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HomeMy WebLinkAboutCity CAFR Yr Ended June 30, 2011CITY OF LAKE ELSINORE, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT WITH REPORT ON AUDIT BY INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS FOR THE YEAR ENDED JUNE 30, 2011 Prepared By: Department of Administrative Services CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS For the year ended June 30, 2011 Page Number INTRODUCTORY SECTION: Letter of Transmittal i - vii Organization Chart viii Directory of Officials ix FINANCIAL SECTION: Independent Auditors' Report 1 - 2 Management's Discussion and Analysis (Required Supplementary Information) 3-14 Basic Financial Statements: 15 Government -wide Financial Statements: Statement of Net Assets 16 Statement of Activities 17 Fund Financial Statements: Governmental Funds: Balance Sheet 18 - 19 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets 21 Statement of Revenues, Expenditures and Changes in Fund Balances 22-23 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities 24 Agency Funds: Statement of Fiduciary Assets and Liabilities 25 Notes to Basic Financial Statements 26-90 Required Supplementary Information: 91 Schedule of Funding Progress 92 Budgetary Comparison Schedules: General Fund 93 Redevelopment Agency Special Revenue Fund 94 Note to Required Supplementary Information 95 CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS (CONTINUED) For the year ended June 30, 2011 Page Number FINANCIAL SECTION (CONTINUED): Supplementary Information: 97 Other Governmental Funds: 99 Combining Balance Sheet 100 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 101 Other Special Revenue Funds: 102- 103 Combining Balance Sheet 104- 107 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 108 - 111 Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Supplemental Law Enforcement Service Special Revenue Fund 112 L.L.E.B.G Program Special Revenue Fund 113 Office of Traffic and Safety Special Revenue Fund 114 Traffic Offender Special Revenue Fund 115 Gas Tax Special Revenue Fund 116 Transportation Special Revenue Fund 117 Traffic Safety Special Revenue Fund 118 Lighting and Landscaping Special Revenue Fund 119 L.L.M.D. No. 1 Special Revenue Fund 120 Geothermal Special Revenue Fund 121 Air Pollution Special Revenue Fund 122 C.D.B.G Special Revenue Fund 123 Developer Agreement Special Revenue Fund 124 Affordable Housing In Lieu Special Revenue Fund 125 City Hall/Public Works Special Revenue Fund 126 Community Center Special Revenue Fund 127 Lake Side Facilities Special Revenue Fund 128 Animal Shelter Special Revenue Fund 129 Camino Del Norte Special Revenue Fund 130 Miscellaneous Grants Special Revenue Fund 131 N.P.D.E.S. Special Revenue Fund 132 CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS (CONTINUED) For the year ended June 30, 2011 Page Number FINANCIAL SECTION (CONTINUED): Supplementary Information (Continued): Other Capital Projects Funds: 133 Combining Balance Sheet 134- 135 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 136- 137 Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Miscellaneous Grant Project Capital Projects Fund 138 Park Improvement and Development Capital Projects Fund 139 Street Capital Improvements Capital Projects Fund 140 Storm Drain Capital Projects Fund 141 Library Capital Improvement Capital Projects Fund 142 Signalization Improvement Capital Projects Fund 143 Traffic Improvements Capital Projects Fund 144 City Fire Protection Capital Projects Fund 145 Public Improvements Capital Projects Fund 146 TUMF Capital Projects Fund 147 Redevelopment Agency Capital Projects Fund 148 Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Endowment Trust Permanent Fund 149 Agency Funds: 151 Combining Statement of Assets and Liabilities 152 Combining Statement of Changes in Assets and Liabilities 153- 154 Capital Assets: 155 Capital Assets Used in the Operation of Governmental Funds Schedule by Source 156 CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS (CONTINUED) For the year ended June 30, 2011 STATISTICAL SECTION: Page Number Description of Statistical Section Contents 157 Financial Trends: Net Assets by Component - Last Nine Fiscal Years 158-159 Changes in Net Assets - Expenses and Program Revenues - Last Nine Fiscal Years 160-161 Changes in Net Assets - General Revenues - Last Nine Fiscal Years 162-163 Fund Balances of Governmental Funds - Last Nine Fiscal Years 164- 165 Changes in Fund Balances of Governmental Funds - Last Nine Fiscal Years 166-167 Revenue Capacity: Direct and Overlapping Property Tax Rates - Last Ten Fiscal Years 169 Principal Property Taxpayers - Current Year and Nine Years Ago 170 Property Tax Levies and Collections - Last Ten Fiscal Years 171 Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years 172- 173 Debt Capacity: Ratios of Outstanding Debt by Type - Last Ten Fiscal Years 174-175 Ratio of General Bonded Debt Outstanding - Last Ten Fiscal Years 176 Direct and Overlapping Debt 177 Legal Debt Margin Information - Last Ten Fiscal Years 178-179 Pledged Revenue Coverage - Last Ten Fiscal Years 180 Demographic and Economic Information: Demographic and Economic Statistics - Last Ten Fiscal Years 181 Principal Employers - Current Year and Nine Years Ago 182 Operating Information: Full -Time and Part-Time City Employees by Function - Last Ten Fiscal Years 183 Operating Indicators by Function - Last Ten Fiscal Years 184-185 Capital Asset Statistics by Function - Last Ten Fiscal Years 186 INTRODUCTORY SECTION CITY OF LAKE LSII` MICE DREAM EXTREME, March 12, 2012 Honorable Mayor and City Council Lake Elsinore, California Submitted for your information and consideration is the June 30, 2011 Comprehensive Annual Financial Report for the City of Lake Elsinore, California. Responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe the data, as presented, is accurate in all material aspects; that it is presented in a manner designed to fairly set forth the financial activity of its various funds; and that all disclosure necessary to enable the reader to gain an understanding of the City's financial affairs have been included. The significant accounting policies of the City are described in the notes to the financial statements. These accounting policies have been reviewed by the City's independent certified public accountants and are in conformance with the recommendations of the Governmental Accounting Standards Board. The City's Financial Statements have been examined by our independent auditors, White Nelson Diehl Evans LLP. The Financial Reporting Entity For financial reporting purposes, in conformance with the criteria of Governmental Accounting Standard Board "Defining the Governmental Reporting Entity ", this report includes the operating statements and statements of financial position of the City of Lake Elsinore, the Lake Elsinore Redevelopment Agency, the Lake Elsinore Public Financing Authority and the Lake Elsinore Recreation Authority. While each is a separate legal entity, the City Council, acting as Council and Board of Directors, exercises oversight responsibility for each. Each was organized for the benefit of the City and its residents and conducts all activity within its boundaries. They are therefore shown as blended Component Units. The Redevelopment Agency is reported as a Special Revenue Fund, a Debt Service Fund and a Capital Project Fund. The Public Financing Authority is reported as a Debt Service Fund. The Recreation Authority is reported as a Debt Service Fund. -I - Honorable Mayor and City Council March 12, 2012 Services Provided The City provides a wide range of municipal services for its citizens, including police, fire services, parks, community services, planning and development, street lights and improvements and general administration. Police and fire services are contracted through the County of Riverside. Reporting Standards For reporting purposes, the City has adopted the provisions of Statement No. 1 of the Governmental Accounting Standards Board (GASB), which established the authoritative status of the pronouncements of its predecessor, the National Council on Governmental Accounting (NCGA), and of the accounting and financial reporting guidance contained in the Industry Audit Guide, Audits of State and Local Governmental Units, issued by the American Institute of Certified Public Accountants. Through widespread acceptance, pronouncements of the NCGA, GASB and the AICPA through its Industry Audit Guide, have long been acknowledged as the primary authoritative statements of GAAP applicable to state and local government. Financial Statement Format This report is organized into three sections: introductory, financial and statistical. The introductory section includes a table of contents, this transmittal letter, the City's principal officers and its table of organization. The financial section includes: (1) the Auditors' Report, (2) the MD &A which is intended to disclose any known significant events or decisions that affect the financial condition of the City, (3) the basic financial statements comprised of government -wide financial statements and fund financial statements which provide an overview of the City's financial position and result of operations, along with "notes" developed to ensure full disclosure and fair presentation, (4) required supplementary information and (5) combining and individual fund financial statements and schedules designed to present detailed information on individual funds, to demonstrate compliance with finance - related legal and contractual requirements and to assure adequate disclosure at the individual fund entity level. The statistical section, which is unaudited, provides financial data usually covering more than two years and other non - accounting data. The tables reflect financial trends, revenue capacity, debt capacity, demographics, and operating information of the City government. -ii - Honorable Mayor and City Council March 12, 2012 Fund Descriptions The various fund types used by the City and included in this report are as follows: Fund Category Governmental Funds Fiduciary Funds Fund Type General Fund Special Revenue Funds Debt Service Funds Capital Project Funds Permanent Fund Agency Funds A description of these funds is included in the "Notes to the Financial Statements ". Budgetary Control and Accounting Basis Budgetary control is maintained at the departmental level. To facilitate reporting, budgetary control is maintained through computer - generated reports of the financial transactions of all City funds. These reports allow for timely review and continuous assessment of the City's financial condition. Capital Project expenditures are controlled at the project level. The objective of budgetary control is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council and various Boards. Budgets are adopted for the General Fund, Special Revenue Funds and certain Capital Project Funds. The level of budgetary control is maintained at the expenditure object level for fixed assets. Schedules of acquisitions of fixed assets at a cost of $5,000 or more and infrastructure at a cost of $50,000 or more are included. Encumbrance accounting is utilized to assure effective budgetary control; purchase orders and contracts are reviewed and a determination is made that valid and sufficient appropriations exist for payment for ordered goods and services. Encumbrances outstanding at year -end do not constitute expenditures or liabilities. Unencumbered appropriations lapse at year -end, and encumbrances outstanding at that time are reported as a reserve of fund balance for subsequent year expenditures. In developing and modifying the City's accounting system, consideration has been given to the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding the safeguarding of assets and the reliability of financial records and maintaining accountability of assets. The concept of reasonable assurance recognizes that the cost of control should not exceed its benefits. The evaluation of this cost benefit relationship rests with management. All internal control evaluations occur within the bounds as described. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. - iii - Honorable Mayor and City Council March 12, 2012 General Government Operations Revenue for the governmental fiend types totaled $64,024,893 for fiscal year 2010 -11. The amount of revenues from various sources is shown in the following tabulation and represents an overall increase of $1,420,425 or 2.3% from the 2009 -10 fiscal year. Significant revenue increases in the Governmental Fund Types occurred in licenses, permits and fees, fines and forfeitures, and contribution from property owners. Contribution from property owners relates to bond proceeds received related infrastructure cost for the Summerly development project. Decreases which occurred in intergovernmental revenues are related to a decrease in funding for capital projects. Investment income is reduced due to the refunding of various tax allocation bonds and other revenue decrease due to the completion of capital projects. Expenditures for governmental purposes totaled $80,562,329 for fiscal year 2010 -11. Levels of expenditures for major functions of the City are shown in the following tabulation: Increase Percent Percent (Decrease) Of Revenue Source Amount of Total Prior Year Change Taxes 34,000,919 53.1% 53,749 0.2% Licenses, permits and fees 3,291,938 5.1% 704,020 27.2% Intergovernmental revenues 4,680,095 7.3% (2,642,813) (36.1 %) Charges for services 1,383,934 2.2% (210,840) (13.2 %) Fines and forfeitures 972,457 1.5% 238,665 32.5% Investment income 7,147,497 11.2% (781,114) (9.9 %) Special assessments 1,586,602 2.5% 7,823 0.5% Contribution from property owners 5,352,614 8.4% 5,352,614 - Other 5,608,837 8.8% (1,301,679) 18.8% TOTAL $64,024,893 2.3% 1 420 425 2.3% Significant revenue increases in the Governmental Fund Types occurred in licenses, permits and fees, fines and forfeitures, and contribution from property owners. Contribution from property owners relates to bond proceeds received related infrastructure cost for the Summerly development project. Decreases which occurred in intergovernmental revenues are related to a decrease in funding for capital projects. Investment income is reduced due to the refunding of various tax allocation bonds and other revenue decrease due to the completion of capital projects. Expenditures for governmental purposes totaled $80,562,329 for fiscal year 2010 -11. Levels of expenditures for major functions of the City are shown in the following tabulation: -iv - Increase Percent Percent (Decrease) Of Amount of Total Prior Year Change General government 8,904,165 11.1% 2,106, 845 31.0% Public safety 11,212,605 13.9% 190,074 1.7% Community development 18,805,484 23.3% 15,755,983 516.7% Public services 6,221,286 7.7% (6,679,778) (51.8 %) Community services 3,714,646 4.6% 401,564 12.1% Pass - through payments 7,655,170 9.5% (127,343) (1.6 %) Set aside suspension -: 0.0% (3,750,000) (100.0 %) SERAF payments 1,436,411 1.8% (5,540,442) (79.4 %) Capital expenditures 2,931,038 3.6% (1,463,805) (33.3 %) Refunding bond payment 1,832,080 2.3% (155,665) (7.8 %) Bond issue costs 1,874,527 2.3% 289,562 18.3% Debt service and costs 15,974,917 19.8% (381,573) 2.3% TOTAL $80,562,329 S645,422 0.8% -iv - Honorable Mayor and City Council March 12, 2012 The net overall expenditure increase for the governmental fund types totaled $645,422. Increases in general government (related to other capital project funds), and community development (related to $IImillion in costs for the Pottery Court low- income housing project) are offset by decreases in public services related to projects, the one -time set aside suspension for the housing fund in fiscal year 2009 -2010, reduced SERAF payment and one -time capital project expenditures. Cash Management Cash temporarily idle during the year was invested in State Local Agency Investment Fund and Government - backed securities throughout the year. The City's investment policy continues to rely on safety and liquidity as primary concerns. Risk Management The City is a member of the Southern California Joint Powers Insurance Authority which provides coverage for liability, facility and automobile protection. The Authority utilizes a staff of risk managers to assist member agencies in all aspects of coverage and safety issues. Workers compensation coverage is still underwritten by the California State Compensation Corporation. Debt Administration The City of Lake Elsinore, not including the component units, has no outstanding bond debt as of June 30, 2011. The City's Financing Authority, a joint powers authority between the City and Redevelopment Agency, was put in place to provide an economical and cost effective pool of funds to acquire authorized local public obligations. Certain bonds issued and sold through the Financing Authority were authorized under the Marks - Roos Local Bond Pooling Act of 1985. Major Initiatives for the Year and Prospects for the Future The City Council's budgetary and legislative priorities continue to be public safety and transportation. -v - Honorable Mayor and City Council March 12, 2012 Public Safety The City Council has made public safety its number one operating budget priority. The public safety budget increased $190,074 amounting to 1.7% of the total net increase in the governmental expenditures. Transportation Improving circulation to keep pace with growth is a major City Council goal. The strategies used by the City Council include partnering with the Riverside County Transportation Commission and other entities, such as Caltrans, to prioritize transportation projects and funding and updating the City's General Plan, including the circulation element. The City's General Plan was completed and approved by City Council in December 2011. Given the City Council's dedication to quality of life, while being committed to preserving our heritage and improving public safety, the City of Lake Elsinore is a place to dream extreme. Independent Audit State statutes require an annual audit by independent certified public accountants. The firm of White Nelson Diehl Evans LLP was selected by the City Council and has just finished their seventh year. Auditing standards generally accepted in the United States of America and the standards set forth in the General Accounting Office's Government Auditing Standards were used by the auditors in conducting the engagement. The auditors' report on the basic financial statements is included in the financial section of this report. -vi - Honorable Mayor and City Council Acknowledgments We wish to express appreciation to all Finance Division staff' for their contribution to the department during this fiscal year. Their efforts are reflected in this report and in other documents resulting from the annual financial management process. The Mayor, members of the City Council and Management are to be commended for their interest and support in conducting financial operations of the City in a responsible and progressive manner. Respectfully submitted, CITY OF LAKE ELSINORE A&Z e tybeet A. Brady Manager - vii J n s R. Riley, CPA Qjfector of Administrative Se (i/es cirr ur City of Lake Elsinore 2010 -2011 Organizational Chart PUBLIC SAFETY ADVISORY COMMISSION (ADDOlnted Officials) II PLANNING COMMISSION II June 30, 2011 City Council Redevelopment Agency Public Finance Authority LE Recreation Authority (Elected Officials) CITY MANAGERS OFFICE yr- i_��r•�:�u CITY CLERK FIRE DEPARTMENT I POLICE DEPARTMENT I=S & REC DEPT II COMMUNITY DEV DEPT 11 FF ADMIN SERVICES DEPT PUBLIC WORKS DEPT CITY OF LAKE ELSINORE DIRECTORY OF OFFICIALS* June 30, 2011 ELECTED OFFICIALS Brian Tisdale Mayor Daryl Hickman Mayor Pro Tern Robert E. Magee Councilmember Melissa A. Melendez Councilmember Peter Weber Councilmember Allen Baldwin Treasurer ADMINISTRATION Robert A. Brady City Manager Virginia J. Bloom City Clerk Barbara Leibold City Attorney Pat Kilroy Director of Lake, Parks & Recreation James R. Riley Director of Administrative Services Ken Seumalo Director of Public Works Vacant Director of Community Development *At date of issuance -ix - FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT City Council Members City of Lake Elsinore Lake Elsinore, California We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, as of and for the year ended June 30, 2011, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Lake Elsinore's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, as of June 30, 2011, and the respective changes in financial position for the year then ended in conformity with accounting principles generally accepted in the United States of America. The basic financial statements have been prepared assuming that the Lake Elsinore Redevelopment Agency (Agency), a blended component unit of the City, will continue as a going concern. The Agency's activities are accounted for in the Redevelopment Agency Special Revenue Fund and the Redevelopment Agency Debt Service Fund, which are all considered to be major funds of the City, and the Redevelopment Agency Cost Recovery System Special Revenue Fund and the Redevelopment Agency Capital Projects Fund which are reported in the aggregate fund information of the City. As explained further in Note 21, on December 29, 2011, the California Supreme Court upheld California Assembly Bill lx 26 which provides for the dissolution of redevelopment agencies and invalidated Assembly Bill lx 27 which allowed an alternative for redevelopment agencies to continue operations. The California Supreme Court's decisions raise substantial doubt about the ability of the Redevelopment Agency Special Revenue Fund and the Redevelopment Agency Debt Service Fund to continue as a going concern. The financial statements do not include any adjustments that might result from the outcome of this uncertainty. -1- 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties As described in Note 14, the City has implemented the provisions of Governmental Accounting Standards Board Statement Number 54, "Fund Balance Reporting and Governmental Fund Type Definitions ", for the year ended June 30, 2011. In accordance with Government Auditing Standards, we have also issued our report dated March 12, 2012, on our consideration of the City of Lake Elsinore's internal control over financial reporting and on our tests of its compliance with certain laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management's discussion and analysis, the schedules of funding progress and budgetary comparison schedules, as listed in the table of contents as required supplementary information, are not a required part of the basic financial statements but are supplementary information required by the accounting principles generally accepted in the United States of America. This information is an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the management's discussion and analysis and the schedules of funding progress in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during the audit of the basic financial statements. We do not express an opinion or provide any assurance on the management's discussion and analysis and the schedules of funding progress because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. The budgetary comparison schedules and related note have been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City of Lake Elsinore or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements as a whole. The introductory section, supplementary information and statistical section, as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the basic financial statements of the City. The supplementary information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Irvine, California March 12, 2012 -2- ZLOz) CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS June 30, 2011 As management of the City of Lake Elsinore, we offer readers of the City of Lake Elsinore's financial statements this narrative overview and analysis of the financial activities of the City of Lake Elsinore for the fiscal year ended June 30, 2011. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found at the beginning of the Comprehensive Annual Financial Report. FINANCIAL HIGHLIGHTS ■ The assets of the City of Lake Elsinore exceeded its liabilities at the close of the most recent fiscal year by $165.6 million (net assets). ■ The government's total net assets increased by $5.5 million. The net increase is primarily attributable to increases in sales taxes and other taxes and fees. ■ At the end of the current fiscal year, unassigned fund balance for the General Fund was $10.8 million or 46.5 percent of total General Fund expenditures. City Council has designated $7.6 million of the $10.8 million for future contingencies. ■ The City of Lake Elsinore's total debt had a net increase of $17.9 million during the current fiscal year. The net increase includes $20.7 million of increases for local agency revenue bonds, subordinate tax allocation bonds, developer agreements, loans, deferred amounts, and insurance premium deposits payable. The decreases included $2.8 million for decrease in tax allocation bonds due to refunding. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City of Lake Elsinore's basic financial statements. The City of Lake Elsinore's basic financial statements comprise of three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the basic financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. See independent auditors' report. -3- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City of Lake Elsinore's finances, in a manner similar to a private- sector business. The statement of net assets presents information on all of the City of Lake Elsinore's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Lake Elsinore is improving or deteriorating. The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). The governmental activities of the City of Lake Elsinore include general government, public safety, community development, public services and community services. The government -wide financial statements can be found on pages 16 - 17 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Lake Elsinore, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of the City of Lake Elsinore can be divided into two categories: governmental funds and fiduciary funds. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental funds financial statements focus on near -term inflows and ou flows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financing requirements. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 Governmental Funds (Continued) Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Lake Elsinore maintains various individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General Fund, the Redevelopment Agency Special Revenue Fund, the Redevelopment Agency Debt Service Fund and the Public Financing Authority Debt Service Fund, which are considered to be major funds. Data from other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these other governmental funds is provided in the form of combining statements elsewhere in this report. The City of Lake Elsinore adopts an annual appropriated budget for its General Fund, certain Special Revenue and certain Capital Projects Funds. A budgetary comparison statement has been provided for the General Fund and certain Special Revenue Funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 18 - 19 and 22 - 23 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefits of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statement because the resources of those funds are not available to support the City of Lake Elsinore's own programs. The basic fiduciary fund financial statements can be found on page 25 of this report. Notes to the Basic Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the basic financial statements can be found on pages 26 - 90 of this report. See independent auditors' report. -5- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 Other Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. Required supplementary information can be found starting on page 91 of this report. The combining statements referred to earlier in connecting with other governmental funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 97 - 149 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Lake Elsinore, assets exceeded liabilities by $165.6 million at the close of the most recent fiscal year. Condensed Statements of Net Assets Assets: Current and other assets Capital assets Total Assets Liabilities: Long -term debt outstanding Other liabilities Total Liabilities Net Assets: Invested in capital assets, net of related debt Restricted Unrestricted Total Net Assets See independent auditors' report. Governmental Activities 2011 2010 $ 175,249,935 $ 150,421,619 154,792,875 156,708,348 330,042,810 307,129,967 145,591,908 127,709,799 18,819,221 19,326,031 164,411,129 147,035,830 141,427,875 142,968,348 134,777,767 110,984,917 (110,573,961) (93,859,128) 165.631.681 160.094.137 CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 GOVERNMENT -WIDE FINANCIAL ANALYSIS (CONTINUED) For the City of Lake Elsinore, 85.4% of the net assets reflect its investment in capital assets (e.g., land, buildings, machinery, equipment, and infrastructure); less any related debt used to acquire those assets that is still outstanding. The City of Lake Elsinore uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Lake Elsinore's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City of Lake Elsinore's net assets, 81.4 %, represents resources that are subject to external restrictions on how they may be used. The deficit balance of approximately - $110.6 million in unrestricted net assets reflects the fact that governmental activities raise resources based on when liabilities are expected to be paid, rather than when they are incurred. Most governments do not have sufficient current resources on hand to cover current and long term liabilities. The deficit in and of itself should not be considered an economic or financial difficulty; however, it does measure how far the City has committed the government's future tax revenues for purposes other than capital acquisition. The government's total net assets increased by $5.5 million. The net increase is primarily attributable to increases in sales taxes and other taxes and fees. See independent auditors' report. -7- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 GOVERNMENT -WIDE FINANCIAL ANALYSIS (CONTINUED) Condensed Statements of Revenues, Expenses and Changes in Net Assets Revenues: Program Revenues: Charges for services Operating grants and contributions Capital grants and contributions General Revenues: Taxes: Property taxes Sales taxes Franchise taxes Other taxes Fines, forfeitures and penalties Investment income Miscellaneous Total Revenues Expenses: General government Public safety Community development Public services Community services Interest on long -term debt Total Expenses Change in net assets Net assets at beginning of year, as restated Net assets at end of year See independent auditors' report. Governmental Activities 2011 2010 $ 6,262,474 3,292,972 6,573,426 24,237,023 7,190,695 1,913,807 483,556 972,457 7,782,639 5,705,412 64,414,461 11,079,707 11,212,605 16,060,065 8,145,956 4,704,242 7,674,342 58,876,917 5,537,544 160,094,137 S 165,631,681 $ 5,684,978 4,561,669 25,904,948 6,236,748 1,792,699 519,001 733,792 7,470,635 6,661,239 59,565,709 9,326,224 11,022,531 17,120,129 15,819,793 2,942,031 10,509,806 66,740,514 (7,174,805) 167,268,942 160.094,137 CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 Expenses and Program Revenues — Governmental Activities $35,000,000 $30,000,000 $25,000,000 $20,000,000 $15.000,000 $10,000,000 $5,000,000 L I General Public safety Community Public Community Intereston goiernmenl &velopmenl services services long -term debt ■ E,,qaanses ■ Program Revenues Revenues by Sources — Governmental Activities h i6celhuleous IllV e, t111e11t i11CQ1llC 5,705Al2 chtuges for sell, ice,, 7,182.639 9N 6.262,,•1 -,1 12% 1 M 0 Fines. 1orfeltllres al {1pellaltle3 — :. }11e1.31111, Kraldti 972, 457 auci col111 illtlticlll I °0 292972 5N ( thertaxes_r -453,556 Capital l"ultsallcl I 4o olitl ib-LStlolis I'rauchise w-Kes 6,,5, 3,426j 1,913,8177 10,0 3 °'0 Sides lases 190,695 P1oherty lases 11,0 3.1,33-,033 380,a See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 FINANCIAL ANALYSIS OF THE GOVERNMENT'S FUNDS As noted earlier, the City of Lake Elsinore uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. Governmental Funds The focus of the City of Lake Elsinore's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Lake Elsinore's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Lake Elsinore's governmental funds reported combined ending fund balances of $177.6 million, an increase of $17.1 million in comparison with the prior year. Of the $177.6 million ending fund balance, a net -$27.3 million,( -$38.1 million for the Redevelopment Agency Debt Service Funds, special revenue funds, and capital project funds, offset by $10.8 million related to the general fund), constitutes unassigned fund balance, which is available for spending at the government's discretion. The remainder of fund balance is either nonspendable, $88.4 million; restricted, $105.2 million; or assigned, $11.3 million to indicate that it is not available for new spending because it has already been committed. The General Fund is the chief operating fund of the City of Lake Elsinore. At the end of the current fiscal year, unassigned fund balance of the General Fund was $10.8 million, while total fund balance was $14.8 million. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned general fund balance represents 46.5% of total General Fund expenditures, while total fund balance represents 63.8% of that same amount. See independent auditors' report. -10- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 FINANCIAL ANALYSIS OF THE GOVERNMENT'S FUNDS (CONTINUED) The fund balance of the City of Lake Elsinore's General Fund decreased by $0.1 million during the current fiscal year. Key factors in this decrease are as follows: ■ $0.2 million of non - recurring contributions as transfers out of the General Fund to capital project funds and special revenue funds. ■ Transfer in from other funds totaled $51,752. ■ Revenues were greater than expenditures of approximately $77,710. GENERAL FUND BUDGETARY HIGHLIGHTS The difference between the original budget and the final amended budget reflects a $0.5 million net increase in appropriations, including transfers out and can be briefly summarized as follows: ■ $624,822 increase in general government activities ■ $136,255 decrease for public safety ■ $321,484 decrease in community development ■ $250,609 increase in public services ■ $131,434 increase to community services ■ $185,000 increase in transfers out for one -time capital items. See independent auditors' report. -11- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City of Lake Elsinore's investment in capital assets for its governmental activities as of June 30, 2011 amounts to $154.8 million (net of accumulated depreciation). This investment in capital assets included land, buildings, improvements, machinery and equipment, and infrastructure. The total decrease in the City of Lake Elsinore's investment in capital assets for the current fiscal year was 1 %. Major or notable capital asset events during the current fiscal year included the following: ■ Completion of the Rosetta Fire Station & Park ■ Completion of State Route 74/ Interstate 15 interim interchange improvements ■ Other improvements and maintenance of City -owned streets Capital Assets at Year -End (Net of Depreciation) Land Construction in progress Buildings and structures Improvements other than buildings Machinery and equipment Furniture and fixtures Automotive equipment Infrastructure Totals Governmental Activities 2011 2010 $ 5,352,814 2,561,733 21,768,556 3,703,028 710,419 115,583 425,789 120,154,953 154.792.875 $ 5,352,814 14,311,848 14,788,395 3,832,429 737,189 88,450 572,474 117,024,749 156.708.348 Additional information on the City of Lake Elsinore's capital assets can be found in note 4 of this report. See independent auditors' report. -12- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 CAPITAL ASSETS AND DEBT ADMINISTRATION (CONTINUED) Long -Term Debt At year -end, the City has a number of debt issues outstanding. These issues include $64.2 million of local agency revenue bonds, $60.1 million of tax allocation bonds, $4.6 million of subordinate tax allocation bonds, $13.4 million of revenue refunding bonds, $2.7 million of disposition and development agreements debt, $0.4 million of owner participation agreement debt, $0.2 million of loans payable, $0.5 million in insurance premium deposit payable and $2.9 in OPEB obligation. Outstanding Debt Local agency revenue bonds Tax allocation bonds Subordinate tax allocation bonds Deferred amounts Revenue refunding bonds Disposition and development agreements Owner participation agreements Loans payable Insurance premium deposit payable Other post - employment benefit obligation Compensated absences Totals Governmental Activities 2011 2010 $ 64,220,000 60,080,000 4,610,000 (3,444,372) 13,365,000 2,656,593 414,172 204,046 2,877,575 608,894 145,591.908 $ 53,725,000 54,545,000 (1,063,668) 13,740,000 2,739,986 523,588 256,720 518,521 2,086,786 637,866 127.709.799 Additional information on the City of Lake Elsinore's long -term debt can be found in notes 6 through 8 and note 17 of this report. See independent auditors' report. -13- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2011 ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS AND RATES • Property taxes are estimated to still the same for the next fiscal year due primarily to property values remaining flat. Foreclosures have also keep property values flat. • The retail sales trends increased each quarter in fiscal year 2011 and the projections are expecting this growth to continue during the next year. • Investment earnings are estimated to remain low due to low interest rates. These factors were considered in preparing the City of Lake Elsinore's budget for fiscal year 2011 -12. REQUEST FOR INFORMATION This financial report is designed to provide a general overview of the City of Lake Elsinore's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Lake Elsinore, Director of Administrative Services, 130 South Main Street, Lake Elsinore, California, 92530, jriley_(,lake- elsinore.org. See independent auditors' report. -14- BASIC FINANCIAL STATEMENTS -15- CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF NET ASSETS June 30, 2011 ASSETS: Cash and investments (Note 2) Accounts receivable Accrued interest receivable Notes receivable (Note 3) Interest receivable on notes (Note 3) Due from other governments Prepaid expense Land held for resale (Note 5) Deferred charges Restricted assets (Note 2): Cash and investments with fiscal agents Capital assets, not depreciated (Note 4) Capital assets, depreciated, net (Note 4) TOTAL ASSETS LIABILITIES: Accounts payable Accrued liabilities Other payroll liabilities Deposits and other liabilities Due to other governments Interest payable Unearned revenue Noncurrent liabilities (Note 7): Due within one year Due in more than one year TOTAL LIABILITIES NET ASSETS: Invested in capital assets, net of related debt Restricted for: Debt service Specific programs Specific capital projects Unrestricted (deficit) TOTAL NET ASSETS Governmental Activities $ 65,639,588 443,335 1,233,794 11,837,000 110,361 6,347,018 499,904 6,136,849 6,096,691 76,905,395 7,914,547 146,878,328 330,042,810 8,279,631 219,332 28,247 2,486 6,569,601 1,789,291 1,930,633 5,165,348 140,426,560 164,411,129 141,427,875 46,375,610 65,962,935 22,439,222 (110,573,961) $ 165,631,681 See independent auditors' report and notes to basic financial statements. -16- CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF ACTIVITIES Functions /programs Expenses Governmental activities: General government $ 11,079,707 Public safety 11,212,605 Community development 16,060,065 Public services 8,145,956 Community services 4,704,242 Interest on long -term debt 7,674,342 June 30, 2011 Program Revenues Charges Operating Capital for Grants and Grants and Services Contributions Contributions Net (Expense) Revenue and Changes in Net Assets Governmental Activities $ 3,167,346 $ 294,486 $ - $ (7,617,875) - 343,225 - (10,869,380) 1,508,526 285,243 - (14,266,296) - 2,370,018 1,220,812 (4,555,126) 1,586,602 - 5,352,614 2,234,974 - - - (7,674,342) Total governmental activities $ 58,876,917 $ 6,262,474 $ 3,292,972 $ 6,573,426 (42,748,045) General revenues: Taxes: Property taxes Sales taxes Franchise taxes Other taxes Fines, forfeitures and penalties Investment income Miscellaneous Total general revenues Change in net assets NET ASSETS - BEGINNING OF YEAR NET ASSETS - END OF YEAR See independent auditors' report and notes to basic financial statements. -17- 24,237,023 7,190,695 1,913,807 483,556 972,457 7,782,639 5,705,412 48,285,589 5,537,544 160,094,137 $ 165,631,681 CITY OF LAKE ELSINORE, CALIFORNIA BALANCESHEET GOVERNMENTAL FUNDS June 30, 2011 See independent auditors' report and notes to basic financial statements -18- Redevelopment Debt Service Funds Agency Public General Special Revenue Redevelopment Financing ASSETS Fund Fund Agency Authority Cash and investments $ 12,013,573 $ 7,345,685 $ 18,870,504 $ 399,336 Cash and investments with fiscal agents - 1,452,640 3,819,389 68,192,520 Accounts receivable 441,896 - 1,439 - Accrued interest receivable 4,198 1,605 3,789 386 Loans receivable (Note 6) - - - 60,080,000 Notes receivable - 11,837,000 - Interest receivable on notes - 110,361 - Due from other funds (Note 13) 577,981 - 4,809,388 - Due from other governments 1,249,927 6,256 - 3,111,521 Advances to other funds (Notes 9 and 13) 3,588,189 37,954,247 - - Prepaid items 438,990 - 60,914 Land held for resale 48,369 - - TOTAL ASSETS S 18.314.754 $ 58.756.163 $ 27.565.423 S 131.783.763 LIABILITIES AND FUND BALANCES LIABILITIES Accounts payable $ 3,118,177 $ 452,945 $ 4,141,586 $ - Accrued liabilities 198,287 - - Other payroll liabilities 28,247 Deposits and other liabilities 786 - - Due to other funds (Note 13) - 83,246 14,440 Due to other governments 43,422 6,526,179 - Advances from other funds (Notes 9 and 13) - - 41,542,436 Deferred revenue: Interest on advance to other funds 16,163,809 - For property tax 3,750,000 For notes receivable 11,837,000 Interest on notes receivable - 110,361 Revenue other 110,054 - TOTAL LIABILITIES 3,498,973 32,314,115 52,293,447 14,440 FUND BALANCES (DEFICIT), Nonspendable: Advances to other funds 3,588,189 18,040,438 - - Prepaid items 438,990 - 60,914 Land held for resale - 48,369 - - Loans receivable - 60,080,000 Endowment principal - - - Restricted for: Debt service 1,452,640 8,145,581 71,689,323 Capital projects - - - Low and moderate income housing 6,900,601 General government - Public safety Public services Community services Assigned to: Capital projects funds - Unassigned in: General fund 10,788,602 Special revenue funds - Debt service funds (32,934,519) Capital projects funds TOTAL FUND BALANCES (DEFICIT; 14,815,781 26,442,048 (24,728,024) 131,769,323 TOTAL LIABILITIES AND FUND BALANCES $ 18.314.754 $ 58.756.163 $ 27.565.423 $ 131.783.763 See independent auditors' report and notes to basic financial statements -18- Other Total Governmental Governmental Funds Funds $ 27,010,490 $ 65,639,588 3,440,846 76,905,395 - 443,335 8,291 18,269 - 60,080,000 - 11,837,000 1,713,415 110,361 - 5,387,369 1,262,400 5,630,104 - 41,542,436 - 499,904 6,088,480 6,136,849 $ 37.810.507 $ 274.230.610 $ 566,923 $ 8,279,631 21,045 219,332 - 28,247 1,700 2,486 5,289,683 5,387,369 - 6,569,601 1,713,415 41,542,436 16,163,809 3,750,000 11,837,000 - 110,361 2,590,497 2,700,551 8,469,848 96,590,823 21,628,627 - 499,904 6,088,480 6,136,849 - 60,080,000 30,728 30,728 1,665 81,289,209 9,352,394 9,352,394 - 6,900,601 19,450 19,450 277,695 277,695 5,728,779 5,728,779 1,713,415 1,713,415 11,255,852 11,255,852 10,788,602 (214,942) (214,942) (13,588) (32,948,107) (4,899,269) (4,899,269) 29,340,659 177,639,787 $ 37.810.507 $ 274.230.610 -19- THIS PAGE INTENTIONALLY LEFT BLANK -20- CITY OF LAKE ELSINORE, CALIFORNIA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS June 30, 2011 Fund balances for governmental funds $ 177,639,787 Amounts reported for governmental activities in the Statement of Net Assets are different because: Interfund loans receivable not reported in the Statement of Net Assets. (60,080,000) Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. 154,792,875 Long -term liabilities applicable to the City governmental activities are not due and payable in the current period and accordingly are not reported as fund liabilities. Interest on long -term liabilities is not accrued in governmental funds, but rather is recognized as an expenditures when due. Unamortized bond issuance costs are not current financial resources and are not reported in the funds long -term liabilities and unamortized discount reported in the Statement of Net Assets are: Deferred charges $ 6,096,691 Deferred amount on refunding 2,886,639 Bond discount 755,032 Bond premium (197,299) Interest payable (1,789,291) Long -term liabilities (149,036,280) (141,284,508) Long -term assets are not available to pay for current period expenditures and, therefore, are deferred in the fund financial statements Interest receivable $ 1,215,525 Due from other governments 1,486,832 2,702,357 Note and other receivables, interest on interfund loans reported in the special revenue funds are not available soon enough to pay for current- period expenditures, and therefore they are reported as deferred revenue in the funds. The receivables and interest are: Notes receivable $ 11,837,000 Other receivable 3,750,000 Interest on notes receivable 110,361 Interest on interfund loans 16,163,809 31,861,170 Net assets of governmental activities $ 165,631,681 See independent auditors' report and notes to basic financial statements. -21- CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the year ended June 30, 2011 FUND BALANCES (DEFICIT) - END OF YEAR $ 14,815,781 $ 26,442,048 $ (24,728,024) $ 131,769,323 See independent auditors' report and notes to basic financial statements. -22- Redevelopment Debt Service Funds Agency Public General Special Revenue Redevelopment Financing REVENUES: Fund Fund Agency Authority Property taxes $ 5,438,551 $ 3,821,776 $ 15,182,719 $ - Other taxes 9,557,873 - - Licenses, permits and fees 1,783,412 - - - Intergovernmental revenues 294,486 285,243 - - Charges for services 1,383,934 - - - Fines, forfeitures and penalties 648,643 - - - Investment income 245,583 106,865 165,109 6,282,983 Special assessments - - - - Contribution from property owners - - - - Miscellaneous 3,935,723 745,976 - 99,865 TOTAL REVENUES 23,288,205 4,959,860 15,347,828 6,382,848 EXPENDITURES: Current: General government 6,177,790 - - 23,227 Public safety 10,659,634 - - - Community development 1,337,689 11,560,419 5,907,376 - Public services 1,716,863 - - - Community services 3,318,519 - - - Pass - through payments - - 7,655,170 - SERAF payments - - 1,436,411 - Capital outlay - - - - Debt service: Payment to refunding bond escrow agent - - 1,832,080 - Bond issuance costs - - 1,361,755 512,772 Principal retirement 725,800 1,573,022 4,255,000 Interest and fiscal charges - 552,492 2,852,366 5,601,476 TOTAL EXPENDITURES 23,210,495 12,838,711 22,618,180 10,392,475 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 77,710 (7,878,851) (7,270,352) (4,009,627) OTHER FINANCING SOURCES (USES): Discount on bonds - - (621,302) - Refunding bonds issued - - 29,435,000 - Tax allocation bonds issued - 10,160,000 - Payment to refunding bond escrow agent - - (25,662,920) - Loans issued - - - 47,780,000 Loan payments - - - (27,495,000) Transfers in 51,752 - - - Transfers out (231,000) - (5,903,453) - TOTAL OTHER FINANCING SOURCES (USES) (179,248) - 7,407,325 20,285,000 NET CHANGE IN FUND BALANCES (101,538) (7,878,851) 136,973 16,275,373 FUND BALANCES (DEFICIT) - BEGINNING OF YEAR 14,917,319 34,320,899 (24,864,997) 115,493,950 FUND BALANCES (DEFICIT) - END OF YEAR $ 14,815,781 $ 26,442,048 $ (24,728,024) $ 131,769,323 See independent auditors' report and notes to basic financial statements. -22- Other Total Governmental Governmental Funds Funds $ - $ 24,443,046 - 9,557,873 1,508,526 3,291,938 4,100,366 4,680,095 - 1,383,934 323,814 972,457 346,957 7,147,497 1,586,602 1,586,602 5,352,614 5,352,614 827,273 5,608,837 14,046,152 64,024,893 2,703,148 8,904,165 552,971 11,212,605 - 18,805,484 4,504,423 6,221,286 396,127 3,714,646 - 7,655,170 - 1,436,411 2,931,038 2,931,038 - 1,832,080 - 1,874,527 375,000 6,928,822 39,761 9,046,095 11,502,468 80,562,329 2,543,684 (16,537,436) (621,302) - 29,435,000 - 10,160,000 - (25,662,920) - 47,780,000 - (27,495,000) 6,134,453 6,186,205 (51,752) (6,186,205) 6,082,701 33,595,778 8,626,385 17,058,342 20,714,274 160,5 81,445 $ 29,340,659 $ 177,639,787 -23- CITY OF LAKE ELSINORE, CALIFORNIA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES For the year ended June 30, 2011 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as an expenditure in the full amount as current financial resources are used. However, in the Statement of Activities the cost of these assets is allocated over the estimated useful life as depreciation expense. Capital outlay $ 3,415,708 Depreciation expense (5,331,181) The issuance of long term debt provides current financial resources to governmental funds, while the repayment of the principal of long term -debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. These amounts are the net effect of these differences in the treatment of long -term debt. Long -term debt principal payments Principal amount added on note payable Refunding bonds issued Tax allocation bonds issued Local agency revenue bonds issued Payment to refunding bond escrow agent Deferred amount on refunding Issuance costs Loans issued Loan payments Discount on bonds Some expenses reported in the Statement of Activities do not require the use of current financial resources and are not reported as governmental fund expenditures. Amortization bond issuance costs Amortization bond premum Amortization of deferred amount on refunding Amortization of bond discount Interest and fiscal charges Insurance premium deposit payable Other post - employment benefit obligation Compensated absences Proiect costs Some revenues reported in the Statement of Activities are not considered to be available to finance current expenditures and therefore are not reported as revenues in governmental funds: Investment income Taxes and intergovernmental revenue Licenses, permits, fees and other revenue Change in net assets of governmental activities See independent auditors' report and notes to basic financial statements. -24- $ 5,072,161 (98,339) (29,435,000) (10,160,000) (12,795,000) 27,495,000 1,900,311 1,874,527 (34,985,000) 29,450,000 621,302 $ (301,313) 21,922 (132,441) (30,390) (86,336) 518,521 (790,789) 28,972 11,837,000 $ 635,142 (342,149) 96,574 $ 17,058,342 (1,915,473) (21,060,038) 11,065,146 389,567 $ 5,537,544 CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF FIDUCIARY ASSETS AND LIABILITIES AGENCY FUNDS June 30, 2011 ASSETS Cash and investments Cash and investments with fiscal agents Interest receivable Due from other governments TOTAL ASSETS LIABILITIES Accounts payable Deposits and other liabilities Due to other governments Due to bondholders TOTAL LIABILITIES $ 3,972,038 40,021,632 723 563,056 $ 44,557,449 $ 539,429 2,261,720 3,199,003 38,557,297 $ 44,557,449 See independent auditors' report and notes to basic financial statements -25- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES: A. Description of the Reporting Entity: The City of Lake Elsinore (City) was incorporated April 23, 1888, under the general laws of the State of California. The City operates under a Council- Member form of government and provides the following services: public safety (law enforcement), highways and streets, cultural recreation, public improvements, planning and zoning, and general administrative services. The financial statements of the City of Lake Elsinore include the financial activities of the City, the Lake Elsinore Redevelopment Agency (Agency), the Lake Elsinore Public Financing Authority (Authority) and the Lake Elsinore Recreation Authority (Recreation Authority). The basic criteria for including an agency, institution, authority or other organization in a governmental unit's financial reporting entity is financial accountability. Financial accountability includes, but is not limited to 1) selection of the governing body, 2) imposition of will, 3) ability to provide a financial benefit to or impose financial burden on and 4) fiscal dependency. There may, however, be factors other than financial accountability that are so significant that exclusion of a particular agency from a reporting entity's financial statements would be misleading. These other factors include scope of public service and special financing relationships. Based upon the application of these criteria, an agency, institution or authority, may be included as a component unit in the primary government's financial statements. Blended component units, although legally separate entities, are, in substance, part of the government's operations and so data from these units are combined with date of the primary government. A discretely presented component unit, on the other hand, is reported in a separate column in the combined financial statements to emphasize it is legally separate from the government. There are no discretely presented component units in these financial statements. Each blended component unit presented has a June 30, 2011 year end. The following is a brief review of each component unit included in the primary government's reporting entity. See independent auditors' report. -26- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): A. Description of the Reporting Entity (Continued): The Lake Elsinore Redevelopment Agency The Agency was established July 15, 1980, pursuant to the State of California Health and Safety Code, Section 33000 entitled "Community Redevelopment Law ". Its purpose is to eliminate blighted areas by encouraging the development of residential, commercial, industrial, recreational and public facilities. The City Council also acts as the governing body of the Agency. The Agency's activities are blended with those of the City in these financial statements and reported as two special revenue funds, a debt service fund, a capital projects fund and an agency fund. The Lake Elsinore Public Financing Authority The Authority is a joint exercise of powers between the City and Agency created by a joint powers agreement dated July 25, 1989. The purpose of the Authority is to provide, through the issuance of revenue bonds, a financing pool to fund capital improvement projects. These revenue bonds are to be repaid solely from the revenues of certain public obligations. The Authority does not have taxing power. The City Council also acts as the governing body of the Authority. The Authority's activities are blended with those of the City in these financial statements and are reported as a debt service fund. The Lake Elsinore Recreation Authority The Recreation Authority is a joint exercise of powers between the City and Agency created by a joint powers agreement dated December 1, 1996. The purpose of the Recreation Authority is to provide, through the issuance of revenue bonds, a financing pool to fund capital improvement projects. These revenue bonds are to be repaid solely from the revenues of certain public obligations. The Recreation Authority does not have taxing power. The City Council also acts as the governing body of the Recreation Authority. The Recreation Authority's activities are blended with those of the City in these financial statements and are reported as a debt service fund. A component unit financial statement for each component unit previously described may be obtained at 130 South Main Street, Lake Elsinore, California 92530. See independent auditors' report. -27- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): B. Government -Wide and Fund Financial Statements: The government -wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information about the reporting government as a whole, except for its fiduciary activities. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government (including its blended component units) is reported separately from discretely presented component units for which the primary government is financially accountable. The City has no business -type activities or discretely presented component units. For the most part, the effect of interfund activity has been removed from the government -wide financial statements. Direct payments have not been eliminated from the functional categories. Internal expenses and internal payments have been eliminated. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self - balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Separate Financial Statements for the government's governmental and fiduciary funds are presented after the Government -wide Financial Statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental funds. Fiduciary statements, even though excluded from the government -wide financial statements includes financial information that primarily represent assets held by the City in a custodial capacity for other individuals or organizations. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation: The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Under the economic resources measurement focus, all assets and liabilities (whether current or noncurrent) associated with their activity are included on their balance sheets. Operating statements present increases (revenues) and decreases (expenses) in total net assets. Under the accrual basis of accounting, revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. Nonexchange transactions, in which the City gives (or receives) value without directly receiving (or giving) equal value in exchange include grants, entitlements, and donations. Revenue from grants, entitlements, and donations is recognized in the fiscal year in which all the eligibility requirements have been satisfied. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under the current financial resources measurement focus, only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources ". Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Noncurrent portions of long -term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. However, special reporting treatments are used to indicate that they should not be considered "available spendable resources" since they do not represent net current assets. Recognition of governmental fund type revenue represented by noncurrent receivables is deferred until they become current receivables. Noncurrent portions of other long -term receivables are reported under the nonspendable fund balance category. See independent auditors' report. -29- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued): Under the modified accrual basis of accounting, revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, except for principal and interest on general long -term liabilities and compensated absences which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds of general long -term liabilities are reported as other financing sources. Property taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. D. Fund Classifications: The funds designated as major funds are determined by a mathematical calculation consistent with GASB Statement No. 34. The City reports the following major governmental funds: The General Fund is used to account for all financial resources of the City, except for those required to be accounted for in another fund. The Redevelopment Agency Special Revenue Fund is used to account for 20% set -aside for low and moderate income projects. Expenditures for this fund are restricted to low and moderate income projects. The Redevelopment Agency Debt Service Fund is used to account for the accumulation of resources for, and the payment of, long -term debt principal, interest and related costs within the Rancho Laguna I, Rancho Laguna II and Rancho Laguna III project areas. The Public Financing Authority Debt Service Fund is used to account for the accumulation of resources for, and the repayment of, long -term debt principal, interest and related costs of the Authority. See independent auditors' report. -30- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): D. Fund Classifications (Continued): Additionally, the City reports the following fund types: The Special Revenue Funds are used to account for the proceeds of specific revenue sources that are restricted by law or external agreements to expenditure for specific purposes. The Debt Service Fund is used to account for debt service transactions including revenue collections and payments of principal and interest on long -term obligations of the component unit. The Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of redevelopment projects and administrative expenses. The Agency Funds are used to account for money received by the City as an agent for individuals, other governments and other entities. E. Explanation of Differences between the Governmental Funds Balance Sheet and the Statement of Net Assets: The "total fund balances" of the City's governmental funds $177,639,787 differs from "net assets" of governmental activities $165,631,681 reported in the Statement of Net Assets. This difference primarily results from the long -term economic focus of the statement of net assets versus the current financial resources focus of the governmental fund balance sheets. Loans Receivable Loans receivable from the Agency to the Authority are not reported in the Statement of Net Assets. All interfund assets are reported in the funds. Loan receivable from LERDA (60,080,000) See independent auditors' report. -31- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): E. Explanation of Differences between the Governmental Funds Balance Sheet and the Statement of Net Assets (Continued): Capital Assets Capital assets are recorded as expenditures in the full amount as current financial resources are used in the governmental funds. However, the Statement of Net Assets allocates these capital assets as financial resources over their estimated useful life. Capital assets, net of depreciation Bond Issuance Costs 154,792.875 Bond issuance costs are due and payable in the current period and accordingly reported as an expenditure for the full amount when paid in the governmental funds. However, the Statement of Net Assets reports an asset for the unamortized portion of these costs over the life of the bond. Bond issuance costs $ 6,398,004 Amortization (301,313) Unamortized bond issuance costs 6,096,691 Long -Term Debt Transactions Long -term liabilities and related items such as bond premiums, deferred amounts on refunding, and interest payable on these liabilities applicable to the City's governmental activities are not due and payable in the current period and accordingly are not reported as fund liabilities. All liabilities and related items (both current and long -term) are reported in the Statement of Net Assets. Balances at the end of this fiscal year were: Interest payable on long -term liabilities $ (1,789,291) Long -term liabilities (149,036,280) Deferred amounts on refunding 2,886,639 Bond premium (197,299) Bond discount 755,032 Long -term debt transactions (147,381,199) See independent auditors' report. -32- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): E. Explanation of Differences between the Governmental Funds Balance Sheet and the Statement of Net Assets (Continued): Long -Term Assets Receivables applicable to the City's governmental activities which are not available to pay for current period expenditures, and are deferred in the fund financial statements. All receivables (both current and long -term) are reported in the Statement of Net Assets. Balances at the end of this fiscal year were: Interest receivable $ 1,215,525 Due from other governments 1,486,832 Long -term receivables 2,702,357 Notes Receivable, Other Receivables and Interest Notes receivable, other receivables and interest on interfund loans reported in the special revenue funds are not available soon enough to pay for current- period expenditures, and therefore they are reported as deferred revenue in the funds. Notes receivable $ 11,837,000 Other receivables 3,750,000 Interest on interfund loans 16,163,809 Interest on notes receivable 110,361 31,861,170 Reclassification and Eliminations Interfund balances must generally be eliminated in the government -wide statements, except for net residual amounts due between governmental activities. Amounts involving fiduciary funds should be reported as external transactions. Any allocations must reduce the expenses of the function from which the expenses are being allocated, so that expenses are reported only once, in the function in which they are allocated. See independent auditors' report. -33 - CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities: The "net change in fund balances" for governmental funds $17,058,342 differs from the "change in net assets" for governmental activities $5,537,544 reported in the Statement of Activities. The differences arise primarily from the long -term economic focus of the statement of activities versus the current financial resources focus of the governmental funds. The effect of the differences is illustrated below. Depreciation of Capital Assets Capital assets are reported as expenditures in full in the year of acquisition as current financial resources are used in governmental funds. However the costs of these capital assets are allocated over their estimated useful life in the Statement of Activities through depreciation. Donated assets and disposal of assets are reported only in the Statement of Activities. Capital outlay $ 3,415,708 Depreciation expense (5,331,181) 1,915,473) Long -Term Debt Transactions Some revenues and expenditures reported in the Statement of Revenues, Expenditures and Changes in Fund Balances are included as an addition or deletion of long -term liabilities in the Statement of Net Assets. Long -term debt principal payments Principal amount added on note payable Refunding bonds issued Tax allocation bonds issued Local agency revenue bonds issued Payment to refunding bond escrow agent Deferred amount on refunding Issuance costs Loans issued Loan payments Discount on bonds Total long -term debt transactions See independent auditors' report. -34- $ 5,072,161 (98,339) (29,435,000) (10,160,000) (12,795,000) 27,495,000 1,900,311 1,874,527 (34,985,000) 29,450,000 621,302 (21,060,038) CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities (Continued): Bond Issuance Costs Bond issuance costs are due and payable in the current period and accordingly reported as an expenditure for the full amount when paid in the governmental funds. However, the Statement of Activities reports an expense for the unamortized portion of these costs over the life of the bond. Amortization of bond issuance costs Bond Premium/Discount (301.313) Bond premiums /discounts are reported as revenues /expenditures for the full amount when bonds are issued in the governmental funds. However, the Statement of Activities reports an increase /decrease in expense for the unamortized portion of these costs over the life of the bond. Amortization of bond premium $ 21,922 Amortization of bond discount (30,390) (8.468) Interest on Long -Term Debt Interest payable on long -term debt does not require the use of current financial resources and is not reported as governmental fund expenditures. However, these expenses are reported in the Statement of Activities. Interest and fiscal charges Deferred Amount (86,336) In the governmental funds, proceeds from refunding bonds and related payment to refund bond escrow agent are reported in the full amount in the year of the refunding. For the Statement of Activities any gain or loss is deferred and amortized over the shorter period over which principal is to be paid on the refunded bonds or issued bonds. Amortization of deferred amount on refunding (132.441) See independent auditors' report. -35- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities (Continued): Other Expenses Some expenses reported in the Statement of Activities do not require the use of current financial resources and are not reported as governmental fund expenditures. Insurance premium deposit payable $ 518,521 Other post - employment benefit obligation (790,789) Compensated absences 28,972 Project costs 11,837,000 11,593,704 Interest on Long -Term Receivables Interest on the discount of long -term receivables from the Agency to the Authority is not reported on the Statement of Activities. However, these revenues are reported as governmental fund revenues. Investment income 662.853 Interest on Investments in Local Obligations The net change in interest receivable on investments in local obligations, which is not available to pay for current expenditures, is not reported in the Fund Financial Statements. Interest on investments in local obligations S (27,711) Other Revenues Some revenues reported in the Statement of Activities are not considered to be available to finance current expenditures, and therefore are not reported as revenues in the governmental funds. Taxes, intergovernmental revenue and other revenue (245.575) See independent auditors' report. -36- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities (Continued): Reclassification and Eliminations Interfund balances must generally be eliminated in the government -wide financial statements, except for net residual amounts due between governmental activities. Amounts involving fiduciary funds should be reported as external transactions. Any allocations must reduce the expenses of the function from which the expenses are being allocated, so that expenses are reported only once, in the function in which they are allocated. G Encumbrances: Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General Fund, Special Revenue Funds and Capital Projects Funds. Unexpended and unencumbered appropriations of the governmental funds automatically lapse at the end of the fiscal year. Encumbrances outstanding at year end are reported as committed fund balances and do not constitute expenditures or liabilities because the commitments are reappropriated the following year. H. Investments: Investments are reported at fair value, except for the investment contract and investments in local obligations, which are reported at cost, because the investments are not transferable and the fair values are not affected by changes in interest rates. Investment income includes interest earnings, changes in fair value, and any gains or losses related to the liquidation or sale of the investment. I. Employee Compensated Absences: In accordance with GASB Statement No. 16, a liability is recorded for unused vacation, sick, holiday benefits and compensatory leave balances since the employees' entitlement to these balances are attributable to services already rendered and it is probable that virtually all of these balances will be liquidated by either paid time off or payment upon termination or retirement. The amount recorded in accordance with GASB Statement No. 16 at June 30, 2011 was $608,894. See independent auditors' report. -37- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): J. Interfund Activity: Activity between funds that are representative of lending /borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to /from other funds" (i.e. the current portion of interfund loans) or "advances to /from other funds" (i.e. the non - current portion of interfund loans). Noncurrent portions of long -term interfund loan receivables are reported as advances and such amounts are offset equally by a fund balance reserve account which indicates that they do not constitute expendable available financial resources and therefore are not available for appropriation. K. Risk Management: The City's workers' compensation losses are covered by a policy with the California State Compensation Board. The City's liability losses are covered under their participation in the California Joint Powers Insurance Authority (JPIA). L. Capital Assets: Capital assets, which include land, structures, equipment, and infrastructure assets, are reported in the government -wide financial statements. Capital assets are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Assets purchased in excess of $5,000 are capitalized if they have an expected useful life of 2 years or more. Infrastructure is capitalized if cost is in excess of $50,000 and it has an expected useful life of 2 years or more. Capital assets acquired through lease obligations are valued at the present value of future lease payments at the date acquired. Donated capital assets are valued at their estimated fair market value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of the asset's lives are not capitalized. Capital assets used in operations are depreciated over their estimated useful lives using the straight -line method in the government -wide financial statements. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the Statement of Net Assets. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): L. Capital Assets (Continued): The range of lives used for depreciation purposes for each capital asset class is as follows: Building and structures 40 years Improvements other than buildings 25 years Machinery and equipment 5 - 8 years Furniture and fixtures 5 years Automotive equipment 5 years Infrastructure 35 -100 years M. Property Tax Revenue: Property tax in California is levied according to Article 13 -A of the California Constitution. The County of Riverside, California (the County) is permitted by State law (Proposition 13) to levy taxes at I% of full market value (at time of purchase) as determined by the County Assessor. Property taxes are levied by the County and shared with all other political jurisdictions within the County. These political jurisdictions and the County may levy an additional property tax override only after two- thirds approval of the jurisdictions' voters. The County bills and collects the property taxes and remits them to the City in installments during the year. City property tax revenues are recognized when levied provided that the revenue is collected during the year or within 60 days of year -end. Property taxes attach as an enforceable lien on property as of January 1. Taxes are levied on July 1, and are payable in two installments on November 1 and February 1. Such taxes become delinquent on December 10 and April 10, respectively. N. Fund Balance: In the governmental fund financial statements, governmental fund types report nonspendable and restricted fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Assigned fund balance represents tentative management plans that are subject to change. O. Use of Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures /expenses during the reporting period. Actual results could differ from those estimates. See independent auditors' report. -39- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS: Cash and Investments Cash and investments at June 30, 2011 are classified in the accompanying financial statements as follows: Unrestricted assets: Cash and investments Restricted assets: Cash and investments with fiscal agents Total Cash and Investments Government- Fiduciary Wide Fund Statement of Statement of Net Assets Net Assets Total $ 65,639,588 $ 3,972,038 $ 69,611,626 76,905,395 40,021,632 116,927,027 $ 142,544,983 S 43,993,670 186,538,653 Cash and investments at June 30, 2011 consisted of the following: Cash on hand $ 1,300 Deposits with financial institutions 7,595,159 Investments 178,942,194 Total Cash and Investments 186,538,653 Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code (or the City's investment policy, where more restrictive). The table also identifies certain provisions of the California Government Code (or the City's investment policy, where more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. See independent auditors' report. -40- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS (CONTINUED): Investments Authorized by the California Government Code and the City's Investment Policy (Continued) N/A - Not Applicable * - Excluding amounts held by bond trustee that are not subject to California Government Code restrictions. Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. Investments authorized for funds held by bond trustee include, United States Treasury Obligations, United States Government Sponsored Agency Securities, Guaranteed Investment Contracts, Commercial Paper, Local Agency Bonds, Banker's Acceptance and Money Market Mutual Funds. There were no limitations on the maximum amount can be invested in one issuer, maximum percentage allowed or the maximum maturity of an investment, except for the maturity of Commercial Paper which is limited to 92 days and of Banker's Acceptances which are limited to one year. See independent auditors' report. -41- Maximum Maximum Maximum Percentage Investment Authorized Investment Type Maturity of Portfolio* in One Issuer United States Treasury Obligations 5 years None None United States Government Sponsored Agency Securities 5 years None 40% State and Local Agency Obligations 5 years None None Banker's Acceptances 180 days 40% 10% Insured or Collateralized Time Certificate of Deposits 5 years None None Commercial Paper 270 days 15% 10% Negotiable Certificates of Deposit 5 years 30% None Repurchase Agreements 30 days None None Reverse Repurchase Agreements 92 days 10% None Medium -Term Corporate Notes 5 years 30% None Local Agency Investment Fund (LAIF) N/A None $ 50,000,000 California Asset Management Program (CAMP) N/A None None Money Market Fund 5 years 20% None N/A - Not Applicable * - Excluding amounts held by bond trustee that are not subject to California Government Code restrictions. Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. Investments authorized for funds held by bond trustee include, United States Treasury Obligations, United States Government Sponsored Agency Securities, Guaranteed Investment Contracts, Commercial Paper, Local Agency Bonds, Banker's Acceptance and Money Market Mutual Funds. There were no limitations on the maximum amount can be invested in one issuer, maximum percentage allowed or the maximum maturity of an investment, except for the maturity of Commercial Paper which is limited to 92 days and of Banker's Acceptances which are limited to one year. See independent auditors' report. -41- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS (CONTINUED): Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: Remaining Maturity (in Months) 12 Months 13-24 25-60 More Than Investment Type or Less Months Months 60 Months Total Local Agency Investment Fund $ 23,430,858 $ - $ - $ - $ 23,430,858 Local Obligation Bonds 2,325,676 2,546,742 11,291,317 39,665,823 55,829,558 Corporate Notes 1,027,935 1,085,506 - - 2,113,441 United States Government Sponsored Agency Securities - - 23,197,192 - 23,197,192 United States Treasury Notes 1,760,487 13,294,976 2,744,437 - 17,799,900 United States Treasury Securities Sate and Local Government Series - California Asset Management Program Pool (CAMP) 122,313 Mutual Funds 53,775,322 Disclosures Relating to Credit Risk 7,285 55,117 2,611,208 2,673,610 122,313 53,775,322 82.442.591 16.934.509 37.288.063 42.277.031 $178,942,194 Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating, by Standard and Poor's as of year end for each investment type. See independent auditors' report. -42- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS (CONTINUED): Disclosures Relating to Credit Risk (Continued) The City's investment in local obligation bonds are secured by special assessment taxes on property owned by the Community Facilities Districts or Special Assessment Districts. Due to the decline in property values and general economic conditions, there has been an increase in delinquent special assessment collections, resulting in foreclosures on property secured by the special assessments. The City may not be able to recover its investment in these local obligations bonds if collections of special assessments decline and foreclosure proceeds are not adequate to cover the investment balances. California Asset Management Program Pool (CAMP) 122,313 Mutual Funds 53,775,322 Total $ 178.942,194 N/A - Not Applicable N/A 122,313 AAA 53,775,322 $ 77,094,827 $ 2,113,441 S-19 ,260,416 1 20,473,510 Subsequent to June 30, 2011, Standards and Poor's reduced the rating of the United States Government Sponsored Agency Securities from AAA to AA +. See independent auditors' report. -43- Total Minimum Not as of Legal Required to Investment Type June 30, 2011 Rating_ AAA AA Unrated be Rated Local Agency Investment Fund $ 23,430,858 N/A $ - $ - $ 23,430,858 $ - Local Obligation Bonds 55,829,558 N/A - - 55,829,558 Corporate Notes 2,113,441 AA - 2,113,441 - - United States Government Sponsored Agency Securities 23,197,192 AAA 23,197,192 - - - United States Treasury Notes 17,799,900 N/A - - - 17,799,900 United States Treasury Securities State and Local Government Series 2,673,610 N/A - - - 2,673,610 California Asset Management Program Pool (CAMP) 122,313 Mutual Funds 53,775,322 Total $ 178.942,194 N/A - Not Applicable N/A 122,313 AAA 53,775,322 $ 77,094,827 $ 2,113,441 S-19 ,260,416 1 20,473,510 Subsequent to June 30, 2011, Standards and Poor's reduced the rating of the United States Government Sponsored Agency Securities from AAA to AA +. See independent auditors' report. -43- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS (CONTINUED): Concentration of Credit Risk The investment policy of the City contains no limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. Investments in any one issuer that represent 5% or more of total City's investments are as follows: Issuer Investment Type Community Facilities District 88 -3 West Lake Elsinore Community Facilities District 98 -1 Bonds Custodial Credit Risk Local Obligation Bond Local Obligation Bond Reported Amount $ 20,090,000 17,535,000 Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker - dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. At June 30, 2011, the City deposits (bank balances) were fully insured by the Federal Depository Insurance Corporation. See independent auditors' report. .. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS (CONTINUED): Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Investment in California Asset Management Program The California Asset Management Program (the CAMP) is a public joint powers authority which provides California Public Agencies with investment management services for surplus funds and comprehensive investment management, accounting and arbitrage rebate calculation services for proceeds of tax - exempt financings. The CAMP currently offers the Cash Reserve Portfolio, a short-term investment portfolio, as a means for Public Agencies to invest these funds. Public Agencies that invest in the Pool (Participants) purchase shares of beneficial interest. Participants may also establish individual, professionally managed investment accounts (Individual Portfolios) by separate agreement with the Investment Advisor. The City has a separate account with the Investment Advisor to manage part of the CAMP portfolio which consists of $23,197,192 of United States Government Sponsored Agency Securities, $17,799,900 of United States Treasury Obligations and $2,113,441 of medium -term corporate notes. Investments in the Pools and Individual Portfolios are made only in investments in which Public Agencies generally are permitted by California statute. The CAMP may reject any investment and may limit the size of a Participant's account. The Pool seeks to maintain, but does not guarantee, a constant net asset value of $1.00 per share. A Participant may withdraw funds from its Pool accounts at any time by check or wire transfers. Requests for wire transfers must be made by 9:00 a.m. that day. Fair value of the Pool is determined by the fair value per share of the Pool's underlying portfolio. See independent auditors' report. -45- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 2. CASH AND INVESTMENTS (CONTINUED): Cash and Investment by Entity: Cash and investments held by entity at June 30, 2011 are as follows: Deposits at carrying amount (1) Petty cash and change drawer Local Agency Investment Fund Local Obligation Bonds Corporate Notes United States Government Sponsored Agency Securities United States Treasury Notes United States Treasury Securities State and Local Government Series California Asset Management Program Pool (CAMP) Mutual Funds Total Cash and Investments City of Public Lake Redevelopment Financing Recreation Elsinore Agency- Authority Authority Total $ 2,226,606 $ 645,488 $ 4,723,065 $ - $ 7,595,159 1,300 - - - 1,300 12,098,782 11,007,271 324,805 - 23,430,858 - - 55,829,558 - 55,829,558 2,113,441 - - - 2,113,441 15,285,678 7,911,514 - - 23,197,192 10,567,045 7,232,855 - - 17,799,900 2,673,610 - - - 2,673,610 71,645 50,668 - - 122,313 35,365,538 10,693,692 7,714,427 1,665 53,775,322 80.403.645 S 37,541,488 68.591.855 $ 1,665 $186,538,653 (1) Net of deposits in transit and outstanding warrants. 3. NOTES RECEIVABLE: The City has a note receivable in the amount of $9,737,000 from Pottery Court Housing Associates, L.P. dated March 10, 2011. The purpose of the loan is to assist with the acquisition of property and development of the Pottery Court Affordable Housing Project. The loan is to be repaid with interest in arrears in annual installments on July 1, commencing on July 1 in the calendar year immediately following the calendar year in which the deed of trust securing the permanent loan is recorded in the official records of Riverside County. Absent prepayment or acceleration, the Borrower agrees to pay the loan in annual payments equal to 67.5 percent of the residual receipts as defined in the loan agreement. Notwithstanding any other provision, unless the loan is paid earlier, the outstanding principal and accrued unpaid interest is payable 55 years from the date of recording of the Release of Construction Covenants. As of June 30, 2011 the release of construction has not been recorded. At June 30, 2011, the total outstanding balance of $9,810,028 included interest of $73,028. See independent auditors' report. .e CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 3. NOTES RECEIVABLE (CONTINUED): The City has a note receivable in the amount of $1,000,000 from Pottery Court Housing Associates, L.P. dated December 9, 2009. The purpose of the loan is to assist with the development of the Pottery Court Affordable Housing Project. This loan was funded with HOPE VI grant funds from the United States Department of Housing and Urban Development. The loan is to be repaid with interest in arrears in annual installments on July 1, commencing on July 1 in the calendar year immediately following the calendar year in which the deed of trust securing the permanent loan is recorded in the official records of Riverside County. Absent prepayment or acceleration, the Borrower agrees to pay the loan in annual payments equal to 75 percent of the residual receipts as defined in the loan agreement. Notwithstanding any other provision, unless the loan is paid earlier, the outstanding principal and accrued unpaid interest is payable 55 years from the date of recording of the deed of trust. As of June 30, 2011 the deed of trust has not been recorded. At June 30, 2011, the total outstanding balance of $1,030,000 included accrued interest of $30,000. The City has a note receivable in the amount of $1,100,000 from LMV II Affordable, LP dated October 12, 2010. The purpose of the loan is to assist with the rehabilitation of 64 units of affordable housing for families the Lakeview II Affordable Housing Project. The loan is to be repaid with interest in arrears in annual installments on July 1, commencing on July 1 in the calendar year immediately following the calendar year in which the deed of trust securing the second permanent loan is recorded in the official records of Riverside County. Absent prepayment or acceleration, the Borrower agrees to pay the loan in annual payments equal to 30 percent of the residual receipts as defined in the loan agreement. Notwithstanding any other provision, unless the loan is paid earlier, the outstanding principal and accrued unpaid interest is payable 55 years from the date of recording of the release of construction covenants evidencing completion of the rehabilitation. As of June 30, 2011 the deed of trust has not been recorded. At June 30, 2011, the total outstanding balance of $1,107,333 included accrued interest of $7,333. See independent auditors' report. -47- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 4. CAPITAL ASSETS: A summary of changes in the Governmental Activities capital assets at June 30, 2011 is as follows: Capital assets, not depreciated: Land Construction in progress Total capital assets, not depreciated Capital assets, depreciated: Building and structures Improvements other than buildings Machinery and equipment Furniture and fixtures Automotive equipment Infrastructure Total capital assets, depreciated Less accumulated depreciation for: Building and structures Improvements other than buildings Machinery and equipment Furniture and fixtures Automotive equipment Infrastructure Total accumulated depreciation Total capital assets, depreciated, net Total Governmental Activities capital assets, net Balance at Balance at June 30, 2010 Additions Deletions June 30, 2011 $ 5,352,814 $ - $ - $ 5,352,814 14,311,848 2,499,718 (14,249,833) 2,561,733 19,664,662 2,499,718 (14,249,833) 7,914,547 23,113,642 7,492,296 - 30,605,938 8,190,430 119,821 - 8,310,251 3,341,502 99,566 (50,129) 3,390,939 619,814 55,818 (49,734) 625,898 2,002,003 7,462 - 2,009,465 174,866,595 7,395,387 - 182,261,982 212,133,986 15,170,350 (99,863) 227,204,473 (8,325,247) (512,135) - (8,837,382) (4,358,001) (249,222) - (4,607,223) (2,604,313) (125,418) 49,211 (2,680,520) (531,364) (25,076) 46,125 (510,315) (1,429,529) (154,147) - (1,583,676) (57,841,846) (4,265,183) - (62,107,029) (75,090,300) (5,331,181) 95,336 (80,326,145 137,043,686 9,839,169 (4,527) 146,878,328 156.708.348 12.338.887 S (14.254.360) 154.792.875 Depreciation expense was charged to functions /programs in the Statement of Activities as follows: Governmental Activities: General government $ 2,416,915 Public services 1,924,670 Community services 989,596 Total depreciation expense S 5,331,181 See independent auditors' report. .• CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 5. LAND HELD FOR RESALE: The Agency has acquired land as part of its primary purpose to develop unimproved properties. The land is being carried in the Redevelopment Agency Special Revenue Fund and Other Governmental Funds (the Redevelopment Agency Capital Projects Fund) at the lower of cost or estimated net realizable value. At June 30, 2011, the balance of land held for resale totaled $6,136,849 with this amount offset by a nonspendable fund balance in the Governmental Fund Balance Sheet. 6. LOANS RECEIVABLE: The Authority has entered into loan agreements with the Agency whereby the Authority loaned the proceeds of the 2010 Series A, B and C Tax Allocation Revenue Bonds and the 2011 Series A Tax Allocation Bonds issued by the Authority to the Agency to retire debt and provide funds for certain public improvements in Agency project areas. The following table represents the balance of net proceeds loaned to the Agency at June 30, 2011: Tax Allocation Revenue Bonds 2010 Series A Issue 2010 Series B Issue 2010 Series C Issue 2011 Series A Issue Total Loans Receivable Balance $ 14,755,000 10,340,000 29,435,000 5,550,000 E, �1 1:1 111 On June 29, 2011, the Governor of the State of California signed Assembly Bills lx 26 and 27 as part of the State's budget package. Assembly Bill lx 26 requires each California redevelopment agency to suspend nearly all activities except to implement existing contracts, meet already - incurred obligations, preserve its assets and prepare for the impending dissolution of the agency. Assembly Bill lx 27 provides a means for redevelopment agencies to continue to exist and operate by means of a Voluntary Alternative Redevelopment Program. See independent auditors' report. BELIE CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 6. LOANS RECEIVABLE (CONTINUED): The League of California Cities and the California Redevelopment Association (CRA) filed a lawsuit on July 18, 2011 on behalf of cities, counties and redevelopment agencies petitioning the California Supreme Court to overturn Assembly Bills lx 26 and 27 on the grounds that these bills violate the California Constitution. On December 29, 2011, the California Supreme Court rendered an opinion upholding Assembly Bill lx 26 and invalidating Assembly Bill lx 27. AB lx 26 requires that the Agency continues to meet already incurred obligations. The Financing Authority expects repayment of the loans. These loans are recorded as a receivable offset by a nonspendable fund balance in the Authority's Debt Service Fund on the Governmental Fund Balance Sheet. Interfund balances must generally be eliminated in the government -wide statements. Thus this loan receivable does not appear on the Statement of Net Assets (see Note 113). The principal and interest are payable in installment payments payable not less than three business days prior to the due date on the bonds (see Note 7). 7. LONG -TERM LIABILITIES: Local Agency Revenue Bonds: 1996 Series E 1999 Series G 2003 Series H 2008 Series A 2008 Series B 2010 Series A 2011 Series A Tax Allocation Revenue Bonds: 2010 Series A 2010 Series B 2010 Series C 2011 Series A Date of Years of Rate of Amount Issue Maturity Interest Authorized 3/96 1997 -2026 5.25% - 7.50% $ 1,750,000 2/99 2000 -2015 5.00% - 5.80% 4,035,000 2/03 2003 -2033 2.75% - 6.375% 31,570,000 1/08 2008 -2020 3.5%-4.30% 22,295,000 3/08 2008 -2038 4.5% - 6.875% 3,265,000 11 /10 2013 -2040 3.25% - 6.25% 7,430,000 6/11 2012 -2038 3.00% - 6.125% 5,365,000 2/10 2010 -2033 2.00% - 5.25% 15,435,000 5110 2010 -2025 2.00% - 4.75% 10,855,000 10 /10 2011 -2030 2.00% - 5.00% 29,435,000 1/11 2012 -2021 4.00% - 6.00% 5,550,000 See independent auditors' report. -50- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): Date of Years of Rate of Amount Issue Maturity Interest Authorized Subordinate Tax Allocation Revenue Bonds: 2011 Series Project Area II 4/11 2011 -2038 various $ 3,260,000 2011 Series Project Area III 4/11 2011 -2038 various 1,350,000 Revenue Refunding Bonds: 2000 Series A 7/00 2005 -2032 Variable 15,660,000 Developer Agreements: Wal -Mart Stores, Inc. 3/93 1995 -2014 7.00% 2,200,000 Oak Grove Equities 3/93 1995 -2014 7.00% 1,800,000 Outlet Center 12/89 1996 -2015 N/A 2,140,000 Loans Payable: EVMWD Amber Ridge 2/95 1999 -2014 2.70% - 6.00% 867,574 See independent auditors' report. -51- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): See independent auditors' report. -52- Outstanding 49,868,387 (31,609,091) Outstanding Due Revenue Refunding Bonds: June 30, June 30, Within 2000 Series A 2010 Additions Retirements 2011 One Year Local Agency Revenue Bonds: 1996 Series E $ 1,390,000 $ - $ (45,000) $ 1,345,000 $ 45,000 1999 Series G 1,680,000 - (240,000) 1,440,000 255,000 2003 Series H 28,050,000 - (760,000) 27,290,000 850,000 2008 Series A 19,340,000 - (1,255,000) 18,085,000 1,340,000 2008 Series B 3,265,000 - - 3,265,000 - 2010 Series A - 7,430,000 - 7,430,000 - 2011 Series A - 5,365,000 - 5,365,000 - Tax Allocation Revenue Bonds: 1999 Series A 28,255,000 - (28,255,000) - - 2010 Series A 15,435,000 - (680,000) 14,755,000 305,000 2010 Series B 10,855,000 - (515,000) 10,340,000 545,000 2010 Series C - 29,435,000 - 29,435,000 650,000 2011 Series A - 5,550,000 - 5,550,000 - Subordinate Tax Allocation Bonds: 2011 Series Project Area II - 3,260,000 - 3,260,000 - 2011 Series Project Area III - 1,350,000 - 1,350,000 - 108,270,000 52,390,000 (31,750,000) 128,910,000 3,990,000 Add (less) deferred amounts: Bond premium 219,221 - (21,922) 197,299 - Onrefunding (1,118,769) (1,900,311) 132,441 (2,886,639) - Discount on bonds (164,120) (621,302) 30,390 (755,032) See independent auditors' report. -52- 107,206,332 49,868,387 (31,609,091) 125,465,628 3,990,000 Revenue Refunding Bonds: 2000 Series A 13,740,000 - (375,000) 13,365,000 390,000 Developer Agreements: Wal -Mart Stores, Inc. 445,094 - (181,732) 263,362 181,732 Oak Grove Equities 2,294,892 98,339 - 2,393,231 - Outlet Center 523,588 - (109,416) 414,172 109,416 Loan Payable: EVMWD Amber Ridge 256,720 - (52,674) 204,046 53,436 Insurance premium deposit payable 518,521 - (518,521) - - Other post - employment benefit obligation (Note 17) 2,086,786 1,170,664 (379,875) 2,877,575 379,875 Compensated absences 637,866 - (28,972) 608,894 60,889 127,709,799 _$__37 390 (33255.281) $ 145,591,908 � 5,165,348 See independent auditors' report. -52- 7 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds: In February 1990, the Public Financing Authority was authorized to issue $500,000,000 in revenue bonds for the purpose of enabling the Public Financing Authority to acquire certain qualified obligations (the Local Obligations) of the City or the Agency for whose benefit the program has been designed, or of any other local agencies in the State of California, including Community Facilities District and Special Assessment District (the Local Agencies). The Bonds were issued to provide funds to finance the acquisition or construction of land, buildings, equipment and other capital improvements. The Bonds will constitute special obligations of the Public Financing Authority and will be issued in Series from time to time pursuant to Supplemental Indentures. These bonds will be payable solely from the repayment by Local Agencies of their obligations and any available surplus revenues. 1996 Series E In March 1996, $1,750,000 principal amount of 1996 Local Agency Revenue Bonds, Series E, was issued in accordance with the indenture described above. The bonds are due in annual installments of $15,000 to $135,000 from October 1, 1997 through October 1, 2026; interest at 5.25% to 7.50 %. The bonds maturing on or before October 1, 2005, are not subject to optional redemption prior to maturity. The bonds maturing on or after October 1, 2006 are subject to redemption under certain circumstances, at the option of the Authority, from funds deposited in the Series E redemption account on or after October 1, 2005, at a specified redemption price together with accrued interest. The Series E Bonds are also subject to special mandatory redemption on various specified dates at specified redemption prices under certain circumstances, as provided in the Bond Indenture Agreement. At June 30, 2011, the Authority has a cash reserve balance for debt service of $149,909, which is sufficient to cover the Bond Indenture Reserve Requirement of $149,909. Future debt requirements for the 1996 Series E Local Agency Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027 Totals See independent auditors' report. Principal $ 45,000 50,000 55,000 60,000 60,000 385,000 555,000 135,000 1,345,000 -53- Interest $ 99,075 95,625 91,688 87,375 82,875 335,813 160,313 5,063 957,827 Total $ 144,075 145,625 146,688 147,375 142,875 720,813 715,313 140,063 2,302.827 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 1999 Series G In February 1999, $4,035,000 principal amount of 1999 Local Agency Revenue Bonds, Series G, was issued in accordance with the indenture described above. The bonds are due in annual installments of $165,000 to $370,000 from September 2, 2000 through September 2, 2015; interest at 5.00% to 5.80 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 2, 2008 at specified redemption prices. At June 30, 2011, the Agency has a cash reserve balance for debt service of $144,034, which is sufficient to cover the Bond Indenture Reserve Requirement of $144,000. Future debt requirements for the 1999 Series G Local Agency Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 Totals See independent auditors' report. Princi $ 255,000 275,000 285,000 305,000 320,000 Interest $ 76,125 60,755 44,515 27,405 9,280 Total $ 331,125 335,755 329,515 332,405 329,280 1,440,000 218.080 1,658.080 -54- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2003 Series H In February 2003, $31,570,000 principal amount of 2003 Local Agency Revenue Bonds, Series H, was issued in accordance with the indenture described above. The bonds are due in annual installments of $375,000 to $1,850,000 from October 1, 2003 through October 1, 2033; interest at 2.75% to 6.375 %. The bonds are subject to mandatory redemption, without premium, prior to their maturity dates commencing October 1, 2014 in the case of bonds maturing October 1, 2015, October 1, 2016 in the case of bonds maturing October 1, 2020, October 1, 2021 in the case of bonds maturing October 1, 2026, and October 1, 2027 in the case of bonds maturing October 1, 2033, from Sinking Account payments under the indentures. The bonds are subject to optional redemption prior to maturity in a manner determined by the Authority on October 1, 2013, and on any date thereafter at a redemption price equal to the principal amount thereof, plus accrued interest to the date of redemption, plus a specified premium. At June 30, 2011, the Authority has a cash reserve balance for debt service of $2,676,053, which is sufficient to cover the Bond Indenture Reserve Requirement of $2,657,752. Future debt requirements for the 2003 Series H Local Agency Revenue Bonds are as follows: Year Ending June 30, Principal Interest Total 2012 $ 850,000 $ 1,628,856 $ 2,478,856 2013 940,000 1,583,519 2,523,519 2014 1,055,000 1,531,737 2,586,737 2015 1,160,000 1,472,144 2,632,144 2016 1,280,000 1,405,044 2,685,044 2017-2021 7,250,000 5,849,919 13,099,919 2022-2026 3,640,000 4,155,469 7,795,469 2027-2031 6,010,000 2,654,250 8,664,250 2032-2034 5,105,000 506,654 5,611,654 Totals 27,290.000 20.787.592 48.077.592 See independent auditors' report. -55- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2008 Series A In January 2008, $22,295,000 principal amount of 2008 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds were issued to refund the 1997 Local Agency Revenue Bonds. The bonds are due in annual installments of $940,000 to $2,520,000 from September 1, 2008 through September 1, 2020; interest at 3.5% to 4.3 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2008 at specified redemption prices. At June 30, 2011, the Authority has a cash reserve balance for debt service of $1,115,006, which is sufficient to cover the Bond Indenture Reserve Requirement of $904,250. Future debt requirements for the 2008 Series A Local Agency Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 Totals See independent auditors' report. Principal Interest Total $ 1,340,000 1,425,000 1,515,000 1,620,000 1,720,000 10,465,000 $ 692,335 643,948 588,710 526,010 459,210 1,119,425 $ 2,032,335 2,068,948 2,103,710 2,146,010 2,179,210 11,584,425 18,085,000 4,029.638 22.114,638 -56- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2008 Series B In March 2008, $3,265,000 principal amount of 2008 Local Agency Revenue Bonds, Series B, was issued in accordance with the indenture described above. The bonds are due in annual installments of $5,000 to $285,000 from September 1, 2012 through September 1, 2038. Interest payments ranging from 4.5% to 6.875% are due from September 1, 2008 through September 1, 2038. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2008 at specified redemption prices. At June 30, 2011, the Authority has a cash reserve balance for debt service of $308,847, which is sufficient to cover the Bond Indenture Reserve Requirement of $308,844. Future debt requirements for the 2008 Series B Local Agency Revenue Bonds are as follows: Year Ending June 30, Principal Interest Total 2012 $ - $ 220,487 $ 220,487 2013 5,000 220,374 225,374 2014 10,000 220,024 230,024 2015 15,000 219,430 234,430 2016 20,000 218,573 238,573 2017-2021 210,000 1,065,896 1,275,896 2022-2026 430,000 966,625 1,396,625 2027-2031 740,000 765,531 1,505,531 2032-2036 1,030,000 463,375 1,493,375 2037-2039 805,000 85,421 890,421 Totals 3,265,000 4,445,736 7,710.736 See independent auditors' report. -57- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2010 Series A In November 2010, $7,430,000 principal amount of 2010 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds are due in annual installments of $10,000 to $735,000 from September 1, 2013 through September 1, 2040; interest at 3.25% to 6.25 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2013 at specified redemption prices. At June 30, 2011, the Authority has a cash reserve balance for debt service of $743,265, which is sufficient to cover the Bond Indenture Reserve Requirement of $743,000. Future debt requirements for the 2010 Series A Local Agency Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2036 2037-2041 Totals See independent auditors' report. E9 Princi 10,000 20,000 25,000 315,000 690,000 1,230,000 2,015,000 3,125,000 7.430.000 Interest $ 447,138 447,138 446,975 446,463 445,644 2,196,894 2,072,078 1,804,928 1,314,844 521,094 10.143.196 Total $ 447,138 447,138 456,975 466,463 470,644 2,511,894 2,762,078 3,034,928 3,329,844 3,646,094 17.573.196 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2011 Series A In June 2011, $5,365,000 principal amount of 2011 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds are due in annual installments of $135,000 to $370,000 from September 1, 2012 through September 1, 2038; interest at 3.0% to 6.125 %. The bonds are subject to call and redemption on and after their stated maturity commencing September 1, 2016 at redemption price equal to principal amount. At June 30, 2011, the Authority has a cash reserve balance for debt service of $427,175, which is sufficient to cover the Bond Indenture Reserve Requirement of $427,175. Future debt requirements for the 2011 Series A Local Agency Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2036 2037-2039 Totals See independent auditors' report. E9 Princi 135,000 140,000 145,000 145,000 830,000 1,045,000 1,385,000 1,230,000 310,000 5.365.000 -59- Interest $ 192,767 285,925 281,800 277,525 273,175 1,273,606 1,033,856 681,806 236,244 29,400 4.566.104 Total $ 192,767 420,925 421,800 422,525 418,175 2,103,606 2,078,856 2,066,806 1,466,244 339,400 9.931.104 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds: 1999 Series A In February 1999, $33,450,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $410,000 to $2,175,000 from September 1, 2000 through September 1, 2030; interest at 5.00% to 5.50 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2015, at specified redemption prices. The 1999 Series A Tax Allocation Revenue Bonds were refunded by the 2010 Series C Tax Allocation Revenue Bonds in October 2010 and retired in December 2010. 