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HomeMy WebLinkAboutItem # 9 Annual Continuining Disclosure Reports - Exhibit B Canyon Hills CFD 2003-2 IA C 2012CTable of Contents City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 Sections 1. District Profile 1 2. Special Taxes 2 3. Property Ownership 3 4. Payment History 4 5. Bond Funds 5 6. Listed Events 6 Tables Table 2-1 Fiscal Year 2016-17 Special Tax Levy 2 Table 3-1 Fiscal Year 2016-17 Property Breakdown by Development Status 3 Table 3-2 Fiscal Year 2016-17 Value-to-Lien Ratio Based on Assessed Value and Overlapping Debt 3 Table 4-1 Delinquency Summary 4 Table 5-1 Fund Balances as of September 30, 2016 5 Appendices Appendix A – Debt Service Schedule Appendix B – California Debt and Investment Advisory Commission Appendix C – Boundary Map City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 City of Lake Elsinore Community Facilities District No. 2003-2 IA C Local Agency Revenue Bonds, 2012 Series C (CUSIP 509632) Maturity Date September 1 Principal Interest Rate CUSIP Suffix 2015 $5,000 2.000% GW9 2016 $5,000 2.250% GX7 2017 $15,000 2.625% GY5 2018 $20,000 2.875% GZ2 2019 $25,000 3.250% HA6 2020 $30,000 3.500% HB4 2021 $35,000 3.750% HC2 2022 $45,000 4.000% HD0 2023 $55,000 4.125% HE8 2024 $65,000 4.000% HF5 2025 $70,000 4.125% HG3 2026 $80,000 4.125% HH1 2027 $90,000 4.125% HJ7 2032 $630,000 5.000% HK4 2037 $1,015,000 5.000% HL2 2042 $3,160,000 5.000% HM0 This Annual Continuing Disclosure Report (“Report”) for Community Facilities District No. 2003-2 IA C Local Agency Revenue Bonds, 2012 Series C of the City of Lake Elsinore (the “District” or “CFD No. 2003-2 IA C”), has been prepared by Spicer Consulting Group, LLC. using data as of June 30, 2016 unless noted otherwise. The information referenced in parenthesis complies with the various sections required from the Form of Continuing Disclosure Agreement for the Bonds. If you have any questions regarding the information provided in this report, please contact the City’s Special Tax Consultant, Spicer Consulting Group at (866) 504-2067. 1. District Profile Page City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 Community Facilities District No. 2003-2 Improvement Area C (Canyon Hills) Local Agency Revenue Bonds 2012 Series C Project Description The District was formed in January, 2004 and consists of four Improvement Areas; each Improvement Area has a separate rate and method of Special Tax apportionment. Proceeds from the sale of the 2012 Series C Bonds (the “Bonds”) will be used to provide the District with funds to finance public infrastructure and capital fees related to Improvement Area C, to fund interest on the 2012 Series C Bonds, and to pay the expenses of the District in connection with the issuance of the 2012 Series C Bonds. The District includes 49 planning areas, 3,998 dwelling units, and approximately 200,000 square feet of commercial at build-out. Location The District is comprised of a portion of Canyon Hills, a planned residential community in the western portion of Riverside County covering approximately 2,040 acres. Canyon Hills is located in the southeast portion of the City to the south of the City of Canyon Lake. Improvement Area C is located near the intersection of Hillside Drive and Canyon Hills Road, one mile southeast of Railroad Canyon Road. The intersection of Canyon Hills Road and Railroad Canyon Road is approximately 2-1/2 miles east of the Corona Freeway (I- 15). 2012 Series C Bonds (Section 4a) The Local Agency Revenue Bonds 2012 Series C in the amount of $5,345,000 were issued December 20, 2012, with interest rates ranging from 2.00% to 5.00%. Interest is payable semi-annually on March 1 and September 1. The date for the final maturity of the Bonds is September 1, 2042. The principal amount of the Bonds Outstanding as of September 30, 2016 was $5,335,000. The Bonds were used to finance the public infrastructure and capital fees relating to CFD No. 2003-2 IA C, to pay the interest on the Bonds up to and including March 1, 2013, to fund the Reserve Account and the Cash Flow Management Fund, to make a deposit to the Delinquency Management Fund, and to pay the expenses in connection with the issuance of the Bonds. Additional Bonds In addition to the 2012 Series C Bonds, Special Tax Parity Bonds were issued as 2010 Series A Bonds which were refunded on July 31, 2014 by the 2014 Series B Local Agency Revenue Bonds in the amount of $7,315,000. There are no remaining unissued Bonds authorized for the District. Rate and Method of Apportionment There were no changes to the Rate and Method of Apportionment during Fiscal Year 2015-16. 