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HomeMy WebLinkAboutCity CAFR Final 6-30-10 2-16-11CITY OF LAKE ELSINORE, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT WITH REPORT ON AUDIT BY INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS FOR THE YEAR ENDED JUNE 30, 2010 Prepared By: Department of Administrative Services CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS For the year ended June 30, 2010 Page Number INTRODUCTORY SECTION: Letter of Transmittal i - vii Organization Chart viii Directory of Officials ix FINANCIAL SECTION: Independent Auditors' Report 1 - 2 Management's Discussion and Analysis (Required Supplementary Information) 3-14 Basic Financial Statements: 15 Government -wide Financial Statements: Statement of Net Assets 16 Statement of Activities 17 Fund Financial Statements: Governmental Funds: Balance Sheet 18-19 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets 21 Statement of Revenues, Expenditures and Changes in Fund Balances 22-23 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities 24 Agency Funds: Statement of Fiduciary Assets and Liabilities 25 Notes to Basic Financial Statements 26-82 Required Supplementary Information: 83 Schedule of Funding Progress 84 Budgetary Comparison Schedules: General Fund 85 Redevelopment Agency Special Revenue Fund 86 Note to Required Supplementary Information 87 CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS (CONTINUED) For the year ended June 30, 2010 Page Number FINANCIAL SECTION (CONTINUED): Supplementary Information: 89 Other Governmental Funds: 91 Combining Balance Sheet 92 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 93 Other Special Revenue Funds: 94-95 Combining Balance Sheet 96-99 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 100- 103 Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Supplemental Law Enforcement Service Special Revenue Fund 104 L.L.E.B.G Program Special Revenue Fund 105 Office of Traffic and Safety Special Revenue Fund 106 Traffic Offender Special Revenue Fund 107 Gas Tax Special Revenue Fund 108 Transportation Special Revenue Fund 109 Traffic Safety Special Revenue Fund 110 Lighting and Landscaping Special Revenue Fund 111 L.L.M.D. No. 1 Special Revenue Fund 112 Air Pollution Special Revenue Fund 113 C.D.B.G Special Revenue Fund 114 Lakeside Facilities Special Revenue Fund 115 N.P.D.E.S. Special Revenue Fund 116 Other Capital Projects Funds: 117 Combining Balance Sheet 118-119 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 120-121 CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS (CONTINUED) For the year ended June 30, 2010 Page Number FINANCIAL SECTION (CONTINUED): Supplementary Information (Continued): Other Capital Projects Funds (Continued): Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Miscellaneous Grant Project Capital Projects Fund 122 Storm Drain Capital Projects Fund 123 Library Capital Improvement Capital Projects Fund 124 Traffic Improvements Capital Projects Fund 125 TUMF Capital Projects Fund 126 Redevelopment Agency Capital Projects Fund 127 Agency Funds: 129 Combining Statement of Assets and Liabilities 130 Combining Statement of Changes in Assets and Liabilities 131-132 Capital Assets: 133 Capital Assets Used in the Operation of Governmental Funds Schedule by Source 134 STATISTICAL SECTION: Description of Statistical Section Contents 135 Financial Trends: Net Assets by Component - Last Eight Fiscal Years 136-137 Changes in Net Assets - Expenses and Program Revenues - Last Eight Fiscal Years 138-139 Changes in Net Assets - General Revenues - Last Eight Fiscal Years 140-141 Fund Balances of Governmental Funds - Last Eight Fiscal Years 142-143 Changes in Fund Balances of Governmental Funds - Last Eight Fiscal Years 144-145 CITY OF LAKE ELSINORE, CALIFORNIA TABLE OF CONTENTS (CONTINUED) For the year ended June 30, 2010 Page Number STATISTICAL SECTION (CONTINUED): Revenue Capacity: Direct and Overlapping Property Tax Rates - Last Ten Fiscal Years 147 Principal Property Taxpayers - Current Year and Nine Years Ago 148 Property Tax Levies and Collections - Last Ten Fiscal Years 149 Assessed Value and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years 150-151 Debt Capacity: Ratios of Outstanding Debt by Type - Last Ten Fiscal Years 152-153 Ratio of General Bonded Debt Outstanding - Last Ten Fiscal Years 154 Direct and Overlapping Debt 155 Legal Debt Margin Information - Last Ten Fiscal Years 156- 157 Pledged Revenue Coverage - Last Ten Fiscal Years 158 Demographic and Economic Information: Demographic and Economic Statistics - Last Ten Fiscal Years 159 Principal Employers - Current Year and Nine Years Ago 160 Operating Information: Full -Time and Part-Time City Employees by Function - Last Ten Fiscal Years 161 Operating Indicators by Function - Last Ten Fiscal Years 162-163 Capital Asset Statistics by Function - Last Ten Fiscal Years 164 INTRODUCTORY SECTION February 17, 2011 Honorable Mayor and City Council Lake Elsinore, California Submitted for your information and consideration is the June 30, 2010 Comprehensive Annual Financial Report for the City of Lake Elsinore, California. Responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe the data, as presented, is accurate in all material aspects; that it is presented in a manner designed to fairly set forth the financial activity of its various funds; and that all disclosure necessary to enable the reader to gain an understanding of the City's financial affairs have been included. The significant accounting policies of the City are described in the notes to the financial statements. These accounting policies have been reviewed by the City's independent certified public accountants and are in conformance with the recommendations of the Governmental Accounting Standards Board. The City's Financial Statements have been examined by our independent auditors, Diehl, Evans & Company, LLP. The Financial Reporting Entity For financial reporting purposes, in conformance with the criteria of Governmental Accounting Standard Board "Defining the Governmental Reporting Entity ", this report includes the operating statements and statements of financial position of the City of Lake Elsinore, the Lake Elsinore Redevelopment Agency, the Lake Elsinore Public Financing Authority and the Lake Elsinore Recreation Authority. While each is a separate legal entity, the City Council, acting as Council and Board of Directors, exercises oversight responsibility for each. Each was organized for the benefit of the City and its residents and conducts all activity within its boundaries. They are therefore shown as blended Component Units. The Redevelopment Agency is reported as a Special Revenue Fund, a Debt Service Fund and a Capital Project Fund. The Public Financing Authority is reported as a Debt Service Fund. The Recreation Authority is reported as a Debt Service Fund. -i - Honorable Mayor and City Council February 17, 2011 Services Provided The City provides a wide range of municipal services for its citizens, including police, fire services, parks, community services, planning and development, street lights and improvements and general administration. Police and fire services are contracted through the County of Riverside. Reporting Standards For reporting purposes, the City has adopted the provisions of Statement No. 1 of the Governmental Accounting Standards Board (GASB), which established the authoritative status of the pronouncements of its predecessor, the National Council on Governmental Accounting (NCGA), and of the accounting and financial reporting guidance contained in the Industry Audit Guide, Audits of State and Local Governmental Units, issued by the American Institute of Certified Public Accountants. Through widespread acceptance, pronouncements of the NCGA, GASB and the AICPA through its Industry Audit Guide, have long been acknowledged as the primary authoritative statements of GAAP applicable to state and local government. Financial Statement Format This report is organized into three sections: introductory, financial and statistical. The introductory section includes a table of contents, this transmittal letter, the City's principal officers and its table of organization. The financial section includes: (1) the Auditors' Report, (2) the MD &A which is intended to disclose any known significant events or decisions that affect the financial condition of the City, (3) the basic financial statements comprised of government -wide financial statements and fund financial statements which provide an overview of the City's financial position and result of operations, along with "notes" developed to ensure full disclosure and fair presentation, (4) required supplementary information and (5) combining and individual fund financial statements and schedules designed to present detailed information on individual funds, to demonstrate compliance with finance-related legal and contractual requirements and to assure adequate disclosure at the individual fund entity level. The statistical section, which is unaudited, provides financial data usually covering more than two years and other non - accounting data. The tables reflect financial trends, revenue capacity, debt capacity, demographics, and operating information of the City government. -u- Honorable Mayor and City Council February 17, 2011 Fund Descriptions The various fund types used by the City and included in this report are as follows: Fund Category Governmental Funds Fiduciary Funds Fund Type General Fund Special Revenue Funds Debt Service Funds Capital Project Funds Agency Funds A description of these funds is included in the "Notes to the Basic Financial Statements ". Budgetary Control and Accounting Basis Budgetary control is maintained at the departmental level. To facilitate reporting, budgetary control is maintained through computer - generated reports of the financial transactions of all City funds. These reports allow for timely review and continuous assessment of the City's financial condition. Capital Project expenditures are controlled at the project level. The objective of budgetary control is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council and various Boards. Budgets are adopted for the General Fund, certain Special Revenue Funds and certain Capital Project Funds. The level of budgetary control is maintained at the expenditure object level for capital assets. Schedules of acquisitions of capital assets at a cost of $5,000 or more are included. Encumbrance accounting is utilized to assure effective budgetary control; purchase orders and contracts are reviewed and a determination is made that valid and sufficient appropriations exist for payment for ordered goods and services. Encumbrances outstanding at year -end do not constitute expenditures or liabilities. Unencumbered appropriations lapse at year -end, and encumbrances outstanding at that time are reported as a reserve of fund balance for subsequent year expenditures. In developing and modifying the City's accounting system, consideration has been given to the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding the safeguarding of assets and the reliability of financial records and maintaining accountability of assets. The concept of reasonable assurance recognizes that the cost of control should not exceed its benefits. The evaluation of this cost benefit relationship rests with management. All internal control evaluations occur within the bounds as described. We believe that the City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. - iii - Honorable Mayor and City Council February 17, 2011 General Government Operations Revenue for the governmental fund types totaled $62,604,468 for fiscal year 2009 -10. The amount of revenues from various sources is shown in the following tabulation and represents an overall decrease of $5,136,779 from the 2008 -09 fiscal year. Significant revenue decreases in the Governmental Fund Types occurred in taxes, charges for services and interest income. Taxes, primarily property taxes and sales taxes reflect the significant downturn in the economy that began in 2008. Decreases which occurred in charges for services and investment income are a result of the continued slowing of new development in the current year and the decrease of interest rates for investments. Expenditures for governmental purposes totaled $79,916,907 for fiscal year 2009 -10. Levels of expenditures for major functions of the City are shown in the following tabulation: Increase Percent Percent (Decrease) Of Revenue Source Amount of Total Prior Year Change Taxes $ 33,947,170 54.2 %$(6,714,944) $ 317,525 (16.5 %) Licenses, permits and fees 2,587,918 4.1% 320,350 14.1% Intergovernmental revenues 7,322,908 11.7% 3,692,764 101.7% Charges for services 1,594,774 2.6% (1,953,639) (55.1 %) Fines and forfeitures 733,792 1.2% (203,714) (21.7 %) Investment income 7,928,611 12.7% (1,516,488) (16.1 %) Special assessments 1,578,779 2.5% 96,633 6.5% Other 6,910,516 11.0% 1,142,259 19.8% TOTAL &---h2,604 468 (5.136.779) (7.6 %) Significant revenue decreases in the Governmental Fund Types occurred in taxes, charges for services and interest income. Taxes, primarily property taxes and sales taxes reflect the significant downturn in the economy that began in 2008. Decreases which occurred in charges for services and investment income are a result of the continued slowing of new development in the current year and the decrease of interest rates for investments. Expenditures for governmental purposes totaled $79,916,907 for fiscal year 2009 -10. Levels of expenditures for major functions of the City are shown in the following tabulation: -1V- Increase Percent Percent (Decrease) Of Amount of Total Prior Year Change General government $ 6,797,320 8.5% $ 317,525 4.9% Public safety 11,022,531 13.8% (2,116,858) (16.1 %) Community development 3,049,501 3.8% (1,612,502) (34.6 %) Public services 12,901,064 16.1% 698,093 5.7% Community services 3,313,082 4.2% (437,185) (11.7 %) Pass - through payments 7,782,513 9.7% (1,864,809) (19.3 %) Set aside suspension 3,750,000: 4.7% 3,750,000 - SERAF payments 6,976,853 8.7% 6,976,853 - Capital expenditures 4,394,843 5.5% (33,719,032) (88.5 %) Refunding bond payment 1,987,745 2.5% 1,987,745 - Bond issue costs 1,584,965 2.0% 1,584,965 - Debt service and costs 16,356,490 20.5% 819,975 5.3% TOTAL 79,916.907 123.6152301 (22.8 %) -1V- Honorable Mayor and City Council February 17, 2011 The overall expenditure decrease for the governmental fund types totaled $23,615,230. Increases in public services (related to special revenue funds), SERAF payment to the County as authorized by the State and the related set aside suspension for the housing fund and debt service are offset by decreases in public safety, community development, community services (park and recreation and lake services), one -time capital project expenditures and pass - through payments. Other financing sources net of uses is balanced and represents funds transferred for maintenance, capital and debt services. Cash Management Cash temporarily idle during the year was invested in time certificates of deposit, State Local Agency Investment Fund and Government- backed securities throughout the year. The City's investment policy continues to rely on safety and liquidity as primary concerns. Risk Management The City is a member of the Southern California Joint Powers Insurance Authority which provides coverage for liability, facility and automobile protection. The Authority utilizes a staff of risk managers to assist member agencies in all aspects of coverage and safety issues. Workers compensation coverage is still underwritten by the California State Compensation Corporation. Debt Administration The City of Lake Elsinore, not including the component units, has no outstanding bond debt as of June 30, 2010. The City's Financing Authority, a joint powers authority between the City and Redevelopment Agency, was put in place to provide an economical and cost effective pool of funds to acquire authorized local public obligations. Certain bonds issued and sold through the Financing Authority were authorized under the Marks -Roos Local Bond Pooling Act of 1985. Major Initiatives for the Year and Prospects for the Future Although the current economic down turn has slowed City growth, the City Council's budgetary and legislative priorities continue to be public safety and transportation. -v- Honorable Mayor and City Council February 17, 2011 Public Safety The City Council has made public safety its number one operating budget priority. The public safety budget decreased $2,116,858 amounting to -16.1% of the total decrease in the governmental expenditures due to the reduction in tax revenue available. Transportation Improving circulation to keep pace with growth is a major City Council goal. The strategies used by the City Council include partnering with the Riverside County Transportation Commission and other entities, such as Caltrans, to prioritize transportation projects and funding and updating the City's General Plan, including the circulation element. Major projects completed during the year included the State Route 74/ Interstate 15 interim interchange improvements and various improvements and maintenance of City -owned streets. Given the City Council's dedication to quality of life, while being committed to preserving our heritage and improving public safety, the City of Lake Elsinore is a place to dream extreme. Independent Audit State statutes require an annual audit by independent certified public accountants. The firm of Diehl, Evans & Company, LLP was selected by the City Council and has just finished their third year. Auditing standards generally accepted in the United States of America and the standards set forth in the General Accounting Office's Government Auditing Standards were used by the auditors in conducting the engagement. The auditors' report on the basic financial statements is included in the financial section of this report. -vi- Honorable Mayor and City Council February 17, 2011 Acknowledgments We wish to express appreciation to all Finance Division staff for their contribution to the department during this fiscal year. Their efforts are reflected in this report and in other documents resulting from the annual financial management process. The Mayor, members of the City Council and Management are to be commended for their interest and support in conducting financial operations of the City in a responsible and progressive manner. Respectfully submitted, CITY OF LAKE ELSINORE Robert A. Bra City Manager Q)a�� 7 1 9&� J R. Riley, CPA D' for of Administrative Services - vii - CITY OF LAS LSINOR-E City of Lake Elsinore -` Dluns, exthrMi 2009 -2010 Organizational Chart II PUBLIC SAFETY ADVISORY COMMISSION II II PLANNING COMMISSION II Manager June 30, 2010 City Council Redevelopment Agency Public Finance Authority LE Recreation Authority (Elected Officials) CITY MANAGERS OFFICE CITY ATTORNEY CITY CLERK FIRE DEPARTMENT I POLICE DEPARTMENT II II LAKE & AQUATIC RES DEPT I I DEPT COMMUNITY DEV DEPT 11 IF ADMIN SERVICES DEPT PUBLIC WORKS DEPT — viii — CITY OF LAKE ELSINORE DIRECTORY OF OFFICIALS* June 30, 2010 ELECTED OFFICIALS Amy Bhutta Mayor Robert E. Magee Mayor Pro Tern Daryl Hickman Councilmember Melissa A. Melendez Councilmember Brian Tisdale Councilmember Allen Baldwin Treasurer ADMINISTRATION Robert A. Brady City Manager Virginia Bloom City Clerk Barbara Liebold City Attorney Pat Kilroy Director of Lake, Parks & Recreation James R. Riley Director of Administrative Services Ken Seumalo Director of Public Works Vacant Director of Community Development *At date of issuance -ix - FINANCIAL SECTION DIEHL, EVANS & COMPANY, LLP CERTIFIED PUBLIC ACCOUNTANTS & CONSULTANTS A PARTNERSHIP INCLUDING ACCOUNTANCY CORPORATIONS 5 CORPORATE PARK, SUITE 100 IRVINE, CALIFORNIA 92606 -5165 (949) 399 -0600 • FAX (949) 399 -0610 www.diehlevans.com City Council Members City of Lake Elsinore Lake Elsinore, California MICHAEL R LUDIN, CPA CRAIG W. SPRAKER, CPA NITIN P. PATEL, CPA ROBERT 1, CALLANAN, CPA *PHILIP H. HOLTKAMP, CPA *THOMAS M. PERLOWSKI, CPA *HARVEY J.SCHROEDER,CPA KENNETH R_ AMES, CPA WILLIAM C. PENTZ, CPA February 7, 2011 *A PROFESSIONAL CORPORATION INDEPENDENT AUDITORS' REPORT We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, as of and for the year ended June 30, 2010, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Lake Elsinore's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Lake Elsinore, as of June 30, 2010, and the respective changes in financial position for the year then ended in conformity with accounting principles generally accepted in the United States of America. - 1 - OTHER OFFICES AT: 2965 ROOSEVELT STREET 613 W. VALLEY PARKWAY, SUITE 330 CARLSBAD, CALIFORNIA 92008 -2389 ESCONDIDO, CALIFORNIA 92025 -2598 (760) 729 -2343 • FAX (760) 729 -2234 (760) 741 -3141 • FAX (760) 741 -9890 In accordance with Government Auditing Standards, we have also issued our report dated February 7, 2011 on our consideration of the City of Lake Elsinore's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management's discussion and analysis, the schedule of funding progress and budgetary comparison schedules, identified as required supplementary information in the table of contents, are not a required part of the basic financial statements but are supplementary information required by the accounting principles generally accepted in the United States of America. This information is an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the management's discussion and analysis and the schedule of funding progress in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during the audit of the basic financial statements. We do not express an opinion or provide any assurance on the management's discussion and analysis and the schedule of funding progress because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. The budgetary comparison schedules and related note have been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the budgetary comparison schedules and related note are fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The combining statements and individual fund schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements of the City. