statements does not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 29, 2021 on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. "t �'o� f � � Brea, California December 29, 2021 3 .f + r_ Jr �' - 4" A At • 1 1114 b7 ��� F �L• • � � x �v it Mai G s r `? � ? fir-� R '� ,► � - '�.. � �!:iLs1''�1� ; �` ti � �''�'` �j� .� This page left intentionally blank. City of Lake Elsinore, California Management's Discussion and Analysis June 30, 2021 As management of the City of Lake Elsinore (City), we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended June 30, 2021. We encourage readers to consider the information presented here in conjunction with the transmittal letter already presented at the front of this report and the City's financial statements immediately following this section. FINANCIAL HIGHLIGHTS ■ The Measure Z Sales and Use Tax passed and went into effect on April 1, 2021. The City received $3.5 million for the last quarter of the fiscal year. ■ The City's capital asset, net of depreciation, increased by $3.8 million resulting from increased road improvements, park improvements, infrastructure improvements. Extraordinary facility improvements were completed because of health and safety reasons resulting from the Coronavirus. • Capital assets, construction in progress increased 137.0% resulting from the purchase and rehab of housing property and the purchase and remodel of industrial property. The housing project funded by the Homeless Emergency Aid Program and Project Homekey grants. The industrial property, located next-door to our Public Works Yard, is in the process of being remodeled for the future Public Works Administration Building. ■ At the end of the current fiscal year, unassigned fund balance for the General Fund was $13.7 million or 32.8% of total General Fund expenditures. City Council has designated 17.5% or$2.5 million of the $13.7 million for future contingencies. ■ The City of Lake Elsinore's total long-term debt had a net decrease of$13.7 million during the current fiscal year. The net decrease is due to a full and partial redemption of bonds. ■ The City's assets and deferred outflows of resources exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $265,033,416, which is 9.9% increase in net position. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis section is intended to serve as an introduction to the City's basic financial statement, designed to communicate the information in an easily readable form. The City's Annual Comprehensive Financial Report (ACFR) is intended to provide the reader with information of the City's financial condition, results of operation, and accountability. The City's basic financial statements comprise of three components: (1) government-wide financial statements, (2)fund financial statements, and (3) notes to the basic financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. 7 Management's Discussion and Analysis June 30, 2021 Government-wide Financial Statements -Continued The government-wide financial statements are designed to provide the reader with a broad overview of the City's finances, in a manner of private-sector businesses. These statements are presented in the accrual basis to reveal if resources were used efficiently and effectively to meet operating objectives. The statement of net position presents information on all the City's assets, liabilities, and deferred inflows/outflows of resources, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Lake Elsinore is improving or deteriorating. The statement of activities presents information showing how the government's net position changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). The governmental activities of the City include general government, public safety, community development, public services, and community services. The government-wide financial statements include not only the City itself (known as the primary government), but also three legally separate entities, the Lake Elsinore Public Financing Authority and the Lake Elsinore Recreation Authority, and the Lake Elsinore Facilities Financing Authority. The City is financially accountable for these entities and financial information for these blended component units is reported within the financial information presented for the primary government itself. The government-wide financial statements can be found on pages 17-19 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All funds of the City of Lake Elsinore can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental funds financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. 8 Management's Discussion and Analysis June 30, 2021 Governmental Funds—Continued Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The basic governmental fund financial statements can be found on pages 20- 27 of this report. The City maintains various individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The following funds are considered major funds: General Fund, Low- and Moderate-Income Housing Special Revenue, Capital Improvement Plan Capital Projects, Public Financing Authority Debt Service, and Recreation Authority Debt Service. Data from other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these other governmental funds is provided in the form of combining statements in the Supplementary Information section of this report. Because the City adopts an annual appropriated budget for its General Fund, certain Special Revenue Funds,Assessment District Funds, Capital Project Funds, Debt Service Funds, and Internal Service Funds; a budgetary comparison statement is provided to demonstrate compliance with the budget. Proprietary funds. The City maintains two types of proprietary funds to report: an enterprise fund and various internal service funds. The City uses an enterprise fund to account for the Launch Pointe Recreation Destination & RV Park in which fees are charged to external users for goods or services that are designed to cover costs of providing these goods and services. Enterprise funds are used to report business-type activities in the government-wide financial statements. The basic proprietary fund financial statements can be found on pages 28-30 of this report. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its self-insurance activities, information technology systems, support systems, fleet services, and facilities services. Because these proprietary funds benefit governmental functions, they have been included within governmental activities in the government-wide financial statements. The internal services funds and the enterprise fund are separated out into two columns in the proprietary fund financial statements on pages 28-30 of this report. Individual fund data for the internal service funds is provided in the form of combining statements on pages 156-162 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefits of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City of Lake Elsinore's own programs. The 9 Management's Discussion and Analysis June 30, 2021 accounting used for the fiduciary funds is much like that used by the proprietary funds, accrual basis of accounting. The basic fiduciary fund financial statements can be found on pages 35-36 of this report. Notes to the Basic Financial Statements The notes to the basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the basic financial statements can be found on pages 39-96 of this report. Other Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. Required supplementary information can be found starting on pages 99-104 of this report. Immediately following the required supplementary information, the supplementary schedules present the governmental fund statements. Combining and individual fund statements and schedules can be found on pages 110-118 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a government's financial position. As shown in Table 1, City's assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by$265.0 million at the close of the most recent fiscal year. For the City, 67.9%of the net position reflects its investment in capital assets (e.g., land, buildings, machinery, equipment, and infrastructure), less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City's net position, 99.4%, represents resources that are subject to external restrictions on how they may be used. The deficit balance of$178.4 million is unrestricted net position and reflects the fact that governmental activities raise resources based on when liabilities are expected to be paid, rather than when they are incurred. Most governments do not have sufficient current resources on hand to cover current and long-term liabilities. The deficit in and of itself should not be considered an economic or financial difficulty; however, it does measure how far the City has committed the government's future tax revenues for purposes other than capital acquisition. The City's total net position increased by $23.7 million primarily a result from capital improvement construction such as The Anchor and the Public Works Administration Building. The increase in current and other assets by$1.5 million is a result of increased improvements of the City's facilities, capital improvement projects. Some improvements relate to the Coronavirus pandemic building safety measures. 10 Management's Discussion and Analysis June 30, 2021 GOVERNMENT-WIDE FINANCIAL ANALYSIS—Continued City of Lake Elsinore Table 1 Condensed Statement of Net Position (in thousands) Governmental Activities Business-Type Activities Total 2021 2020 2021 2020 2021 2020 Assets: Current and other assets $316,519,758 $316,494,274 $ (8,278,190) $ (9,741,832) $308,241,568 $306,752,442 Capital assets 186,312,196 182,010,207 26,613,234 27,049,079 212,925,430 209,059,286 Total Assets 502,831,954 498,504,481 18,335,044 17,307,247 521,166,998 515,811,728 Deferred Outflows of Resources 11,321,847 7,089,686 173,094 71,855 11,494,941 7,161,541 Liabilities: Long-term liabilities 237,970,750 248,530,953 1,067,514 481,260 239,038,264 249,012,213 Other liabilities 26,015,043 32,002,125 347,065 224,805 26,362,108 32,226,930 Total Liabilities 263,985,793 280,533,078 1,414,579 706,065 265,400,372 281,239,143 Deferred Inflows of Resources 2,179,084 3,221,156 49,067 58,274 2,228,151 3,279,430 Net Position: Net investment in capital 153,408,107 147,522,397 26,613,234 27,049,079 180,021,341 174,571,476 Restricted 263,683,834 105,362,660 - - 263,683,834 105,362,660 Unrestricted (169,103,017) (31,045,124) (9,568,742) (10,434,316) (178,671,759) (41,479,440) Total Net Position $247,988,924 $221,839,933 $ 17,044,492 $ 16,614,763 $265,033,416 $238,454,696 Table 2 presents the Statement of Activities and provides details of how the City's net position changed from the prior year from governmental activities. Generally, it indicates whether the financial health of the City is better or worse from the prior year. The cost of all governmental activities in fiscal year 2021 was $74.7 million, which was recovered through program revenues, taxes, and investment earnings of $95.8 million. Figure 1 shows expenses in relation to program revenues while Figure 2 shows the makeup of revenues. Revenue increased by $12 million overall with a significant increase in funding from contributions and charges for services. Property, sales, transient occupancy, and franchise tax revenues increased overall by $7.9 million, the Measure Z sales tax contributed mostly to the increase. Even though expenses decreased overall by 3.30%, revenues also increased overall facilitating the increase in net position by 12.14%. 11 Management's Discussion and Analysis June 30, 2021 GOVERNMENT-WIDE FINANCIAL ANALYSIS—Continued City of Lake Elsinore Table 2 Statement of Activities (in thousands) Governmental Activities Business-Type Activities Total 2020 2021 2020 2021 2020 2021 Revenues: Program revenues: Charges for services $ 16,254,657 $ 20,053,929 $ 2,105,505 $ 3,728,501 $ 18,360,162 $ 20,053,929 Operating contributions and grants 16,522,110 16,799,986 - - 16,522,110 16,799,986 Capital contributions and grants 11,440,911 14,106,537 11,440,911 14,106,537 General revenues: Property taxes 8,990,543 9,677,646 8,990,543 9,677,646 Transient occupancy taxes 654,044 550,508 654,044 550,508 Sales taxes 10,896,995 18,068,365 10,896,995 18,068,365 Franchise taxes 2,587,128 2,762,724 - 967 2,587,128 2,762,724 Investment earnings 11,258,137 7,205,149 6,107 14,559 11,264,244 7,205,149 Miscellaneous 2,960,909 2,794,609 - - 2,960,909 2,794,609 Transfers (1,973,072) (653,165) 1,973,072 653,165 Total revenues 79,592,362 91,366,288 4,084,684 4,397,192 83,677,046 92,019,453 Expenses: General Government 7,415,901 7,192,106 - - 7,415,901 7,192,106 Public Safety 22,051,425 22,583,417 22,051,425 22,583,417 Community Development 4,874,909 5,675,292 4,874,909 5,675,292 Community Services 2,751,936 2,359,364 2,751,936 2,359,364 Public Services 21,486,942 24,952,498 21,486,942 24,952,498 Interest on long-term debt 14,659,186 5,151,588 14,659,186 5,151,588 Launch Pointe RV Resort - - 4,219,772 3,967,463 4,219,772 3,967,463 Total expenses 73,240,299 67,914,265 4,219,772 3,967,463 77,460,071 71,881,728 Changes in net position 6,352,063 23,452,023 (134,833) 429,729 6,217,230 23,881,752 Restatement of net position 295,000 2,696,968 - - 295,000 2,696,968 Net position,beginning of year 215,192,870 221,839,933 16,749,596 16,614,763 231,942,466 238,454,696 Net position,end of year $221,839,933 $247,988,924 $ 16,614,763 $ 17,044,492 $238,454,696 $265,033,416 12 Management's Discussion and Analysis June 30, 2021 GOVERNMENT-WIDE FINANCIAL ANALYSIS—Continued City of Lake Elsinore Figure 1 Expenses and Program Revenues-Governmental Acitivities S30,000 S2S,000 c S20,000 G S15,000 r- $10,000 — ... 55,000 $0 1 c� !6 �efiet�\� Q ���` a Qua ❑���o o�ora; y,��Q y` y`ce ■Expenses ■Program Revenues CITY OF LAKE ELSI NOR E FIGURE 2 REVENUES BY SOURCES-GOVERNMENTAL ACTIVITIES Charges far Services_ Sales Tax 25% 19% Transient Occupancy Taxes_ 1% Franshise Taxes_ 3% Operating Grants and Contributions Miscellaneous_ 17% 3% Use of Money and Property 7% Property Taxes_ Capital Grantsand Cowributions 1094 15% 13 Management's Discussion and Analysis June 30, 2021 FINANCIAL ANALYSIS OF THE GOVERNMENT'S FUNDS Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. Unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of$264 million, a decrease of$5.6 million in comparison with the prior year. Of the $264 million ending fund balance, a net $16.8 million, constitutes unassigned fund balance, which is available for spending at the government's discretion. The remainder of fund balance is nonspendable by $1.5 million; restricted by $246 million; and assigned by $209 thousand. informational purposes. For additional information, please see Note 12 for net position. The General Fund is the chief operating fund of the City of Lake Elsinore. At the end of the current fiscal year, unassigned fund balance of the General Fund was $14.0 million, while total fund balance was $18.0 million. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned general fund balance represents 32.60% of total General Fund expenditures, while total fund balance represents 41.49% of that same amount. The fund balance, of the City's General Fund experienced a increase of by $5.8 million during the current fiscal year. The primary factor for this overall 48.15% increase is because of increased sales tax, property tax, and charges for services. For the major funds, the Public Financing Authority Debt Service Funds restricted fund balance decreased by $11.5 million as the result of the annual debt service retirements and defeasance of bonds. The Low-and-Moderate Income Housing Fund increased by $6.9 million in the restricted fund balance from a new loan receivable and increased interest receivables for affordable housing development. The Recreation Authority experienced a decrease in fund balance by$21 thousand resulting from annual debt service retirements. The Capital Improvement Plan had a decrease of fund balance by $722 thousand resulting from increased project costs. GENERAL FUND BUDGETARY HIGHLIGHTS Original - versus - Final: The original general fund budget versus the final budget reflects increases in revenue of$1.8 million and increases in expenditures of$415 thousand. Budget adjustments are completed to match shortfalls in estimated revenue and increased costs. The final budgeted expenditures of $50.1 million is$2.8 million greater from the prior year,while the actual expenditures of$46.4 million of this year is more than the prior year by$4.1 million. 14 Management's Discussion and Analysis June 30, 2021 GENERAL FUND BUDGETARY HIGHLIGHTS— Continued Revenue Variances: Use of money and property was less than estimated by $169 thousand of the final budget resulting in reduced interest rates and a reduction in the market value of investments. Intergovernmental revenues fell short of the final budgeted amount by $1 million. Charges for services increased from budgeted by $482 thousand resulting from fewer costs to recoup from the internal service funds. Expenditure Variances: General fund actual expenditures were less than budgeted by$3.7 million. The is partially because expenditures were less than budgeted in most all departments because of staff retirements,staff resignations, reduced spending as well as good budgetary controls.The costs for services for Animal Control and Graffiti Enforcement were higher than budgeted by$13 thousand and Contributions to the Capital Improvement program where higher by$2.5 million. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for its governmental activities as of June 30, 2021 amounts to $186 million (net of accumulated depreciation),which is an increase of$4.3 million from the prior year. This investment in capital assets includes land, construction in progress, buildings, improvements, machinery and equipment, and infrastructure. The total increase in the City of Lake Elsinore's investment in capital assets for the current fiscal year was 2.4%. Major or notable capital asset events during the current fiscal year included the following: ■ Neighborhood Center Facility ■ 1-15/ Railroad Canyon Full Lane Addition ■ City Yard Expansion ■ Camino Del Norte Link to Main Street ■ Canyon Hills Park Upgrades ■ The Anchor ■ City-wide Street Improvements ■ City-wide Curb & Gutter Improvements .e4 15 Management's Discussion and Analysis June 30, 2021 Capital Assets -Continued City of Lake Elsinore Table 3 Capital Assets at Year-End (net of depreciation) (in thousands) Fiscal Year 2021 2020 %Change Land $ 4,554,901 $ 4,345,218 4.8 Construction in progress 46,064,556 36,160,575 27.4 Buildings and structures 12,974,072 12,757,020 1.7 Improvements other than buildings 2,281,575 2,442,652 (6.6) Machinery and equipment 770,606 918,831 (16.1) Furniture and fixtures 260,389 378,997 (31.3) Automotive equipment 1,266,195 1,493,532 (15.2) Technology Equipment 170,293 178,889 (4.8) Infrastructure 117,969,609 123,334,493 (4.3) Total Capital Assets $ 186,312,196 $ 182,010,207 2.4 Additional information on the City of Lake Elsinore's capital assets can be found in Note 7 in the Notes to Basic Financial Statements section of this report. Long-Term Debt At year-end, the City had total outstanding long-term liabilities of $198,367 million as shown below in Table 4. Changes in long-term bonds resulted from the reduction of$13.9 million in debt through principal and interest payments as well as a partial defeasance of certain tax allocation revenue bonds, revenue refunding bonds, and certificate of participation bonds. Additional information on the City of Lake Elsinore's long-term debt can be found in Note 8 in the Notes to the Basic Financial Statements section of this report. At year-end, the City's other long-term obligations for pension and compensated absences was $13.2 million. The City experienced a reduction of these obligations of$540 thousand, which is largely a result from the reduction of compensated absences because of retirements and resignations. d" -■ s • 16 Management's Discussion and Analysis June 30, 2021 Long-Term Debt—Continued City of Lake Elsinore Table 4 Outstanding Debt at Year-End (in thousands) Fiscal Year 2021 2020 %Change Local agency revenue bonds $ 146,370,000 $ 157,925,000 (7.3) Tax allocation revenue bonds 12,875,000 12,875,000 - Lease revenue bonds 18,905,000 19,835,000 (4.7) Certificate of participation bonds 6,270,000 6,520,000 (3.8) Net of bond discounts and premium: 11,012,694 11,819,241 (6.8) Capital Lease- Street Lights 3,228,855 3,403,569 (5.1) Total Outstanding Debt $ 198,661,549 $ 212,377,810 (6.5) Other Liabilities at Year-End (in thousands) Fiscal Year 2021 2020 %Change Net pension liability $ 13,038,918 $ 12,380,535 5.3 Total OPEB liability 25,993,922 22,922,250 13.4 Compensated absences 1,343,875 1,331,619 0.9 Total Outstanding Debt $ 40,376,715 $ 36,634,404 10.2 Of the bond issues listed, Standard and Poor (S&P) provides ratings for the Successor Agency issues. Table 5 shows the changes in ratings and reflects an in prior years based on a stable outlook for the issues. Additional information regarding the Successor Agency Trust is presented in Note 18. City of Lake Elsinore Table 5 Changes in Credit Ratings for the Successor Agency to the Lake Elsinore Redevelopment Agency Debt Issue At Issue 2018 2019 2020 Subordinated Tax Allocation Refunding Bonds, Series 2015 A- A+ A+ A+ Third-lien Tax Allocation Bonds, Series 2018A N/A A A A Third-lien Tax Allocation Bonds, Series 2018B N/A A A A Subordinated Tax Allocation Refunding Bonds, Series 2019A N/A A+ A+ A+ Tax Allocation Refunding Bonds, Series 2020B N/A N/A N/A A Tax Allocation Refunding Bonds, Series 2020C N/A N/A N/A A 17 Management's Discussion and Analysis June 30, 2021 ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS ■ As the pandemic's impact on the workforce continues, it is anticipated that the unemployment rates will continue rise and the national economy will continue to shrink.Anticipated recovery is expected to take several years; however, we are not in a recovery stage yet. ■ Property taxes are estimated to increase slightly as housing prices and sales rise; however, the pandemic may hinder the market in the future. ■ Gas tax, Sales tax, Use tax, and TOT tax are estimated to decrease for the next fiscal year due to the pandemic's impact. With less people in the workforce, less will be shopping for goods, buying gasoline, traveling, or vacationing. • Licenses, permits, and fees are estimated to decrease because of development communities are nearly complete or have not begun pulling permits for new communities. Other fees, such as Community Services fees, are estimated to decrease because of facility closures resulting from the pandemic. • Community facility district's (CFD) assessments are estimated to increase because of the increased annexations of developments. Some CFD revenues are earmarked for services such as law, fire, paramedic, and landscape maintenance that will offset the increased costs of those services. All new development must annex into these service type CFDs. ■ The City's long-range financial forecast projects that the City will experience a structural deficit as expenditures increase at a faster rate than revenues. Anticipated increases in Public Safety costs are the main cause of rising expenditures. The City continues to implement expenditure reduction measures and revenue enhancement implementation to mitigate the issue. These factors were considered in preparing the City of Lake Elsinore's budget for fiscal year 2021-22. REQUEST FOR INFORMATION This financial report is designed to provide a general overview of the City of Lake Elsinore's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Lake Elsinore, Department of Administrative Services, 130 South Main Street, Lake Elsinore, California, 92530 or visit our website at www.lake-elsinore.org. .;~ 18 1 r All ot AL 94 Il •�`1 "'K. I �-Q YJ This page left intentionally blank. CITY OF LAKE ELSINORE STATEMENT OF NET POSITION JUNE 30,2021 Primary Government Governmental Business-Type Activities Activities Total Assets: Cash and investments $ 54,724,762 $ 1,015,842 $ 55,740,604 Receivables: Accounts 1,642,372 2,026 1,644,398 Notes and loans 46,798,940 - 46,798,940 Accrued interest 11,757,895 309 11,758,204 Internal balances 9,340,000 (9,340,000) - Prepaid costs 498,149 498,149 Due from other governments 24,991,870 - 24,991,870 Inventories - 43,633 43,633 Land held for resale 768,369 - 768,369 Restricted assets: Cash with fiscal agent 14,716,793 14,716,793 Investment in bonds 151,280,608 - 151,280,608 Capital assets not being depreciated 50,619,457 19,099,170 69,718,627 Capital assets,net of depreciation 135,692,739 7,514,064 143,206,803 Total Assets 502,8319954 18,335,044 521,166,998 Deferred Outflows of Resources: Deferred charge on refunding 4,864,304 - 4,864,304 Pension related items 2,656,414 109,430 2,765,844 OPEB related items 3,801,129 63,664 3,864,793 Total Deferred Outflows of Resources 11,321,847 173,094 11,494,941 Liabilities: Accounts payable 7,219,211 171,715 7,390,926 Accrued liabilities 1,047,454 16,076 1,063,530 Accrued interest 2,269,016 75,597 2,344,613 Unearned revenue 15,870 - 15,870 Deposits payable 15,463,492 83,677 15,547,169 Noncurrent liabilities: Due within on year Compensated absences 137,744 - 137,744 Capital lease 184,598 - 184,598 Bonds payable 5,890,000 - 5,890,000 Due in more than one year Compensated absences 1,206,131 - 1,206,131 Capital lease 3,044,257 - 3,044,257 Bonds payable 189,542,694 - 189,542,694 Total OPEB liability 25,474,043 519,879 25,993,922 Net pension liability 12,491,283 547,635 13,038,918 Total Liabilities 263,985,793 1,414,579 265,400,372 Deferred Inflows of Resources: Pension related items 196,088 8,597 204,685 OPEB related items 1,982,996 40,470 2,023,466 Total Deferred Inflows of Resources 2,179,084 49,067 2,228,151 Net Position: Net investment in capital assets 153,408,107 26,613,234 180,021,341 Restricted for: Public works 7,625,303 - 7,625,303 Capital projects 24,289 24,289 Debt service 113,426,340 113,426,340 Low&moderate income housing 72,114,567 72,114,567 Public facilities&improvements 70,057,568 - 70,057,568 Lighting&landscape maintenance 386,014 - 386,014 Development 124 - 124 Other purposes 49,629 - 49,629 Unrestricted (169,103,017) (9,568,742) (178,671,759) Total Net Position $ 247,988,924 $ 17,044,492 $ 265,033,416 See Notes to Financial Statements. 21 CITY OF LAKE ELSINORE STATEMENT OF ACTIVITIES YEAR ENDED JUNE 30,2021 Program Revenues Operating Capital Charges for Contributions Contributions Expenses Services and Grants and Grants Functions/Programs Primary Government: Governmental Activities: General government $ 7,192,106 $ 1,901,893 $ 5,628,160 $ Public safety 22,583,417 1,546,880 4,766,577 Community development 5,675,292 8,564,938 375,562 Community services 2,359,364 605,248 1,500 - Public services 24,952,498 7,434,970 6,028,187 14,106,537 Interest on long-term debt 5,151,588 - - - Total Governmental Activities 67,914,265 20,053,929 16,799,986 14,106,537 Business-Type Activities: Launch Pointe 3,967,463 3,728,501 - - Total Business-Type Activities 3,967,463 3,728,501 - Total Primary Government $ 71,881,728 $ 23,782,430 $ 16,799,986 $ 14,106,537 General Revenues: Taxes: Property taxes,levied for general purpose Transient occupancy taxes Sales taxes Franchise taxes Use of money and property Miscellaneous Transfers Total General Revenues and Transfers Change in Net Position Net Position at Beginning of Year Restatement of Net Position Net Position, Beginning of Year,as restated Net Position at End of Year See Notes to Financial Statements. 22 Net(Expenses)Revenues and Changes in Net Position Primary Government Governmental Business-Type Activities Activities Total $ 337,947 $ $ 337,947 (16,269,960) (16,269,960) 3,265,208 3,265,208 (1,752,616) (1,752,616) 2,617,196 2,617,196 (5,151,588) (5,151,588) (16,953,813) - (16,953,813) (238,962) (238,962) (238,962) (238,962) (16,953,813) (238,962) (17,192,775) 9,677,646 9,677,646 550,508 550,508 18,068,365 18,068,365 2,762,724 - 2,762,724 7,205,149 967 7,206,116 2,794,609 14,559 2,809,168 (653,165) 653,165 - 40,405,836 668,691 41,074,527 23,452,023 429,729 23,881,752 221,839,933 16,614,763 238,454,696 2,696,968 - 2,696,968 224,536,901 16,614,763 241,151,664 $ 247,988,924 $ 17,044,492 $ 265,033,416 See Notes to Financial Statements. 23 CITY OF LAKE ELSINORE BALANCE SHEET GOVERNMENTALFUNDS JUNE 30,2021 Capital Projects Special Revenue Funds Funds Low and Capital Cost Recovery Moderate Income Improvement General System Housing Plan Assets: Pooled cash and investments $ 14,766,655 $ 4,157,840 $ 7,422,938 $ 12,949,293 Receivables: Accounts 1,207,370 404,347 - - Notes and loans 1,000,000 - 42,456,716 - Accrued interest 349,300 8,865,806 8,192 Prepaid costs 31,847 - - Due from other governments 3,171,466 438,760 1,350,232 Due from other funds 210,091 - - Advances to other funds - - Land held for resale 768,369 Restricted assets: Cash and investments with fiscal agents - Investment in bonds - - - - Total Assets $ 20,736,729 $ 4,562,187 $ 59,952,589 $ 14,307,717 Liabilities,Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ 4,595,376 $ 16,855 $ 180,045 $ 1,689,256 Accrued liabilities 1,016,435 - - - Unearned revenues 15,870 - - Deposits payable - 4,545,332 741 Due to other funds - - - - Total Liabilities 5,627,681 4,562,187 180,786 1,689,256 Deferred Inflows of Resources: Unavailable revenues 362,123 - 7,775,632 657,909 Total Deferred Inflows of Resources 362,123 7,775,632 657,909 Fund Balances: Nonspendable 1,031,847 - - Restricted - 51,996,171 - Assigned - - 11,960,552 Unassigned 13,715,078 - - Total Fund Balances 14,746,925 - 51,996,171 11,960,552 Total Liabilities,Deferred Inflows of Resources,and Fund Balances $ 20,736,729 $ 4,562,187 $ 59,952,589 $ 14,307,717 See Notes to Financial Statements. 24 CITY OF LAKE ELSINORE BALANCE SHEET GOVERNMENTALFUNDS JUNE 30,2021 Debt Service Funds Public Facilities Other Total Financing Recreation Financing Governmental Governmental Authority Authority Authority Funds Funds Assets: Pooled cash and investments $ $ $ $ 10,620,873 $ 49,917,599 Receivables: Accounts 30,655 1,642,372 Notes and loans 3,342,224 46,798,940 Accrued interest 102,425 9,325,723 Prepaid costs 90,839 324,281 46,527 493,494 Due from other governments - 15,318,973 4,712,439 24,991,870 Due from other funds - - 210,091 Advances to other funds 9,340,000 9,340,000 Land held for resale - - - 768,369 Restricted assets: Cash and investments with fiscal agents 10,640,700 7 1,454,393 2,621,693 14,716,793 Investment in bonds 113,404,847 - 37,875,761 - 151,280,608 Total Assets $ 124,045,547 $ 90,846 $ 64,313,408 $ 21,476,836 $ 309,485,859 Liabilities,Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ $ $ $ 637,269 $ 7,118,801 Accrued liabilities - 1,016,435 Unearned revenues - 15,870 Deposits payable 10,619,214 295,382 2,823 15,463,492 Due to other funds - - 210,091 210,091 Total Liabilities 10,619,214 295,382 850,183 23,824,689 Deferred Inflows of Resources: Unavailable revenues - - 755,457 9,551,121 Total Deferred Inflows of Resources 755,457 9,551,121 Fund Balances: Nonspendable - 90,839 324,281 66,527 1,513,494 Restricted 113,426,333 7 63,693,745 19,595,445 248,711,701 Assigned - - - 209,224 12,169,776 Unassigned - - - - 13,715,078 Total Fund Balances 113,426,333 90,846 64,018,026 19,871,196 276,110,049 Total Liabilities,Deferred Inflows of Resources,and Fund Balances $ 124,045,547 $ 90,846 $ 64,313,408 $ 21,476,836 $ 309,485,859 See Notes to Financial Statements. 25 This page left intentionally blank. CITY OF LAKE ELSINORE RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION JUNE 30,2021 Fund balances of governmental funds $ 276,110,049 Amounts reported for governmental activities in the statement of net position are different because: Capital assets net of depreciation have not been included as financial resources in governmental fund activity. 184,476,439 Deferred outflow of resources reported are: Pension related items: Contributions made subsequent to measurement date $ 1,408,548 Differences between Expected&Actual Experience 565,107 Adjustment due to Differences in Proportions 61,379 Net Difference between Projected and Actual Earnings on Pension Plan Investments 325,158 Difference in actual to proportionate share contribution 877 2,361,069 Deferred outflow of resources reported are: OPEB related items: Changes of Assumptions 2,792,493 Contributions made subsequent to measurement date 655,522 3,448,015 Long-term debt,compensated absences,total OPEB liability and total net pension liability are not included in the governmental fund activity: Bonds payable (184,420,000) Capital Equipment Lease (3,228,855) Unamortized bond premiums/discounts (11,012,694) Deferred charges on refunding 4,864,304 Total OPEB liability (22,874,650) Net pension liability (10,952,688) Compensated Absences (1,343,875) (228,968,458) Deferred inflow of resources reported are: Pension related items: Adjustment due to Differences in Proportions (93,914) Changes of Assumptions (78,019) (171,933) Deferred inflow of resources reported are: OPEB related items: Changes of Assumptions (940,733) Differences between Expected&Actual Experience (839,916) (1,780,649) Other long-term assets are not available to pay for current period expenditures and,therefore,are not reported in the funds. 2,429,337 Accrued interest payable for the current portion of interest due on Bonds has not been reported in the governmental funds. (2,269,016) Revenues reported as unavailable revenue in the governmental funds and recognized in the statement of activities.These are included in the intergovernmental revenues in the governmental fund activity. 9,551,121 Internal service funds are used by management to charge the costs of certain activities,such as equipment management and self-insurance,to individual funds. The assets and liabilities of the internal service funds must be added to the statement of net position. 2,802,950 Net Position of Governmental Activities $ 247,988,924 See Notes to Financial Statements. 27 CITY OF LAKE ELSINORE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTALFUNDS YEAR ENDED JUNE 30,2021 Capital Projects Special Revenue Funds Funds Low and Capital Cost Recovery Moderate Improvement General System Income Housing Plan Revenues: Taxes $ 27,591,090 $ $ - $ Special assessments - 5,566,378 Licenses and permits 2,466,569 - Intergovernmental 4,645,676 - Charges for services 3,395,047 - 610,773 Investment earnings 63,426 104,030 23,065 Fines and forfeitures 250,930 - - Contributions 172,486 - 11,811,990 Miscellaneous 8,288,753 2,400 5,644 Total Revenues 46,873,977 5,672,808 12,451,472 Expenditures: Current: General government 4,870,588 - - Public safety 21,819,012 - Community development 4,592,719 1,029,553 Community services 2,005,140 - - Public services 8,559,939 4,507,507 Capital outlay - 11,984,842 Debt service: Principal retirement - Interest and fiscal charges Payment to refunded bond escrow agent - - - Total Expenditures 41,847,398 1,029,553 16,492,349 Excess(Deficiency)of Revenues Over(Under)Expenditures 5,026,579 4,643,255 (4,040,877) Other Financing Sources(Uses): Transfers in 1,008,207 2,255,171 8,113,086 Transfers out (3,354,994) - (3,350,455) Refunding bonds issued - Proceeds from sale of capital asset 8,262 Payment to refunded bond escrow agent - - - Total Other Financing Sources (Uses) (2,338,525) 2,255,171 4,762,631 Net Change in Fund Balances 2,688,054 6,898,426 721,754 Fund Balances,Beginning of Year,as previously reported 12,058,871 45,097,745 11,238,798 Restatements - - - Fund Balances,Beginning of Year,as restated 12,058,871 45,097,745 11,238,798 Fund Balances,End of Year $ 14,746,925 $ $ 51,996,171 $ 11,960,552 See Notes to Financial Statements. 28 CITY OF LAKE ELSINORE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND Bi GOVERNMENTALFUNDS YEAR ENDED JUNE 30,2021 Debt Service Funds Public Facilities Other Total Financing Recreation Financing Governmental Governmental Authority Authority Authority Funds Funds Revenues: Taxes $ $ $ $ 3,468,153 $ 31,059,243 Special assessments 2,547,334 8,113,712 Licenses and permits 3,809,367 6,275,936 Intergovernmental 7,846,759 12,492,435 Charges for services 1,633,010 5,638,830 Investment earnings 8,580,253 1,129,068 1,141,078 64,806 11,105,726 Fines and forfeitures - - - 196,501 447,431 Contributions - 11,984,476 Miscellaneous - - - 176,794 8,473,591 Total Revenues 8,580,253 1,129,068 1,141,078 19,742,724 95,591,380 Expenditures: Current: General government 86,159 21,072 6,525 1,085,058 6,069,402 Public safety - - - 365,853 22,184,865 Community development 115,599 5,737,871 Community services 38,567 2,043,707 Public services 5,196,574 18,264,020 Capital outlay - - - - 11,984,842 Debt service: Principal retirement 17,355,000 675,000 390,000 424,713 18,844,713 Interest and fiscal charges 4,115,238 454,400 1,369,828 433,453 6,372,919 Payment to refunded bond escrow agent 3,888,944 - - - 3,888,944 Total Expenditures 25,445,341 1,150,472 1,766,353 7,659,817 95,391,283 Excess(Deficiency)of Revenues Over(Under)Expenditures (16,865,088) (21,404) (625,275) 12,082,907 200,097 Other Financing Sources(Uses): Transfers in 1,724,260 13,100,724 Transfers out - (9,648,440) (16,353,889) Refunding bonds issued 34,970,000 34,970,000 Proceeds from sale of capital asset - 8,262 Payment to refunded bond escrow agent (28,269,885) - (28,269,885) Total Other Financing Sources (Uses) (28,269,885) 34,970,000 (7,924,180) 3,455,212 Net Change in Fund Balances (45,134,973) (21,404) 34,344,725 4,158,727 3,655,309 Fund Balances,Beginning of Year,as previously reported 158,561,306 112,250 29,673,301 13,015,501 269,757,772 Restatements - - - 2,696,968 2,696,968 Fund Balances,Beginning of Year,as restated 158,561,306 112,250 29,673,301 15,712,469 272,454,740 Fund Balances,End of Year $ 113,426,333 $ 90,846 $ 64,018,026 $ 19,871,196 $ 276,110,049 See Notes to Financial Statements. 