2. Special Taxes Page City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 A Special Tax is levied each year to pay the principal and interest obligations on the Bonds of the District. The amount levied each year is determined by the Special Tax formula and can vary from year to year, but shall not exceed the maximum authorized (or permitted) Special Tax rates. The Special Tax rates applied for the 2016-17 tax year are: Table 2-1 Fiscal Year 2016-17 Special Tax Levy (Section 4h) Zone Levied Parcels Special Tax Levy FY 2016-17 Max Special Tax FY 2016-17 % of Maximum Special Tax Zone 1 46 $88,449.02 $149,324.42 12.47% Zone 2 394 $653,931.54 $1,047,855.83 87.53% Total 440 $742,380.56 $1,197,180.25 100.00% 3. Property Ownership Page City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 The following tables present certain property ownership data and the development status of the District. There are no undeveloped parcels in the District for Fiscal Year 2016-17. Table 3-1 Fiscal Year 2016-17 Property Breakdown by Development Status Development Status Parcels Total Special Taxes FY 2016-17 % of Total Special Taxes Total AV FY 2016-17 % of Total AV Developed 440 $742,380.56 100.00% $126,284,494.00 100.00% Major Taxpayers (Section 4g) There are no property owners in the District responsible for more than 5% of the aggregate Special Tax levy within the District. Table 3-2 Fiscal Year 2016-17 Value-to-Lien Ratio Based on Assessed Values1 and Overlapping Debt2 (Section 4d) Category Parcels Total Assessed Value Lake Elsinore 2012 Series C (CFD 2003-2) All Other Overlapping Debt Total Overlapping Debt Value-to-Lien Ratios Less than 6:1 4 $821,454.00 $50,757.13 $92,507.06 $143,264.19 5.73:1 Between 6 - 6.99:1 19 $4,757,672.00 $256,164.46 $458,495.88 $714,660.34 6.66:1 Between 7 - 7.99:1 140 $38,932,411.00 $1,815,435.07 $3,323,686.93 $5,139,122.00 7.58:1 Between 8 - 8.99:1 179 $51,626,756.00 $2,133,567.93 $3,996,420.69 $6,129,988.62 8.42:1 Between 9 - 9.99:1 77 $23,617,905.00 $868,089.89 $1,644,058.25 $2,512,148.14 9.40:1 Greater than 10:1 21 $6,528,296.00 $210,985.52 $408,090.03 $619,075.54 10.55:1 Total 440 $126,284,494.00 $5,335,000.00 $9,923,258.84 $15,258,258.84 8.28:1 Prepayments (Section 4j) There have been no prepayments of the Special Tax for Fiscal Year 2015-16. 1 Assessed Valuation (AV) is based on information provided in the Riverside County Assessor’s records as of January 1, 2016 and may or may not accurately reflect true market value. 2 Overlapping Debt information as of September 30, 2016. 4. Payment History Page City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 Delinquencies are calculated through October 2016. The delinquency summary table below provides an overview of delinquency rates for the previous five years. There are no individual property owners within the District whose delinquent taxes constitute 5% or more of the total annual levy amount. Table 4-1 Delinquency Summary (Section 4e) Tax Year Levied Delinquent Parcels Special Taxes Parcels Amount Del. Rate 2011-12 267 $491,404.52 0 $0.00 0.00% 2012-13 355 $647,364.30 0 $0.00 0.00% 2013-14 435 $784,847.72 1 $957.61 0.12% 2014-15 440 $709,538.38 1 $1,708.72 0.24% 2015-16 440 $712,482.46 2 $3,232.02 0.45% Total 1,937 $3,345,637.38 2 $5,898.35 0.18% Foreclosure Covenant Section 4f) The District has covenanted for the benefit of the owners of the Bonds that the District will review the public records of the County of Riverside, California not later than July 1 of each year to determine the amount of delinquencies, and if the District determines that any single property owner is delinquent in the payment of Special Taxes in the aggregate of $1,500 or more or that if any single delinquent parcel the Special Taxes represent more than 5% of the aggregate Special Taxes within Improvement Area C of the District, then the District will cause to be sent a notice of delinquency (and a demand for immediate payment) to the property owner within 45 days of such determination, and if the delinquency remains uncured the District will cause judicial foreclosure proceedings to be filed in the superior court within 90 days of such determination against any property for which the Special Taxes remain delinquent. The property in Improvement Area C of the District is also subject to several overlapping liens. A default in the payment of Special Taxes in Improvement Area C of the District is also likely to result in a default in the payment of other overlapping liens. Since the lien of other overlapping special districts are on a parity with the