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was conducted for the purpose of forming an opinion on the basic financial statements of the City of Lake Elsinore, California as a whole. The introductory section and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. LtP -2- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS June 30, 2010 As management of the City of Lake Elsinore, we offer readers of the City of Lake Elsinore's financial statements this narrative overview and analysis of the financial activities of the City of Lake Elsinore for the fiscal year ended June 30, 2010. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found at the beginning of the Comprehensive Annual Financial Report. FINANCIAL HIGHLIGHTS ■ The assets of the City of Lake Elsinore exceeded its liabilities at the close of the most recent fiscal year by $160.1 million (net assets). ■ The government's total net assets decreased by $7.2 million. The decrease is primarily attributable to significant decreases in property taxes, sales taxes and investment income. ■ At the end of the current fiscal year, unreserved fund balance for the General Fund was $6.3 million or 26.5 percent of total General Fund expenditures. City Council has designated $5.7 million of the $6.3 million for future contingencies. ■ The City of Lake Elsinore's total debt had a net decrease of $1.5 million during the current fiscal year. The net decrease includes $4.3 million of payments on long -term bonds, developer agreements, loans, deferred amounts, insurance premium deposit payable and capital leases. The increases included $2.8 million for net increase in tax allocation bonds due to refunding, other post employment obligations and compensated absences. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City of Lake Elsinore's basic financial statements. The City of Lake Elsinore's basic financial statements comprise of three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the basic financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. See independent auditors' report. -3- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City of Lake Elsinore's finances, in a manner similar to a private- sector business. The statement of net assets presents information on all of the City of Lake Elsinore's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Lake Elsinore is improving or deteriorating. The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cashflows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). The governmental activities of the City of Lake Elsinore include general government, public safety, community development, public services and community services. The government -wide financial statements can be found on pages 16 - 17 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Lake Elsinore, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. All of the funds of the City of Lake Elsinore can be divided into two categories: governmental funds and fiduciary funds. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental funds financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financing requirements. See independent auditors' report. -4- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 Governmental Funds (Continued) Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. , The City of Lake Elsinore maintains various individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General Fund, the Redevelopment Agency Special Revenue Fund, the Redevelopment Agency Debt Service Fund and the Public Financing Authority Debt Service Fund, which are considered to be major funds. Data from other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these other governmental funds is provided in the form of combining statements elsewhere in this report. The City of Lake Elsinore adopts an annual appropriated budget for its General Fund, certain Special Revenue and certain Capital Projects Funds. A budgetary comparison statement has been provided for the General Fund and certain Special Revenue Funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 18 - 19 and 22 - 23 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefits of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statement because the resources of those funds are not available to support the City of Lake Elsinore's own programs. The basic fiduciary fund financial statements can be found on page 25 of this report. Notes to the Basic Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the basic financial statements can be found on pages 26 - 82 of this report. See independent auditors' report. -5- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 Other Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. Required supplementary information can be found starting on page 83 of this report. The combining statements referred to earlier in connecting with other governmental funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 89 - 134 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Lake Elsinore, assets exceeded liabilities by $160.1 million at the close of the most recent fiscal year. Condensed Statements of Net Assets Governmental Activities As Restated 2010 2009 Assets: Current and other assets $ 150,421,619 $ 158,466,108 Capital assets 156,708,348 155,645,858 Total Assets 307,129,967 314,111,966 Liabilities: Long -term debt outstanding 127,709,799 129,225,454 Other liabilities 19,326,031 17,617,570 Total Liabilities 147,035,830 146,843,024 Net Assets: Invested in capital assets, net of related debt 142,968,348 141,550,858 Restricted 110,984,917 122,510,612 Unrestricted (93,859,128) (96,792,528) Total Net Assets 160,094,137 167,268,942 See independent auditors' report. -6- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 GOVERNMENT -WIDE FINANCIAL ANALYSIS (CONTINUED) For the City of Lake Elsinore, 89.3% of the net assets reflect its investment in capital assets (e.g., land, buildings, machinery, equipment, and infrastructure); less any related debt used to acquire those assets that is still outstanding. The City of Lake Elsinore uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Lake Elsinore's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City of Lake Elsinore's net assets (69.3 %) represents resources that are subject to external restrictions on how they may be used. The deficit balance of approximately -$93.9 million in unrestricted net assets reflects the fact that governmental activities raise resources based on when liabilities are expected to be paid, rather than when they are incurred. Most governments do not have sufficient current resources on hand to cover current and long term liabilities. The deficit in and of itself should not be considered an economic or financial difficulty; however, it does measure how far the City has committed the government's future tax revenues for purposes other than capital acquisition. The government's total net assets decreased by $7.2 million. The decrease is primarily attributable to significant decreases in property taxes, sales taxes and investment income. See independent auditors' report. -7- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 GOVERNMENT -WIDE FINANCIAL ANALYSIS (CONTINUED) Condensed Statements of Revenues, Expenses and Changes in Net Assets Revenues: Program Revenues: Charges for services Operating grants and contributions Capital grants and contributions General Revenues: Taxes: Property taxes Sales taxes Franchise taxes Other taxes Fines, forfeitures and penalties Investment income Miscellaneous Total Revenues Expenses: General government Public safety Community development Public services Community services Interest on long -term debt Total Expenses Change in net assets Net assets at beginning of year, as restated Net assets at end of year See independent auditors' report. -8- Governmental Activities 2010 2009 $ 5,684,978 4,561,669 25,904,948 6,236,748 1,792,699 519,001 733,792 7,470,635 6,661,239 59,565,709 10,252,727 11,022,531 15,847,532 14,812,199 4,295,719 10,509,806 66,740,514 (7,174,805) 167,268,942 160,094,137 $ 7,374,620 6,482,888 31,590,868 6,414,419 1,824,890 751,794 937,506 9,334,141 5,768,257 70,479,383 10,562,122 13,139,389 31,976,146 14,123,738 4,737,856 10,168,917 84,708,168 (14,228,785) 181 ,497,727 $ 167.268.942 CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 Expenses and Program Revenues — Governmental Activities Revenues by Sources — Governmental Activities Miscellaneous 6,661,239 Charges for services 11 % 5,684,978 Investment income 10% Operating grants 7,470,635 and contributions 13% 4,561,669 Fines, forfeitures 8 ° -0 andpenalties 733,792 1 % Capital grants and Othertaxes contributions 519,001 - 1% 0% Franchise taxes 1,792,699 3% Property taxes Sales taxes 25,904,948 6,236,748 43% 10% See independent auditors' report. -9- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 FINANCIAL ANALYSIS OF THE GOVERNMENT'S FUNDS As noted earlier, the City of Lake Elsinore uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental Funds The focus of the City of Lake Elsinore's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Lake Elsinore's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Lake Elsinore's governmental funds reported combined ending fund balances of $160.6 million, a decrease of $10.2 million in comparison with the prior year. Of the $160.6 million ending fund balance, a net -$9.5 million ( -$28.3 million for the Redevelopment Agency Debt Service Funds, offset by $18.8 million related to all other funds combined) constitutes unreserved fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed 1) to pay debt service ($65.7 million); 2) to liquidate contracts and purchase orders of the prior period ($0.7 million); or 3) fund balance reserved for noncurrent assets, such as loans receivable, prepaid expenditures, advances to other funds, land held for resale, specific projects and low and moderate income housing ($103.6 million). The General Fund is the chief operating fund of the City of Lake Elsinore. At the end of the current fiscal year, unreserved fund balance of the General Fund was $ 6.3 million, while total fund balance was $14.9 million. As a measure of the General Fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved general fund balance represents 26.5% of total General Fund expenditures, while total fund balance represents 62.4% of that same amount. See independent auditors' report. -10- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 FINANCIAL ANALYSIS OF THE GOVERNMENT'S FUNDS (CONTINUED) The fund balance of the City of Lake Elsinore's General Fund decreased by $2.4 million during the current fiscal year. Key factors in this decrease are as follows: ■ $.7 million of non - recurring contributions as transfers out of the General Fund to capital project funds and special revenue funds. ■ Transfer in from other funds totaled $20,000. ■ Expenditures were greater than revenue of approximately $1.8 million. GENERAL FUND BUDGETARY HIGHLIGHTS The difference between the original budget and the final amended budget reflects a $0.2 million net increase in appropriations, including transfers out and can be briefly summarized as follows: ■ $210,032 increase in general government activities ■ $ 11,516 increase for public safety ■ $ 1,406 increase in community development ■ $278,170 increase in public services ■ $ 31,852 decrease to community services ■ $300,000 in decreases in transfers out for one -time capital items. See independent auditors' report. - 11 - CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets The City of Lake Elsinore's investment in capital assets for its governmental activities as of June 30, 2010 amounts to $156.7 million (net of accumulated depreciation). This investment in capital assets included land, buildings, improvements, machinery and equipment, and infrastructure. The total increase in the City of Lake Elsinore's investment in capital assets for the current fiscal year was I%. Major or notable capital asset events during the current fiscal year included the following: ■ Machado Park restroom replacement ■ State Route 74/ Interstate 15 interim interchange improvements ■ Other improvements and maintenance of City -owned streets Capital Assets at Year -End (Net of Depreciation) Land Construction in progress Buildings and structures Improvements other than buildings Machinery and equipment Furniture and fixtures Automotive equipment Infrastructure Totals Governmental Activities 2010 2009 $ 5,352,814 14,311,848 14,788,395 3,832,429 737,189 88,450 572,474 117,024,749 156,708,348 $ 5,402,814 10,341,987 15,084,524 3,993,086 652,556 99,642 754,488 119,316,761 155.645.858 Additional information on the City of Lake Elsinore's capital assets can be found in note 3 of this report. See independent auditors' report. -12- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 CAPITAL ASSETS AND DEBT ADMINISTRATION (CONTINUED) Long -Term Debt At year -end, the City has a number of debt issues outstanding. These issues include $53.7 million of local agency revenue bonds, $54.5 million of tax allocation bonds, $13.7 million of revenue refunding bonds, $2.7 million of disposition and development agreements debt, $0.6 million of owner participation agreement debt, $0.3 million of loans payable, $0.5 million in insurance premium deposit payable and $2.1 in OPEB obligation. Outstanding Debt Local agency revenue bonds Tax allocation bonds Deferred amounts Revenue refunding bonds Disposition and development agreements Owner participation agreements Loans payable Capital leases Insurance premium deposit payable Other post - employment benefit obligation Compensated absences Totals Governmental Activities 2010 2009 $ 53,725,000 54,545,000 (1,063,668) 13,740,000 2,739,986 523,588 256,720 518,521 2,086,786 637,866 127.709,799 $ 56,475,000 52,785,000 (86,128) 14,095,000 2,807,940 633,101 307,542 20,316 537,869 1,048,397 601,417 129.225.454 Additional information on the City of Lake Elsinore's long -term debt can be found in notes 6 through 8 and note 17 of this report. See independent auditors' report. -13- CITY OF LAKE ELSINORE, CALIFORNIA MANAGEMENT'S DISCUSSION AND ANALYSIS (CONTINUED) June 30, 2010 ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS AND RATES Property taxes are estimated to continue to decrease due primarily to declines in property value related to reassessments, corrections and appeals. The increase in foreclosures has also significantly impacted property tax revenue. The retail sales trends have increased slightly and the projections are expected to continue to increase slowly during the next year. ■ Investment earnings are estimated to remain low due to declining interest rates. These factors were considered in preparing the City of Lake Elsinore's budget for fiscal year 2010 -11. REQUEST FOR INFORMATION This financial report is designed to provide a general overview of the City of Lake Elsinore's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Lake Elsinore, Director of Administrative Services, 130 South Main Street, Lake Elsinore, California, 92530, jriley_klake- elsinore.org. See independent auditors' report. REIR BASIC FINANCIAL STATEMENTS -15- CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF NET ASSETS June 30, 2010 ASSETS: Cash and investments (Note 2) Accounts receivable Accrued interest receivable Due from other governments Prepaid and other assets Land held for resale (Note 4) Deferred charges Restricted assets (Note 2): Cash and investments with fiscal agents Capital assets, not depreciated (Note 3) Capital assets, depreciated, net (Note 3) TOTAL ASSETS LIABILITIES: Accounts payable Accrued liabilities Other payroll liabilities Deposits and other liabilities Due to other governments Interest payable Unearned revenue Noncurrent liabilities (Note 6): Due within one year Due in more than one year TOTAL LIABILITIES NET ASSETS: Invested in capital assets, net of related debt Restricted for: Debt service Specific programs Specific capital projects Unrestricted (deficit) TOTAL NET ASSETS Governmental Activities $ 62,700,797 700,319 1,307,227 8,116,755 875,343 8,803,167 4,406,136 63,511,875 19,664,662 137,043,686 307,129,967 8,237,430 171,258 14,850 7,919 7,253,502 1,683,952 1,957,120 7,103,749 120,606,050 147,035,830 142,968,348 35,637,418 61,086,907 14,260,592 (93,859,128) $ 160,094,137 See independent auditors' report and notes to basic financial statements. NVOT CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF ACTIVITIES June 30, 2010 General revenues: Taxes: Property taxes Sales taxes Franchise taxes Other taxes Fines, forfeitures and penalties Investment income Miscellaneous Total general revenues Change in net assets NET ASSETS - BEGINNING OF YEAR, AS RESTATED (NOTE 14) See independent auditors' report and notes to basic financial statements. -17- 25,904,948 6,236,748 1,792,699 519,001 733,792 7,470,635 6,661,239 49,319,062 (7,174,805) 167,268,942 $ 160,094,137 Net (Expense) Revenue and Changes in Program Revenues Net Assets Charges Operating Capital for Grants and Grants and Governmental Functions /programs Expenses Services Contributions Contributions Activities Governmental activities: General government $ 10,252,727 $ 3,181,706 $ 195,454 $ - $ (6,875,567) Public safety 11,022,531 - 347,129 - (10,675,402) Community development 15,847,532 924,493 - - (14,923,039) Public services 14,812,199 - 4,019,086 - (10,793,113) Community services 4,295,719 1,578,779 - - (2,716,940) Interest on long -term debt 10,509,806 - - - (10,509,806) Total governmental activities $ 66,740,514 $ 5,684,978 $ 4,561,669 $ - (56,493,867) General revenues: Taxes: Property taxes Sales taxes Franchise taxes Other taxes Fines, forfeitures and penalties Investment income Miscellaneous Total general revenues Change in net assets NET ASSETS - BEGINNING OF YEAR, AS RESTATED (NOTE 14) See independent auditors' report and notes to basic financial statements. -17- 25,904,948 6,236,748 1,792,699 519,001 733,792 7,470,635 6,661,239 49,319,062 (7,174,805) 167,268,942 $ 160,094,137 CITY OF LAKE ELSINORE, CALIFORNIA BALANCESBEET GOVERNMENTAL FUNDS June 30, 2010 See independent auditors' report and notes to basic financial statements. -18- Redevelopment Debt Service Funds Agency Public General Special Revenue Redevelopment Financing ASSETS Fund Fund Agency Authority Cash and investments 6,052,485 12,393,459 $ 23,103,587 $ 397,692 Cash and investments with fiscal agents - 1,461,936 3,325,656 57,444,803 Accounts receivable 609,679 - - - Accrued interest receivable 3,099 27,918 21,312 449 Loans receivable (Note 5) - - - 54,545,000 Due from other funds (Note 12) 1,689,634 - 4,809,388 - Due from other governments 2,432,663 64,763 31,798 3,111,521 Advances to other funds (Notes 8 and 12) 7,671,235 37,401,756 - - Prepaid and other assets 769,235 - 106,108 - Land held for resale - 2,714,687 - - TOTAL ASSETS 19,228,030 54,064,519 31,397,849 115,499,465 LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable $ 3,241,502 $ 382,303 $ 3,520,810 $ - Accrued liabilities 157,318 - - - Other payroll liabilities 14,850 - - - Deposits and other liabilities 6,219 - - - Due to other funds (Note 12) - - 1,292,885 5,515 Due to other governments 877,342 - 6,376,160 - Advances from other funds (Notes 8 and 12) - - 45,072,991 - Deferred revenue 13,480 19,361,317 - TOTAL LIABILITIES 4,310,711 19,743,620 56,262,846 5,515 FUND BALANCES (DEFICIT): Reserved (Note 13): Debt service - 1,461,936 3,325,656 60,948,950 Encumbrances 23,379 - - - Specific projects 129,669 - - - Loans receivable - - - 54,545,000 Advances to other funds 7,671,235 18,040,439 - - Low and moderate income housing - 12,103,837 - - Prepaid and other assets 769,235 - 106,108 - Land held for resale - 2,714,687 - - Capital placement - - - - Unreserved, Reported in: General fund 6,323,801 - - - Special revenue funds - - - - Debt service funds - - (28,296,761) - Capital projects funds - - - - TOTAL FUND BALANCES (DEFICIT) 14,917,319 34,320,899 (24,864,997) 115,493,950 TOTAL LIABILITIES AND FUND BALANCES $ 19,228,030 $ 54,064,519 $ 31,397,849 $ 115,499,465 See independent auditors' report and notes to basic financial statements. -18- Other Total Governmental Governmental Funds Funds $ 20,753,574 $ 62,700,797 1,279,480 63,511,875 90,640 700,319 11,213 63,991 - 54,545,000 45,595 6,544,617 1,583,258 7,224,003 - 45,072,991 - 875,343 6,088,480 8,803,167 29,852,240 250,042,103 $ 1,092,815 $ 8,237,430 13,940 171,258 - 14,850 1,700 7,919 5,246,217 6,544,617 - 7,253,502 - 45,072,991 2,783,294 22,158,091 9,137,966 89,460,658 3,065 65,739,607 704,910 728,289 1,412,476 1,542,145 - 54,545,000 - 25,711,674 - 12,103,837 - 875,343 6,088,480 8,803,167 18,000 18,000 - 6,323,801 6,999,090 6,999,090 (8,884) (28,305,645) 5,497,137 5,497,137 20,714,274 160,5 81,445 $ 29,852,240 $ 250,042,103 -19- THIS PAGE INTENTIONALLY LEFT BLANK -20- CITY OF LAKE ELSINORE, CALIFORNIA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS June 30, 2010 Fund balances for governmental funds Amounts reported for governmental activities in the Statement of Net Assets are different because: Interfund loans receivable not reported in the Statement of Net Assets. Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Long -term liabilities applicable to the City governmental activities are not due and payable in the current period and accordingly are not reported as fund liabilities. Interest on long -term liabilities is not accrued in governmental funds, but rather is recognized as an expenditures when due. Unamortized bond issuance costs are not current financial resources and are not reported in the funds long -term liabilities and unamortized discount reported in the Statement of Net Assets are: Deferred charges Deferred amount on refunding Bond discount Bond premium Interest payable Long -term liabilities Long -term assets are not available to pay for current period expenditures and, therefore, are deferred in the fund financial statements Interest receivable Due from other governments Interest on interfund loans and other receivables reported in the special revenue funds are not available soon enough to pay for current- period expenditures, and therefore they are reported as deferred revenue in the funds. Balance at June 30, 2010 totaled: Net assets of governmental activities See independent auditors' report and notes to basic financial statements. -21- $ 4,406,136 1,118,769 164,120 (219,221) (1,683,952) (128,773,467) $ 1,243,236 1.732.406 $ 160,581,445 (54,545,000) 156,708,348 (124,987,615) 2,975,642 19.361.317 $ 160,094,137 CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the year ended June 30, 2010 Redevelopment Debt Service Funds Agency Public General Special Revenue Redevelopment Financing REVENUES: Fund Fund Agency Authority Property taxes 5,552,290 225,411 19,651,643 - Other taxes 8,517,826 - - - Licenses, permits and fees 1,663,425 - - - Intergovernmental revenues 195,454 - - - Charges for services 1,594,774 - - - Fines, forfeitures and penalties 432,663 - - - Investment income 310,722 133,564 120,876 6,931,548 Special assessments - - - - Miscellaneous 3,844,090 717,727 2,159 - TOTAL REVENUES 22,111,244 1,076,702 19,774,678 6,931,548 EXPENDITURES: Current: General government 5,721,152 - - 7,112 Public safety 11,022,531 - - - Community development 1,814,893 - 1,234,608 - Public services 2,006,185 - - - Community services 3,313,082 - - - Pass - through payments - - 7,782,513 - Set aside suspension - - 3,750,000 - SERAF payments - - 6,976,853 - Capital outlay - 1,030,615 - - Debt service: Payment to refunding bond escrow agent - 1,295,449 692,296 - Bond issuance costs - 878,354 706,611 - Principal retirement 20,316 440,450 1,177,004 4,045,000 Interest and fiscal charges 400 731,062 2,924,884 6,626,786 TOTAL EXPENDITURES 23,898,559 4,375,930 25,244,769 10,678,898 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (1,787,315) (3,299,228) (5,470,091) (3,747,350) OTHER FINANCING SOURCES (USES): Discount on bonds - (119,642) (47,143) - Refunding bonds issued - 15,655,000 10,635,000 - Payment to refunding bond escrow agent - (13,228,136) (8,854,512) - Loans issued - - - 26,290,000 Loan payments - - - (23,235,000) Transfers in 20,000 - - - Transfers out (658,298) - (2,000,000) - TOTAL OTHER FINANCING SOURCES (USES) (638,298) 2,307,222 (266,655) 3,055,000 NET CHANGE IN FUND BALANCES (2,425,613) (992,006) (5,736,746) (692,350) FUND BALANCES (DEFICIT) - BEGINNING OF YEAR AS RESTATED 17,342,932 35,312,905 (19,128,251) 116,186,300 FUND BALANCES (DEFICIT) - END OF YEAR $ 14,917,319 $ 34,320,899 $ (24,864,997) $ 115,493,950 See independent auditors' report and notes to basic financial statements. -22- Other Total Governmental Governmental Funds Funds _ $— 25,429,344 - 8,517,826 924,493 2,587,918 7,127,454 7,322,908 - 1,594,774 301,129 733,792 431,901 7,928,611 1,578,779 1,578,779 2,346,540 6,910,516 12,710,296 62,604,468 1,069,056 6,797,320 - 11,022,531 - 3,049,501 10, 894,879 12,901,064 - 3,313,082 - 7,782,513 - 3,750,000 - 6,976,853 3,364,228 4,394,843 1,987,745 - 1,584,965 355,000 6,037,770 35,588 10,318,720 15,718, 751 79, 916,907 (3,008,455) (17,312,439) (166,785) - 26,290,000 - (22,082,648) - 26,290,000 - (23,235,000) 4,480,694 4,500,694 (1,842,396) (4,500,694) 2,638,298 7,095,567 (370,157) (10,216,872) 21,084,431 170,798,317 $ 20,714,274 $ 160,581,445 -23- CITY OF LAKE ELSINORE, CALIFORNIA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES For the year ended June 30, 2010 Net change in fund balances - total governmental funds $ (10,216,872) Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as an expenditure in the full amount as current financial resources are used. However, in the Statement of Activities the cost of these assets is allocated over the estimated useful life as depreciation expense. Capital outlay $ 6,356,178 Depreciation expense (5,293,688) 1,062,490 The issuance of long term debt provides current financial resources to governmental funds, while the repayment of the principal of long term -debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. These amounts are the net effect of these differences in the treatment of long -term debt. Long -term debt principal payments $ 6,037,770 Principal amount added on note payable (94,166) Refunding bonds issued (26,290,000) Payment to refunding bond escrow agent 24,070,393 Issuance costs 1,584,965 Loans issued (26,290,000) Loan payments 23,235,000 Discount on bonds 166,785 2,420,747 Some expenses reported in the Statement of Activities do not require the use of current financial resources and are not reported as governmental fund expenditures. Amortization bond issuance costs $ (191,734) Amortization bond premum 21,922 Amortization of deferred amount on refunding (43,895) Amortization of bond discount (2,665) Interest and fiscal charges 119,452 Insurance premium deposit payable 19,348 Other post - employment benefit obligation (1,038,389) Compensated absences (36,449) (1,152,410) Some revenues reported in the Statement of Activities are not considered to be available to finance current expenditures and therefore are not reported as revenues in governmental funds: Investment income $ (457,976) Taxes and intergovernmental revenue 1,494,988 Licenses, permits, fees and other revenue (325,772) 711,240 Change in net assets of governmental activities $ (7,174,805) See independent auditors' report and notes to basic financial statements. 11PZ1E CITY OF LAKE ELSINORE, CALIFORNIA STATEMENT OF FIDUCIARY ASSETS AND LIABILITIES AGENCY FUNDS June 30, 2010 ASSETS Cash and investments Cash and investments with fiscal agents Accounts receivable Interest receivable Due from other governments TOTAL ASSETS LIABILITIES Accounts payable Deposits and other liabilities Due to other governments Due to bondholders TOTAL LIABILITIES $ 3,291,362 37,697,610 24,598 99,095 1.459262 $ 42,571,927 $ 20,860 2,983,240 4,685,615 34,882,212 $ 42,571,927 See independent auditors' report and notes to basic financial statements -25- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES: A. Description of the Reporting Entity: The City of Lake Elsinore (City) was incorporated April 23, 1888, under the general laws of the State of California. The City operates under a Council- Member form of government and provides the following services: public safety (law enforcement), highways and streets, cultural recreation, public improvements, planning and zoning, and general administrative services. The financial statements of the City of Lake Elsinore include the financial activities of the City, the Lake Elsinore Redevelopment Agency (Agency), the Lake Elsinore Public Financing Authority (Authority) and the Lake Elsinore Recreation Authority (Recreation Authority). In accordance with GASB Statement No. 14, the basic criteria for including an agency, institution, authority or other organization in a governmental unit's financial reporting entity is financial accountability. Financial accountability includes, but is not limited to 1) selection of the governing body, 2) imposition of will, 3) ability to provide a financial benefit to or impose financial burden on and 4) fiscal dependency. There may, however, be factors other than financial accountability that are so significant that exclusion of a particular agency from a reporting entity's financial statements would be misleading. These other factors include scope of public service and special financing relationships. Based upon the application of these criteria, an agency, institution or authority, may be included as a component unit in the primary government's financial statements. Blended component units, although legally separate entities, are, in substance, part of the government's operations and so data from these units are combined with date of the primary government. A discretely presented component unit, on the other hand, is reported in a separate column in the combined financial statements to emphasize it is legally separate from the government. There are no discretely presented component units in these financial statements. Each blended component unit presented has a June 30, 2010 year end. The following is a brief review of each component unit included in the primary government's reporting entity. See independent auditors' report. -26- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): A. Description of the Reporting Entity (Continued): The Lake Elsinore Redevelopment Agency The Agency was established July 15, 1980, pursuant to the State of California Health and Safety Code, Section 33000 entitled "Community Redevelopment Law ". Its purpose is to eliminate blighted areas by encouraging the development of residential, commercial, industrial, recreational and public facilities. The City Council also acts as the governing body of the Agency. The Agency's activities are blended with those of the City in these financial statements and reported as a special revenue fund, a debt service fund, a capital projects fund and an agency fund. The Lake Elsinore Public Financing Authority The Authority is a joint exercise of powers between the City and Agency created by a joint powers agreement dated July 25, 1989. The purpose of the Authority is to provide, through the issuance of revenue bonds, a financing pool to fund capital improvement projects. These revenue bonds are to be repaid solely from the revenues of certain public obligations. The Authority does not have taxing power. The City Council also acts as the governing body of the Authority. The Authority's activities are blended with those of the City in these financial statements and are reported as a debt service fund. The Lake Elsinore Recreation Authority The Recreation Authority is a joint exercise of powers between the City and Agency created by a joint powers agreement dated December 1, 1996. The purpose of the Recreation Authority is to provide, through the issuance of revenue bonds, a financing pool to fund capital improvement projects. These revenue bonds are to be repaid solely from the revenues of certain public obligations. The Recreation Authority does not have taxing power. The City Council also acts as the governing body of the Recreation Authority. The Recreation Authority's activities are blended with those of the City in these financial statements and are reported as a debt service fund. A component unit financial statement for each component unit previously described may be obtained at 130 South Main Street, Lake Elsinore, California 92530. See independent auditors' report. -27- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): B. Government -Wide and Fund Financial Statements: The government -wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information about the reporting government as a whole, except for its fiduciary activities. Governmental activities, which normally are supported by taxes, and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government (including its blended component units) is reported separately from discretely presented component units for which the primary government is financially accountable. The City has no business -type activities or discretely presented component units. For the most part, the effect of interfund activity has been removed from the government -wide financial statements. Direct payments have not been eliminated from the functional categories. Internal expenses and internal payments have been eliminated. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self - balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Separate Financial Statements for the government's governmental and fiduciary funds are presented after the Government -wide Financial Statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental funds. Fiduciary statements, even though excluded from the government -wide financial statements includes financial information that primarily represent assets held by the City in a custodial capacity for other individuals or organizations. See independent auditors' report. -28- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation: The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Under the economic resources measurement focus, all assets and liabilities (whether current or noncurrent) associated with their activity are included on their balance sheets. Operating statements present increases (revenues) and decreases (expenses) in total net assets. Under the accrual basis of accounting, revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. Nonexchange transactions, in which the City gives (or receives) value without directly receiving (or giving) equal value in exchange include grants, entitlements, and donations. Revenue from grants, entitlements, and donations is recognized in the fiscal year in which all the eligibility requirements have been satisfied. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under the current financial resources measurement focus, only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources ". Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Noncurrent portions of long -term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. However, special reporting treatments are used to indicate that they should not be considered "available spendable resources" since they do not represent net current assets. Recognition of governmental fund type revenue represented by noncurrent receivables is deferred until they become current receivables. Noncurrent portions of other long -term receivables are offset by fund balance reserve accounts. See independent auditors' report. -29- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued): Under the modified accrual basis of accounting, revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, except for principal and interest on general long -term liabilities and compensated absences which are recognized as expenditures to the extent they have matured. General capital asset acquisitions are reported as expenditures in governmental funds. Proceeds of general long -term liabilities are reported as other financing sources. Property taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. All government -wide activities of the City follow FASB Statements and Interpretations issued on or before November 30, 1989, Accounting Principles Board Opinions and Accounting Research Bulletins, unless those pronouncements conflict with GASB pronouncements. D. Fund Classifications: The funds designated as major funds are determined by a mathematical calculation consistent with GASB Statement No. 34. The City reports the following major governmental funds: The General Fund is used to account for all financial resources of the City, except for those required to be accounted for in another fund. The Redevelopment Agency Special Revenue Fund is used to account for 20% set -aside for low and moderate income projects. Expenditures for this fund are restricted to low and moderate income projects. The Redevelopment Agency Debt Service Fund is used to account for the accumulation of resources for, and the payment of, long -term debt principal, interest and related costs within the Rancho Laguna I, Rancho Laguna II and Rancho Laguna III project areas. See independent auditors' report. SWE CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): D. Fund Classifications (Continued): Major Governmental Funds (Continued): The Public Financing Authority Debt Service Fund is used to account for the accumulation of resources for, and the repayment of, long -term debt principal, interest and related costs of the Authority. Additionally, the City reports the following fund types: The Special Revenue Funds are used to account for the proceeds of specific revenue sources that are restricted by law or City Council resolution to expenditure for specific purposes. The Debt Service Fund is used to account for debt service transactions including revenue collections and payments of principal and interest on long -term obligations of the component unit. The Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of redevelopment projects and administrative expenses. The Agency Funds are used to account for money received by the City as an agent for individuals, other governments and other entities. E. Explanation of Differences between the Governmental Funds Balance Sheet and the Statement of Net Assets: The "total fund balances" of the City's governmental funds $160,581,445 differs from "net assets" of governmental activities $160,094,317 reported in the Statement of Net Assets. This difference primarily results from the long -term economic focus of the statement of net assets versus the current financial resources focus of the governmental fund balance sheets. Loans Receivable Loans receivable from the Agency to the Authority are not reported in the Statement of Net Assets. All interfund assets are reported in the funds. Loan receivable from LERDA $ (54.545.000) See independent auditors' report. -31- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): E. Explanation of Differences between the Governmental Funds Balance Sheet and the Statement of Net Assets (Continued): Capital Assets Capital assets are recorded as expenditures in the full amount as current financial resources are used in the governmental funds. However, the Statement of Net Assets allocates these capital assets as financial resources over their estimated useful life. Capital assets, net of depreciation Bond Issuance Costs 156.708.348 Bond issuance costs are due and payable in the current period and accordingly reported as an expenditure for the full amount when paid in the governmental funds. However, the Statement of Net Assets reports an asset for the unamortized portion of these costs over the life of the bond. Bond issuance costs $ 4,597,870 Amortization (191,734) Unamortized bond issuance costs 4.406.136 Long -Term Debt Transactions Long -term liabilities and related items such as bond premiums, deferred amounts on refunding, and interest payable on these liabilities applicable to the City's governmental activities are not due and payable in the current period and accordingly are not reported as fund liabilities. All liabilities and related items (both current and long -term) are reported in the Statement of Net Assets. Balances at the end of this fiscal year were: Interest payable on long -term liabilities $ (1,683,952) Long -term liabilities (128,773,467) Deferred amounts on refunding 1,118,769 Bond premium (219,221) Bond discount 164,120 Long -term debt transactions (129.393.751) See independent auditors' report. -32- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): E. Explanation of Differences between the Governmental Funds Balance Sheet and the Statement of Net Assets (Continued): Long -Term Assets Receivables applicable to the City's governmental activities which are not available to pay for current period expenditures, and are deferred in the fund financial statements. All receivables (both current and long -term) are reported in the Statement of Net Assets. Balances at the end of this fiscal year were: Interest receivable $ 1,243,236 Due from other governments 1,732,406 Long -term receivables $ 2.975.642 Interest and Other Receivables Interest on interfund loans and other receivables reported in the special revenue funds are not available soon enough to pay for current- period expenditures, and therefore they are reported as deferred revenue in the funds. Interest on interfund loans and other receivables 19,361,317 Reclassification and Eliminations Interfund balances must generally be eliminated in the government -wide statements, except for net residual amounts due between governmental activities. Amounts involving fiduciary funds should be reported as external transactions. Any allocations must reduce the expenses of the function from which the expenses are being allocated, so that expenses are reported only once, in the function in which they are allocated. See independent auditors' report. -33 - CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities: The "net change in fund balances" for governmental funds $(10,216,872) differs from the "change in net assets" for governmental activities $(7,174,805) reported in the Statement of Activities. The differences arise primarily from the long -term economic focus of the statement of activities versus the current financial resources focus of the governmental funds. The effect of the differences is illustrated below. Depreciation of Capital Assets Capital assets are reported as expenditures in full in the year of acquisition as current financial resources are used in governmental funds. However the costs of these capital assets are