29 This page left intentionally blank. CITY OF LAKE ELSINORE RECONCILIATION OF THE STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED JUNE 30,2021 Net change in fund balances-total governmental funds $ 3,655,309 Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures.However,in the statement of activities,the costs of those assets is allocated over their estimated useful lives as depreciation expense.This is the amount by which capital outlays exceeded depreciation in the current period. Capital outlay $ 11,945,320 Depreciation (7,310,943) Gain/(loss)on sale of capital assets (2,321) 4,632,056 Repayment of bond principal is an expenditure in the governmental funds,but the repayment reduces long-term liabilities in the statement of net position. Principal repayments 19,440,000 Capital leases 174,714 Advanced refunding (34,970,000) Payment to refunded bond escrow 32,158,829 Amortization of bond premiums/discounts (120,787) 16,682,756 Accrued interest for long-term liabilities.This is the net change in accrued interest for the current period. 572,117 Compensated absences expenses reported in the statement of activities do not require the use of current financial resources and,therefore,are not reported as expenditures in governmental funds. (12,256) OPEB liability expenses is an expenditure in the governmental funds, but reduce the Total OPEB Liability in the statement of net position. (13,536) Pension obligation expenses is an expenditure in the governmental funds, 203,438 but reduce the Net Pension Liability in the statement of net position. Revenues reported as unavailable revenue in the governmental funds and recognized in the statement of activities.These are included in the intergovernmental revenues in the governmental fund activity. (3,591,302) Internal service funds are used by management to charge the costs of certain activities,such as equipment management and self-insurance,to individual funds. The net revenues(expenses)of the internal service funds is reported with governmental activities. 1,323,441 Change in Net Position of Governmental Activities $ 23,452,023 See Notes to Financial Statements. 31 CITY OF LAKE ELSINORE STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30,2021 Business-Type Activities Governmental Enterprise Fund Activities Internal Launch Pointe Service Funds Assets: Current: Cash and investments $ 1,015,842 $ 4,807,163 Receivables: Accounts 2,026 - Accrued interest 309 2,835 Prepaid costs - 4,655 Inventories 43,633 - Total Current Assets 1,061,810 4,814,653 Noncurrent: Capital assets-net of accumulated depreciation 26,613,234 1,835,757 Total Noncurrent Assets 26,613,234 1,835,757 Total Assets 27,675,044 6,650,410 Deferred Outflows of Resources: Pension related items 109,430 295,345 OPEB related items 63,664 353,114 Total Deferred Outflows of Resources 173,094 648,459 Total Assets and Deferred Outflows of Resources $ 27,848,138 $ 7,298,869 Liabilities,Deferred Inflows of Resources,and Net Position: Liabilities: Current: Accounts payable $ 171,715 $ 100,410 Accrued liabilities 16,076 31,019 Accrued interest 75,597 - Deposits payable 83,677 - Total Current Liabilities 347,065 131,429 Noncurrent: Advances from other funds 9,340,000 - Net pension liability 547,635 1,538,595 Total OPEB liability 519,879 2,599,393 Total Noncurrent Liabilities 10,407,514 4,137,988 Total Liabilities 10,754,579 4,269,417 Deferred Inflows of Resources: Pension related items 8,597 24,155 OPEB related items 40,470 202,347 Total Deferred Inflows of Resources 49,067 226,502 Net Position: Invested in capital assets 26,613,234 1,835,757 Unrestricted (9,568,742) 967,193 Total Net Position 17,044,492 2,802,950 Total Liabilities,Deferred Inflows of Resources,and Net Position $ 27,848,138 $ 7,298,869 See Notes to Financial Statements. 32 CITY OF LAKE ELSINORE STATEMENT OF REVENUES,EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS YEAR ENDED JUNE 30,2021 Business-Type Activities Governmental Enterprise Fund Activities Internal Launch Pointe Service Funds Operating Revenues: Sales and service charges $ 3,728,501 $ 3,481,259 Miscellaneous 14,559 170,584 Total Operating Revenues 3,743,060 3,651,843 Operating Expenses: Personnel services 845,513 2,235,566 Contractual services 431,835 322,208 Utilities 607,969 228,285 Maintenance and operation 921,685 942,942 Cost of sales and services 343,520 - Depreciation expense 511,685 555,768 Insurance - 654,746 Total Operating Expenses 3,662,207 4,939,515 Operating Income(Loss) 80,853 (1,287,672) Nonoperating Revenues(Expenses): Interest revenue 967 11,113 Interest expense (305,256) - Total Nonoperating Revenues(Expenses) (304,289) 11,113 Income(Loss)Before Transfers (223,436) (1,276,559) Transfers in 653,165 2,600,000 Changes in Net Position 429,729 1,323,441 Net Position: Beginning of Year 16,614,763 1,479,509 End of Fiscal Year $ 17,044,492 $ 2,802,950 See Notes to Financial Statements. 33 CITY OF LAKE ELSINORE STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30,2021 Business-Type Activities Governmental Enterprise Fund Activities Internal Launch Pointe Service Funds Cash Flows from Operating Activities: Cash received from customers and users $ 3,425,900 $ 4,419,236 Cash paid to suppliers for goods and services (951,343) (3,555,542) Cash paid to employees for services (1,279,284) (1,078,821) Net Cash Provided(Used)by Operating Activities 1,195,273 (215,127) Cash Flows from Non-Capital Financing Activities: Cash transfers in 653,165 2,600,000 Repayment made to other funds - 225,930 Advance from other funds (196,652) (225,930) Net Cash Provided(Used)by Non-Capital Financing Activities 456,513 2,600,000 Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets (75,840) (225,701) Repayment of advance from other funds (255,000) Interest paid on capital debt (306,214) Net Cash Provided(Used)by Capital and Related Financing Activities (637,054) (225,701) Cash Flows from Investing Activities: Interest received 660 13,088 Net Cash Provided(Used)by Investing Activities 660 13,088 Net Increase(Decrease)in Cash and Cash Equivalents 1,015,392 2,172,260 Cash and Cash Equivalents at Beginning of Year 450 2,634,903 Cash and Cash Equivalents at End of Year $ 1,015,842 $ 4,807,163 Reconciliation of Operating Income to Net Cash Provided(Used)by Operating Activities: Operating income(loss) $ 80,853 $ (1,287,672) Adjustments to Reconcile Operating Income(loss) Net Cash Provided(used)by Operating Activities: Depreciation 511,685 555,768 (Increase)decrease in accounts receivable 1,297 - (Increase)decrease in prepaid expense - 25,852 (Increase)decrease in inventory 2,414 - (Increase)decrease in Pension related outflows (76,007) 5,450 (Increase)decrease in OPEB related outflows (25,232) (199,388) Increase(decrease)in accounts payable 86,047 (427,461) Increase(decrease)in accured liabilities 12,106 (107,580) Increase(decrease)in deposits payable 25,063 - Increase(decrease)in net pension liability 524,820 497,460 Increase(decrease)in Total OPEB liability 61,434 765,612 Increase(decrease)in deferred inflows from OPEB (10,489) (1,488) Increase(decrease)in deferred inflows from pensions 1,282 (41,680) Total Adjustments 1,114,420 1,072,545 Net Cash Provided(Used)by Operating Activities $ 1,195,273 $ (215,127) Non-Cash Investing,Capital,and Financing Activities: Unrealized gain(loss)due to GASB 31 adjustment $ 967 $ (8,402) See Notes to Financial Statements. 34 CITY OF LAKE ELSINORE STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS JUNE 30,2021 Custodial Funds Assessment Private-Purpose Districts Trust Funds Assets: Pooled cash and investments $ 11,308,610 $ 11,898,539 Receivables: Accounts 8,844 - Accrued interest 14,408 14,526 Prepaid costs 59,728 351,112 Due from other governments 442,501 - Land held for resale - 6,071,897 Restricted assets: Cash and investments with fiscal agents 19,851,448 26,568 Capital assets: Capital assets,not being depreciated - 2,004,419 Capital assets,net of accumulated depreciation 14,981,931 Deposits with Other Agencies 10,914,596 - Total Assets $ 42,600,135 $ 35,348,992 Deferred Outflows of Resources: Deferred charge on refunding - 1,667,222 Total Deferred Outflows of Resources $ - $ 1,667,222 Liabilities: Accounts payable $ 19,739 $ 117,794 Accrued interest 17,494,519 587,461 Deposits payable 957,064 - Bonds and loans payable due in one year 5,745,000 2,620,000 Long-term liabilities: Bonds and loans payable due in more than one year 226,499,000 70,414,901 Due to Bondholders 6,073,468 - Total Liabilities $ 256,788,790 $ 73,740,156 Net Position: Restricted for organizations and other governments $ (214,188,655) $ (36,723,942) Total Net Position $ (214,188,655) $ (36,723,942) See Notes to Financial Statements. 35 CITY OF LAKE ELSINORE STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS YEAR ENDED JUNE 30,2021 Custodial Funds Assessment Private-Purpose Districts Trust Funds Additions: Collection of special taxes $ 26,004,814 $ Taxes - 15,054,596 Investment earnings 107,522 18,132 Miscellaneous 30,611 350 Total Additions 26,142,947 15,073,078 Deductions: Contractual services 4,082,932 14,269,918 Interest expense 8,471,656 2,123,508 Depreciation expense - 1,767,846 Contributions to other governments 9,832 - Costs of issuance - 328,221 Total Deductions 12,858,749 18,489,494 Changes in Net Position 13,284,198 (3,416,416) Net Position-Beginning of the Year 38,214,086 (33,307,526) Restatements (265,686,939) Beginning of Fiscal Year,as restated (227,472,853) (33,307,526) Net Position-End of the Year $ (214,188,655) $ (36,723,942) See Notes to Financial Statements. 36 ♦ j rift... .. a, ,�. ✓1 1` 1 t� ,r t�1 This page left intentionally blank. CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS YEAR ENDED JUNE 30, 2021 I. SIGNIFICANT ACCOUNTING POLICIES Note 1: Summary of Significant Accounting Policies a. Financial Reporting Entity The City of Lake Elsinore ("City")was incorporated April 23, 1888 under the General Laws of the State of California. The City operates under a Council-Member form of government and by the laws, provides the following services: public safety, highways and streets, cultural recreation, public improvements, community development, and general administrative services. The financial statements of the City of Lake Elsinore include the financial activities of the City, the Successor Agency to the Lake Elsinore Redevelopment Agency (Note 17), the Lake Elsinore Public Financing Authority, the Lake Elsinore Recreation Authority and the Lake Elsinore Facilities Financing Authority. In accordance with GASB Statement No. 14, the basic criteria for including an agency, institution, authority or other organization in a governmental unit's financial reporting entity is financial accountability. Financial accountability includes but is not limited to 1)selection of the governing body, 2) imposition of will, 3) ability to provide a financial benefit to or impose financial burden on and 4)fiscal dependency. There may, however, be factors other than financial accountability that are so significant that exclusion of a particular agency from a reporting entity's financial statements would be misleading. These other factors include scope of public service and special financing relationships. Based upon the application of these criteria, an agency, institution or authority, may be included as a component unit in the primary government's financial statements. Blended component units, although legally separate entities, are, in substance, part of the government's operations and so data from these units are combined with data of the primary government.A discretely presented component unit, on the other hand, is reported in a separate column in the combined financial statements to emphasize it is legally separate from the government.There are no discretely presented component units in these financial statements. Each blended component unit presented has a June 30, 2021, year end.All the component units are blended in these financial statements.The governing bodies of these component units are comprised of the City Council and the services they provide almost exclusively benefits the City of Lake Elsinore. The following is a brief review of each component unit included in the primary government's reporting entity. The Lake Elsinore Public Financing Authority — The "Authority" is a joint exercise of powers between the City and the Lake Elsinore Redevelopment Agency created by a joint powers agreement dated July 25, 1989.The purpose of the Authority is to provide,through the issuance of revenue bonds, a financing pool to fund capital improvement projects. These revenues bonds are to be repaid solely from the revenues of certain public obligations. The Authority does not have taxing power. The City Council also acts as the governing body of the Authority.The Authority's activities are blended with those of the City in these financial statements and are reported as a debt service fund. On February 1,2012, the Lake Elsinore Redevelopment Agency was dissolved, and the City became the Successor Agency to the Lake Elsinore Redevelopment Agency. 39 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) The Lake Elsinore Recreation Authority—The "Recreation Authority" is a joint exercise of powers between the City and the Lake Elsinore Redevelopment Agency created by a joint powers agreement dated December 1, 1996. The purpose of the Recreation Authority is to provide, through the issuance of revenue bonds, a financing pool to fund capital improvement projects. These revenues bonds are to be repaid solely from the revenues of certain public obligations. The Recreation Authority does not have taxing power. The City Council also acts as the governing body of the Recreation Authority. The Recreation Authority's activities are blended with those of the City in these financial statements and are reported as a debt service fund. On February 1, 2012, the Lake Elsinore Redevelopment Agency was dissolved, and the City became the Successor Agency to the Lake Elsinore Redevelopment Agency. The Lake Elsinore Facilities Financing Authority—On September 13,2016 City Council formed the Lake Elsinore Facilities Financing Authority which is a joint powers agreement between the City and the Lake Elsinore Parking Authority to issue lease revenue bonds. The use of lease revenue bonds is a financing pool to fund general infrastructure and is commonly used by cities in California. Under this financing structure, a joint powers authority is utilized for the sole purpose of issuing bonds for the benefit of the issuer. The City Council also acts as the governing body of the Facilities Financing Authority. The Facilities Financing Authority activities are blended with those of the City in these financial statements and are reported as a debt service fund. b. Basis of Presentation The City's basic financial statements are prepared in conformity with accounting principles generally accepted in the United States of America. The Government Accounting Standards Board is the acknowledged standard setting body for establishing accounting and financial reporting standards followed by governmental entities in the United States of America. Government-wide Statements: The government-wide financial statements (i.e.,the Statement of Net Position and the Statement of Activities)report information about the reporting government as a whole, except for its fiduciary activities. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government (including its blended component units) is reported separately from discretely presented component units for which the primary government is financially accountable. The City has no discretely presented component units. For the most part, the effect of interfund activity has been removed from the government-wide financial statements. Direct payments have not been eliminated from the functional categories. Internal expenses and internal payments have been eliminated. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are expenses that are clearly identifiable with a specific program, project, function or segment. Program revenues of the City include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items that are properly not included among program revenues are reported instead as general revenues. 40 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, deferred outflows/inflows of resources, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Separate financial statements for the government's governmental funds, proprietary funds and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental funds. Fiduciary statements, even though excluded from the government-wide financial statements, represents private purpose trust funds and custodial funds. c. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds and private-purpose trust fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose,the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, except for principal and interest on general long-term liabilities and compensated absences which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds of general long-term liabilities are reported as other financing sources. Property taxes, franchise taxes, intergovernmental revenues, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and are therefore recognized as revenues of the current fiscal period.Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. 41 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) The City's fiduciary funds consist of private purpose trust funds which are reported using the economic resources measurement focus and the custodial funds which have no measurement focus, but utilizes the accrual basis for reporting its assets, deferred outflows/inflows of resources, and liabilities. The City reports the following major governmental funds: The General Fund is used to account for all financial resources of the City, except for those required to be accounted for in another fund. The Cost Recovery System Fund is used to account for receipts of deposits. Deposits may be paid by developers used to pay for plans and permits or by citizens for facility rentals. The Low and Moderate-Income Housing Special Revenue Fund is used to account for revenues and expenditures associated with the low and moderate-income projects. Expenditures for this fund are restricted to low and moderate-income housing projects. The Capital Improvement Plan Capital Project Fund is used to account for capital improvement plan projects, financed by grants, resources from other funds and miscellaneous revenues. The Public Financing Authority Debt Service Fund is used to account for the accumulation of resources for, and the repayment of, long-term debt principal, interest and related costs of the Authority. The Recreation Authority Debt Service Fund is used to account for debt service transactions including revenue collections and payments of principal and interest on long-term obligations of the component unit. The Facilities Financing Authority Fund is used to account for debt service transactions and payments of principal and interest on long-term obligations of the component unit. The City reports the following enterprise funds as major proprietary funds: The Launch Pointe is used to account for goods or services provided by the Launch Pointe facility. Additionally, the City reports the following fund types: The Internal Service Funds are used to account for goods or services provided by one department to other departments on a cost-reimbursement basis. The Private — purpose Trust Funds are used to account for activities of the Successor Agency to the Lake Elsinore Redevelopment Agency and the activities of the Carl Graves Trust. The Custodial Funds are used to account for special assessments and taxes received by the City as an agent for individuals, other governments and other entities used to pay interest, principal, and services on community facilities and assessment district bonds. 42 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) d. Investments Investments are reported at fair value,except for the investments in local obligations,which are reported at cost, because the investments are not transferable, and the fair values are not affected by changes in interest rates. Investment earnings includes interest earnings, changes in fair value, any gains or losses related to the liquidation or sale of the investment. e. Employee Compensated Absences In accordance with GASB Statement No. 16, a liability is recorded for unused vacation, sick, holiday benefits and compensatory leave balances since the employees' entitlement to these balances are attributable to services already rendered and it is probable that virtually all of these balances will be liquidated by either paid time off or payment upon termination or retirement. The amount recorded in accordance with GASB Statement No. 16 at June 30, 2021, was $1,343,875. f. Inter-fund Activity Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either"due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the noncurrent portion of interfund loans). Noncurrent portions of long-term interfund loan receivables are reported as advances and such amounts are offset equally by a non-spendable fund balance which indicates that they do not constitute expendable available financial resources and therefore are not available for appropriation. g. Risk Management The City's Workers' Compensation losses are covered by a policy with the California State Compensation Board. The City's liability losses are covered under their participation in the California Joint Powers Insurance Authority ("JPIA"). h. Capital Assets Capital assets, which include land, structures, equipment, and infrastructure assets, are reported in the government-wide financial statements. Capital assets are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Assets purchased in excess of$5,000 are capitalized if they have an expected useful life of 2 years or more. Infrastructure is capitalized if cost is in excess of$50,000 and it has an expected useful life of 2 years or more. Capital assets acquired through lease obligations are valued at the present value of future lease payments at the date acquired. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement are reported at acquisition value rather than fair value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of the asset's lives are not capitalized. 43 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) Capital assets used in operations are depreciated over their estimated useful lives using the straight-line method in the government-wide financial statements. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the Statement of Net Position. The range of lives used for depreciation purposes for each capital asset class is as follows: Assets Years Buildings and structures 40 Improvements Other Than Buildings 25 Machinery and Equipment 5-8 Furniture and Fixtures 5-7 Automotive Equipment 5-15 Infrastructure 35-100 i. Property Tax Revenue Property tax in California is levied according to Article 13-A of the California Constitution. The County of Riverside, California (the County) is permitted by State law(Proposition 13) to levy taxes at 1% of full market value (at time of purchase) as determined by the County Assessor. Property taxes are levied by the County and shared with all other political jurisdictions within the County. These political jurisdictions and the County may levy an additional property tax override only after two-thirds approval of the jurisdictions' voters. The County bills and collects the property taxes and remits them to the City in installments during the year. City property tax revenues are recognized when levied provided that the revenue is collected during the year or within 60 days of year-end. Property taxes attach as an enforceable lien on property as of January 1. Taxes are levied on July 1 and are payable in two installments on November 1 and February 1. Such taxes become delinquent on December 10 and April 10, respectively. j. Miscellaneous Revenues Included in miscellaneous revenues for the governmental funds is $3,350,298 of fire service tax credits, $3,481,613 reimbursed revenues, $3,000 in donations, $43,136 in recoverable expenditures and, $335,792 in other revenues. Miscellaneous revenues for the Statement of Activities include $2,794,109 reimbursed revenues and $500 other revenues. k. Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City only has three items that qualify for reporting in this category. One is the deferred charge on refunding reported in the government-wide statement of net position. A deferred charge on refunding results from the difference in the 44 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) carrying value of refunded debt and its reacquisition price. This amount is deferred and amortized over the shorter of the life of the refunding or refunding debt. Secondly, The City also has deferred outflows related to pensions, which arises only under a full accrual basis of accounting. Accordingly, this item (pension related items), is reported only in the government-wide statement of net position. This includes pension contributions subsequent to the measurement date of the net pension liability and other amounts (see Note 13),which are amortized by an actuarial determined period.Thirdly, the City has deferred outflows related to Other Post-Employment Benefits (OPEB), which include contributions subsequent to the measurement date of the Total OPEB liability and other amounts (see Note 14). In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s)and so will not be recognized as an inflow of resources(revenue) until that time. The City has three types of items, which arises only under a modified accrual basis of accounting that qualifies for reporting in this category. First, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from interest on loans and notes receivable. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. Secondly, the City also has deferred inflows of resources related to pensions, which arises only under a full accrual basis of accounting. Accordingly, this item (pension related items), is reported only in the government-wide statement of net position. These amounts (see Note 12) are amortized by an actuarial determined period. Thirdly, the City also has deferred inflows of resources related to OPEB, which arise only under a full accrual basis of accounting (see Note 14). I. Other Post-Employment Benefits (OPEB) For purposes of measuring the Total OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the plan have been determined by an independent actuary. For this purpose, benefit payments are recognized when currently due and payable in accordance with the benefit terms. Generally accepted accounting principles require that the reported results must pertain to liability information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date June 30, 2019 Measurement Date June 30, 2020 Measurement Period July 1, 2019 to June 30, 2020 Recognition of Deferred Outflows and Deferred Inflows of Resources Gains and losses related to changes in total OPEB liability and fiduciary net position are recognized in OPEB expense systematically over time. Amounts are first recognized in OPEB expense for the year the gain or loss occurs. The remaining amounts are categorized as deferred outflows and deferred inflows of resources related to OPEB and are to be recognized in future OPEB expense. 45 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 1: Summary of Significant Accounting Policies (Continued) The recognition period differs depending on the source of the gain or loss: Investment Gains and Losses Straight-line amortization over a closed 5-year period. Effects of Assumption Changes and Straight-line amortization over a closed Experience Gains and Losses period equal to the average of the expected remaining service lives of all members (i.e., active employees and terminated/retired members) that are provided with OPEB through the plan. m. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities,deferred outflows/inflows of resources and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting period. Actual results could differ from those amounts. II. STEWARDSHIP Note 2: Stewardship, Compliance and Accountability a. Encumbrances Encumbrances are estimations of costs related to unperformed contracts for goods and services. They represent the estimated amount of the expenditure ultimately to result if unperformed contracts in progress at year-end are completed. They do not constitute expenditures or estimated liabilities. The following funds have encumbrances at June 30, 2021: Encumbrances Major Fund Capital Improvement Plan 547,112 Non-Major Funds 259,965 b. Excess of Expenditures over Appropriations Excess expenditures over appropriations were as follows: Fund Expenditures Appropriations Excess Major Funds: General Fund Transfers out $ 3,354,994 $ 643,690 $ (2,711,304) Low and Moderate Income Housing Community development 1,029,553 505,000 (524,553) 46 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 III. DETAILED NOTES ON ALL FUNDS Note 3: Cash and Investments The City had the following cash and investments at June 30: Fair Value 2021 Statement of Net Position: Cash and investments $ 55,740,604 Restricted Cash with fiscal agent 165,997,401 Statement of Fiduciary Net Position Cash and investments 23,207,149 Restricted Cash and Investments with Fiscal Agent 19,878,016 Total Cash and Investments $ 264,823,170 Cash and investments consist of the following: Petty Cash $ 4,750 Deposits in Financial Institution 2,768,624 Investments 262,049,796 Total Cash and Investments $ 264,823,170 Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code (or the City's investment policy, where more restrictive). It identifies certain provisions of the California Government Code (or the City's investment policy, where more restrictive)that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. Maximum Maximum Maximum Percentage Investment In Investment Type Maturity of Portfolio* One Issuer US Treasury Obligations 5 years None None US Government Sponsored Agency Securities 5 years None 40% State and Local Agency Obligations 5 years None None Banker's Acceptances 180 days 40% 30% Insured or Collateralized Time Certificate of Deposits 5 years None 5% Commercial Paper 270 days 25% 10% Negotiable Certificates of Deposit 5 years 30% 5% Repurchase Agreements 30 days None 5% Reverse Repurchase Agreements 92 days 10% 5% Medium-Term Corporate Notes 5 years 30% 5% Local Agency Investment Fund (LAIF) N/A None $75,000,000 California Asset Management Program (CAMP) N/A None 5% Money Market Fund N/A 20% 5% Supranational 5 years 30% 5% Asset Backed Securities 5 years 20% 5% *Excluding amounts held by bond trustee that are not subject to California Government Code Restrictions. 47 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 3: Cash and Investments (Continued) Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. Investments authorized for funds held by bond trustee include United States Treasury Obligations, United States Government Sponsored Agency Securities, Guaranteed Investment Contracts, Commercial Paper, Local Agency Bonds, Banker's Acceptance and Money Market Mutual Funds. There were no limitations on the maximum amount that can be invested in one issuer, maximum percentage allowed or the maximum maturity of an investment, except for the maturity of Commercial Paper which is limited to 92 days and of Banker's Acceptances which are limited to one year. Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rates risk is by purchasing a combination of shorter term and longer-term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee)to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: Investment Maturities (in Years) 12 Months or 13 to 24 25 to 60 More Than Investment Type Total Less Months Months 60 Months Local Agency Investment Fund $ 43,632,610 $ 43,632,610 $ - $ - $ - Corporate Notes 6,066,727 - 2,203,910 3,071,917 790,900 Asset Backed Securities 2,477,581 - 741,300 933,537 802,744 Federal Agency Securities 6,648,341 5,394 3,345,379 1,052,651 2,244,917 U.S.Treasury Notes 11,515,148 - 7,882,726 3,289,094 343,328 Supra-National Agency Bonds 742,968 742,968 - - Municipal Bonds 1,337,181 - - 654,622 682,559 Commercial Paper 1,899,043 1,899,043 - - - CertifcatesofDeposits 941,179 283,076 658,103 California Asset Management Program Pool(CAMP) 913,601 913,601 - Investments with Fiscal Agents: Money Market Funds 34,103,776 34,103,776 Local Obligation Bonds 151,771,641 151,771,641 - - - Total $ 262,049,796 $ 232,609,141 $ 15,574,386 $ 9,001,821 $ 4,864,448 Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating, by Standard and Poor's as of year-end for each investment type. 48 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 3: Cash and Investments (Continued) The City's investment in local obligation bonds are secured by property taxes on the subordinate tax allocation bonds and special assessment taxes on property owned within the Community Facilities Districts or Special Assessment Districts. In the event of a decline in property values and general economic conditions, the District may experience an increase in delinquent special assessment collections resulting from foreclosures. However, these special assessment taxes are fully recovered when foreclosed properties are purchased. Minimum Legal Not Required to Rating AAA AA+ Other Not Rated be Rated Local Agency Investment Fund $ 43,632,610 N/A $ $ - $ - $ 43,632,610 $ Corporate Notes 6,066,726 AA 556,307 5,510,419 - Asset Backed Securities 2,477,582 N/A 2,282,738 - - 194,844 Federal Agency Securities 6,648,341 N/A - 6,648,341 - US Treasury Notes 11,515,148 N/A - 11,515,148 Supra-National Agency Bonds 742,968 N/A 742,968 - - - Municipal Bonds 1,337,181 N/A 99,611 463,658 644,094 129,818 Certificate of Deposit 941,179 N/A - - 941,179 - Commercial Paper 1,899,043 N/A 1,899,043 - California Asset Management Program Pool(CAMP) 913,601 N/A - - 913,601 Held by Bond Trustee: Money Market Mutual Funds 34,103,776 34,103,776 - Local Obligation Bonds 151,771,641 151,771,641 - Total $262,049,796 $3,125,317 $19,183,454 $ 8,994,735 $229,832,689 $ 913,601 The ratings for the other above are as follows: Other: AA $ 873,851 AA- 103,709 A-1 1,899,043 A+ 2,004,221 A 750,755 A- 1,838,903 BBB+ 1,524,253 $ 8,994,735 Concentration of Credit Risk The investments policy of the City contains no limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. Investments in any one issuer (other than U.S. Treasury securities, mutual funds, and external investment pools) that represent 5% or more of total City's investments are as follows: Issuer Investment Type Amount CFD 2003-2 Special Tax Bonds, 2014 Series B (Improvement Area A and C) Local Obligation Bonds $ 15,999,099 CFD 2003-2 Special Tax Bonds, 2015 Series (Improvement Area B) Local Obligation Bonds 20,894,992 CFD 2004-3-1 Special Tax Bonds, 2015 Series (Improvement Area 1) Local Obligation Bonds 16,908,555 CFD 2004-3-2 Special Tax Bonds, 2015 Series(Improvement Area 2) Local Obligation Bonds 18,698,969 CFD 2005-2 Special Tax Bonds, 2015 Series (Improvement Area 2) Local Obligation Bonds 17,002,787 49 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 3: Cash and Investments (Continued) Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer)to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local government units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The fair value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2021, $2,768,624 of the City's deposits with financial institutions in excess of federal depository insurance limits were held in collateralized accounts. Local Agency Investment Fund The LAIF is a special fund of the California State Treasury through which local governments may pool investments. The City may invest up to $75,000,000 in the fund. Investments in LAIF are highly liquid, as deposits can be converted to cash within twenty-four hours without loss of interest. Investments with LAIF are secured by the full faith and credit of the State of California. The yield of LAIF during the quarter ended June 30, 2021, was 0.26%. The carrying value and estimated fair value of the LAIF Pool at June 30, 2021, was$42,755,064 and $43,632,610, respectively. The City's share of the Pool at June 30, 2021, was approximately 0.117 percent. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Included in LAIF's investment portfolio are certain derivative securities or similar products in the form of structured notes totaling $425,457,019 and asset-backed securities totaling $11,098,045,565. LAIF's and the City's exposure to risk (credit, market or legal) is not currently available. The LAIF has oversight by the Local Investment Advisory Board. The LAIF Board consists of five members as designated by Statute. LAIF is also regulated by California Government Code Section 16429. Investment in California Asset Management Program The California Asset Management Program (the CAMP) is a public joint powers authority which provides California Public Agencies with investment management services for surplus funds and comprehensive investment management, accounting and arbitrage rebate calculation services for proceeds of tax-exempt financings. The CAMP currently offers the Cash Reserve Portfolio, a short-term investment portfolio, as a means for Public Agencies to invest these funds. Public Agencies that invest in the Pool (Participants) purchase shares of beneficial interest. Participants may also establish individual, 50 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 3: Cash and Investments (Continued) professionally managed investment accounts(Individual Portfolios)by separate agreement with the Investment Advisor. The City has a separate account in the Investment Advisor to manage part of the CAMP portfolio. Investments in the Pools and Individual Portfolios are made only in investments in which Public Agencies generally are permitted by California statute. The CAMP may reject any investment and may limit the size of a Participant's account. The Pool seeks to maintain, but does not guarantee, a constant net asset value of$1.00 per share. A Participant may withdraw funds from its Pool accounts at any time by check or wire transfers. Requests for wire transfers must be made by 9:00 a.m. that day. Fair value of the Pool is determined by the fair value per share of the Pool's underlying portfolio. An investment in the Trust is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Shares of the Trust are distributed by PFM Fund Distributors, Inc., member Financial Industry Regulatory Authority (FINRA) (www.finra.org) and Securities Investor Protection Corporation (SIPC) (www.sipc.org). Camp has oversight by PFM,which is an investment advisor registered with the Securities Exchange Commission under the Investment Advisors Act of 1940. Investment in Bonds The Lake Elsinore Public Financing Authority has purchased various Assessment District (AD) and Community Facilities District (CFD) bonds from the proceeds of revenue bonds issued by the Authority to facilitate the respective bond issues of the Districts. The CFD and Assessment District Bonds are secured solely by assessments on property owners within the Districts. The repayment schedules of the bonds, and interest thereon, to the Authority are concurrent and sufficient to satisfy the debt service requirements of the respective Authority revenue bonds. Investment Type Fair Value CFD 2003-2 Special Tax Bonds,2014 Series B(Improvement Area A and C) $ 15,999,099 CFD 95-1 Special Tax Bonds,2015 Series 839,897 CFD 2003-2 Special Tax Bonds,2015 Series(Improvement Area B) 20,894,992 CFD 2004-3-1 Special Tax Bonds,2015 Series(Improvement Area 1) 16,908,555 CFD 2004-3-2 Special Tax Bonds,2015 Series(Improvement Area 2) 18,698,969 CFD 2005-1 Special Tax Bonds,2015 Series 6,522,515 CFD 2005-2 Special Tax Bonds,2015 Series (Improvement Area 2) 17,002,787 CFD 2005-6 Special Tax Bonds,2015 Series 2,265,673 CFD 2006-2 Special Tax Bonds,2015 Series 4,695,228 CFD 2006-1 Special Tax Bonds,2015 A Series(Improvement Area B) 2,752,132 CFD 2005-2 Special Tax Bonds,2019 Series A(Improvement Area 2) 6,825,000 $ 113,404,847 51 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 3: Cash and Investments (Continued) The Lake Elsinore Facilities Financing Authority has purchased Community Facilities District (CFD) bonds from the proceeds of revenue bonds issued by the Authority to facilitate the respective bond issues of the Districts. The CFD Bonds are secured solely by assessments on property owners within the Districts. The repayment schedules of the bonds, and interest thereon, to the Authority are concurrent and sufficient to satisfy the debt service requirements of the respective Authority revenue bonds. Investment Type Fair Value CFD 2003-2 Lease Revenue Bonds,Series 2017 Canyon Hills (Improvement Area B) $ 3,752,880 CFD 98-1 Lease Revenue Bonds,Series 2021 11,411,699 CFD 2003-2 Lease Revenue Bonds,Series 2021 (Improvement Area C) 6,108,357 CFD 2003-2 Lease Revenue Bonds,Series 2021 (Improvement Area D) 9,225,960 CFD 2005-5 Lease Revenue Bonds,Series 2021 3,381,063 CFD 2006-1 Lease Revenue Bonds,Series 2021 (Improvement Area A) 3,995,802 $ 37,875,761 Note 4: Fair Value Measurements Governmental Accounting Standards Board (GASB) Statement No. 72, Fair Value Measurements and Application provides the framework for measuring fair value. The framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value with Level 1 given the highest priority and Level 3 the lowest priority. The three levels of the fair value hierarchy are as follows: Level 1 inputs are quoted prices (unadjusted) in active markets for identical assets or liabilities that the organization has the ability to access at the measurement date. Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include the following: a. Quoted prices for similar assets or liabilities in active markets. b. Quoted prices for identical or similar assets or liabilities in markets that are not active. c. Inputs other than quoted prices that are observable for the asset or liability (for example, interest rates and yield curves observable at commonly quoted intervals, volatilities, prepayment speeds, loss severities, credit risks, and default rates). d. Inputs that are derived principally from or corroborated by observable market data by correlation or other means (market-corroborated inputs). Level 3 inputs are unobservable inputs for the asset or liability. 52 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 4: Fair Value Measurements (Continued) Fair value of assets measured on a recurring basis at June 30, 2021, are as follows: Significant Other Observable Inputs Fair Value (Level 2) Uncategorized Local Agency Investment Fund $ 43,632,610 $ - $ 43,632,610 Corporate Notes 6,066,727 6,066,727 - Asset Backed Securities 2,477,581 2,477,581 Commercial Paper 1,899,043 1,899,043 Federal Agency Securities 6,648,341 6,648,341 US Treasury Notes 11,515,148 11,515,148 Supra-National Agency Bonds 742,968 742,968 Municipal Bonds 1,337,181 1,337,181 Certificate of Deposits 941,179 941,179 - California Asset Management Program Pool (CAMP) 913,601 - 913,601 Held by Bond Trustee: Money Market Mutual Bonds 34,103,776 34,103,776 - Local Obligations Bonds 151,771,641 151,771,641 - Total $ 262,049,796 $ 217,503,585 $ 44,546,211 Fair values for investments are determined by using a matrix pricing technique. Matrix pricing is used to value securities based on the security's relationship to benchmark quoted prices. Uncategorized investments do not fall under the fair value hierarchy as there is no active market for the investments. Land held for resale was acquired for the purpose of redevelopment rather than for income and profit.Therefore, land for resale is exempt under GASB 72 fair value measurements. Note 5: Loans Receivable from Successor Agency The obligations of the dissolved Redevelopment Agency due to the City are valid enforceable obligations payable by the Successor Agency under the requirements of the Dissolution Act and AB 1484. Accordingly, the City has not recorded an allowance for uncollectible advances. The State of California Department of Finance (DOF) has audited the 1995 Loan from the Housing Fund and the City Bond Debt Service Advances as part of its review of the Recognized Obligation Payments Schedule (ROPS), and has not objected to the Successor Agency's repayment of those loans in accordance with the approved ROPS and applicable loan agreements. 1995 Loan from Housing Fund As of June 30,2021,the Successor Agency owed the City, in its capacity as housing successor agency, $23,705,352. The loans were made from the Low and Moderate-Income Housing Special Revenue Fund from the 1995 Series A and 1999 Series C bond proceeds pursuant to that certain Housing Fund Loan Agreement dated December 1, 1995. The loan proceeds were deposited into the Rancho Laguna Special Revenue Fund, and then subsequently loaned to each of the three project areas as interfund loans in accordance with the loan agreement. The 1995 Series A and 1999 Series C bonds were refunded in fiscal year 2010 with the issuance of the 2010 Series A and 2010 Series B bonds. The loans payable includes an original amount of$18,040,440 and accrued interest of$5,664,912. During the fiscal year, accrued interest of $458,750 was earned on the outstanding loans. The loans from the Low and Moderate-Income 53 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 5: Loans Receivable from Successor Agency (Continued) Housing Special Revenue Fund are repayable from all available revenues of the Successor Agency after payment of senior indebtedness in accordance with the governing loan agreement. The issuer of the bonds sought court validation of the actions taken in connection with the 1995 Bonds under Code of Civil Procedure Section 869, et seq. On November 14, 1995, the Superior Court of the State of California in and for the County of Riverside validated the 1995 bond issues and the interfund and housing fund loan agreements relating to payment of the bond debt. Public Finance Authority Loan Agreements The Lake Elsinore Public Financing Authority ("Authority") entered into loan agreements with the former Redevelopment Agency ("Agency") whereby the Authority loaned the proceeds of 2010 Series A, B and C Tax Allocation Revenue Bonds and the 201 1 Series A Tax Allocation Bonds issued by the Authority to the Agency to retire debt and provide funds for certain public improvements in Agency project areas. As a result of the dissolution of the Agency, the obligation to pay the loans to the Authority was transferred to the Successor Agency to the Redevelopment Agency of the City of Lake Elsinore ("Successor Agency"). The 2010 Series A and B Tax Allocation Revenue Bonds were fully refunded with the Successor Agency of the Redevelopment Agency of the City of Lake Elsinore Subordinated Tax Allocation Refunding Bonds Series, 2019A and the Successor Agency of the Redevelopment Agency of the City of Lake Elsinore Tax Allocation Refunding Bonds, Series 2019B, respectively. In addition, the 2010 Series C Tax Allocation Revenue Bonds were fully refunded with the Lake Elsinore Facilities Financing Authority (Rancho Laguna Redevelopment Project Areas No. 1 and No. II) Tax Allocation Revenue Refunding Bonds, Series 2020A(see Note 7). The following table represents the outstanding balance of loans receivable from the Successor Agency at June 30, 2021: Loans Receivable Tax Allocation Revenue Bonds Balance 2020 Series A $ 12,875,000 Note 6: Notes Receivable The City has a note receivable in the amount of $1,000,000 from Pottery Court Housing Associates, L.P. dated December 9, 2009. The proceeds of the loan assisted with the development of the Pottery Court Affordable Housing Project. This loan was funded with HOPE VI grant funds from the United States Department of Housing and Urban Development. 54 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 6: Notes Receivable (Continued) The loan is to be repaid with interest in arrears in annual installments on July 1, commencing on July 1 in the calendar year immediately following the calendar year in which the deed of trust securing the permanent loan is recorded in the official records of Riverside County.Absent prepayment or acceleration, the Borrower agrees to pay the loan in annual payments equal to 75 percent of the residual receipts as defined in the loan agreement. Notwithstanding any other provision, unless the loan is paid earlier, the outstanding principal and accrued unpaid interest is payable 55 years from the date of recording of the release of construction covenants. The release of construction covenants was recorded on August 8, 2012. At June 30, 2021, the total outstanding balance of$1,330,000 includes accrued interest of$330,000. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of $9,737,000 from Pottery Court Housing Associates, L.P. dated March 10, 2011. The proceeds of the loan assisted with the acquisition of property and development of the Pottery Court Affordable Housing Project. The loan is to be repaid with interest in arrears in annual installments on July 1, commencing July 1 in the calendar year immediately following the calendar year in which the deed of trust securing the permanent loan is recorded in the official records of Riverside County. Absent prepayment or acceleration, the Borrower agrees to pay the loan in annual payments equal to 67.5 percent of the residual receipts as defined in the loan agreement. Notwithstanding any other provision, unless the loan is paid earlier, the outstanding principal and accrued unpaid interest is payable 55 years from the date of recording of the release of construction covenants. The release of construction covenants was recorded on August 8, 2012. At June 30, 2021, the total outstanding balance of$12,461,905 includes interest of$2,724,905. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of $1,100,000 from LMV II Affordable, LP dated October 12, 2010. The proceeds of the loan assisted with the rehabilitation of 64 units of affordable housing for families of the Lakeview II Affordable Housing Project. The loan is to be repaid with interest in arrears in annual installments on July 1, commencing July 1 in the calendar year immediately following the calendar year in which the deed of trust securing the second permanent loan is recorded in the official records of Riverside County. Absent prepayment or acceleration, the Borrower agrees to pay the loan in annual payments equal to 30 percent of the residual receipts as defined in the loan agreement. Notwithstanding any other provision, unless the loan is paid earlier, the outstanding principal and accrued unpaid interest is payable 55 years from the date of recording of the release of construction covenants evidencing completion of the rehabilitation. The release of construction covenants was recorded on August 8, 2012. At June 30, 2021, the total outstanding balance of$1,109,910 includes interest of$9,910. The City's Affordable Housing Special Revenue Fund has a note receivable in the amount of $695,250 from Mission Trail LE, LP dated May 1, 2018. The loan was given for the purpose of providing construction and permanent financing for the development of the Mission Trail Apartments Affordable Housing Project. The Borrower shall make annual repayments of the Loan on June 30 of each year following completion of construction of the Improvements. The City Land Loan shall be repayable from 50 percent of the residual receipts paid annually after completion of the Development. All residual receipts payments to the City shall be paid toward the Loan until the Loan is paid in full. Notwithstanding any other provision, unless the loan is repaid earlier, the outstanding principal and accrued interest is payable 55 years from the date of recordation of a Notice of Completion for the Development. At June 30, 2021, the total outstanding balance of $706,031 includes accrued interest of$10,781. 55 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 6: Notes Receivable (Continued) The City's Affordable Housing Special Revenue Fund has a note receivable in the amount of $2,000,000 from Mission Trail LE, LP dated May 1, 2018. The proceeds of the loan were used for the acquisition of the property by the developer for the Mission Trail Apartments Affordable Housing Project. The term of this loan shall commence on May 1, 2018 and shall expire on December 31, 2077, notwithstanding any other provisions, unless the loan is paid earlier. The City Land Loan shall be repayable from 50 percent of the residual receipts paid annually after completion of the Development. All residual receipts payments to the City shall be paid toward the Loan until the Loan is paid in full. After the Loan is completely repaid, all residual receipts payments to the City shall be paid to the City Land Loan. At June 30, 2021, the total outstanding balance of$2,031,014 includes accrued interest of$31,014. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of$7,520,000 from Mission Trail LE. LP dated May 1, 2018. The loan was given for the purpose of providing construction and permanent financing for the development of the Mission Trail Apartments Affordable Housing Project. The City LMIHAF Loan shall be repayable from 50 percent of the residual receipts paid annually after completion of the Development. All residual receipts payments to the City shall be paid toward the Loan until the Loan is paid in full. After the Loan is completely repaid, all residual receipts payments to the City shall be paid to the City Land Loan. After the City Land Loan is completely repaid, all residual payments shall be applied to the City LMIHAF Loan. At June 30, 2021, the total outstanding balance of$7,636,612 includes accrued interest of$116,612. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of$5,074,276 due from Mission Cottages LP dated April 1, 2019. The loan was given for the purpose of repaying the Predevelopment Loan, to pay for property and for the payment of project costs for the Cottages at Mission Trail Affordable Housing Project. The City's LMIHAF Loan shall be repayable from fifty percent (50%) of the residual receipts paid annually on or before June 30 each year following completion of the Development. All residual receipts payments to the City shall be paid toward the Loan until the Loan is completely repaid, all residual receipt payments to the City shall be paid to the LMIHAF Loan. Payments on the City's LMIHAF Loan shall be credited toward accrued interest first and then outstanding principal. The term of this loan shall commence on April 1, 2019 and shall continue until the fifty-fifth (55th) anniversary of the date of recording the Notice of Completion for the Development. At June 30, 2021 the total outstanding balance of$5,416,685 includes accrued interest of$342,409. The City's Affordable Housing Special Revenue Fund has a note receivable in the amount of $646,974 from Mission Cottages LP. Dated April 1, 2019. The proceeds of the loan were used for the purpose of providing construction and permanent financing for the development of the Cottages at Mission Trail Affordable Housing Project. The Loan shall be repaid from fifty percent(50%)of the residual receipts paid annually on or before June 30 of each year following completion of construction of the improvements. All residual receipts payments made to the City shall be applied toward the Loan until the Loan is completely repaid. After the City Loan is completely repaid, all residual receipts payments to the City shall be applied to the City LMIHAF Loan. Payments on the Loan shall be credited toward accrued interest first and then outstanding principal. The term of this loan shall commence on April 1,2019 and shall continue until the fifty-fifth (551h) anniversary of the date of recording the Notice of Completion for the Development. 56 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 6: Notes Receivable (Continued) At June 30, 2021, the total outstanding balance of $690,631 includes accrued interest of $43,657. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of $65,000 due from Habitat for Humanity dated August 31, 2018. The proceeds of the loan shall be used for payment of the purchase price for the property and development costs of the affordable housing project. There are no payments of principal or interest due on this note provided that no event of default has occurred. The City Loan shall be deemed repaid with the proceeds of the City Second Mortgage Assistance upon execution of a Deed of Trust by the Qualified Buyer in favor of the City Second Mortgage Assistance constituting a credit against the outstanding City Loan Amount. At June 30, 2021, the total outstanding balance is$0. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of$35,000 to the qualified buyer of the affordable unit and is secured by the affordable unit. The agreement was approved August 14, 2018 with the promissory note completed and recorded on October 7, 2020. The purpose for assistance was to supply a portion of the purchase price of the property to the qualified buyer. The First Mortgage was entered into concurrently with the sale of the affordable unit to the qualified buyer. The Second Mortgage Assistance by the Habitat for Humanity and the City's Third Mortgage Assistance did not result in any cash proceeds to the Developer. The affordable Unit was built on the City's property for the appraised value of $35,000. The City assistance was converted to a grant upon completion of construction and sale to the qualified buyer. The City Third Lien Loan bears no interest and payments are not due during the dwelling's affordability covenants period of forty-five (45) years unless an event of acceleration occurs such as a prohibited transfer of property. As of June 30, 2021, the total outstanding balance is $35,000. The City's Low and Moderate-Income Housing Asset Special Revenue Fund has a note receivable in the amount of$950,000 due from Mission Cottages LP. The agreement is dated December 8, 2020 with funding provided on April 12, 2021.The loan was given for the purpose of filling the developer's short-term gap in project funding due to the requirement that the construction contract would be repaid in full prior to or concurrent with the funding of permanent financing. The developer required financial assistance of the City by way of the Bridge Loan to repay the construction contract in a timely manner. Proceeds of the Bridge Loan where used solely for payment of the construction loan. Due to an anticipated increase in the amount of the Project's permanent loan, the Project developer anticipates payment in full in November 2021 upon conversion to permanent financing. The outstanding principal balance bears simple interest at the rate of three percent (3%) per annum until funds are repaid in full. As of June 30, 2021, the total outstanding balance is$950,000. 57 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 7: Capital Assets The following is a summary of changes in the Governmental Activities Capital Assets: Beginning Ending Balance Transfer Additions Deletions Balance Governmental Activities: Capital assets,not being depreciated: Land $ 4,345,218 $ - $ 209,683 $ $ 4,554,901 Construction-in-progress 36,160,575 (859,261) 10,763,242 46,064,556 Total Capital Assets, Not Being Depreciated 40,505,793 (859,261) 10,972,925 50,619,457 Capital assets,being depreciated: Building and Structures 20,216,263 838,732 21,054,995 Improvement other than buildings 9,119,569 133,663 9,253,232 Machinery and Equipment 2,340,258 48,519 (9,286) 2,379,491 Furniture and Fixtures 957,742 2,683 960,425 Automotive Equipment 3,794,028 116,544 (28,918) 3,881,654 Technology Equipment and Software 879,190 - 57,955 937,145 Infrastructure 236,473,721 859,261 - 237,332,982 Total Capital Assets, Being Depreciated 273,780,771 859,261 1,198,096 (38,204) 275,799,924 Less accumulated depreciation: Building and Structures (7,459,243) - (621,680) (8,080,923) Improvement other than buildings (6,676,917) (294,740) (6,971,657) Machinery and Equipment (1,421,427) (194,423) 6,965 (1,608,885) Furniture and Fixtures (578,745) (121,291) - (700,036) Automotive Equipment (2,300,496) (343,881) 28,918 (2,615,459) Technology Equipment and Software (700,301) (66,551) - (766,852) Infrastructure (113,139,228) (6,224,145) - (119,363,373) Total Accumulated Depreciation (132,276,357) (7,866,711) 35,883 (140,107,185) Total Capital Assets, Being Depreciated,Net 141,504,414 859,261 (6,668,615) (2,321) 135,692,739 Governmental Activities Capital Assets,Net $ 182,010,207 $ - $ 4,304,310 $ (2,321) $ 186,312,196 58 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 7: Capital Assets (Continued) Depreciation expense was charged to functions/programs in the Statement of Activities as follows: Governmental Activites General Government $ 194,294 Public Safety 398,552 Public Services 6,413,020 Community Services 305,077 Internal Service Fund 555,768 $ 7,866,711 The following is a summary of changes in the Business-type Activities Capital Assets: Beginning Ending Balance Additions Deletions Balance Business-type Activities: Capital assets,not being depreciated: Construction-in-progress $ 19,099,170 $ $ $ 19,099,170 Total Capital Assets, Not Being Depreciated 19,099,170 19,099,170 Capital assets,being depreciated: Building and Structures 470,767 470,767 Improvement other than buildings 8,822,847 8,822,847 Machinery and Equipment 588,211 28,196 616,407 Furniture and Fixtures 350,924 47,644 398,568 Automotive Equipment 425,011 - 425,011 Total Capital Assets, Being Depreciated 10,657,760 75,840 10,733,600 Less accumulated depreciation: Building and Structures (61,567) (21,447) (83,014) Improvement other than buildings (2,469,426) (352,914) (2,822,340) Machinery and Equipment (96,536) (83,259) (179,795) Furniture and Fixtures (39,744) (39,898) (79,642) Automotive Equipment (40,578) (14,167) (54,745) Total Accumulated Depreciation (2,707,851) (511,685) (3,219,536) Total Capital Assets, Being Depreciated,Net 7,949,909 (435,845) 7,514,064 Governmental Activities Capital Assets,Net $ 27,049,079 $ (435,845) $ $ 26,613,234 "Adjustment was made to properly classlty assets Business-type activities depreciation expense for capital assets for year ended June 30, 2021, is $511,685. 59 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities Years of Amount Date of Issue Maturity Rate of Interest Authorized Local Agency Revenue Bonds: 2012 Series A 7/12 2014-2039 1.50-5.25% $ 3,450,000 2012 Series B 11/12 2015-2031 2.00-5.125% 15,345,000 2012 Series C 12/12 2016-2043 2.00-5.00% 5,345,000 2013 Series A 5/13 2016-2044 1.75-5.00% 3,620,000 2013 Series B 7/13 2015-2021 2.00-3.25% 4,215,000 2013 Series C 7/13 2014-2034 2.00-5.25% 13,615,000 2014 Series A 1/14 2017-2045 2.25-5.75% 7,505,000 2014 Series B 7/14 2016-2041 3.00-5.00% 18,210,000 2015 Series 2/15 2016-2041 2.00-5.00% 108,845,000 2015 Series A 2/15 2017-2045 2.00-3.65% 3,200,000 2015 Series B 5/15 2017-2021 2.00-5.00% 7,590,000 2017 Series 12/17 2019-2045 2.00-4.00% 7,975,000 2019 Series A 12/19 2021-2037 2.73% 7,145,000 Lease Revenue Bonds: 2013 Series A 9/13 2014-2032 3.00-5.00% 14,460,000 2016 Series A 11/16 2017-2046 1.25-3.75% 10,410,000 Tax Allocation Revenue Bonds: 2020 Series A 6/20 2025-2031 4.00% 12,875,000 2021 Series 5/21 2021-2044 0.21 -3.21% 34,970,000 Certificate of Participation 2014 Series A 10/4 2015-2039 2.00-5.00% 7,965,000 60 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) The following is a summary of the changes in long-term obligations: Beginning Ending Due Within Balance Additions Deletions Balance One Year Bonds Payable (Direct Borrowings): Public Financing Authority: Local Agency Revenue Bonds: 2012 Series A $ 3,025,000 $ - $ (3,025,000) $ - $ - 2012 Series B 11,330,000 - (11,330,000) - - 2012 Series C 5,275,000 - (5,275,000) - - 2013 Series A 3,495,000 - (3,495,000) - - 2013 Series B 425,000 - (425,000) - - 2013 Series C 10,590,000 - (10,590,000) - - 2014 Series A 7,405,000 - (7,405,000) - - 2014 Series B 16,265,000 - (530,000) 15,735,000 575,000 2015 Series 83,370,000 - (2,140,000) 81,230,000 2,360,000 2015 Series A 3,055,000 - (45,000) 3,010,000 50,000 2015 Series B 1,810,000 - (1,810,000) - - 2019 Series A 7,145,000 - (320,000) 6,825,000 260,000 Recreation Financing Authority: Lease Revenue Bonds: 2013 Series A 10,240,000 - (675,000) 9,565,000 700,000 Facilities Financing Authority: Local Agency Revenue Bonds: 2017 Series 4,735,000 - (135,000) 4,600,000 140,000 Lease Revenue Bonds: 2016 Series A 9,595,000 - (255,000) 9,340,000 255,000 Tax Allocation Revenue Refunding Bonds: 2020 Series A 12,875,000 - - 12,875,000 - Local Agency Revenue Refunding Bonds: 2021 Series - 34,970,000 - 34,970,000 1,295,000 Certificates of Participation : 2014 Series A 6,520,000 - (250,000) 6,270,000 255,000 Subtotal 197,155,000 34,970,000 (47,705,000) 184,420,000 5,890,000 Add (Less)Deferred Amounts: Bond Premiums 12,016,361 - (879,738) 11,136,623 - Bond Discounts (197,120) - 73,191 (123,929) - Subtotal 11,819,241 - (806,547) 11,012,694 - Total Bonds $ 208,974,241 $ 34,970,000 $ (48,511,547) $ 195,432,694 $ 5,890,000 Capital Leases Payable (Direct borrowings): Capital Lease-Street Lights $ 3,403,569 $ - $ (174,714) $ 3,228,855 $ 184,598 Total Capital Leases $ 3,403,569 $ - $ (174,714) $ 3,228,855 $ 184,598 61 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) In February 1990, the Public Financing Authority was authorized to issue $500,000,000 in revenue bonds for the purpose of enabling the Public Financing Authority to acquire certain qualified obligations (the "Local Obligations")of the City or the former Redevelopment Agency for whose benefit the program has been designed, or of any other local agencies in the State of California, including Community Facilities District and Special Assessment District (the "Local Agencies"). The Bonds were issued to provide funds to finance the acquisition or construction of land, buildings, equipment and other capital improvements. The bonds will constitute special obligations of the Public Financing Authority and will be issued in Series from time to time pursuant to Supplemental Indentures. These bonds will be payable solely from the repayment by Local Agencies of their obligations and any available surplus revenues. 2012 Series A In July 2012, $3,450,000 principal amount of 2012 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds are due in annual installments of $25,000 to $255,000 from September 1, 2013 through September 1, 2038. Interest payments ranging from 1.5% to 5.25% are due from March 1, 2013 through September 1, 2038. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2012 at specified redemption prices. On March 1, 2014, $60,000 in bonds were redeemed at 103%. The bond was fully refunded at June 30, 2021. 2012 Series B In November 2012, $15,345,000 principal amount of 2012 Local Agency Revenue Bonds, Series B, was issued in accordance with the indenture described above. The bonds are due in annual installments of $615,000 to $1,360,000 from September 2, 2014 through September 2, 2030. Interest payments ranging from 2.0% to 5.125% are due from March 2, 2013 through September 2, 2030. The bonds are subject to call and redemption prior to their stated maturity commencing March 2, 2013 at specified redemption prices. The bond was fully refunded at June 30, 2021. 2012 Series C In December 2012, $5,345,000 principal amount of 2012 Local Agency Revenue Bonds, Series C,was issued in accordance with the indenture described above. The bonds are due in annual installments of $5,000 to $1,200,000 from September 1, 2015 through September 1, 2042. Interest payments ranging from 2.0%to 5.0% are due from March 1, 2013 through September 1, 2042. The bonds are subject to call and redemption prior to their stated maturity commencing March 1, 2013 at specified redemption prices. The bond was fully refunded at June 30, 2021. 2013 Series A In May 2013, $3,620,000 principal amount of 2013 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds are due in annual installments of $15,000 to $310,000 from September 1, 2015 through September 1, 2043. Interest payments ranging from 1.75% to 5.0% are due from March 1, 2014 through September 1, 2043. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2014 at specified redemption prices. The bond was fully refunded at June 30, 2021. 62 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) 2013 Series B In July 2013, $4,215,000 principal amount of 2013 Local Agency Revenue Bonds, Series B, was issued in accordance with the indenture described above. The bonds are due in annual installments of $425,000 to $705,000 from September 1, 2014 through September 1, 2020. Interest payments ranging from 2.00% to 3.25% are due from September 1, 2013 through September 1, 2020. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2013 at specified redemption prices. The bond was fully refunded at June 30, 2021. 2013 Series C In July 2013, $13,615,000 principal amount of 2013 Local Agency Revenue Bonds, Series C, was issued in accordance with the indenture described above. The bonds are due in annual installments of$475,000 to $1,025,000 from September 1, 2014 through September 1, 2033. Interest payments ranging from 2.00% to 5.25% are due from September 1, 2013 through September 1, 2033. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2033 at specified redemption prices. The bond was fully refunded at June 30, 2021. 2014 Series A In January 2014, $7,505,000 principal amount of 2014 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds are due in annual installments of $10,000 to $705,000 from September 1, 2016 through September 1, 2044. Interest payments ranging from 2.25% to 5.75% are due from September 1, 2014 through September 1, 2044. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2023 at specified redemption prices. The bond was fully refunded at June 30, 2021. 2014 Series B In July 2014, $18,210,000 principal amount of 2014 Local Agency Revenue Bonds, Series B, was issued in accordance with the indenture described above. The bonds are due in annual installments of$260,000 to $1,255,000 from September 1, 2015 through September 1, 2040. Interest payments ranging from 3.00% to 5.00% are due from March 1, 2015 through September 1, 2040. The bonds are subject to call and redemption prior to their stated maturity commencing September 1,2024 at specified redemption prices.At June 30,2021,the Authority has a cash reserve balance for debt service of $1,462,311, which is sufficient to cover the Bond Indenture Reserve Requirement of$1,444,538. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2014 Series B Local Agency Revenue Bonds are as follows: 63 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) 2014E Local Agency Revenue Bonds Year Ending June 30 Principal Interest Total 2022 $ 575,000 $ 708,688 $ 1,283,688 2023 630,000 678,563 1,308,563 2024 670,000 646,063 1,316,063 2025 720,000 611,313 1,331,313 2026 765,000 580,403 1,345,403 2026-2031 4,475,000 2,438,934 6,913,934 2031-2036 5,050,000 1,258,019 6,308,019 2036-2041 2,850,000 375,663 3,225,663 Totals $ 15,735,000 $ 7,297,646 $ 23,032,646 2015 Series In February 2015, $108,845,000 principal amount of 2015 Series Local Agency Revenue Bonds, was issued in accordance with the indenture. The bonds are due in annual installments of$655,000 to $8,405,000 from September 1, 2015 through September 1, 2040. Interest payments ranging from 2.0% to 5.0% are due from September 1, 2015 through September 1, 2040. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2025 at specified redemption prices. On September 1, 2018, the bonds were partially redeemed in the amount of$9,415,000. On December 24,2019,the bonds were partially redeemed in the amount of $6,780,000. At June 30, 2021, the Authority has a cash reserve balance for debt service of $8,599,096, which is sufficient to cover the Bond Indenture Reserve Requirement of$8,256,847. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2015 Series Local Agency Revenue Bonds are as follows: 2015 Local Agency Re\enue Refunding Bonds Year Ending June 30 Principal Interest Total 2022 $ 2,360,000 $ 4,002,500 $ 6,362,500 2023 2,585,000 3,878,875 6,463,875 2024 2,850,000 3,743,000 6,593,000 2025 3,125,000 3,593,625 6,718,625 2026 3,410,000 3,430,250 6,840,250 2026-2031 21,315,000 14,229,375 35,544,375 2031-2036 31,225,000 7,715,875 38,940,875 2036-2041 14,360,000 1,227,750 15,587,750 Totals $ 81,230,000 $ 41,821,250 $ 123,051,250 64 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) 2015 Series A In February 2015, $3,200,000 principal amount of 2015 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds are due in annual installments of $30,000 to $235,000 from September 1, 2016 through September 1, 2044. Interest payments ranging from 2.0% to 3.625% are due from September 1, 2015 through September 1, 2044. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2023 at specified redemption prices. At June 30,2021,the Authority has a cash reserve balance for debt service of$277,678,which is sufficient to cover the Bond Indenture Reserve Requirement of$239,259. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2015 Series A Local Agency Revenue Bonds are as follows: 2015A Local Agency Revenue Bonds Year Ending June 30 Principal Interest Total 2022 $ 50,000 $ 102,538 $ 148,519 2023 55,000 101,388 152,538 2024 60,000 100,019 156,388 2025 65,000 98,294 160,019 2026 70,000 96,269 163,294 2026-2031 430,000 444,566 857,572 2031-2036 595,000 359,822 939,641 2036-2041 825,000 234,266 1,038,181 2041-2046 860,000 64,706 1,144,234 Totals $ 3,010,000 $ 1,601,868 $ 4,760,386 2015 Series B In May 2015, $7,590,000 principal amount of 2015 Local Agency Revenue Bonds, Series B, was issued in accordance with the indenture described above. The bonds are due in annual installments of$1,270,000 to$1,810,000 from September 1, 2016 through September 1, 2020. Interest payments ranging from 2.0% to 5.0% are due from March 1, 2016 through September 1, 2020. The bonds are not subject to call and redemption prior to their stated maturity. At June 30, 2021, the Reserve Fund is fully funded by the deposit of the Reserve Surety Policy. The bond was fully paid at June 30, 2021. 65 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) 2019 Series A In December 2019,$7,145,000 principal amount of 2019 Series Local Agency Revenue Bonds, was issued in accordance with the indenture. The bonds are due in annual installments of $260,000 to $600,000 from September 1, 2020 through September 1, 2036. Interest payments 2.73% per annum are due from March 1, 2020 through September 1, 2036. The bonds are subject to call and redemption prior to their stated maturity commencing September 1,2026 at specified redemption prices. At June 30,2021,the Reserve Fund is fully funded by the deposit of the Reserve Surety Policy. The City completed the refunding to reduce its total service payments by $585,098 and to obtain an economic gain (difference between the present value of the old and new debt service payments)of$469,849. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2019 Series Local Agency Revenue Bonds are as follows: 2019 Local Agency Revenue Refunding Bonds Year Ending June 30 Principal Interest Total 2022 $ 260,000 $ 182,774 $ 442,774 2023 285,000 175,334 460,334 2024 300,000 167,349 467,349 2025 320,000 158,886 478,886 2026 340,000 149,877 489,877 2026-2031 2,050,000 592,820 2,642,820 2031-2036 2,670,000 270,680 2,940,680 2036-2041 600,000 8,190 608,190 Totals $ 6,825,000 $ 1,705,910 $ 8,530,910 2017 Series On December 21, 2017 $7,975,000 principal amount of Lease Revenue Bonds, Series 2017, was issued by the Lake Elsinore Facilities Financing Authority to finance the acquisition, construction and installation of certain capital improvements owned by the City for Community Facilities District 2003-2 (Canyon Hills) Improvement Area B. The bonds are due in annual installments of $105,000 to $450,000 from September 1, 2018 through September 1, 2044. Interest payments ranging from 2.00% to 4.00% are due from March 1, 2018 through March 1, 2044. The bonds are subject to call and redemption prior to their stated maturity commencing March 1, 2038 at specified redemption prices. On September 1, 2018, the bonds were partially redeemed in the amount of $3,005,000. At June 30, 2021, the cash reserve balance of$295,383 is sufficient to cover the Reserve Requirement of$295,331. 66 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2017 Series Local Agency Revenue Bonds are as follows: 2017 Local Agency Revenue Bonds Year Ending June 30 Principal Interest Total 2022 $ 140,000 $ 152,794 $ 292,794 2023 140,000 149,994 289,994 2024 145,000 146,963 291,963 2025 150,000 143,550 293,550 2026 150,000 139,894 289,894 2026-2031 810,000 634,409 1,444,409 2031-2036 935,000 496,513 1,431,513 2036-2041 1,090,000 317,913 1,407,913 2041-2046 1,040,000 85,200 1,125,200 Totals $ 4,600,000 $ 2,267,230 $ 6,867,230 2020 Series A In June 2020, $12,875,000 principal amount of Tax Allocation Revenue Refunding Bonds, Series 2020A, was issued to make two separate loans to the Successor Agency of the Redevelopment Agency of the City of Lake Elsinore for the purpose of refinancing certain obligations, to purchase debt service reserve insurance policies for the Bonds, and to pay certain costs of issuance. The bonds are due in annual installments of $1,270,000 to $9,475,000 from September 1, 2024 through September 1, 2030. Interest payments at 4% per annum are due from September 1,2020 through September 1,2030.The bonds are not subject to redemption prior to their stated maturity. The reserve fund is fully funded by the deposit of the reserve surety policy. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2020 Series A Tax Allocation Revenue Refunding Bonds are as follows: 2020A Tax Allocation Revenue Bonds Year Ending June 30 Principal Interest Total 2022 $ - $ 515,000 $ 515,000 2023 - 515,000 515,000 2024 - 515,000 515,000 2025 1,270,000 489,600 1,759,600 2026 1,750,000 429,200 2,179,200 2026-2031 9,855,000 1,016,300 10,871,300 Totals $ 12,875,000 $ 3,480,100 $ 16,355,100 67 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) 2021 Series A In May 2021, $34,970,000 principal amount of Local Agency Revenue Refunding Bonds, Series 2021, was issued to acquire special tax refunding obligations of community facilities districts, purchase a municipal bond insurance policy to guarantee payment of the principal of and interest on the bonds, purchase debt service reserve insurance policy for deposit on the reserve fund, and pay certain costs of issuance of the bonds. The bonds are due in annual installments of$1,295,000 to$2,115,000 from September 1, 2021 through September 1, 2044. Interest payments ranging from 0.212% to 3.212% are due from September 1, 2021 through September 1, 2021. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2036 at specified redemption prices. The reserve fund is fully funded by the deposit of the reserve surety policy. The City completed the refunding to reduce its total service payments by$9,939,091 and to obtain an economic gain (difference between the present value of the old and new debt service payments) of$3,800,607. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the 2021 Series Local Agency Revenue Refunding Bonds are as follows: 2021 Local Agency Revenue Refunding Bonds Year Ending June 30 Principal Interest Total 2022 $ 1,295,000 $ 200,777 $ 1,495,777 2023 1,430,000 766,187 2,196,187 2024 1,455,000 761,726 2,216,726 2025 1,500,000 754,276 2,254,276 2026 1,525,000 743,491 2,268,491 2026-2031 8,355,000 3,372,881 11,727,881 2031-2036 7,830,000 2,410,154 10,240,154 2036-2041 5,805,000 1,478,805 7,283,805 2041-2046 5,775,000 382,067 6,157,067 Totals $ 34,970,000 $10,870,364 $ 45,840,364 Lease Revenue Bonds 2013 Series A In September 2013, $14,460,000 principal amount of 2013 Revenue Refunding Bonds, Series A, was issued in accordance with the indenture to provide funds to advance refund the 2000 Revenue Refunding Bonds, Series A. The original purpose of the prior bonds was to finance the Authority's lease of certain City recreation facilities from the City for lease back to the City. The term bonds are due in annual installments of $565,000 to $1,075,000 from February 1, 2014 through February 1, 2032; interest rates varying from 3.00% to 5.00%. The bonds are subject to call and redemption prior to their stated maturity commencing February 1, 2024, at specified redemption prices. At June 30, 2021, the reserve fund is fully funded by the deposit of the reserve surety policy. 68 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the 2013 Series A Revenue Refunding Bonds are as follows: 2013A Lease Revenue Refunding Bonds Year Ending June 30 Principal Interest Total 2022 $ 700,000 $ 427,400 $ 1,127,400 2023 730,000 399,400 1,129,400 2024 760,000 370,200 1,130,200 2025 790,000 339,800 1,129,800 2026 820,000 307,213 1,127,213 2026-2031 4,690,000 955,988 5,645,988 2031-2036 1,075,000 53,750 1,128,750 Totals $ 9,565,000 $ 2,853,751 $12,418,751 2016 Series A In November 2016, $10,410,000 principal amount of Lease Revenue Bonds, Series 2016A, was issued to fund the acquisition, construction and installation of certain capital improvements owned by the city, purchase municipal bond insurance to guarantee payment of principal and interest. The bonds are due in annual installments of$80,000 to $540,000 from April 1, 2017 through April 1, 2046. Interest payments ranging from 1.25% to 3.75% are due from April 1, 2017 through April 1, 2046. The certificates are subject to call and redemption prior to their stated maturity commencing April 1, 2026, at specified redemption prices. The reserve fund is fully funded by the deposit of the reserve surety policy. In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the 2016 Series A Lease Refunding Bonds are as follows: 2016A Lease Revenue Bonds Year Ending June 30 Principal Interest Total 2022 $ 255,000 $ 302,388 $ 557,388 2023 260,000 298,563 558,563 2024 265,000 294,013 559,013 2025 270,000 288,713 558,713 2026 275,000 283,313 558,313 2026-2031 1,550,000 1,245,413 2,795,413 2031-2036 1,815,000 976,169 2,791,169 2036-2041 2,130,000 661,388 2,791,388 2041-2046 2,520,000 270,725 2,790,725 Totals $ 9,340,000 $ 4,620,685 $13,960,685 69 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) Certificates of Participation In October 2014, $7,965,000 principal amount of Certificates of Participation, Series 2014A, was issued for various street improvement projects. The certificates are due in annual installments of $205,000 to $480,000 from June 1, 2015 through June 1, 2039. Interest payments ranging from 2.00%to 5.00% are due from June 1, 2015 through June 1, 2039. The certificates are subject to call and redemption prior to their stated maturity commencing June 1, 2032, at specified redemption prices. The reserve fund is fully funded by the deposit of the reserve surety policy. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any)on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the Certificates of Participation, Series 2014 A, are as follows: 2014 Certificates of Participation Year Ending June 30 Principal Interest Total 2022 $ 255,000 $ 240,938 $ 495,938 2023 260,000 235,838 495,838 2024 265,000 229,988 494,988 2025 275,000 223,363 498,363 2026 280,000 215,800 495,800 2026-2031 1,580,000 909,200 2,489,200 2031-2036 1,975,000 519,000 2,494,000 2036-2041 1,380,000 112,000 1,492,000 Totals $ 6,270,000 $ 2,686,127 $ 7,464,127 Revenues Pledged The City has pledged a portion of future Measure A revenues to repay the Certificates of Participation 2014 Series A. The City's certificates of participation are payable solely from the Measure A revenues. Total principal and interest remaining on the certificates of participation is $8,956,127, payable through fiscal year 2039. For the current year, principal and interest paid by Measure A revenues were $250,000 and $245,938, respectively. Capital Lease On May 30, 2017 the City entered into a Purchase and Sale Agreement with Southern California Edison with the intent to purchase 3,186 LS-1 electric streetlight facilities located within the City of Lake Elsinore. On November 1, 2018, the City entered into an Equipment Lease/Purchase Agreement with Banc of America Leasing & Capital, LLC to finance the acquisition, installation, and retrofitting of these streetlights. The acquisition amount is$3,459,380 with payments due in bi-annual installments of$362,229 from December 1, 2019 through December 1, 2033. The contract rate is 5.58% per annum. The balance on the lease payable at June 30, 2021, was $3,228,855. 70 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 8: Long-Term Liabilities (Continued) Future debt requirements for the capital lease are as follows: Year Ending 2020A Lease Revenue Bonds June 30 Principal Interest Total 2022 $ 184,598 $ 177,631 $ 362,229 2023 195,043 167,186 362,229 2024 206,078 156,151 362,229 2025 217,737 144,492 362,229 2026 230,057 132,172 362,229 2026-2031 1,360,895 450,249 1,811,144 2031-2034 834,447 71,124 905,571 Totals $ 3,228,855 $ 1,299,005 $ 4,527,860 The total leased assets by major asset class consisted of the following: June 30, 2021 Equipment under capitalized lease, at cost $ 3,459,380 Accumulated depreciation (115,716) Equipment under capitalized lease, net $ 3,343,664 Compensated Absences The following is a summary of changes in compensated absences for the year ended June 30, 2021: Balance at Balance at Due Within July 1, 2020 Additions Deletions June 30, 2021 One Year Governmental Activities $ 1,331,619 $ 550,211 $ 537,955 $ 1,343,875 $ 137,744 Total $ 1,331,619 $ 550,211 $ 537,955 $ 1,343,875 $ 137,744 Compensated absences do not have a fixed repayment schedule and become payable when leave is used by employees. Governmental activities' compensated absences are typically liquidated through the General Fund. Note 9: Special Assessment District Bonds The payment of these bonds is secured by valid assessment liens upon certain lands in each district and are not direct liabilities of the City. Reserves have been established to meet delinquencies should they occur. Neither the faith and credit nor the taxing power of the City of Lake Elsinore is pledged to the payment of the bonds. If delinquencies occur beyond the amounts held in those reserves, the City has no duty to pay those delinquencies out of any other available funds. Therefore, the outstanding balances of these bonds are not reflected in these financial statements. A summary of Special Assessment Bonds outstanding, for which the City has no liability or commitment, or as follows: 71 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 9: Special Assessment District Bonds (Continued) Outstanding at Original Issue June 30, 2021 Assessment District NO. 93-1 Refunding Improvement Bonds, 2012 Series B $ 15,345,000 $ 10,560,000 Total Assessment District Bonds $ 10,560,000 Note 10: Community Facilities District Bonds These bonds are authorized pursuant to the Mello-Roos Community Facilities District Act of 1982 as amended, and are payable from special taxes levied on property within the Community Facility Districts according to a methodology approved by the voters within the District and by the City Council of the City of Lake Elsinore. Neither the faith and credit nor taxing power of the City of Lake Elsinore is pledged to the payment of the bonds. Reserves have been established from the bond proceeds to meet delinquencies should they occur. If delinquencies occur beyond the amounts held in those reserves, the City has no duty to pay the delinquency out of any available funds of the City. Therefore, the outstanding balances of these bonds are not reflected in these financial statements. A summary of Mello-Roos Bonds outstanding are as follows: Outstanding Original Amount at Issue June 30, 2021 Community Facilities District 90-2 Tuscany Hills (2007 Series A) $ 7,340,000 $ 3,995,000 Community Facilities District 2005-5 Wasson Canyon (2012A Series) 3,450,000 2,945,000 Community Facilities District 2006-1 Summerly(2013 Series) 3,620,000 3,455,000 Community Facilities District 2003-2 Canyon Hills IA-C (2012 Series C) 5,345,000 5,245,000 Community Facilities District 98-1 Summerhill (2013C Series) 13,615,000 504,000 Community Facilities District 2003-2 Canyon Hills IA-D (2014A Series) 7,505,000 7,395,000 Community Facilities District 2003-2 IA-D Canyon Hills (2016 Series A) 16,495,000 15,980,000 Community Facilities District 2003-2 IA-A Canyon Hills(2014 Series) 10,895,000 9,235,000 Community Facilities District 2003-2 IA-C Canyon Hills (2014 Series) 7,315,000 6,885,000 Community Facilities District 95-1 Lake Elsinore City Center(2015 Series) 1,030,000 560,000 Community Facilities District 2003-2 IA-B Canyon Hills(2015 Series) 25,795,000 14,735,000 Community Facilities District 2004-3-1 IA-1 Rosetta Canyon (2015 Series) 21,005,000 18,265,000 Community Facilities District 2004-3-1 IA-2 Rosetta Canyon (2015 Series) 23,115,000 21,120,000 Community Facilities District 2005-1 Serenity(2015 Series) 8,165,000 6,730,000 Community Facilities District 2005-2 IA-A Alberhill Ranch (2015 Series) 21,095,000 12,110,000 Community Facilities District 2005-2 IA-A Alberhill Ranch (2019 Series A) 7,145,000 6,825,000 Community Facilities District 2005-6 City Center Townhomes (2015 Series) 2,815,000 2,495,000 Community Facilities District 2006-2 Viscaya(2015 Series) 5,825,000 5,215,000 Community Facilities District 2006-1 IA-B Summerly(2015 Series) 3,200,000 3,010,000 Community Facilities District 2006-1 IA-CC(2016 Series A) 3,000,000 2,840,000 Community Facilites District 2006-1 IA-EE Summerly(2017 Series A) 5,070,000 5,020,000 Community Facilities District 2006-1 IA-FF Summerly(2016 Series B) 3,785,000 3,685,000 Community Facilities District 2003-2 IA-B Canyon Hills(2017 Series) 7,975,000 4,600,000 Community Facilities District 2015-5 Trieste(2017 Series) 2,240,000 2,125,000 Community Facilities District 2003-2 IA-E Canyon Hills(2018 Series) 2,655,000 2,575,000 Community Facilities District 2007-5 Red Kite(2018 Series) 1,740,000 1,685,000 Community Facilities District 2016-2 Canyon Hills(2018 Series) 19,745,000 19,600,000 Community Facilities District 2007-4 Makenna Court(2018 Series) 2,645,000 2,620,000 Community Facilities District 2006-1 IA-JJ Summerly(2018 Series) 5,370,000 5,340,000 Community Facilities District 2006-1 IA-HH Summerly(2019 Series) 5,395,000 5,395,000 Community Facilities District 2006-1 IA-II Summerly(2019 Series) 7,790,000 7,790,000 Community Facilities District 2006-1 IA-KK Summerly(Special Tax Bonds 2021 Se 5,265,000 5,265,000 Community Facilities District 2019-1 Westlak(Special Tax Bonds 2021 Series) 6,610,000 6,610,000 Total Community Facilities District Bonds $ 285,860,000 $ 221,854,000 72 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 11: Inter-fund Receivables, Payables and Transfers During the course of normal operations, the City entered into numerous transactions between funds, including expenditures and transfers of resources to provide services, construct assets, and service debt. The accompanying governmental fund financial statements generally reflect such transactions as operating transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. Inter-fund transactions and inter-fund payables/receivables at year-end are not eliminated in the governmental fund financial statements. Due To/From Due to and from other funds are as follows: Receivable Fund Payable Fund Amount General Fund Other Governmental Funds $ 210,091 The outstanding balances above between funds are to provide cash flows for expenditures. Transfers In/Out The compositions of the City's interfund transfer balances are as follows: Transfers In Transfers Out Amount General Fund Other Governmental Funds $ 1,008,207 Low and Moderate Income Housing Capital Improvement Plan Fund 2,255,171 Other Governmental Funds General Fund 754,994 Other Governmental Funds Other Governmental Funds 527,147 Other Governmental Funds Capital Improvement Plan Fund 442,119 Capital Improvement Plan Fund Other Governmental Funds 8,113,086 Launch Pointe Fund Capital Improvement Plan Fund 653,165 Internal Service Funds General Fund 1,100,000 Internal Service Funds General Fund 1,500,000 Total $ 16,353,889 The transfers between the General Fund, Low and Moderate Income Housing Fund, Other Governmental Funds and Capital Improvement Plan Capital Project Fund were made to provide cash flows for expenditures. The transfers between Other Governmental Funds, General Fund and Capital Improvement Plan Capital Project Fund were made to fund capital related projects.The transfers between the Capital Improvement Plan Capital Project Fund and the Other Government Funds were made to fund construction costs. The transfers between the Recreation Authority Debt Service Fund and the General Fund were made to provide lease payments on long-term debt. The internal service funds transfers were made to provide cash flows for expenditures. 73 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 11: Inter-fund Receivables, Payables and Transfers (Continued) Advances to, Advances from other funds The City of Lake Elsinore's Facilities Financing Authority (the "Authority") issued the Lease Revenue Bonds, Series 2016 A to finance the acquisition, construction and installation of certain capital improvements for the Launch Pointe Recreation Destination and RV Park. As of June 30,2020, the campground has became fully operational and a new business-type Fund, Launch Pointe, was established. The proceeds of the bonds were loaned to the Launch Pointe in the principal amounts of the bonds. Principal and interest are payable in payments not less then three business days prior to the due dates of the bonds. The bonds are due in annual installments of$80,000 to $540,000 from April 1, 2017 through April 1, 2046. Interest payments ranging from 1.25% to 3.75% are due from April 1, 2017 through April 1, 2046. The loan balance at June 30, 2021 is $9,340,000. Note 12: Fund Balance and Net Position The fund balances reported on the fund statements consist of the following categories: Non-spendable Fund Balance- Includes amounts that cannot be spent because they are either not in spendable form, or, for legal or contractual reasons, must be kept intact. Restricted Fund Balance - Constraints placed on the use of these resources are either externally imposed by creditors (such as through debt covenants), grantors, contributors or other governments; or are imposed by law (through constitutional provisions or enabling legislation). Committed Fund Balance -Amounts that can only be used for specific purposes because of a formal action (ordinance) by the government's highest level of decision-making authority. The City Council is the highest level of decision-making authority for the City that can, by adoption of an ordinance prior to the end of the fiscal year, commit fund balance. Once adopted, the limitation imposed by the ordinance remains in place until a similar action is taken to remove or revise the limitation. Assigned Fund Balance - Amounts that are constrained by the City's intent to be used for specific purposes, but that do not meet the criteria to be classified as restricted or committed. Intent can be stipulated by the governing body, another body, or by an official to whom the authority has been given. The City Council assigns fund balance, however, unlike commitments, assignments generally only exist temporarily. In other words, an additional action does not normally have to be taken for the removal of an assignment. Unassigned Fund Balance - These are either residual positive net resources of the General Fund in excess of what can properly be classified in one of the other categories, or negative balances in all other funds. When an expenditure is incurred for purposes for which both restricted and unrestricted fund balances are available, the City's policy is to apply restricted fund balance first. When an expenditure is incurred for purposes for which committed, assigned or unassigned fund balances are available, the City's policy is to apply committed fund balance first, then assigned fund balance, and finally unassigned fund balance. 74 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 12: Fund Balance and Net Position (Continued) The details of the fund balances as of June 30, 2021, are presented below: Moderate Capital Public Income Housing Improvement Financing Cost Recovery Special Revenue Plan Capital Authority Debt General Fund System Fund Projects Fund Service Fund Fund balances: Nonspendable: Prepaid items $ 31,847 $ - $ - $ $ - Notes Receivable 1,000,000 - - - Restricted for: Debt Service - - - - 113,426,333 Low& Moderate Income Housing - - 51,996,171 - - Assigned for: Construction - - - 11,960,552 - Unassigned 13,715,078 - - - - Total fund balances $ 14,746,925 $ - $ 51,996,171 $ 11,960,552 $ 113,426,333 Recreation Facilities Non-Major Total Authority Debt Financing Governmental Governmental Service Fund Authority Funds Funds Fund balances: Nonspendable: Prepaid items $ 90,839 $ 324,281 $ 46,527 $ 493,494 Notes Receivable - - - 1,000,000 Endowment Principal - - 20,000 20,000 Restricted for: Debt Service 7 - - 113,426,340 Low& Moderate Income Housing - - 3,588,377 55,584,548 Transportation& Public Works - - 2,323,631 2,323,631 Capital Projects - - 5,693,398 5,693,398 Lighting& Landscape Maintenance - - 971,996 971,996 Public Facilities and Improvements - 63,693,745 6,982,322 70,676,067 Other purposes - - 35,721 35,721 Assigned for: Construction - - 195,003 12,155,555 Scholarships - - 14,221 14,221 Unassigned - - - 13,715,078 Total fund balances $ 90,846 $ 64,018,026 $ 19,871,196 $ 276,110,049 75 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 12: Fund Balance and Net Position (Continued) The details of other restricted purposes in the Statement of Net Position as of June 30, 2021, are presented below: Geothermal $ 13,908 Education 35,721 Total Net Position - Other Restricted Purposes $ 49,629 Note 13: Pension Plan a. General Information about the Pension Plans Plan Description - All qualified permanent and probationary employees are eligible to participate in the Public Agency Cost-Sharing Multiple-Employer Defined Benefit Pension Plan (Plan) administered by the California Public Employees' Retirement System (CaIPERS).The Plan consists of individual rate plans(benefit tiers)within a safety risk pool (police and fire)and a miscellaneous risk pool (all other). Plan assets may be used to pay benefits for any employer rate plan of the safety and miscellaneous pools. Accordingly, rate plans within the safety or miscellaneous pools are not separate plans under GASB Statement No. 68. Individual employers may sponsor more than one rate plan in the miscellaneous or safety risk pools. The City sponsors four rate plans (three miscellaneous and one safety). Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided - CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of fulltime employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service.The death benefit is one of the following:the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees' Retirement Law. 76 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 13: Pension Plan (Continued) The rate plan provisions and benefits in effect at the measurement date, are summarized as follows: City Miscellaneous Plan Tier 1 * Tier 2* PEPRA Hire date Prior to Prior to On or after January 1, 2013 January 1, 2013 January 1, 2013 Benefit formula 2.5% at 55 2.0% at 60 2.0% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age minimum 50 yrs minimum 50 yrs minimum 52 yrs Monthly benefits, as a % of 1.46% -2.418%, 1.092% -2.418%, 1.000% -2.500%, eligible compensation 50 yrs -55+ yrs, 55 yrs -60+ yrs, 52 yrs -67+ yrs, respectively respectiely respectively Required employee 8.000% 7.000% 6.750% contribution rates Required normal employer 13.146% 8.794% 7.732% contribution rates Required employer payment 781,582 37,395 23,322 of unfunded liability Safety Plan (1) Hire date Prior to On or After January 1, 2013 January 1, 2013 Benefit formula 0.5% @ 55 N/A Benefit vesting schedule 5 years service N/A Benefit payments monthly for life N/A Retirement age minimum 50 yrs N/A Monthly benefits, as a % of 0.50% N/A eligible compensation Required employee N/A N/A contribution rates Required employer N/A N/A contribution rates (1) Note, the City currently does not have any safety employees. The safety rate plan represents former safety employees. Contributions - Section 20814(c) of the California Public Employees' Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1,following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30, by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. 77 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 13: Pension Plan (Continued) For the year ended June 30, 2021, the employer contributions recognized as a reduction to the net position liability for all the Plans was $1,762,390. As of June 30, 2021, the City reported a net pension liability for its proportionate share of the net pension liability of the Plan of$13,038,918. b. Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions The City net pension liability for the Plan is measured as the proportionate share of the net pension liability. The net pension liability of each of the Plan is measured as of June 30, 2020, and the total pension liability for the Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2019, rolled forward to June 30, 2020, using standard update procedures. The City's proportion of the net pension liability was based on a projection of the City's long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City's proportionate share of the net pension liability for the Plan measured as of June 30, 2019 and 2020, were as follows: Increase June 30,2020 June 30,2019 (Decrease) 0.11984% 0.12082% -0.00098% For the year ended June 30, 2021, the City recognized pension expense (credit) of $2,297,717. At June 30, 2021, City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of of Resources Resources Current year contributions that occurred after the measurement date of June 30, 2020 $ 1,631,890 $ - Change of Assumption - 92,880 Difference between Expected and Actual Experiences 672,747 - Net Difference between Projected and Actual Earnings on Pension Plan Investments 387,093 - Adjustment due to differences in proportions 1,044 111,805 Difference in proportionate share 73,070 - Total $ 2,765,844 $ 204,685 78 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 13: Pension Plan (Continued) The $1,631,890 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflow of resources related to pensions will be recognized as a reduction of the net pension liability in the subsequent fiscal period as follows: Year Ending June 30 2022 $ 84,793 2023 367,427 2024 291,374 2025 185,675 2026 - Thereafter - Total $ 929,269 For the measurement period ended June 30, 2020, the total pension liability was determined by rolling forward the June 30, 2019, total pension liability. The June 30, 2019, and the June 30, 2020, total pension liabilities were based on the following actuarial methods and assumptions: Actuarial Cost Method Entry Age Normal in accordance with the requirements of GASB Statement No. 68. Actuarial Assumptions Discount Rate 7.15% Inflation 2.50% Salary Increases Varies by Entry Age and Service Investment Rate of Return 7.00% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. Mortality Rate Table (1) Derived using CalPERS' Membership Data for all Funds. Post Retirement Benefit Contract COLA up to 2.50% until Purchasing Increase Power Protection Allowance Floor on Purchasing Power applies. (1) The mortality table used was developed based on CalPERS' specific data. The table includes 15 years of mortality improvements using Society of Actuaries Scale MP-2016. For more details on this table, please refer to the 2017 experience study report found on the CalPers Website. All other actuarial assumptions used in the June 30, 2019, valuation were based on the results of an actuarial experience study for the period from 1997 to 2015, including updates to salary increase, mortality and retirement rates. The Experience Study report can be obtained at CalPERS' website under Forms and Publications. 79 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 13: Pension Plan (Continued) Discount Rate The discount rate used to measure the total pension liability was 7.15%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members will be made at the current member contribution rates and that contributions from employers will be made at statutorily required rates,actuarially determined. Based on those assumptions, the Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. The long-term expected rate of return on pension plan investments was determined using a building-block method in which expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, staff took into account both short-term and long-term market return expectations as well as the expected pension fund (PERF C) cash flows. Taking into account historical returns of all the Public Employees Retirement Funds' asset classes (which includes the agent plan and two cost-sharing plans or PERF A, B, and C funds), expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11+ years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each PERF C fund.The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equal to the single equivalent rate calculated above and adjusted to account for assumed administrative expenses. The expected real rates of return by asset class are as followed: Strategic Real Return Real Return Asset Class Allocation Years 1-10* Years 11+** Global Equity 50.00% 4.80% 5.98% Fixed Income 28.00% 1.00% 2.62% Inflation Assets 0.00% 0.77% 1.81% Private Equity 8.00% 6.30% 7.23% Real Estate 13.00% 3.75% 4.93% Liquidity 1.00% 0.00% -0.92% *An expected inflation of 2.00% used for this period. **An expected inflation of 2.92% used for this period. 80 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 13: Pension Plan (Continued) Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability of the Plan's as of the measurement date, calculated using the discount rate of 7.15 percent, as well as what the net pension liability would be if it were calculated using a discount rate that is 1 percentage-point lower (6.15 percent) or 1 percentage-point higher(8.15 percent)than the current rate: Discount Rate- 1% Current Discount Discount Rate +1% 6.15% 7.15% 8.15% Net Pension Liability $ 19,739,348 $ 13,038,918 $ 7,502,598 Net pension liability is liquidated by the General Fund and are reported as a liability of the governmental activities. Note 14: Other Post-Employment Benefits Plan Description In addition to providing pension benefits, the City provides post-employment benefits through a single-employer plan for retired employees. In accordance with City Resolution 89-42 dated September 1989, the City provides health insurance premiums costs to qualifying employees. Employees who began employment with the City prior to July 1, 2011, and who retire from the City on or after attaining age 55, with at least 5 years of service with the City, qualify to receive the post-employment benefit. The City pays 100% of the retirees' and authorized dependents monthly medical premiums. Other post-employment benefit obligations are liquidated by the General Fund and are reported as a liability of the governmental activities. Employees Covered As of the June 30, 2019 actuarial valuation, the following current and former employees were covered by the benefit terms under the Plan: Active 64 Inactive employees or beneficiaries currently receiving benefits 55 Inactive employees entitled to, but not yet receiving benefits 9 128 Contributions The Plan and its contribution requirements are established by Memoranda of Understanding with the applicable employee bargaining units and may be amended by agreements between the City and the bargaining units. The annual contribution is based on the actuarially determined contribution. For the measurement date ended June 30, 2020, the City's cash contributions were $721,083 in total payments, which were recognized as a reduction to the OPEB liability. 81 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 14: Other Post-Employment Benefits (Continued) Total OPEB Liability The City's Total OPEB liability was measured as of June 30, 2020, and the total OPEB liability used to calculate the total OPEB liability was determined by an actuarial valuation dated June 30, 2019, based on the following actuarial methods and assumptions: Actuarial Cost Method Entry Age Normal Actuarial Assumptions Discount Rate 2.45% Inflation 2.50% Salary Increases 3.00% per annum, in aggregate Investment Rate of Return N/A Mortality Rate Based on assumptions for Public Agency Miscellaneous members published in the December 2017 CalPERS Experience Study. Pre-Retirement Turnover Derived using CalPERS' Membership Data for all funds Healthcare Trend Rate 6.4% for FY2020, gradually decreasing over several decades to an ultimate rate of 4.0% in FY2076 and later years. Discount Rate The discount rate used to measure the Total OPEB liability was 2.45 percent. The projection of cash flows used to determine the discount rate assumed that City contributions will be made at rates equal to the actuarially determined contribution rates. Change of Assumptions The discount rate was changed from 3.13% to 2.45% based on updated 20-year municipal bond rates. Changes in the Total OPEB Liability The changes in the Total OPEB liability for the Plan are as follows: Increase (Decrease) Total OPEB Liability Balance at June 30, 2019 (Measurement Date) $ 22,922,250 Changes recognized for the measurement period: Service Cost 728,572 Interest 726,138 Differences between expected and actual experience (43,169) Changes in Assumptions 2,563,159 Benefit payments (903,028) Net Changes 3,071,672 Balance at June 30, 2020 (Measurement Date) $ 25,993,922 82 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 14: Other Post-Employment Benefits (Continued) Sensitivity of the Total OPEB Liability to Changes in the Discount Rate The following presents the Total OPEB liability of the City if it were calculated using a discount rate that is one percentage point lower or one percentage point higher than the current rate, for measurement period ended June 30, 2020: Current Discount 1%Decrease (1.45%) Rate (2.45%) 1%Increase (3.45%) Total OPEB Liability $ 30,572,009 $ 25,993,922 $ 22,352,585 Sensitivity of the total OPEB Liability to Changes in the Health Care Cost Trend Rates The following presents the Total OPEB liability of the City if it were calculated using health care cost trend rates that are one percentage point lower or one percentage point higher than the current rate, for measurement period ended June 30, 2020: Current Healthcare 1%Decrease Cost Trent Rates 1%Increase Total OPEB Liability $ 21,774,324 $ 25,993,922 $ 31,438,579 OPEB Expense and Deferred Outflows/inflows of Resources Related to OPEB For the fiscal year ended June 30, 2021, the City recognized OPEB expense of$1,477,435. As of fiscal year ended June 30, 2021, the City reported deferred outflows of resources related to OPEB from the following sources: Deferred Outflows of Deferred Inflows of Resources Resources Contributions subequent to the measurement date $ 691,505 $ - Changes of assumptions 3,173,288 1,069,015 Difference between projected and actual liability - 954,451 Total $ 3,864,793 $ 2,023,466 The $691,505 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the Total OPEB liability during the fiscal year ending June 30,2022. Other amounts reported as deferred outflows of resources and deferred inflow of resources related to pensions will be recognized as a reduction of the net pension liability in the subsequent fiscal period as follows: Year Ending June 30 2022 $ 22,725 2023 22,725 2024 80,083 2025 365,200 2026 385,751 Thereafter 273,338 Total $ 1,149,822 83 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 15: Deferred Compensation The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code 457. On August 20, 1996, the provisions of Internal Revenue Code (IRC) Section 457 were amended to require new plans to place all assets and income of the plans in trust for the exclusive benefit of participants and their beneficiaries. Plans in existence as of the date of this change must place the Plan assets and income in trust by January 1, 1999. Once the assets and income are placed in trust the City no longer owns the amounts deferred by employees and related income. Prior to this IRC Section 457 Amendment, the deferred amounts and related income remained as property of the City until withdrawn by the employee. During the 1997-98 fiscal year, the City placed its Deferred Compensation Plan assets and related income in trust as allowed by IRC Section 457 and as a result the asset and corresponding liability are no longer presented in these financial statements. This change had no impact on the City's fund equity. Note 16: Liability, Property and Protection The City of Lake Elsinore is a member of the CALIFORNIA JOINT POWERS INSURANCE AUTHORITY (Authority). The Authority is composed of 123 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Primary Self-insurance Programs of the Authority Each member pays an annual contribution at the beginning of the coverage period. A retrospective adjustment is then conducted annually thereafter, for coverage years 2012-13 and prior. Coverage years 2013-14 and forward are not subject to routine annual retrospective adjustment. The total funding requirement for primary self-insurance programs is based on an actuarial analysis. Costs are allocated to individual agencies based on payroll and claims history, relative to other members of the risk-sharing pool. Primary Liability Program Claims are pooled separately between police and general government exposures. (1)The payroll of each member is evaluated relative to the payroll of other members.A variable credibility factor is determined for each member,which establishes the weight applied to payroll and the weight applied to losses within the formula. (2)The first layer of losses includes incurred costs up to $100,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3)The second layer of losses includes incurred costs from $100,000 to$500,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4) Incurred costs from $500,000 to $50 million, are distributed based on the outcome of cost allocation within the first and second loss layers. The overall coverage limit for each member, including all layers of coverage, is$50 million per occurrence. Subsidence losses also have a $50 million per occurrence limit. The coverage structure is composed of a combination of pooled self-insurance, reinsurance, and excess insurance. Additional information concerning the coverage structure is available on the Authority's website: https:Hcipia.org/coverage/risk-sharing-pools/. 