Special Taxes, the foreclosure of the lien of the Special Taxes will not extinguish the lien of the other overlapping special districts. As a result of the foregoing, in the event of a delinquency or nonpayment by the property owners of one or more Special Tax installments, there can be no assurance that there would be available to the District sufficient funds to pay when due the principal of, interest on and premium, if any, on the Bonds. There are no foreclosure actions at this time. 5. Bond Funds Page City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 Table 5-1 Fund Balances as of September 30, 2016 (Section 4b and 4c) Account Requirement Balance Reserve Account $514,415.51 $534,529.65 Improvement Fund $0.00 $0.00 Total $534,529.65 Reserve Fund The Reserve Fund must be maintained at the Reserve Requirement which is defined as of any date of calculation as an amount equal to the least of (a) 10% of the total original principal amount of the Bonds, (b) Maximum Annual Debt Service on the Outstanding Bonds, or (c) 125% of average Annual Debt Service on the Outstanding Bonds. Provided, however, the Reserve Requirement on any calculation date shall not be greater than the Reserve Requirement amount on the closing date, $534,500.00. In the event that special tax revenue is insufficient to pay debt service, money may be transferred from this Fund to the appropriate account of the Bond Fund. The Reserve Fund will then be replenished by increasing the next year’s special tax levy to the extent permitted by law. As of September 30, 2016 the Reserve Fund was $534,529.65 and the Reserve Requirement was $521,408.65. Improvement Fund Moneys in the Improvement Fund shall be invested and deposited by the Fiscal Agent in accordance with the Fiscal Agent Agreement. Interest earnings and profits from such investment and deposit shall be retained in the Improvement Fund until all Facilities have been fully funded. Upon closing the Improvement Fund, all amounts remaining in the Improvement Fund shall be transferred for deposit in the Redemption Fund to be used for the purposes of such fund. Financial Statements (Section 4) PLEASE NOTE: The City of Lake Elsinore Fiscal Year ending June 30, 2016 Comprehensive Annual Financial Report (CAFR) is submitted to the Municipal Securities Rulemaking Board using EMMA (Electronic Municipal Market Access) under separate cover and is incorporated herein by reference. 6. Listed Events Page City of Lake Elsinore Annual Continuing Disclosure Report CFD No. 2003-2 IA C Fiscal Year Ending June 30, 2016 The following events as set forth in Rule 15c2-12 promulgated by the Securities and Exchange Commission are considered material by the District. (Section 5) 1. principal or interest payment delinquencies; Not Applicable 2. non-payment related defaults, if material; Not Applicable 3. modifications to the rights of the Bond Owner, if material; Not Applicable 4. optional, contingent or unscheduled calls, if material, and tender offers; Not Applicable 5. defeasances; Not Applicable 6. rating changes; Not Applicable 7. adverse tax opinions or the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the Bonds or other material events affecting the tax status of the Bonds; Not Applicable 8. unscheduled draws on the debt service reserves reflecting financial difficulties; Not Applicable 9. unscheduled draws on the credit enhancements reflecting financial difficulties; Not Applicable 10. substitution of the credit or liquidity providers or their failure to perform; Not Applicable 11. release, substitution or sale of property securing repayment of the Bonds, if material; Not Applicable 12. bankruptcy, insolvency, receivership or similar proceedings of the Authority, which shall occur as described below; Not Applicable 13. appointment of a successor or additional trustee or the change of name of a trustee, if material, or; Not Applicable 14. the consummation of a merger, consolidation, or acquisition involving the Authority or the sale of all or substantially all of the assets of the Authority other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material. Not Applicable Notice for events described in Section 5(a), subsections 4 and 5 of the Disclosure Certificate need not be given under this sub-section any earlier than the notice (if any) of the underlying event given to holders of affected Bonds pursuant to the Fiscal Agent Agreement. Appendix A Debt Service Schedule Appendix B California Debt and Investment Advisory Commission Appendix C Boundary Map BOUNDARY MAPCOMMUNITY FACILITIES DISTRICT NO. 2003-2IMPROVEMENT AREA C (CANYON HILLS)