allocated over their estimated useful life in the Statement of Activities through depreciation. Donated assets and disposal of assets are reported only in the Statement of Activities. Capital outlay $ 6,356,178 Depreciation expense (5,293,688) 1.062.490 Long -Term Debt Transactions Some revenues and expenditures reported in the Statement of Revenues, Expenditures and Changes in Fund Balances are included as an addition or deletion of long -term liabilities in the Statement of Net Assets. Long -term debt principal payments, including interfund loans Refunding bonds issued Principal added on note payable Payment to refunding bond escrow agent Issuance costs Loans issued Loan payments Discount on bonds Long -term debt transactions See independent auditors' report. -34- $ 6,037,770 (26,290,000) (94,166) 24,070,393 1,584,965 (26,290,000) 23,235,000 166,785 $ 2,420.747 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities (Continued): Bond Issuance Costs Bond issuance costs are due and payable in the current period and accordingly reported as an expenditure for the full amount when paid in the governmental funds. However, the Statement of Activities reports an expense for the unamortized portion of these costs over the life of the bond. Amortization of bond issuance costs Bond Premium/Discount (191,734) Bond premiums /discounts are reported as revenues /expenditures for the full amount when bonds are issued in the governmental funds. However, the Statement of Activities reports an increase /decrease in expense for the unamortized portion of these costs over the life of the bond. Amortization of bond premium $ 21,922 Amortization of bond discount (2,665) 19,257 Interest on Long -Term Debt Interest payable on long -term debt does not require the use of current financial resources and is not reported as governmental fund expenditures. However, these expenses are reported in the Statement of Activities. Interest and fiscal charges Deferred Amount $ 119.452 In the governmental funds, proceeds from refunding bonds and related payment to refund bond escrow agent are reported in the full amount in the year of the refunding. For the Statement of Activities any gain or loss is deferred and amortized over the shorter period over which principal is to be paid on the refunded bonds or issued bonds. Amortization of deferred amount on refunding (43, — See independent auditors' report. -35- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities (Continued): Other Expenses Some expenses reported in the Statement of Activities do not require the use of current financial resources and are not reported as governmental fund expenditures. Insurance premium deposit payable $ 19,348 Other post - employment benefit obligation (1,038,389) Compensated absences (36,449) (1,055,490) Interest on Long -Term Receivables Interest on the discount of long -term receivables from the Agency to the Authority is not reported on the Statement of Activities. However, these revenues are reported as governmental fund revenues. Investment income (274,241) Interest on Investments in Local Obligations The net change in interest receivable on investments in local obligations, which is not available to pay for current expenditures, is not reported in the Fund Financial Statements. Interest on investments in local obligations (183, — Other Revenues Some revenues reported in the Statement of Activities are not considered to be available to finance current expenditures, and therefore are not reported as revenues in the governmental funds. Taxes, intergovernmental revenue and other revenue 1,169,216 See independent auditors' report. -36- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): F. Explanation of Differences between the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances and the Statement of Activities (Continued): Reclassification and Eliminations Interfund balances must generally be eliminated in the government -wide financial statements, except for net residual amounts due between governmental activities. Amounts involving fiduciary funds should be reported as external transactions. Any allocations must reduce the expenses of the function from which the expenses are being allocated, so that expenses are reported only once, in the function in which they are allocated. G Encumbrances: Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General Fund, Special Revenue Funds and Capital Projects Funds. Unexpended and unencumbered appropriations of the governmental funds automatically lapse at the end of the fiscal year. Encumbrances outstanding at year end are reported as a reservation of fund balances and do not constitute expenditures or liabilities because the commitments are reappropriated the following year. H. Investments: Investments are reported at fair value, except for the investment contract and investments in local obligations, which are reported at cost, because the investments are not transferable and the fair values are not affected by changes in interest rates. Investment income includes interest earnings, changes in fair value, and any gains or losses related to the liquidation or sale of the investment. I. Employee Compensated Absences: In accordance with GASB Statement No. 16, a liability is recorded for unused vacation, sick, holiday benefits and compensatory leave balances since the employees' entitlement to these balances are attributable to services already rendered and it is probable that virtually all of these balances will be liquidated by either paid time off or payment upon termination or retirement. The amount recorded in accordance with GASB Statement No. 16 at June 30, 2010 was $637,866. See independent auditors' report. -37- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): J. Interfund Activity: Activity between funds that are representative of lendingiborrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to /from other funds" (i.e. the current portion of interfund loans) or "advances to /from other funds" (i.e. the non - current portion of interfund loans). Noncurrent portions of long -term interfund loan receivables are reported as advances and such amounts are offset equally by a fund balance reserve account which indicates that they do not constitute expendable available financial resources and therefore are not available for appropriation. K. Risk Management: The City's workers' compensation losses are covered by a policy with the California State Compensation Board. The City's liability losses are covered under their participation in the California Joint Powers Insurance Authority (JPIA). L. Capital Assets: Capital assets, which include land, structures, equipment, and infrastructure assets, are reported in the government -wide financial statements. Capital assets are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Assets purchased in excess of $5,000 are capitalized if they have an expected useful life of 2 years or more. Infrastructure is capitalized if cost is in excess of $50,000 and it has an expected useful life of 2 years or more. Capital assets acquired through lease obligations are valued at the present value of future lease payments at the date acquired. Donated capital assets are valued at their estimated fair market value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of the asset's lives are not capitalized. See independent auditors' report. Bill CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): L. Capital Assets (Continued): Capital assets used in operations are depreciated over their estimated useful lives using the straight -line method in the government -wide financial statements. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the Statement of Net Assets. The range of lives used for depreciation purposes for each capital asset class is as follows: Building and structures 40 years Improvements other than buildings 25 years Machinery and equipment 5 - 8 years Furniture and fixtures 5 years Automotive equipment 5 years Infrastructure 35 -100 years M. Property Tax Revenue: Property tax in California is levied according to Article 13 -A of the California Constitution. The County of Riverside, California (the County) is permitted by State law (Proposition 13) to levy taxes at 1% of full market value (at time of purchase) as determined by the County Assessor. Property taxes are levied by the County and shared with all other political jurisdictions within the County. These political jurisdictions and the County may levy an additional property tax override only after two - thirds approval of the jurisdictions' voters. The County bills and collects the property taxes and remits them to the City in installments during the year. City property tax revenues are recognized when levied provided that the revenue is collected during the year or within 60 days of year -end. Property taxes attach as an enforceable lien on property as of January 1. Taxes are levied on July 1, and are payable in two installments on November 1 and February 1. Such taxes become delinquent on December 10 and April 10, respectively. See independent auditors' report. -39- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 1. REPORTING ENTITY AND SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): N. Use of Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures /expenses during the reporting period. Actual results could differ from those estimates. See independent auditors' report. .1 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 2. CASH AND INVESTMENTS: Cash and Investments Cash and investments at June 30, 2010 are classified in the accompanying financial statements as follows: Unrestricted assets: Cash and investments Restricted assets: Cash and investments with fiscal agents Total Cash and Investments Government- Fiduciary Wide Fund Statement of Statement of Net Assets Net Assets Total $ 62,700,797 $ 3,291,362 $ 65,992,159 63,511,875 37,697,610 101,209,485 126.212,672 40,988,972 167,201,644 Cash and investments at June 30, 2010 consisted of the following: Cash on hand $ 1,300 Deposits with financial institutions 1,019,271 Investments 166,181,073 Total Cash and Investments $ 167,201,644 Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code (or the City's investment policy, where more restrictive). The table also identifies certain provisions of the California Government Code (or the City's investment policy, where more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. See independent auditors' report. -41- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 2. CASH AND INVESTMENTS (CONTINUED): Investments Authorized by the California Government Code and the City's Investment Policy (Continued) Authorized Investment Type United States Treasury Obligations United States Government Sponsored Enterprise Securities Banker's Acceptances Time Certificate of Deposits Commercial Paper Negotiable Certificates of Deposit Repurchase Agreements Reverse Repurchase Agreements Medium -Term Corporate Notes Local Agency Investment Fund (LAIF) N/A - Not Applicable Maximum Maturity 5 years Maximum Percentage of Portfolio* None Maximum Investment in One Issuer None 5 years None 40% 180 days 40% 10% 5 years 25% None 270 days 15% 10% 5 years 30% None 1 year None None 92 days 2% None 5 years 30% None N/A None $ 40,000,000 * - Excluding amounts held by bond trustee that are not subject to California Government Code restrictions. Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. Investments authorized for funds held by bond trustee include, United States Treasury Obligations, United States Government Sponsored Enterprise Securities, Guaranteed Investment Contracts, Commercial Paper, Local Agency Bonds, Banker's Acceptance and Money Market Mutual Funds. There were no limitations on the maximum amount can be invested in one issuer, maximum percentage allowed or the maximum maturity of an investment, except for the maturity of Commercial Paper which is limited to 92 days and of Banker's Acceptances which are limited to one year. See independent auditors' report. -42- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 2. CASH AND INVESTMENTS (CONTINUED): Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: Investment Type Local Agency Investment Fund Local Obligation Bonds Corporate Notes United States Government Sponsored Enterprise Securities United States Treasury Notes Mutual Funds Remaining Maturity (in Months) 12 Months 13-24 25-60 More Than or Less Months Months 60 Months $ 53,362,935 $ - $ - $ - 2,114,591 2,325,676 - 1,051,860 47,404,067 8,686,172 38,316,558 3,217,970 - 7,027,634 - 37,023 2,636,587 Total $ 53,362,935 51,442,997 4,269,830 7,027,634 2,673,610 47,404,067 102.881.593 3.377.536 18.968.799 40.953.145 166.181.073 Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating, by Standard and Poor's as of year end for each investment type. See independent auditors' report. -43- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 2. CASH AND INVESTMENTS (CONTINUED): Disclosures Relating to Credit Risk (Continued) The City's investment in local obligation bonds are secured by special assessment taxes on property owned by the Community Facilities Districts or Special Assessment Districts. Due to the decline in property values and general economic conditions, there has been an increase in delinquent special assessment collections, resulting in foreclosures on property secured by the special assessments. The City may not be able to recover its investment in these local obligations bonds if collections of special assessments decline and foreclosure proceeds are not adequate to cover the investment balances. Total 166.181.073 $ 54.431.701 $ 4.269.830 104.805.932 2.67 3.610 N/A - Not Applicable See independent auditors' report. Total Minimum Not as of Legal Required to Investment Type June 30, 2010 Rating AAA AA Unrated be Rated Local Agency Investment Fund $ 53,362,935 N/A $ - $ - $ 53,362,935 $ - Local Obligation Bonds 51,442,997 N/A - - 51,442,997 - Corporate Notes 4,269,830 AA - 4,269,830 - - United States Government Sponsored Enterprise Securities 7,027,634 N/A 7,027,634 - - - United States Treasury Notes 2,673,610 N/A - - - 2,673,610 Mutual Funds 47,404,067 A 47,404,067 Total 166.181.073 $ 54.431.701 $ 4.269.830 104.805.932 2.67 3.610 N/A - Not Applicable See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 2. CASH AND INVESTMENTS (CONTINUED): Concentration of Credit Risk The investment policy of the City contains no limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. Investments in any one issuer that represent 5% or more of total City's investments are as follows: Issuer Investment Type Community Facilities District 88 -3 West Lake Elsinore Community Facilities District 98 -1 Bonds Custodial Credit Risk Local Agency Bond Local Agency Bond Reported Amount — $ 21,485,000 17,605,000 Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker - dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. At June 30, 2010, the City deposits (bank balances) were insured by the Federal Depository Insurance Corporation up to $250,000 and the remaining balances were collateralized under California Law. See independent auditors' report. -45- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 2. CASH AND INVESTMENTS (CONTINUED): Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Cash and Investment by Entity: Cash and investments held by entity at June 30, 2010 are as follows: Deposits at carrying amount (1) Petty cash and change drawer Local Agency Investment Fund Local Obligation Bonds Corporate Notes United States Government Sponsored Enterprise Securities United States Treasury Notes Mutual Funds Total Cash and Investments City of Public Lake Redevelopment Financing Recreation Elsinore Agency y Authority Authority Total $ 617,457 $ 327,283 $ 74,531 $ - $ 1,019,271 1,300 - - - 1,300 17,548,427 35,491,347 323,161 - 53,362,935 - - 51,442,997 - 51,442,997 4,269,830 - - - 4,269,830 7,027,634 - - - 7,027,634 2,673,610 - - - 2,673,610 32,124,211 9,274,985 6,001,806 3,065 47,404,067 64,262,469 45,093,615 57,842,495 S 3,065 $167,201,644 (1) Net of deposits in transit and outstanding warrants. See independent auditors' report. CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 3. CAPITAL ASSETS: A summary of changes in the Governmental Activities capital assets at June 30, 2010 is as follows: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Building and structures Improvements other than buildings Machinery and equipment Furniture and fixtures Automotive equipment Infrastructure Total capital assets being depreciated Less accumulated depreciation for: Building and structures Improvements other than buildings Machinery and equipment Furniture and fixtures Automotive equipment Infrastructure Total accumulated depreciation Total capital assets being depreciated, net Total Governmental Activities capital assets, net Balance at Balance at June 30, 2009 Additions Deletions June 30, 2010 $ 5,402,814 $ - $ (50,000) $ 5,352,814 10,341,987 4,856,554 (886,693) 14,311,848 15,744,801 4,856,554 (936,693) 19,664,662 22,916,333 .197,309 - 23,113,642 8,102,805 87,625 - 8,190,430 3,149,567 191,935 - 3,341,502 593,616 26,198 - 619,814 1,992,821 9,182 - 2,002,003 172,942,527 1,924,068 - 174,866,595 (69,796,612) (5,293,688) 209,697,669 2,436,317 - 212,133,986 (7,831,809) (493,438) - (8,325,247) (4,109,719) (248,282) - (4,358,001) (2,497,011) (107,302) - (2,604,313) (493,974) (37,390) - (531,364) (1,238,333) (191,196) - (1,429,529) (53,625,766) (4,216,080) - (57,841,846) (69,796,612) (5,293,688) - (75,090,300) 139,901,057 (2,857,371) - 137,043,686 155.645.858 1,999.183 (936.693) 156.708348 Depreciation expense was charged to functions /programs in the Statement of Activities as follows: Governmental Activities: General government $ 2,399,916 Public services 1,911,135 Community services 982,637 Total depreciation expense $ 5,293,688 See independent auditors' report. -47- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 4. LAND HELD FOR RESALE: The Agency has acquired land as part of its primary purpose to develop unimproved properties. The land is being carried in the Redevelopment Agency Special Revenue Fund and Other Governmental Funds (the Redevelopment Agency Capital Projects Fund) at the lower of cost or estimated net realizable value. At June 30, 2010, the balance of land held for resale totaled $8,803,167, with this amount offset by a reservation of fund balance in the Governmental Fund Balance Sheet. 5. LOANS RECEIVABLE: The Authority has entered into loan agreements with the Agency whereby the Authority loaned the proceeds of the 1999 Series A Tax Allocation Revenue Bonds and the 2010 Series A and B Tax Allocation Revenue Bonds issued by the Authority to the Agency to retire debt and provide funds for certain public improvements in Agency project areas. The following table represents the balance of net proceeds loaned to the Agency at June 30, 2010: Tax Allocation Revenue Bonds 1999 Series A Issue 2010 Series A Issue 2010 Series B Issue Total Principal $ 28,255,000 15,435,000 10,855,000 $ 54,545,000 Loans Receivable Balance $ 28,255,000 15,435,000 10,855,000 54,545,000 These loans are recorded as a receivable offset by a reservation of fund balance in the Authority's Debt Service Fund on the Governmental Fund Balance Sheet. Interfund balances must generally be eliminated in the government -wide statements. Thus this loan receivable does not appear on the Statement of Net Assets (see Note 1 B). The principal and interest are payable in installment payments payable not less than three business days prior to the due date on the bonds (see Note 6). See independent auditors' report. -48- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES: Date of Years of Rate of Amount Issue Maturity Interest Authorized Local Agency Revenue Bonds: 1996 Series E 1999 Series G 2003 Series H 2008 Series A 2008 Series B Tax Allocation Revenue Bonds: 1999 Series A 2010 Series A 2010 Series B Revenue Refunding Bonds: 2000 Series A Developer Agreements: Wal -Mart Stores, Inc. Oak Grove Equities Outlet Center Loans Payable: EVMWD Amber Ridge Capital Lease Obligations: Vehicles and equipment 3/96 1997 -2026 5.25% - 7.50% $ 1,750,000 2/99 2000 -2015 5.00% - 5.80% 4,035,000 2/03 2003 -2033 2.75% - 6.375% 31,570,000 1/08 2008 -2020 3.5%-4.30% 7.00% 22,295,000 3/08 2008 -2038 4.5% - 6.875% 3,265,000 2/99 2000 -2030 5.00% - 5.50% 33,450,000 2/10 2010 -2033 2.00% - 5.25% 15,435,000 5110 2010 -2025 2.00% - 4.75% 10,855,000 7/00 2005 -2032 Variable 15,660,000 3/93 1995 -2014 7.00% 2,200,000 3/93 1995 -2014 7.00% 1,800,000 12/89 1996 -2015 N/A 2,140,000 2/95 4/05 1999 -2014 2.70% - 6.00% 2005 -2010 See independent auditors' report. -49- 7.75% 867,574 129,366 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): Add (less) deferred amounts: Bond premium Outstanding - (21,922) Outstanding Due On refunding June 30, (835,393) 43,895 June 30, Within Discount on bonds 2009 Additions Retirements 2010 One Year Local Agency Revenue Bonds: 109,173,872 25,287,822 (27,255,362) 107,206,332 4,255,000 1996 Series E $ 1,430,000 $ - $ (40,000) $ 1,390,000 $ 45,000 1999 Series G 1,910,000 - (230,000) 1,680,000 240,000 2003 Series H 28,720,000 - (670,000) 28,050,000 760,000 2008 Series A 21,150,000 - (1,810,000) 19,340,000 1,255,000 2008 Series B 3,265,000 - - 3,265,000 - Tax Allocation Revenue Bonds: 633,101 - (109,513) 523,588 109,513 1995 Series A 10,445,000 - (10,445,000) - - 1999 Series A 28,895,000 - (640,000) 28,255,000 760,000 1999 Series B 80,000 - (80,000) - - 1999 Series C 13,365,000 - (13,365,000) - - 2010 Series A - 15,435,000 - 15,435,000 680,000 2010 Series B 537,869 10,855,000 (19,348) 10,855,000 515,000 Other post - employment 109,260,000 26,290,000 (27,280,000) 108,270,000 4,255,000 Add (less) deferred amounts: Bond premium 241,143 - (21,922) 219,221 On refunding (327,271) (835,393) 43,895 (1,118,769) - Discount on bonds - (166,785) 2,665 (164,120) 109,173,872 25,287,822 (27,255,362) 107,206,332 4,255,000 Revenue Refunding Bonds: 2000 Series A 14,095,000 - (355,000) 13,740,000 375,000 Developer Agreements: Wal -Mart Stores, Inc. 607,214 - (162,120) 445,094 162,120 Oak Grove Equities 2,200,726 94,166 - 2,294,892 - Outlet Center 633,101 - (109,513) 523,588 109,513 Loan Payable: EVMWD Amber Ridge 307,542 - (50,822) 256,720 51,543 Capital Lease Obligations: Vehicles and equipment 20,316 - (20,316) - - Insurance premium deposit payable 537,869 (19,348) 518,521 - Other post - employment benefit obligation (Note 17) 1,048,397 1,356,199 (317,810) 2,086,786 2,086,786 Compensated absences 601,417 36,449 - 637,866 63,787 129.225.454 26.774.636 (28.290.291) S 127.709.799 7.103.749 See independent auditors' report. -50- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds: In February 1990, the Public Financing Authority was authorized to issue $500,000,000 in revenue bonds for the purpose of enabling the Public Financing Authority to acquire certain qualified obligations (the Local Obligations) of the City or the Agency for whose benefit the program has been designed, or of any other local agencies in the State of California, including Community Facilities District and Special Assessment District (the Local Agencies). The Bonds were issued to provide funds to finance the acquisition or construction of land, buildings, equipment and other capital improvements. The Bonds will constitute special obligations of the Public Financing Authority and will be issued in Series from time to time pursuant to Supplemental Indentures. These bonds will be payable solely from the repayment by Local Agencies of their obligations and any available surplus revenues. 