84 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 16: Liability, Property and Protection (Continued) Primary Workers' Compensation Program Claims are pooled separately between public safety (police and fire) and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2)The first layer of losses includes incurred costs up to $75,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3)The second layer of losses includes incurred costs from $75,000 to $200,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4) Incurred costs from $200,000 to statutory limits are distributed based on the outcome of cost allocation within the first and second loss layers. For 2020-21 the Authority's pooled retention is $1 million per occurrence, with reinsurance to statutory limits under California Workers' Compensation Law. Employer's Liability losses are pooled among members to $1 million. Coverage from $1 million to $5 million is purchased through reinsurance policies, and Employer's Liability losses from $5 million to $10 million are pooled among members. Property Insurance The City of Lake Elsinore participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. City of Lake Elsinore property is currently insured according to a schedule of covered property submitted by the City of Lake Elsinore to the Authority. City of Lake Elsinore property currently has all-risk property insurance protection in the amount of$114,690,344. There is a $10,000 deductible per occurrence except for non-emergency vehicle insurance which has a $2,500 deductible. Crime Insurance The City of Lake Elsinore purchases crime insurance coverage in the amount of $1,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. Pollution Liability Insurance The City of Lake Elsinore participates in the pollution legal liability insurance program which is available through the Authority. The policy covers sudden and gradual pollution of scheduled property, streets, and storm drains owned by the City of Lake Elsinore. Coverage is on a claims-made basis. There is a $250,000 deductible. The Authority has an aggregate limit of $20 million. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage in 2020-21. 85 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 17: Litigation The City is defendant in several other pending lawsuits of a nature common to many similar jurisdictions. City Management estimates that the potential claims against the City not covered by insurance resulting from such litigation would not materially affect the basic financial statements of the City. Note 18: Successor Agency Trust Disclosures On December 29, 2011, the California Supreme Court upheld Assembly Bill 1X 26 ("the Bill") that provides for the dissolution of all redevelopment agencies in the State of California. This action impacted the reporting entity of the City of Lake Elsinore (City) that previously had reported a redevelopment agency within the reporting entity as a blended component unit. The Bill provides that upon dissolution of a redevelopment agency, either the City or another unit of local government will agree to serve as the "successor agency" to hold the assets until they are distributed to other units of state and local government. On January 24, 2012, the City Council elected to become the Successor Agency for the former redevelopment agency in accordance with the Bill. In accordance with the timeline set forth in the Bill (as modified by the California Supreme Court on December 29, 2011) all redevelopment agencies in the State of California were dissolved and ceased to operate as a legal entity as of February 1, 2012. After enactment of the law, which occurred on June 28, 2011, redevelopment agencies in the State of California cannot enter into new projects, obligations, or commitments. Subject to the control of a newly established oversight board, remaining assets can only be used to pay enforceable obligations in existence at the date of dissolution (including the completion of any unfinished projects that were subject to legally enforceable contractual commitments). In future fiscal years, successor agencies will only be allocated revenue in the amount that is necessary to pay the estimated annual installment payments on enforceable obligations of the former redevelopment agency until all enforceable obligations of the prior redevelopment agency have been paid in full and all assets have been liquidated. 86 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) Successor Agency Capital Assets Capital assets activity was as follows: Beginning Balance Additions Deletions Ending Balance Capital assets,not being depreciated: Land $ 2,004,419 $ $ $ 2,004,419 Total Capital Assets, Not Being Depreciated 2,004,419 2,004,419 Capital assets,being depreciated: Building and Structures 26,471,558 117,140 26,588,698 Improvement other than buildings 531,302 - 531,302 Machinery and Equipment 348,895 18,375 367,270 Furniture and Fixtures 667,858 1,461 669,319 Total Capital Assets, Being Depreciated 28,019,613 136,976 28,156,589 Less accumulated depreciation: Building and Structures (10,839,431) (1,624,330) (12,463,761) Improvement other than buildings (440,622) (34,390) (475,012) Machinery and Equipment (115,198) (38,387) (153,585) Furniture and Fixtures (11,561) (70,739) (82,300) Total Accumulated Depreciation (11,406,812) (1,767,846) (13,174,658) Total Capital Assets, Being Depreciated,Net 16,612,801 (1,630,870) 14,981,931 Capital Assets,Net $ 18,617,220 $ (1,630,870) $ $ 16,986,350 Successor Agency Long—Term Liabilities Amount Date of Issue Years of Maturity Rate of Interest Authorized Loans payable City of Lake Elsinore Various Various Various Various Facility Financing Authority Various Various Various $ 12,875,000 Subordinate Tax Allocation Revenue Bonds: 2015 Series 8/15 2017-2039 2.00-5.00% 8,065,000 2019 Series A 6/19 2020-2033 5.00% 9,260,000 2019 Series B 10/19 2021 -2025 1.99% 4,050,000 Third Lien Tax Allocation Bonds 2018A&B 02/18 2019-2038 Various 10,320,000 2020B&C 12/20 2022-2038 3.00-4.00% 9,390,000 Developer Agreements: McMillin Sumrnerly, LLC 12/02 N/A N/A 19,000,000 87 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) Long term activity was as follows: Beginning Ending Due Within Balance Additions Deletions Balance One Year Loans Payable(Direct borrowings) : City of Lake Elsinore(Note 4) $ 27,012,366 $ 458,750 $ (3,765,764) $23,705,352 $ - Lake Elsinore Facilities Financing Authority 12,875,000 - - 12,875,000 - Subtotal 39,887,366 458,750 (3,765,764) 36,580,352 - Subordinate Tax Allocation Bonds 2015 Series 5,105,000 - (790,000) 4,315,000 805,000 2019 Series A 9,260,000 (170,000) 9,090,000 270,000 2019 Series B 4,050,000 (650,000) 3,400,000 655,000 Premiums 1,455,155 (107,200) 1,347,955 - Subtotal 19,870,155 (1,717,200) 18,152,955 1,730,000 Third Lien Tax Allocation Bonds 2018 Series A&B 9,375,000 - (520,000) 8,855,000 530,000 2020 Series B&C - 9,390,000 (665,000) 8,725,000 360,000 Discount (162,378) - 8,777 (153,601) - Premium - 928,237 (53,042) 875,195 - Subtotal 9,212,622 10,318,237 (1,229,265) 18,301,594 890,000 Developer Agreements(Direct borrowings): McMillin Surnmerly, LLC 1,713,381 - (1,713,381) - - Subtotal 1,713,381 - (1,713,381) - Total $ 70,683,524 $10,776,987 $ (8,425,610) $73,034,901 $ 2,620,000 M Additions to loans payable to the City of Lake Elsinore reflect accrued interest on the loans during the fiscal year. a. Loans Payable Facilities Financing Authority The City of Lake Elsinore Facilities Financing Authority (the "Authority") issued Tax Allocation Revenue Refunding Bonds to make two separate loans to the Successor Agency of the Redevelopment Agency of the City of Lake Elsinore ("the Successor Agency") for the purpose of refinancing certain obligations of the former Redevelopment Agency of the City of Lake Elsinore (the"Former Agency"). The Former Agency previously entered into Project Area I and Project Area II loan agreements with the Lake Elsinore Public Financing Authority (the "Public Financing Authority"). The Successor Agency assumed responsibility of all debt management with respect to the Former Agency and the Successor may refinance outstanding bonds with approval from the County Oversight Board and the California Department of Finance (DOF), provided that the total interest costs, principal amount, and final maturity on the refunding bonds do not exceed that of the prior bonds. Both the County Oversight Board and the DOF approved the refinancing. The proceeds of the bonds were loaned to the Successor Agency pursuant to the loan agreements with the Authority in the principal amount of the bonds.The Successor Agency property tax increment is pledged for payment of the debt issued. 88 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) At June 30, 2021, outstanding principal under loan agreements between the Successor Agency and the Authority totaled $12,875,000 based on 2020 Series A, Tax Allocation Revenue Refunding Bonds. 2020 Series A In June 2021, $12,875,000 principal amount of Tax Allocation Revenue Refunding Bonds, Series 2020A,was issued by the Authority.The proceeds were used to make two separate loans to the Successor Agency of the Redevelopment Agency of the City of Lake Elsinore for the purpose of refinancing certain obligations, to purchase debt service reserve insurance policies for the Bonds, and to pay certain costs of issuance. The loan is payable in annual installments of $1,270,000 to $2,130,000 from September 1, 2024, through September 1, 2030; and bears interest at 4.00%. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any) on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the loans payable to the Public Financing Authority are as follows: Year Ending June 30 Principal Interest Total 2022 $ - $ 515,000 $ 515,000 2023 - 515,000 515,000 2024 - 515,000 515,000 2025 1,270,000 489,600 1,759,600 2026 1,750,000 429,200 2,179,200 2027- 2031 9,855,000 1,016,300 10,871,300 Totals $ 12,875,000 $ 3,480,100 $ 16,355,100 b. Subordinate Tax Allocation Revenue Bonds 2015 Series In August 2015, $8,065,000 principal amount of Subordinate Tax Allocation Refunding Bonds, Series 2015 were issued to advance refund the 2011 Launch Ramp Project and 2011 Summerly Project Lake Elsinore Public Financing Authority bonds. The term bonds are due in annual installments of $35,000 to $805,000 from September 1, 2016 through September 1,2038; interest at 1.625%to 5%.The bonds are subject to call and redemption prior to their stated maturity at specified redemption prices. The balance at June 30, 2021, is $4,315,000. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any) on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. 89 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) Year Ending June 30 Principal Interest Total 2022 $ 805,000 $ 145,656 $ 950,656 2023 220,000 125,156 345,156 2024 225,000 116,256 341,256 2025 240,000 106,956 346,956 2026 250,000 97,156 347,156 2027 -2031 1,410,000 326,013 1,736,013 2032 - 2036 1,035,000 85,434 1,120,434 2037 - 2041 130,000 7,250 137,250 Totals $ 4,315,000 $ 1,009,877 $ 5,324,877 2019 Series A In June 2019, $9,260,000 principal amount of Subordinated Tax Allocation Refunding Bonds, Series 2019A was issued by the Successor Agency of the Redevelopment Agency. The principal and interest on the bonds are payable solely from the Pledged Tax Revenues allocated to the Agency from the Project Areas and other funds. The bonds were issued to refund certain Refunded Obligations. The bonds are payable in annual installments of $170,000 to $1,505,000 from September 1, 2020 through September 1, 2033; interest at 5%. The balance at June 30, 2021, is $9,090,000. In the event of a default, the Trustee may pursue any available remedy at law or in equity to enforce the payment of the principal of and interest and premium (if any) on the Bonds, and to enforce any rights of the Trustee under or with respect to the Indenture. Future debt requirements for the Subordinated Tax Allocation Refunding Bonds, Series 2019A, are as follows: Year Ending June 30 Principal Interest Total 2022 $ 270,000 $ 447,750 $ 717,750 2023 285,000 433,875 718,875 2024 300,000 419,250 719,250 2025 315,000 403,875 718,875 2026 330,000 387,750 717,750 2027 - 2031 1,900,000 1,669,250 3,569,250 2032 - 2036 5,690,000 367,500 6,057,500 Totals $ 9,090,000 $ 4,129,250 $ 13,219,250 90 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) 2019 Series B In October 2019, $4,050,000 principal amount of Subordinated Tax Allocation Refunding Bonds, Series 2019B was issued by the Successor Agency of the Redevelopment Agency. The principal and interest on the bonds are payable solely from the Pledged Tax Revenues allocated to the Agency from the Project Areas and other funds. The bonds were issued to refund certain Refunded Obligations. The bonds are payable in annual installments of $650,000 to $705,000 from September 1, 2020 through September 1, 2025; interest at 1.99%. The balance at June 30, 2021, is$3,400,000. In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the Subordinated Tax Allocation Refunding Bonds, Series 2019B, are as follows: Year Ending June 30 Principal Interest Total 2022 $ 655,000 $ 61,143 $ 716,143 2023 665,000 48,009 713,009 2024 680,000 34,626 714,626 2025 695,000 20,945 715,945 2026 705,000 7,015 712,015 Totals $ 3,400,000 $ 171,738 $ 3,571,738 c. Third Lien Tax Allocation Bonds 2018 Series A In February 2018, $2,350,000 principal amount of Tax Allocation Bonds, Series A, was issued by the Successor Agency of the Redevelopment Agency. The principal and interest on the bonds are payable solely from the Pledged Tax Revenue allocated to the Agency from the Project Areas and other funds. The bonds were issued to finance certain obligations of the Agency under the Summerly DDA the bonds are payable in annual installments of$80,000 to $380,000 from March 1, 2019 through March 1, 2038; interest at 2.000% to 3.375%. The balance at June 30, 2021, is $2,070,000. In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the Subordinated Tax Allocation Refunding Bonds, Series 2018 A, are as follows: 91 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) Year Ending June 30 Principal Interest Total 2022 $ 95,000 $ 58,925 $ 153,925 2023 100,000 57,025 157,025 2024 105,000 55,025 160,025 2025 100,000 52,794 152,794 2026 105,000 50,544 155,544 2027 -2031 555,000 212,638 767,638 2032 -2036 840,000 115,481 955,481 2037 -2038 170,000 8,606 178,606 Totals $ 2,070,000 $ 611,037 $ 2,681,037 2018 Series B In February 2018, $7,970,000 principal amount of Tax Allocation Bonds, Series B, was issued by the Successor Agency of the Redevelopment Agency. The principal and interest on the bonds are payable solely from the Pledged Tax Revenue allocated to the Agency from the Project Areas and other funds. The bonds were issued to finance certain obligations of the Agency under the Summerly DDA. The bonds are payable in annual installments of$205,000 to $545,000 from March 1, 2019 through March 1, 2038; interest at 2.250% to 4.000%. The balance at June 30, 2021, is$6,785,000. In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the Subordinated Tax Allocation Refunding Bonds, Series 2018 B, are as follows: Year Ending June 30 Principal Interest Total 2022 $ 435,000 $ 250,088 $ 685,088 2023 355,000 237,581 592,581 2024 365,000 226,931 591,931 2025 375,000 215,069 590,069 2026 390,000 202,881 592,881 2027 -2031 2,170,000 791,150 2,961,150 2032 -2036 2,265,000 336,394 2,601,394 2037 -2038 430,000 26,000 456,000 Totals $ 6,785,000 $ 2,286,094 $ 9,071,094 2020 Series B In December 2020, $4,835,000 principal amount of Tax Allocation Bonds, Series B, was issued by the Successor Agency of the Redevelopment Agency. The principal and interest on the bonds are payable solely from the Pledged Tax Revenue allocated to the Agency from the Project Areas and other funds. The bonds were issued to finance certain obligations of the Agency under the Summerly DDA. The bonds are payable in annual installments of$100,000 to $705,000 from March 1, 2022 through March 1, 2038; interest at 3.000% to 4.000%. The balance at June 30, 2021, is$4,835,000. 92 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the Subordinated Tax Allocation Refunding Bonds, Series 2020 B, are as follows: Year Ending June 30 Principal Interest Total 2022 $ 100,000 $ 191,250 $ 291,250 2023 115,000 188,250 303,250 2024 120,000 184,800 304,800 2025 125,000 180,000 305,000 2026 130,000 175,000 305,000 2027 -2031 870,000 793,000 1,663,000 2032 -2036 2,880,000 415,400 3,295,400 2037 -2038 495,000 29,800 524,800 Totals $ 4,835,000 $ 2,157,500 $ 6,992,500 2020 Series C In December 2020, $4,555,000 principal amount of Tax Allocation Bonds, Series C, was issued by the Successor Agency of the Redevelopment Agency. The principal and interest on the bonds are payable solely from the Pledged Tax Revenue allocated to the Agency from the Project Areas and other funds. The bonds were issued to finance certain obligations of the Agency under the Summerly DDA. The bonds are payable in annual installments of$260,000 to $310,000 from March 1, 2021 through March 1, 2031; interest at 0.0473% to 2.473%. The balance at June 30, 2021, is$3,890,000. In the event of default, the Trustee will be entitled to sue to enforce payment and receive any and all amounts from any monies available for such purpose in any manner provided by law. Future debt requirements for the Subordinated Tax Allocation Refunding Bonds, Series 2020 C, are as follows: Year Ending June 30 Principal Interest Total 2022 $ 260,000 $ 63,204 $ 323,204 2023 395,000 61,584 456,584 2024 400,000 58,305 458,305 2025 405,000 54,205 459,205 2026 410,000 49,447 459,447 2027-2031 2,020,000 131,706 2,151,706 Totals $ 3,890,000 $ 418,451 $ 4,308,451 d. Developer Agreements The former Redevelopment Agency of the City of Lake Elsinore ("Agency") entered into several developer agreements for development within the City (project areas). The Agency's significant commitments with certain developers consist of the following: 93 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) McMillin Summerly LLC On or about December 26, 2002, the Agency entered into a Disposition and Development Agreement (as amended to date, the "DDA") with Laing CP Lake Elsinore LLC and Civic Partners Elsinore LLC, as developer and master developer, respectively. Under the DDA, the Agency pledged to the developer and the master developer 100% of the net tax increment generated within the East Lake Specific Plan (ELSP) comprised of approximately 3,000 acres located in Project Areas II and III excluding, without limitation, a portion of the moneys to be set aside in the former low and moderate-income housing fund and funds payable under pass through agreements. As a result of the bankruptcy of the managing member of Laing CP Lake Elsinore LLC, Bank of America foreclosed on and later sold the developer's property to McMillin Summerly LLC, who assumed the developer's rights and obligations under the DDA pursuant to an Amended and Restated DDA entered into as of March 8, 2011. On November 19, 2015, the Department of Finance issued its final and conclusive determination that the irrevocable pledge of property tax increment to the developer and the master developer made by the DDA is recognized as an enforceable obligation of the Successor Agency. A portion of the tax increment pledged to the master developer is pledged for use in the development of affordable housing provided that certain requirements are met. A portion of the tax increment pledged to the developer is pledged to reimburse the developer for construction of certain extraordinary infrastructure in the ELSP. Developer's reimbursement for construction of extraordinary infrastructure is limited to $19,000,000, as adjusted in accordance with the terms of the DDA. The DDA requires that the Successor Agency issue bonds, if requested,to pay the portions of the tax revenues owing to the developer and/or master developer. In April 2011, the Agency issued two subordinate tax allocation bonds 2011 Series totaling an original principal amount of $4,610,000, the proceeds of which were used to reimburse the developer for construction of certain extraordinary infrastructure under the DDA. In August 2015, the Successor Agency issued its Series 2015 bonds in the original principal amount of $8,065,00 to advance refund the 2011 Series. In February 2018, the Successor Agency issued its Third Lien Tax Allocation Bonds 2018 Series A and B to finance a portion of the DDA obligations. Property tax increment accrued by the Successor Agency for payment in accordance with the DDA as of June 30, 2021, is $0. In addition, property tax increment accrued as of June 30, 2021 for assistance to an affordable housing project to be developed by the master developer is $0. e. Commitments and Contingencies The Successor Agency has succeeded to the rights and obligations of the former Redevelopment Agency. The following represents the Successor Agency's significant commitments. 94 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 18: Successor Agency Trust Disclosures (Continued) Lake Elsinore Stadium The Successor Agency has succeeded to the Agency as the owner of Diamond Stadium. Diamond Stadium will require significant capital maintenance in future years. In addition, the Successor Agency will incur costs to operate and regularly maintain the Stadium. The cost of ongoing operation maintenance of the Stadium will vary based on how long the Successor Agency owns the Stadium, how much costs to operate and maintain the Stadium vary over time, and what kind of capital outlay is required over time to maintain the Stadium in its current condition. Capital expenses could be substantial and cannot be estimated at this time. The Successor Agency and the Lake Elsinore Storm entered into a Stadium Interim Management Agreement dated January 1, 2013 to provide for the performance by Lake Elsinore Storm of certain maintenance, upkeep, and operations of Diamond Stadium. The Management Agreement provides that the Successor Agency pay an aggregate management and maintenance fee to the Lake Elsinore Storm in the amount of$725,411 for the 2020 fiscal year and $743,544 for the 2021 fiscal year. This amount is net of payments owed to the Successor Agency pursuant to a License Agreement, as amended, and includes payments by the Successor Agency due pursuant to a Stadium Field and Maintenance Agreement, as amended, and assignment of revenues pursuant to a Concession License Agreement, as amended. The Management Agreement was amended and expires on September 30, 2022. Other Matters Management believes, in consultation with legal counsel, that the obligations of the former redevelopment agency due to the City are valid enforceable obligations payable by the successor agency trust under the requirements of the Bill. The City's position on this issue is not a position of settled law and there is considerable legal uncertainty regarding this issue. It is reasonably possible that a legal determination may be made at a later date by an appropriate judicial authority that would resolve unfavorable to the City. Pledged Revenue The City pledged, as security for bonds issued, either directly or through the Financing Authority, a portion of tax increment revenue (including Low- and Moderate- Income Housing set-aside and pass-through allocations)that it receives.The bonds issued were to provide financing for various capital projects, accomplish Low- and Moderate-Income Housing projects and to defease previously issued bonds. Assembly Bill 1X 26 provided that upon dissolution of the Redevelopment Agency, property taxes allocated to redevelopment agencies no longer are deemed tax increment but rather property tax revenues and will be allocated first to successor agencies to make payments on the indebtedness incurred by the dissolved redevelopment agency. For the current year, the total property tax revenue recognized by the Successor Agency for the payment of indebtedness incurred by the dissolved redevelopment agency was $15,054,596 and the required debt service obligation on the bonds was $8,425,610. 95 CITY OF LAKE ELSINORE NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) YEAR ENDED JUNE 30, 2021 Note 19: Joint Powers Agreements On March 28, 2000, the City agreed to enter into a joint powers agreement under Proposition 13 with Elsinore Valley Municipal Water District and the Santa Ana Watersheds Project Authority to form the Lake Elsinore and San Jacinto Watersheds Authority. The Authority is due to receive $15 million in Proposition 13 water bond proceeds to improve the Lake Elsinore and San Jacinto Watersheds Authority lake water quality. As of June 30, 2015, the Authority had minimal activity and according to the criteria in Note 1A, the Authority is not included in these financial statements. In November 2010, the City agreed to enter into a joint powers agreement with the County of Riverside, City of Canyon Lake, City of Murrieta, City of Temecula and City of Wildomar to form the Southwest Communities Financing Authority (the Authority) to provide animal shelter services. The City contributes a prorated share of the Authority's debt service payments, costs of administrative services and operation of animal shelter. The City does not have measurable equity interest in the Authority. According to criteria in Note 1A, the Authority is not included in these financial statements. In January 2004, the City entered into a joint powers agreement with the County of Riverside, the Cities of Banning, Beaumont, Calimesa, Canyon Lake, Corona, Hemet, Moreno Valley, Murrieta, Norco, Perris, Riverside, San Jacinto and Temecula to form the Western Riverside County Regional Conservation Authority (the Conservation Authority). The purposes of the Conservation Authority are to acquire, administer, operate and maintain land and facilities for ecosystem conservation and habitat reserve for certain endangered species. The City's contributions to the Conservation Authority consist of a development mitigation fee imposed on all new development. The City does not have measurable equity interest in the Conservation Authority. According to criteria in Note 1A, the Conservation Authority is not included in these financial statements. Note 20: Restatement-GASB Statement No. 84, Fiduciary Activities During the year ended June 30, 2021, the City adopted new accounting guidance by implementing the provisions of GASB Statement No.84, Fiduciary Activities,which establishes criteria for identifying and reporting fiduciary activities. The implementation of this statement has resulted in changing the presentation of the financial statements by presenting funds formula identified under the agency fund description to be presented under the City's governmental activities. Beginning net position has been restated to reflect this change. A restatement in the governmental activities and Custodial Funds of $2,696,968 and $265,686,939, respectively, were required to implement the new standard. Note 21: Subsequent Events On August 5, 2021, $10,405,000 principal amount of 2021 Local Agency Revenue Refunding Bonds, Series B, was issued by the Lake Elsinore Facilities Financing Authority in accordance with the indenture. The bonds were issued to refund four outstanding series of bonds issued by said community facilities districts, which with respect to series of such bonds, were issued in connection with the issuance by the Lake Elsinore Public Facilities Financing Authority of a series of its local agency revenue bonds. Bonds are due in annual installments of$105,000 to $600,000 from March 1, 2022 to September 1, 2047. Interest payments at 4.0% are due from September 1, 2022 to September 1, 2047. 96 � �� .�:r ,�y � :., ,•,� yr" � v REQ I RE PPLEMENTARY INFORMATION .41 ` k it t y e m 06 50 4.4 Ao I�` 4 t This page left intentionally blank. CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE GENERALFUND YEAR ENDED JUNE 30,2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 12,058,871 $ 12,058,871 $ 12,058,871 $ - Resources(Inflows): Taxes 22,557,050 24,819,640 27,591,090 2,771,450 Licenses and permits 2,588,780 2,663,596 2,466,569 (197,027) Intergovernmental 5,995,720 5,896,430 4,645,676 (1,250,754) Charges for services 3,043,900 3,526,325 3,395,047 (131,278) Use of money and property 218,370 49,123 63,426 14,303 Fines and forfeitures 569,010 288,454 250,930 (37,524) Contributions 618,000 442,295 172,486 (269,809) Miscellaneous 8,774,310 8,170,261 8,288,753 118,492 Transfers in - 268,363 1,008,207 739,844 Proceeds from sale of capital asset - 8,263 8,262 (1) Amounts Available for Appropriations 56,424,011 58,191,621 59,949,317 1,757,696 Charges to Appropriation (Outflow): General government City Council 221,350 221,350 205,646 15,704 Community Support 134,330 183,080 115,002 68,078 City Clerk 668,340 668,340 557,261 111,079 City Attorney 509,940 509,940 622,112 (112,172) City Manager 952,320 1,054,450 1,123,908 (69,458) Administrative Services 2,012,320 2,012,320 1,965,930 46,390 Public safety Police Services-Contracted 14,538,480 14,538,480 14,006,496 531,984 Suppression-Contracted 7,711,430 7,711,430 7,050,641 660,789 Animal Services-Contracted 754,550 754,550 761,875 (7,325) Community development Planning&Zoning 1,490,520 1,551,440 1,042,751 508,689 Building&Safety 1,687,490 1,687,490 1,559,191 128,299 Code Enforcement/Graffiti 1,329,780 1,329,780 1,335,384 (5,604) Economic Development 264,680 264,680 244,263 20,417 Fire Prevention 700,680 700,678 411,130 289,548 Community services Administration 979,610 979,610 773,057 206,553 Recreation 1,087,990 1,087,990 610,845 477,145 Senior Center 539,750 539,750 391,964 147,786 Neighborhood Center 465,480 314,750 229,274 85,476 Public services Engineering 2,467,150 2,627,982 1,978,012 649,970 Administration 3,039,920 3,039,920 2,811,503 228,417 Park Maintenance 2,916,320 2,916,320 2,637,033 279,287 Lake Services 1,263,330 1,263,330 1,133,391 129,939 Non-Departmental 199,640 392,720 280,729 111,991 Debt service: Principal retirement 675,000 675,000 - 675,000 Interest and fiscal charges 454,400 454,400 - 454,400 Transfers out 643,690 643,690 3,354,994 (2,711,304) Total Charges to Appropriations 47,708,490 48,123,470 45,202,392 2,921,078 Budgetary Fund Balance,June 30 $ 8,715,521 $ 10,068,151 $14,746,925 $ 4,678,774 See Notes to Required Supplementary Information. 99 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE LOW AND MODERATE INCOME HOUSING YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $45,097,745 $45,097,745 $45,097,745 $ - Resources(Inflows): Assessments 45,000 45,000 5,566,378 5,521,378 Use of money and property 75,000 75,000 104,030 29,030 Miscellaneous - - 2,400 2,400 Transfers in - - 2,255,171 2,255,171 Amounts Available for Appropriations 45,217,745 45,217,745 53,025,724 7,807,979 Charges to Appropriation (Outflow): Community development 505,000 505,000 1,029,553 (524,553) Total Charges to Appropriations 505,000 505,000 1,029,553 (524,553) Budgetary Fund Balance,June 30 $44,712,745 $44,712,745 $51,996,171 $ 7,283,426 See Notes to Required Supplementary Information. 100 CITY OF LAKE ELSINORE CALIPERS PENSION PLAN SCHEDULE OF PROPORTIONATE SHARE OF THE NET PENSION LIABILITY AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(1) 2015 2016 2017 2018 2019 2020 2021 Proportion of the Net Pension Liability 0.29477% 0.32568% 0.31058% 0.30896% 0.30977% 0.30889% 0.30885% Proportionate Share of the Net Pension Liability $ 7,292,642 $ 8,943,640 $ 10,798,127 $ 12,189,277 $ 11,684,999 $ 12,380,535 $ 13,038,918 Covered Payroll $ 4,537,860 $ 4,751,199 $ 3,804,985 $ 5,605,231 $ 5,975,932 $ 6,052,501 $ 6,349,041 Proportionate Share of the Net Pension Liability as Percentage of Covered Payroll 160.71% 188.24% 283.79% 217.46% 195.53% 204.55% 205.37% Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 78.40% 79.82% 75.87% 73.31% 75.26% 75.26% 75.10% Notes to Schedule: Benefit Changes:There were no changes to benefit terms that applied to all members of the Public Agency Pool.However,individual employers in the Plan may have provided a benefit improvement to their employees by granting Two Years Additional Service Credit to members retiring during a specified period(also known as"Golden Handshakes').Employers that have done so may need to report this information as a separate liability in their financial statement as CalPERS considers such amounts to be separately financed employer-specific liabilities.These employers should consult with their auditors. Changes of Assumptions: In 2021, 2020 and 2019, there were no changes. In 2018, demographic assumptions and inflation rate were changed in accordance to the CalPERS Experience Study and Review of Actuarial Assumptions December 2017.There were no changes in the discount rate in 2018. In 2017,the accounting discount rate reduced from 7.65 percent to 7.15 percent.In 2016,there were no changes.In 2015,amounts reported reflect an adjustment of the discount rate from 7.5 percent(net of administrative expense)to 7.65 percent(without a reduction for pension plan administrative expense.)In 2014,amount reported were based on the 7.5 percent discount rate. (1)Historical information is required only for measurement for which GASB 68 is applicable.Fiscal Year 2015 was the first year of implementation,therefore only seven years are shown. See Notes to Required Supplementary Information. 101 CITY OF LAKE ELSINORE CALIPERS PENSION PLAN SCHEDULE OF PLAN CONTRIBUTIONS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(1) 2015 2016 2017 2018 2019 2020 2021 Actuarially Determined Contribution $ 890,999 $ 1,049,049 $ 1,313,558 $ 1,397,703 $ 1,340,596 $ 1,529,732 $ 1,631,890 Contribution in Relation to the Actuarially Determined Contribution (890,999) (1,049,049) (1,313,558) (1,397,703) (1,585,939) (1,762,389) (1,631,890) Contribution Deficiency(Excess) $ $ - $ - $ $ (245,343) $ (232,657) $ - Covered Payroll $ 4,751,199 $ 3,804,985 $ 5,605,231 $ 5,975,932 $ 6,052,501 $ 6,349,041 $ 6,551,595 Contributions as a Percentage of Covered Payroll 18.75% 27.57% 23.43% 23.39% 26.20% 27.76% 24.91 (1)Historical information is required only for measurement years for which GASB 68 is applicable.Fiscal Year 2015 was the first year of implementation,therefore only six years are shown. Note to Schedule: Valuation Date: June 30,2018 Methods and assumptions used to determine contribution rates: Actuarial Cost Method Entry Age Normal Cost Method Amortization method Level percentage of pay,a summary of the current policy is provided in the table below: Source stmenGain/Loss Assumptiona Benefit Chan a / Golden Driver Invet Non-investment Method Chan Handshake Amortization Period 30 years 30 Years 20 Years 20 Years 5 Years Escalation Rate Active Plans 2.875% 2.875% 2.875% 2.875% 2.875 -Inactive Plans 0% 0% 0% 0% 0 Ramp Up 5 5 5 0 0 Ram Down 5 5 5 0 0 Inflation 2.50 Payroll Growth 2.875% Projected Salary Increases Varies by Entry Age and Service Investment Rate of Return 7.15%(net of pension plan investment and administrative expenses,includes inflation) Retirement Age Retirement rates vary by age,service,and formula Mortality The mortality table used was developed based on CalPERS'specific data.The table includes 20 years of mortality improvements using Society of Actuaries Scale BB.For more details on this table,please refer to the 2014 experience study report. See Notes to Required Supplementary Information. 