2010 Series A In February 2010, $15,435,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $305,000 to $2,910,000 from September 1, 2010 through September 1, 2033; interest at 2.00% to 5.25 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2024, at specified redemption prices. At June 30, 2011, the Agency has a cash reserve balance for debt service of $1,472,778, which is sufficient to cover the Bond Indenture Reserve Requirement of $1,471,914. Future debt requirements for the 2010 Series A Tax Allocation Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2033 Totals See independent auditors' report. Principal $ 305,000 310,000 315,000 325,000 330,000 1,835,000 2,225,000 2,830,000 6,280,000 Interest $ 686,781 679,081 669,707 660,106 651,106 3,087,306 2,676,153 2,034,638 431,024 Total $ 991,781 989,081 984,707 985,106 981,106 4,922,306 4,901,153 4,864,638 6,711,024 14.755.000 $ 11 575,902 S 26.330.902 •1 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds (Continued): 2010 Series B In May 2010, $10,855,000 principal amount of Tax Allocation Revenue Bonds, Series B, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $515,000 to $895,000 from September 1, 2010 through September 1, 2025; interest at 2.00% to 4.75 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2019, at specified redemption prices. At June 30, 2011, the Agency has a cash reserve balance for debt service of $939,806, which is sufficient to cover the Bond Indenture Reserve Requirement of $939,538. Future debt requirements for the 2010 Series B Tax Allocation Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 Totals See independent auditors' report. Princi $ 545,000 560,000 575,000 590,000 610,000 3,355,000 4,105,000 Interest $ 384,900 371,050 354,025 336,550 318,550 1,271,163 490,350 Total $ 929,900 931,050 929,025 926,550 928,550 4,626,163 4,595,350 $ 10,340,000 $ 3,526.588 S 13,866.588 -61- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds (Continued): 2010 Series C In October 2010, $29,435,000 principal amount of Tax Allocation Revenue Bonds, Series C, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $650,000 to $2,115,000 from September 1, 2011 through September 1, 2030; interest at 2.00% to 5.00 %. The bonds are subject to call and redemption on or after their stated maturity commencing September 1, 2020, at redemption price equal to principal amount. At June 30, 2011, the Agency has a cash reserve balance for debt service of $2,223,028, which is sufficient to cover the Bond Indenture Reserve Requirement of $2,222,395. Future debt requirements for the 2010 Series C Tax Allocation Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 Totals See independent auditors' report. Principal $ 650,000 1,140,000 1,165,000 1,190,000 1,215,000 6,565,000 7,825,000 9,685,000 Interest $ 1,083,714 1,065,814 1,042,764 1,019,214 994,404 4,438,653 3,104,009 1,189,834 Total $ 1,733,714 2,205,814 2,207,764 2,209,214 2,209,404 11,003,653 10,929,009 10,874,834 29,435,000 13,938,406 43,373,406 -62- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds (Continued): 2011 Series A In January 2011, $5,550,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $445,000 to $700,000 from September 1, 2012 through September 1, 2021; interest at 4.00% to 6.00 %. The bonds are subject to call and redemption on and after their stated maturity commencing September 1, 2016, at redemption price equal to principal amount. At June 30, 2011, the Agency has a cash reserve balance for debt service of $539,738, which is sufficient to cover the Bond Indenture Reserve Requirement of $539,623. Future debt requirements for the 2011 Series A Tax Allocation Revenue Bonds are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022 Totals See independent auditors' report. E9 Princi 445,000 465,000 485,000 505,000 2,950,000 700,000 Interest $ 323,422 286,613 267,250 246,481 223,550 665,188 21,000 Total $ 323,422 731,613 732,250 731,481 728,550 3,615,188 721,000 $ 5,550,000 $ 2,033.504 $ 7,583,504 -63- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): C. Subordinate Tax Allocation Revenue Bonds: 2011 Series Project Area II In April 2011, $3,260,000 principal amount of Subordinate Tax Allocation Revenue Bonds, Series 2011 Project Area II was issued to reimburse infrastructure costs to McMillin Summerly LLP under an Amended and Restated Disposition and Development Agreement dated March 8, 2011. The bonds were issued as a private placement offering to the developer. In connection with the bonds, the Agency has entered into a loan agreement with the Lake Elsinore Public Financing Authority to provide for funds for the Agency to purchase the bonds held by the developer. As of June 30, 2011, the loan was not funded. The term bonds are due in annual installments of $70,000 to $285,000 from September 1, 2012 through September 1, 2033; interest at 3.60% to 7.65 %. The bonds are subject to call and redemption prior to their stated maturity at specified redemption prices. Future debt requirements for the Subordinate Tax Allocation Revenue Bonds Series 2011 Project Area II are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2034 Totals See independent auditors' report. Principal Interest Total 70,000 75,000 80,000 80,000 485,000 685,000 990,000 795,000 3.260.000 W $ 208,515 234,055 231,107 227,380 223,180 1,029,748 821,029 504,518 94,286 3.573.818 $ 208,515 304,055 306,107 307,380 303,180 1,514,748 1,506,029 1,494,518 889,286 6.833.818 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): C. Subordinate Tax Allocation Revenue Bonds (Continued): 2011 Series Project Area III In April 2011, $1,350,000 principal amount of Subordinate Tax Allocation Revenue Bonds, Series 2011 Project Area III was issued to reimburse infrastructure costs to McMillin Summerly LLP under an Amended and Restated Disposition and Development Agreement dated March 8, 2011. The bonds were issued as a private placement offering to the developer. In connection with the bonds, the Agency has entered into a loan agreement with the Lake Elsinore Public Financing Authority to provide for funds for the Agency to purchase the bonds held by the developer. As of June 30, 2011, the loan was not funded. The term bonds are due in annual installments of $20,000 to $110,000 from September 1, 2012 through September 1, 2038; interest at 3.60% to 7.75 %. The bonds are subject to call and redemption prior to their stated maturity at specified redemption prices. Future debt requirements for the Subordinate Tax Allocation Revenue Bonds Series 2011 Project Area III are as follows: Year Ending June 30, Principal Interest Total 2012 $ - $ 88,573 $ 88,573 2013 20,000 99,597 119,597 2014 20,000 98,788 118,788 2015 20,000 97,827 117,827 2016 20,000 96,778 116,778 2017-2021 135,000 460,075 595,075 2022-2026 180,000 403,928 583,928 2027-2031 265,000 319,684 584,684 2032-2036 380,000 198,075 578,075 2037-2039 310,000 37,200 347,200 Totals 1,350,000 1,900,525 3,250,525 See independent auditors' report. -65- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): D. Revenue Refunding Bonds: 2000 Series A In July 2000, $15,660,000 principal amount of Revenue Refunding Bonds, Series A, was issued in accordance with the indenture to advance refund 1997 Revenue Bonds, Series A, whose proceeds were to provide funds to finance the Authority's lease of certain City recreation facilities from the City for lease back to the City. The term bonds are due in annual installments of $285,000 to $960,000 from February 1, 2005 through February 1, 2032; interest is variable. The bonds are subject to call and redemption prior to their stated maturity commencing February 1, 2002, at specified redemption prices. Future debt requirements for the 2000 Series A Revenue Refunding Bonds are as follows: Year Ending June 30, Principal Interest * Total 2012 $ 390,000 $ 9,355 $ 399,355 2013 410,000 9,083 419,083 2014 430,000 8,795 438,795 2015 450,000 8,495 458,495 2016 470,000 8,179 478,179 2017-2021 2,680,000 35,669 2,715,669 2022-2026 3,360,000 25,378 3,385,378 2027-2031 4,215,000 12,474 4,227,474 2032 960,000 672 960,672 Totals 13.365.000 118.100 13.483.100 * Interest on the bonds is payable on the first of each month, so long as the bonds bear interest at a variable interest rate, and after conversion to a fixed rate, interest will be payable on February 1 and August 1 of each year. The amount of the payments are not yet known due to the variable interest rate which is calculated weekly. For purposes of this schedule, the interest rate at June 30, 2011 of 0.07% was used to calculate the future interest payments. See independent auditors' report. MOM CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): E. Developer Agreements: The Agency has entered into several developer agreements to attract new business to the City. The following represents the Agency's significant commitments with certain developers: Wal -Mart Stores, Inc. On March 12, 1993, the Agency entered into a Disposition and Development Agreement with Wal -Mart Stores, Inc. The Agency has agreed to purchase Wal -Mart property through the payment of a $2,200,000 loan from Wal -Mart Stores, Inc. The $2,200,000 accrues interest at 7.00% per annum. Installment payments are to be made each year on January 30th for approximately 20 years, continuing 19 years after the first installment date. Installment payments are calculated to be (1) in the amount of 100% of the sales tax in excess of $200,000, but not to exceed $200,000 and (2) 50% of the amount of any additional sales tax received in excess of $400,000. Sales tax is not pledged for repayment. The obligation is a general obligation of the Agency and tax increment is not specifically pledged. As of June 30, 2011, the Agency owes $263,362 to Wal -Mart Stores, Inc., which has been included in the long -term obligations. Oak Grove Equities On March 12, 1993, the Agency entered into an Owner Participation Agreement with Oak Grove Equities. The Agency has agreed to reimburse the developer $1,800,000 for certain public improvements that were installed at the Lake Elsinore City Center. The $1,800,000 accrues interest at 7.00% per annum. Installment payments are to be made each year on January 30th for approximately 20 years, continuing 19 years after the first installment date. Installment payments are calculated to be (1) in the amount of 100% of the sales tax in excess of $200,000, but not to exceed $200,000 and (2) 50% of the amount of any additional sales tax received in excess of $400,000. Sales tax is not pledged for repayment. The obligation is a general obligation of the Agency and tax increment is not specifically pledged. As of June 30, 2011, the Agency owes $2,393,231 to Oak Grove Equities which has been included in the long -term obligations. Any unpaid obligation on the 20th payment date, which is January 31, 2016, is to be forgiven and discharged. See independent auditors' report. -67- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): E. Developer Agreements (Continued): Outlet Center The Agency entered into an Owner Participation Agreement with NG /Chelsea Lake Elsinore Limited Partnership pertaining to the development of a factory retail outlet. The factory outlet center is located in Redevelopment Project Area 1. Pursuant to the Agreement, the Agency is required to pay the annual special assessment levied by Assessment District 86 -1. The bonds issued by Assessment District 86 -1 mature in the year 2015 and the annual special assessment is approximately $108,000. As of June 30, 2011, the Agency owes $414,172 which has been included in the long -term obligations. F. Loans Payable: Elsinore Valley Municipal Water District ( EVMWD) - Amber Ridge In February 1995, the City and the Agency entered into an agreement with the EVMWD whereby the Agency would reimburse the EVMWD's annual loan payment related to project costs of the EVMWD and a loan payable to the State Water Resources Control Board. The Agency's annual installments of $60,740 are due July 1, 1999 to July 1, 2014; interest from 2.70% to 6.00 %. Future debt requirements for the loans are as follows: Year Ending June 30, 2012 2013 2014 2015 Totals See independent auditors' report. Principal $ 53,436 55,412 57,474 37,724 Interest $ 7,304 5,328 3,266 1,113 Total $ 60,740 60,740 60,740 38,837 S 204,046 S 17,011 $ 221,057 .: CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 7. LONG -TERM LIABILITIES (CONTINUED): G Other Post - Employment Benefit Obligation: Other post- employment benefit obligation is not expected to be funded with current resources and has been reported as a liability of the governmental activities. H. Compensated Absences: Compensated absences are liquidated by the General Fund and are reported as a liability of the governmental activities. 8. LOANS PAYABLE TO PUBLIC FINANCING AUTHORITY: Periodically the City of Lake Elsinore's Public Financing Authority (the Authority) issues Tax Allocation Revenue Bonds for financing projects of the Agency and to provide funds for the various debt obligations of the Agency. The Agency entered into loan agreements with the Authority which mirrored the bonds issued by the Authority. Concurrent with the execution and delivery of the loan agreements, the Authority issued the aggregate principal amount of the Tax Allocation Revenue Bonds to the Agency. The loans were made as an advance for the principal amount which was made from the proceeds of the bonds on the closing date of the bond. The principal and interest are payable in installment payments not less than three business days prior to the due date on the bonds. At June 30, 2011, loan agreements between the Agency and Authority totaled $60,080,000 based on 2010 Series A, Series B and Series C Tax Allocation Revenue Bonds and the 2011 Series A Tax Allocation Revenue Bonds as described below. Since these loans are interfund activities, they are excluded from the long -term liabilities schedule in Note 7 and on the Statement of Net Assets. Note 21 has additional information on recent changes affecting California Redevelopment Agencies. 1999 Series A In February 1999, $33,450,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds of the loan were used to advance refund $34,825,000 of outstanding 1992 Tax Allocation Revenue Bonds and to provide funds for the acquisition and construction of certain public improvements within the Rancho Laguna Redevelopment Project Areas I and II. The loan is payable in annual principal installments varying from $410,000 to $2,175,000 through 2030 and bear interest rates varying from 5.00% to 5.50 %. The Bonds were refunded by the 2010 Series C Tax Allocation Bonds in October 2010. See independent auditors' report. eV CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 8. LOANS PAYABLE TO PUBLIC FINANCING AUTHORITY (CONTINUED): 2010 Series A In February 2010, $15,435,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds were used to advance refund $13,170,000 of outstanding 1999 Series C Tax Allocation Revenue Bonds. The loan is payable in annual installments of $305,000 to $2,910,000 from September 1, 2010 through September 1, 2033; interest at 2.00% to 5.25 %. The loan balance at June 30, 2011 is $15,435,000. At June 30, 2011, the Agency has a cash reserve balance for debt service of $1,472,778 which is sufficient to cover the Bond Indenture Reserve Requirement. 2010 Series B In May 2010, $10,855,000 principal amount of Tax Allocation Revenue Bonds, Series B, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds were used to advance refund $10,065,000 of outstanding 1995 Series A Tax Allocation Revenue Bonds. The advance refunding resulted in an economic gain of $757,319 and a decrease in cash flows of $893,956. Proceeds from the 2010 Series B bonds were invested in an escrow fund with a trustee which together with earnings will pay interest and principal on the bonds until fully retired. The 1995 Series A bonds are legally defeased and are no longer a liability of the Agency. The loan is payable in annual installments of $515,000 to $895,000 from September 1, 2010 through September 1, 2025; interest at 2.00% to 4.75 %. The loan balance at June 30, 2011 is $10,855,000. At June 30, 2011, the Agency has a cash reserve balance for debt service of $939,806 which is sufficient to cover the Bond Indenture Reserve Requirement. 2010 Series C In October 2010, $29,435,000 principal amount of Tax Allocation Revenue Bonds, Series C, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency through the release of the net proceeds of the financing. The net proceeds were used to advance refund $27,495,000 of outstanding 1999 Series A Tax Allocation Revenue Bonds. Tax revenues from Project Areas 1 and 2 are pledged for the repayment of the loan. In the event that tax revenues are not sufficient from Project Areas 1 and 2, the Agency has covenanted to make interfund loans from Project Area 3 and the Low and Moderate Income Housing Fund to make the loan payment. The loan is payable in annual installments of $605,000 to $2,115,000 from September 1, 2011 through September 1, 2030; interest at 2.00% to 5.00 %. The loan balance at June 30, 2011 is $29,435,000. At June 30, 2011, the Agency has a cash reserve balance for debt service of $2,223,028 which is sufficient to cover the Bond Indenture Reserve Requirement. See independent auditors' report. -70- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 8. LOANS PAYABLE TO PUBLIC FINANCING AUTHORITY (CONTINUED): 2010 Series C (Continued) The advance refunding resulted in an economic gain of $1,653,015 and a decrease in cash flows of $2,252,722. Proceeds from the 2010 Series C bonds were invested in an escrow fund with a trustee which together with earnings will pay interest and principal on the bonds until fully retired. The 1999 Series A bonds are legally defeased and are no longer a liability of the Agency. 2011 Series A In January 2011, $5,550,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency through the release of the net proceeds of the financing. The net proceeds were used to provide funding for a boat launch ramp project benefitting Project Area 1. Tax revenues from Project Area I are pledged for repayment of the loan. In the event that tax revenues are not sufficient from Project Area 1, the Agency has covenanted to make interfund loans from Project Areas 2 and 3 to make the loan payment. The pledge of Project Area 1 revenues to the loan is on a subordinate basis with respect to the 2010 Series C loan and on a parity basis with the 2010 Series A loan. The loan is payable in annual installments of $445,000 to $700,000 from September 1, 2012 through September 1, 2021; interest at 4.00% to 6.00 %. The loan balance at June 30, 2011 is $5,550,000. At June 30, 2011, the Agency has a cash reserve balance for debt service of $539,738 which is sufficient to cover the Bond Indenture Reserve Requirement. Future debt requirements for the loans payable to the Public Financing Authority are as follows: Year Ending June 30, Principal Interest Total 2012 $ 1,500,000 $ 2,478,817 $ 3,978,817 2013 2,455,000 2,402,558 4,857,558 2014 2,520,000 2,333,745 4,853,745 2015 2,590,000 2,262,351 4,852,351 2016 2,660,000 2,187,611 4,847,611 2017-2021 14,705,000 9,462,309 24,167,309 2022-2026 14,855,000 6,291,513 21,146,513 2027-2031 12,515,000 3,224,471 15,739,471 2032-2036 6,280,000 431,025 6,711,025 Totals 60,080,000 $ 31,074,400 91.154.400 See independent auditors' report. -71- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 9. ADVANCES PAYABLE: The General Fund advanced the Agency $8,158,238 from 1997 through 2002 and $903,250 for the fiscal year ended June 30, 2003. The advances are to cover certain administrative costs and a legal settlement related to the Agency. Payments of $214,968 are to be made on an annual basis through fiscal year 2032. Interest is accrued cumulatively on the advances at a rate of 2 %. Future debt requirements for the advances to the Agency are as follows: Year Ending June 30, 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032 Totals Principal $ 143,205 146,069 148,991 151,970 155,010 822,810 908,449 1,003,002 108,683 Interest $ 71,764 68,900 65,978 62,998 59,959 252,032 166,395 71,843 2,175 Total $ 214,969 214,969 214,969 214,968 214,969 1,074,842 1,074,844 1,074,845 110,858 3.588.189 822.044 4.410.233 Note 21 has additional information on the impact of recent changes in litigation affecting California Redevelopment Agencies on the amounts due from the Agency. 10. SPECIAL ASSESSMENT DISTRICT BONDS: The payment of these bonds is secured by valid assessment liens upon certain lands in each district and are not direct liabilities of the City. Reserves have been established to meet delinquencies should they occur. Neither the faith and credit nor the taxing power of the City is pledged to the payment of the bonds. If delinquencies occur beyond the amounts held in those reserves, the City has no duty to pay those delinquencies out of any other available funds. The City has used the proceeds of the Local Agency Revenue Bonds to invest in the Special Assessment District Bonds and acts solely as an agent for those paying assessments and the bondholders. See independent auditors' report. -72- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 10. SPECIAL ASSESSMENT DISTRICT BONDS (CONTINUED): A summary of Special Assessment Bonds outstanding at June 30, 2011, for which the City has no liability or commitment, follows: Original Bonds Issue Outstanding at Amount June 30, 2011 Assessment District No. 86 -1 Improvement Bonds $ 4,712,332 $ 1,543,734 Assessment District No. 90 -1 A Improvement Bonds 1,780,000 945,000 Assessment District No. 93 -1 Refunding Improvement Bonds, Series 2000 19,875,000 16,975,000 Total Assessment District Bonds 19,463,734 11. COMMUNITY FACILITIES DISTRICT BONDS: These bonds are authorized pursuant to the Mello -Roos Community Facilities District Act of 1982 as amended, and are payable from special taxes levied on property within the Community Facility Districts according to a methodology approved by the voters within the District and by the City Council of the City of Lake Elsinore. Neither the faith and credit nor taxing power of the City is pledged to the payment of the bonds. Reserves have been established from the bond proceeds to meet delinquencies should they occur. If delinquencies occur beyond the amounts held in those reserves, the City has no duty to pay the delinquency out of any available funds of the City. The City has used the proceeds of the Local Agency Revenue Bonds to invest in these Community Facilities District Bonds and acts solely as an agency for those paying taxes levied and the bondholders. Therefore, the outstaying balances of these bonds are not reflected in these financial statements. A summary of Mello -Roos Bonds outstanding at June 30, 2011 follows: Community Facilities District 90 -2 Tuscany Hills Public Improvements 2002 Series Community Facilities District 95 -1 Lake Elsinore City Center Public Improvements Community Facilities District 98 -1 Summerhill Public Improvements Community Facilities District 2003 -2 Canyon Hills 2004 Series A Community Facilities District 2004 -3 Roseta Canyon 2005 Series A Community Facilities District 2005 -1 Serenity 2006 Series A Community Facilities District 2005 -2 Alberhill Ranch 2005 Series A See independent auditors' report. -73- Original Bonds Issue Outstanding at Amount June 30, 2011 $ 14,470,000 $ 7,545,000 1,600,000 1,205,000 17,660,000 17,535,000 12,235,000 11,865,000 22,635,000 22,230,000 NEW U11112 : :1 111 24,680,000 24,480,000 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 11. COMMUNITY FACILITIES DISTRICT BONDS (CONTINUED): Summary of Mello -Roos Bonds outstanding at June 30, 2011 (Continued): Community Facilities District 2005 -6 City Center Townhomes 2006 Series A Community Facilities District 90 -2 Tuscany Hills Public Improvement 2007 Series A Community Facilities District 2003 -2 Canyon Hills 2006 Series A Community Facilities District 2004 -3 Roseta Canyon 2006 Series A Community Facilities District 2006 -2 Viscaya 2006 Series A Community Facilities District 88 -3 2008 Series A Community Facilities District 88 -3 2008 Series A Community Facilities District 88 -3 2008 Series B Community Facilities District 2003 -2 Canyon Hills 2010 Series A Total Community Facilities District Bonds 12. MORTGAGE REVENUE BONDS: Original Bonds Issue Outstanding at Amount June 30, 2011 $ 3,525,000 $ 3,495,000 7,340,000 7,340,000 20,570,000 20,315,000 23,460,000 23,295,000 7,290,000 7,225,000 24,670,000 20,090,000 7,175,000 6,610,000 3,265,000 3,265,000 7,430,000 7,430,000 192,805,000 The City and Agency have entered into a bond and loan program to assist low and moderate income homebuyers of multi- family residential developments with the City limits. Although the City has arranged the financing program, these debts are not payable from any revenues or assets of the City. Neither the faith and credit nor the taxing power of the City, or any political subdivision of the City, is pledged to repay the indebtedness. Accordingly, since these debts do not constitute an obligation of the City, they are not reflected in the accompanying financial statements. Original Bonds Issue Outstanding at Amount June 30, 2011 Lakeside Village Project - Due January 1, 2031 $ 5,000,000 $ 4,146,704 See independent auditors' report. -74- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 13. INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS: During the course of normal operations, the City entered into numerous transactions between funds, including expenditures and transfers of resources to provide services, construct assets and service debt. The accompanying governmental fund financial statements generally reflect such transactions as operating transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. Interf ind transactions and interfund receivables /payables at year -end are not eliminated in the governmental fund financial statements. Due To /From Due to and from other funds at June 30, 2011 are as follows: Receivable Fund Payable Fund Amount General Fund Redevelopment Agency Debt Service Fund $ 83,246 Public Financing Authority Debt Service Fund 14,440 Other Governmental Funds 480,295 Redevelopment Agency Debt Service Fund Other Governmental Funds 4,809,388 5.387.369 The General Fund loaned the Redevelopment Agency Debt Service Fund, the Public Financing Authority Debt Service Fund and Other Governmental Funds $83,246, $14,440 and $480,295, respectively and the loans were used to provide cash flows for expenditures. The Redevelopment Agency Debt Service Fund loaned Other Governmental Funds $4,809,388 and the loan was used to provide cash flows for expenditures. See independent auditors' report. -75- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 13. INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS (CONTINUED): Advances To/From Advances to and from other funds at June 30, 2011 are as follows: Receivable Fund General Fund Redevelopment Agency Special Revenue Fund Payable Fund Redevelopment Agency Debt Service Fund Redevelopment Agency Debt Service Fund Amount $ 3,588,189 37,954,247 41.542.436 The General Fund advanced $3,588,189 to the Redevelopment Agency Debt Service Fund to provide funds to fund Agency projects. (See Note 9). The advances from the Redevelopment Agency Special Revenue Fund to the Redevelopment Agency Debt Service Fund were made from: (a) the 1995 Series A and 1999 Series C bond proceeds deposited in the Rancho Laguna Special Revenue Fund. The 1995 Series A and 1999 Series C bonds were refunded in fiscal year 2010 with the issuance of the 2010 Series A and 2010 Series B bonds. The advances payable include an original loan amount of $18,040,438 and accrued interest of $16,163,809, and (b) advances in the amount of $3,750,000 was a result of suspending a portion of the 20% set aside requirement to assist in the payment of the SERAF obligation for fiscal year 2010. This advance is to be repaid in installments by fiscal year 2014 -2015. Transfers In /Out The compositions of the City's interfund transfer balances as of June 30, 2011 are as follows: Transfers In Transfers Out Amount General Fund Other Governmental Funds $ 51,752 Other Governmental Funds General Fund 231,000 Redevelopment Agency Debt Service Fund 5,903,453 6.186.205 The transfers between the General Fund and the Other Governmental Funds were made to provide cash flows for expenditures. The transfer of $5,903,453 between Other Governmental Funds and the Redevelopment Agency Debt Service Fund was made to fund operational and capital projects costs. See independent auditors' report. -76- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 14. GOVERNMENTAL FUND BALANCE CLASSIFICATIONS: The City has implemented Governmental Accounting Standards Board Statement No. 54, "Fund Balance Reporting and Governmental Fund Type Definitions ", for the year ended June 30, 2011. The fund balances reported on the fund statements now consist of the following categories: Nonspendable - This classification includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted - This classification includes amounts that can be spent only for specific purposes stipulated by constitution, external resource providers or through enabling legislation. Committed - This classification includes amounts that can be used only for the specific purposes determined by a formal action of the government's highest level of decision - making authority. Assigned - This classification includes amounts to be used by the government for specific purposes but do not meet the criteria to be classified as restricted or committed. In governmental funds, other than the general fund, assigned fund balance represents the remaining amount that is not restricted or committed. Unassigned - This classification includes the residual balance for the government's general fund and includes all spendable amounts not contained in other classifications. In other funds, the unassigned classification is used only to report a deficit balance resulting from overspending for specific purposes for which amounts had been restricted, committed or assigned. When an expenditure is incurred for purposes for which both restricted and unrestricted fund balances are available, the City's policy is to apply restricted fund balance first. When an expenditure is incurred for purposes for which committed, assigned or unassigned fund balances are available, the City's policy is to apply committed fund balance first, then assigned fund balance, and finally unassigned fund balance. See independent auditors' report. -77- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 15. OTHER REQUIRED INDIVIDUAL FUND DISCLOSURES: It is the City's intention to seek authority from the City Council to realign the current year's budget to reflect priority changes in the goals and objectives of the City. This realignment did not take place in the current year budget; therefore, expenditures exceeded appropriations in the following funds: Expenditures Appropriations Major Fund: Redevelopment Agency Special Revenue Fund $ 12,838,711 $ 2,612,234 Other Governmental Funds: L.L.E.B.G Program Special Revenue Fund Office of Traffic and Safety Special Revenue Fund Traffic Offender Special Revenue Fund Lighting and Landscaping Special Revenue Fund Endowment Trust Special Revenue Fund Community Center Special Revenue Fund Traffic Improvements Capital Projects Fund 58,946 17,000 107,982 50,000 34,087 25,000 1,345,268 1,275,000 5,050 2,100 7,493 - 778 - The following funds had a deficit fund balance at June 30, 2011. These deficits are expected to be eliminated through future revenues and transfers except for the Redevelopment Agency Debt Service Fund. Due to the dissolution of the Redevelopment Agency effective February 1, 2011, it is not known how the Successor Agency will eliminate the deficit. Major Fund: Redevelopment Agency Debt Service Fund $ Other Governmental Funds: Office of Traffic and Safety Special Revenue Fund C.D.B.G Special Revenue Fund Miscellaneous Grants Special Revenue Fund N.P.D.E.S. Special Revenue Fund Recreation Authority Debt Service Fund TUMF Capital Projects Fund See independent auditors' report. Amount 24,728,024 21,381 109,869 72,724 10,968 11,923 103,620 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 16. PENSION PLAN: Plan Description The City contributes to the California Public Employees Retirement System (PERS), a cost sharing multiple - employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost -of- living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. As of July 1, 2005, the City was mandated by the State to participate in the risk pool. The risk pool combines the assets and liabilities across employers of the same risk pool to provide a method to spread the risk of uncertain gains and losses over a larger base of members. Benefit provisions and all other requirements are established by state statute and City ordinance. Copies of PERS annual financial report may be obtained from their executive office: 400 P Street, Sacramento, California 95814. All full -time City employees are eligible to participate in PERS. Benefits vest after five (5) years of credited service. Employees are eligible for retirement at the age of 55 and are entitled to a monthly benefit of 2.5% of final compensation, the highest average monthly compensation earned during any period of three consecutive years, for each year of service credit. Retirement may begin at age 50 with a reduced benefit rate. PERS also provides death and disability benefits. Upon separation from the plan, members' accumulated contributions are refundable with interest credited through the date of separation. Effective December 7, 2011, employees are eligible for retirement at the age of 60 and are entitled to a monthly benefit of 2.0% based on average monthly compensations earned during the final three years of employment. Annual Required Contribution PERS participants are required to contribute on the basis of a percentage of regular earnings. The percentages are set by statute and, therefore, generally remain unchanged from year to year. The present rates are: Member Rates As A Percentage Of Wages Local Miscellaneous Members 8.00% For employees who are covered by formulas modified to coordinate with social security, a rate of zero is charged for the first $133.33 per month. Also, there is an additional charge for employees covered by the 1959 Survivor Benefit, $2.00 per covered member per month. See independent auditors' report. -79- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 16. PENSION PLAN (CONTINUED): Annual Required Contribution (Continued) The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis recommended by the PERS actuaries and actuarial consultants and adopted by the Board of Administration. The contribution rates at June 30, 2011, 2010 and 2009 were 16.465 %, 16.485% and 17.50 %, respectively. The City's contributions to CalPERS for the years ended June 30, 2011, 2010 and 2009 were $922,645, $1,022,973 and $1,240,414, respectively, and were equal to required contributions for each year. 17. OTHER POST-EMPLOYMENT BENEFITS: Plan Description In addition to providing pension benefits, the City provides post - employment benefits for retired employees. In accordance with City Resolution 89 -42 dated September 1989, the City provides health insurance premium costs to qualifying employees. Employees who retire from the City on or after attaining age 55 with at least 5 years of service with the City, qualify to receive the post - employment benefit. The City pays 100% of the retirees' and authorized dependents monthly medical premiums. Funding Policy The contribution requirements of plan members and the City are established and may be amended by the City, the City's City Council, and/or the employee associations. Currently, contributions are not required from plan members. Contributions are funded on a pay -as- you -go basis. During the fiscal year ended June 30, 2011, the City elected to fund $379,875 towards the unfunded accrued liability related to this benefit. Annual OPEB Cost and Net OPEB Obligation The City's annual OPEB cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded liabilities of the plan over a period not to exceed thirty years. The ARC for fiscal year 2010 -11 was $1,356,199. See independent auditors' report. :1 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 17. OTHER POST - EMPLOYMENT BENEFITS (CONTINUED): Annual OPEB Cost and Net OPEB Obligation (Continued) The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation. Annual required contribution (ARC) Interest on net OPEB obligation Adjustment to ARC Annual OPEB cost Actual contributions made Increase in net OPEB obligation Net OPEB Obligation - beginning of year Net OPEB Obligation - end of year Three -Year Trend Information $ 1,356,199 125,519 (311,054) 1,170,664 (379,875) 790,789 2,086,786 2.877,575 For fiscal year 2011, the City's annual OPEB cost (expense) of $1,356,199 was equal to the ARC. Information on the annual OPEB cost, percentage of Annual OPEB cost contributed, and Net OPEB Obligation is presented below: Fiscal Year Ended 6/30/09 6/30/10 6/30/11 Annual OPEB Cost $ 1,356,199 1,356,199 1,170,664 Funded Status and Funding Progress Actual Contributions (Net of Adjustments) $ 307,802 317,810 379,875 Percentage of Annual OPEB Cost Contributed 22.70% 23.43% 32.45% Net OPEB Obligation _ $ 1,048,397 2,086,786 2,877,575 As of July 1, 2008, the first actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $8,791,806 and the actuarial value of assets was zero, resulting in an unfunded accrued liability (UAL) of $8,791,806. The covered payroll (annual payroll of active employees covered by the plan) was $5,280,551 and the ratio of the UAL to the covered payroll was 166.49 %. See independent auditors' report. -81- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 17. OTHER POST - EMPLOYMENT BENEFITS (CONTINUED): Funded Status and Funding Progress (Continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long -term perspective of the calculations. In the July 1, 2008 actuarial valuation, the frozen entry age method was used. The actuarial assumptions included a rate of return on assets of 7.75% per annum and a medical cost trend rates ranging from 5.5% to 9% for the first four years and an ultimate rate of 5.0% after four years, dental cost trend is 4% per year. The City's unfunded actuarial accrued liability is being amortized by level dollar contributions over twenty years as a level dollar amount. 