1996 Series E In March 1996, $1,750,000 principal amount of 1996 Local Agency Revenue Bonds, Series E, was issued in accordance with the indenture described above. The bonds are due in annual installments of $15,000 to $135,000 from October 1, 1997 through October 1, 2026; interest at 5.25% to 7.50 %. The bonds maturing on or before October 1, 2005, are not subject to optional redemption prior to maturity. The bonds maturing on or after October 1, 2006 are subject to redemption under certain circumstances, at the option of the Authority, from funds deposited in the Series E redemption account on or after October 1, 2005, at a specified redemption price together with accrued interest. The Series E Bonds are also subject to special mandatory redemption on various specified dates at specified redemption prices under certain circumstances, as provided in the Bond Indenture Agreement. At June 30, 2010, the Authority has a cash reserve balance for debt service of $149,877, which is sufficient to cover the Bond Indenture Reserve Requirement of $149,877. Future debt requirements for the 1996 Series E Local Agency Revenue Bonds are as follows: Year Ending June 30 2011 2012 2013 2014 2015 2016-2020 2021 -2025 2026 -2027 Totals See independent auditors' report. Principal $ 45,000 45,000 50,000 55,000 60,000 355,000 520,000 260,000 1,390,000 -51- Interest $ 102,225 99,075 95,625 91,688 87,375 363,562 200,625 19,875 $ 1.060.05.0 Total $ 147,225 144,075 145,625 146,688 147,375 718,562 720,625 279,875 2.450.050 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 1999 Series G In February 1999, $4,035,000 principal amount of 1999 Local Agency Revenue Bonds, Series Q was issued in accordance with the indenture described above. The bonds are due in annual installments of $165,000 to $370,000 from September 2, 2000 through September 2, 2015; interest at 5.00% to 5.80 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 2, 2008 at specified redemption prices. At June 30, 2010, the Agency has a cash reserve balance for debt service of $168,002, which is sufficient to cover the Bond Indenture Reserve Requirement of $168,000. Future debt requirements for the 1999 Series G Local Agency Revenue Bonds are as follows: Year Ending June 30, 2011 2012 2013 2014 2015 2016 Totals See independent auditors' report. Principal Interest Total $ 240,000 255,000 275,000 285,000 305,000 320,000 $ 90,480 76,125 60,755 44,515 27,405 9,280 $ 330,480 331,125 335,755 329,515 332,405 329,280 1.680,000 308,560 $ 1,988.560 -52- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2003 Series H In February 2003, $31,570,000 principal amount of 2003 Local Agency Revenue Bonds, Series H, was issued in accordance with the indenture described above. The bonds are due in annual installments of $375,000 to $1,850,000 from October 1, 2003 through October 1, 2033; interest at 2.75% to 6.375 %. The bonds are subject to mandatory redemption, without premium, prior to their maturity dates commencing October 1, 2014 in the case of bonds maturing October 1, 2015, October 1, 2016 in the case of bonds maturing October 1, 2020, October 1, 2021 in the case of bonds maturing October 1, 2026, and October 1, 2027 in the case of bonds maturing October 1, 2033, from Sinking Account payments under the indentures. The bonds are subject to optional redemption prior to maturity in a manner determined by the Authority on October 1, 2013, and on any date thereafter at a redemption price equal to the principal amount thereof, plus accrued interest to the date of redemption, plus a specified premium. At June 30, 2010, the Authority has a cash reserve balance for debt service of $2,674,419, which is sufficient to cover the Bond Indenture Reserve Requirement of $2,674,419. Future debt requirements for the 2003 Series H Local Agency Revenue Bonds are as follows: Year Ending June 30, 2011 2012 2013 2014 2015 2016-2020 2021-2025 2026-2030 2031-2034 Totals Principal Interest Total $ 760,000 850,000 940,000 1,055,000 1,160,000 6,775,000 4,500,000 5,475,000 6,535,000 28.050.000 See independent auditors' report. -53- $ 1,668,156 1,628,856 1,583,519 1,531,737 1,472,144 6,267,469 4,407,650 3,018,538 877,678 22.455.747 $ 2,428,156 2,478,856 2,523,519 2,586,737 2,632,144 13,042,469 8,907,650 8,493,538 7,412,678 $ 50.505.747 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2008 Series A In January 2008, $22,295,000 principal amount of 2008 Local Agency Revenue Bonds, Series A, was issued in accordance with the indenture described above. The bonds were issued to refund the 1997 Local Agency Revenue Bonds. The bonds are due in annual installments of $940,000 to $2,520,000 from September 1, 2008 through September 1, 2020; interest at 3.5% to 4.3 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2008 at specified redemption prices. At June 30, 2010, the Authority has a cash reserve balance for debt service of $1,114,776, which is sufficient to cover the Bond Indenture Reserve Requirement of $967,000. Future debt requirements for the 2008 Series A Local Agency Revenue Bonds are as follows: Year Ending June 30, 2011 2012 2013 2014 2015 2016-2020 2021 Totals See independent auditors' report. Principal Interest Total $ 1,255,000 1,340,000 1,425,000 1,515,000 1,620,000 9,765,000 2,420,000 $ 737,747 692,335 643,948 588,710 526,010 1,530,235 48,400 $ 1,992,747 2,032,335 2,068,948 2,103,710 2,146,010 11,295,235 2,468,400 $ 19.340.000 4.767.385 24.107.385 -54- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): A. Local Agency Revenue Bonds (Continued): 2008 Series B In March 2008, $3,265,000 principal amount of 2008 Local Agency Revenue Bonds, Series B, was issued in accordance with the indenture described above. The bonds are due in annual installments of $5,000 to $285,000 from September 1, 2008 through September 1, 2038; interest at 4.5% to 6.875 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2008 at specified redemption prices. At June 30, 2010, the Authority has a cash reserve balance for debt service of $308,847, which is sufficient to cover the Bond Indenture Reserve Requirement of $308,844. Future debt requirements for the 2008 Series B Local Agency Revenue Bonds are as follows: Year Ending June 30 2011 2012 2013 2014 2015 2016-2020 2021 -2025 2026-2030 2031 -2035 2036-2039 Totals See independent auditors' report. Principal Interest 5,000 10,000 15,000 175,000 375,000 680,000 965,000 1,040,000 $ 3.265,000 -55- $ 220,486 220,487 220,374 220,024 219,430 1,076,294 993,987 814,344 531,953 148,843 4.666.222 Total $ 220,486 220,487 225,374 230,024 234,430 1,251,294 1,368,987 1,494,344 1,496,953 1,188,843 $ 7.931.222 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds: 1995 Series A In December 1995, $13,345,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $235,000 to $925,000 from September 1, 1999 through September 1, 2025; interest at 4.30% to 5.80 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 1999, at specified redemption prices. The 1995 Series A Tax Allocation Revenue Bonds were refunded by the 2010 Series B Tax Allocation Revenue Bonds in April 2010. 1999 Series A In February 1999, $33,450,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $410,000 to $2,175,000 from September 1, 2000 through September 1, 2030; interest at 5.00% to 5.50 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2015, at specified redemption prices. At June 30, 2010, the Agency has a cash reserve balance for debt service of $2,302,769, which is sufficient to cover the Bond Indenture Reserve Requirement of $2,302,750. Future debt requirements for the 1999 Series A Tax Allocation Revenue Bonds are as follows: Year Ending June 30, 2011 2012 2013 2014 2015 2019-2020 2021-2025 2026-2030 2031 Totals See independent auditors' report. Principal $ 760,000 800,000 840,000 880,000 925,000 5,455,000 7,120,000 9,300,000 2,175,000 $ 28.255.000 -56- Interest $ 1,519,738 1,479,567 1,437,337 1,393,048 1,346,569 5,895,587 4,176,700 1,931,600 59,813 $ 19.239.959 Total $ 2,279,738 2,279,567 2,277,337 2,273,048 2,271,569 11,350,587 11,296,700 11,231,600 2,234,813 47.494.959 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds (Continued): 1999 Series B In February 1999, $580,000 principal amount of Tax Allocation Revenue Bonds, Series B, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $40,000 to $80,000 from September 1, 2000 through September 1, 2009; interest at 7.25 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2000, at specified redemption prices. The 1999 Series B bonds are covered by the 1999 Series A bonds cash reserve balance for debt service. The final loan payment was made in fiscal year 2009 -2010. 1999 Series C In October 1999, $14,180,000 principal amount of Tax Allocation Revenue Bonds, Series C, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $145,000 to $1,440,000 from October 1, 2004 through October 1, 2033; interest at 6.70 %. The 1999 Series C Tax Allocation Revenue Bonds were refunded by the 2010 Series A Tax Allocation Revenue Bonds in February 2010. See independent auditors' report. -57- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds (Continued): 2010 Series A In February 2010, $15,435,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $305,000 to $2,910,000 from September 1, 2010 through September 1, 2033; interest at 2.00% to 5.25 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2024, at specified redemption prices. At June 30, 2010, the Agency has a cash reserve balance for debt service of $1,471,930, which is sufficient to cover the Bond Indenture Reserve Requirement of $1,471,914. Future debt requirements for the 2010 Series A Tax Allocation Revenue Bonds are as follows: Year Ending June 30. 2011 2012 2013 2014 2015 2019-2020 2021-2025 2026-2030 2031 -2033 Totals See independent auditors' report. Principal Interest Total $ 680,000 305,000 310,000 315,000 325,000 1,770,000 2,130,000 2,695,000 6,905,000 15.43 5.000 -58- $ 749,389 686,781 679,081 669,707 660,106 3,148,081 2,775,347 2,179,669 777,131 $ 12.325.292 $ 1,429,389 991,781 989,081 984,707 985,106 4,918,081 4,905,347 4,874,669 7,682,131 $ 27.760.292 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): B. Tax Allocation Revenue Bonds (Continued): 2010 Series B In May 2010, $10,855,000 principal amount of Tax Allocation Revenue Bonds, Series B, was issued in accordance with the indenture described above. The term bonds are due in annual installments of $515,000 to $895,000 from September 1, 2010 through September 1, 2025; interest at 2.00% to 4.75 %. The bonds are subject to call and redemption prior to their stated maturity commencing September 1, 2019, at specified redemption prices. At June 30, 2010, the Agency has a cash reserve balance for debt service of $939,541, which is sufficient to cover the Bond Indenture Reserve Requirement of $939,538. Future debt requirements for the 2010 Series B Tax Allocation Revenue Bonds are as follows: Year Ending June 3 0, 2011 2012 2013 2014 2015 2019-2020 2021 -2025 2026 Totals See independent auditors' report. Principal Interest Total $ 515,000 545,000 560,000 575,000 590,000 3,245,000 3,930,000 895,000 10.855.000 WE $ 325,386 384,900 371,050 354,025 336,550 1,387,363 671,444 21,256 $ 3.851.974 $ 840,386 929,900 931,050 929,025 926,550 4,632,363 4,601,444 916,256 $ 14,706.974 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): C. Revenue Refunding Bonds: 2000 Series A In July 2000, $15,660,000 principal amount of Revenue Refunding Bonds, Series A, was issued in accordance with the indenture to advance refund 1997 Revenue Bonds, Series A, whose proceeds were to provide funds to finance the Authority's lease of certain City recreation facilities from the City for lease back to the City. The term bonds are due in annual installments of $285,000 to $960,000 from February 1, 2005 through February 1, 2032; interest is variable. The bonds are subject to call and redemption prior to their stated maturity commencing February 1, 2002, at specified redemption prices. Future debt requirements for the 2000 Series A Revenue Refunding Bonds are as follows: Year Ending June 3 0, 2011 2012 2013 2014 2015 2016-2020 2021-2025 2026-2030 2031-2032 Totals Principal Interest * Total $ 375,000 390,000 410,000 430,000 450,000 2,565,000 3,210,000 4,030,000 1,880,000 13.740.000 $ 27,480 26,730 25,950 25,130 24,270 107,040 78,930 43,700 5,680 $ 364.910 $ 402,480 416,730 435,950 455,130 474,270 2,672,040 3,288,930 4,073,700 1,885,680 $ 14.104.910 * Interest on the bonds is payable on the first of each month, so long as the bonds bear interest at a variable interest rate, and after conversion to a fixed rate, interest will be payable on February 1 and August 1 of each year. The amount of the payments are not yet known due to the variable interest rate which is calculated weekly. For purposes of this schedule, the interest rate at June 30, 2010 of 0.20% was used to calculate the future interest payments. See independent auditors' report. srel e CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): D. Developer Agreements: The Agency has entered into several developer agreements to attract new business to the City. The following represents the Agency's significant commitments with certain developers: Wal -Mart Stores, Inc. On March 12, 1993, the Agency entered into a Disposition and Development Agreement with Wal -Mart Stores, Inc. The Agency has agreed to purchase Wal -Mart property through the payment of a $2,200,000 loan from Wal -Mart Stores, Inc. The $2,200,000 accrues interest at 7.00% per annum. Installment payments are to be made each year on January 30ffi for approximately 20 years, continuing 19 years after the first installment date. Installment payments are calculated to be (1) in the amount of 100% of the sales tax in excess of $200,000, but not to exceed $200,000 and (2) 50% of the amount of any additional sales tax received in excess of $400,000. Sales tax is not pledged for repayment. The obligation is a general obligation of the Agency and tax increment is not specifically pledged. As of June 30, 2010, the Agency owes $445,094 to Wal -Mart Stores, Inc., which has been included in the long -term obligations. Oak Grove Equities On March 12, 1993, the Agency entered into an Owner Participation Agreement with Oak Grove Equities. The Agency has agreed to reimburse the developer $1,800,000 for certain public improvements that were installed at the Lake Elsinore City Center. The $1,800,000 accrues interest at 7.00% per annum. Installment payments are to be made each year on January 30th for approximately 20 years, continuing 19 years after the first installment date. Installment payments are calculated to be (1) in the amount of 100% of the sales tax in excess of $200,000, but not to exceed $200,000 and (2) 50% of the amount of any additional sales tax received in excess of $400,000. Sales tax is not pledged for repayment. The obligation is a general obligation of the Agency and tax increment is not specifically pledged. As of June 30, 2010, the Agency owes $2,294,892 to Oak Grove Equities which has been included in the long -term obligations. See independent auditors' report. 101M CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): D. Developer Agreements (Continued): Outlet Center The Agency entered into an Owner Participation Agreement with NG /Chelsea Lake Elsinore Limited Partnership pertaining to the development of a factory retail outlet. The factory outlet center is located in Redevelopment Project Area 1. Pursuant to the Agreement, the Agency is required to pay the annual special assessment levied by Assessment District 86 -1. The bonds issued by Assessment District 86 -1 mature in the year 2015 and the annual special assessment is approximately $108,000. As of June 30, 2010, the Agency owes $523,588 which has been included in the long -term obligations. E. Loans Payable: Elsinore Valley Municipal Water District (EVMWD) - Amber Ridge In February 1995, the City and the Agency entered into an agreement with the EVMWD whereby the Agency would reimburse the EVMWD's annual loan payment related to project costs of the EVMWD and a loan payable to the State Water Resources Control Board. The Agency's annual installments of $60,740 are due July 1, 1999 to July 1, 2014; interest from 2.70% to 6.00 %. Future debt requirements for the loans are as follows: Year Ending June 30. 2011 2012 2013 2014 2015 Totals See independent auditors' report. Principal Interest $ 51,543 53,436 55,412 57,473 38,856 $ 9,197 7,304 5,328 3,267 1,112 Total $ 60,740 60,740 60,740 60,740 39,968 $ 256,720 $ 26.208 $ 282,928 -62- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 6. LONG -TERM LIABILITIES (CONTINUED): E. Insurance Premium Deposit Payable: The City has a liability to the California Joint Powers Insurance Authority (Insurance Authority) for retrospective deposit liabilities in the amount of $518,521 at June 30, 2010. The liabilities are payable in annual installments and reported as a liability of the governmental activities. F. Other Post - Employment Benefit Obligation: Other post - employment benefit obligation is not expected to be funded with current resources and has been reported as a liability of the governmental activities. G Compensated Absences: Compensated absences are liquidated by the General Fund and are reported as a liability of the governmental activities. 7. LOANS PAYABLE TO PUBLIC FINANCING AUTHORITY. Periodically the City of Lake Elsinore's Public Financing Authority (the Authority) issues Tax Allocation Revenue Bonds for financing projects of the Agency and to provide funds for the various debt obligations of the Agency. The Agency entered into loan agreements with the Authority which mirrored the bonds issued by the Authority. Concurrent with the execution and delivery of the loan agreements, the Authority issued the aggregate principal amount of the Tax Allocation Revenue Bonds to the Agency. The loans were made as an advance for the principal amount which was made from the proceeds of the bonds on the closing date of the bond. The principal and interest are payable in installment payments not les than three business days prior to the due date on the bonds. At June 30, 2010, loan agreements between the Agency and Authority totaled $54,545,000 based on 1999 Series A Tax Allocation Revenue Bonds and 2010 Series A and Series B Tax Allocation Revenue Bonds as described below. Since these loans are interfund activities, they are excluded from the long -term liabilities schedule on Note 6 and on the Statement of Net Assets. See independent auditors' report. -63- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 7. LOANS PAYABLE TO PUBLIC FINANCING AUTHORITY (CONTINUED): 1995 Series A In December 1995, $13,345,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds of the loan were used to redeem $8,385,000 1995 Series A loan and a portion of the $9,600,000 1993 Series A loan from the Authority. The bonds were refunded by the 2010 Series A Tax Allocation Bonds in April 2010. 1999 Series A In February 1999, $33,450,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds of the loan were used to advance refund $34,825,000 of outstanding 1992 Tax Allocation Revenue Bonds and to provide funds for the acquisition and construction of certain public improvements within the Rancho Laguna Redevelopment Project Areas I and II. The loan is payable in annual principal installments varying from $410,000 to $2,175,000 through 2030 and bear interest rates varying from 5.00% to 5.50 %. The loan balance at June 30, 2010 is $28,255,000. At June 30, 2010, the Agency has a cash reserve fund balance for debt service of $2,302,769, which is sufficient to cover the Bond Indenture Reserve Requirement of $2,302,750. 