102 CITY OF LAKE ELSINORE SCHEDULE OF CHANGES IN THE TOTAL OPEB LIABILITY AND RELATED RATIOS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(1) 2018 2019 2020 2021 Total OPEB Liability Service cost $ 841,236 $ 747,127 $ 764,792 $ 728,572 Interest on the total OPEB liability 700,306 788,486 814,609 726,138 Actual and expected experience difference - - (1,305,728) (43,169) Changes in assumptions (2,304,484) (203,573) 1,410,007 2,563,159 Benefit payments(2) (964,068) (991,074) (999,280) (903,028) Net change in total OPEB liability (1,727,010) 340,966 684,400 3,071,672 Total OPEB liability-beginning 23,623,894 21,896,884 22,237,850 22,922,250 Total OPEB liability-ending $ 21,896,884 $ 22,237,850 $ 22,922,250 $ 25,993,922 Plan fiduciary net position as a percentage of the total OPEB liability 0.00% 0.00% 0.00% 0.00% Covered payroll $ 4,726,797 $ 4,962,874 $ 5,058,783 $ 7,043,350 Total OPEB liability as a percentage of covered payroll 441.21% 470.46% 461.87% 513.84% (1)Historical information is required only for the measurement periods for which GASB 75 is applicable. Fiscal Year 2018 was the first year of implementation. Future years'information will be displayed up to 10 years as information becomes available. (2) Benefit payments are equal to $669,634 direct subsidy payments to retirees and $233,394 implicit subsidy costs incurred during measurement period ending June 30,2020. Notes to Schedule:Assets are not accumulated in a qualifying trust,therefore Fiduciary Net Position is$0. Changes in assumptions: The discount rate was changed from 3.13%to 2.45%based on updated 20-year municipal bond rates. See Notes to Required Supplementary Information. 103 CITY OF LAKE ELSINORE NOTES TO REQUIRED SUPPLEMENTARY INFORMATION (CONTINUED) YEAR ENDED JUNE 30, 2021 BUDGETS AND BUDGETARY DATA The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. In May, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and estimated revenues and other means of financing. 2. Public hearings are conducted at City Council meetings to obtain public input. 3. Prior to July 1, the budget is adopted by Council action. 4. The City Manager is authorized to transfer funds appropriated with respect to those classifications designed as other services and material and supplies within the same department. The City Manager may transfer appropriated funds from any classification within other expenditure categories to the capital outlay classification within the same department only. For budgeting purposes, the General Fund is composed of several departments while all other budgeted funds are considered a single department. Revenues are budgeted on a line item basis. 5. The legal level of budgetary control is maintained at the departmental level. Formal budgetary integration is employed as a management control devise during the year for the General and Special Revenue Fund types to assist in controlling expenditures and enforcing revenue provisions. Capital Projects Fund types are budgeted on a project by project basis. All appropriations lapse at the end of the fiscal year, except for capital projects which are carried forward until the project is completed or terminated. 6. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Budgeted amounts are as originally adopted and as further amended by the City Council for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project length budgets and debt service funds that are not budgeted as effective budgetary control is achieved through debt indenture provisions. Budgets were legally adopted for all governmental funds. The Cost Recovery, La Strada RBBD, Anchor, and Measure Z Fund did not adopt budgets. Therefore, no budgetary comparison schedule is presented as supplementary information. 104 6` '�`� 1 <� .''�Y':♦`+fib' 1,)''0 .. � l��,ii/I �3 � 6.. J .► l�j�a - �: + . a J! �► ._ ty �� �, ,� - :), .off PPLEMENTARY INFORMATION 0 oi�v . ..... A . 4k N �34 Alr , t ,4 4k IF C-11 a le K _ v T • ' lX.. 4u I�y� y This page left intentionally blank. CITY OF LAKE ELSINORE Non-Major Governmental Funds Special Revenue Funds Supplemental Law Enforcement Service - to account for receipts and expenditures of money related to the citizens option for public safety grant. Traffic Offender - to account for administrative fees generated from charges to drivers who have been arrested for DUI, who are driving on suspended/revoked licenses, or have never been issued a driver's license. These funds may only be used to further the traffic safety goals of the City of Lake Elsinore and are subject to OTS audit. Gas Tax - to account for receipts and expenditures of money apportioned under the Street and Highway Code of the State of California. Transportation Measure A- to account for revenues derived from half-cent sales tax and for expenditures to improve the City's transportation system in response to traffic congestion. SB1186 CAS Education - to account for required state fees imposed on business licenses for the development of educational resources on federal and state disability laws for businesses. Traffic Safety-to account for expenditures financed by revenue generated from enforcement of California vehicle codes and City ordinances. These restricted funds may be used only for traffic signals, school crossing guards, and other related traffic safety expenditures. City-wide Lighting and Landscaping - to account for revenues derived from annual assessments which are used to pay the costs incurred by the City for landscape maintenance and streetlight maintenance. Lighting and Landscape Maintenance District (L.L.M.D No. 1) - to account for revenues derived from annual assessments which are used to pay the costs incurred by the City for landscape maintenance and street light maintenance within the District. Geothermal - to account for cash bond held by the City, as required by the State, for the City owned geothermal well. Interest earned is available for City use. AB2766 Air Pollution - to account for South Coast Air Quality Board receipts, representing revenues collected by the Department of Motor Vehicles. The City is committed to spend revenues to reduce air pollution from mobile sources. Community Development Block Grant (C.D.B.G.) - to account for grant monies received from a federal pass-through agency not accounted for in the other funds. Developer Agreement Revenue/Trust-to account for development fees based on developer agreements. Affordable Housing in Lieu -to account for collection of fees assessed to developers and for expenditures made on affordable housing projects. City Hall/Public Works - to account for collection of fees assessed to developers and for expenditures made on City Hall and Public Works facilities projects. Community Center- to account for collection of fees assessed to developers and for expenditures made on Community Center facilities projects. 107 CITY OF LAKE ELSINORE Non-Major Governmental Funds Lakeside Facilities-to account for collection of fees assessed to developers and for expenditure made on Lake Side facilities projects. Animal Shelter - to account for collection of fees assessed developers and for expenditures made on animal shelter facilities projects. National Pollutant Discharge System (N.P.D.E.S.) - to account for fees assessed to property owners for the N.P.D.E.S., which is mandated by the federal government. This requires cities to clean up storm water runoff. PEG Grant - to account for public access cable channel grant revenue provided by cable franchisees based on subscribers. Funds are used for PEG access equipment, production equipment, as well as renovation or construction of PEG access facilities. The Anchor — to account for expenditures funded by the Homeless Emergency Aid Program and Project Homekey used for crises stabilization housing complex owned by the City and operated by the Social Work Action Group serving chronic homeless individuals from the Lake Elsinore and adjacent county areas. Measure Z—to account for revenues derived from a locally controlled one-cent sales transaction and use tax and to account for expenditures that address City services, public safety, health, or catastrophic emergencies. Pedestrian Sidewalk - to account for expenditures funded by the Local Transportation Commission grant funding used for the SB 821 Bicycle and Pedestrian Facility Program. Lake Destratifi cation and Water Fund - to account for expenditures and receipts in jointly made by Elsinore Valley Municipal Water District, Riverside County, and the City to jointly fund and maintain the destratifi cation equipment, axial flow equipment, and stabilize the water level of the lake. Capital Project Funds Miscellaneous General Project-to account for miscellaneous general projects of the City. Park Quimby Improvement - to account for the improvement and development of parks that are financed by developer fees. Storm Drains - to account for the capital improvements of upgrading the storm drains within the City that are financed by the development fees. Library Facilities - to account for general capital improvements necessary for the upgrade and maintenance of the Public Libraries within the City. Financed by development fees, upgrades include the purchase of reading material. Traffic Impact-to account for projects related to traffic improvements, financed by development fees. Fire Facilities -to account for the construction of fire facilities financed by development fees. Public Improvement In-Lieu - to account for special designated improvements to City property, financed by development fees. 108 CITY OF LAKE ELSINORE Non-Major Governmental Funds Total Road Improvement Program - to account for projects related to road improvements, financed by debt proceeds. Transportation Uniform Mitigation Fee (TUMF) - to account for multi-jurisdictional development impact fee paid for by new development to provide the transportation infrastructure necessary to accommodate new development. La Strada RBBD —to account for projects related to La Strada Road and Bridge improvements, financed by development fees. Permanent Fund Endowment Trust - to account for assets held by the City as a trustee capacity for the Adolph Korn Estate. Money is held for the purpose of building a nurse's home for a proposed hospital within the City. Until that time, interest earnings from the estate are used as a scholarship fund for college tuition for students seeking a degree in the nursing field 109 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 Special Revenue Funds Supplemental Law Enforcement Transportation Service Traffic Offender Gas Tax Measure A Assets: Cash and investments $ - $ $ 472,222 $ 740,466 Receivables: Accounts - - - Notes and loans - - - Accrued interest - 1,240 1,342 Prepaid costs - - - Due from other governments - 114,668 513,567 Restricted assets: Cash and investments with fiscal agents - - - Total Assets $ - $ - $ 588,130 $ 1,255,375 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ - $ $ 30,620 $ Deposits payable - - Due to other funds - - Total Liabilities - - 30,620 - Deferred Inflows of Resources: Unavailable revenues - - - Total Deferred Inflows of Resources - - - - Fund Balances: Nonspendable - - - Restricted - 557,510 1,255,375 Assigned - - - Total Fund Balances - - 557,510 1,255,375 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ - $ - $ 588,130 $ 1,255,375 110 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 (CONTINUED) Special Revenue Funds City-wide SB1186 CAS Lighting and Education Traffic Safety Landscaping L.L.M.D No. 1 Assets: Cash and investments $ 35,997 $ - $ 731,134 $ 419,566 Receivables: Accounts - - - - Notes and loans - - - - Accrued interest 40 - 888 1,836 Prepaid costs - - 46,527 - Due from other governments 27,179 76,994 12,419 Restricted assets: Cash and investments with fiscal agents - - 26,121 - Total Assets $ 36,037 $ 27,179 $ 881,664 $ 433,821 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ 316 $ - $ 196,431 $ 47,807 Deposits payable - - - - Due to other funds - 13,804 - - Total Liabilities 316 13,804 196,431 47,807 Deferred Inflows of Resources: Unavailable revenues - - 52,724 - Total Deferred Inflows of Resources - - 52,724 - Fund Balances: Nonspendable - - 46,527 - Restricted 35,721 13,375 585,982 386,014 Assigned - - - - Total Fund Balances 35,721 13,375 632,509 386,014 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 36,037 $ 27,179 $ 881,664 $ 433,821 111 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 Special Revenue Funds Developer AB2766 Air Agreement Geothermal Pollution C.D.B.G Revenue/Trust Assets: Cash and investments $ 13,895 $ 475,773 $ - $ - Receivables: Accounts - - - - Notes and loans - - - - Accrued interest 13 530 - 124 Prepaid costs - - - - Due from other governments 21,068 18,750 - Restricted assets: Cash and investments with fiscal agents - - - - Total Assets $ 13,908 $ 497,371 $ 18,750 $ 124 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ $ - $ - $ - Deposits payable - - - Due to other funds - 9,375 - Total Liabilities - 9,375 - Deferred Inflows of Resources: Unavailable revenues - - 9,375 - Total Deferred Inflows of Resources - - 9,375 - Fund Balances: Nonspendable - - - - Restricted 13,908 497,371 - 124 Assigned - - - - Total Fund Balances 13,908 497,371 - 124 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 13,908 $ 497,371 $ 18,750 $ 124 112 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 (CONTINUED) Special Revenue Funds Affordable City Hall/Public Community Lakeside Housing In-Lieu Works Center Facilities Assets: Cash and investments $ 421,465 $ - $ - $ 13,898 Receivables: Accounts - - - - Notes and loans 3,342,224 - - - Accrued interest 87,384 - - 12 Prepaid costs - - - - Due from other governments - - - - Restricted assets: Cash and investments with fiscal agents - - - - Total Assets $ 3,851,073 $ $ - $ 13,910 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ 174,421 $ - Deposits payable 2,823 - - - Due to other funds - - - - Total Liabilities 177,244 - - - Deferred Inflows of Resources: Unavailable revenues 85,452 - - - Total Deferred Inflows of Resources 85,452 - - - Fund Balances: Nonspendable - - - - Restricted 3,588,377 - - 13,910 Assigned - - - - Total Fund Balances 3,588,377 - - 13,910 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 3,851,073 $ - $ - $ 13,910 113 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 Special Revenue Funds Animal Shelter N.P.D.E.S. PEG Grant The Anchor Assets: Cash and investments $ - $ $ 46,739 $ 259,707 Receivables: Accounts - 4,480 - Notes and loans - - - Accrued interest 27 427 53 311 Prepaid costs - - - - Due from other governments - 272,322 Restricted assets: Cash and investments with fiscal agents - - - - Total Assets $ 27 $ 272,749 $ 519272 $ 260,018 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ - $ 3,726 $ $ 21,687 Deposits payable - - - Due to other funds - 53,598 - Total Liabilities - 57,324 21,687 Deferred Inflows of Resources: Unavailable revenues - 136,161 - Total Deferred Inflows of Resources - 136,161 - - Fund Balances: Nonspendable - - - Restricted 27 79,264 51,272 238,331 Assigned - - - - Total Fund Balances 27 799264 519272 238,331 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 27 $ 272,749 $ 519272 $ 260,018 114 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 (CONTINUED) Capital Projects Special Revenue Funds Funds Lake Pedestrian Destratification Miscellaneous Measure Z Sidewalk SB821 and Water Fund General Project Assets: Cash and investments $ 793,282 $ $ 477,000 $ 716 Receivables: Accounts - 26,175 - Notes and loans - - Accrued interest 175 544 Prepaid costs - - - Due from other governments 2,674,124 91,692 617,590 Restricted assets: Cash and investments with fiscal agents - 2,581,498 - Total Assets $ 3,467,581 $ $ 3,176,909 $ 618,306 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ - $ $ 71 $ 146,524 Deposits payable - - - Due to other funds - - - Total Liabilities - - 71 146,524 Deferred Inflows of Resources: Unavailable revenues - 58,933 276,779 Total Deferred Inflows of Resources - - 58,933 276,779 Fund Balances: Nonspendable - - - Restricted 3,467,581 3,117,905 - Assigned - - 195,003 Total Fund Balances 3,467,581 - 3,117,905 195,003 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 3,467,581 $ - $ 3,176,909 $ 618,306 115 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 Capital Projects Funds Park Quimby Library Development Storm Drains Facilities Traffic Impact Assets: Cash and investments $ 681,534 $ 1,273,171 $ 1,293,419 $ 540,603 Receivables: Accounts - - - - Notes and loans - - - - Accrued interest 767 1,515 1,476 1,504 Prepaid costs - - - - Due from other governments - - - Restricted assets: Cash and investments with fiscal agents - - - - Total Assets $ 682,301 $ 1,274,686 $ 1,294,895 $ 542,107 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ $ $ 15,666 $ - Deposits payable - - Due to other funds - - Total Liabilities - 15,666 - Deferred Inflows of Resources: Unavailable revenues - - Total Deferred Inflows of Resources - - - - Fund Balances: Nonspendable - - Restricted 682,301 1,274,686 1,279,229 542,107 Assigned - - - - Total Fund Balances 682,301 1,274,686 1,279,229 542,107 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 682,301 $ 1,274,686 $ 1,294,895 $ 542,107 116 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 (CONTINUED) Capital Projects Funds Public Total Road Improvement In- Improvement Fire Facilities Lieu Program TUMF Assets: Cash and investments $ 285,483 $ 1,585,878 $ 482 $ Receivables: Accounts - - - - Notes and loans - - - - Accrued interest 322 1,805 23 - Prepaid costs - - - - Due from other governments - - 272,066 Restricted assets: Cash and investments with fiscal agents - - 14,074 - Total Assets $ 285,805 $ 1,587,683 $ 14,579 $ 272,066 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ $ $ $ - Deposits payable - - - Due to other funds - - 133,314 Total Liabilities 133,314 Deferred Inflows of Resources: Unavailable revenues - 136,033 Total Deferred Inflows of Resources - - - 136,033 Fund Balances: Nonspendable - - Restricted 285,805 1,587,683 14,579 2,719 Assigned - - - - Total Fund Balances 285,805 1,587,683 14,579 2,719 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 285,805 $ 1,587,683 $ 14,579 $ 272,066 117 CITY OF LAKE ELSINORE COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2021 Capital Projects Funds Permanent Fund Endowment Total Trust-Adolph Governmental La Strada RBBD Korn Funds Assets: Cash and investments $ 24,261 $ 34,182 $ 10,620,873 Receivables: Accounts - - 30,655 Notes and loans - - 3,342,224 Accrued interest 28 39 102,425 Prepaid costs - - 46,527 Due from other governments - 4,712,439 Restricted assets: Cash and investments with fiscal agents - - 2,621,693 Total Assets $ 24,289 $ 34,221 $ 21,476,836 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ $ $ 637,269 Deposits payable 2,823 Due to other funds 210,091 Total Liabilities - 850,183 Deferred Inflows of Resources: Unavailable revenues - 755,457 Total Deferred Inflows of Resources - - 755,457 Fund Balances: Nonspendable - 20,000 66,527 Restricted 24,289 - 19,595,445 Assigned - 14,221 209,224 Total Fund Balances 24,289 34,221 19,871,196 Total Liabilities, Deferred Inflows of Resources,and Fund Balances $ 24,289 $ 34,221 $ 21,476,836 118 This page left intentionally blank. CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 Special Revenue Funds Supplemental Law Enforcement Transportation Service Traffic Offender Gas Tax Measure A Revenues: Taxes $ - $ $ $ - Special assessments - Licenses and permits - 26,000 - - Intergovernmental 156,727 - 2,556,677 1,780,250 Charges for services - - - Investment earnings - 3,125 4,884 Fines and forfeitures - - - Miscellaneous - - - - Total Revenues 156,727 26,000 2,559,802 1,785,134 Expenditures: Current: General government - - - - Public safety 156,727 26,000 Community development - - Community services - - Public Services - 419,462 - Debt service: Principal retirement - - Interest and fiscal charges - - - Total Expenditures 156,727 26,000 419,462 - Excess(Deficiency)of Revenues Over(Under)Expenditures - - 2,140,340 1,785,134 Other Financing Sources(Uses): Transfers in - - - Transfers out - (2,586,567) (2,349,522) Total Other Financing Sources (Uses) - (2,586,567) (2,349,522) Net Change in Fund Balances - (446,227) (564,388) Fund Balances, Beginning of Year - 1,003,737 1,819,763 Restatements - - - Fund Balances,Beginning of Year,as Restated - 1,003,737 1,819,763 Fund Balances, End of Year $ - $ $ 557,510 $ 1,255,375 120 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 (CONTINUED) Special Revenue Funds City-wide SB1186 CAS Lighting and Education Traffic Safety Landscaping L.L.M.D No.1 Revenues: Taxes $ - $ $ - $ - Special assessments - 1,838,853 708,481 Licenses and permits - - - Intergovernmental 11,624 Charges for services - - - Investment earnings 154 3,067 6,622 Fines and forfeitures - 196,501 - - Miscellaneous - - 176,294 - Total Revenues 11,778 196,501 2,018,214 715,103 Expenditures: Current: General government - - - - Public safety - 183,126 - Community development - - Community services - - - Public Services 1,686 1,834,066 1,584,035 Debt service: Principal retirement - 174,713 - Interest and fiscal charges - - 187,515 - Total Expenditures 1,686 183,126 2,196,294 1,584,035 Excess(Deficiency)of Revenues Over(Under)Expenditures 10,092 13,375 (178,080) (868,932) Other Financing Sources(Uses): Transfers in - - 629,990 - Transfers out - - Total Other Financing Sources (Uses) - 629,990 - Net Change in Fund Balances 10,092 13,375 451,910 (868,932) Fund Balances, Beginning of Year 25,629 - 180,599 1,254,946 Restatements - - - Fund Balances,Beginning of Year,as Restated 25,629 180,599 1,254,946 Fund Balances, End of Year $ 35,721 $ 13,375 $ 632,509 $ 386,014 121 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 Special Revenue Funds Developer AB2766 Air Agreement Geothermal Pollution C.D.B.G Revenue/Trust Revenues: Taxes $ - $ $ $ Special assessments - - Licenses and permits - 59,000 Intergovernmental - 82,856 94,573 - Charges for services - - - - Investment earnings 51 2,004 538 Fines and forfeitures - - - Miscellaneous - - - - Total Revenues 51 84,860 94,573 59,538 Expenditures: Current: General government - - - - Public safety - - Community development - 20,812 - Community services - - Public Services - Debt service: Principal retirement - Interest and fiscal charges - - Total Expenditures - - 20,812 - Excess(Deficiency)of Revenues Over(Under)Expenditures 51 84,860 73,761 59,538 Other Financing Sources(Uses): Transfers in - - - 25,580 Transfers out - (9,375) (147,106) Total Other Financing Sources (Uses) - - (9,375) (121,526) Net Change in Fund Balances 51 84,860 64,386 (61,988) Fund Balances, Beginning of Year 13,857 412,511 (64,386) 62,112 Restatements - - - Fund Balances,Beginning of Year,as Restated 13,857 412,511 (64,386) 62,112 Fund Balances, End of Year $ 13,908 $ 497,371 $ - $ 124 122 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 (CONTINUED) Special Revenue Funds Affordable City Hall/Public Community Lakeside Housing In-Lieu Works Center Facilities Revenues: Taxes $ - $ $ $ - Special assessments - - Licenses and permits - 64,060 40,316 58,150 Intergovernmental 545,602 - - - Charges for services - - - Investment earnings 7,318 40 Fines and forfeitures - - Miscellaneous - - - - Total Revenues 552,920 64,060 40,316 58,190 Expenditures: Current: General government 20,029 - - - Public safety - - Community development - - Community services - - Public Services - - Debt service: Principal retirement - - Interest and fiscal charges - - Total Expenditures 20,029 - - - Excess(Deficiency)of Revenues Over(Under)Expenditures 532,891 64,060 40,316 58,190 Other Financing Sources(Uses): Transfers in 155,000 22,556 19,137 - Transfers out (1,325,392) (86,616) (59,453) (124,359) Total Other Financing Sources (Uses) (1,170,392) (64,060) (40,316) (124,359) Net Change in Fund Balances (637,501) (66,169) Fund Balances, Beginning of Year 4,225,878 80,079 Restatements - - Fund Balances,Beginning of Year,as Restated 4,225,878 80,079 Fund Balances, End of Year $ 3,588,377 $ $ $ 13,910 123 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 Special Revenue Funds Animal Shelter N.P.D.E.S. PEG Grant The Anchor Revenues: Taxes $ - $ $ $ - Special assessments - - Licenses and permits 25,654 647,018 13,747 Intergovernmental - - - 336,000 Charges for services - - - - Investment earnings 85 2,120 202 713 Fines and forfeitures - - - - Miscellaneous - - - 500 Total Revenues 25,739 649,138 13,949 337,213 Expenditures: Current: General government - - - - Public safety - - - Community development - - - 94,787 Community services - - 293 - Public Services - 137,147 - 4,095 Debt service: Principal retirement - - - Interest and fiscal charges - - - - Total Expenditures - 137,147 293 98,882 Excess(Deficiency)of Revenues Over(Under)Expenditures 25,739 511,991 13,656 238,331 Other Financing Sources(Uses): Transfers in 4 - - - Transfers out (25,580) (432,657) - Total Other Financing Sources (Uses) (25,576) (432,657) - - Net Change in Fund Balances 163 79,334 13,656 238,331 Fund Balances, Beginning of Year (136) (70) 37,616 - Restatements - - - Fund Balances,Beginning of Year,as Restated (136) (70) 37,616 - Fund Balances, End of Year $ 27 $ 79,264 $ 51,272 $ 238,331 124 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 (CONTINUED) Capital Projects Special Revenue Funds Funds Lake Pedestrian Destratification Miscellaneous Measure Z Sidewalk SB821 and Water Fund General Project Revenues: Taxes $ 3,468,153 $ - $ $ - Special assessments - Licenses and permits - Intergovernmental 1,060,675 Charges for services - 1,633,010 - Investment earnings 486 580 3,137 - Fines and forfeitures - - - Miscellaneous - - - - Total Revenues 3,468,639 580 1,636,147 1,060,675 Expenditures: Current: General government - - 2,105 1,062,924 Public safety - - Community development Community services - Public Services 1,213,105 Debt service: Principal retirement - Interest and fiscal charges - - Total Expenditures - - 1,215,210 1,062,924 Excess(Deficiency)of Revenues Over(Under)Expenditures 3,468,639 580 420,937 (2,249) Other Financing Sources(Uses): Transfers in - 245,427 - 125,000 Transfers out (1,058) (473,669) (17,278) Total Other Financing Sources (Uses) (1,058) (228,242) - 107,722 Net Change in Fund Balances 3,467,581 (227,662) 420,937 105,473 Fund Balances, Beginning of Year - 227,662 - 89,530 Restatements - 2,696,968 - Fund Balances,Beginning of Year,as Restated - 227,662 2,696,968 89,530 Fund Balances, End of Year $ 3,467,581 $ - $ 3,117,905 $ 195,003 125 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 Capital Projects Funds Park Quimby Library Development Storm Drains Facilities Traffic Impact Revenues: Taxes $ - $ $ - $ Special assessments - - - Licenses and permits 213,582 1,020,319 52,200 515,029 Intergovernmental - - - - Charges for services - - - - Investment earnings 2,924 6,728 5,491 5,296 Fines and forfeitures - - - - Miscellaneous - - - - Total Revenues 216,506 1,027,047 57,691 520,325 Expenditures: Current: General government - - - - Public safety - - - Community development - - - Community services - - 38,274 Public Services - - - Debt service: Principal retirement - - - Interest and fiscal charges - - - Total Expenditures - - 38,274 - Excess(Deficiency)of Revenues Over(Under)Expenditures 216,506 1,027,047 19,417 520,325 Other Financing Sources(Uses): Transfers in - - - - Transfers out (52,122) (469,101) (913,221) Total Other Financing Sources (Uses) (52,122) (469,101) - (913,221) Net Change in Fund Balances 164,384 557,946 19,417 (392,896) Fund Balances, Beginning of Year 517,917 716,740 1,259,812 935,003 Restatements - - - - Fund Balances,Beginning of Year,as Restated 517,917 716,740 1,259,812 935,003 Fund Balances, End of Year $ 682,301 $ 1,274,686 $ 1,279,229 $ 542,107 126 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 (CONTINUED) Capital Projects Funds Public Total Road Improvement In- Improvement Fire Facilities Lieu Program TUMF Revenues: Taxes $ - $ $ - $ Special assessments - - - Licenses and permits 102,450 971,842 - - Intergovernmental - - - 1,221,775 Charges for services - - - - Investment earnings 1,222 7,415 360 Fines and forfeitures - - - Miscellaneous - - - - Total Revenues 103,672 979,257 360 1,221,775 Expenditures: Current: General government - - - - Public safety - Community development - Community services - - - Public Services - - 2,978 Debt service: Principal retirement - 250,000 Interest and fiscal charges - 245,938 Total Expenditures - - 498,916 - Excess(Deficiency)of Revenues Over(Under)Expenditures 103,672 979,257 (498,556) 1,221,775 Other Financing Sources(Uses): Transfers in - - 501,566 - Transfers out - - - (575,364) Total Other Financing Sources (Uses) - - 501,566 (575,364) Net Change in Fund Balances 103,672 979,257 3,010 646,411 Fund Balances, Beginning of Year 182,133 608,426 11,569 (643,692) Restatements - - - Fund Balances,Beginning of Year,as Restated 182,133 608,426 11,569 (643,692) Fund Balances, End of Year $ 285,805 $ 1,587,683 $ 14,579 $ 2,719 127 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS YEAR ENDED JUNE 30,2021 Capital Projects Funds Permanent Fund Endowment Total Trust-Adolph Governmental La Strada RBBD Korn Funds Revenues: Taxes $ - $ - $ 3,468,153 Special assessments - - 2,547,334 Licenses and permits - - 3,809,367 Intergovernmental - - 7,846,759 Charges for services - - 1,633,010 Investment earnings 99 145 64,806 Fines and forfeitures - - 196,501 Miscellaneous - - 176,794 Total Revenues 99 145 19,742,724 Expenditures: Current: General government - - 1,085,058 Public safety - - 365,853 Community development - - 115,599 Community services - - 38,567 Public Services - - 5,196,574 Debt service: Principal retirement - - 424,713 Interest and fiscal charges - - 433,453 Total Expenditures - - 7,659,817 Excess(Deficiency)of Revenues Over(Under)Expenditures 99 145 12,082,907 Other Financing Sources(Uses): Transfers in - - 1,724,260 Transfers out (9,648,440) Total Other Financing Sources (Uses) - - (7,924,180) Net Change in Fund Balances 99 145 4,158,727 Fund Balances, Beginning of Year 24,190 34,076 13,015,501 Restatements - - 2,696,968 Fund Balances,Beginning of Year,as Restated 24,190 34,076 15,712,469 Fund Balances, End of Year $ 24,289 $ 34,221 $ 19,871,196 128 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE SUPPLEMENTAL LAW ENFORCEMENT SERVICE YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ - $ - $ - $ - Resources(Inflows): Intergovernmental 155,580 155,580 156,727 1,147 Amounts Available for Appropriations 155,580 155,580 156,727 1,147 Charges to Appropriation (Outflow): Public safety - 155,580 156,727 (1,147) Total Charges to Appropriations - 155,580 156,727 (1,147) Budgetary Fund Balance,June 30 $ 155,580 $ - $ - $ - 129 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE TRAFFIC OFFENDER YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ - $ - $ - $ - Resources(Inflows): Licenses and permits 32,800 32,800 26,000 (6,800) Amounts Available for Appropriations 32,800 32,800 26,000 (6,800) Charges to Appropriation (Outflow): Public safety - 32,800 26,000 6,800 Total Charges to Appropriations - 32,800 26,000 6,800 Budgetary Fund Balance,June 30 $ 32,800 $ - $ - $ - 130 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE GAS TAX YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $1,003,737 $ 1,003,737 $ 1,003,737 $ - Resources(Inflows): Intergovernmental 2,567,250 2,585,232 2,556,677 (28,555) Use of money and property 13,000 7,107 3,125 (3,982) Amounts Available for Appropriations 3,583,987 3,596,076 3,563,539 (32,537) Charges to Appropriation (Outflow): Public services 1,246,780 415,097 419,462 (4,365) Transfers out 1,330,471 3,102,979 2,586,567 516,412 Total Charges to Appropriations 2,577,251 3,518,076 3,006,029 512,047 Budgetary Fund Balance, June 30 $1,006,736 $ 78,000 $ 557,510 $ 479,510 131 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE TRANSPORTATION MEASURE A YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $1,819,763 $ 1,819,763 $ 1,819,763 $ - Resources(Inflows): Intergovernmental 1,172,000 1,172,000 1,780,250 608,250 Use of money and property 37,000 30,000 4,884 (25,116) Amounts Available for Appropriations 3,028,763 3,021,763 3,604,897 583,134 Charges to Appropriation (Outflow): Transfers out 2,540,500 2,545,806 2,349,522 196,284 Total Charges to Appropriations 2,540,500 2,545,806 2,349,522 196,284 Budgetary Fund Balance,June 30 $ 488,263 $ 475,957 $ 1,255,375 $ 779,418 132 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE SB1186 CAS EDUCATION YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 25,629 $ 25,629 $ 25,629 $ - Resources(Inflows): Intergovernmental 11,660 11,660 11,624 (36) Use of money and property 1,300 1,300 154 (1,146) Amounts Available for Appropriations 38,589 38,589 37,407 (1,182) Charges to Appropriation (Outflow): Public services - - 1,686 (1,686) Total Charges to Appropriations - - 1,686 (1,686) Budgetary Fund Balance,June 30 $ 38,589 $ 38,589 $ 35,721 $ (2,868) 133 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE TRAFFIC SAFETY YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ - $ - $ - $ - Resources(Inflows): Fines and forfeitures 330,450 330,450 196,501 (133,949) Amounts Available for Appropriations 330,450 330,450 196,501 (133,949) Charges to Appropriation (Outflow): Public safety 330,450 330,450 183,126 147,324 Total Charges to Appropriations 330,450 330,450 183,126 147,324 Budgetary Fund Balance, June 30 $ - $ - $ 13,375 $ 13,375 134 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE CITY-WIDE LIGHTING AND LANDSCAPING YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 180,599 $ 180,599 $ 180,599 $ - Resources(Inflows): Assessments 1,649,830 1,647,832 1,838,853 191,021 Use of money and property 1,000 2,998 3,067 69 Miscellaneous 7,900 7,900 176,294 168,394 Transfers in 1,239,260 629,990 629,990 - Amounts Available for Appropriations 3,078,589 2,469,319 2,828,803 359,484 Charges to Appropriation (Outflow): Public services 2,061,540 2,061,540 1,834,066 227,474 Debt service: Principal retirement - 174,713 174,713 - Interest and fiscal charges - 187,515 187,515 - Total Charges to Appropriations 2,061,540 2,423,768 2,196,294 227,474 Budgetary Fund Balance, June 30 $1,017,049 $ 45,551 $ 632,509 $ 586,958 135 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE L.L.M.D NO. 1 YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $1,254,946 $ 1,254,946 $ 1,254,946 $ - Resources(Inflows): Assessments 689,210 689,210 708,481 19,271 Use of money and property 11,000 11,000 6,622 (4,378) Transfers in 13,700 13,700 - (13,700) Amounts Available for Appropriations 1,968,856 1,968,856 1,970,049 1,193 Charges to Appropriation (Outflow): Public services 591,720 545,940 1,584,035 (1,038,095) Total Charges to Appropriations 591,720 545,940 1,584,035 (1,038,095) Budgetary Fund Balance, June 30 $1,377,136 $ 1,422,916 $ 386,014 $ (1,036,902) 136 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE GEOTHERMAL YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 13,857 $ 13,857 $ 13,857 $ - Resources(Inflows): Use of money and property 450 200 51 (149) Amounts Available for Appropriations 14,307 14,057 13,908 (149) Budgetary Fund Balance,June 30 $ 14,307 $ 14,057 $ 13,908 $ (149) 137 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE AB2766 AIR POLLUTION YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 412,511 $ 412,511 $ 412,511 $ - Resources(Inflows): Intergovernmental 75,000 50,000 82,856 32,856 Use of money and property 2,000 12,000 2,004 (9,996) Amounts Available for Appropriations 489,511 474,511 497,371 22,860 Charges to Appropriation (Outflow): Public services 10,000 10,000 - 10,000 Transfers out 455,558 474,511 - 474,511 Total Charges to Appropriations 465,558 484,511 - 484,511 Budgetary Fund Balance,June 30 $ 23,953 $ (10,000) $ 497,371 $ 507,371 138 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE C.D.B.G YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ (64,386) $ (64,386) $ (64,386) $ - Resources(Inflows): Intergovernmental 487,000 541,101 94,573 (446,528) Amounts Available for Appropriations 422,614 476,715 30,187 (446,528) Charges to Appropriation (Outflow): Community development 20,812 20,812 20,812 - Transfers out 466,188 455,903 9,375 446,528 Total Charges to Appropriations 487,000 476,715 30,187 446,528 Budgetary Fund Balance,June 30 $ (64,386) $ - $ - $ - 139 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE DEVELOPER AGREEMENT REVENUE/TRUST YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 62,112 $ 62,112 $ 62,112 $ - Resources(Inflows): Licenses and permits 25,000 45,000 59,000 14,000 Use of money and property 2,000 2,000 538 (1,462) Transfers in 20,259 19,964 25,580 5,616 Amounts Available for Appropriations 109,371 129,076 147,230 18,154 Charges to Appropriation (Outflow): Transfers out 104,506 69,184 147,106 (77,922) Total Charges to Appropriations 104,506 69,184 147,106 (77,922) Budgetary Fund Balance,June 30 $ 4,865 $ 59,892 $ 124 $ (59,768) 140 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE AFFORDABLE HOUSING IN-LIEU YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $4,225,878 $ 4,225,878 $4,225,878 $ - Resources(Inflows): Intergovernmental 30,000 350,000 545,602 195,602 Use of money and property 31,000 31,000 7,318 (23,682) Transfers in - 155,000 155,000 - Amounts Available for Appropriations 