18. DEFERRED COMPENSATION: The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. On August 20, 1996 the provisions of Internal Revenue Code (IRC) Section 457 were amended to require new plans to place all assets and income of the plans in trust for the exclusive benefit of participants and their beneficiaries. Plans in existence as of the date of this change must place the Plan assets and income in trust by January 1, 1999. Once the assets and income are placed in trust the City no longer owns the amounts deferred by employees and related income. Prior to this IRC Section 457 Amendment, the deferred amounts and related income remained as property of the City until withdrawn by the employee. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 18. DEFERRED COMPENSATION (CONTINUED): During the 1997 -98 fiscal year, the City placed its Deferred Compensation Plan assets and related income in trust as allowed by IRC Section 457 and as a result the asset and corresponding liability are no longer presented in these financial statements. This change had no impact on the City's fund equity. 19. LIABILITY, PROPERTY AND PROTECTION: Description Self- Insurance Pool Pursuant to Joint Powers Agreement The City is a member of the California Joint Powers Insurance Authority (Insurance Authority). The Insurance Authority is composed of 121 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Insurance Authority is to arrange and administer programs for the pooling of self - insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other coverages. The Insurance Authority's pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a 9- member Executive Committee. Self - Insurance Programs of the Insurance Authority A revised cost allocation methodology was introduced in 2010 -11, however it retains many elements of the previous cost allocation methodology. Each member pays an annual contribution (formerly called the primary deposit) to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool -wide basis. This subsequent cost re- allocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. The total funding requirement for self - insurance programs is estimated using actuarial models and pre - funded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk - sharing pool. Additional information regarding the cost allocation methodology is provided below. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 19. LIABILITY, PROPERTY AND PROTECTION (CONTINUED): Self - Insurance Programs of the Insurance Authority (Continued) General Liability Insurance. In the liability program claims are pooled separately between police and non - police exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $30,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $30,000 to $750,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4) Incurred costs in excess of $750,000 up to the reinsurance attachment point of $5 million are distributed based on the outcome of cost allocation within the first and second loss layers. (5) Costs of covered claims from $5 million to $10 million are paid under a reinsurance contract subject to a $2.5 million annual aggregate deductible. Costs of covered claims from $10 million to $15 million are paid under two reinsurance contracts subject to a combined $3 million annual aggregate deductible. On a cumulative basis for all 2010 -11 reinsurance contracts the annual aggregate deductible is $5.5 million. (6) Costs of covered claims from $15 million up to $50 million are covered through excess insurance policies. The overall coverage limit for each member including all layers of coverage is $50 million per occurrence. Costs of covered claims for subsidence losses are paid by reinsurance and excess insurance with a pooled sub -limit of $35 million per occurrence. This $35 million subsidence sub -limit is composed of (a) $5 million retained within the pool's SIR, (b) $10 million in reinsurance and (c) $20 million in excess insurance. The excess insurance layer has a $20 million annual aggregate. Purchased Insurance All Risk Property Insurance - The City participates in the all -risk property protection program of the Insurance Authority. This insurance protection is underwritten by several insurance companies. The City's property is currently insured according to a schedule of covered property submitted by the City to the Insurance Authority. The City's property currently has all -risk property insurance protection in the amount of $35,808,267. There is a $5,000 deductible per occurrence except for non - emergency vehicle insurance which has a $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retroactive adjustments. See independent auditors' report. ., CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 19. LIABILITY, PROPERTY AND PROTECTION (CONTINUED): Purchased Insurance (Continued) Crime Insurance - The City purchases crime insurance coverage in the amount of $1,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Insurance Authority. Premiums are paid annually and are not subject to retroactive adjustments. Adequacy of Protection During the past three fiscal (claims) years, none of the above programs of protection have experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage in 2010 -2011. The aforementioned information is not included in the accompanying financial statements. Complete financial statements for the California Joint Powers Insurance Authority may be obtained from their administrative office located at 8081 Moody Street, La Palma, California 90623. 20. LITIGATION: The City is a defendant in several other pending lawsuits of a nature common to many similar jurisdictions. City management estimates that the potential claims against the City not covered by insurance resulting from such litigation would not materially affect the basic financial statements of the City. 21. COMMITMENTS AND CONTINGENCIES: The Agency has entered into several developer agreements to attract new business to the City. The following represents the Agency's significant commitments with certain developers: McMillin Summerly LLC On or about December 26, 2002, the Agency entered into a Disposition and Development Agreement (DDA) with Laing -CP Lake Elsinore LLC and Civic Partners- Elsinore LLC, as developer and master developer, respectively, covering an area of approximately 3,000 acres located in Project Areas II and III. As a result of the bankruptcy of the managing member of Laing -CP Lake Elsinore LLC, Bank of America foreclosed on the property subject to the DDA. Subsequently, Bank of America transferred the ownership of the property subject to DDA to McMillin Summerly LLC, who assumed the rights and obligations of the developer under the DDA pursuant to an Amended and Restated DDA entered into as of March 8, 2011. In the DDA, the Agency pledged 100% of the net tax increment generated by the property subject to the DDA to the developer and master developer, excluding, without limitation, moneys to be set aside in the low and moderate income housing fund and funds payable under existing pass- through agreements. See independent auditors' report. MKM CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 21. COMMITMENTS AND CONTINGENCIES (CONTINUED): McMillin Summerly LLC (Continued) As of June 30, 2011, the Agency has accrued $3,177,229 of tax increment due to the developer and master developer for payment when due pursuant to the terms of the DDA. These liabilities are presented as part of accounts payable in the Redevelopment Agency Special Revenue Fund and Redevelopment Agency Debt Service Fund. A portion of the tax increment pledge reimburses the developer for construction of certain extraordinary infrastructure associated with the project. Developer's reimbursement for construction of certain extraordinary infrastructure is limited to $19,000,000, as adjusted in accordance with the terms of the DDA. The Agency issued two subordinate tax allocation bonds 2011 Series totaling $4,610,000, the proceeds of which will be used to reimburse the developer for construction of certain extraordinary infrastructure. Any unpaid reimbursement of extraordinary infrastructure is to be forgiven upon the expiration of the Agency's right to receive tax increment under its Redevelopment Plans for Project Areas II and III. The DDA prohibits further bonded indebtedness secured by tax increment generated by the project site, other than for specified project purposes. Supplemental Education Revenue Augmentation Fund ( SERAF) Pursuant to AB 26 4x, a budget trailer bill, California redevelopment agencies were required to make Supplemental Education Revenue Augmentation Fund ( SERAF) contributions totaling $1.7 billion for the fiscal year 2009 -2010 and $350 million for the fiscal year 2010 -2011. Under AB 26 4x, agencies may borrow a portion of the required contributions from their low and moderate income housing fund. Alternatively, sponsoring governmental agencies (the cities or counties) may elect to pay the SERAF contributions on behalf of their redevelopment agencies. On October 20, 2009, the California Redevelopment Association filed a class action lawsuit on behalf of all California redevelopment agencies, again challenging the SERAF obligations as unconstitutional. The court ruled that the SERAF obligations were not unconstitutional. The Agency's SERAF contributions are $6,976,853 for the fiscal year 2009 -2010 and $1,436,411 for 2010 -2011. For fiscal year 2009 -2010, the Agency paid $3,226,853 from non - housing funds and the balance of $3,750,000 was from suspending a portion of the 20% set aside amount for fiscal year 2010 as allowed by the legislation. For fiscal year 2010 -2011, the SERAF payment was made by the Agency's Debt Service Funds. See independent auditors' report. :. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 21. COMMITMENTS AND CONTINGENCIES (CONTINUED): Recent Changes in Legislation Affecting California Redevelopment Agencies On June 29, 2011, the Governor of the State of California signed Assembly Bills lx 26 and 27 as part of the State's budget package. Assembly Bill lx 26 requires each California redevelopment agency to suspend nearly all activities except to implement existing contracts, meet already - incurred obligations, preserve its assets and prepare for the impending dissolution of the agency. Assembly Bill lx 27 provides a means for redevelopment agencies to continue to exist and operate by means of a Voluntary Alternative Redevelopment Program. Under this program each City would adopt an ordinance agreeing to make certain payments to the County Auditor Controller in fiscal year 2011 -12 and annual payments each fiscal year thereafter. Assembly Bill lx 26 indicates that the City "may use any available funds not otherwise obligated for other uses" to make this payment. The City of Lake Elsinore intends to use available monies of its redevelopment agency for this purpose. The amounts to be paid after fiscal year 2012 -13 have yet to be determined by the state legislature. Assembly Bill lx 26 directs the State Controller of the State of California to review the propriety of any transfers of assets between redevelopment agencies and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency by Assembly Bill lx 26. In the event that Assembly Bill lx 26 is upheld, the interagency receivable recognized by funds of the City that had previously loaned or advanced funds to the redevelopment agency may become uncollectible resulting in a loss recognized by such funds. The City might additionally be impacted if reimbursements previously paid by the redevelopment agency to the City for shared administrative services are eliminated. At June 30, 2011, the General Fund of the City had advanced $3,588,189 to the Redevelopment Agency reported as Due from other funds and Advances to other funds which may not be collectible. Additionally from the period June 1, 2011 to June 30, 2011, $4,235,000 in principal and interest and $2,308,005 in staff support, debt service payment, fiscal charges and other costs were repaid by the Redevelopment Agency to the City. The Agency also transferred $4,978,453 to the City for capital project costs. These transactions are subject to review by the State Controller's Office. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 21. COMMITMENTS AND CONTINGENCIES (CONTINUED): Recent Changes in Legislation Affecting California Redevelopment Agencies (Continued) The League of California Cities and the California Redevelopment Association (CRA) filed a lawsuit on July 18, 2011 on behalf of cities, counties and redevelopment agencies petitioning the California Supreme Court to overturn Assembly Bills lx 26 and 27 on the grounds that these bills violate the California Constitution. On August 11, 2011, the California Supreme Court issued a stay of all of Assembly Bill lx 27 and most of Assembly Bill lx 26. The California Supreme Court stated in its order that "the briefing schedule is designed to facilitate oral argument as early as possible in 2011, and a decision before January 15, 2012 ". A second order issued by the California Supreme Court on August 17, 2011 indicated that certain provisions of Assembly Bills lx 26 and 27 were still in effect and not affected by its previous stay, including requirements to file an appeal of the determination of the community remittance payment by August 15, the requirement to adopt an Enforceable Obligations Payment Schedule (EOPS) by August 29, 2011, and the requirement to prepare a preliminary draft of the initial Recognized Obligation Payment Schedule (ROPS) by September 30, 2011. Because the stay provide by Assembly Bill lx 26 only affects enforcement, each agency must adopt an EOPS and draft ROPS prior to September 30, as required by the statute. Enforceable obligations include bonds, loans and payments required by the federal or State government; legally enforceable payments required in connection with agency employees such as pension payments and unemployment payments, judgments or settlement; legally binding and enforceable agreements or contracts; and contracts or agreements necessary for the continued administration or operation of the agency that are permitted for purposes set forth in Assembly Bill lx 26. On August 23, 2011, City Ordinance No. 2011 -1293 was adopted, indicating that the City will comply with the Voluntary Alternative Redevelopment Program in order to permit the continued existence and operation of the Agency, in the event Assembly Bills lx 26 and/or 27 are upheld as constitutional. On December 29, 2011, the California Supreme Court upheld Assembly Bill lx 26 which dissolves the Lake Elsinore Redevelopment Agency on February 1, 2012, and struck down Assembly Bill lx 27, which would have allowed the formation of new redevelopment agencies. By operation of Assembly Bill lx 26, the City of Lake Elsinore becomes the Successor Agency, with the responsibility to dissolve the Agency's operations. Pursuant to the provisions of Assembly Bill lx 26, the City staff is in the process of preparing an Enforceable Obligation Payment Schedule (EOPS) and a Preliminary Draft Recognized Obligation Payment Schedule (PDROPS) and establish an Oversight Board Committee to direct the Successor Agency in winding down redevelopment activities pursuant to Health and Safety Code Section 34181. See independent auditors' report. .. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 21. COMMITMENTS AND CONTINGENCIES (CONTINUED): Recent Changes in Legislation Affecting California Redevelopment Agencies (Continued) The EOPS and PDROPS are similar payment schedules (with the PDROPS identifying sources of payment for obligations) that outline the fiscal obligations of the City in its capacity as Successor Agency from January 1, 2012 through July 1, 2012. These schedules are necessary so that the Successor Agency will be able to receive funding from the County of Riverside to pay its enforceable obligations. There are certain advances made from the City to the Agency in the amount of $3,588,189 (see Note 13) which ultimate payment is not currently known. In light of the recent State Supreme Court decision, California Redevelopment Association and League of California Cities representatives have vowed to work with State Legislators immediately to develop special legislation to revive redevelopment in order to protect local communities, job creation and to assist in the economic recovery. Two bills have already been introduced. Senate Bill 659 was introduced on January 5, 2012 to move the dissolution dates to April 15th. Pro Tem Steinberg introduced Assembly Bill 654 on January 10th to allow the transfer of all property and cash assets to a city's housing authority. Both bills were not taken up by the state legislature and the dissolution date remains February 1, 2012. On January 10, 2012, the City also elected to retain the housing assets and functions previously performed by the Agency in accordance with Section 34176 of the redevelopment law. The impacts of Assembly Bill lx 26 are difficult to determine, since there are many uncertainties. The uncertainties include whether the Legislature will adopt clean -up legislation and redevelopment reform legislation. The uncertainties also include existing and future litigation. There are also uncertainties created by the Successor Agency and Oversight Committee process, as well as the involvement of the County Auditor - Controller and the State Department of Finance. The accompanying financial statements do not include any adjustments that might result from the outcome of these uncertainties. 22. JOINT POWERS AGREEMENTS: a. On March 28, 2000, the City agreed to enter into a joint powers agreement under Proposition 13 with Elsinore Valley Municipal Water District and the Santa Ana Watersheds Project Authority to form the Lake Elsinore and San Jacinto Watersheds Authority. The Authority is due to receive $15 million in Proposition 13 water bond proceeds to improve the Lake Elsinore and San Jacinto Watersheds Authority lake water quality. As of June 30, 2011, the Authority had minimal activity and according to the criteria in Note 1A, the Authority is not included in these financial statements. See independent auditors' report. :' CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 22. JOINT POWERS AGREEMENTS (CONTINUED): b. In November 2010, the City agreed to enter into a joint powers agreement with the County of Riverside, City of Canyon Lake, City of Murrieta, City of Temecula and City of Wildomar to form the Southwest Communities Financing Authority (the Authority) to provide animal shelter services. The City contributes a prorated share of the Authority's debt service payments, costs of administrative services and operation of animal shelter. The City does not have measurable equity interest in the Authority. According to criteria in Note IA, the Authority is not included in these financial statements. c. In January 2004, the City entered into a joint powers agreement with the County of Riverside, the Cities of Banning, Beaumont, Calimesa, Canyon Lake, Corona, Hemet, Moreno Valley, Murrieta, Norco, Perris, Riverside, San Jacinto and Temecula to form the Western Riverside County Regional Conservation Authority (the Conservation Authority). The purposes of the Conservation Authority are to acquire, administer, operate and maintain land and facilities for ecosystem conservation and habitat reserve for certain endangered species. The City's contributions to the Conservation Authority consist of a development mitigation fee imposed on all new development. The City does not have measurable equity interest in the Conservation Authority. According to criteria in Note IA, the Conservation Authority is not included in these financial statements. 23. SUBSEQUENT EVENTS: Issuance of Local Agency Revenue Bonds 2011 Series B In November 2011, Lake Elsinore Public Financing Authority issued Local Agency Revenue Bonds 2011 Series B in the aggregate principal amount of $1,405,000. The proceeds were used to refund the 1996 Series E bonds and acquire local obligation bonds. 24. RESTATEMENT OF FUND BALANCES - GOVERNMENTAL FUND FINANCIAL STATEMENTS: In the Other Governmental Funds, the fund balance of the Permanent Fund Endowment Trust was increased by $35,463 to account for a reclassification from the Special Revenue Funds. See independent auditors' report. .1 REQUIRED SUPPLEMENTARY INFORMATION -91- CITY OF LAKE ELSINORE SCHEDULE OF FUNDING PROGRESS For the year ended June 30, 2011 OTHER POST - EMPLOYMENT BENEFITS PLAN See independent auditors' report. -92- Actuarial Actuarial UAAL as a Accrued Value of Unfunded Annual % of Actuarial Liability Assets AAL Funded Covered Covered Valuation (AAL) (AVA) (UAAL) Ratio Payroll Payroll Date (a) (b) (a) - (b) (b) /(a) (c) [(a)- (b)] /(c) 7/1/2008 $ 8,791,806 $ - $ 8,791,806 0.00% $ 5,280,551 166.49% See independent auditors' report. -92- CITY OF LAKE ELSINORE, CALIFORNIA BUDGETARY COMPARISON SCHEDULE REVENUES: Property taxes Other taxes Licenses, permits and fees Intergovernmental revenues Charges for services Fines, forfeitures and penalties Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public safety Community development Public services Community services TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR GENERAL FUND For the year ended June 30, 2011 Budgeted Amounts Original Final Actual Variance with Final Budget Positive (Negative) $ 5,344,000 $ 5,544,000 $ 5,438,551 $ (105,449) 8,836,000 9,286,000 9,557,873 271,873 1,336,700 1,571,870 1,783,412 211,542 262,100 255,402 294,486 39,084 1,449,765 1,404,640 1,383,934 (20,706) 404,000 396,000 648,643 252,643 315,450 240,450 245,583 5,133 2,972,800 3,483,498 3,935,723 452,225 20,920,815 22,181,860 23,288,205 1,106,345 5,375,710 6,000,532 6,177,790 (177,258) 11,553,255 11,417,000 10,659,634 757,366 1,705,137 1,383,653 1,337,689 45,964 1,390,670 1,641,279 1,716,863 (75,584) 3,462,046 3,593,480 3,318,519 274,961 23,486,818 24,035,944 23,210,495 825,449 (2,566,003) (1,854,084) 77,710 1,931,794 50,000 50,000 51,752 1,752 - (185,000) (231,000) (46,000) 50,000 (135,000) (179,248) (44,248) (2,516,003) (1,989,084) (101,538) 1,887,546 14,917,319 14,917,319 14,917,319 - $ 12,401,316 $ 12,928,235 $ 14,815,781 $ 1,887,546 See independent auditors' report and note to required supplementary information. -93- CITY OF LAKE ELSINORE, CALIFORNIA BUDGETARY COMPARISON SCHEDULE REDEVELOPMENT AGENCY SPECIAL REVENUE FUND REVENUES: Property taxes Intergovernmental revenues Investment income Miscellaneous income TOTAL REVENUES EXPENDITURES: Current: Community development Debt services: Principal retirement Interest and fiscal charges TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR For the year ended June 30, 2011 1,315,450 1,315,450 11,560,419 (10,244,969) 515,000 515,000 725,800 210,800 781,784 781,784 552,492 (229,292) 2,612,234 2,612,234 12,838,711 (10,226,477) 2,120,566 2,120,566 (7,878,851) (9,999,417) 34,320,899 34,320,899 34,320,899 - $ 36,441,465 $ 36,441,465 $ 26,442,048 $ (9,999,417) See independent auditors' report and note to required supplementary information. -94- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 3,892,800 $ 3,892,800 $ 3,821,776 $ (71,024) - - 285,243 285,243 300,000 300,000 106,865 (193,135) 540,000 540,000 745,976 205,976 4,732,800 4,732,800 4,959,860 227,060 1,315,450 1,315,450 11,560,419 (10,244,969) 515,000 515,000 725,800 210,800 781,784 781,784 552,492 (229,292) 2,612,234 2,612,234 12,838,711 (10,226,477) 2,120,566 2,120,566 (7,878,851) (9,999,417) 34,320,899 34,320,899 34,320,899 - $ 36,441,465 $ 36,441,465 $ 26,442,048 $ (9,999,417) See independent auditors' report and note to required supplementary information. -94- CITY OF LAKE ELSINORE, CALIFORNIA NOTE TO REQUIRED SUPPLEMENTARY INFORMATION June 30, 2011 1. BUDGETS AND BUDGETARY ACCOUNTING: The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1) In May, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and estimated revenues and other means of financing. 2) Public hearings are conducted at City Council meetings to obtain public input. 3) Prior to July 1, the budget is adopted by Council action. 4) The City Manager is authorized to transfer funds appropriated with respect to those classifications designated as other services and material and supplies within the same department. The City Manager may transfer appropriated funds from any classification within other expenditure categories to the capital outlay classification within the same department only. For budgeting purposes, the General Fund is composed of several departments while all other budgeted funds are considered a single department. Revenues are budgeted on a line item basis. 5) The legal level of budgetary control is maintained at the departmental level. Formal budgetary integration is employed as a management control device during the year for the General and Special Revenue Fund types to assist in controlling expenditures and enforcing revenue provisions. Capital Projects Fund types are budgeted on a project by project basis. All appropriations lapse at the end of the fiscal year, except for capital projects which are carried forward until such time as the project is completed or terminated. 6) Budgets for the General, certain Special Revenue and certain Capital Projects Funds are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Budgeted amounts are as originally adopted and as further amended by the City Council. 7) Budget information is presented for the General, certain Special Revenue and certain Capital Projects Fund types. Formal budgeting policies are not required for the Debt Service Fund and, therefore, the financial statement of this fund is not included in the Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual. See independent auditors' report. -95- THIS PAGE INTENTIONALLY LEFT BLANK .s SUPPLEMENTARY INFORMATION -97- THIS PAGE INTENTIONALLY LEFT BLANK "'. CITY OF LAKE ELSINORE, CALIFORNIA OTHER GOVERNMENTAL FUNDS June 30, 2011 SPECIAL REVENUE FUNDS are used to account for the proceeds of specific revenue sources that are restricted by law or City Council resolution to expenditure for specific purposes. DEBT SERVICE RECREATION AUTHORITY FUND is used to account for debt service transactions including revenue collections and payments of principal and interest on long -term obligations of the component unit. CAPITAL PROJECTS FUNDS are used to account for financial resources to be used for the acquisition or construction of redevelopment projects and administrative expenses. PERMANENT FUND - ENDOWMENT TRUST is used to account for receipts used for payment of high school scholarships. W CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS June 30, 2011 ASSETS Cash and investments Cash and investments with fiscal agents Accrued interest receivable Due from other governments Land held for resale TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable Accrued liabilities Deposits and other liabilities Due to other funds Deferred revenue TOTAL LIABILITIES FUND BALANCES (DEFICIT): Nonspendable: Land held for resale Endowment principal Restricted for: Debt service General government Public safety Public services Community services Capital projects Assigned to: Capital projects Unassigned TOTAL FUND BALANCES (DEFICIT) TOTAL LIABILITIES AND FUND BALANCES See independent auditors' report. $10,193,336 $ 1,665 $ 27,584,778 $ 30,728 $37,810,507 $ 484,466 $ - $ 82,457 $ - $ 566,923 21,045 - - - 21,045 1,700 - - - 1,700 205,156 13,588 5,070,939 - 5,289,683 1,956,572 - 633,925 - 2,590,497 2,668,939 13,588 5,787,321 - 8,469,848 6,088,480 - 6,088,480 - 30,728 30,728 - Debt Service - 1,665 Permanent Total Special Fund Capital Fund Other Revenue Recreation Projects Endowment Governmental Funds Authority Funds Trust Funds $ 9,741,913 $ - $ 17,237,854 $ 30,723 $27,010,490 - 1,665 3,439,181 - 3,440,846 3,052 - 5,234 5 8,291 448,371 - 814,029 - 1,262,400 - - 6,088,480 - 6,088,480 $10,193,336 $ 1,665 $ 27,584,778 $ 30,728 $37,810,507 $ 484,466 $ - $ 82,457 $ - $ 566,923 21,045 - - - 21,045 1,700 - - - 1,700 205,156 13,588 5,070,939 - 5,289,683 1,956,572 - 633,925 - 2,590,497 2,668,939 13,588 5,787,321 - 8,469,848 6,088,480 - 6,088,480 - 30,728 30,728 - 1,665 - - 1,665 19,450 - - - 19,450 277,695 - - - 277,695 5,728,779 - - - 5,728,779 1,713,415 - - - 1,713,415 - - 9,352,394 - 9,352,394 - - 11,255,852 - 11,255,852 (214,942) (13,588) (4,899,269) - (5,127,799) 7,524,397 (11,923) 21,797,457 30,728 29,340,659 $10,193,336 $ 1,665 $ 27,584,778 $ 30,728 $37,810,507 -100- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER GOVERNMENTAL FUNDS REVENUES: Licenses, permits and fees Intergovernmental revenues Fines, forfeitures and penalties Investment income Special assessments Contribution from property owners Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public safety Public services Community services Capital outlay Debt service: Principal retirement Interest and fiscal charges TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCES For the year ended June 30, 2011 36,708 Debt Service 2,666,440 Permanent Total Special Fund Capital Fund Other Revenue Recreation Projects Endowment Governmental Funds Authority Funds Trust Funds $ 751,254 $ - $ 757,272 $ - $ 1,508,526 3,734,253 - 366,113 - 4,100,366 323,814 - - - 323,814 133,935 - 212,707 315 346,957 1,586,602 - - - 1,586,602 - - 5,352,614 - 5,352,614 95,664 408,657 322,952 - 827,273 6,625,522 408,657 7,011,658 315 14,046,152 36,708 - 2,666,440 - 2,703,148 552,971 - - - 552,971 3,270,543 - 1,228,830 5,050 4,504,423 396,127 - - - 396,127 2,044,988 - 886,050 - 2,931,038 - 375,000 - - 375,000 - 39,761 - - 39,761 6,301,337 414,761 4,781,320 5,050 11,502,468 324,185 (6,104) 2,230,338 (4,735) 2,543,684 - - 6,134,453 - 6,134,453 (50,000) - (1,752) - (51,752) (50,000) - 6,132,701 - 6,082,701 274,185 (6,104) 8,363,039 (4,735) 8,626,385 FUND BALANCES (DEFICIT) - BEGINNING OF YEAR, AS RESTATED 7,250,212 (5,819) 13,434,418 35,463 20,714,274 FUND BALANCES (DEFICIT) - END OF YEAR $ 7,524,397 $ (11,923) $ 21,797,457 $ 30,728 $ 29,340,659 See independent auditors' report. -101- CITY OF LAKE ELSINORE, CALIFORNIA OTHER SPECIAL REVENUE FUNDS June 30, 2011 Supplemental Law Enforcement Service - to account for receipts and expenditures of money related to the citizens option for public safety grant. L.L.E.B.G Program - to account for grant monies received from the U.S. Department of Justice. Expenditures for this fund are restricted to local law enforcement. Office of Traffic and Safety - to account for monies received under federal and state programs to enforce traffic safety laws. Traffic Offender - to account for administrative fees generated from charges to drivers who have been arrested for DUI, who are driving on suspended /revoked licenses, or have never been issued a drivers license. These funds may only be used to further the traffic safety goals of the City and are subject to OTS audit. Gas Tax - to account for receipts and expenditures of money apportioned under the Street and Highway Code of the State of California. Transportation - to account for the collection of fees assessed to developers and for expenditures made to improve the City's transportation system. Traffic Safety - to account for expenditures financed by revenue generated from enforcement of California vehicle codes and city ordinances. These restricted funds may be used only for traffic signals, school crossing guards, and other related traffic safety expenditures. Lighting and Landscape - to account for revenues derived from annual assessments which are used to pay the costs incurred by the City for landscape maintenance and street light maintenance. Lighting and Landscape Maintenance District (L.L.M.D.) No. 1 - to account for revenues derived from annual assessments which are used to pay the costs incurred by the City for landscape maintenance and street light maintenance. Geothermal - to account for state grant monies used to maintain hot water wells owned by the City. Air Pollution - to account for South Coast Air Quality Board receipts used to develop systems to reduce air pollution. Community Development Block Grant (C.D.B.G.) - to account for grant monies received from a federal pass - through agency not accounted for in the other funds. -102- CITY OF LAKE ELSINORE, CALIFORNIA OTHER SPECIAL REVENUE FUNDS (CONTINUED) June 30, 2011 Cost RecoveKy S s e - to account for receipts of deposits paid by developers used to pay for plans and permits. Developer Agreement - to account for developer lot fees. Affordable Housing in Lieu - to account for collection of fees assessed to developers and for expenditures made on affordable housing projects. City Hall /Public Works - to account for collection of fees assessed to developers and for expenditures made on City Hall and Public Works facilities projects. Community Center - to account for collection of fees assessed to developers and for expenditures made on Community Center facilities projects. Lake Side Facilities - to account for collection of fees assessed to developers and for expenditure made on Lake Side facilities projects. Animal Shelter - to account for collection of fees assessed to developers and for expenditures made on Animal Shelter facilities projects. Camino del Norte - to account for fees assessed to developers and for expenditures made on the Camino del Norte projects. Miscellaneous Grants - to account for miscellaneous Federal, State and County grants requiring segregated fund accounting. N.P.D.E.S. - to account for fees assessed to property owners for the National Pollutant Discharge System (N.P.D.E.S.), which is mandated by the federal government. This requires cities to clean up storm water runoff. Redevelopment Agency Cost RecoverySystem - to account for receipts of deposits paid by developers used to pay for legal and outside consultant services. -103- ASSETS Cash and investments Accrued interest receivable Due from other governments TOTAL ASSETS LIABILITIES: Accounts payable Accrued liabilities Deposits and other liabilities Due to other funds Deferred revenue TOTAL LIABILITIES FUND BALANCES (DEFICITS): Restricted for: General government Public safety Public services Community services Unassigned TOTAL FUND BALANCES (DEFICITS) TOTAL LIABILITIES AND FUND BALANCES See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS June 30, 2011 Supplemental Office of Law Traffic Enforcement L.L.E.B.G. and Traffic Gas Service Program Safety Offender