1999 Series B In February 1999, $580,000 principal amount of Tax Allocation Revenue Bonds, Series B, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds of the loan were used to advance refund $34,825,000 of outstanding 1992 Tax Allocation Revenue Bonds and to provide funds for the acquisition and construction of certain public improvements within the Rancho Laguna Redevelopment Project Area II. The final loan payment was made in fiscal year 2009 -2010. 1999 Series C In October 1999, $14,180,000 principal amount of Tax Allocation Revenue Bonds, Series C, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds of the loan were used to advance refund $12,578,000 of outstanding 1993 Tax Allocation Revenue Notes Series A, 1995 Tax Allocation Revenue Bonds Series B and to provide funds for the acquisition and construction of certain public improvements within the Rancho Laguna Redevelopment Project Areas I, II and III. In February 2010, the bonds were refunded by the 2010 Series A Tax Allocation Revenue Bonds. See independent auditors' report. -64- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 7. LOANS PAYABLE TO PUBLIC FINANCING AUTHORITY (CONTINUED): 2010 Series A In February 2010, $15,435,000 principal amount of Tax Allocation Revenue Bonds, Series A, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds were used to advance refund $13,170,000 of outstanding 1999 Series C Tax Allocation Revenue Bonds. The loan is payable in annual installments of $305,000 to $2,910,000 from September 1, 2010 through September 1, 2033; interest at 2.00% to 5.25 %. The loan balance at June 30, 2010 is $15,435,000. At June 30, 2010, the Agency has a cash reserve balance for debt service of $1,471,930 which is sufficient to cover the Bond Indenture Reserve Requirement. The advance refunding resulted in an economic gain of $1,277,035 and a decrease in cash flows of $96,017. Proceeds from the 2010 Series A bonds were invested in an escrow fund with a trustee which together with earnings will pay interest and principal on the bonds until fully retired. The 1999 Series C bonds are legally defeased and are no longer a liability of the Agency. 2010 Series B In May 2010, $10,855,000 principal amount of Tax Allocation Revenue Bonds, Series B, was issued by the Authority. Concurrent with this issue, the principal amount was loaned to the Agency. The proceeds were used to advance refund $10,065,000 of outstanding 1995 Series A Tax Allocation Revenue Bonds. The advance refunding resulted in an economic gain of $757,319 and a decrease in cash flows of $893,956. Proceeds from the 2010 Series B bonds were invested in an escrow fund with a trustee which together with earnings will pay interest and principal on the bonds until fully retired. The 1995 Series A bonds are legally defeased and are no longer a liability of the Agency. The loan is payable in annual installments of $515,000 to $895,000 from September 1, 2010 through September 1, 2025; interest at 2.00% to 4.75 %. The loan balance at June 30, 2010 is $10,855,000. At June 30, 2010, the Agency has a cash reserve balance for debt service of $939,541 which is sufficient to cover the Bond Indenture Reserve Requirement. Future debt requirements for the loans payable to the Public Financing Authority are as follows: Year Ending June 30, 2011 2012 2013 2014 2015 2016-2020 2021-2025 2026-2030 2031-2034 Totals Principal $ 1,955,000 1,650,000 1,710,000 1,770,000 1,840,000 10,470,000 13,180,000 12,890,000 9,080,000 54,545.000 See independent auditors' report. -65- Interest $ 2,594,512 2,551,249 2,487,469 2,41 6,779 2,343,225 10,531,031 7,623,491 4,132,525 836,943 35,517,224 Total $ 4,549,512 4,201,249 4,197,469 4,186,779 4,183,225 21,001,031 20,803,491 17,022,525 9,916,943 90.062.224 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 8. ADVANCES PAYABLE: The General Fund advanced the Agency $8,158,238 from 1997 through 2002 and $903,250 for the fiscal year ended June 30, 2003. The advances are to cover certain administrative costs and a legal settlement related to the Agency. Payments of $467,724 are to be made on an annual basis through fiscal year 2032. Interest is accrued cumulatively on the advances at a rate of 2.715 %. Future debt requirements for the advances to the Agency are as follows: Year Ending June 30 2011 2012 2013 2014 2015 2016-2020 2021 -2025 2026-2030 2031-2032 Totals Principal $ 259,430 266,474 273,710 281,141 288,775 1,565,837 1,790,283 2,046,900 898,685 7.671.235 9. SPECIAL ASSESSMENT DISTRICT BONDS: Interest $ 208,294 201,250 194,014 186,583 178,949 772,783 548,337 291,720 36,765 $ 2.618.695 Total $ 467,724 467,724 467,724 467,724 467,724 2,338,620 2,338,620 2,338,620 935,450 $ 10.289.930 The payment of these bonds is secured by valid assessment liens upon certain lands in each district and are not direct liabilities of the City. Reserves have been established to meet delinquencies should they occur. Neither the faith and credit nor the taxing power of the City is pledged to the payment of the bonds. If delinquencies occur beyond the amounts held in those reserves, the City has no duty to pay those delinquencies out of any other available funds. The City has used the proceeds of the Local Agency Revenue Bonds to invest in the Special Assessment District Bonds and acts solely as an agent for those paying assessments and the bondholders. A summary of Special Assessment Bonds outstanding at June 30, 2010, for which the City has no liability or commitment, follows: Original Issue Amount Assessment District No. 86 -1 Improvement Bonds $ 4,712,332 Assessment District No. 90 -1 A Improvement Bonds 1,780,000 Assessment District No. 93 -1 Refunding Improvement Bonds, Series 2000 19,875,000 Total Assessment District Bonds See independent auditors' report. Bonds Outstanding at June 30. 2010 $ 1,783,325 1,075,000 17,360,000 20.218.325 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 10. COMMUNITY FACILITIES DISTRICT BONDS: These bonds are authorized pursuant to the Mello -Roos Community Facilities District Act of 1982 as amended, and are payable from special taxes levied on property within the Community Facility Districts according to a methodology approved by the voters within the District and by the City Council of the City of Lake Elsinore. Neither the faith and credit nor taxing power of the City is pledged to the payment of the bonds. Reserves have been established from the bond proceeds to meet delinquencies should they occur. If delinquencies occur beyond the amounts held in those reserves, the City has no duty to pay the delinquency out of any available funds of the City. The City has used the proceeds of the Local Agency Revenue Bonds to invest in these Community Facilities District Bonds and acts solely as an agency for those paying taxes levied and the bondholders. Therefore, the outstaying balances of these bonds are not reflected in these financial statements. A summary of Mello -Roos Bonds outstanding at June 30, 2010 follows: Original Bonds Issue Outstanding at Amount June 30, 2010 Community Facilities District 90 -2 Tuscany Hills Public Improvements 2002 Series $ 14,470,000 $ 8,565,000 Community Facilities District 95 -1 Lake Elsinore City Center Public Improvements 1,600,000 1,250,000 Community Facilities District 98 -1 Summerhill Public Improvements 17,660,000 17,605,000 Community Facilities District 2003 -2 Canyon Hills 2004 Series A 12,235,000 11,975,000 Community Facilities District 2004 -3 Roseta Canyon 2005 Series A 22,635,000 22,375,000 Community Facilities District 2005 -1 Serenity 2006 Series A 9,180,000 8,975,000 Community Facilities District 2005 -2 Alberhill Ranch 2005 Series A 24,680,000 24,575,000 Community Facilities District 2005 -6 City Center Townhomes 2006 Series A 3,525,000 3,510,000 Community Facilities District 90 -2 Tuscany Hills Public Improvement 2007 Series A 7,340,000 7,340,000 Community Facilities District 2003 -2 Canyon Hills 2006 Series A 20,570,000 20,425,000 Community Facilities District 2004 -3 Roseta Canyon 2006 Series A 23,460,000 23,375,000 Community Facilities District 2006 -2 Viscaya 2006 Series A 7,290,000 7,255,000 Community Facilities District 88 -3 2008 Series A 24,670,000 21,485,000 Community Facilities District 88 -3 2008 Series A 7,175,000 6,845,000 Community Facilities District 88 -3 2008 Series B 3,265,000 3,265,000 Total Community Facilities District Bonds $ 188,820.000 See independent auditors' report. -67- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 The City and Agency have entered into a bond and loan program to assist low and moderate income homebuyers of multi - family residential developments with the City limits. Although the City has arranged the financing program, these debts are not payable from any revenues or assets of the City. Neither the faith and credit nor the taxing power of the City, or any political subdivision of the City, is pledged to repay the indebtedness. Accordingly, since these debts do not constitute an obligation of the City, they are not reflected in the accompanying financial statements. Original Bonds Issue Outstanding at Amount June 30, 2010 Lakeside Village Project - Due January 1, 2031 $ 5,000,000 $ 4.353.100 12. INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS: During the course of normal operations, the City entered into numerous transactions between funds, including expenditures and transfers of resources to provide services, construct assets and service debt. The accompanying governmental fund financial statements generally reflect such transactions as operating transfers. Nonrecurring or nonroutine permanent transfers of equity are reported as residual equity transfers. Interfund transactions and interfund receivables /payables at year -end are not eliminated in the governmental fund financial statements. Due to and from other funds at June 30, 2010 are as follows: Receivable Fund Payable Fund Amount General Fund Redevelopment Agency Debt Service Fund $ 1,292,885 Public Financing Authority Debt Service Fund 5,515 Other Governmental Funds 391,234 Redevelopment Agency Debt Service Fund Other Governmental Funds 4,809,388 Other Governmental Funds Other Governmental Funds 45.595 $ 6,544.617 The General Fund loaned the Redevelopment Agency Debt Service Fund, the Public Financing Authority Debt Service Fund and Other Governmental Funds $1,292,885, $5,515 and $391,234, respectively and the loans were used to provide cash flows for expenditures. The Redevelopment Agency Debt Service Fund loaned Other Governmental Funds $4,809,388 and the loan was used to provide cash flows for expenditures. See independent auditors' report. Im CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 12. INTERFUND RECEIVABLES/PAYABLES AND TRANSFERS (CONTINUED): Advances to and from other funds at June 30, 2010 are as follows: Receivable Fund General Fund Redevelopment Agency Special Revenue Fund Payable Fund Redevelopment Agency Debt Service Fund Redevelopment Agency Debt Service Fund Amount $ 7,671,235 37,401,756 45.072.991 The General Fund advanced $7,671,235 to the Redevelopment Agency Debt Service Fund to provide funds to fund Agency projects. The advances from the Redevelopment Agency Special Revenue Fund to the Redevelopment Agency Debt Service Fund were made from: (a) the 1995 Series A and 1999 Series C bond proceeds deposited in the Rancho Laguna Special Revenue Fund. The 1995 Series A and 1999 Series C bonds were refunded in fiscal year 2010 with the issuance of the 2010 Series A and 2010 Series B bonds. The advances payable include an original loan amount of $18,040,439 and accrued interest of $15,611,317 and (b) advances in the amount of $3,750,000 was a result of suspending a portion of the 20% set aside requirement to assist in the payment of the SERAF obligation for fiscal year 2010. The compositions of the City's interfund transfer balances as of June 30, 2010 are as follows: Transfers In Transfers Out Amount General Fund Other Governmental Funds $ 20,000 Other Governmental Funds General Fund Redevelopment Agency Debt Service Fund Other Governmental Funds Transfers were made to provide cash flows for expenditures. See independent auditors' report. -69- 658,298 2,000,000 1,822,396 4,500694 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 13. FUND BALANCE RESERVES AND DESIGNATIONS: The various reserves and designations at June 30, 2010 are as follows: Reserved for Debt Service This reserve was established for cash restrictions for future debt service in such a manner that they will not be considered as current available funds. Reserved for Encumbrances This reserve was established to represent the portion of purchase orders and contracts awarded for which goods and services have not yet been received at June 30, 2010, in such a manner that they will not be considered as current available funds. See independent auditors' report. -70- Redevelopment Redevelopment Public Financing Agency Agency Authority Other General Special Revenue Debt Service Debt Service Governmental Fund Fund Fund Fund Funds Reserved: Debt service $ - $ 1,461,936 $ 3,325,656 $ 60,948,950 $ 3,065 Encumbrances 23,379 - - - 704,910 Specific projects 129,669 - - - 1,412,476 Loans receivable - - - 54,545,000 - Advance to other funds 7,671,235 18,040,439 - - - Low and moderate income housing - 12,103,837 - - - Prepaid and other assets 769,235 - 106,108 - - Land held for resale - 2,714,687 - - 6,088,480 Capital replacement - - - - 18,000 Unreserved: Designated for future contingencies 5,673,298 - - - - Undesignated 650,503 - (28,296,761) - 12,487,343 Totals 14,917,319 S 34,320,899 (24,864,9971 115,493,950 20,714,274 Reserved for Debt Service This reserve was established for cash restrictions for future debt service in such a manner that they will not be considered as current available funds. Reserved for Encumbrances This reserve was established to represent the portion of purchase orders and contracts awarded for which goods and services have not yet been received at June 30, 2010, in such a manner that they will not be considered as current available funds. See independent auditors' report. -70- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 13. FUND BALANCE RESERVES AND DESIGNATIONS (CONTINUED): Reserved for Specific Projects This reserve was established to represent specific projects for which the City has made a commitment towards completion in such a manner that they will not be considered as current available funds. Reserved for Loans Receivable This reserve was established to reflect the noncurrent portion of loans receivable in such a manner that they will not be considered as current available funds. Reserved for Advances to Other Funds This reserve was established to represent amounts that were advanced to the Rancho Laguna Redevelopment Projects Areas I and II in such a manner that they will not be considered as current available funds. Reserved for Low and Moderate Income Housing This reserve was established to represent amounts set -aside for low to moderate income housing for expenditures which benefit low to moderate income families. Reserved for Prepaid and Other Assets This reserve was established to represent amounts that were paid prior to June 30, 2010 for fiscal year 2009 -10 in such a manner that they will not be considered as current available funds. Reserved for Land Held for Resale This reserve was established to remove land held for resale from current fund balances in such a manner that they will not be considered as current available funds. See independent auditors' report. -71- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 13. FUND BALANCE RESERVES AND DESIGNATIONS (CONTINUED): Reserved for Capital Replacement This reserve was established from fund balances to reserve fund balances for capital replacement. Designated for Future Contingencies This designation is for resources from the General Fund for future contingencies. A. Restatement of Net Assets - Government -wide Financial Statements: Net assets at the beginning of the year in the government -wide financial statements have been restated as follows: Net assets as previously reported Increase in net assets to record cash with fiscal agent (1995A bonds) Decrease in net assets to record additional redevelopment agency liabilities Increase in net assets to correct expenditures incorrectly charged in prior years Net assets as restated See independent auditors' report. -72- Governmental Activities $ 166,858,188 1,023,464 (740,192) 127,482 167,268,942 CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 14. RESTATEMENT OF NET AS BALANCES (CONTINUED): B. Restatement of Fund Balances - Governmental Fund Financial Statements: Fund balances at the beginning of the year in the governmental fund financial statements have been restated as follows: Fund balances (deficits) at the beginning of the year, as previously reported Adjustment to increase fund balance in special revenue fund and decrease fund balances in debt service funds to record interfund loans not reported in prior years Adjustment to decrease fund balance in special revenue fund and increase fund balances in debt service funds to correct recording of debt service payments in the correct funds from fiscal year 1996 to 2005 Adjustment to decrease fund balance in special revenue fund and increase fund balances in debt service funds to correct reporting of debt service payments in the correct funds. Adjustment to record interest expense (payable) in debt service funds on loan from special revenue funds from fiscal year 1996 to 2009 Adjustment to increase fund balance in special revenue fund to record cash with fiscal agent for 1995A bonds Adjustment to decrease fund balance for additional liabilities to developers agreements for the prior years Fund balance (deficits) at the beginning of year, as restated See independent auditors' report. -73 - Redevelopment Redevelopment Agency Agency Special Debt Revenue Service Fund Fund $ 34,434,846 $ (3,775,983) 15,040,440 (15,040,440) (9,929,887) 9,929,887 (5,230,426) 5,230,426 (14,884,963) 1,023,464 (25,532) (587,178) $ 35,312,905 $ (19,128,251) CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 3 0, 2010 15. OTHER REQUIRED INDIVIDUAL FUND DISCLOSURES: It is the City's intention to seek authority from the City Council to realign the current year's budget to reflect priority changes in the goals and objectives of the City. This realignment did not take place in the current year budget; therefore, expenditures exceeded appropriations in the following funds: See independent auditors' report. -74- Expenditures Appropriations Major Fund: Redevelopment Agency Special Revenue Fund $ 4,375,930 $ 3,226,769 Other Governmental Funds: Supplemental Law Enforcement Service Special Revenue Fund 100,270 100,000 L.L.E.B.G Program Special Revenue Fund 73,745 70,429 Office of Traffic and Safety Special Revenue Fund 213,159 208,625 Gas Tax Special Revenue Fund 783,893 674,658 Lighting and Landscaping Special Revenue Fund 1,320,892 1,313,200 L.L.M.D. No. 1 Special Revenue Fund 180,888 171,000 Storm Drain Capital Projects Fund 771,471 140,915 Traffic Improvements Capital Projects Fund 601,312 2,158 TUMF Capital Projects Fund 1,479,210 1,423,000 The following funds had a deficit fund balance at June 30, 2010. These deficits are expected to be eliminated through future revenues and transfers. Amount Major Fund: Redevelopment Agency Debt Service Fund $ 24,864,997 Other Governmental Funds: L.L.E.B.G Program Special Revenue Fund 12,313 Office of Traffic and Safety Special Revenue Fund 69,729 Lighting and Landscaping Special Revenue Fund 3,797 C.D.B.G Special Revenue Fund 113,196 N.P.D.E.S. Special Revenue Fund 25,816 Recreation Authority Debt Service Fund 5,819 TUMF Capital Projects Fund 154,879 See independent auditors' report. -74- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 16. PENSION PLAN: Plan Description The City contributes to the California Public Employees Retirement System (PERS), an agent multiple- employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost -of- living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. As of July 1, 2005, the City was mandated by the State to participate in the risk pool. The risk pool combines the assets and liabilities across employers of the same risk pool to provide a method to spread the risk of uncertain gains and losses over a larger base of members. Benefit provisions and all other requirements are established by state statute and City ordinance. Copies of PERS annual financial report may be obtained from their executive office: 400 P Street, Sacramento, California 95814. All full -time City employees are eligible to participate in PERS. Benefits vest after five (5) years of credited service. Employees are eligible for retirement at the age of 55 and are entitled to a monthly benefit of 2.5% of final compensation, the highest average monthly compensation earned during any period of three consecutive years, for each year of service credit. Retirement may begin at age 50 with a reduced benefit rate. PERS also provides death and disability benefits. Upon separation from the plan, members' accumulated contributions are refundable with interest credited through the date of separation. Annual Required Contribution PERS, participants are required to contribute on the basis of a percentage of regular earnings. The percentages are set by statute and, therefore, generally remain unchanged from year to year. The present rates are: Member Rates As A Percentage Of Wages Local Miscellaneous Members 8.00% For employees who are covered by formulas modified to coordinate with social security, a rate of zero is charged for the first $133.33 per month. Also, there is an additional charge for employees covered by the 1959 Survivor Benefit, $2.00 per covered member per month. See independent auditors' report. -75- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 3 0, 2010 16. PENSION PLAN (CONTINUED): Annual Required Contribution (Continued) The City is required to contribute the remaining amounts necessary to fund the benefits for its members, using the actuarial basis recommended by the PERS actuaries and actuarial consultants and adopted by the Board of Administration. The contribution rates at June 30, 2010, 2009 and 2008 were 16.485 %, 17.50% and 18.35 %, respectively. The City's contributions to Ca1PERS for the years ended June 30, 2010, 2009 and 2008 were $1,022,973, $1,240,414 and $1,208,104, respectively, and were equal to required contributions for each year. 17. OTHER POST-EMPLOYMENT BENEFITS: Plan Description In addition to providing pension benefits, the City provides post - employment benefits for retired employees. In accordance with City Resolution 89 -42 dated September 1989, the City provides health insurance premium costs to qualifying employees. Employees who retire from the City on or after attaining age 55 with at least 5 years of service with the City, qualify to receive the post - employment benefit. The City pays 100% of the retirees' and authorized dependents monthly medical premiums. Funding Policy The contribution requirements of plan members and the City are established and may be amended by the City, the City's City Council, and/or the employee associations. Currently, contributions are not required from plan members. Contributions are funded on a pay -as- you -go basis. During the fiscal year ended June 30, 2010, the City elected to fund $317,810 towards the unfunded accrued liability related to this benefit. Annual OPEB Cost and Net OPEB Obligation The City's annual OPEB cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded liabilities of the plan over a period not to exceed thirty years. The ARC for fiscal year 2009 -10 was $1,356,199. See independent auditors' report. -76- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 17. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): Annual OPEB Cost and Net OPEB Obligation (Continued) The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation. Annual required contribution (ARC) Interest on net OPEB obligation Adjustment to ARC Annual OPEB cost Actual contributions made Increase in net OPEB obligation Net OPEB Obligation - beginning of year Net OPEB Obligation - end of year Three -Year Trend Information $ 1,356,199 1,356,199 (317,810) 1,038,389 1,048,397 $ 2.086.786 For fiscal year 2010, the City's annual OPEB cost (expense) of $1,356,199 was equal to the ARC. Since this fiscal year is the second year, information on the annual OPEB cost, percentage of Annual OPEB cost contributed, and Net OPEB Obligation is only available for the past two fiscal years, as presented below: Fiscal Year Ended 6/30/09 6/30/10 Annual OPEB Cost $ 1,356,199 1,356,199 Funded Status and Funding Progress Actual Contributions (Net of Adjustments) $ 307,802 317,810 Percentage of Annual OPEB Cost Contributed 22.70% 23.43% Net OPEB Obligation $ 1,048,397 2,086,786 As of July 1, 2008, the first actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $8,791,806 and the actuarial value of assets was zero, resulting in an unfunded accrued liability (UAL) of $8,791,806. The covered payroll (annual payroll of active employees covered by the plan) was $5,280,551 and the ratio of the UAL to the covered payroll was 166.49 %. See independent auditors' report. -77- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 17. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): Funded Status and Funding Progress (Continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long -term perspective of the calculations. In the July 1, 2008 actuarial valuation, the frozen entry age method was used. The actuarial assumptions included a rate of return on assets of 7.75% per annum and a medical cost trend rates ranging from 5.5% to 9% for the first four years and an ultimate rate of 5.0% after four years, dental cost trend is 4% per year. The City's unfunded actuarial accrued liability is being amortized by level dollar contributions over twenty years as a level dollar amount. 18. DEFERRED COMPENSATION: The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. On August 20, 1996 the provisions of Internal Revenue Code (IRC) Section 457 were amended to require new plans to place all assets and income of the plans in trust for the exclusive benefit of participants and their beneficiaries. Plans in existence as of the date of this change must place the Plan assets and income in trust by January 1, 1999. Once the assets and income are placed in trust the City no longer owns the amounts deferred by employees and related income. Prior to this IRC Section 457 Amendment, the deferred amounts and related income remained as property of the City until withdrawn by the employee. See independent auditors' report. -78- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 18. DEFERRED COMPENSATION (CONTINUED): During the 1997 -98 fiscal year, the City placed its Deferred Compensation Plan assets and related income in trust as allowed by IRC Section 457 and as a result the asset and corresponding liability are no longer presented in these financial statements. This change had no impact on the City's fund equity. 19. LIABILITY, PROPERTY AND PROTECTION: The City is a member of the California Joint Powers Insurance Authority (Insurance Authority). The Insurance Authority is composed of 122 California public entities and is organized under a joint powers agreement pursuant to California Government Code Section 6500 et. seq. The purpose of the Insurance Authority is to arrange and administer programs for the pooling of self - insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other coverages. The Insurance Authority's pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a 9- member Executive Committee. Self- Insurance Programs of the Insurance Authority General Liability Insurance Each member government pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between police and non - police. Costs are allocated to members by the following methods within each of the four layers of coverage: (1) the first $30,000 of each occurrence is charged directly to the member's primary deposit; (2) costs from $30,000 to $750,000 and the loss development reserves associated with losses up to $750,000 are pooled based on the member's share of losses under $30,000; (3) losses from $750,000 to $2,000,000 and the associated loss development reserves are pooled based on payroll; (4a) costs of covered claims from $2,000,000 to $50,000,000 are paid under reinsurance and excess insurance policies; (4b) subject to a $3,000,000 annual aggregate deductible; (4c) and a quota - sharing agreement whereby the Insurance Authority is financially responsible for 40% of losses occurring within the $2,000,000 to $10,000,000 layer. The costs associated with 4a -c are estimated using actuarial models and pre - funded as part of the primary and retrospective deposits. The overall policy limit for each member including all layers of coverage is $50,000,000 per occurrence. Costs of covered claims for subsidence losses are paid by excess insurance with the following sub - limits per member: $25,000,000 per occurrence with a $15,000,000 annual aggregate. See independent auditors' report. -79- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 19. LIABILITY, PROPERTY AND PROTECTION (CONTINUED): Purchased Insurance: Property Insurance The City participates in the all -risk property protection program of the Insurance Authority. This insurance protection is underwritten by several insurance companies. The City's property is currently insured according to a schedule of covered property submitted by the City to the Insurance Authority. The City's property currently has all -risk property insurance protection in the amount of $34,672,957. There is a $5,000 deductible per occurrence except for non - emergency vehicle insurance which has a $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retroactive adjustments. Crime Insurance The City purchases crime insurance coverage in the amount of $1,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Insurance Authority. Premiums are paid annually and are not subject to retroactive adjustments. Adequacy of Protection During the past three fiscal (claims) years, none of the above programs of protection have had settlements or judgments that exceeded pooled or insured coverage. There have been no significant reductions in pooled or insured liability coverage from coverage in the prior year. The aforementioned information is not included in the accompanying financial statements. Complete financial statements for the Insurance Authority may be obtained at their administrative office located at 8081 Moody Street, La Palma, California 90623. 20. LITIGATION: The City is a defendant in several other pending lawsuits of a nature common to many similar jurisdictions. City management estimates that the potential claims against the City not covered by insurance resulting from such litigation would not materially affect the basic financial statements of the City. See independent auditors' report. -80- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 21. COMMITMENTS AND CONTINGENCIES: The Agency has entered into several developer agreements to attract new business to the City. The following represents the Agency's significant commitments with certain developers: Laing Elsinore LLC The Agency has entered into a Disposition and Development Agreement (the DDA) with Laing -CP Lake Elsinore LLC and Civic Partners- Elsinore LLC, as developer and master developer, respectively, covering an area of approximately 3,000 acres. As a result of the bankruptcy of the managing member of Laing -CP Lake Elsinore LLC, Bank of America has foreclosed on and now owns the property subject to the DDA. The Agency has pledged 100% of the net tax increment, excluding moneys to be set aside in the low and moderate income housing fund and existing pass - through agreements, pursuant to the DDA. The DDA prohibits any further bonded indebtedness secured by tax increment generated by the project site, other than for specified project purposes. The Agency has accrued tax increment due under the DDA for payment when due pursuant to the terms of the DDA. Supplemental Education Revenue Augmentation Fund (SERAF) Pursuant to AB 26 4x, a budget trailer bill, California redevelopment agencies were required to make Supplemental Education Revenue Augmentation Fund (SERAF) contributions totaling $1.7 billion for the fiscal year 2009 -2010 and $350 million for the fiscal year 2010 -2011. Under AB 26 4x, agencies may borrow a portion of the required contributions from their low and moderate income housing fund. Alternatively, sponsoring governmental agencies (the cities or counties) may elect to pay the SERAF contributions on behalf of their redevelopment agencies. On October 20, 2009, the California Redevelopment Association filed a class action lawsuit on behalf of all California redevelopment agencies, again challenging the SERAF obligations as unconstitutional. The court ruled that the SERAF obligations were not unconstitutional. The Agency's SERAF contributions for the fiscal year 2009 -2010 was $6,976,853. The Agency paid $3,226,853 from non - housing funds and the balance of $3,750,000 was from suspending a portion of the 20% set aside amount for fiscal year 2010 as allowed by the legislation. The Agency's SERAF contributions for the fiscal year 2010 -2011 will be $1,435,054. See independent auditors' report. -81- CITY OF LAKE ELSINORE, CALIFORNIA NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 21. COMMITMENTS AND CONTINGENCIES (CONTINUED): Disposition and Development Agreement The Redevelopment Agency has entered into a disposition and development agreement with Pottery Court Housing Associates, L.P. to provide a loan in an amount not to exceed $4,061,000 from the housing fund. The interest on the loan is to be paid at a rate of 3 percent per year with payments due annually on July 1. The payment on the loan will be based on annual payments equal to 75% of the Agency's share of the residual receipts as defined in the DDA agreement commencing on July 1 in the calendar year immediately following the calendar year in which the deed of trust evidencing the loan is recorded in the official records of Riverside County. The loan with accrued interest is payable in full on the date which is 55 years from the date of recording of the release of construction covenants. As of June 30, 2010, the Agency has purchased land from various property owners, including the City at a cost of $3,271,097 to provide the developer the property for this project. The land has not been transferred to the developer and therefore no loan balance due under this agreement is reported on the balance sheet of the housing fund. 22. JOINT POWERS AGREEMENT: On March 28, 2000, the City agreed to enter into a joint powers agreement under Proposition 13 with Elsinore Valley Municipal Water District and the Santa Ana Watersheds Project Authority to form the Lake Elsinore and San Jacinto Watersheds Authority. The Authority is due to receive $15 million in Proposition 13 water bond proceeds to improve the Lake Elsinore and San Jacinto Watersheds Authority lake water quality. As of June 30, 2010, the Authority had minimal activity and according to the criteria in Note lA, the Authority is not included in these financial statements. 23. SUBSEQUENT EVENTS: Issuance of Tax Allocation Revenue Bonds 2010 Series C In November 2010, Lake Elsinore Public Financing Authority issued Tax Allocation Revenue Bonds 2010 Series C in the aggregate principal amount of $29,435,000. The proceeds were loaned to the Redevelopment Agency to refund the 1999 Series A Bonds. Issuance of Local Agency Revenue Bonds 2010 Series A In November 2010, Lake Elsinore Public Financing Authority issued Local Agency Revenue Bonds 2010 Series A in the aggregate principal amount of $7,430,000. The proceeds were used to acquire local obligation bonds. Issuance of Tax Allocation Revenue Bonds 2011 Series A In January 2011, Lake Elsinore Public Financing Authority issued Tax Allocation Revenue Bonds (Launch Ramp Project) 2011 Series A in the aggregate principal amount of $5,550,000. The proceeds were loaned to the Redevelopment Agency to finance certain public facility projects in Redevelopment Project No. I. See independent auditors' report. -82- REQUIRED SUPPLEMENTARY INFORMATION - 83 - CITY OF LAKE ELSINORE SCHEDULE OF FUNDING PROGRESS For the year ended June 30, 2010 OTHER POST - EMPLOYMENT BENEFITS PLAN See independent auditors' report. -84- Actuarial Actuarial UAAL as a Accrued Value of Unfunded Annual % of Actuarial Liability Assets AAL Funded Covered Covered Valuation (AAL) (AVA) (UAAL) Ratio Payroll Payroll Date (a) (b) (a) - (b) (b) /(a) (c) [(a)- (b)] /(c) 7/1/2008 $ 8,791,806 $ - $ 8,791,806 0.00% $ 5,280,551 166.49% See independent auditors' report. -84- CITY OF LAKE ELSINORE, CALIFORNIA BUDGETARY COMPARISON SCHEDULE REVENUES: Property taxes Other taxes Licenses, permits and fees Intergovernmental revenues Charges for services Fines, forfeitures and penalties Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public safety Community development Public services Community services Debt service: Principal retirement Interest and fiscal charges TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR GENERALFUND For the year ended June 30, 2010 Budgeted Amounts Original Final Actual Variance with Final Budget Positive (Negative) $ 6,446,700 $ 5,610,000 $ 5,552,290 $ (57,710) 8,684,000 8,671,437 8,517,826 (153,611) 1,078,200 1,178,200 1,663,425 485,225 221,100 221,100 195,454 (25,646) 1,889,600 1,675,880 1,594,774 (81,106) 479,000 486,869 432,663 (54,206) 450,000 450,000 310,722 (139,278) 4,035,100 3,841,832 3,844,090 2,258 23,283,700 22,135,318 22,111,244 (24,074) 5,394,722 5,604,754 5,721,152 (116,398) 11,439,296 11,450,812 11,022,531 428,281 1,792,749 1,794,155 1,814,893 (20,738) 1,627,346 1,905,516 2,006,185 (100,669) 3,637,171 3,605,319 3,313,082 292,237 20,316 20,316 20,316 - 400 400 400 - 23,912,000 24,381,272 23,898,559 482,713 (628,300) (2,245,954) (1,787,315) 458,639 20,000 20,000 20,000 - (316,700) (16,700) (658,298) (641,598) (296,700) 3,300 (638,298) (641,598) (925,000) (2,242,654) (2,425,613) (182,959) 17,342,932 17,342,932 17,342,932 - $ 16,417,932 $ 15,100,278 $ 14,917,319 $ (182,959) See independent auditors' report and note to required supplementary information. -85- CITY OF LAKE ELSINORE, CALIFORNIA BUDGETARY COMPARISON SCHEDULE ra:103:MWI ti]U35RI 10 I: [ef2) � [WWUZia)MaR:00)►Leia1MWt REVENUES: Property taxes Investment income Miscellaneous income TOTAL REVENUES EXPENDITURES: Capital outlay Debt services: Payment to refunding bond escrow agent Bond issuance costs Principal retirement Interest and fiscal charges TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Discount on bonds Refunding bonds issued Payment to refunding bond escrow agent TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR, AS RESTATED FUND BALANCE - END OF YEAR For the year ended June 30, 2010 1,153,381 (2,596,619) (3,299,228) (702,609) - (119,642) (119,642) - 15,655,000 15,655,000 - (13,228,136) (13,228,136) 2,307,222 2,307,222 1,153,381 (2,596,619) (992,006) 1,604,613 35,312,905 35,312,905 35,312,905 - $ 36,466,286 $ 32,716,286 $ 34,320,899 $ 1,604,613 See independent auditors' report and note to required supplementary information. -86- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 4,003,506 $ 253,506 $ 225,411 $ (28,095) 376,644 376,644 133,564 (243,080) - - 717,727 717,727 4,380,150 630,150 1,076,702 446,552 1,890,350 1,890,350 1,030,615 859,735 - - 1,295,449 1,295,449 - - 878,354 878,354 - - 440,450 440,450 1,336,419 1,336,419 731,062 (605,357) 3,226,769 3,226,769 4,375,930 (1,149,161) 1,153,381 (2,596,619) (3,299,228) (702,609) - (119,642) (119,642) - 15,655,000 15,655,000 - (13,228,136) (13,228,136) 2,307,222 2,307,222 1,153,381 (2,596,619) (992,006) 1,604,613 35,312,905 35,312,905 35,312,905 - $ 36,466,286 $ 32,716,286 $ 34,320,899 $ 1,604,613 See independent auditors' report and note to required supplementary information. -86- CITY OF LAKE ELSINORE, CALIFORNIA NOTE TO REQUIRED SUPPLEMENTARY INFORMATION June 30, 2010 1. BUDGETS AND BUDGETARY ACCOUNTING: The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1) In May, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and estimated revenues and other means of financing. 2) Public hearings are conducted at City Council meetings to obtain public input. 3) Prior to July 1, the budget is adopted by Council action. 4) The City Manager is authorized to transfer funds appropriated with respect to those classifications designated as other services and material and supplies within the same department. The City Manager may transfer appropriated funds from any classification within other expenditure categories to the capital outlay classification within the same department only. For budgeting purposes, the General Fund is composed of several departments while all other budgeted funds are considered a single department. Revenues are budgeted on a line item basis. 5) The legal level of budgetary control is maintained at the departmental level. Formal budgetary integration is employed as a management control device during the year for the General and Special Revenue Fund types to assist in controlling expenditures and enforcing revenue provisions. Capital Projects Fund types are budgeted on a project by project basis. All appropriations lapse at the end of the fiscal year, except for capital projects which are carried forward until such time as the project is completed or terminated. 6) Budgets for the General, certain Special Revenue and certain Capital Projects Funds are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Budgeted amounts are as originally adopted and as further amended by the City Council. 