4,286,878 4,761,878 4,933,798 171,920 Charges to Appropriation (Outflow): General government - 24,000 20,029 3,971 Transfers out 31,680 31,680 1,325,392 (1,293,712) Total Charges to Appropriations 31,680 55,680 1,345,421 (1,289,741) Budgetary Fund Balance,June 30 $4,255,198 $ 4,706,198 $ 3,588,377 $ (1,117,821) 141 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE CITY HALL/PUBLIC WORKS YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ - $ - $ - $ - Resources(Inflows): Licenses and permits 102,780 86,616 64,060 (22,556) Transfers in - - 22,556 22,556 Amounts Available for Appropriations 103,280 86,616 86,616 - Charges to Appropriation (Outflow): Transfers out - 86,616 86,616 - Total Charges to Appropriations - 86,616 86,616 - Budgetary Fund Balance,June 30 $ 103,280 $ - $ - $ - 142 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE COMMUNITY CENTER YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ - $ - $ - $ - Resources(Inflows): Licenses and permits 70,140 59,353 40,316 (19,037) Use of money and property 100 100 - (100) Transfers in - - 19,137 19,137 Amounts Available for Appropriations 70,240 59,453 59,453 - Charges to Appropriation (Outflow): Transfers out - 59,453 59,453 - Total Charges to Appropriations - 59,453 59,453 - Budgetary Fund Balance,June 30 $ 70,240 $ - $ - $ - 143 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE LAKESIDE FACILITIES YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 80,079 $ 80,079 $ 80,079 $ - Resources(Inflows): Licenses and permits 60,000 59,987 58,150 (1,837) Use of money and property 2,000 1,013 40 (973) Amounts Available for Appropriations 142,079 141,079 138,269 (2,810) Charges to Appropriation (Outflow): Transfers out 123,048 141,079 124,359 16,720 Total Charges to Appropriations 123,048 141,079 124,359 16,720 Budgetary Fund Balance,June 30 $ 19,031 $ - $ 13,910 $ 13,910 144 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE ANIMAL SHELTER YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ (136) $ (136) $ (136) $ - Resources(Inflows): Licenses and permits 20,000 20,000 25,654 5,654 Use of money and property 200 100 85 (15) Transfers in - - 4 4 Amounts Available for Appropriations 20,064 19,964 25,607 5,643 Charges to Appropriation (Outflow): Transfers out 20,460 19,964 25,580 (5,616) Total Charges to Appropriations 20,460 19,964 25,580 (5,616) Budgetary Fund Balance,June 30 $ (396) $ - $ 27 $ 27 145 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE N.P.D.E.S. YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ (70) $ (70) $ (70) $ - Resources(Inflows): Licenses and permits 396,000 699,627 647,018 (52,609) Use of money and property 2,000 4,373 2,120 (2,253) Amounts Available for Appropriations 397,930 703,930 649,068 (54,862) Charges to Appropriation (Outflow): Public services 146,550 207,869 137,147 70,722 Transfers out 582,450 496,061 432,657 63,404 Total Charges to Appropriations 729,000 703,930 569,804 134,126 Budgetary Fund Balance,June 30 $ (331,070) $ - $ 79,264 $ 79,264 146 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE PEG GRANT YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 37,616 $ 37,616 $ 37,616 $ - Resources(Inflows): Licenses and permits 20,000 17,914 13,747 (4,167) Use of money and property 600 786 202 (584) Amounts Available for Appropriations 58,216 56,316 51,565 (4,751) Charges to Appropriation (Outflow): Community services - - 293 (293) Total Charges to Appropriations - - 293 (293) Budgetary Fund Balance,June 30 $ 58,216 $ 56,316 $ 51,272 $ (5,044) 147 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE PEDESTRIAN SIDEWALK SB821 YEAR ENDED JUNE 30,2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 227,662 $ 227,662 $ 227,662 $ - Resources(Inflows): Intergovernmental 125,140 244,020 - (244,020) Use of money and property - 1,503 580 (923) Transfers in - - 245,427 245,427 Amounts Available for Appropriations 352,802 473,185 473,669 484 Charges to Appropriation (Outflow): Transfers out 125,140 245,523 473,669 (228,146) Total Charges to Appropriations 125,140 245,523 473,669 (228,146) Budgetary Fund Balance,June 30 $ 227,662 $ 227,662 $ - $ (227,662) 148 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE LAKE DESTRATIFICATION AND WATER FUND YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1, as restated $2,696,968 $ 2,696,968 $ 2,696,968 $ - Resources (Inflows): Charges for services 1,769,230 1,769,343 1,633,010 (136,333) Use of money and property 30,000 29,887 3,137 (26,750) Amounts Available for Appropriation 4,496,198 4,496,198 4,333,115 (163,083) Charges to Appropriation (Outflow): General government 100,000 100,000 2,105 97,895 Public works 1,733,200 1,733,200 1,213,105 520,095 Transfers out 150,000 150,000 - 150,000 Total Charges to Appropriations 1,983,200 1,983,200 1,215,210 767,990 Budgetary Fund Balance, June 30 $2,512,998 $ 2,512,998 $ 3,117,905 $ 604,907 149 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE CAPITAL IMPROVEMENT PLAN YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $11,238,798 $ 11,238,798 $ 11,238,798 $ - Resources(Inflows): Charges for services 400,000 600,000 610,773 10,773 Use of money and property 30,000 210,000 23,065 (186,935) Contributions 11,717,568 15,826,022 11,811,990 (4,014,032) Miscellaneous - 500 5,644 5,144 Transfers in 17,096,450 15,958,233 8,113,086 (7,845,147) Amounts Available for Appropriations 40,482,816 43,833,553 31,803,356 (12,030,197) Charges to Appropriation (Outflow): Public services 10,000 68,161 4,507,507 (4,439,346) Capital outlay 37,442,208 34,239,762 11,984,842 22,254,920 Transfers out - 3,063,336 3,350,455 (287,119) Total Charges to Appropriations 37,452,208 37,371,259 19,842,804 17,528,455 Budgetary Fund Balance, June 30 $ 3,030,608 $ 6,462,294 $ 11,960,552 $ 5,498,258 150 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE MISCELLANEOUS GENERAL PROJECT YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 89,530 $ 89,530 $ 89,530 $ - Resources(Inflows): Intergovernmental 1,018,500 1,063,046 1,060,675 (2,371) Transfers in - - 125,000 125,000 Amounts Available for Appropriations 1,108,030 1,152,576 1,275,205 122,629 Charges to Appropriation (Outflow): General government 826,100 1,062,852 1,062,924 (72) Transfers out 255,040 89,724 17,278 72,446 Total Charges to Appropriations 1,081,140 1,152,576 1,080,202 72,374 Budgetary Fund Balance,June 30 $ 26,890 $ - $ 195,003 $ 195,003 151 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE PARK QUIMBY DEVELOPMENT YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 517,917 $ 517,917 $ 517,917 $ - Resources(Inflows): Licenses and permits 50,000 150,000 213,582 63,582 Use of money and property 5,000 11,000 2,924 (8,076) Amounts Available for Appropriations 572,917 678,917 734,423 55,506 Charges to Appropriation (Outflow): Transfers out 54,000 54,000 52,122 1,878 Total Charges to Appropriations 54,000 54,000 52,122 1,878 Budgetary Fund Balance, June 30 $ 518,917 $ 624,917 $ 682,301 $ 57,384 152 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE STORM DRAINS YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 716,740 $ 716,740 $ 716,740 $ - Resources(Inflows): Licenses and permits 100,000 80,000 1,020,319 940,319 Use of money and property 6,000 15,000 6,728 (8,272) Amounts Available for Appropriations 822,740 811,740 1,743,787 932,047 Charges to Appropriation (Outflow): Transfers out 799,480 811,740 469,101 342,639 Total Charges to Appropriations 799,480 811,740 469,101 342,639 Budgetary Fund Balance,June 30 $ 23,260 $ - $ 1,274,686 $ 1,274,686 153 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE LIBRARY FACILITIES YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $1,259,812 $ 1,259,812 $ 1,259,812 $ - Resources(Inflows): Licenses and permits 50,000 58,927 52,200 (6,727) Use of money and property 6,000 26,073 5,491 (20,582) Amounts Available for Appropriations 1,315,812 1,344,812 1,317,503 (27,309) Charges to Appropriation (Outflow): Community services 40,000 40,000 38,274 1,726 Transfers out 1,248,788 1,304,812 - 1,304,812 Total Charges to Appropriations 1,288,788 1,344,812 38,274 1,306,538 Budgetary Fund Balance,June 30 $ 27,024 $ - $ 1,279,229 $ 1,279,229 154 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE TRAFFIC IMPACT YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 935,003 $ 935,003 $ 935,003 $ - Resources(Inflows): Licenses and permits 450,000 450,000 515,029 65,029 Use of money and property 10,000 20,000 5,296 (14,704) Amounts Available for Appropriations 1,395,003 1,405,003 1,455,328 50,325 Charges to Appropriation (Outflow): Transfers out 926,000 926,000 913,221 12,779 Total Charges to Appropriations 926,000 926,000 913,221 12,779 Budgetary Fund Balance,June 30 $ 469,003 $ 479,003 $ 542,107 $ 63,104 155 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE FIRE FACILITIES YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 182,133 $ 182,133 $ 182,133 $ - Resources(Inflows): Licenses and permits 80,000 100,000 102,450 2,450 Use of money and property 1,100 4,000 1,222 (2,778) Amounts Available for Appropriations 263,233 286,133 285,805 (328) Budgetary Fund Balance, June 30 $ 263,233 $ 286,133 $ 285,805 $ (328) 156 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE PUBLIC IMPROVEMENT IN-LIEU YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 608,426 $ 608,426 $ 608,426 $ - Resources(Inflows): Licenses and permits 15,000 1,009,961 971,842 (38,119) Use of money and property 2,000 27,039 7,415 (19,624) Amounts Available for Appropriations 625,426 1,645,426 1,587,683 (57,743) Budgetary Fund Balance,June 30 $ 625,426 $ 1,645,426 $ 1,587,683 $ (57,743) 157 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE TOTAL ROAD IMPROVEMENT PROGRAM YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 11,569 $ 11,569 $ 11,569 $ - Resources(Inflows): Use of money and property 600 200 360 160 Transfers in 478,860 484,169 501,566 17,397 Amounts Available for Appropriations 491,029 495,938 513,495 17,557 Charges to Appropriation (Outflow): Public services 2,000 2,000 2,978 (978) Debt service: Principal retirement 240,000 240,000 250,000 (10,000) Interest and fiscal charges 253,940 253,938 245,938 8,000 Total Charges to Appropriations 495,940 495,938 498,916 (2,978) Budgetary Fund Balance(Deficits), June 30 $ (4,911) $ - $ 14,579 $ 14,579 158 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE TUMF YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ (643,692) $ (643,692) $ (643,692) $ - Resources(Inflows): Intergovernmental 8,958,470 9,602,163 1,221,775 (8,380,388) Amounts Available for Appropriations 8,314,778 8,958,471 578,083 (8,380,388) Charges to Appropriation (Outflow): Transfers out 8,958,470 8,958,471 575,364 8,383,107 Total Charges to Appropriations 8,958,470 8,958,471 575,364 8,383,107 Budgetary Fund Balance,June 30 $ (643,692) $ - $ 2,719 $ 2,719 159 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE PUBLIC FINANCING AUTHORITY YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 158,561,306 $ 158,561,306 $ 158,561,306 $ - Resources(Inflows): Use of money and property - - 8,580,253 8,580,253 Amounts Available for Appropriations 158,561,306 158,561,306 167,141,559 8,580,253 Charges to Appropriation (Outflow): General government - - 86,159 (86,159) Debt service: Principal retirement 7,575,000 7,575,000 17,355,000 (9,780,000) Interest and fiscal charges 8,116,100 8,035,323 4,115,238 3,920,085 Total Charges to Appropriations 15,691,100 15,610,323 53,715,226 (38,104,903) Budgetary Fund Balance,June 30 $ 142,870,206 $ 142,950,983 $ 113,426,333 $ (29,524,650) 160 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE RECREATION AUTHORITY YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 112,250 $ 112,250 $ 112,250 $ - Resources(Inflows): Revenue from lease/rent 1,135,100 1,135,100 1,129,068 (6,032) Amounts Available for Appropriations 1,247,350 1,247,350 1,241,318 (6,032) Charges to Appropriation (Outflow): General government 10,000 - 21,072 (21,072) Debt service: Principal retirement 675,000 675,000 675,000 - Interest and fiscal charges 440,900 450,900 454,400 (3,500) Total Charges to Appropriations 1,125,900 1,125,900 1,150,472 (24,572) Budgetary Fund Balance,June 30 $ 121,450 $ 121,450 $ 90,846 $ (30,604) 161 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE FACILITIES FINANCING AUTHORITY YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 29,673,301 $29,673,301 $29,673,301 $ - Resources(Inflows): Use of money and property 557,775 557,775 1,141,078 583,303 Refunding bonds issued - 34,970,000 34,970,000 - Amounts Available for Appropriations 30,231,076 65,201,076 65,784,379 583,303 Charges to Appropriation (Outflow): General government - 2,000 6,525 (4,525) Debt service: Principal retirement 390,000 390,000 390,000 - Interest and fiscal charges 461,770 1,354,676 1,369,828 (15,152) Total Charges to Appropriations 851,770 1,746,676 1,766,353 (19,677) Budgetary Fund Balance,June 30 $ 29,379,306 $63,454,400 $64,018,026 $ 563,626 162 CITY OF LAKE ELSINORE BUDGETARY COMPARISON SCHEDULE ENDOWMENT TRUST-ADOLPH KORN YEAR ENDED JUNE 30, 2021 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 34,076 $ 34,076 $ 34,076 $ - Resources(Inflows): Use of money and property 200 200 145 (55) Amounts Available for Appropriations 34,276 34,276 34,221 (55) Budgetary Fund Balance,June 30 $ 34,276 $ 34,276 $ 34,221 $ (55) 163 This page left intentionally blank. CITY OF LAKE ELSINORE Internal Service Funds Insurance Fund - this fund is used to finance and account for the City's risk management and insurance programs. Info Systems Fund - this fund is used to account for the cost of providing electronic data processing equipment, software, and central telephone services. Support Services Fund - this fund is used to account for the cost of providing central mailing and reprographic services. Fleet Services Fund -this fund is used to account for the replacement of the City's vehicles. Facilities Fund -this fund is used to account for the operations and maintenance of City Hall and the City's maintenance facilities. 165 CITY OF LAKE ELSINORE COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30,2021 Governmental Activities-Internal Service Funds Support Insurance Info Systems Services Fleet Services Assets: Current: Cash and investments $ 1,517,338 $ 1,540,442 $ 23,489 $ 997,121 Receivables: Accrued interest 1,669 433 - - Prepaid costs - 2,205 - - Total Current Assets 1,519,007 1,543,080 23,489 997,121 Noncurrent: Capital assets-net of accumulated depreciation - 181,074 18,426 1,419,819 Total Noncurrent Assets - 181,074 18,426 1,419,819 Total Assets 1,519,007 1,724,154 41,915 2,416,940 Deferred Outflows of Resources: Pension related items 25,163 131,346 - 108,020 OPEB related items - 126,932 115,017 Total Deferred Outflows of Resources 255163 2585278 - 223,037 Total Assets and Deferred Outflows of Resources $ 1,544,170 $ 1,982,432 $ 41,915 $ 2,639,977 Liabilities,Deferred Inflows of Resources, and Net Position: Liabilities: Current: Accounts payable $ 5,823 $ 33,809 $ 3,462 $ 32,929 Accrued liabilities 1,849 15,117 8,527 Total Current Liabilities 7,672 48,926 3,462 41,456 Noncurrent: Net pension liability 156,468 678,024 - 547,635 Total OPEB liability - 1,039,757 779,818 Total Noncurrent Liabilities 156,468 1,717,781 - 1,327,453 Total Liabilities 164,140 1,766,707 3,462 1,368,909 Deferred Inflows of Resources: Pension related items 2,457 10,644 - 8,597 OPEB related items - 80,939 60,704 Total Deferred Inflows of Resources 2,457 91,583 69,301 Net Position: Invested in capital assets - 181,074 18,426 1,419,819 Unrestricted 1,377,573 (56,932) 20,027 (218,052) Total Net Position 1,377,573 124,142 38,453 1,201,767 Total Liabilities,Deferred Inflows of Resources, and Net Position $ 1,544,170 $ 1,982,432 $ 41,915 $ 2,639,977 166 CITY OF LAKE ELSINORE COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30,2021 Governmental Activities- Internal Service Funds Facilities Totals Assets: Current: Cash and investments $ 728,773 $ 4,807,163 Receivables: Accrued interest 733 2,835 Prepaid costs 2,450 4,655 Total Current Assets 731,956 4,814,653 Noncurrent: Capital assets-net of accumulated depreciation 216,438 1,835,757 Total Noncurrent Assets 216,438 1,8353757 Total Assets 948,394 6,650,410 Deferred Outflows of Resources: Pension related items 30,816 295,345 OPEB related items 111,165 353,114 Total Deferred Outflows of Resources 1413981 648,459 Total Assets and Deferred Outflows of Resources $ 1,090,375 $ 7,298,869 Liabilities,Deferred Inflows of Resources, and Net Position: Liabilities: Current: Accounts payable $ 24,387 $ 100,410 Accrued liabilities 5,526 31,019 Total Current Liabilities 29,913 131,429 Noncurrent: Net pension liability 156,468 1,538,595 Total OPEB liability 779,818 2,599,393 Total Noncurrent Liabilities 936,286 4,137,988 Total Liabilities 966,199 4,269,417 Deferred Inflows of Resources: Pension related items 2,457 24,155 OPEB related items 60,704 202,347 Total Deferred Inflows of Resources 63,161 226,502 Net Position: Invested in capital assets 216,438 1,835,757 Unrestricted (155,423) 967,193 Total Net Position 61,015 2,802,950 Total Liabilities,Deferred Inflows of Resources, and Net Position $ 1,090,375 $ 7,298,869 167 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES,EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS YEAR ENDED JUNE 30,2021 Governmental Activities-Internal Service Funds Support Insurance Info Systems Services Fleet Services Operating Revenues: Charges for services $ 777,852 $ 1,069,809 $ 106,930 $ 985,084 Miscellaneous 170,411 90 - 50 Total Operating Revenues 948,263 1,069,899 106,930 985,134 Operating Expenses: Personnel Services 213,784 1,162,792 - 401,071 Contractural Services 106,119 76,850 39,636 9,537 Utilities - 146,556 - - Maintenance and Operation 416,617 51,505 303,773 Depreciation expense - 57,583 6,066 420,521 Insurance 654,746 - - - Total Operating Expenses 974,649 1,860,398 97,207 1,134,902 Operating Income(Loss) (26,386) (790,499) 9,723 (149,768) Nonoperating Revenues(Expenses): Interest revenue 6,891 1,511 - Total Nonoperating Revenues(Expenses) 6,891 1,511 - - Income(Loss)Before Transfers (19,495) (788,988) 9,723 (149,768) Transfers in 1,100,000 - 1,500,000 Changes in Net Position (19,495) 311,012 9,723 1,350,232 Net Position: Beginning of Year 1,397,068 (186,870) 28,730 (148,465) End of Fiscal Year $ 1,377,573 $ 124,142 $ 38,453 $ 1,201,767 168 CITY OF LAKE ELSINORE COMBINING STATEMENT OF REVENUES,EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS YEAR ENDED JUNE 30,2021 Governmental Activities- Internal Service Funds Facilities Totals Operating Revenues: Charges for services $ 541,584 $ 3,481,259 Miscellaneous 33 170,584 Total Operating Revenues 541,617 3,6519843 Operating Expenses: Personnel Services 457,919 2,235,566 Contractural Services 90,066 322,208 Utilities 81,729 228,285 Maintenance and Operation 171,047 942,942 Depreciation expense 71,598 555,768 Insurance - 654,746 Total Operating Expenses 8729359 4,9399515 Operating Income(Loss) (330,742) (1,287,672) Nonoperating Revenues(Expenses): Interest revenue 2,711 11,113 Total Nonoperating Revenues(Expenses) 2,711 11,113 Income(Loss)Before Transfers (328,031) (1,276,559) Transfers in 2,600,000 Changes in Net Position (328,031) 1,323,441 Net Position: Beginning of Year 389,046 1,479,509 End of Fiscal Year $ 61,015 $ 2,802,950 169 CITY OF LAKE ELSINORE COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS YEAR ENDED JUNE 30,2021 Governmental Activities-Internal Service Funds Support Insurance Info Systems Services Fleet Services Cash Flows from Operating Activities: Cash received from customers and users $ 1,079,346 $ 1,706,209 $ 106,930 $ 985,134 Cash paid to suppliers for goods and services (947,410) (1,361,328) (41,031) (853,904) Cash paid to employees for services (109,531) (494,463) (51,505) (243,115) Net Cash Provided(Used)by Operating Activities 22,405 (149,582) 14,394 (111,885) Cash Flows from Non-Capital Financing Activities: Cash transfers in - 1,100,000 - 1,500,000 Cash paid-due from other funds 225,930 - - Cash received-due to other funds - - (225,930) Net Cash Provided(Used)by Non-Capital Financing Activities 225,930 1,100,000 1,274,070 Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets - (57,954) (165,064) Net Cash Provided(Used)by Capital and Related Financing Activities - (57,954) - (165,064) Cash Flows from Investing Activities: Interest received 7,995 1,961 Net Cash Provided(Used)by Investing Activities 7,995 1,961 - - Net Increase(Decrease)in Cash and Cash Equivalents 256,330 894,425 14,394 997,121 Cash and Cash Equivalents at Beginning of Year 1,261,008 646,017 9,095 - Cash and Cash Equivalents at End of Year $ 1,517,338 $ 1,540,442 $ 23,489 $ 997,121 Reconciliation of Operating Income to Net Cash Provided(Used)by Operating Activities: Operating income(loss) $ (26,386) $ (790,499) $ 9,723 $ (149,768) Adjustments to Reconcile Operating Income(loss) Net Cash Provided(used)by Operating Activities: Depreciation - 57,583 6,066 420,521 (Increase)decrease in deferred outflows from pensions 8,259 2,340 - (7,755) (Increase)decrease in deferred outflows OPEB - (69,285) (57,370) (Increase)decrease in prepaid expense 21,416 6,886 Increase(decrease)in accounts payable 5,823 17,984 (1,395) (443,296) Increase(decrease)in accured liabilities (112,932) 3,214 456 Increase(decrease)in net pension liability 131,083 284,221 62,259 Increase(decrease)in Total OPEB liability - 352,089 92,150 Increase(decrease)in deferred inflows from OPEB 4,501 (15,734) Increase(decrease)in deferred inflows from pensions (4,858) (18,616) - (13,348) Total Adjustments 48,791 640,917 4,671 37,883 Net Cash Provided(Used)by Operating Activities $ 22,405 $ (149,582) $ 14,394 $ (111,885) Non-Cash Investing,Capital,and Financing Activities: No Non-cash activity during the year - - 170 CITY OF LAKE ELSINORE COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS YEAR ENDED JUNE 30,2021 Governmental Activities- Internal Service Funds Facilities Totals Cash Flows from Operating Activities: Cash received from customers and users $ 541,617 $ 4,419,236 Cash paid to suppliers for goods and services (351,869) (3,555,542) Cash paid to employees for services (180,207) (1,078,821) Net Cash Provided(Used)by Operating Activities 9,541 (215,127) Cash Flows from Non-Capital Financing Activities: Cash transfers in - 2,600,000 Cash paid-due from other funds 225,930 Cash received-due to other funds (225,930) Net Cash Provided(Used)by Non-Capital Financing Activities 2,600,000 Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets (2,683) (225,701) Net Cash Provided(Used)by Capital and Related Financing Activities (2,683) (225,701) Cash Flows from Investing Activities: Interest received 3,132 13,088 Net Cash Provided(Used)by Investing Activities 3,132 13,088 Net Increase(Decrease)in Cash and Cash Equivalents 9,990 2,172,260 Cash and Cash Equivalents at Beginning of Year 718,783 2,634,903 Cash and Cash Equivalents at End of Year $ 728,773 $ 4,807,163 Reconciliation of Operating Income to Net Cash Provided(Used)by Operating Activities: Operating income(loss) $ (330,742) $ (1,287,672) Adjustments to Reconcile Operating Income(loss) Net Cash Provided(used)by Operating Activities: Depreciation 71,598 555,768 (Increase)decrease in deferred outflows from pensions 2,606 5,450 (Increase)decrease in deferred outflows OPEB (72,733) (199,388) (Increase)decrease in prepaid expense (2,450) 25,852 Increase(decrease)in accounts payable (6,577) (427,461) Increase(decrease)in accured liabilities 1,682 (107,580) Increase(decrease)in net pension liability 19,897 497,460 Increase(decrease)in Total OPEB liability 321,373 765,612 Increase(decrease)in deferred inflows from OPEB 9,745 (1,488) Increase(decrease)in deferred inflows from pensions (4,858) (41,680) Total Adjustments 340,283 1,072,545 Net Cash Provided(Used)by Operating Activities $ 9,541 $ (215,127) Non-Cash Investing,Capital,and Financing Activities: No Non-cash activity during the year - 171 This page left intentionally blank. CITY OF LAKE ELSINORE Private - Purpose Trust Funds Carl Graves Trust - to account for assets held by the City as a trustee of the Carl Graves Trust Estate. Money is to fund scholarships to graduates of the Lake Elsinore School system. Scholarships provide funds for a four-year college degree program. Successor Agency Trust - to account for assets held by the City as the Successor Agency of the former Redevelopment Agency. The City distributes remaining assets used to pay enforceable obligations as required. 173 CITY OF LAKE ELSINORE COMBINING STATEMENT OF FIDUCIARY NET POSITION PRIVATE-PURPOSE TRUST FUNDS JUNE 30,2021 Private-Purpose Trust Funds Successor Agency Private- Trust-Carl Purpose Trust Graves Fund Total Assets: Pooled cash and investments $ 57,585 $ 11,840,954 $ 11,898,539 Receivables: Accrued interest 66 14,460 14,526 Prepaid costs - 351,112 351,112 Land held for resale - 6,071,897 6,071,897 Restricted assets: Cash and investments with fiscal agents - 26,568 26,568 Capital assets: Capital assets, not being depreciated - 2,004,419 2,004,419 Capital assets, net of accumulated depreciation - 14,981,931 14,981,931 Total Assets $ 57,651 $ 35,291,341 $ 35,348,992 Deferred Outflows of Resources: Deferred charge on refunding - 1,667,222 1,667,222 Total Deferred Outflows of Resources $ - $ 1,667,222 $ 1,667,222 Liabilities: Accounts payable $ - $ 117,794 $ 117,794 Accrued interest - 587,461 587,461 Bonds and loans payable due in one year - 2,620,000 2,620,000 Long-term liabilities: Bonds and loans payable due in more than one year - 70,414,901 70,414,901 Total Liabilities $ - $ 73,740,156 $ 73,740,156 Net Position: Restricted for organizations and other governments $ 57,651 $ (36,781,593) $ (36,723,942) Total Net Position $ 57,651 $ (36,781,593) $ (36,723,942) 174 CITY OF LAKE ELSINORE COMBINING STATEMENT OF CHANGES IN NET POSITION PRIVATE-PURPOSE TRUST FUNDS YEAR ENDED JUNE 30, 2021 Successor Agency Private- Trust-Carl Purpose Trust Graves Fund Total Additions: Taxes $ - $ 15,054,596 $ 15,054,596 Investment earnings 245 17,887 18,132 Miscellaneous - 350 350 Total Additions 245 15,072,833 15,073,078 Deductions: Contractual services - 14,269,918 14,269,918 Interest expense - 2,123,508 2,123,508 Depreciation expense - 1,767,846 1,767,846 Costs of issuance - 328,221 328,221 Total Deductions - 18,489,494 18,489,494 Changes in Net Position 245 (3,416,661) (3,416,416) Net Position- Beginning of the Year 57,406 (33,364,932) (33,307,526) Net Position -End of the Year $ 57,651 $ (36,781,593) $ (36,723,942) 175 This page left intentionally blank. V s • + s ImATISTI AL E TION ,k�k' i er Ai ff , A �J �. .R-ii, it i� ?. ���_'�� •� r•r tr4,� �+ -:�'._..r! + r K This page left intentionally blank. City of Lake Elsinore, California Statistical Section Contents June 30, 2021 The City of Lake Elsinore's annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the government's overall financial health. The statistical section offers operational, economic, and historical data that provide a context for assessing the City's economic condition. CONTENTS PAGES Financial Trends These schedules contain trend information to help the reader understand how the government's 180-189 Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue sources, sales taxes and property tax. 190-201 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue 202-206 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 208-209 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 210-213 179 City of Lake Elsinore, California Net Position By Component Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2012 2013 2014 2015 GOVERNMENTAL ACTIVITIES Net Investment in Capital Assets $ 134,976,102 $ 147,176,443 $ 131,965,428 $ 137,914,627 Restricted 141,619,986 75,129,411 74,462,124 90,537,124 Unrestricted (48,524,474) (2,804,065) 7,500,328 (12,503,489) Total Governmental Activities Net Position $ 228,071,614 $ 219,501,789 $ 213,927,880 $ 215,948,262 BUSINESS-TYPE ACTIVITIES Net Investment in Capital Assets $ - $ - $ - $ - Unrestricted - - - - Total Business-type Activities Net Position $ - $ - $ - $ - PRIMARY GOVERNMENT Net Investment in Capital Assets $ 134,976,102 $ 147,176,443 $ 131,965,428 $ 137,914,627 Restricted 141,619,986 75,129,411 74,462,124 90,537,124 Unrestricted (48,524,474) (2,804,065) 7,500,328 (12,503,489) Total Primary Government Net Position $ 228,071,614 $ 219,501,789 $ 213,927,880 $ 215,948,262 Source: City Finance Department 180 City of Lake Elsinore, California Net Position By Component(continued) Fiscal Year 2016 2017 2018 2019 2020 2021 $ 145,170,561 $ 146,735,654 $ 142,754,254 $ 147,000,319 $ 147,522,397 $ 153,408,107 75,054,285 90,363,046 92,281,048 94,960,776 105,362,660 263,683,834 (10,180,146) (12,062,216) (13,553,724) (26,768,225) (31,045,124) (169,103,017) $ 210,044,700 $ 225,036,484 $ 221,481,578 $ 215,192,870 $ 221,839,933 $ 247,988,924 $ - $ - $ - $ 17,255,744 $ 27,049,079 $ 26,613,234 - - (506,148) (10,434,316) (9,568,742) $ - $ - $ - $ 16,749,596 $ 16,614,763 $ 17,044,492 $ 145,170,561 $ 146,735,654 $ 142,754,254 $ 164,256,063 $ 174,571,476 $ 180,021,341 75,054,285 90,363,046 92,281,048 94,960,776 105,362,660 263,683,834 (10,180,146) (12,062,216) (13,553,724) (27,274,373) (41,479,440) (178,671,759) $ 210,044,700 $ 225,036,484 $ 221,481,578 $ 231,942,466 $ 238,454,696 $ 265,033,416 181 City of Lake Elsinore, California Changes in Net Position Expenses and Program Revenues Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2012 2013 2014 2015 EXPENSES Governmental Activities: General Government $ 11,944,507 $ 8,833,983 $ 7,836,775 $ 8,617,841 Public Safety 11,911,363 12,684,631 14,485,711 18,626,488 Community Development 4,989,313 10,242,652 9,079,863 7,391,688 Community Services 7,010,026 4,416,500 4,819,153 4,652,536 Public Services 9,834,764 10,359,134 10,610,540 11,162,854 Interest on Long-term Debt 8,835,312 6,451,470 6,330,889 8,097,248 Total Governmental Activities Expenses 54,525,285 52,988,370 53,162,931 58,548,655 Business-type Activities: Launch Pointe - - - - Total Business-type Activities Expenses - - - - Total Primary Government Expenses $ 54,525,285 $ 52,988,370 $ 53,162,931 $ 58,548,655 PROGRAM REVENUES Governmental Activities: Charges for Services: General Government $ 3,035,324 $ 456,760 $ 460,808 $ 1,464,689 Public Safety - 700,069 1,067,440 1,427,632 Community Development 1,247,117 4,381,899 5,018,102 3,905,472 Community Services 1,578,318 2,822,458 3,112,662 2,405,100 Public Services - 1,117,800 1,574,245 2,329,172 Operating Grants and Contributions 3,306,452 12,172,208 20,954,573 20,141,320 Capital Grants and Contributions 4,539,293 9,587,008 6,485,279 21,044,552 Total Governmental Activities Program Revenues 13,706,504 31,238,202 38,673,109 52,717,937 Business-type Activities: Launch Pointe - - - - Total Business-type Activities Revenues - - - - Total Primary Government Revenues $ 13,706,504 $ 31,238,202 $ 38,673,109 $ 52,717,937 NET REVENUES(EXPENSES) Governmental Activities $ (40,818,781) $ (21,750,168) $ (14,489,822) $ (5,830,718) Business-type Activities - - - Total Net Revenues (Expenses) $ (40,818,781) $ (21,750,168) $ (14,489,822) $ (5,830,718) Source: City Finance Department 182 City of Lake Elsinore, California Changes in Net Position Expenses and Program Revenues(continued) Fiscal Year 2016 2017 2018 2019 2020 2021 $ 6,477,776 $ 8,904,130 $ 5,856,845 $ 5,497,097 $ 7,415,903 $ 7,192,106 19,098,659 21,218,964 20,963,229 21,143,285 22,051,425 22,583,417 4,005,355 4,807,685 5,000,426 5,257,082 4,874,909 5,675,292 5,411,152 9,791,967 3,313,875 3,003,809 2,751,936 2,359,364 18,668,180 14,148,801 43,153,162 23,303,523 21,486,942 24,952,498 11,204,357 11,832,732 11,463,403 11,340,371 14,659,186 5,151,588 64,865,479 70,704,279 89,750,940 69,545,167 73,240,301 67,914,265 - - - 1,588,992 4,219,772 3,967,463 - - - 1,588,992 4,219,772 3,967,463 $ 64,865,479 $ 70,704,279 $ 89,750,940 $ 71,134,159 $ 77,460,073 $ 71,881,728 $ 734,034 $ 1,726,741 $ 2,666,057 $ 1,478,132 $ 2,288,038 $ 1,901,893 1,922,602 2,665,603 1,716,350 1,605,806 1,468,446 1,546,880 4,660,580 8,727,675 9,727,246 7,534,732 7,916,155 8,564,938 2,977,699 858,119 759,254 490,827 435,120 605,248 2,977,138 5,504,572 2,609,931 2,494,149 4,146,898 7,434,970 19,883,338 5,496,146 8,599,061 10,045,467 16,522,110 16,799,986 5,901,491 30,389,367 30,754,329 20,188,402 11,440,911 14,106,537 39,056,882 55,368,223 56,832,228 43,837,515 44,217,678 50,960,452 - - - 249,194 2,105,505 3,728,501 - - - 249,194 2,105,505 3,728,501 $ 39,056,882 7 55,368,223 $ 56,832,228 $ 44,086,709 $ 46,323,183 $ 54,688,953 $ (25,808,597) $ (15,336,056) $ (32,918,712) $ (25,707,652) $ (29,022,623) $ (16,953,813) - - - (1,339,798) (2,114,267) (238,962) $ (25,808,597) $ (15,336,056) $ (32,918,712) $ (27,047,450) $ (31,136,890) $ (17,192,775) 183 City of Lake Elsinore, California Changes in Net Position General Revenues,Special and Extraordinary Items Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2012 2013 2014 2015 GENERAL REVENUES Governmental Activities Taxes Property Taxes $ 14,698,032 $ 5,804,265 $ 5,487,743 $ 6,276,548 Sales Taxes 7,444,947 6,935,215 8,031,486 8,572,066 Franchise Taxes 2,002,550 2,097,081 2,275,619 2,389,413 Other Taxes 538,402 567,560 760,203 767,058 Fines, Forfeitures and Penalties 1,850,398 592,185 507,265 683,573 Investment Earnings 8,031,256 689,149 574,477 966,365 Miscellaneous 6,992,813 688,105 1,054,958 1,022,472 Special Item Loss on CFD and AD Investments - - (9,880,891) (4,502,385) Extraordinary Item Gain on Dissolution of Redevelopment Agency 61,700,316 - - - Total Governmental Activities 103,258,714 17,373,560 8,810,860 16,175,110 Business-type Activities Investment Earnings - - - - Miscellaneous - - - - Total Business-type Activities - - - - Total General Revenues, Special and Extraordinary Items 103,258,714 17,373,560 8,810,860 16,175,110 CHANGES IN NET POSITION Governmental Activities 62,439,933 (4,376,008) (5,678,962) 10,344,392 Business-type Activities - - - - Total Changes in Net Position $ 62,439,933 $ (4,376,008) $ (5,678,962) $ 10,344,392 Source: City Finance Department 184 City of Lake Elsinore, California Changes in Net Position General Revenues,Special and Extraordinary Items (continued) Fiscal Year 2016 2017 2018 2019 2020 2021 $ 6,537,540 $ 7,380,594 $ 8,030,862 $ 7,986,053 $ 8,990,543 $ 9,677,646 9,939,637 9,745,714 10,071,435 11,057,497 10,896,995 18,068,365 2,423,707 2,297,401 2,477,400 2,553,006 2,587,128 2,762,724 838,364 598,126 560,150 577,805 654,044 550,508 925,517 11,247,531 13,191,802 12,468,683 11,258,137 7,205,149 706,094 2,745,222 3,026,724 3,785,183 2,960,909 2,794,609 21,370,859 34,014,588 37,358,373 38,428,227 37,347,756 41,059,001 - - - 160 255 967 636 6,107 14,559 - - - 796 6,362 15,526 21,370,859 34,014,588 37,358,373 38,429,023 37,354,118 41,074,527 (4,437,738) 18,678,532 4,439,661 12,720,575 6,352,063 24,105,188 - - (1,339,002) (134,833) (223,436) $ (4,437,738) $ 18,678,532 $ 4,439,661 $ 11,381,573 $ 6,217,230 $ 23,881,752 185 City of Lake Elsinore, California Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2012 2013 2014 2015 GENERALFUND Nonspendable $ 2,505,503 $ 1,821,906 $ 1,264,392 $ 1,016,468 Unassigned 11,826,885 12,017,317 10,488,843 10,954,475 Total General Fund $ 14,332,388 $ 13,839,223 $ 11,753,235 $ 11,970,943 ALL OTHER GOVERNMENTAL FUNDS Nonspendable $ 76,688,811 $ 20,003 $ 20,003 $ 132,037 Restricted 79,292,713 202,134,812 199,162,404 335,415,122 Assigned 12,548,403 1,034,681 1,232,105 1,929,497 Unassigned (987,601) (905,426) (1,014,226) (1,316,398) Total All Other Governmental Funds $ 167,542,326 $ 202,284,070 $ 199,400,286 $ 336,160,258 Source: City Finance Department 186 City of Lake Elsinore, California Fund Balances of Governmental Funds(continued) Fiscal Year 2016 2017 2018 2019 2020 2021 $ 1,029,015 $ 1,096,846 $ 1,031,385 $ 1,077,168 $ 1,023,165 $ 1,031,847 11,365,894 11,512,307 10,807,854 11,067,741 11,035,706 13,715,078 $ 12,394,909 $ 12,609,153 $ 11,839,239 $ 12,144,909 $ 12,058,871 $ 14,746,925 $ 124,177 $ 979,130 $ 182,018 $ 171,532 $ 239,195 $ 481,647 303,860,121 302,110,933 293,344,990 267,464,772 246,825,586 245,593,796 1,548,764 9,313,282 17,628,221 13,188,627 11,342,404 12,169,776 (891) (94,936) - (770,278) (708,284) 3,117,905 $ 305,532,171 $ 312,308,409 $ 311,155,229 $ 280,054,653 $ 257,698,901 $ 261,363,124 187 City of Lake Elsinore,California Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2012 2013 2014 2015 REVENUES Property Taxes $ 14,738,584 $ 5,844,498 $ 5,495,091 $ 6,249,786 Other Taxes 9,911,400 9,572,675 11,043,792 11,705,293 Special Assessments 1,578,318 1,585,606 1,641,557 1,671,595 Licenses,Permits and Fees 2,908,091 4,999,154 5,936,900 4,655,325 Intergovernmental Revenues 6,193,777 5,055,511 5,582,705 5,812,486 Charges for Services 1,374,351 1,746,713 2,409,558 3,189,138 Fines,Forfeitures and Penalties 1,850,398 927,315 931,168 1,088,411 Investment Earnings 7,180,018 12,122,739 10,315,842 7,972,858 Contributions from Property Owners 1,221,184 8,079,739 5,985,053 22,535,167 Miscellaneous 7,384,749 3,469,837 3,545,812 4,099,189 Total Revenues 54,340,870 53,403,787 52,887,478 68,979,248 EXPENDITURES Current: General Government 7,467,755 5,871,649 4,788,505 4,611,722 Public Safety 11,911,364 12,339,592 14,093,095 18,163,150 Community Development 1,608,782 2,925,329 3,407,415 6,200,761 Community Services 5,963,873 4,281,401 4,363,257 4,174,545 Public Services 7,800,095 6,772,010 7,107,120 6,551,578 Pass-through Payments 3,542,473 - - - Set Aside Suspension - SERAF Payments - - - - CapitalOutlay 10,268,753 10,889,810 8,992,686 11,123,256 Debt Service: Payment to Escrow Agent - - - - Bond Issuance Costs 238,290 1,260,059 1,485,399 2,445,261 Principal Retirement 6,091,578 5,725,000 18,385,000 7,165,000 Interest and