Tax $ 110,547 $ 2,170 $ - $ 143,324 $ 2,487,749 49 - - 60 1,060 25,228 - 36,222 - - $ 135,824 $ 2,170 $ 36,222 $ 143,384 $ 2,488,809 $ - $ 5 $ - $ 1,873 $ 19,434 - 1,805 - - 15,007 - - 42,555 - - - - 15,048 - - - 1,810 57,603 1,873 34,441 135,824 360 - 141,511 - - - - - 2,454,368 - - (21,381) - - 135,824 360 (21,381) 141,511 2,454,368 $ 135,824 $ 2,170 $ 36,222 $ 143,384 $ 2,488,809 -104- - - - - 19,450 - - 666,370 142,909 21,956 104,158 - 177,803 - - - - - - - (109,869) 666,370 142,909 21,956 104,158 19,450 177,803 (109,869) $ 784,220 $ 215,647 $ 126,376 $ 112,421 $ 21,150 $ 178,231 $ - (Continued) -105- Lighting Traffic and L.L.M.D. Air Transportation Safety Landscaping No.I Geothermal Pollution C.D.B.G. $ 641,010 $ 184,906 $ 90,878 $ 108,752 $ 21,142 $ 165,939 $ - 305 56 - 59 8 68 - 142,905 30,685 35,498 3,610 - 12,224 - $ 784,220 $ 215,647 $ 126,376 $ 112,421 $ 21,150 $ 178,231 $ - $ 116,383 $ 72,738 $ 104,420 $ 8,263 $ - $ 428 $ - 1,467 - - - - - - - - - - 1,700 - - - - - - - - 109,869 117,850 72,738 104,420 8,263 1,700 428 109,869 - - - - 19,450 - - 666,370 142,909 21,956 104,158 - 177,803 - - - - - - - (109,869) 666,370 142,909 21,956 104,158 19,450 177,803 (109,869) $ 784,220 $ 215,647 $ 126,376 $ 112,421 $ 21,150 $ 178,231 $ - (Continued) -105- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS (CONTINUED) June 30, 2011 ASSETS Cash and investments Accrued interest receivable Due from other governments TOTAL ASSETS TOTAL LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable Accrued liabilities Deposits and other liabilities Due to other funds Deferred revenue TOTAL LIABILITIES FUND BALANCES (DEFICITS): Restricted for: General government Public safety Public services Community services Unassigned TOTAL FUND BALANCES (DEFICITS) TOTAL LIABILITIES AND FUND BALANCES Cost Affordable Recovery Developer Housing System Agreement in Lieu $ 1,093,899 $ 1,058,328 $ 1,102,481 - 138 480 11,260 - - City Hall/ $ 1,087,361 472 $ 65,167 $ 19,983 $ 1,039,992 - - - 1,105,159 19,983 - - - 1,038,483 - 1,087,833 - 1,102,961 - 1,038,483 1,102,961 1,087,833 $ 1,105,159 $ 1,058,466 $ 1,102,961 $ 1,087,833 See independent auditors' repot. -106- - - - - - - - 19,450 - - - - - - - 277,695 - - - 34,899 - - - 5,728,779 110,648 200,650 299,156 - - - - 1,713,415 - - - - (72,724) (10,968) - (214,942) 110,648 200,650 299,156 34,899 (72,724) (10,968) - 7,524,397 $ 113,349 $ 212,701 $ 299,156 $ 34,899 $ 808,857 $ 46,461 $ 79,040 $ 10,193,336 -107- Redevelopment Agency Total Lake Cost Other Community Side Animal Camino Miscellaneous Recovery Special Center Facilities Shelter del Norte Grants N.P.D.E.S. System Revenue Funds $ 113,300 $ 212,599 $ 299,026 $ 34,883 $ 704,579 $ - $ 79,040 $ 9,741,913 49 102 130 16 - - - 3,052 - - - - 104,278 46,461 - 448,371 $ 113,349 $ 212,701 $ 299,156 $ 34,899 $ 808,857 $ 46,461 $ 79,040 $ 10,193,336 $ 2,701 $ 12,051 $ - $ - $ 48,794 $ 2,234 $ 9,992 $ 484,466 - - - - 303 2,463 - 21,045 - - - - - - - 1,700 - - - - - 52,732 - 205,156 - - - - 832,484 - 69,048 1,956,572 2,701 12,051 - - 881,581 57,429 79,040 2,668,939 - - - - - - - 19,450 - - - - - - - 277,695 - - - 34,899 - - - 5,728,779 110,648 200,650 299,156 - - - - 1,713,415 - - - - (72,724) (10,968) - (214,942) 110,648 200,650 299,156 34,899 (72,724) (10,968) - 7,524,397 $ 113,349 $ 212,701 $ 299,156 $ 34,899 $ 808,857 $ 46,461 $ 79,040 $ 10,193,336 -107- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER SPECIAL REVENUE FUNDS REVENUES: Licenses, permits and fees Intergovernmental revenues Fines, forfeitures and penalties Investment income Special assessments Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public safety Public services Community services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES: Transfers out NET CHANGE IN FUND BALANCES FUND BALANCES (DEFICITS) - BEGINNING OF YEAR, AS RESTATED FUND BALANCES (DEFICITS) - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Supplemental Office of Law Traffic Enforcement L.L.E.B.G. and Traffic Gas Service Program Safety Offender Tax $ - $ - $ - $ 80,056 $ - 100,228 71,619 156,330 - 1,196,730 2,001 - - 2,276 44,836 - - - - 750 102,229 71,619 156,330 82,332 1,242,316 75,000 38,904 107,982 34,087 - - - - - 925,317 - 20,042 - - 141,121 75,000 58,946 107,982 34,087 1,066,438 27,229 12,673 27,229 12,673 108,595 48,348 48,245 175,878 48,348 (12,313) (69,729) 48,245 175,878 93,266 2,278,490 $ 135,824 $ 360 $ (21,381) $ 141,511 $ 2,454,368 -108- - - Lighting - - - 12,662 Traffic and L.L.M.D. Air - Transportation Safety Landscaping No.I Geothermal Pollution C.D.B.G. - 9,146 - 648,876 - - 821,031 - - - - - 87,661 - 323,814 - - - - - 16,040 1,623 - 3,874 372 2,597 - - - 1,376,919 209,683 - - - 1,394 - 14,102 - - 55,971 3,328 838,465 325,437 1,391,021 213,557 372 58,568 90,989 - - - - - - 12,662 - 218,215 - - - - 75,000 547,914 20,194 1,345,268 132,278 - 9,146 - 648,876 - - - - - - 1,196,790 238,409 1,345,268 132,278 - 9,146 87,662 (358,325) 87,028 45,753 81,279 372 49,422 3,327 - - (20,000) (30,000) - - - (358,325) 87,028 25,753 51,279 372 49,422 3,327 1,024,695 55,881 (3,797) 52,879 19,078 128,381 (113,196) $ 666,370 $ 142,909 $ 21,956 $ 104,158 $ 19,450 $ 177,803 $ (109,869) (Continued) -109- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER SPECIAL REVENUE FUNDS (CONTINUED) For the year ended June 30, 2011 See independent auditors' report -110- Cost Affordable Recovery Developer Housing City Hall/ System Agreement in Lieu Public Works REVENUES: Licenses, permits and fees $ - $ 171,500 $ 6,802 $ 70,157 Intergovernmental revenues - - - - Fines, forfeitures and penalties - - - - Investment income - 6,356 20,552 19,437 Special assessments - - - - Miscellaneous - - - - TOTAL REVENUES - 177,856 27,354 89,594 EXPENDITURES: Current: General government - - - - Public safety - - - - Public services - 35,530 - - Community services - 7,315 - - Capital outlay - 6,395 - - TOTAL EXPENDITURES - 49,240 - - EXCESS OF REVENUES OVER (UNDER) EXPENDITURES - 128,616 27,354 89,594 OTHER FINANCING USES: Transfers out - - - - NET CHANGE IN FUND BALANCES - 128,616 27,354 89,594 FUND BALANCES (DEFICITS) - BEGINNING OF YEAR, AS RESTATED - 909,867 1,075,607 998,239 FUND BALANCES (DEFICITS) - END OF YEAR $ - $ 1,038,483 $ 1,102,961 $ 1,087,833 See independent auditors' report -110- - - - - 24,046 Redevelopment - 36,708 - - - - 3,783 Agency Total - Lake - - 57,947 Cost Other Community Side Animal Camino Miscellaneous Recovery Special Center Facilities Shelter del Norte Grants N.P.D.E.S. System Revenue Funds $ 46,541 $ 66,548 $ 29,754 $ - $ 900 $ 278,996 $ - $ 751,254 - - - - 1,300,654 - - 3,734,253 - - - - - - - 323,814 1,612 3,675 8,031 653 - - - 133,935 - - - - - - - 1,586,602 - - - - 20,119 - - 95,664 48,153 70,223 37,785 653 1,321,673 278,996 - 6,625,522 - - - - 24,046 - - 36,708 - - - - 3,783 - - 552,971 - - - - 57,947 196,949 - 3,270,543 7,493 42,036 187,640 - 151,643 - - 396,127 - - - - 1,161,355 67,199 - 2,044,988 7,493 42,036 187,640 - 1,398,774 264,148 - 6,301,337 40,660 28,187 (149,855) 653 (77,101) 14,848 - 324,185 - - - - - - - (50,000) 40,660 28,187 (149,855) 653 (77,101) 14,848 - 274,185 69,988 172,463 449,011 34,246 4,377 (25,816) - 7,250,212 $ 110,648 $ 200,650 $ 299,156 $ 34,899 $ (72,724) $ (10,968) $ - $ 7,524,397 - 111 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL SUPPLEMENTAL LAW ENFORCEMENT SERVICE SPECIAL REVENUE FUND REVENUES: Intergovernmental revenues Investment income TOTAL REVENUES EXPENDITURES: Current: Public safety Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Budgeted Amounts Original Final $ 100,000 $ 100,000 Variance with Final Budget Positive Actual (Negative) $ 100,228 $ 228 2,001 2,001 75,000 75,000 75,000 - 25,000 25,000 - 25,000 100,000 100,000 75,000 25,000 27,229 27,229 108,595 108,595 108,595 - $ 108,595 $ 108,595 $ 135,824 $ 27,229 -112- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL L.L.E.B.G. PROGRAM SPECIAL REVENUE FUND REVENUES: Intergovernmental revenues EXPENDITURES: Current: Public safety Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE (DEFICIT) - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 32,000 $ 32,000 $ 71,619 $ 39,619 17,000 17,000 38,904 (21,904) - - 20,042 (20,042) 17,000 17,000 58,946 (41,946) 15,000 15,000 12,673 (2,327) (12,313) (12,313) (12,313) - $ 2,687 $ 2,687 $ 360 $ (2,327) -113 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL OFFICE OF TRAFFIC AND SAFETY SPECIAL REVENUE FUND For the year ended June 30, 2011 Budgeted Amounts Original Final REVENUES: Actual Variance with Final Budget Positive (Negative) Intergovernmental revenues $ 117,000 $ 117,000 $ 156,330 $ 39,330 EXPENDITURES: Current: Public safety 50,000 50,000 107,982 (57,982) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 67,000 67,000 48,348 (18,652) FUND BALANCE (DEFICIT) - BEGINNING OF YEAR (69,729) (69,729) (69,729) - FUND BALANCE (DEFICIT) - END OF YEAR $ (2,729) $ (2,729) $ (21,381) $ (18,652) See independent auditors' report. -114- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC OFFENDER SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public safety EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 25,000 $ 25,000 25,000 25,000 25,000 25,000 34,087 (9,087) - - 48,245 48,245 93,266 93,266 93,266 - $ 93,266 $ 93,266 $ 141,511 $ 48,245 - 115 - Variance with Final Budget Positive Actual (Negative) $ 80,056 $ 55,056 2,276 2,276 82,332 57,332 25,000 25,000 34,087 (9,087) - - 48,245 48,245 93,266 93,266 93,266 - $ 93,266 $ 93,266 $ 141,511 $ 48,245 - 115 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GAS TAX SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Intergovernmental revenues Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Current: Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 1,097,204 $ 1,097,204 1,097,204 1,097,204 Variance with Final Budget Positive Actual (Negative) $ 1,196,730 $ 99,526 44,836 44,836 1,242,316 145,112 840,548 840,548 925,317 (84,769) 653,750 653,750 141,121 512,629 1,494,298 1,494,298 1,066,438 427,860 (397,094) (397,094) 175,878 572,972 2,278,490 2,278,490 2,278,490 - $ 1,881,396 $ 1,881,396 $ 2,454,368 $ 572,972 -116- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRANSPORTATION SPECIAL REVENUE FUND REVENUES: Intergovernmental revenues Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Current: Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Budgeted Amounts Original Final $ 820,500 $ 820,500 820,500 820,500 263,221 Variance with 547,914 Final Budget 1,156,730 Positive Actual (Negative) $ 821,031 $ 531 16,040 16,040 1,394 1,394 838,465 17,965 263,221 263,221 547,914 (284,693) 1,156,730 1,156,730 648,876 507,854 1,419,951 1,419,951 1,196,790 223,161 (599,451) (599,451) (358,325) 241,126 1,024,695 1,024,695 1,024,695 - $ 425,244 $ 425,244 $ 666,370 $ 241,126 -117- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC SAFETY SPECIAL REVENUE FUND REVENUES: Fines, forfeitures and penalties Investment income TOTAL REVENUES EXPENDITURES: Current: Public safety Public services TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Budgeted Amounts Original Final $ 308,000 $ 308,000 Variance with Final Budget Positive Actual (Negative) $ 323,814 $ 15,814 1,623 1,623 ')1G All 11 All 264,685 264,685 218,215 46,470 40,000 40,000 20,194 19,806 304,685 304,685 238,409 66,276 3,315 3,315 87,028 83,713 55,881 55,881 55,881 - $ 59,196 $ 59,196 $ 142,909 $ 83,713 - 118 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIGHTING AND LANDSCAPING SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Special assessments Miscellaneous TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES: Transfers out NET CHANGE IN FUND BALANCE FUND BALANCE (DEFICIT) - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 1,300,000 $ 1,300,000 1,300,000 1,300,000 1,275,000 1,275,000 1,345,268 (70,268) 25,000 25,000 45,753 20,753 (20,000) (20,000) (20,000) 5,000 5,000 25,753 20,753 (3,797) (3,797) (3,797) - $ 1,203 $ 1,203 $ 21,956 $ 20,753 -119- Variance with Final Budget Positive Actual (Negative) $ 1,376,919 $ 76,919 14,102 14,102 1,391,021 91,021 1,275,000 1,275,000 1,345,268 (70,268) 25,000 25,000 45,753 20,753 (20,000) (20,000) (20,000) 5,000 5,000 25,753 20,753 (3,797) (3,797) (3,797) - $ 1,203 $ 1,203 $ 21,956 $ 20,753 -119- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL L.L.M.D. NO. 1 SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Investment income Special assessments TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES: Transfers out NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 3,874 $ 3,874 210,000 210,000 209,683 (317) 210,000 210,000 213,557 3,557 195,994 195,994 132,278 63,716 14,006 14,006 81,279 67,273 (30,000) (30,000) (30,000) - (15,994) (15,994) 51,279 67,273 52,879 52,879 52,879 - $ 36,885 $ 36,885 $ 104,158 $ 67,273 -120- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GEOTHERMAL SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Investment income FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 245 $ 245 Actual $ 372 Variance with Final Budget Positive (Negative) $ 127 19,078 19,078 19,078 - $ 19,323 $ 19,323 $ 19,450 $ 127 - 121 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL AIR POLLUTION SPECIAL REVENUE FUND REVENUES: Investment income Miscellanoues TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 2,000 $ 2,000 $ 2,597 $ 597 48,000 48,000 55,971 7,971 50,000 50,000 58,568 8,568 100,000 100,000 9,146 90,854 (50,000) (50,000) 49,422 99,422 128,381 128,381 128,381 - $ 78,381 $ 78,381 $ 177,803 $ 99,422 -122- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL C.D.B.G. SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Intergovernmental revenues Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public safety Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE (DEFICIT) - BEGINNING OF YEAR FUND BALANCE (DEFICIT) - END OF YEAR See independent auditors' report. -123- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 190,370 $ 190,370 $ 87,661 $ (102,709) - - 3,328 3,328 190,370 190,370 90,989 (99,381) - - 12,662 (12,662) 75,000 75,000 75,000 - 115,370 115,370 - 115,370 190,370 190,370 87,662 102,708 - - 3,327 3,327 (113,196) (113,196) (113,196) - -123- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL DEVELOPER AGREEMENT SPECIAL REVENUE FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public services Community services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 171,500 $ 171,500 24,000 24,000 6,356 (17,644) 1 A AAA I A AAA I - .11 , 11 OGL 155,012 155,012 35,530 119,482 - - 7,315 (7,315) 6,395 (6,395) , GG A11 ,GG A11 -IA. (131,012) (131,012) 128,616 259,628 909,867 909,867 909,867 - $ 778,855 $ 778,855 $ 1,038,483 $ 259,628 -124- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL AFFORDABLE HOUSING IN LIEU SPECIAL REVENUE FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 10,000 $ 10,000 $ 6,802 $ (3,198) 12,000 12,000 20,552 8,552 22,000 22,000 27,354 5,354 1,075,607 1,075,607 1,075,607 - $ 1,097,607 $ 1,097,607 $ 1,102,961 $ 5,354 -125- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CITY HALL/PUBLIC WORKS SPECIAL REVENUE FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Budgeted Amounts Original Final $ 56,000 $ 56,000 Variance with Final Budget Positive Actual (Negative) $ 70,157 $ 14,157 19,437 19,437 56,000 56,000 89,594 33,594 998,239 998,239 998,239 - $ 1,054,239 $ 1,054,239 $ 1,087,833 $ 33,594 -126- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL COMMUNITY CENTER SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Community services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 32,000 $ 32,000 32,000 32,000 7,493 (7,493) 32,000 32,000 40,660 8,660 69,988 69,988 69,988 - $ 101,988 $ 101,988 $ 110,648 $ 8,660 -127- Variance with Final Budget Positive Actual (Negative) $ 46,541 $ 14,541 1,612 1,612 48,153 16,153 7,493 (7,493) 32,000 32,000 40,660 8,660 69,988 69,988 69,988 - $ 101,988 $ 101,988 $ 110,648 $ 8,660 -127- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LAKE SIDE FACILITIES SPECIAL REVENUE FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Community services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Budgeted Amounts Original Final $ 49,900 $ 49,900 Variance with Final Budget Positive Actual (Negative) $ 66,548 $ 16,648 3,675 3,675 268,271 268,271 42,036 226,235 49,860 49,860 - 49,860 318,131 318,131 42,036 276,095 (268,231) (268,231) 28,187 296,418 172,463 172,463 172,463 - $ (95,768) $ (95,768) $ 200,650 $ 296,418 -128- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL ANIMAL SHELTER SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Community services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 25,000 $ 25,000 25,000 25,000 200,000 200,000 187,640 12,360 (175,000) (175,000) (149,855) 25,145 449,011 449,011 449,011 - $ 274,011 $ 274,011 $ 299,156 $ 25,145 -129- Variance with Final Budget Positive Actual (Negative) $ 29,754 $ 4,754 8,031 8,031 37,785 12,785 200,000 200,000 187,640 12,360 (175,000) (175,000) (149,855) 25,145 449,011 449,011 449,011 - $ 274,011 $ 274,011 $ 299,156 $ 25,145 -129- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CAMINO DEL NORTE SPECIAL REVENUE FUND For the year ended June 30, 2011 REVENUES: Investment income FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 370 $ 370 Actual $ 653 Variance with Final Budget Positive (Negative) $ 283 34,246 34,246 34,246 - $ 34,616 $ 34,616 $ 34,899 $ 283 -130- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL MISCELLANEOUS GRANTS SPECIAL REVENUE FUND For the year ended June 30, 2011 See independent auditors' report. -131- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Licenses, permits and fees $ - $ - $ 900 $ 900 Intergovernmental revenues 866,994 866,994 1,300,654 433,660 Miscellaneous - - 20,119 20,119 TOTAL REVENUES 866,994 866,994 1,321,673 454,679 EXPENDITURES: Current: General government 25,545 25,545 24,046 1,499 Public safety 100,000 100,000 3,783 96,217 Public services - - 57,947 (57,947) Community services - - 151,643 (151,643) Capital outlay 1,475,137 1,475,137 1,161,355 313,782 TOTAL EXPENDITURES 1,600,682 1,600,682 1,398,774 201,908 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (733,688) (733,688) (77,101) 656,587 FUND BALANCE - BEGINNING OF YEAR 4,377 4,377 4,377 - FUND BALANCE (DEFICIT) - END OF YEAR $ (729,311) $ (729,311) $ (72,724) $ 656,587 See independent auditors' report. -131- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL N.P.D.E.S. SPECIAL REVENUE FUND For the year ended June 30, 2011 See independent auditors' report. -132- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Licenses, permits and fees $ 179,000 $ 179,000 $ 278,996 $ 99,996 EXPENDITURES: Current: Public services 393,526 393,526 196,949 196,577 Capital outlay 66,901 66,901 67,199 (298) TOTAL EXPENDITURES 460,427 460,427 264,148 196,279 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (281,427) (281,427) 14,848 296,275 FUND BALANCE (DEFICIT) - BEGINNING OF YEAR (25,816) (25,816) (25,816) - FUND BALANCE (DEFICIT) - END OF YEAR $ (307,243) $ (307,243) $ (10,968) $ 296,275 See independent auditors' report. -132- CITY OF LAKE ELSINORE, CALIFORNIA OTHER CAPITAL PROJECTS FUNDS June 30, 2011 OTHER FUNDS: Miscellaneous General Project - to account for miscellaneous general projects of the City. Park Improvement and Development - to account for the improvement and development of parks that are financed by developer fees. Street Capital Improvements - to account for general capital improvements of streets within the City that are financed by development fees. Storm Drain - to account for the capital improvements of upgrading the storm drains within the City. Library Capital Improvement - to account for general capital improvements necessary for the maintenance of the Public Library. Signalization Improvement - to account for general improvements and repairs to signal lights within the City. Traffic Improvements - to account for projects related to traffic improvements. City Fire Protection - to account for the construction of fire facilities at the Cottonwood Canyon Development. Public Improvements - to account for special designated improvements to City property. Fire Station - to account for deposits and expenditures related to the Fire Station construction. TUMF - to account for multi jurisdictional development impact fee paid for by new development to provide the transportation infrastructure necessary to accommodate new development. Boat Launch Construction - to account for proceeds and expenditures related to the construction of a new City boat launch. Assessment Districts - to account for transactions related to proceeds from assessment bonds and other resources used to acquire and construct certain capital facilities. Redevelopment Agency - to account for financial resources to be used for the acquisition or construction of redevelopment projects and administrative expenses within the Rancho Laguna I, Rancho Laguna II and Rancho Laguna II project areas. -133- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER CAPITAL PROJECTS FUNDS June 30, 2011 See independent auditors' report. -134- Park Miscellaneous Improvement Street Library General and Capital Storm Capital Signalization Project Development Improvements Drain Improvement Improvement ASSETS Cash and investments $ 391,419 $ 297,569 $ 13,609 $ 5,137,824 $ 1,404,629 $ 148,873 Cash and investments with fiscal agents - - - - - - Accrued interest receivable 306 128 6 2,238 614 65 Due from other governments 3,051 - - - - - Land held for resale - - - - - - TOTAL ASSETS $ 394,776 $ 297,697 $ 13,615 $ 5,140,062 $ 1,405,243 $ 148,938 LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable $ 18,928 $ - $ - $ - $ 3,410 $ Due to other funds - - - - Deferred revenue 3,051 - TOTAL LIABILITIES 21,979 3,410 FUND BALANCES (DEFICIT): Nonspendable: Land held for resale Restricted for: Capital projects - 297,697 13,615 - - - Assigned to: Capital projects 372,797 - - 5,140,062 1,401,833 148,938 Unassigned - - - - - - TOTAL FUND BALANCES (DEFICIT) 372,797 297,697 13,615 5,140,062 1,401,833 148,938 TOTAL LIABILITIES AND FUND BALANCES $ 394,776 $ 297,697 $ 13,615 $ 5,140,062 $ 1,405,243 $ 148,938 See independent auditors' report. -134- $ 3,274,693 $ 280,155 $ 637,356 $ 18 $ 815,272 $ 4,974,599 $ 3,577,831 $ 6,624,523 $ 27,584,778 $ 26,467 $ 5,231 $ - $ 28,421 $ 82,457 261,551 - - 4,809,388 5,070,939 630,874 - 633,925 918,892 5,231 4,837,809 5,787,321 - - 6,088,480 6,088,480 4,969,368 3,577,831 493,883 9,352,394 3,274,693 280,155 637,356 18 - - - 11,255,852 - - - - (103,620) - (4,795,649) (4,899,269) 3,274,693 280,155 637,356 18 (103,620) 4,969,368 3,577,831 1,786,714 21,797,457 $ 3,274,693 $ 280,155 $ 637,356 $ 18 $ 815,272 $ 4,974,599 $ 3,577,831 $ 6,624,523 $ 27,584,778 -135- Total City Other Traffic Fire Public Fire Boat Launch Assessment Redevelopment Capital Improvements Protection Improvements Station TUMF Construction Districts Agency Projects Funds $ 3,273,274 $ 280,034 $ 637,080 $ 18 $ 4,294 $ 4,974,599 $ 138,589 $ 536,043 $ 17,237,854 - - - - - - 3,439,181 - 3,439,181 1,419 121 276 - 61 5,234 - - - 810,978 - 814,029 $ 3,274,693 $ 280,155 $ 637,356 $ 18 $ 815,272 $ 4,974,599 $ 3,577,831 $ 6,624,523 $ 27,584,778 $ 26,467 $ 5,231 $ - $ 28,421 $ 82,457 261,551 - - 4,809,388 5,070,939 630,874 - 633,925 918,892 5,231 4,837,809 5,787,321 - - 6,088,480 6,088,480 4,969,368 3,577,831 493,883 9,352,394 3,274,693 280,155 637,356 18 - - - 11,255,852 - - - - (103,620) - (4,795,649) (4,899,269) 3,274,693 280,155 637,356 18 (103,620) 4,969,368 3,577,831 1,786,714 21,797,457 $ 3,274,693 $ 280,155 $ 637,356 $ 18 $ 815,272 $ 4,974,599 $ 3,577,831 $ 6,624,523 $ 27,584,778 -135- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER CAPITAL PROJECTS FUNDS For the year ended June 30, 2011 See independent auditors' report. -136- Park Miscellaneous Improvement Street Library General and Capital Storm Capital Signalization Project Development Improvements Drain Improvement Improvement REVENUES: Licenses, permits and fees $ $ 254,488 $ $ 92,476 $ 48,300 $ Intergovernmental revenues - - - - Investment income 5,432 4,252 255 95,106 26,072 2,780 Contribution from property owners - - - - - - Miscellaneous 22 - - - - - TOTAL REVENUES 5,454 258,740 255 187,582 74,372 2,780 EXPENDITURES: Current: General government - - - - - - Public services 103,837 4,945 8,000 22,520 Capital outlay 58,868 118,204 - - - - TOTAL EXPENDITURES 162,705 123,149 - 8,000 22,520 - EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (157,251) 135,591 255 179,582 51,852 2,780 OTHER FINANCING SOURCES (USES): Transfers in 231,000 - - - - - Transfers out (1,752) TOTAL OTHER FINANCING SOURCES (USES) 229,248 - - NET CHANGE IN FUND BALANCES 71,997 135,591 255 179,582 51,852 2,780 FUND BALANCES (DEFICIT) - BEGINNING OF YEAR 300,800 162,106 13,360 4,960,480 1,349,981 146,158 FUND BALANCES (DEFICIT) - END OF YEAR $ 372,797 $ 297,697 $ 13,615 $ 5,140,062 $ 1,401,833 $ 148,938 See independent auditors' report. -136- - - - 2,666,440 - 2,666,440 Total - - 137,176 City - 945,401 1,228,830 - - Other Traffic Fire Public Fire Boat Launch Assessment Redevelopment Capital Improvements Protection Improvements Station TUMF Construction Districts Agency Projects Funds $ 213,570 $ 106,919 $ 41,519 $ $ - $ $ $ $ 757,272 - - - 366,113 - 366,113 58,471 3,955 11,720 1 - 4,569 94 212,707 - - - - 5,352,614 - 5,352,614 4,969,368 2,165,355 299,623 - 3,000 - 319,930 322,952 272,041 110,874 53,239 1 366,113 3,000 5,357,183 320,024 7,011,658 - - - 2,666,440 - 2,666,440 778 - - 137,176 6,173 - 945,401 1,228,830 - - - - 177,678 5,912 525,388 - 886,050 778 - - - 314,854 12,085 3,191,828 945,401 4,781,320 271,263 110,874 53,239 1 51,259 (9,085) 2,165,355 (625,377) 2,230,338 - - - - - 4,978,453 - 925,000 6,134,453 - - (1,752) - - 4,978,453 925,000 6,132,701 271,263 110,874 53,239 1 51,259 4,969,368 2,165,355 299,623 8,363,039 3,003,430 169,281 584,117 17 (154,879) - 1,412,476 1,487,091 13,434,418 $ 3,274,693 $ 280,155 $ 637,356 $ 18 $ (103,620) $ 4,969,368 $ 3,577,831 $ 1,786,714 $21,797,457 - 137- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL MISCELLANEOUS GENERAL PROJECT CAPITAL PROJECTS FUND For the year ended June 30, 2011 REVENUES: Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Current: Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final Variance with Final Budget Positive Actual (Negative) 5,432 $ 5,432 143,434 143,434 103,837 39,597 257,919 257,919 58,868 199,051 401,353 401,353 162,705 238,648 (401,353) (401,353) (157,251) 244,102 227,950 227,950 231,000 3,050 - - (1,752) (1,752) 227,950 227,950 229,248 1,298 (173,403) (173,403) 71,997 245,400 300,800 300,800 300,800 - $ 127,397 $ 127,397 $ 372,797 $ 245,400 -138- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL PARK IMPROVEMENT AND DEVELOPMENT CAPITAL PROJECTS FUND For the year ended June 30, 2011 See independent auditors' report. -139- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Licenses, permits and fees $ 95,000 $ 95,000 $ 254,488 $ 159,488 Investment income 10,000 10,000 4,252 (5,748) TOTAL REVENUES 105,000 105,000 258,740 153,740 EXPENDITURES: Current: Public services - - 4,945 (4,945) Capital outlay 130,000 130,000 118,204 11,796 TOTAL EXPENDITURES 130,000 130,000 123,149 6,851 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (25,000) (25,000) 135,591 160,591 FUND BALANCE - BEGINNING OF YEAR 162,106 162,106 162,106 - FUND BALANCE - END OF YEAR $ 137,106 $ 137,106 $ 297,697 $ 160,591 See independent auditors' report. -139- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL STREET CAPITAL IMPROVEMENTS CAPITAL PROJECTS FUND For the year ended June 30, 2011 REVENUES: Investment income FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 145 $ 145 Actual $ 255 Variance with Final Budget Positive (Negative) $ 110 13,360 13,360 13,360 - $ 13,505 $ 13,505 $ 13,615 $ 110 -140- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL STORM DRAIN CAPITAL PROJECTS FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 20,000 $ 20,000 $ 92,476 $ 72,476 75,000 75,000 95,106 20,106 95,000 95,000 187,582 92,582 - - 8,000 (8,000) 65,000 65,000 - 65,000 65,000 65,000 8,000 57,000 30,000 30,000 179,582 149,582 4,960,480 4,960,480 4,960,480 - $ 4,990,480 $ 4,990,480 $ 5,140,062 $ 149,582 - 141 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIBRARY CAPITAL IMPROVEMENT CAPITAL PROJECTS FUND For the year ended June 30, 2011 See independent auditors' report. -142- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Licenses, permits and fees $ 30,000 $ 30,000 $ 48,300 $ 18,300 Investment income 11,000 11,000 26,072 15,072 TOTAL REVENUES 41,000 41,000 74,372 33,372 EXPENDITURES: Current: Public services 30,000 30,000 22,520 7,480 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 11,000 11,000 51,852 40,852 FUND BALANCE - BEGINNING OF YEAR 1,349,981 1,349,981 1,349,981 - FUND BALANCE - END OF YEAR $ 1,360,981 $ 1,360,981 $ 1,401,833 $ 40,852 See independent auditors' report. -142- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL SIGNALIZATION IMPROVEMENT CAPITAL PROJECTS FUND For the year ended June 30, 2011 See independent auditors' report. -143- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Investment income $ 1,570 $ 1,570 $ 2,780 $ 1,210 FUND BALANCE - BEGINNING OF YEAR 146,158 146,158 146,158 - FUND BALANCE - END OF YEAR $ 147,728 $ 147,728 $ 148,938 $ 1,210 See independent auditors' report. -143- REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public services CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC IMPROVEMENTS CAPITAL PROJECTS FUND For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 22,000 $ 22,000 $ 213,570 $ 191,570 35,000 35,000 58,471 23,471 57,000 57,000 272,041 215,041 778 (778) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 57,000 57,000 271,263 214,263 FUND BALANCE - BEGINNING OF YEAR 3,003,430 3,003,430 3,003,430 - FUND BALANCE - END OF YEAR $ 3,060,430 $ 3,060,430 $ 3,274,693 $ 214,263 See independent auditors' report. -144- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CITY FIRE PROTECTION CAPITAL PROJECTS FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 40,000 $ 40,000 $ 106,919 $ 66,919 13,000 13,000 3,955 (9,045) 53,000 53,000 110,874 57,874 169,281 169,281 169,281 - $ 222,281 $ 222,281 $ 280,155 $ 57,874 -145- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL PUBLIC IMPROVEMENTS CAPITAL PROJECTS FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 20,000 $ 20,000 $ 41,519 $ 21,519 6,000 6,000 11,720 5,720 26,000 26,000 53,239 27,239 584,117 584,117 584,117 - $ 610,117 $ 610,117 $ 637,356 $ 27,239 -146- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL REVENUES: Intergovernmental revenues EXPENDITURES: Current: Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES TUMF CAPITAL PROJECTS FUND For the year ended June 30, 2011 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 2,346,860 $ 2,346,860 $ 366,113 $ (1,980,747) 402,792 402,792 137,176 265,616 2,346,860 2,346,860 177,678 2,169,182 2,749,652 2,749,652 314,854 2,434,798 (402,792) (402,792) 51,259 454,051 FUND BALANCE (DEFICIT) - BEGINNING OF YEAR (154,879) (154,879) (154,879) - FUND BALANCE (DEFICIT) - END OF YEAR $ (557,671) $ (557,671) $ (103,620) $ 454,051 See independent auditors' report. -147- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL REDEVELOPMENT AGENCY CAPITAL PROJECTS FUND For the year ended June 30, 2011 REVENUES: Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES: Transfers in NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 94 $ 94 300,000 300,000 319,930 19,930 300,000 300,000 320,024 20,024 1,296,605 1,296,605 945,401 351,204 (996,605) (996,605) (625,377) 371,228 - - 925,000 925,000 (996,605) (996,605) 299,623 1,296,228 1,487,091 1,487,091 1,487,091 - $ 490,486 $ 490,486 $ 1,786,714 $ 1,296,228 -148- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL ENDOWMENT TRUST PERMANENT FUND For the year ended June 30, 2011 REVENUES: Investment income EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 370 $ 370 $ 315 $ (55) 2,100 2,100 5,050 (2,950) (1,730) (1,730) (4,735) 35,463 35,463 35,463 $ 33,733 $ 33,733 $ 30,728 -149- (3,005) $ (3,005) THIS PAGE INTENTIONALLY LEFT BLANK -150- CITY OF LAKE ELSINORE, CALIFORNIA AGENCY FUNDS June 30, 2011 Kangaroo Rat - to account for receipts of Kangaroo Rat fees. Developer Deposit Trust - to account for receipts of deposits paid by developers. Assessment Districts - to account for receipts of special assessments and taxes that will be used to pay interest and principal on the bonds. Lake Maintenance - to account for receipts made by Elsinore Valley Municipal Water District and City to jointly fund the purchase of water to keep the lake level stabilized. Destratification Equipment Replacement Fund - to account for receipts made by Elsinore Valley Municipal Water District, Riverside County and the City to replace equipment for the axial flow pump destratification system. - 151 - CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF ASSETS AND LIABILITIES AGENCY FUNDS June 30, 2011 LIABILITIES Accounts payable Deposits and other liabilities Due to other governments Due to bondholders TOTAL LIABILITIES $ - $ 1,000 $ 535,948 $ - $ 2,481 $ 539,429 1,621,068 65,000 431,122 144,530 2,261,720 - - 3,199,003 - - 3,199,003 - 38,557,297 - - 38,557,297 $ - $ 1,622,068 $ 42,357,248 $ 431,122 $ 147,011 $ 44,557,449 See independent auditors' report. -152- Developer Destratification Total Kangaroo Deposit Assessment Lake Equipment Agency Rat Trust Districts Maintenance Replacement Funds ASSETS Cash and investments $ - $ 1,622,068 $ 2,202,959 $ - $ 147,011 $ 3,972,038 Cash and investments with fiscal agents - - 39,590,510 431,122 - 40,021,632 Accrued interest receivable - - 723 - - 723 Due from other governments - - 563,056 - - 563,056 TOTAL ASSETS $ - $ 1,622,068 $ 42,357,248 $ 431,122 $ 147,011 $ 44,557,449 LIABILITIES Accounts payable Deposits and other liabilities Due to other governments Due to bondholders TOTAL LIABILITIES $ - $ 1,000 $ 535,948 $ - $ 2,481 $ 539,429 1,621,068 65,000 431,122 144,530 2,261,720 - - 3,199,003 - - 3,199,003 - 38,557,297 - - 38,557,297 $ - $ 1,622,068 $ 42,357,248 $ 431,122 $ 147,011 $ 44,557,449 See independent auditors' report. -152- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS For the year ended June 30, 2011 See independent auditors' report. -153- (Continued) Balance Balance July 1, June 30, 2010 Additions Deletions 2011 KANGAROO RAT ASSETS: Cash and investments $ 4,198 $ - $ 4,198 $ - LIABILITIES: Accounts payable $ 4,198 $ - $ 4,198 $ - DEVELOPER DEPOSIT TRUST ASSETS: Cash and investments $ 1,074,831 $ 547,237 $ - $ 1,622,068 LIABILITIES: Accounts payable $ - $ 1,000 $ - $ 1,000 Deposits and other liabilities 1,074,831 546,237 - 1,621,068 TOTAL LIABILITIES $ 1,074,831 $ 547,237 $ - $ 1,622,068 ASSESSMENT DISTRICTS ASSETS: Cash and investments $ 2,099,908 $ 103,051 $ - $ 2,202,959 Cash and investments with fiscal agents 35,966,337 3,624,173 - 39,590,510 Accounts receivable 24,598 - 24,598 - Accrued interest receivable 99,095 - 98,372 723 Due from other governments 1,459,262 - 896,206 563,056 TOTAL ASSETS $ 39,649,200 $ 3,727,224 $ 1,019,176 $ 42,357,248 LIABILITIES: Accounts payable $ 16,373 $ 519,575 $ - $ 535,948 Deposits and other liabilities 65,000 - - 65,000 Due to other governments 4,685,615 - 1,486,612 3,199,003 Due to bondholders 34,882,212 3,675,085 - 38,557,297 TOTAL LIABILITIES $ 39,649,200 $ 4,194,660 $ 1,486,612 $ 42,357,248 See independent auditors' report. -153- (Continued) CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS (CONTINUED) For the year ended June 30, 2011 See independent auditors' report. -154- Balance Balance July 1, June 30, 2010 Additions Deletions 2011 LAKE MAINTENANCE ASSETS: Cash and investments with fiscal agents $ 1,731,273 $ - $ 1,300,151 $ 431,122 LIABILITIES: Deposits and other liabilities $ 1,731,273 $ - $ 1,300,151 $ 431,122 DESTRATIFICATION EQUIPMENT REPLACEMENT ASSETS: Cash and investments $ 112,425 $ 34,586 $ - $ 147,011 LIABILITIES: Accounts payable $ 289 $ 2,192 $ - $ 2,481 Deposits and other liabilities 112,136 32,394 - 144,530 TOTAL LIABILITIES $ 112,425 $ 34,586 $ - $ 147,011 TOTAL - ALL AGENCY FUNDS ASSETS: Cash and investments $ 3,291,362 $ 684,874 $ 4,198 $ 3,972,038 Cash and investments with fiscal agents 37,697,610 3,624,173 1,300,151 40,021,632 Accounts receivable 24,598 - 24,598 - Accrued interest receivable 99,095 - 98,372 723 Due from other governments 1,459,262 - 896,206 563,056 TOTAL ASSETS $ 42,571,927 $ 4,309,047 $ 2,323,525 $ 44,557,449 LIABILITIES: Accounts payable $ 20,860 $ 522,767 $ 4,198 $ 539,429 Deposits and other liabilities 2,983,240 578,631 1,300,151 2,261,720 Due to other governments 4,685,615 - 1,486,612 3,199,003 Due to bondholders 34,882,212 3,675,085 - 38,557,297 TOTAL LIABILITIES $ 42,571,927 $ 4,776,483 $ 2,790,961 $ 44,557,449 See independent auditors' report. -154- CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS -155- CITY OF LAKE ELSINORE, CALIFORNIA CAPITAL ASSETS USED IN OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY SOURCE June 30, 2011 GOVERNMENTAL FUNDS CAPITAL ASSETS: Land $ 5,352,814 Building and structures 30,605,938 Improvements other than buildings 8,310,251 Machinery and equipment 3,390,939 Furniture and fixtures 625,898 Automotive 2,009,465 Infrastructure 182,261,982 Construction in progress 2,561,733 TOTAL GOVERNMENTAL FUNDS CAPITAL ASSETS $ 235,119,020 INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE: General Fund $ 109,173,805 Redevelopment Agency Special Revenue Fund 17,839,207 Supplemental Law Enforcement Service Special Revenue Fund 102,366 L.L.E.B.G. Special Revenue Fund 37,775 Office of Traffic and Safety Special Revenue Fund 672,037 Traffic Offender Special Revenue Fund 149,633 Gas Tax Special Revenue Fund 2,165,416 Transportation Special Revenue Fund 3,238,827 Traffic Safety Special Revenue Fund 5,959 Lighting and Landscaping Special Revenue Fund 57,059 Air Pollution Special Revenue Fund 220,177 C.D.B.G. Special Revenue Fund 1,575,695 Developer Agreement Special Revenue Fund 1,854,215 City Hall /Public Works Special Revenue Fund 152,951 Community Center Special Revenue Fund 7,494 Lakeside Facilities Special Revenue Fund 573,999 Miscellaneous Grants Special Revenue Fund 1,407,828 N.P.D.E.S. Special Revenue Fund 132,736 Assessment Districts Capital Projects Fund 59,706,935 Miscellaneous General Projects Capital Projects Fund 26,705,645 Park Improvement and Development Capital Projects Fund 1,382,968 Street Capital Improvements Projects Fund 231,454 Storm Drain Capital Projects Fund 133 Signalization Improvement Capital Projects Fund 224,718 Traffic Improvements Capital Projects Fund 4,571,000 City Fire Protection Capital Projects Fund 782,902 Public Improvements Capital Projects Fund 393,064 Fire Station Capital Projects Fund 170,990 TUMF Capital Projects Fund 1,582,032 TOTAL INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE $ 235,119,020 See independent auditors' report. -156- STATISTICAL SECTION DESCRIPTION OF STATISTICAL SECTION CONTENTS June 30, 2011 This part of the City of Lake Elsinore's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the government's overall financial health. Contents: Pages Financial Trends theses schedules contain trend information to help the reader understand how the City's financial performance and well -being have changed over time. 158- 167 Revenue Capacity these schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 169- 173 Debt Capacity these schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 174- 180 Demographic and Economic Information these schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. 