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HomeMy WebLinkAboutCC Reso No 2018-107 Riverside Mortgage Credit Certificate (MCC) ProgramRESOLUTION NO. 2018 -107 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE, CALIFORNIA, PARTICIPATING WITH THE COUNTY OF RIVERSIDE MORTGAGE CREDIT CERTIFICATE (MCC) PROGRAM Whereas, the Tax Reform Act of 1986 established the Mortgage Credit Certificate Program (MCC Program) as a means of assisting qualified individuals with the acquisition of new and existing single family housing; and, Whereas, pursuant to Division 31, Part 1, Chapter 3.5, Article 3.4 of the California Health and Safety Code Sections 50197 et seq, local issuers are authorized to issue Mortgage Credit Certificates (Certificates) and administer MCC Program; and, Whereas, the Board of Supervisors of the County of Riverside adopted Resolution No. 87 -564 on December 22, 1987 establishing a Mortgage Credit Certificate Program; and, Whereas, the Board of Supervisors of the County has authorized the Riverside County Economic Development Agency (EDA) to administer the MCC Program pursuant to the applicable federal, state and local policies and procedures, and to enter into those agreements necessary for efficient administration of the MCC Program; and, Whereas, the County (County) will be applying to the California Debt Limit Allocation Committee (CDLAC) for a mortgage credit certificate allocation in July 2018 or thereabouts; and, Whereas, the City of Lake Elsinore (City) wishes to participate in the MCC Program administered by the EDA in connection with mortgage loans it will make available for the acquisition of new and existing single - family housing in Riverside County; and, Whereas, the adoption of this resolution is necessary to include the City as a participating unit of general government under County's MCC program; and, Whereas, the City agrees to cooperate with the County to undertake the MCC program within City jurisdiction to assist persons or households of limited income to purchase new and existing single family residences located in the city; and, Whereas, the City by adopting this Resolution, hereby gives notice of its election to participate in the Riverside County MCC program. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF LAKE ELSINORE DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: Section 1. The City agrees to participate in the MCC Program administered by the EDA in connection with mortgage loans that EDA will make available for the acquisition of new and existing single - family housing in Riverside County. Section 2. The City agrees to assist the County to market the MCC Program within the city's jurisdictional boundary by publishing a general public notice in the local newspaper at least twice a year. CC Reso. No. 2018 -107 Page 2 of 2 Section 3. This Resolution shall take effect immediately upon its adoption. Passed, Approved, and Adopted on this 14th day of August 2018. Attest: Susan M. Domen, MMC City Clerk STATE OF CALIFORNIA ) COUNTY OF RIVERSIDE ) ss. CITY OF LAKE ELSINORE ) I, Susan M. Domen, MMC, City Clerk of the City of Lake Elsinore, California, do hereby certify that Resolution No. 2018 -107 was adopted by the City Council of the City of Lake Elsinore, California, at the Regular meeting of August 14, 2018, and that the same was adopted by the following vote: AYES: Council Members Hickman, Magee and Tisdale; Mayor Pro -Tem Manos and Mayor Johnson NOES: None ABSENT: None ABSTAIN: None Susan M. Domen, MMC City Clerk