Fiscal Charges 7,951,971 6,081,766 6,091,389 6,231,581 Total Expenditures 62,844,934 56,146,616 68,713,866 66,666,854 Excess(Deficiency)of Revenues Over(Under)Expenditures (8,504,064) (2,742,829) (15,826,388) 2,312,394 OTHER FINANCING SOURCES(USES) Transfers In 2,509,613 2,235,297 1,851,084 10,947,946 Transfers Out (2,509,613) (2,235,297) (1,851,084) (10,947,946) Debt Issuance Loans Issued Loan Payments - - - Premiums 120,640 14,460,000 12,151,673 Discounts (30,000) (23,125) (149,044) (96,307) Refunding Bonds Issued 1,405,000 27,760,000 25,335,000 137,845,000 Certificates of Participation Issued - - - 7,965,000 Capital Leases - Tax Allocation Bonds Issued - Sale of Capital Assets 13,362 Payment to Refunded Bond Escrow Agent (1,345,000) (3,244,386) (19,013,502) (18,542,280) Total Other Financing Sources(Uses) 30,000 24,613,129 20,632,454 139,336,448 Net Change in Fund Balances before Special and Extraordinary Items (8,474,064) 21,870,300 4,806,066 141,648,842 Extraordinary/Special Items 11,708,991 - (9,880,891) (4,502,385) Net Change in Fund Balances $ 3,234,927 $ 21,870,300 $ (5,074,825) $ 137,146,457 Debt Service as a Percentage of Noncapital Expenditures 27% 29% 40% 24% The City of Lake Elsinore has elected to show ten years of data for this schedule. The fiscal year of 2012 takes into account the dissolution of the Redevelopment Agency of the City of Lake Elsinore. Source:City Finance Department 188 City of Lake Elsinore,California Changes in Fund Balances of Governmental Funds(continued) Fiscal Year 2016 2017 2018 2019 2020 2021 $ 6,551,939 $ 7,380,594 $ 8,030,862 $ 7,986,053 $ 8,990,543 $ 9,677,646 13,178,135 12,697,359 13,108,985 14,188,308 14,138,167 21,381,597 1,680,980 1,790,941 2,407,266 4,140,542 4,387,754 8,113,712 6,894,107 7,465,474 4,524,328 3,582,357 5,429,574 6,275,936 6,807,169 6,846,125 9,585,606 9,627,086 11,276,362 12,492,435 2,453,380 2,826,491 5,402,235 3,349,474 4,289,633 5,638,830 1,103,154 2,289,357 913,658 874,765 714,922 447,431 11,117,857 10,410,765 10,364,291 13,644,848 11,677,989 11,105,726 6,219,934 29,339,769 28,853,494 17,974,870 13,222,683 11,984,476 3,574,278 6,630,285 8,102,050 7,316,907 7,773,055 8,473,591 59,580,933 87,677,160 91,292,775 82,685,210 81,900,682 95,591,380 5,318,933 6,345,498 5,233,031 5,323,480 6,408,283 6,068,984 18,614,077 20,751,331 20,507,870 20,724,268 21,627,645 22,184,865 4,164,059 4,395,026 4,730,692 5,198,035 4,911,754 5,737,871 4,984,422 3,963,912 2,577,291 2,242,136 2,433,529 2,043,707 6,345,398 13,968,654 34,578,033 16,849,015 14,483,225 18,264,438 20,106,238 21,241,461 13,364,601 31,718,978 21,291,104 11,984,842 982,386 - - - - - 6,515 - - - - - 7,375,000 8,315,000 8,935,000 34,065,000 40,110,811 47,879,713 11,468,287 11,797,719 11,882,322 11,796,303 14,406,554 9,496,748 79,365,315 90,778,601 101,808,840 127,917,215 125,672,905 123,661,168 (19,784,382) (3,101,441) (10,516,065) (45,232,005) (43,772,223) (28,069,788) 18,142,559 24,483,943 11,523,931 16,851,815 12,958,707 13,100,724 (19,791,262) (24,802,020) (11,523,931) (8,510,790) (14,658,799) (16,353,889) 10,410,000 7,975,000 2,715,525 20,020,000 34,970,000 3,459,380 14,743 14,502 3,557,379 8,262 (1,633,960) 10,091,923 7,989,502 15,357,784 21,035,433 31,725,097 (21,418,342) 6,990,482 (2,526,563) (29,874,221) (22,736,790) 3,655,309 (7,319,955) - - $ (28,738,297) $ 6,990,482 $ (2,526,563) $ (29,874,221) $ (22,736,790) $ 3,655,309 28% 29% 23% 48% 52% 51% 189 This page left intentionally blank. City of Lake Elsinore, California Governmental Activities Tax Revenues by Source Last Ten Fiscal Years Fiscal Year Ended Property Franchise June 30 Taxes Sales Taxes Taxes Other Taxes Total 2012 14,698,032 7,444,947 2,002,550 538,402 24,683,931 2013 5,804,265 6,935,215 2,097,081 567,560 15,404,121 2014 5,487,743 8,031,486 2,275,619 760,203 16,555,051 2015 6,276,548 8,572,066 2,389,413 767,058 18,005,085 2016 6,537,540 9,939,637 2,423,707 838,364 19,739,248 2017 7,380,594 9,745,714 2,297,401 598,126 20,021,835 2018 8,030,862 10,071,435 2,477,400 560,150 21,139,847 2019 7,986,053 11,057,497 2,553,006 577,805 22,174,361 2020 8,990,543 10,896,995 2,587,128 654,044 23,128,710 2021 9,677,646 18,068,364 2,762,725 550,508 31,059,243 Note: Property taxes significantly decreased in 2012 and in subsequent years due to the dissolution of the Lake Elsinore Redevelopment Agency on February 1, 2012. Includes the new Measure Z Retail Sales and Use Tax of$3,468,153. Sources: City of Lake Elsinore Finance Department 191 City of Lake Elsinore, California Taxable Sales by Major Industry Groups Last Ten Fiscal Years Fiscal General Autos Business Restaurants Building Year Ended Consumer and and and and June 30 Goods Transportation Industry Hotels Construction 2012 2,419,664 962,971 253,830 678,111 618,795 2013 2,528,412 1,014,135 213,857 711,110 650,148 2014 2,473,302 1,040,650 406,542 783,964 768,931 2015 2,547,975 1,428,726 430,417 857,198 838,876 2016 2,634,703 1,614,074 426,315 903,775 923,941 2017 2,641,653 1,758,829 526,084 978,920 989,062 2018 2,650,429 1,690,269 584,903 1,047,324 801,425 2019 2,907,744 1,633,711 781,105 1,219,300 984,751 2020 2,887,048 1,681,429 666,683 1,142,999 1,029,994 2021 3,526,083 2,581,550 832,335 1,364,860 1,291,157 Note: Due to confidentiality issues, the names of the ten largest revenue payers are not available. The categories presented are intended to provide alternative information regarding the sources of the City's revenue. Sources: HdL Companies 192 City of Lake Elsinore, California Taxable Sales by Major Industry Groups(continued) Fuel Food Other and and and Service Stations Drugs Transfers Total 1,046,935 558,890 5,759 6,544,955 990,747 656,593 5,279 6,770,281 1,023,468 622,414 (138) 7,119,133 925,698 641,504 133 7,670,527 901,585 633,606 (3,586) 8,034,413 977,729 510,667 30 8,382,974 975,064 497,074 (1,388) 8,245,100 1,372,455 550,154 144 9,449,364 1,088,448 693,530 (12,093) 9,178,038 1,174,322 1,115,975 (2,678) 11,883,604 193 City of Lake Elsinore,California Direct and Overlapping Property Tax Rates Last Ten Fiscal Years (rate per$100 of taxable value) AGENCY 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 City Basic Levy' 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 Lake Elsinore Unified 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.01900 0.01900 0.01900 0.01900 Menifee School Dist. 0.03486 0.03543 0.03421 0.03275 0.03010 0.03269 0.06080 0.06303 0.06277 0.06111 Metro Water East 0.00370 0.00350 0.00350 0.00350 0.00350 0.00000 - - - - Metro Water West 0.00370 0.00350 0.00350 0.00350 0.00350 0.00000 - - - - Metro Water Original Area - - - - - 0.00 0.00350 0.00350 0.00350 0.00350 Mt. San Jacinto Jr. College - - - - 0.01 0.01320 0.01320 0.01320 0.01320 0.01320 Perris School Dist. 0.01983 0.01800 0.02524 0.05588 0.04699 0.05491 0.06000 0.05754 0.05867 0.06000 Perris Union High School 0.03429 0.03429 0.06970 0.06303 0.06236 0.06092 0.05675 0.05243 0.08244 0.08569 Total Direct& Overlapping2 Tax Rates 1.09638 1.09472 1.13615 1.15866 1.16039 1.16522 1.21325 1.20870 1.23958 1.24250 City's Share of 1% Levy Per Prop 133 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.07576 0.05007 0.05007 0.05007 GENERAL OBLIGATION DEBT RATE RDA Basic Rate' 1.00370 0.00000 - - - - - - - - Total Direct Rates 0.52110 0.51923 0.08908 0.08528 0.08349 0.08181 0.08025 0.07862 0.07755 0.07703 Notes: 'In 1978,the voters of the State of California passed Proposition 13 which set the property tax rate at a 1.00%fixed amount.This 1.00% is shared by all taxing agencies for which the subject property resides within. In addition to the 1.00%fixed amount, property owners are charged taxes as a percentage of assessed property values for the payment of any voter approved bonds. 2Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all city property owners. 'City's Share of 1%Levy is based on the City's share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio figures. 'Redevelopment Rate is based on the largest RDA tax rate area and only includes rate(s)from indebtedness adopted prior to 1989 per California State statute. RDA direct and overlapping rates are applied only to the incremental property values. The approval of ABX1 26 eliminated Redevelopment from the State of California for the fiscal year 2012/13 and years thereafter. 5Total Direct Rate is the weighted average of all individual direct rates applied by the government preparing the statistical section information and excludes revenues derived from aircraft. Beginning in 2013/14 the Total Direct Rate no longer includes revenue generated from the former redevelopment tax rate areas. Challenges to recognized enforceable obligations are assumed to have been resolved during 2012/13. For the purposes of this report, residual revenue is assumed to be distributed to the City in the same proportions as general fund revenue. Source: Riverside County Assessor 2010/11 -2019/20 Tax Rate Table 194 City of Lake Elsinore, California Principal Property Tax Payers Current Year Compared to 2012 Fiscal Year 2021 Fiscal Year 2012 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed TAXPAYER Value Rank Value�' Value Rank Value(2) Ridgestone Partners LP $ 51,895,128 1 0.74% Pacific Castle Lake Elsinore Partners 31,721,992 2 0.46% Helf Canyon Hills Market Place 1 27,917,815 3 0.40% Rivers Edge Apartments 26,989,294 4 0.39% Mohr Affinity, LLC 25,520,923 5 0.37% HGEF Holding Company LLC 25,486,366 6 0.37% Costco Wholesale Corporation 19,496,529 7 0.28% Walmart Stores Inc 18,894,440 8 0.27% HCP Blue Canary 18,831,744 9 0.27% Alberhill Development LLC 18,362,210 10 0.26% 100 East Wisconsin Avenue JV $ 50,629,868 1 1.29% Pacific Aggregates Inc 47,953,485 2 1.22% Mohr Affinity, LLC 44,325,390 3 1.13% Castle and Cooke Lake Elsinore West 38,998,877 4 0.99% JPMCC 2006-LDP6 Lake Elsinore 25,034,201 5 0.64% Broadstone Rivers Edge 19,000,000 6 0.48% Pacific Clay Products Inc 18,722,325 7 0.48% Richmond American Homes of Maryland 17,725,422 8 0.45% Elsinore Valley Water and Sewer Facilities 16,880,642 9 0.43% Costco Wholesale 16,845,438 10 0.43% $ 265,116,441 3.80% $ 296,115,648 7.55% (1)2019-20 Total City Taxable Assessed Valuation: $6,968,081,249 (2)2011-12 Total City Taxable Assessed Valuation $3,923,526,176 Source: Riverside County Assessor 2020/21 and 2011/12 Combined Tax Rolls and the SBE Non Unitary Tax Roll 195 This page left intentionally blank. City of Lake Elsinore, California Property Tax Levies and Collections Last Ten Fiscal Years Collected within the Fiscal Taxes Levied Fiscal Year of Levy Collections in Total Collections to Date Year Ended for the Percent Subsequent Percent June 30 Fiscal Year Amount of Levy Years Amount of Levy 2012 1,874,319 1,770,492 94.46% 64,528 1,835,020 98.06% 2013 1,844,800 1,767,808 95.83% 50,284 1,818,092 99.32% 2014 1,935,629 1,822,844 94.17% 43,741 1,866,585 96.77% 2015 2,171,126 2,074,751 95.56% 61,115 2,135,866 97.58% 2016 2,308,803 2,192,912 94.98% 66,383 2,259,295 97.86% 2017 2,434,193 2,334,855 95.92% 67,441 2,402,296 98.69% 2018 2,553,532 2,465,681 96.56% 43,212 2,508,893 98.25% 2019 2,719,663 2,638,238 97.01% 50,111 2,688,349 98.85% 2020 3,032,233 2,910,460 95.98% 63,596 2,974,056 98.08% 2021 3,088,305 2,948,611 95.48% 43,404 2,992,015 96.88% Note: The amounts presented include City of Lake Elsinore property taxes only(excludes Redevelopment Agency taxes). Sources: County of Riverside,Auditor-Controller and City of Lake Elsinore Finance Department 197 City of Lake Elsinore, California Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years City Fiscal Year Taxable Ended Less: Assessed June 30 Secured Unsecured Exemptions Value 2012 3,777,595,058 145,931,118 n/a 3,923,526,176 2013 3,666,499,221 167,898,562 n/a 3,834,397,783 2014 3,888,934,354 142,565,053 n/a 4,031,499,407 2015 4,463,835,597 136,300,859 (105,231,318) 4,494,905,138 2016 4,768,722,323 129,261,454 (93,034,816) 4,804,948,961 2017 5,177,285,267 130,180,313 (95,434,240) 5,212,031,340 2018 5,573,186,823 125,275,157 (99,693,567) 5,598,768,413 2019 6,131,330,394 121,282,148 (109,102,106) 6,143,510,436 2020 6,550,002,491 117,440,229 (114,493,687) 6,552,949,033 2021 6,924,168,897 128,326,411 (129,757,835) 6,922,737,473 Notes: n/a=not available In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property at the purchase price of the property sold. The assessed valuation data shown above represents the only data is only reassessed at the time that it is sold to a new owner. At that point,the new assessed value is reassessed currently available with respect to the actual market value of taxable property and is subject to the limitations described above. 'In accordance with the timeline ser forth in Assembly Bill 1X 26(as modified by the California Supreme Court on December 29, 2011)all redevelopment agencies in the State of California were dissolved and ceased to operate as a legal entity as of February 1,2012. ZTotal Direct Rate is the weighted average of all individual direct rates. Beginning on 2013/14,the Direct Rate no longer includes revenue generated from the former redevelopment tax rate areas. Source: Riverside County Assessor 2020/21 Combined Tax Rolls 198 City of Lake Elsinore, California Assessed Value and Estimated Actual Value of Taxable Property(continued) Successor Agency for the Redevelopment Agency Taxable Total Less: Assessed Direct Tax Secured Unsecured Exemptions Value Rate 1,955,649,172 78,927,893 n/a 2,034,577,065 0.52110% 1,880,967,030 110,109,381 n/a 1,991,076,411 0.51923% 1,938,704,040 89,830,332 n/a 2,028,534,372 0.08908% 2,135,333,435 83,968,122 (71,673,963) 2,147,627,594 0.08528% n/a n/a n/a n/a 0.08349% n/a n/a n/a n/a 0.08181% n/a n/a n/a n/a 0.08025% n/a n/a n/a n/a 0.07862% n/a n/a n/a n/a 0.07755% n/a n/a n/a n/a 0.07703% 199 City of Lake Elsinore, California Ratios of Outstanding Debt by Type Last Ten Fiscal Years Governmental Activities Fiscal Year Local Tax Revenue/ Certificates Ended Agency Allocation Revenue Refunding of June 30 Revenue Bonds Bonds Bonds Participation 2012 61,835,000 58,580,000 12,975,000 - 2013 83,470,000 56,125,000 12,565,000 - 2014 80,570,000 53,605,000 13,895,000 - 2015 205,598,458 50,450,128 13,295,152 7,859,283 2016 196,377,233 44,262,600 12,717,253 7,644,938 2017 190,449,105 42,490,000 22,449,354 7,420,593 2018 192,410,294 39,848,344 21,676,445 7,191,248 2019 173,355,665 25,467,316 20,795,511 6,946,903 2020 166,796,580 15,590,525 19,889,578 6,697,558 2021 154,747,038 15,013,853 18,958,642 6,438,213 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Source: City Finance Department; California State Department of Finance 200 City of Lake Elsinore, California Ratios of Outstanding Debt by Type (continued) Governmental Activities (Continued) Total Percentage Debt Notes/ Loans Capitalized Governmental of Personal per Payable Lease Activities Income Capita - 133,390,000 12.40% 2,516 - - 152,160,000 13.95% 2,745 - - 148,070,000 13.49% 2,611 - - 277,203,022 25.55% 4,890 - - 261,002,024 22.08% 4,278 - - 262,809,052 22.16% 4,233 - - 261,126,331 22.02% 4,121 - 3,459,380 230,024,775 19.40% 3,654 - 3,403,569 212,377,810 17.91% 3,347 - 3,228,855 198,386,601 16.73% 3,063 201 City of Lake Elsinore,California Direct and Overlapping Bonded Debt June 30,2021 2020-21 Assessed Valuation $ 6,922,737,473 City's Share of Percentage Outstanding Overlapping Applicable(1) Debt 6/30/21 Debt 6/30/21 OVERLAPPING TAX AND ASSESSMENT DEBT: DIRECT OVERLAPPING TAX AND ASSESSMENT DEBT City of Lake Elsinore Community Facilities District No.90-2 100% 3,995,000 $ 3,995,000 City of Lake Elsinore Community Facilities District No.95-1 100% 560,000 560,000 City of Lake Elsinore Community Facilities District No.98-1 100% 11,695,000 11,695,000 City of Lake Elsinore Community Facilities District No.2003-2 I-A A,B,C,D&E 100% 69,340,000 69,340,000 City of Lake Elsinore Community Facilities District No.2004-3 100% 39,385,000 39,385,000 City of Lake Elsinore Community Facilities District No.2005-1 100% 6,730,000 6,730,000 City of Lake Elsinore Community Facilities District No.2005-2 100% 18,935,000 18,935,000 City of Lake Elsinore Community Facilities District No.2005-5 100% 3,465,000 3,465,000 City of Lake Elsinore Community Facilities District No.2005-6 100% 2,495,000 2,495,000 City of Lake Elsinore Community Facilities District No.2006-1 Improvement Areas 100% 42,395,000 42,395,000 City of Lake Elsinore Community Facilities District No.2006-2 100% 5,215,000 5,215,000 City of Lake Elsinore Community Facilities District No.2007-4 100% 2,620,000 2,620,000 City of Lake Elsinore Community Facilities District No.2007-5 100% 1,685,000 1,685,000 City of Lake Elsinore Community Facilities District No.2015-5 100% 2,125,000 2,125,000 City of Lake Elsinore Community Faciliteis District No.2016-2 100% 19,600,000 19,600,000 City of Lake Elsinore Community Faciliteis District No.2019-1 100% 6,610,000 6,610,000 City of Lake Elsinore 1915 Act Bonds 100% 10,390,000 10,390,000 TOTAL DIRECT OVERLAPPING TAX AND ASSESSMENT DEBT 247,240,000 OTHER OVERLAPPING TAX AND ASSESSMENT DEBT Riverside County Flood Control District,Zone No.4 0.856% 10,260,000 87,826 Metropolitan Water District 0.213% 26,830,000 57,148 Mount San Jacinto Community College District 6.821% 262,750,000 17,922,178 Perris Union High School District 2.775% 237,603,350 6,593,493 Menifee Union School District 4.428% 128,099,720 5,672,256 Perris School District 0.065% 35,696,242 23,203 Lake Elsinore Unified School District CFDs 45.323% 49,955,000 22,641,105 Lake Elsinore Unified School District Community Facilities Districts 100% 69,507,960 69,507,960 Perris Union High School District CFD No.92-1 6.739% 32,690,000 2,202,979 Elsinore Valley Metropolitan Water District CFD No.2003-1 100% 2,761,000 2,761,000 TOTAL OTHER OVERLAPPING TAX AND ASSESSMENT DEBT 127,469,146 TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT $ 374,709,146 DIRECT AND OVERLAPPING GENERAL FUND DEBT: DIRECT GENERAL FUND DEBT City of Lake Elsinore General Fund Obligation 100% $ 198,386,601 $ 198,386,601 TOTAL DIRECT GENERAL FUND DEBT 198,386,601 OVERLAPPING GENERAL FUND DEBT Riverside County General Fund Obligations 2.224% $ 717,525,698 15,957,772 Riverside County Pension Obligations 2.224% 881,575,000 19,606,228 Perris Union High School District General Fund Obligations 2.775% 41,063,367 1,139,508 Menifee and Perris School District Certificates of Participation 4.428&0.065% 51,386,771 2,059,001 Western Municipal Water District 4.782% 6,815,211 325,903 TOTAL OVERLAPPING GENERAL FUND DEBT 39,088,412 TOTAL DIRECT AND OVERLAPPING GENERAL FUND DEBT $ 237,475,013 OVERLAPPING TAX INCREMENT DEBT(SUCCESSOR AGENCY): 100.000% $ 12,875,000 $ 12,875,000 Total Direct General Fund Debt $ 198,386,601 Total Gross Overlapping Debt $ 426,672,558 Combined Total Debt(2) $ 625,059,159 Ratios to 2020-21 Assessed Valuation: Total Direct Debt($197,814,429) 2.87% Total Overlapping Tax and Assessment Debt 6.16% Combined Total Debt 9.03% Ratios to Redevelopment Incremental Valuation($3,155,543,429): Total Overlapping Tax Increment Debt 0.41% 202 City of Lake Elsinore,California Direct and Overlapping Bonded Debt June 30,2021 Direct and Overlapping Bonded Debt(continued) Notes: (1)For debt repaid with property taxes,the percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessed value that is within the city's boundaries and dividing it by each unit's total taxable assessed value. (2)Excludes tax and revenue anticipation notes,enterprise revenue,mortgage revenue and non-bonded capital lease obligations. Qualified Zone Academy Bonds are included based on principal due at maturity. Overlapping governments are those that coincide,at least in part,with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that,when considering the City's ability to issue and repay long-term debt,the entire debt burden borne by the residents and businesses should be taken into account. However, this does not impy that every taxpayer is a resident,and therefore repsonsible for repaying debt,of each overlapping government. Source:California Municipal Statistics 203 City of Lake Elsinore,California Legal Debt Margin Information Last Ten Fiscal Years Fiscal Year 2012 2013 2014 2015 Assessed Valuation $ 3,923,526,176 $ 3,834,397,783 $ 4,031,499,407 $ 4,494,905,138 Conversion Percentage 25% 25% 25% 25% Adjusted Assessed Valuation 980,881,544 958,599,446 1,007,874,852 1,123,726,285 Debt Limit Percentage 15% 15% 15% 15% Debt Limit 147,132,232 143,789,917 151,181,228 168,558,943 Total Net Debt Applicable to Limitation - - - - Legal Debt Margin $ 147,132,232 $ 143,789,917 $ 151,181,228 $ 180,185,586 Total Debt Applicable to the Limit as a Percentage of Debt Limit 0.0% 0.0% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15%of gross assessed value. However,this provision was enacted when assessed valuation was based upon 25%of market value. Effective with the 1981-82 fiscal year,each parcel is now assessed at 100%of market value(as of the most recent change in ownership for that parcel). The computations shown above reflect a conversion of assessed valuation data for each fiscal year that was in effect at the time that the legal debt margin was enacted by the State of California for local governments located within the state. Sources: HdL Companies and Riverside County Assessor Tax Roll 204 City of Lake Elsinore, California Legal Debt Margin Information (continued) Fiscal Year 2016 2017 2018 2019 2020 2021 $ 4,804,948,961 $ 5,212,031,340 $ 5,598,768,413 $ 6,143,510,436 $ 6,552,949,033 $ 6,922,737,473 25% 25% 25% 25% 25% 25% 1,201,237,240 1,303,007,835 1,399,692,103 1,535,877,609 1,638,237,258 1,730,684,368 15% 15% 15% 15% 15% 15% 180,185,586 195,451,175 209,953,815 230,381,641 245,735,589 259,602,655 $ 180,185,586 $ 195,451,175 $ 209,953,815 $ 230,381,641 $ 245,735,589 $ 259,602,655 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 205 City of Lake Elsinore, California Pledged-Revenue Coverage Last Ten Fiscal Years Tax Allocation Bonds Successor Fiscal Year Redevelopment Tax Ended Tax Increment Debt Service Allocation June 30 Revenue Principal Interest Coverage Bonds 2012 9,451,004 1,500,000 1,071,681 3.68 58,580,000 2013 10,090,329 2,455,000 1,050,131 2.88 56,125,000 2014 10,864,084 2,520,000 2,333,745 2.24 53,605,000 2015 10,070,883 2,590,000 2,262,351 2.08 51,015,000 2016 12,245,321 2,760,000 2,361,749 2.39 52,770,000 2017 8,891,703 2,945,000 2,149,445 1.75 49,825,000 2018 10,063,122 2,995,000 2,069,501 1.99 57,150,000 2019 11,349,440 15,640,000 2,306,830 0.63 50,770,000 2020 13,699,276 26,340,000 2,661,996 0.47 36,615,000 2021 12,242,307 2,795,000 1,424,147 2.90 12,875,000 Note: Details regarding the City's outstanding debt can be found in Note 8 to the financial statements. Source: City Finance Department 206 City of Lake Elsinore, California Demographic and Economic Statistics Last Ten Fiscal Years Personal Per Capita Fiscal Year Income Personal Unemployment Ended Population (In Thousands) Income Rate June30 ( 1 ) (2 ) (3 ) (4 ) 2012 53,024 1,075,380 20,281 13.2% 2013 55,430 1,090,807 19,679 9.3% 2014 56,718 1,097,663 19,353 8.1% 2015 56,688 1,085,008 19,140 8.8% 2016 61,006 1,182,026 19,375 7.2% 2017 62,092 1,185,907 19,099 6.5% 2018 63,365 1,276,340 20,142 6.0% 2019 62,949 1,360,031 21,605 4.0% 2020 63,453 1,449,105 22,837 3.9% 2021 64,762 1,565,248 24,169 10.1% Sources: HDL, Coren&Cone ( 1 )Population: California State Department of Finance (2, 3 ) Income Data: ESRI -Demographic Estimates are based on the last available Census. Projections are developed by incorporating all of the prior census data released to date. (4 ) Unemployment Date: California State Employment Development Department 207 City of Lake Elsinore,California Principal Employers Current Year Compared to 2012 2021 2012 Percent of Percent of Number of Total Number of Total Employees Employment* Employees Employment* EMPLOYMENT Estimated Total Employment 31,300 (1) 17,000 (1) EMPLOYER Lake Elsinore Unified School District* 2,524 8.06% - 0.00% M&M Framing 450 1.44% - 0.00% Costco Wholesale 312 1.00% - 0.00% Stater Bros. (3 stores) 328 1.05% - 0.00% Walmart Superstore#2077 295 0.94% - 0.00% Lake Elsinore Hotel&Casino 230 0.73% - 0.00% Riverside County-Department of Public Social Services 179 0.57% - 0.00% E.V.M.W.D. (Elsinore Valley Municipal Water District) 167 0.53% - 0.00% The Home Depot** 143 0.46% - 0.00% City of Lake Elsinore 118 0.38% - 0.00% Stater Bros. (2 stores) - 0.00% 318 1.87% Walmart - 0.00% 219 1.29% Albertson's Inc. - 0.00% 210 2.10% Costco Wholesale - 0.00% 172 1.01% E.V.M.W.D. (Elsinore Valley Municipal Water District) - 0.00% 166 0.98% Target - 0.00% 144 0.85% The Home Depot** - 0.00% 120 0.71% Villa Siena Apartments - 0.00% 128 0.75% Lowe's - 0.00% 121 0.71% Golden State Concessions - 0.00% 120 0.71% Total Top 10 Employers 4,746 15.16% 1,718 0.00% Notes: (1)Total City Labor Force provided by EDD Labor Force Data. Source:MuniServices,LLC/Avenu Insights&Analytics Source:2012,previously published ACFR Results based on direct correspondence with city's local businesses. *Includes Certificated,Classified&Admin. **No response from business,previous year's number applied. 208 City of Lake Elsinore, California Full-time City Employees, Part-time City Employees,and Elected Officials by Function Last Ten Fiscal Years FUNCTION 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 General Government 24 22 24 20 20 21 22 19 21 - Community Services' 42 43 47 45 51 61 53 72 59 - (Includes Public Works) Community Development 10 14 14 18 20 19 21 28 25 - General Government - - - - - - - - - 24 Community Services - - - - - - - - - 16 Public Services - - - - - - - - - 31 Launch Pointe Enterprise - - - - - - - - - 17 Internal Services - - - - - - - - - 10 Communication Development - - - - - - - - - 20 Total 76 79 85 83 91 101 96 119 105 118 Note: Police and Fire services are provided by the County of Riverside. Schedule revised to match function and format from Annual Operating Budget document of Fiscal Year 2020-2021 page 87. Source: City Finance Department 209 City of Lake Elsinore,California Operating Indicators by Function Last Ten Fiscal Years Fiscal Year FUNCTION 2012 2013 2014 2015 Police Lake Related Boating Enforcement Citations 384 204 425 419 Hazardous Traffic Violations 1,358 2,155 2,848 3,338 DUI Arrests 241 216 197 179 Fire Calls 3,944 4,554 4,484 4,456 Fire Suppression Equipment 3 4 4 4 Public Works Centerline Miles of Paved Surface Streets Maintained 174 189 189 189 Centerline Miles of Dirt Surface Streets Maintained 9 9 9 9 Weed Abatement-Lots Cleaned 452 360 414 227 Community Development Construction Permits Issued 760 909 972 735 Property Value Per Permits(Estimated in 000's) $ 43,381 $ 124,755 $ 121,773 $ 71,664 New Home Building Permits Issued 210 660 626 346 Parks and Recreation Daily Lake Use Passes Sold 20,702 21,413 20,183 14,996 n/a=not available Source:City of Lake Elsinore,Various Departments 210 City of Lake Elsinore,California Operating Indicators by Function(continued) Fiscal Year 2016 2017 2018 2019 2020 2021 597 134 51 105 203 108 3,711 4,141 2,821 3,445 2,229 2,802 137 140 111 133 204 388 5,110 5,249 5,868 5,923 6,149 5,897 4 3 3 3 3 3 254 254 254 254 254 255 9 9 9 9 9 8 204 116 68 54 176 132 2,022 2,933 3,455 2,174 2,262 2,923 $ 104,923 $ 188,892 $ 195,698 $ 90,379 $ 126,878 $ 138,237 410 449 534 143 253 350 11,427 11,278 14,394 10,319 23,024 27,056 211 City of Lake Elsinore, California Capital Asset Statistics by Function Last Ten Fiscal Years Fiscal Year FUNCTION 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Police Stations 1 1 1 1 1 1 1 1 1 1 Fire Fire Stations 3 4 4 4 4 4 3 3 3 3 Public Works Street Miles 157 157 157 157 254 254 254 254 254 254 Lake, Parks&Recreation Parks and River Walk 17 17 17 17 18 18 18 19 20 22 Beaches and Recreation Facilities 10 10 10 10 10 10 10 10 11 11 Libraries 2 2 2 2 2 2 2 2 2 2 Stadium Amphitheater Seats 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 Lake Surface Acres 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 Lakeshore Miles 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 Source: City of Lake Elsinore,Various Departments 213 i CITY OF LAKE ELSINORE, CALIFORNIA 214 203 N. Brea Blvd., Suite 203 Brea, CA 92821 Lance, Soll & Lunghard, LLP Phone: 714.672.0022 December 29, 2021 To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, California (the City) for the year ended June 30, 2021. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, Government Auditing Standards and the Uniform Guidance, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated April 27, 2021. Professional standards also require that we communicate to you the following information related to our audit. Significant Audit Findings and Other Issues Qualitative Aspects of Significant Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in the notes to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during fiscal year 2020-2021. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimate(s) affecting the City of Lake Elsinore’s financial statements was: Management’s estimates of its net pension liability and net other post-employment benefits liability are based on actuarial valuation specialist assumptions. We evaluated the key factors and assumptions used to develop the net pension liability and net other post-employment benefits liability in determining that they are reasonable in relation to the financial statements taken as a whole. The financial statement disclosures are neutral, consistent, and clear. Significant Unusual Transactions Management is responsible for the policies and practices used to account for significant unusual transactions. No significant unusual transactions have occurred during fiscal year 2020-2021. To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. These differences are described below. In addition, none of the misstatements detected as a result of our audit procedures were material, either individually or in the aggregate, to the financial statements taken as a whole. Unadjusted Audit Differences LAIF Fair Market Value Adjustment 209,708$ Cumulative effect (before effect of prior year differences) 209,708 Effect of unadjusted audit difference - prior year - Cumulative effect (after effect of prior year differences) 209,708$ Current Year Over (Under) Revenues and Expenditures/Expenses and Changes in Fund Balance/Equity Disagreements with Management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor’s report. We are pleased to report that no such disagreements arose during the course of our audit. Circumstances that Affect the Form and Content of the Auditor’s Report New auditing standards were implemented in fiscal year 2020-2021 related to Statement of Auditing Standards 134, Auditor Reporting and Amendments, Including Amendments Addressing Disclosures in the Audit of Financial Statements, through Statement of Auditing Standards 140, Supplementary Information in Relation to the Financial Statements as a Whole. These standards updated the form and content of the financial statement auditor’s report. The purpose of the change was to present an easier format for users to understand the results of the audit and management’s responsibilities. Management Representations We have requested certain representations from management that are included in the management representation letter dated December 29, 2021. To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the City’s financial statements or a determination of the type of auditor’s opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues Discussed with Management We generally discuss a variety of matters, including the significant events or transactions that occurred during the year, business conditions affecting the City and business plans and strategies that may affect the risks of material misstatements, the application of accounting principles and auditing standards, with management each year prior to retention as the City’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Matters We applied certain limited procedures the management’s discussion and analysis, the budgetary comparison schedules for the general fund and low moderate income housing, the schedule of proportionate share in net pension liability, the schedule of plan contributions, and the schedule of changes in the total OPEB liability and related ratios which are required supplementary information (RSI) that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on combining and individual fund financial statements and schedules which accompany the financial statements but are not RSI. With respect to this supplementary information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the introductory section and statistical section, which accompany the financial statements but are not RSI. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. The following new Governmental Accounting Standards Board (GASB) pronouncements were effective for fiscal year 2020-2021 audit: GASB Statement No. 84, Fiduciary Activities. GASB Statement No. 90, Majority Equity Interests - an Amendment of GASB Statement Nos. 14 and 61. GASB Statement No. 98, The Annual Comprehensive Financial Report. To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California The following GASB pronouncements are effective in the following fiscal years’ audits and should be reviewed for proper implementation by management: Fiscal year 2022 GASB Statement No. 87, Leases. GASB Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period. GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans. Fiscal year 2023 GASB Statement No. 91, Conduit Debt Obligations. GASB Statement No. 94, Public-Private and Public-Public Partnerships and Availability Payment Arrangement. GASB Statement No. 96, Subscription-Based Information Technology Arrangements. Restriction on Use This information is intended solely for the use of City Council and management of the City of Lake Elsinore and is not intended to be, and should not be, used by anyone other than these specified parties. Very truly yours, Brea, California 203 N. Brea Blvd., Suite 203 Brea, CA 92821 Lance, Soll & Lunghard, LLP Phone: 714.672.0022 INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, California (the City), as of and for the year ended June 30, 2021, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated December 29, 2021. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Brea, California December 29, 2021 INDEPENDENT ACCOUNTANTS' REPORT ON AGREED-UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEETS To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California We have performed the procedures enumerated below to the accompanying Appropriations Limit Worksheet No. 6 (or other alternative computation) of the City of Lake Elsinore, California, for the year ended June 30, 2021. These procedures, which were agreed to by the City of Lake Elsinore and the League of California Cities (as presented in the publication entitled Agreed-Upon Procedures Applied to the Appropriations Limitation Prescribed by Article XIII-B of the California Constitution), were performed solely to assist the City of Lake Elsinore in meeting the requirements of Section 1.5 of Article XIII-B of the California Constitution. The City of Lake Elsinore's management is responsible for the Appropriations Limit Worksheet No. 6 (or other alternative computation). This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of these procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose. The procedures performed and our findings were as follows: 1. We obtained the completed Worksheets No. 1 through No. 7 (or other alternative computations) and compared the limit and annual adjustment factors included in those worksheets to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheets to those that were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of our procedures. 2. For the accompanying Appropriations Limit Worksheet No. 6, we multiplied line A, last year's limit, by line D, ratio of change, and agreed the resulting amount to line E, this year's limit. Finding: No exceptions were noted as a result of our procedures. 3. We compared the current year information presented in the accompanying Appropriations Limit Worksheet No. 6 to the other worksheets described in No. 1 above. Finding: No exceptions were noted as a result of our procedures. 4. We compared the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet No. 6 to the prior year appropriations limit adopted by the City Council for the prior year. Finding: No exceptions were noted as a result of our procedures. 203 N. Brea Blvd., Suite 203 Brea, CA 92821 Lance, Soll & Lunghard, LLP Phone: 714.672.0022 To the Honorable Mayor and Members of the City Council City of Lake Elsinore, California We were not engaged to and did not perform an audit, the objective of which would be the expression of an opinion on the accompanying Appropriations Limit Worksheet No. 6. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriations limit for the base year, as defined by the League publication entitled Article XIIIB Appropriations Limitation Uniform Guidelines. This report is intended solely for the use of the City of Lake Elsinore, California and should not be used by those who have not agreed to the procedures and taken responsibility for the sufficiency of the procedures for their purposes. However, this report is a matter of public record and its distribution is not limited. Brea, California May 25, 2021 CITY OF LAKE ELSINORE 2020-2021 APPROPRIATIONS LIMIT CALCULATION A. 2019-2020 APPROPRIATIONS LIMIT: $ 101,303,848 B. 2020-2021 CHANGE IN PER CAPITA PERSONAL INCOME: 3.73% C. 2020-2021 CHANGE IN POPULATION: 0.47% D. RATIO OF CHANGE (1.0373 X 1.0047): X 1.0421753 E. 2020-2021 APPROPRIATIONS LIMIT: $ 105,576,368 ($101,303,848 X 1.0421753)