181-182 Operating Information these schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 183-186 -157- Governmental activities: Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net assets: CITY OF LAKE ELSINORE NET ASSETS BY COMPONENT Last Nine Fiscal Years (accrual bases of accounting) Fiscal Year 2003 2004 2005 2006 $ 78,779,255 $ 76,438,068 $ 79,194,299 $ 86,605,543 64,336,191 64,509,263 76,616,021 135,197,478 (111,687,867) (107,107,310) (103,129,508) (93,977,441) $ 31,427,579 $ 33,840,021 $ 52,680,812 $ 127,825,580 GASB 34 was implemented for the fiscal year ended June 30, 2003. Information prior to implementation of GASB 34 is not available. Source: City Finance Department -158- Fisal Year 2007 2008 2009 2010 2011 $ 97,369,896 $ 125,539,928 $ 141,550,858 $ 142,968,348 $ 141,427,875 173,307,658 151,937,522 122,099,858 110,984,917 134,777,767 (92,504,071) (96,240,481) (96,792,528) (93,859,128) (110,573,961) $ 178,173,483 $ 181,236,969 $ 166,858,188 $ 160,094,137 $ 165,631,681 - 159- CITY OF LAKE ELSINORE CHANGES IN NET ASSETS EXPENSES AND PROGRAM REVENUES Expenses: Governmental activities: General government Public safety Community development Public services Community services Interest on long -term debt Total governmental activities expenses Program revenues: Governmental activities: Charges for services: General government Public safety Community development Public services Community services Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Net revenues (expenses): Governmental activities Total net revenues (expenses) Last Nine Fiscal Years (accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 $ 10,884,758 4,602,363 2,146,985 6,165,477 3,819,864 14,205,151 41,824,598 $ 9,938,841 5,707,203 3,534,782 5,833,376 4,008,347 10,935,104 39,957,653 $ 12,208,992 7,375,602 3,083,947 8,404,675 3,994,151 11,077,433 46,144,800 $ 12,700,900 8,369,753 12,009,611 8,739,770 3,519,545 11,146,325 56,485,904 6,474,617 5,874,918 10,081,980 12,199,668 184,242 25,259 39,824 44,919 1,923,284 1,880,802 4,864,686 11,334,631 4,920,172 92,933 70,631 73,260 577,152 1,624,467 1,658,146 1,677,140 387,815 3,807,619 3,586,701 2,600,374 709,009 - 4,332,067 49,777,269 15,176,291 13,305,998 24,634,035 77,707,261 (26,648,307) (26,651,655) (21,510,765) 21,221,357 $ (26,648,307) $ (26,651,655) $ (21,510,765) $ 21,221,357 GASB 34 was implemented for the fiscal year ended June 30, 2003. Information prior to implementation of GASB 34 is not available. Source: City Finance Department -160- 2007 Fiscal Year 2008 2009 2010 2011 $ 10,414,729 $ 8,195,897 $ 10,562,122 $ 10,252,727 $ 11,079,707 11,686,158 14,293,269 13,139,3 89 11,022,531 11,212,605 21,514,552 32,342,175 31,976,146 15,847,532 16,060,065 9,867,133 10,861,673 14,123,738 14,812,199 8,145,956 6,801,741 6,013,006 4,737,856 4,295,719 4,704,242 11,531,570 10,145,830 10,168,917 10,509,806 7,674,342 71,815,883 81,851,850 84,708,168 66,740,514 58,876,917 9,204,517 6,885,167 4,828,438 3,181,706 3,167,346 4,362,650 3,960,353 1,064,036 924,493 1,508,526 1,364,513 1,422,754 1,482,146 1,578,779 1,586,602 5,043,547 4,109,188 6,482,888 4,561,669 3,292,972 42,085,516 2,159,798 - - 6,573,426 62,060,743 18,537,260 13,857,508 10,246, 647 16,128,872 (9,755,140) (63,314,590) (70,850,660) (56,493,867) (42,748,045) $ (9,755,140) $ (63,314,590) $ (70,850,660) $ (56,493,867) $ (42,748,045) -161- General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes Sales taxes Franchise taxes Other taxes Fines, Forfeitures and Penalties Investment Income Miscellaneous Gain on Defeasance of Bonds Special Item- Revenue from Forgiveness of Debt Special Item- Gain on Settlement of Long -term Debt Total governmental activities Changes in net assets Governmental activities Total primary government CITY OF LAKE ELSINORE CHANGES IN NET ASSETS GENERAL REVENUES Last Nine Fiscal Years (accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 $ 11,218,220 $ 10,891,618 $ 16,521,561 $ 23,190,099 5,084,099 5,274,927 6,133,299 6,367,466 884,455 996,394 1,138,484 1,473,018 124,292 515,018 731,100 1,093,484 365,803 377,262 427,975 481,065 7,061,692 7,735,043 8,236,698 11,217,026 1,300,198 2,147,938 3,400,243 4,852,432 8,588,374 - - - 324,678 - - - 6,724,591 - - - 41,676,402 27,938,200 36,589,360 48,674,590 15,028,095 1,286,545 15,078,595 69,895,947 $ 15,028,095 $ 1,286,545 $ 15,078,595 $ 69,895,947 GASB 34 was implemented for the fiscal year ended June 30, 2003. Information prior to implementation of GASB 34 is not available. Source: City Finance Department -162- Fiscal Year Inner inn o )Ann inin i $ 26,685,369 $ 33,307,785 $ 31,590,868 $ 25,904,948 $ 24,237,023 7,836,334 8,148,355 6,414,419 6,236,748 7,190,695 1,688,010 1,768,178 1,824,890 1,792,699 1,913,807 1,020,788 770,024 751,794 519,001 483,556 599,894 918,619 937,506 733,792 972,457 17,220,975 14,271,312 9,334,141 7,470,635 7,782,639 5,839,608 7,193,803 5,768,257 6,661,239 5,705,412 VV,07V,7 /0 VV,J /O,V /V JV,VG 1,0 /J 4Y,J 17,VVG 40,GOJ,J07 51,135,838 3,063,486 (14,228,785) (7,174,805) 5,537,544 $ 51,135,838 $ 3,063,486 $ (14,228,785) $ (7,174,805) $ 5,537,544 -163- CITY OF LAKE ELSINORE FUND BALANCES OF GOVERNMENTAL FUNDS Last Nine Fiscal Years (modified accrual basis of accounting) All other governmental funds: Reserved $ 124,515,734 Fiscal Year $ 126,093,490 $ 185,264,579 Unreserved, reported in: 2003 2004 2005 2006 General fund: 4,894,111 7,686,320 5,010,728 6,382,838 Reserved $ 10,603,350 $ 9,607,894 $ 9,744,980 $ 8,796,782 Unreserved 5,115,310 5,174,923 8,067,151 15,829,308 Total general func $ 15,718,660 $ 14,782,817 $ 17,812,131 $ 24,626,090 All other governmental funds: Reserved $ 124,515,734 $ 122,139,124 $ 126,093,490 $ 185,264,579 Unreserved, reported in: Special revenue funds 4,894,111 7,686,320 5,010,728 6,382,838 Debt service funds (3,523,760) (8,665,854) (7,503,643) (11,915,554) Capital projects funds (5,395,439) (50,687) 7,608,315 9,141,046 Total all other governmental fund; $ 120,490,646 $ 121,108,903 $ 131,208,890 $ 188,872,909 General fund: Nonspendable $ - $ - $ - $ - Unassigned - - - - Total general func $ - $ - $ - $ - All other governmental funds: Nonspendable - Restricted for: Debt service - - - - Capital projects - - - - Other - - - - Assigned to: Capital projects funds - - - - Unassigned in: Special revenue funds - - - - Debt service funds - - - - Capital projects funds - - - - Total all other governmental fund; $ - $ - $ - $ - Note: GASB 54 was implemented in 2011, prior years have no comparable data. The City of Lake Elsinore has elected to show only nine years of data for this schedule. Source: City Finance Department -164- Fiscal Year 2007 2008 2009 2010 2011 $ 9,936,859 $ 9,476,355 $ 8,580,684 $ 8,593,518 $ - 10,496,356 9,285,492 8,762,248 6,323,801 - $ 20,433,215 $ 18,761,847 $ 17,342,932 $ 14,917,319 $ - $ 215,008,475 $ 188,270,868 $ 163,563,859 $ 161,473,544 $ - 7,921,415 10,731,428 5,241,416 6,999,090 - (10,006,673) (5,375,005) (3,841,954) (28,305,645) - 13,041,510 8,824,274 2,966,273 5,497,137 - $ 225,964,727 $ 202,451,565 $ 167,929,594 $ 145,664,126 $ - $ - $ - $ - $ - $ 4,027,179 - - - - 10,788,602 $ - $ - $ - $ - $ 14,815,781 $ 84,348,929 - - - - 81,289,209 - - - 9,352,394 - - - - 14,639,940 - - - - 11,255,852 - - - - (214,942) - - - - (32,948,107) - - - - (4,899,269) $ 162,824,006 -165- CITY OF LAKE ELSINORE CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Last Nine Fiscal Years (modified accrual basis of accounting) The City of Lake Elsinore has elected to show only nine years of data for this schedul Source: City Finance Department -166- Fiscal Year 2003 2004 2005 2006 Revenues: Property taxes $ 10,960,120 $ 10,891,618 $ 16,521,561 $ 23,190,099 Other taxes 6,350,946 6,786,339 7,192,270 9,265,130 Licenses, permits and fees 4,784,007 4,888,957 9,133,887 18,047,742 Intergovernmental revenue: 4,685,876 3,807,619 3,586,701 2,600,374 Charges for services 3,082,673 3,113,391 6,019,081 5,712,480 Fines, forfeitures and penalties 365,803 377,262 427,975 481,065 Investment income 7,350,982 7,793,901 8,302,080 11,290,353 Special assessments 1,379,409 1,496,031 1,562,300 1,569,396 Contributions from property owner: - - - 49,777,269 Miscellaneous 3,338,771 2,147,938 3,400,242 4,852,433 Total revenues 42,298,587 41,303,056 56,146,097 126,786,341 Expenditures Current: General governmern 5,514,205 3,993,019 6,673,543 5,319,941 Public safety 4,527,765 5,650,526 7,375,602 8,369,753 Community developmen 2,146,985 3,469,142 3,083,947 5,853,938 Public services 4,837,013 4,465,356 7,067,549 7,385,171 Community services 3,138,577 3,310,108 3,306,649 2,823,109 Pass - through payments 2,801,592 3,033,654 3,957,978 5,671,146 Set aside suspension - - - - SERAF payments - - - - Capital outlay 2,228,982 2,649,498 2,055,243 17,094,933 Debt service: Payment to refunding bond escrow agen - - - - Bond issuance costs - - - - Principal retirement 2,786,033 3,853,166 3,828,484 4,023,167 Interest and fiscal charges 10,678,462 11,254,303 11,008,078 11,097,091 Debt issuance costs 2,484,161 3,500 - - Total expenditures 41,143,775 41,682,272 48,357,073 67,638,249 Excess (deficiency) of revenue over (under) expenditure: 1,154,812 (379,216) 7,789,024 59,148,092 Other financing sources (uses) Transfers in 501,913 26,486,109 5,423,965 1,823,891 Transfers out (501,913) (26,486,109) (5,423,965) (1,823,891) Settlement (1,250,000) - - - Contribution to RDA (1,947,000) - - - Proceeds of refunding bond: 31,570,000 - - - Debt issuance - - 391,811 81,065 Loans issued - - - - Loan payments - - - - Premium on bonds - - - - Bond discount - - - - Refunding and tax allocation bonds issues - - - - Capital debt issued - - - - Payment to refunded bond escrow agen (31,666,626) - - - Total other financing sources (uses (3,293,626) - 391,811 81,065 Net change in fund balances $ (2,138,814) $ (379,216) $ 8,180,835 $ 59,229,157 Debt service as a percentage of noncapital expenditures 41.0% 38.7% 32.0% 29.9% The City of Lake Elsinore has elected to show only nine years of data for this schedul Source: City Finance Department -166- Fiscal Year 2007 2008 2009 2010 2011 $ 26,685,369 $ 33,307,785 $ 31,590,868 $ 25,429,344 $ 24,443,046 10,503,108 10,741,363 9,071,246 8,517,826 9,557,873 7,775,477 6,266,086 2,267,568 2,587,918 3,291,938 2,700,185 4,109,188 3,630,144 7,322,908 4,680,095 5,791,690 4,579,433 3,548,413 1,594,774 1,383,934 599,894 918,619 937,506 733,792 972,457 17,268,845 14,237,891 9,445,099 7,928,611 7,147,497 1,364,513 1,422,754 1,482,146 1,578,779 1,586,602 42,085,516 2,159,798 - - 5,352,614 5,839,608 7,193,803 5,768,257 6,910,516 5,608,837 120,614,205 84,936,720 67,741,247 62,604,468 64,024,893 8,548,606 6,190,346 6,479,795 6,797,320 8,904,165 11,686,158 14,293,269 13,139,3 89 11,022,531 11,212,605 3,481,278 4,549,297 4,662,003 3,049,501 18,805,484 8,431,702 9,321,939 12,202,971 12,901,064 6,221,286 6,063,747 5,221,331 3,750,267 3,313,082 3,714,646 7,006,699 9,878,294 9,647,322 7,782,513 7,655,170 - - - 3,750,000 - - - - 6,976,853 1,436,411 25,236,661 49,056,332 38,113,875 4,394,834 2,931,038 - - - 1,987,745 1,832,080 - 1,213,789 - 1,584,965 1,874,527 4,979,674 3,872,984 5,469,538 6,037,770 6,928,822 11,492,802 10,132,679 10,066,977 10,318,720 9,046,095 86,927,327 113,730,260 103,532,137 79,916,898 80,562,329 33,686,878 (28,793,540) (35,790,890) (17,312,430) (16,537,436) 7,089,415 6,412,891 4,386,162 4,500,694 6,186,205 (7,089,415) (6,412,891) (4,386,162) (4,500,694) (6,186,205) - - - 26,290,000 47,780,000 - - - (23,235,000) (27,495,000) - 274,026 - - - (3,117) - (166,785) (621,302) - 22,295,000 - 26,290,000 39,595,000 - 3,265,000 - - - - (22,221,899) - (22,082,648) (25,662,920) - 3.609.010 - 7.095.567 33.595.778 $ 33,686,878 $ (25,184,530) $ (35,790,890) $ (10,216,863) $ 17,058,342 26.7% 23.5% 23.7% 26.0% 25.0% -167- THIS PAGE INTENTIONALLY LEFT BLANK .: CITY OF LAKE ELSINORE DIRECT AND OVERLAPPING PROPERTY TAX RATES Last Ten Fiscal Years (rate per $100 of taxable value) Fiscal Year Agency 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 High School City Basic Levy' 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 East Municipal Overlappingz Water 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 Menifee School 1.02418 1.04287 1.03397 1.04305 1.04270 1.06108 1.07725 1.08855 1.08915 City's Share of 1% District 0.00000 0.00000 0.02117 0.01625 0.01435 0.00578 0.00549 0.02370 0.03254 0.03436 Metropolitan 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 General Obligation Water District 0.00770 0.00670 0.00610 0.00580 0.00520 0.00470 0.00450 0.00430 0.00430 0.00370 Perris School District 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.02999 0.02894 0.02485 0.01983 Perris Union High School 0.01696 0.01748 0.0156 0.01192 0.0235 0.03222 0.0211 0.02031 0.02686 0.03126 Total Direct and Overlappingz Tax Rates 1.02466 1.02418 1.04287 1.03397 1.04305 1.04270 1.06108 1.07725 1.08855 1.08915 City's Share of 1% Levy Per Prop 133 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 General Obligation Debt Rate: RDA basic rate 1.00770 1.00670 1.00610 1.00580 1.00520 1.00470 1.00450 1.00430 1.00430 1.00370 Total Direct Rates 0.63574 0.63470 0.61268 0.58827 0.57653 0.53996 0.51615 0.51762 0.53493 0.53269 Notes: 'In 1978, the voters of the State of California passed Proposition 13 which set the property tax rate at a 1.00% fixed amount. This 1.00% is shared by all taxing agencies for which the subject property resides within. In addition to the 1.00% fixed amount, property owners are charged taxes as a percentage of assessed property values for the payment of any voter approved bonds. 2Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all city property owners. 3City's Share of 1% Levy is based on the City's share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio figures. 4Redevelopment Agency (RDA) rate is based on the largest RDA tax rate area (TRA) and includes only rate(s) from indebtedness adopted prior to 1989 per California State statute. RDA direct and overlapping rates are applied only to the incremental property values 5Total Direct Rate is the weighted average of all individual direct rates applied by the government preparing the statistical section information. Source: Riverside County Assessor 2001/02 - 2010/11 Tax Rate Table and Annual Tax Increment Tables -169- CITY OF LAKE ELSINORE PRINCIPAL PROPERTY TAX PAYERS Current Year and Nine Years Ago (1) 2010 -11 Local Secured Assessed Valuation: $ 3,928,751,948 (2) 2001 -02 Local Secured Assessed Valuation: $ 1,551,637,303 Source: Riverside County Assessor 2001/02 - 2010/11 Combined Tax Rolls. -170- 2011 2002 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Value (1) Value Value (2) 100 East Wisconsin Avenue JV $ 50,489,413 1.29% - 0.00% Castle and Cooke, Lake Elsinore Outlet 43,437,742 1.11% - 0.00% Pacific Aggregates, Inc. 42,463,999 1.08% - 0.00% Castle and Cooke, Lake Elsinore West 38,144,168 0.97% - 0.00% Broadstone Rivers Edge 28,042,552 0.71% - 0.00% JPMCC2006 -LDP6 Lake Elsinore 24,847,661 0.63% - 0.00% Pacific Clay Products Inc. 19,525,386 0.50% - 0.00% McMillin Summerly LLC 18,368,067 0.47% - 0.00% Federal National Mortage Association 17,159,617 0.44% - 0.00% Centex Homes 17,084,122 0.43% - 0.00% MCG Outlet Centers LP - 0.00% $ 74,822,360 4.82% King Vedeocable Company - 0.00% 22,401,043 1.44% Elsinore Val Water and Sewer Facilities Corp. - 0.00% 14,351,086 0.92% Wares Delaware Corporation - 0.00% 13,499,835 0.87% Oak Grove Equities - 0.00% 11,668,023 0.75% Pardee Grossman Cottonwood Canyon - 0.00% 11,561,291 0.75% Albertson's - 0.00% 11,017,263 0.71% Louis F. DePasquale - 0.00% 8,435,953 0.54% White Rock Acquisition Company - 0.00% 8,127,723 0.52% Railroad Canyon Lake Elsinore - 0.00% 7,598,333 0.49% $ 299,562,727 7.62% $ 183,482,910 11.83% (1) 2010 -11 Local Secured Assessed Valuation: $ 3,928,751,948 (2) 2001 -02 Local Secured Assessed Valuation: $ 1,551,637,303 Source: Riverside County Assessor 2001/02 - 2010/11 Combined Tax Rolls. -170- CITY OF LAKE ELSINORE PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Fiscal Years Note: The amounts presented include City of Lake Elsinore property taxes only (excludes Redevelopment Agency taxes). (1) Collections received through March 1, 2011. Sources: County of Riverside, Auditor - Controller City of Lake Elsinore Finance Department -171- Collected within the Fiscal Taxes Levied Fiscal Year of Levy Collections in Total Collections to Date Year Ended for the Percent Subsequent Percent June 30 Fiscal Year Amount of Levy Years Amount of Levy 2002 $ 1,006,982 $ 1,027,863 102.07% $ 10,373 $ 1,038,236 103.10% 2003 1,035,888 1,193,908 115.25% 12,436 1,206,344 116.46% 2004 1,091,168 1,129,675 103.53% 99,982 1,229,657 112.69% 2005 1,327,699 1,405,509 105.86% 313,819 1,719,328 129.50% 2006 1,446,320 1,742,413 120.47% 227,007 1,969,420 136.17% 2007 1,714,890 2,131,576 124.30% 212,538 2,344,114 136.69% 2008 2,208,181 2,313,581 104.77% 149,942 2,463,523 111.56% 2009 2,230,658 2,254,961 101.09% 74,601 2,329,562 104.43% 2010 1,894,552 1,958,553 103.38% 138,415 (1) 2,096,968 110.68% 2011 1,900,256 1,797,763 94.61% 82,035 1,879,798 98.92% Note: The amounts presented include City of Lake Elsinore property taxes only (excludes Redevelopment Agency taxes). (1) Collections received through March 1, 2011. Sources: County of Riverside, Auditor - Controller City of Lake Elsinore Finance Department -171- CITY OF LAKE ELSINORE ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY Last Ten Fiscal Years Notes: Exemptions are netted directly against the individual property categories. n/a =not available In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of I% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2 %). With few exceptions, property is only reassessed at the time that it is sold to a new owner. At that point, the new assessed value is reassessed at the purchase price of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: Riverside County Auditor- Controller 2001/02 - 2010/11 Combined Tax Rolls -172- City Fiscal Year Taxable Ended Assessed June 30 Secured Unsecured Value 2002 $ 1,480,961,595 $ 70,675,708 $ 1,551,637,303 2003 158,974,975 63,785,234 222,760,209 2004 1,866,612,714 71,494,000 1,93 8,106,714 2005 2,182,647,610 93,461,511 2,276,109,121 2006 2,782,774,310 88,651,279 2,871,425,589 2007 3,586,255,450 84,367,728 3,670,623,178 2008 4,805,775,656 119,981,392 4,925,757,048 2009 4,813,256,755 114,151,249 4,927,408,004 2010 3,957,220,879 104,899,011 4,062,119,890 2011 3,780,321,503 148,430,445 3,928,751,948 Notes: Exemptions are netted directly against the individual property categories. n/a =not available In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of I% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2 %). With few exceptions, property is only reassessed at the time that it is sold to a new owner. At that point, the new assessed value is reassessed at the purchase price of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: Riverside County Auditor- Controller 2001/02 - 2010/11 Combined Tax Rolls -172- -173- Redevelopment Agency Taxable Total Assessed Direct Tax Secured Unsecured Value Rate n/a n/a n/a 0.63574% 1,061,846,886 61,221,639 1,123,068,525 0.63470% n/a n/a n/a 0.61268% 1,309,466,152 88,347,530 1,397,813,682 0.58827% 1,614,383,654 82,665,786 1,697,049,440 0.57653% 1,917,886,856 79,195,924 1,997,082,780 0.53996% 2,393,710,398 100,647,142 2,494,357,540 0.51615% 2,411,198,603 91,268,375 2,502,466,978 0.51762% 2,077,411,999 83,367,167 2,160,779,166 0.53493% 1,998,889,644 79,994,003 2,078,883,647 0.53269% -173- CITY OF LAKE ELSINORE RATIOS OF OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years Governmental Activities Fiscal Year Local Tax Subordinate Ended Agency Allocation Tax June 30 Revenue Bonds Bonds Bonds 2002 $ 69,610,000 $ 60,220,000 $ 2003 60,375,000 59,290,000 2004 59,315,000 58,310,000 2005 58,285,000 57,320,000 2006 57,160,000 56,280,000 2007 55,845,000 55,175,000 2008 58,755,000 54,010,000 2009 56,745,000 52,785,000 2010 53,725,000 54,545,000 2011 64,220,000 60,080,000 Revenue/ Developer/ Revenue Refunding Owner Bonds Agreements - $ 15,660,000 $ 4,819,657 - 15,660,000 3,098,473 - 15,660,000 2,704,814 - 15,375,000 4,718,010 - 15,075,000 4,396,460 - 14,760,000 3,933,650 - 14,435,000 3,635,257 - 14,095,000 3,441,041 - 13,740,000 3,263,574 4,610,000 13,365,000 3,070,763 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Source: City Finance Department; California State Department of Finance -174- -175- Governmental Activities (Continued) Insurance Total Percentage Debt Notes/ Loans Capitalized Premium OPEB Governmental of Personal per Payable Lease Deposit Payable Obligation Activities Income Capita $ 8,787,427 $ 44,682 $ - $ - $ 159,141,766 31.81% 5,300 1,710,407 28,185 - - 140,162,065 26.82% 4,489 1,270,901 57,992 - - 137,318,707 23.85% 4,109 1,055,676 306,398 - - 137,060,084 20.93% 3,817 1,012,501 234,021 - - 134,157,982 18.28% 3,513 403,126 166,532 - - 130,283,308 15.30% 3,165 356,589 93,478 - - 131,285,324 12.75% 2,760 307,542 20,316 537,869 1,048,397 128,980,165 11.90% 2,604 256,760 - 518,521 2,086,786 128,135,641 12.03% 2,546 204,046 - - 2,877,575 148,427,384 15.08 % 2,911 -175- CITY OF LAKE ELSINORE RATIO OF GENERAL BONDED DEBT OUTSTANDING Last Ten Fiscal Years General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). Source: City Finance Department -176- Outstanding General Bonded Debt Fiscal Year Tax Percent of Ended Allocation Assessed Per June 30 Bonds Total Value Capita 2002 $ 60,220,000 $ 60,220,000 3.88% $ 2,006 2003 59,290,000 59,290,000 26.62% 1,899 2004 58,310,000 58,310,000 3.01% 1,745 2005 57,320,000 57,320,000 2.52% 1,596 2006 56,280,000 56,280,000 1.96% 1,474 2007 55,175,000 55,175,000 1.50% 1,340 2008 54,010,000 54,010,000 1.10% 1,135 2009 52,785,000 52,785,000 1.07% 1,066 2010 54,545,000 54,545,000 1.34% 1,084 2011 60,080,000 60,080,000 1.53% 1,178 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). Source: City Finance Department -176- CITY OF LAKE ELSINORE DIRECT AND OVERLAPPING DEBT June 30, 2011 City Assessed Valuation Redevelopment Agency Incremental Valuation Total Assessed Valuatioi Overlapping Tax and Assessment Debt: Riverside County Flood Control District, Zone No. 3 Benefit Assessment District Metropolitan Water District Perris Union High School District Menifee Union School District Perris School District Lake Elsinore Unified School District Community Facilities Districts City of Lake Elsinore Community Facilities District No. 88 -3 City of Lake Elsinore Community Facilities District No. 90 -2 City of Lake Elsinore Community Facilities District No. 95 -1 City of Lake Elsinore Community Facilities District No. 98 -1 City of Lake Elsinore Community Facilities District No. 2003 -2 City of Lake Elsinore Community Facilities District No. 2004 -3 City of Lake Elsinore Community Facilities District No. 2005 -1 City of Lake Elsinore Community Facilities District No. 2005 -2 City of Lake Elsinore Community Facilities District No. 2005 -5 City of Lake Elsinore Community Facilities District No. 2005 -6 City of Lake Elsinore Community Facilities District No. 2006 -2 City of Lake Elsinore 1915 Act Bonds Total overlapping tax and assessment debt Direct and Overlapping General Fund Debt: Riverside County General Fund Obligations Riverside County Pension Obligations Riverside County Board of Education Certificates of Participation Mount San Jacinto Community College District General Fund Obligations Lake Elsinore Unified School District Certificates of Participation Perris Union High School District General Fund Obligations Menifee and Perris School District Certificates of Participation City of Lake Elsinore General Fund Obligations Elsinore Water District Certificates of Participation Ortega Trail Recreation and Park District Certificates of Participation Total gross direct and overlapping general fund debt Less: Riverside County General Fund self - supporting obligations Total net direct and overlapping general fund debt Gross combined total debt(2) Net total direct and overlapping debt $ 232,694,466 1.473% $ 4,052,357,508 10,261,431 1.473% (1,897,539,942) 5,405,100 1.473% $ 2,154,817,566 90,884 3.904% 12,215,000 City's 30.086% 38,300,000 Share of Percentage Outstanding Overlapping Applicable (1) Debt 6/30/11 Debt 6/30/11 47.115% $ 2,685,000 $ 1,265,038 0.103% 227,670,000 234,500 0.785% 54,717,260 429,530 1.165% 45,108,922 525,519 0.400% 7,454,571 29,818 100.000% 24,631,327 24,631,327 100.000% 27,440,000 27,440,000 100.000% 14,885,000 14,885,000 100.000% 1,205,000 1,205,000 100.000% 17,535,000 17,535,000 100.000% 32,180,000 32,180,000 100.000% 45,525,000 45,525,000 100.000% 8,880,000 8,880,000 100.000% 24,480,000 24,480,000 100.000% 3,265,000 3,265,000 100.000% 3,495,000 3,495,000 100.000% 7,225,000 7,225,000 100.000% 19,463,734 19,463,734 $ 232,694,466 1.473% 696,634,853 10,261,431 1.473% 366,945,000 5,405,100 1.473% 6,170,000 90,884 3.904% 12,215,000 476,874 30.086% 38,300,000 11,522,938 0.785% 31,575,000 247,864 1.165 & 0.400 % 14,840,000 107,402 100.000% 13,365,000 13,365,000 48.140% 235,144 113,198 36.523% 145,000 52,958 41,643,649 203,321 41,440,328 Notes: (1) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessed value that is within the city's boundaries and dividing it by each unit's total taxable assessed value. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non - bonded capital lease obligations. Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. Source: California Municipal Statistics -177- $ 274,338,115 $ 274,134,794 Assessed valuation Conversion percentage Adjusted assessed valuation Debt limit percentage Debt limit Total net debt applicable to limitation Legal debt margin Total debt applicable to the limit as a percentage of debt limit CITY OF LAKE ELSINORE LEGAL DEBT MARGIN INFORMATION Last Ten Fiscal Years 2002 $ 1,525,792,000 25% 381,448,000 15% 57,217,200 Fiscal Year 2003 $ 1,626,026,872 25% 406,506,718 15% 60,976,008 2004 $ 1,907,367,963 25% 476,841,991 15% 71,526,299 2005 $ 2,243,178,491 25% 560,794,623 15% 84,119,193 $ 57,217,200 $ 60,976,008 $ 71,526,299 $ 84,119,193 0.0% 0.0% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1981 -82 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computations shown above reflect a conversion of assessed valuation data for each fiscal year that was in effect at the time that the legal debt margin was enacted by the State of California for local governments located within the state. Sources: Riverside County Assessor's Office City Finance Department -178- 2006 $ 2,851,510,537 25% 712,877,634 15% 106,931,645 2007 $ 3,648,621,060 25% 912,155,265 15% 136,823,290 Fiscal Year 2008 $ 4,887,272,022 25% 1,221,818,006 15% 183,272,701 2009 $ 4,886,177,664 25% 1,221,544,416 15% 183,231,662 2010 $ 4,019,961,300 25% 1,004,990,325 15% 150,748,549 2011 $ 4,062,119,890 25% 1,015,529,973 15% 152,329,496 $ 106,931,645 $ 136,823,290 $ 183,272,701 $ 183,231,662 $ 150,748,549 $ 152,329,496 0.0% 0.0% 0.0% - 179- 0.0% 0.0% 0.0 %, Fiscal Year Ended June 30 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Redevelopment Tax Increment Revenue 8,400,465 9,824,602 9,749,507 13,136,081 18,500,277 21,112,545 26,484,367 24,892,412 19,877,054 19,004,495 CITY OF LAKE ELSINORE PLEDGED - REVENUE COVERAGE Last Ten Fiscal Years Debt Service Principal Interest $ 1,365,504 $ 3,663,230 1,377,603 3,992,473 1,413,940 3,635,594 1,300,793 3,629,620 1,932,704 3,888,298 2,307,832 4,108,847 1,688,978 3,663,448 1,761,323 3,558,405 1,295,000 3,304,802 1,195,000 2,315,314 Coverage 1.67 1.83 1.93 2.66 3.18 3.29 4.95 4.68 4.32 5.41 Tax Allocation Bonds $ 60,220,000 59,290,000 58,310,000 57,320,000 56,280,000 55,175,000 54,010,000 52,785,000 54,545,000 60,080,000 Notes: Details regarding the City's outstanding debt can be found in the notes to the basic financial statements. Source: City Finance Department _180- CITY OF LAKE ELSINORE DEMOGRAPHIC AND ECONOMIC STATISTICS Last Ten Fiscal Years Sources: (1) State Department of Finance (2, 3 *) Income Data: ESRI - Demographic Estimates are based on the last available Census. Projections are developed by incorporating all of the prior census dta relased to date. Post census trends in the population are extracted from a variety of data sources. (4) California State Employment Development Department -181- Personal Per Fiscal Year Income Capita Unemployment Ended Population (In Thousands Personal Rate June 30 (1) (2) Income (3) * (4) 2002 30,027 $ 500,294 $ 16,661 5.30% 2003 31,225 522,538 16,735 6.30% 2004 33,423 575,658 17,223 6.30% 2005 35,905 654,965 18,242 5.80% 2006 38,185 734,050 19,224 5.20% 2007 41,164 851,375 20,683 4.90% 2008 47,567 1,029,928 21,652 5.80% 2009 49,528 1,083,488 21,876 8.20% 2010 50,324 1,065,544 21,174 13.20% 2011 50,983 984,074 19,302 14.30% Sources: (1) State Department of Finance (2, 3 *) Income Data: ESRI - Demographic Estimates are based on the last available Census. Projections are developed by incorporating all of the prior census dta relased to date. Post census trends in the population are extracted from a variety of data sources. (4) California State Employment Development Department -181- CITY OF LAKE ELSINORE PRINCIPAL EMPLOYERS Current Year and Nine Years Ago 2011 2002 "Total Employment" as used above represents the total employment of all employers located within City limits. Sources: City GIS Department California Employment Development Department - 182- Percent of Percent of Number of Total Number of Total Employer Employees Employment Employees Employment Lake Elsinore Unified School Distrct 1,526 9.13% - 0.00% Outlet Center 1,169 7.00% - 0.00% Stater Bros. (3 stores today) 305 1.83% 127 1.27% Walmart 245 1.47% 245 2.45% Costco 201 1.20% - 0.00% Lake Elsinore Storm/Golden State Concession 200 1.20% 165 1.65% Medley Communications 175 1.05% - 0.00% Shirt WERX / Innovative Merchandising 160 0.96% - 0.00% E. V. M. W. D. 170 1.02% - 0.00% Home Depot 160 0.96% - 0.00% Riverside Public Social Services 160 0.96% - 0.00% Target 150 0.90% - 0.00% Lake Elsinore Hotel & Casino 150 0.90% 200 2.00% Lake Chevrolet 116 0.69% 104 1.04% Lowe's 106 0.63% - 0.00% "Total Employment" as used above represents the total employment of all employers located within City limits. Sources: City GIS Department California Employment Development Department - 182- CITY OF LAKE ELSINORE FULL -TIME AND PART -TIME CITY EMPLOYEES BY FUNCTION Last Ten Fiscal Years Note: Police and Fire services are provided by the County of Riverside. Source: City Finance Department -183- Fiscal Year Function 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 General government 18 17 19 18 21 26 26 20 20 17 Community Services ( includes Public works) 36 34 37 36 41 52 52 41 42 47 Community development 17 17 18 17 20 23 23 21 14 11 Total 71 68 74 71 82 101 101 82 76 75 Note: Police and Fire services are provided by the County of Riverside. Source: City Finance Department -183- CITY OF LAKE ELSINORE OPERATING INDICATORS BY FUNCTION Last Ten Fiscal Years Function Police: Lake related boating enforcement citations Hazardous traffic violations DUI arrests Fire: Calls Fire suppression equipment Public works: Centerline miles of paved surface streets maintained Centerline miles of dirt surface streets maintained Weed abatement -lots cleaned Community Development: Construction permits issued Property value per permits (estimated in 000's) New home building permits issued Parks and recreation: Daily lake use passes sold n/a--not available Source: City of Lake Elsinore, Various Departments -184- Fiscal Year 2002 2003 2004 2005 1,048 1,091 800 703 597 519 1,533 1,500 n/a n/a n/a n/a n/a n/a 3,120 3,391 n/a n/a 3 3 129 135 140 140 n/a 21 21 21 890 860 890 552 1,549 1,838 2,361 3,516 $ 126,600 $ 159,346 $ 153,186 $ 242,988 844 550 766 1,317 35,700 26,550 28,500 26,530 Fiscal Year 2006 2007 2008 2009 2010 2011 808 625 100 n/a 444 244 2,376 2,500 5,000 n/a 1,561 1,200 n/a n/a n/a n/a 261 n/a 3,610 3,567 3,778 3,876 4,007 3,950 3 3 3 3 3 3 140 143 155 174 173 173 13 12 10 9 9 9 706 700 581 390 365 470 4,260 2,527 1,604 505 771 829 $ 462,204 $ 153,013 $ 78,680 $ 21,474 $ 42,848 $ 50,899 1,355 450 74 43 211 223 34,835 32,018 36,000 25,230 23,765 19,577 -185- CITY OF LAKE ELSINORE CAPITAL ASSET STATISTICS BY FUNCTION Last Ten Fiscal Years Fiscal Year Function 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Police: Stations 1 1 1 1 1 1 1 1 1 1 Fire: Fire stations 1 2 2 3 3 3 3 3 3 3 Public works: Street (miles) 153.3 153.3 153.3 153.3 156 157 157 157 157 157 Lakeshore (miles) 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 Parks and recreation: Parks 12 12 12 12 12 15 15 15 16 16 Beaches and Recreation Facilities n/a 8 8 8 8 8 8 8 10 10 Libraries 1 1 1 2 2 2 2 2 2 2 Stadium (Amphitheater seats) 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 Lake (surface acres) 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 n/a =not available Source: City of Lake Elsinore, Various Departments -186- To the Honorable Mayor and Members of the City Council of the City of Lake Elsinore Lake Elsinore, California We have audited the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore for the year ended June 30, 2011. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our engagement letter dated April 7, 2011 and during our meeting on planning matters May 27, 2011. Professional standards also require that we communicate to you the following information related to our audit. Significant Audit Findings: Qualitative Aspects ofAAccuunting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City of Lake Elsinore are described in Note 1 to the financial statements. The City implemented Governmental Accounting Standards Board Statement Number 54, "Fund Balance Reporting and Governmental Fund Type Definitions ", for the year ended June 30, 2011. No other accounting procedures were adopted and the application of other existing policies was not changed during the year ended June 30, 2011. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. -1- 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties Significant Audit Findings (Continued): Qualitative Aspects of Accounting Practices (Continued) The most sensitive estimates affecting the financial statements were: a. Management's estimate of the fair market value of investments is based on market values provided by outside sources. b. Management's estimate of the value of capital assets (infrastructure assets) is based on industry standards. c. The estimated useful lives of capital assets for depreciation purposes are based on industry standards. d. The funded status and funding progress of the public defined benefit plan with Ca1PERS are based on actuarial valuations. e. The annual required contribution and actuarial accrued liability for the City's Other Post - Employment Benefit Plan are based on certain actuarial assumptions and methods prepared by an outside consultant. We evaluated the key factors and assumptions used to develop these estimates in determining that they were reasonable in relation to the financial statements taken as a whole. Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosures affecting the financial statement were reported in Note 16 regarding the defined benefit pension plan, in Note 17 regarding the City's other post - employment benefit plan and in Note 20 regarding the recent changes in legislation affecting California Redevelopment Agencies. Difficulties Encountered in Perforining the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. The following matters of misstatements were detected by us as a result of our audit procedures, and have been corrected by management. a. The refunding of the 1999 Series A Bonds by the 2010 Series C Bonds was not recorded properly. An adjustment was made to the Redevelopment Agency's general ledger to reflect the gross proceeds and repayment of the bonds. -2- Corrected and Uncorrected Misstatements Continued b. The issuance of the Tax Allocation Bonds 2011 Series A was not recorded properly. An adjustment was made to the Redevelopment Agency's general ledger to reflect the gross proceeds. c. The issuance of the Local Agency Revenue Bonds 2010 Series A was not recorded properly. An adjustment was made to the Public Financing Authority's general ledger to reflect the gross proceeds and discounts on investments. d. An adjustment was made to correct the unrealized gain on investments and cash balances. The attached schedule summarizes uncorrected misstatements of the financial statements. Management has determined that their effects are immaterial, both individually and in the aggregate, to the financial statements taken as a whole. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Management. Representations We have requested and received certain representations from management that are included in the management representation letter dated March 12, 2012. Mana . anent Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Information in Documents Containing Audited Financial Statements With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. - 3 - Other Audit Finditi s or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. This information is intended solely for the use of the City Council and management of the City of Lake Elsinore and is not intended to be and should not be used by anyone other than these specified parties. Irvine, California March 12, 2012 I �� -4- City of Lake Elsinore Schedule of Unrecorded Mistatements June 30, 2011 REF. DESCRIPTION GENERAL rUND Interest income Interest receivable To pass on adjustment for City CAMP interest receivable at year end ADA DEB TSEk;1K')-' FOND Interest income Interest receivable To pass on adjustment for City CAMP interest receivable at year end DEBIT fQ ,t]IT ASSET LIABILITY FUND BAL REVENUE EXPENSE (52,514.73) 52,514.73 52,514.73 0.00 0,00 (52,514.73) 0.00 (38,078.24) 38,078.24 38;078.24 0.00 0.00 (38,078.24) 0.00 TOTAL UNRECORDED MISSTATEMENTS 90,592.97 0.00 0.00 (90,592.97) 0.00 CITY OF LAKE ELSINORE APPROPRIATIONS LIMIT WORKSHEET NO.6 WITH INDEPENDENT ACCOUNTANTS' REPORT ON AGREED -UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEET FOR THE YEAR ENDED JUNE 30, 2011 INDEPENDENT ACCOUNTANTS' REPORT ON APPLYING AGREED -UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEET NO. 6 To the Honorable Mayor and Members of the City Council of the City of Lake Elsinore Lake Elsinore, California We have applied the procedures enumerated below to the accompanying Appropriations Limit Worksheet No. 6 of the City of Lake Elsinore, California for the year ended June 30, 2011. These procedures which were agreed to by the City of Lake Elsinore, California and the League of California Cities (as presented in the League publication entitled "Article XIIIB Appropriations Limit Uniform Guidelines ") were performed solely to assist the City of Lake Elsinore, California in meeting the requirements of Section 1.5 of Article XIIIB of the California Constitution. The City of Lake Elsinore management is responsible for the Appropriations Limit Worksheet No. 6. This agreed -upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of these procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose. The procedures performed and our findings were as follows: 1. We obtained the completed Worksheet No. 6 for the year ended June 30, 2011 and compared the limit and annual adjustment factors included in that worksheet to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheet to those that were selected by a recorded vote of the City Council. Findln ?: No exceptions were noted as a result of our performing this procedure. However, had the City elected the option to use the annual percentage change in population for the County of Riverside, 1.014 as the population factor, the appropriations limit would have increased by $53,817 to $60,632,970. 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and Sun Diego Counties 2. For the accompanying Appropriations Limit Worksheet No. 6 we added last year's limit to the total adjustments, and compared the resulting amount to this year's limit. We also recalculated the adjustment factors, and the adjustment for inflation and population, and compared the results to the amounts on Worksheet No. 6. No exceptions were noted as a result of our performing this procedure. We compared the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet No. 6 to the prior year appropriations limit calculated by the City. No exceptions were noted as a result of our performing this procedure. We were not engaged to, and did not perform an audit, the objective of which would be the expression of an opinion on the accompanying Appropriations Limit Worksheet No. 6. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriations limit for the base year, as defined by the League publication entitled "Article XIIIB Appropriations Limitation Uniform Guidelines ". This report is intended solely for the information and use of the City Council and management of the City of Lake Elsinore, California and is not intended to be, and should not be, used by anyone other than these specified parties. Irvine, California March 12, 2012 a"") zz-,-,) -2- CITY OF LAKE ELSINORE APPROPRIATIONS LIMIT WORKSHEET NO. 6 For the year ended June 30, 2011 Appropriations limit for fiscal year ended June 30, 2010 Adjustment factors for the fiscal year ended June 30, 2011 (see Note 2): Inflation Population Factor Factor Combined (Note 3) (Note 4) Factor 0.97460000 1.01310000 0.98736726 Adjustment for inflation and population Other adjustments (Note 5) Total adjustments Appropriations limit for fiscal year ended June 30, 2011 $61,354,225 x (0.01263274) (775,072) 775_,072) 60,579,153 See independent accountants' report on agreed -upon procedures applied to appropriations limit worksheet No.6 and accompanying notes. -3- CITY OF LAKE ELSINORE NOTES TO APPROPRIATIONS LIMIT WORKSHEET NO. 6 For the year ended June 30, 2011 1. PURPOSE OF LIMITED PROCEDURES REVIEW: Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), California governmental agencies are restricted as to the amount of annual appropriations from proceeds of taxes. Effective for years beginning on or after July 1, 1990, under Section 1.5 of Article XIIIB, the annual calculation of the appropriations limit is subject to a limited procedures review in connection with the annual audit. 2. METHOD OF CALCULATION: Under Section 10.5 of Article XIIIB, for fiscal years beginning on or after July 1, 1990, the appropriations limit is required to be calculated based on the limit for the fiscal year 1986 -87, adjusted for the inflation and population factors discussed at Notes 3 and 4 below. 3. INFLATION FACTORS: A California governmental agency may adjust its appropriations limit by either the annual percentage change in the 4th quarter per capita personal income (which percentages are supplied by the State Department of Finance), or the annual percentage change in the local assessment roll due to local nonresidential new construction. The factor used by the City of Lake Elsinore for the fiscal year 2010 -2011 represents the annual percentage change in per capita income published by the California Department of Finance. 4. POPULATION FACTORS: A California governmental agency may adjust its appropriations limit by either the annual percentage change of the jurisdiction's own population, or the annual percentage change in population in the County where the jurisdiction is located. The factor used by the City of Lake Elsinore for fiscal year 2010 -2011 represents the annual percentage change in population for the City of Lake Elsinore. 5. OTHER ADJUSTMENTS: A California government agency may be required to adjust its appropriations limit when certain events occur, such as the transfer of responsibility for municipal services to, or from, another government agency or private entity. The City of Lake Elsinore had no such adjustments for the year ended June 30, 2011. See independent accountants' report on agreed -upon procedures applied to appropriations limit worksheet No. 6. -4- INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Mayor and Members of City Council City of Lake Elsinore Lake Elsinore, California We have audited the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore and its blended component units, including the Lake Elsinore Redevelopment Agency (the City), as of and for the year ended June 30, 2011, which collectively comprise the City's basic financial statements and have issued our report thereon dated March 12, 2012. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial RepgE ng Management of the City is responsible for establishing and maintaining effective internal control over financial reporting. In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected on a timely basis. - 1 - 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties Internal Control Over Financial Reporting (Continued) Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. However, we identified certain deficiencies in internal control over financial reporting, described as significant deficiencies #1 through #3, in the accompanying Schedule of Comments and Responses that we consider to be significant deficiencies in internal control over financial reporting. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted other matters, described as noncompliance and other matters #4 through #5 in the accompanying Schedule of Comments and Responses that we have reported to management. The City's responses to the findings identified in our audit are described in the Schedule of Comments and Responses. We did not audit the City's responses and, accordingly, we express no opinion on them. This communication is intended solely for the information and use of the City Council, management and others within the City and is not intended to be, and should not be, used by anyone other than these specified parties. Irvine, California March 12, 2012 IL;� zy-f-z) -2- SCHEDULE OF COMMENTS AND RESPONSES Significant Deficiencies: 1. Review Year -End Closine Schedule As part of year -end closing procedures, City staff prepared schedules to reconcile account balances. However, we noted that some of these schedules were missing the necessary information and had to be revised several times, which caused delay in the audit. Additionally, there was a delay in the year -end closing of the Redevelopment Agency. We did not receive a trial balance of the Agency until the middle of November 2011. In the prior year, we had recommended that the City established a more formal year -end closing schedule, provided additional training to staff and considered contracting seasonal accounting professional in preparation for the annual audit. The City has implemented some of these recommendations. We recommend that the City continue to implement these recommendations and all audit schedules be reviewed by management prior to providing them to the auditors. We further recommend that the City continue to review its year -end closing procedures and adhere to the established time schedule. This will improve efficiency in year -end work and allow the audit process to stay on schedule. Management's Response: The City has implemented many of the recommendations noted in the prior year. However, during the current 2010 -11 fiscal year audit, the following issues contributed to delay in the audit process: a. Format change in some the schedules requested. b. Merger of the audit firm with White Nelson in the latter part of 2011. c. State of California decision to eliminate the Redevelopment Agencies in the state. The City will continue to review our year end process to improve efficiency and procedures during the audit next fiscal year. 2. Recording of Transactions During our review of long -term debt, we noted that the City and Redevelopment Agency did not correctly record the gross bond proceeds and bond issuance costs for the Tax Allocation Revenue Bonds and Local Agency Revenue Bonds issued during the year. Additionally, the City did not record the notes receivable with developers for certain projects. We proposed significant journal entries as a result of our audit procedures. We understand that these entries were related to unique or one -time transactions at the City. We recommend that the City provide specific training to its staff or obtain outside professional assistance in handling these entries. Management's Response: The City will provide additional training to its staff or obtain outside professional assistance in handling these entries in the future. -3- SCHEDULE OF COMMENTS AND RESPONSES (CONTINUED) Significant Deficiencies (Continued): Deficit Fund Balance In our review of the financial statements, we noted that the Community Development Block Grant Special Revenue Fund (CDBG Fund) had a deficit fund balance for the years ended June 30, 2008, 2009, 2010 and 2011 as a result of expenditures exceeding the revenue collected for this fund. The reason for the deficits could be that expenditures have exceeded grant reimbursements. We recommend that the City review this fund to determine what the actual fund balance should be and make appropriate adjustments. Management's Response: The City will review this fund and determine what the actual fund balance should be and make adjustments appropriately. Noncompliance and Other Matters: 4. Disaster Recovery Plan We noted that the City does not have a formalized Electronic Data Processing (EDP) disaster recovery plan. We recommend that the City adopt an EDP disaster recovery plan which is a written set of instructions to assist City personnel to process data in such events as power outages, hardware or software breakdown, or other disasters that keep data from being processed in a normal manner. This plan should contain such information as the name and phone number of the firms providing hardware and software support, location of documentation for all hardware and software and the locations of back -up system and alternative processing locations. This would assist the City in the absence of those employees familiar with the system. Management's Response: The City does have procedures in place that are followed daily to back up data and store the back up in an off -site location. We are in the process of developing a more formalized disaster recovery plan. 5. Developer Deposit We noted that this deposit balance has not changed for a number of years. Per inquiry to City Finance staff, this deposit dated back to the 1980s and is related to a development which was later sold to other parties. The validity of this deposit liability can not be determined. We recommend that the City research prior year records to determine whether this liability should remain on the books or be recognized as revenue by the City. Management's Response: The City has done additional research of prior years records and determined that this deposit should be recognized as revenue. This will be done in fiscal year 2011 -12. -4- To the Honorable Mayor and Members of the City Council of the City of Lake Elsinore Lake Elsinore, California We have audited the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore for the year ended June 30, 2011. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our engagement letter dated April 7, 2011 and during our meeting on planning matters May 27, 2011. Professional standards also require that we communicate to you the following information related to our audit. Significant Audit Findings: Qualitative Aspects ofAAccuunting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City of Lake Elsinore are described in Note 1 to the financial statements. The City implemented Governmental Accounting Standards Board Statement Number 54, "Fund Balance Reporting and Governmental Fund Type Definitions ", for the year ended June 30, 2011. No other accounting procedures were adopted and the application of other existing policies was not changed during the year ended June 30, 2011. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. -1- 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties Significant Audit Findings (Continued): Qualitative Aspects of Accounting Practices (Continued) The most sensitive estimates affecting the financial statements were: a. Management's estimate of the fair market value of investments is based on market values provided by outside sources. b. Management's estimate of the value of capital assets (infrastructure assets) is based on industry standards. c. The estimated useful lives of capital assets for depreciation purposes are based on industry standards. d. The funded status and funding progress of the public defined benefit plan with Ca1PERS are based on actuarial valuations. e. The annual required contribution and actuarial accrued liability for the City's Other Post - Employment Benefit Plan are based on certain actuarial assumptions and methods prepared by an outside consultant. We evaluated the key factors and assumptions used to develop these estimates in determining that they were reasonable in relation to the financial statements taken as a whole. Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosures affecting the financial statement were reported in Note 16 regarding the defined benefit pension plan, in Note 17 regarding the City's other post - employment benefit plan and in Note 20 regarding the recent changes in legislation affecting California Redevelopment Agencies. Difficulties Encountered in Perforining the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. The following matters of misstatements were detected by us as a result of our audit procedures, and have been corrected by management. a. The refunding of the 1999 Series A Bonds by the 2010 Series C Bonds was not recorded properly. An adjustment was made to the Redevelopment Agency's general ledger to reflect the gross proceeds and repayment of the bonds. -2- Corrected and Uncorrected Misstatements Continued b. The issuance of the Tax Allocation Bonds 2011 Series A was not recorded properly. An adjustment was made to the Redevelopment Agency's general ledger to reflect the gross proceeds. c. The issuance of the Local Agency Revenue Bonds 2010 Series A was not recorded properly. An adjustment was made to the Public Financing Authority's general ledger to reflect the gross proceeds and discounts on investments. d. An adjustment was made to correct the unrealized gain on investments and cash balances. The attached schedule summarizes uncorrected misstatements of the financial statements. Management has determined that their effects are immaterial, both individually and in the aggregate, to the financial statements taken as a whole. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Management. Representations We have requested and received certain representations from management that are included in the management representation letter dated March 12, 2012. Mana . anent Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Information in Documents Containing Audited Financial Statements With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. - 3 - Other Audit Finditi s or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. This information is intended solely for the use of the City Council and management of the City of Lake Elsinore and is not intended to be and should not be used by anyone other than these specified parties. Irvine, California March 12, 2012 I �� -4- City of Lake Elsinore Schedule of Unrecorded Mistatements June 30, 2011 REF. DESCRIPTION GENERAL rUND Interest income Interest receivable To pass on adjustment for City CAMP interest receivable at year end ADA DEB TSEk;1K')-' FOND Interest income Interest receivable To pass on adjustment for City CAMP interest receivable at year end DEBIT fQ ,t]IT ASSET LIABILITY FUND BAL REVENUE EXPENSE (52,514.73) 52,514.73 52,514.73 0.00 0,00 (52,514.73) 0.00 (38,078.24) 38,078.24 38;078.24 0.00 0.00 (38,078.24) 0.00 TOTAL UNRECORDED MISSTATEMENTS 90,592.97 0.00 0.00 (90,592.97) 0.00 CITY OF LAKE ELSINORE APPROPRIATIONS LIMIT WORKSHEET NO.6 WITH INDEPENDENT ACCOUNTANTS' REPORT ON AGREED -UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEET FOR THE YEAR ENDED JUNE 30, 2011 INDEPENDENT ACCOUNTANTS' REPORT ON APPLYING AGREED -UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEET NO. 6 To the Honorable Mayor and Members of the City Council of the City of Lake Elsinore Lake Elsinore, California We have applied the procedures enumerated below to the accompanying Appropriations Limit Worksheet No. 6 of the City of Lake Elsinore, California for the year ended June 30, 2011. These procedures which were agreed to by the City of Lake Elsinore, California and the League of California Cities (as presented in the League publication entitled "Article XIIIB Appropriations Limit Uniform Guidelines ") were performed solely to assist the City of Lake Elsinore, California in meeting the requirements of Section 1.5 of Article XIIIB of the California Constitution. The City of Lake Elsinore management is responsible for the Appropriations Limit Worksheet No. 6. This agreed -upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of these procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose. The procedures performed and our findings were as follows: 1. We obtained the completed Worksheet No. 6 for the year ended June 30, 2011 and compared the limit and annual adjustment factors included in that worksheet to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheet to those that were selected by a recorded vote of the City Council. Findln ?: No exceptions were noted as a result of our performing this procedure. However, had the City elected the option to use the annual percentage change in population for the County of Riverside, 1.014 as the population factor, the appropriations limit would have increased by $53,817 to $60,632,970. 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and Sun Diego Counties 2. For the accompanying Appropriations Limit Worksheet No. 6 we added last year's limit to the total adjustments, and compared the resulting amount to this year's limit. We also recalculated the adjustment factors, and the adjustment for inflation and population, and compared the results to the amounts on Worksheet No. 6. No exceptions were noted as a result of our performing this procedure. We compared the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet No. 6 to the prior year appropriations limit calculated by the City. No exceptions were noted as a result of our performing this procedure. We were not engaged to, and did not perform an audit, the objective of which would be the expression of an opinion on the accompanying Appropriations Limit Worksheet No. 6. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriations limit for the base year, as defined by the League publication entitled "Article XIIIB Appropriations Limitation Uniform Guidelines ". This report is intended solely for the information and use of the City Council and management of the City of Lake Elsinore, California and is not intended to be, and should not be, used by anyone other than these specified parties. Irvine, California March 12, 2012 a"") zz-,-,) -2- CITY OF LAKE ELSINORE APPROPRIATIONS LIMIT WORKSHEET NO. 6 For the year ended June 30, 2011 Appropriations limit for fiscal year ended June 30, 2010 Adjustment factors for the fiscal year ended June 30, 2011 (see Note 2): Inflation Population Factor Factor Combined (Note 3) (Note 4) Factor 0.97460000 1.01310000 0.98736726 Adjustment for inflation and population Other adjustments (Note 5) Total adjustments Appropriations limit for fiscal year ended June 30, 2011 $61,354,225 x (0.01263274) (775,072) 775_,072) 60,579,153 See independent accountants' report on agreed -upon procedures applied to appropriations limit worksheet No.6 and accompanying notes. -3- CITY OF LAKE ELSINORE NOTES TO APPROPRIATIONS LIMIT WORKSHEET NO. 6 For the year ended June 30, 2011 1. PURPOSE OF LIMITED PROCEDURES REVIEW: Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), California governmental agencies are restricted as to the amount of annual appropriations from proceeds of taxes. Effective for years beginning on or after July 1, 1990, under Section 1.5 of Article XIIIB, the annual calculation of the appropriations limit is subject to a limited procedures review in connection with the annual audit. 2. METHOD OF CALCULATION: Under Section 10.5 of Article XIIIB, for fiscal years beginning on or after July 1, 1990, the appropriations limit is required to be calculated based on the limit for the fiscal year 1986 -87, adjusted for the inflation and population factors discussed at Notes 3 and 4 below. 3. INFLATION FACTORS: A California governmental agency may adjust its appropriations limit by either the annual percentage change in the 4th quarter per capita personal income (which percentages are supplied by the State Department of Finance), or the annual percentage change in the local assessment roll due to local nonresidential new construction. The factor used by the City of Lake Elsinore for the fiscal year 2010 -2011 represents the annual percentage change in per capita income published by the California Department of Finance. 4. POPULATION FACTORS: A California governmental agency may adjust its appropriations limit by either the annual percentage change of the jurisdiction's own population, or the annual percentage change in population in the County where the jurisdiction is located. The factor used by the City of Lake Elsinore for fiscal year 2010 -2011 represents the annual percentage change in population for the City of Lake Elsinore. 5. OTHER ADJUSTMENTS: A California government agency may be required to adjust its appropriations limit when certain events occur, such as the transfer of responsibility for municipal services to, or from, another government agency or private entity. The City of Lake Elsinore had no such adjustments for the year ended June 30, 2011. See independent accountants' report on agreed -upon procedures applied to appropriations limit worksheet No. 6. -4- INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Mayor and Members of City Council City of Lake Elsinore Lake Elsinore, California We have audited the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore and its blended component units, including the Lake Elsinore Redevelopment Agency (the City), as of and for the year ended June 30, 2011, which collectively comprise the City's basic financial statements and have issued our report thereon dated March 12, 2012. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial RepgE ng Management of the City is responsible for establishing and maintaining effective internal control over financial reporting. In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected on a timely basis. - 1 - 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties Internal Control Over Financial Reporting (Continued) Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. However, we identified certain deficiencies in internal control over financial reporting, described as significant deficiencies #1 through #3, in the accompanying Schedule of Comments and Responses that we consider to be significant deficiencies in internal control over financial reporting. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted other matters, described as noncompliance and other matters #4 through #5 in the accompanying Schedule of Comments and Responses that we have reported to management. The City's responses to the findings identified in our audit are described in the Schedule of Comments and Responses. We did not audit the City's responses and, accordingly, we express no opinion on them. This communication is intended solely for the information and use of the City Council, management and others within the City and is not intended to be, and should not be, used by anyone other than these specified parties. Irvine, California March 12, 2012 IL;� zy-f-z) -2- SCHEDULE OF COMMENTS AND RESPONSES Significant Deficiencies: 1. Review Year -End Closine Schedule As part of year -end closing procedures, City staff prepared schedules to reconcile account balances. However, we noted that some of these schedules were missing the necessary information and had to be revised several times, which caused delay in the audit. Additionally, there was a delay in the year -end closing of the Redevelopment Agency. We did not receive a trial balance of the Agency until the middle of November 2011. In the prior year, we had recommended that the City established a more formal year -end closing schedule, provided additional training to staff and considered contracting seasonal accounting professional in preparation for the annual audit. The City has implemented some of these recommendations. We recommend that the City continue to implement these recommendations and all audit schedules be reviewed by management prior to providing them to the auditors. We further recommend that the City continue to review its year -end closing procedures and adhere to the established time schedule. This will improve efficiency in year -end work and allow the audit process to stay on schedule. Management's Response: The City has implemented many of the recommendations noted in the prior year. However, during the current 2010 -11 fiscal year audit, the following issues contributed to delay in the audit process: a. Format change in some the schedules requested. b. Merger of the audit firm with White Nelson in the latter part of 2011. c. State of California decision to eliminate the Redevelopment Agencies in the state. The City will continue to review our year end process to improve efficiency and procedures during the audit next fiscal year. 2. Recording of Transactions During our review of long -term debt, we noted that the City and Redevelopment Agency did not correctly record the gross bond proceeds and bond issuance costs for the Tax Allocation Revenue Bonds and Local Agency Revenue Bonds issued during the year. Additionally, the City did not record the notes receivable with developers for certain projects. We proposed significant journal entries as a result of our audit procedures. We understand that these entries were related to unique or one -time transactions at the City. We recommend that the City provide specific training to its staff or obtain outside professional assistance in handling these entries. Management's Response: The City will provide additional training to its staff or obtain outside professional assistance in handling these entries in the future. -3- SCHEDULE OF COMMENTS AND RESPONSES (CONTINUED) Significant Deficiencies (Continued): Deficit Fund Balance In our review of the financial statements, we noted that the Community Development Block Grant Special Revenue Fund (CDBG Fund) had a deficit fund balance for the years ended June 30, 2008, 2009, 2010 and 2011 as a result of expenditures exceeding the revenue collected for this fund. The reason for the deficits could be that expenditures have exceeded grant reimbursements. We recommend that the City review this fund to determine what the actual fund balance should be and make appropriate adjustments. Management's Response: The City will review this fund and determine what the actual fund balance should be and make adjustments appropriately. Noncompliance and Other Matters: 4. Disaster Recovery Plan We noted that the City does not have a formalized Electronic Data Processing (EDP) disaster recovery plan. We recommend that the City adopt an EDP disaster recovery plan which is a written set of instructions to assist City personnel to process data in such events as power outages, hardware or software breakdown, or other disasters that keep data from being processed in a normal manner. This plan should contain such information as the name and phone number of the firms providing hardware and software support, location of documentation for all hardware and software and the locations of back -up system and alternative processing locations. This would assist the City in the absence of those employees familiar with the system. Management's Response: The City does have procedures in place that are followed daily to back up data and store the back up in an off -site location. We are in the process of developing a more formalized disaster recovery plan. 5. Developer Deposit We noted that this deposit balance has not changed for a number of years. Per inquiry to City Finance staff, this deposit dated back to the 1980s and is related to a development which was later sold to other parties. The validity of this deposit liability can not be determined. We recommend that the City research prior year records to determine whether this liability should remain on the books or be recognized as revenue by the City. Management's Response: The City has done additional research of prior years records and determined that this deposit should be recognized as revenue. This will be done in fiscal year 2011 -12. -4-