7) Budget information is presented for the General, certain Special Revenue and certain Capital Projects Fund types. Formal budgeting policies are not required for the Debt Service Fund and, therefore, the financial statement of this fund is not included in the Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual. See independent auditors' report. -87- THIS PAGE INTENTIONALLY LEFT BLANK SUPPLEMENTARY INFORMATION THIS PAGE INTENTIONALLY LEFT BLANK CITY OF LAKE ELSINORE, CALIFORNIA OTHER GOVERNMENTAL FUNDS June 30, 2010 SPECIAL REVENUE FUNDS are used to account for the proceeds of specific revenue sources (other than expendable and nonexpendable trusts) that are restricted by law or City Council resolution to expenditure for specific purposes. DEBT SERVICE RECREATION AUTHORITY FUND is used to account for debt service transactions including revenue collections and payments of principal and interest on long -term obligations of the component unit. CAPITAL PROJECTS FUNDS are used to account for financial resources to be used for the acquisition or construction of redevelopment projects and administrative expenses. -91- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS ASSETS Cash and investments Cash and investments with fiscal agents Accounts receivable Accrued interest receivable Due from other funds Due from other governments Land held for resale TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable Accrued liabilities Deposits and other liabilities Due to other funds Deferred revenue TOTAL LIABILITIES FUND BALANCES (DEFICIT): Reserved for: Debt service Encumbrances Specific projects Land held for resale Capital replacement Unreserved: Undesignated TOTAL FUND BALANCES (DEFICIT) TOTAL LIABILITIES AND FUND BALANCES See independent auditors' report. June 30, 2010 $ 730,852 $ Debt Service $ 361,963 Total Special Fund Capital Other Revenue Recreation Projects Governmental Funds Authority Funds Funds $ 9,647,765 $ - $ 11,105,809 $ 20,753,574 - 3,065 1,276,415 1,279,480 37,179 - 53,461 90,640 4,741 - 6,472 11,213 - - 45,595 45,595 687,746 - 895,512 1,583,258 - - 6,088,480 6,088,480 $ 10,377,431 $ 3,065 $ 19,471,744 $ 29,852,240 $ 730,852 $ - $ 361,963 $ 1,092,815 13,940 - - 13,940 1,700 - - 1,700 297,411 8,884 4,939,922 5,246,217 2,047,853 - 735,441 2,783,294 3,091,756 8,884 6,037,326 9,137,966 - 3,065 - 3,065 268,585 - 436,325 704,910 - - 1,412,476 1,412,476 - - 6,088,480 6,088,480 18,000 - - 18,000 6,999,090 (8,884) 5,497,137 12,487,343 7,285,675 (5,819) 13,434,418 20,714,274 $ 10,377,431 $ 3,065 $ 19,471,744 $ 29,852,240 -92- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER GOVERNMENTAL FUNDS For the year ended June 30, 2010 REVENUES: Licenses, permits and fees Intergovernmental revenues Fines, forfeitures and penalties Investment income Special assessments Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public services Capital outlay Debt service: Principal retirement Interest and fiscal charges TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCES 699,154 - 369,902 1,069,056 7,112,333 - 3,782,546 10,894,879 569,879 - 2,794,349 3,364,228 - 355,000 - 355,000 35,588 - 35,588 8,381,366 390,588 6,946,797 15,718,751 468,900 (3,337) (3,474,018) (3,008,455) 597,018 - 3,883,676 4,480,694 (682,310) - (1,160,086) (1,842,396) (85,292) - 2,723,590 2,638,298 383,608 (3,337) (750,428) (370,157) FUND BALANCES (DEFICIT) - BEGINNING OF YEAR, AS RESTATED 6,902,067 (2,482) 14,184,846 21,084,431 FUND BALANCES (DEFICIT) - END OF YEAR $ 7,285,675 $ (5,819) $ 13,434,418 $ 20,714,274 See independent auditors' report. -93- Debt Service Total Special Fund Capital Other Revenue Recreation Projects Governmental Funds Authority Funds Funds $ 600,742 $ - $ 323,751 $ 924,493 4,740,492 - 2,386,962 7,127,454 301,129 - - 301,129 170,226 - 261,675 431,901 1,578,779 - - 1,578,779 1,458,898 387,251 500,391 2,346,540 8,850,266 387,251 3,472,779 12,710,296 699,154 - 369,902 1,069,056 7,112,333 - 3,782,546 10,894,879 569,879 - 2,794,349 3,364,228 - 355,000 - 355,000 35,588 - 35,588 8,381,366 390,588 6,946,797 15,718,751 468,900 (3,337) (3,474,018) (3,008,455) 597,018 - 3,883,676 4,480,694 (682,310) - (1,160,086) (1,842,396) (85,292) - 2,723,590 2,638,298 383,608 (3,337) (750,428) (370,157) FUND BALANCES (DEFICIT) - BEGINNING OF YEAR, AS RESTATED 6,902,067 (2,482) 14,184,846 21,084,431 FUND BALANCES (DEFICIT) - END OF YEAR $ 7,285,675 $ (5,819) $ 13,434,418 $ 20,714,274 See independent auditors' report. -93- CITY OF LAKE ELSINORE, CALIFORNIA OTHER SPECIAL REVENUE FUNDS June 30, 2010 Supplemental Law Enforcement Service - to account for receipts and expenditures of money related to the citizens option for public safety grant. L.L.E.B.G Prog am - to account for grant monies received from the U.S. Department of Justice. Expenditures for this fund are restricted to local law enforcement. Office of Traffic and Safety - to account for monies received under federal and state programs to enforce traffic safety laws. Traffic Offender - to account for administrative fees generated from charges to drivers who have been arrested for DUI, who are driving on suspended/revoked licenses, or have never been issued a drivers license. These funds may only be used to further the traffic safety goals of the City and are subject to OTS audit. Gas Tax - to account for receipts and expenditures of money apportioned under the Street and Highway Code of the State of California. Transportation - to account for the collection of fees assessed to developers and for expenditures made to improve the City's transportation system. Traffic Safety - to account for expenditures financed by revenue generated from enforcement of California vehicle codes and city ordinances. These restricted funds may be used only for traffic signals, school crossing guards, and other related traffic safety expenditures. Lighting and Landscape - to account for revenues derived from annual assessments which are used to pay the costs incurred by the City for landscape maintenance and street light maintenance. Lighting and Landscape Maintenance District (L.L.M.D.) No. 1 - to account for revenues derived from annual assessments which are used to pay the costs incurred by the City for landscape maintenance and street light maintenance. Geothermal - to account for state grant monies used to maintain hot water wells owned by the City. Air Pollution - to account for South Coast Air Quality Board receipts used to develop systems to reduce air pollution. Community Development Block Grant (C.D.B.G.) - to account for grant monies received from a federal pass - through agency not accounted for in the other funds. ILSE CITY OF LAKE ELSINORE, CALIFORNIA OTHER SPECIAL REVENUE FUNDS (CONTINUED) June 30, 2010 Endowment Trust Fund - to account for receipts used for payment of high school scholarships. Cost Recovery System - to account for receipts of deposits paid by developers used to pay for plans and permits. Developer Agreement - to account for developer lot fees. Affordable Housing in Lieu - to account for collection of fees assessed to developers and for expenditures made on affordable housing projects. City Hall/Public Works - to account for collection of fees assessed to developers and for expenditures made on City Hall and Public Works facilities projects. Community Center - to account for collection of fees assessed to developers and for expenditures made on Community Center facilities projects. Lake Side Facilities - to account for collection of fees assessed to developers and for expenditure made on Lake Side facilities projects. Animal Shelter - to account for collection of fees assessed to developers and for expenditures made on Animal Shelter facilities projects. Camino del Norte - to account for fees assessed to developers and for expenditures made on the Camino del Norte projects. Miscellaneous Grants - to account for miscellaneous Federal, State and County grants requiring segregated fund accounting. N.P.D.E.S. - to account for fees assessed to property owners for the National Pollutant Discharge System (N.P.D.E.S.), which is mandated by the federal government. This requires cities to clean up storm water runoff. -95- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS June 30, 2010 See independent auditors' report. -96- Supplemental Office of Law Traffic Enforcement L.L.E.B.G. and Traffic Gas Service Program Safety Offender Tax ASSETS Cash and investments $ 89,657 $ - $ - $ 93,179 $ 2,167,031 Accounts receivable - - - - - Accrued interest receivable 56 - - 54 1,184 Due from other governments 25,773 23,421 2,448 750 127,677 TOTAL ASSETS $ 115,486 $ 23,421 $ 2,448 $ 93,983 $ 2,295,892 LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable $ 6,891 $ 15,141 $ 2,243 $ 717 $ 7,284 Accrued liabilities 1,364 - - 10,118 Deposits and other liabilities - - - - - Due to other funds - 19,229 69,934 - - Deferred revenue - - - - - TOTAL LIABILITIES 6,891 35,734 72,177 717 17,402 FUND BALANCES (DEFICITS): Reserved for: Encumbrances - - - - - Capital replacement - - - - - Unreserved: Undesignated 108,595 (12,313) (69,729) 93,266 2,278,490 TOTAL FUND BALANCES (DEFICITS) 108,595 (12,313) (69,729) 93,266 2,278,490 TOTAL LIABILITIES AND FUND BALANCES $ 115,486 $ 23,421 $ 2,448 $ 93,983 $ 2,295,892 See independent auditors' report. -96- $ 537,865 $ - $ 91,269 $ 2,998 $ - $ 4,407 $ 266 64 - - - - - - - - - - 1,700 - - - - - - - - 187,930 537,929 - 91,269 2,998 1,700 4,407 188,196 15,994 - - - - - - 18,000 - - - 1,024,695 55,881 (3,797) 18,885 19,078 128,381 (113,196) 1,024,695 55,881 (3,797) 52,879 19,078 128,381 (113,196) $ 1,562,624 $ 55,881 $ 87,472 $ 55,877 $ 20,778 $ 132,788 $ 75,000 (Continued) -97- Lighting Traffic and L.L.M.D. Air Transportation Safety Landscaping No.1 Geothermal Pollution C.D.B.G. $ 1,263,519 $ 31,508 $ 52,101 $ 51,890 $ 20,767 $ 117,442 $ 75,000 1,265 68 - 184 11 61 - 297,840 24,305 35,371 3,803 - 15,285 - $ 1,562,624 $ 55,881 $ 87,472 $ 55,877 $ 20,778 $ 132,788 $ 75,000 $ 537,865 $ - $ 91,269 $ 2,998 $ - $ 4,407 $ 266 64 - - - - - - - - - - 1,700 - - - - - - - - 187,930 537,929 - 91,269 2,998 1,700 4,407 188,196 15,994 - - - - - - 18,000 - - - 1,024,695 55,881 (3,797) 18,885 19,078 128,381 (113,196) 1,024,695 55,881 (3,797) 52,879 19,078 128,381 (113,196) $ 1,562,624 $ 55,881 $ 87,472 $ 55,877 $ 20,778 $ 132,788 $ 75,000 (Continued) -97- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS (CONTINUED) June 30, 2010 See independent auditors' repot. -98- Endowment Cost Affordable Trust Recovery Developer Housing Fund System Agreement in Lieu ASSETS Cash and investments $ 35,454 $ 1,268,944 $ 923,769 $ 1,074,977 Accounts receivable - 9,170 - - Accrued interest receivable 9 - 233 630 Due from other governments - - - - TOTAL ASSETS $ 35,463 $ 1,278,114 $ 924,002 $ 1,075,607 LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable $ - $ 44,510 $ 14,135 $ - Accrued liabilities - - - - Deposits and other liabilities - - - - Due to other funds - - - - Deferred revenue - 1,233,604 - - TOTAL LIABILITIES - 1,278,114 14,135 - FUND BALANCES (DEFICITS): Reserved for: Encumbrances - - 6,449 - Capital replacement - - - - Unreserved: Undesignated 35,463 - 903,418 1,075,607 TOTAL FUND BALANCES (DEFICITS) 35,463 - 909,867 1,075,607 TOTAL LIABILITIES AND FUND BALANCES $ 35,463 $ 1,278,114 $ 924,002 $ 1,075,607 See independent auditors' repot. -98- 209,071 - $ 22 $ 3,104 $ 730,852 - 2,394 13,940 - 1,700 - 20,318 297,411 814,249 - 2,047,853 814,271 25,816 3,091,756 25,545 11,526 268,585 - - 18,000 998,239 69,988 (36,608) 449,011 34,246 (21,168) (37,342) 998,239 69,988 172,463 449,011 34,246 4,377 (25,816) 7,285,675 $ 998,239 $ 69,988 $ 172,463 $ 449,011 $ 34,246 $ 818,648 $ - $ 10,377,431 -99- Total Lake Other City Hall/ Community Side Animal Camino Miscellaneous Special Public Works Center Facilities Shelter del Norte Grants N.P.D.E.S. Revenue Funds $ 991,188 $ 65,593 $ 166,138 $ 445,968 $ 34,226 $ 679,414 $ - $ 9,647,765 6,472 4,360 6,232 2,784 - 8,161 - 37,179 579 35 93 259 20 - - 4,741 - - - - - 131,073 - 687,746 $ 998,239 $ 69,988 $ 172,463 $ 449,011 $ 34,246 $ 818,648 $ - $ 10,377,431 209,071 - $ 22 $ 3,104 $ 730,852 - 2,394 13,940 - 1,700 - 20,318 297,411 814,249 - 2,047,853 814,271 25,816 3,091,756 25,545 11,526 268,585 - - 18,000 998,239 69,988 (36,608) 449,011 34,246 (21,168) (37,342) 998,239 69,988 172,463 449,011 34,246 4,377 (25,816) 7,285,675 $ 998,239 $ 69,988 $ 172,463 $ 449,011 $ 34,246 $ 818,648 $ - $ 10,377,431 -99- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER SPECIAL REVENUE FUNDS For the year ended June 30, 2010 See independent auditors' report. -100- Supplemental Office of Law Traffic Enforcement L.L.E.B.G. and Traffic Gas Service Program Safety Offender Tax REVENUES: Licenses, permits and fees $ - $ - $ - $ 90,586 $ - Intergovernmental revenues 100,773 50,066 196,290 - 1,260,027 Fines, forfeitures and penalties - - - - - Investment income 2,146 - - 1,319 38,550 Special assessments - - - - - Miscellaneous - - - - - TOTAL REVENUES 102,919 50,066 196,290 91,905 1,298,577 EXPENDITURES: Current: General government - 27,331 1,525 - 519,226 Public services 100,270 31,732 211,634 20,171 261,466 Capital outlay - 14,682 - - 3,201 TOTAL EXPENDITURES 100,270 73,745 213,159 20,171 783,893 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 2,649 (23,679) (16,869) 71,734 514,684 OTHER FINANCING SOURCES (USES): Transfers in - - - - - Transfers out - - - - - TOTAL OTHER FINANCING SOURCES (USES) - - - - - NET CHANGE IN FUND BALANCES 2,649 (23,679) (16,869) 71,734 514,684 FUND BALANCES (DEFICITS) - BEGINNING OF YEAR 105,946 11,366 (52,860) 21,532 1,763,806 FUND BALANCES (DEFICITS) - END OF YEAR $ 108,595 $ (12,313) $ (69,729) $ 93,266 $ 2,278,490 See independent auditors' report. -100- Lighting Traffic and L.L.M.D. Transportation Safety Landscaping No.1 2,850,661 - - - - 301,129 - - 27,691 1,525 - 5,035 - - 1,366,197 212,582 100 - 16,542 - 2,878,452 302,654 1,382,739 217,617 Air Geothermal Pollution C.D.B.G. 210,802 436 3,562 - 56,916 - 436 60,478 210,802 7,439 - 900 - - 1,775 66,053 1,437,759 305,751 1,319,992 180,888 - 10,359 48,708 264,239 - - - - 122,593 87,992 1,709,437 305,751 1,320,892 180,888 - 134,727 202,753 1,169,015 (3,097) 61,847 36,729 436 (74,249) 8,049 - - 597,018 - - - - (500,292) - - (182,018) - - - (500,292) - 597,018 (182,018) - - - 668,723 (3,097) 658,865 (145,289) 436 (74,249) 8,049 355,972 58,978 (662,662) 198,168 18,642 202,630 (121,245) $ 1,024,695 $ 55,881 $ (3,797) $ 52,879 $ 19,078 $ 128,381 $ (113,196) (Continued) -101- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER SPECIAL REVENUE FUNDS (CONTINUED) For the year ended June 30, 2010 REVENUES: Licenses, permits and fees Intergovernmental revenues Fines, forfeitures and penalties Investment income Special assessments Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCES FUND BALANCES (DEFICITS) - BEGINNING OF YEAR FUND BALANCES (DEFICITS) - END OF YEAR See independent auditors' report Endowment Cost Affordable Trust Recovery Developer Housing Fund System Agreement in Lieu $ - $ 185,520 $ 9,708 572 - 28,633 22,425 1,325,000 - 572 - 1,539,153 32,133 - - 27,712 - 2,100 - 2,722,737 - - - 525 - 2,100 - 2,750,974 - (1,528) - (1,211,821) 32,133 (1,528) - (1,211,821) 32,133 36,991 - 2,121,688 1,043,474 $ 35,463 $ - $ 909,867 $ 1,075,607 0I10AP 121 - - - 4,477 112,600 172,979 - 4,598 112,600 172,979 - 73,260 (71,285) (112,234) 33,847 - 267 46,805 699,154 - 118,062 50,648 7,112,333 Total 67,140 569,879 Lake 164,593 8,381,366 718 4,377 Other City Hall/ Community Side Animal Camino Miscellaneous Special Public Works Center Facilities Shelter del Norte Grants N.P.D.E.S. Revenue Funds $ 57,439 $ 38,695 $ 55,309 $ 24,708 $ - $ - $ 138,777 $ 600,742 - - - - - 71,873 - 4,740,492 - - - - - - - 301,129 20,419 2,620 5,436 9,139 718 - - 170,226 - - - - - - - 1,578,779 - - - - - 60,340 - 1,458,898 77,858 41,315 60,745 33,847 718 132,213 138,777 8,850,266 121 - - - 4,477 112,600 172,979 - 4,598 112,600 172,979 - 73,260 (71,285) (112,234) 33,847 - 267 46,805 699,154 - 118,062 50,648 7,112,333 - 9,507 67,140 569,879 - 127,836 164,593 8,381,366 718 4,377 (25,816) 468,900 597,018 (682,310) - - - - - - - (85,292) 73,260 (71,285) (112,234) 33,847 718 4,377 (25,816) 383,608 924,979 141,273 284,697 415,164 33,528 - - 6,902,067 $ 998,239 $ 69,988 $ 172,463 $ 449,011 $ 34,246 $ 4,377 $ (25,816) $ 7,285,675 -103- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL SUPPLEMENTAL LAW ENFORCEMENT SERVICE SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Intergovernmental revenues Investment income TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 100,000 $ 100,000 $ 100,773 $ 773 - 2,146 2,146 100,000 100,000 102,919 2,919 100,000 100,000 100,270 (270) - - 2,649 2,649 105,946 105,946 105,946 - $ 105,946 $ 105,946 $ 108,595 $ 2,649 -104- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL L.L.E.B.G. PROGRAM SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Intergovernmental revenues EXPENDITURES: Current: General government Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE (DEFICIT) - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 70,475 $ 70,475 Variance with Final Budget Positive Actual (Negative) $ 50,066 $ (20,409) 31,954 31,954 27,331 4,623 38,475 38,475 31,732 6,743 - - 14,682 (14,682) 70,429 70,429 73,745 (3,316) 46 46 (23,679) (23,725) 11,366 11,366 11,366 - $ 11,412 $ 11,412 $ (12,313) $ (23,725) N[IRE CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL OFFICE OF TRAFFIC AND SAFETY SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Intergovernmental revenues EXPENDITURES: Current: General government Public services TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE (DEFICIT) - BEGINNING OF YEAR FUND BALANCE (DEFICIT) - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final Variance with Final Budget Positive Actual (Negative) $ 196,290 $ (12,335) - - 1,525 (1,525) 208,625 208,625 211,634 (3,009) 208,625 208,625 213,159 (4,534) (16,869) (16,869) (52,860) (52,860) (52,860) - $ (52,860) $ (52,860) $ (69,729) $ (16,869) -106- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC OFFENDER SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. -107- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 28,000 $ 28,000 $ 90,586 $ 62,586 - - 1,319 1,319 28,000 28,000 91,905 63,905 28,000 28,000 20,171 7,829 - - 71,734 71,734 21,532 21,532 21,532 - $ 21,532 $ 21,532 $ 93,266 $ 71,734 -107- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL REVENUES: Intergovernmental revenues Investment income 1C911KI 321TWWRI EXPENDITURES: Current: General government Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. For the year ended June 30, 2010 509,056 509,056 519,226 (10,170) 155,602 155,602 261,466 (105,864) 10,000 10,000 3,201 6,799 674,658 674,658 783,893 (109,235) (12,658) (12,658) 514,684 527,342 1,763,806 1,763,806 1,763,806 - $ 1,751,148 $ 1,751,148 $ 2,278,490 $ 527,342 -108- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 662,000 $ 662,000 $ 1,260,027 $ 598,027 - - 38,550 38,550 662,000 662,000 1,298,577 636,577 509,056 509,056 519,226 (10,170) 155,602 155,602 261,466 (105,864) 10,000 10,000 3,201 6,799 674,658 674,658 783,893 (109,235) (12,658) (12,658) 514,684 527,342 1,763,806 1,763,806 1,763,806 - $ 1,751,148 $ 1,751,148 $ 2,278,490 $ 527,342 -108- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRANSPORTATION SPECIAL REVENUE FUND For the year ended June 30, 2010 See independent auditors' report. -109- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Intergovernmental revenues $ 1,610,881 $ 1,610,881 $ 2,850,661 $ 1,239,780 Investment income - - 27,691 27,691 Miscellaneous 2,000,000 2,000,000 100 (1,999,900) TOTAL REVENUES 3,610,881 3,610,881 2,878,452 (732,429) EXPENDITURES: Current: General government 73,118 73,118 7,439 65,679 Public services 211,991 211,991 1,437,759 (1,225,768) Capital outlay 1,616,881 1,616,881 264,239 1,352,642 TOTAL EXPENDITURES 1,901,990 1,901,990 1,709,437 192,553 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 1,708,891 1,708,891 1,169,015 (539,876) OTHER FINANCING USES: Transfers out - - (500,292) (500,292) NET CHANGE IN FUND BALANCE 1,708,891 1,708,891 668,723 (1,040,168) FUND BALANCE - BEGINNING OF YEAR 355,972 355,972 355,972 - FUND BALANCE - END OF YEAR $ 2,064,863 $ 2,064,863 $ 1,024,695 $ (1,040,168) See independent auditors' report. -109- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC SAFETY SPECIAL REVENUE FUND For the year ended June 30, 2010 See independent auditors' report. -110- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Fines, forfeitures and penalties $ 330,000 $ 330,000 $ 301,129 $ (28,871) Investment income - - 1,525 1,525 TOTAL REVENUES 330,000 330,000 302,654 (27,346) EXPENDITURES: Current: General government 66,924 66,924 - 66,924 Public services 263,929 263,929 305,751 (41,822) TOTAL EXPENDITURES 330,853 330,853 305,751 25,102 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (853) (853) (3,097) (2,244) FUND BALANCE - BEGINNING OF YEAR 58,978 58,978 58,978 - FUND BALANCE - END OF YEAR $ 58,125 $ 58,125 $ 55,881 $ (2,244) See independent auditors' report. -110- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIGHTING AND LANDSCAPING SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Special assessments Miscellaneous TOTAL REVENUES EXPENDITURES: Current: General government Public services TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES: Transfers in NET CHANGE IN FUND BALANCE FUND BALANCE (DEFICIT) - BEGINNING OF YEAR FUND BALANCE (DEFICIT) - END OF YEAR See independent auditors' report. - - 900 (900) 1,313,200 1,313,200 1,319,992 (6,792) 1,313,200 1,313,200 1,320,892 (7,692) (700) (700) 61,847 62,547 - 597,018 597,018 (700) (700) 658,865 659,565 (662,662) (662,662) (662,662) - $ (663,362) $ (663,362) $ (3,797) $ 659,565 - 111 - Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 1,300,000 $ 1,300,000 $ 1,366,197 $ 66,197 12,500 12,500 16,542 4,042 1,312,500 1,312,500 1,382,739 70,239 - - 900 (900) 1,313,200 1,313,200 1,319,992 (6,792) 1,313,200 1,313,200 1,320,892 (7,692) (700) (700) 61,847 62,547 - 597,018 597,018 (700) (700) 658,865 659,565 (662,662) (662,662) (662,662) - $ (663,362) $ (663,362) $ (3,797) $ 659,565 - 111 - CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL L.L.M.D. NO. 1 SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Investment income Special assessments Miscellaneous TOTAL REVENUES EXPENDITURES: Current: Public services EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING USES: Transfers out NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 1,000 $ 1,000 202,000 202,000 2,000 2,000 $ 4,035 205,000 205,000 34,000 34,000 180,888 (9,888) 36,729 2,729 - - (182,018) (182,018) 34,000 34,000 (145,289) (179,289) 198,168 198,168 198,168 - $ 232,168 $ 232,168 $ 52,879 $ (179,289) -112- Variance with Final Budget Positive Actual (Negative) $ 5,035 $ 4,035 212,582 10,582 - (2,000) 217,617 12,617 180,888 (9,888) 36,729 2,729 - - (182,018) (182,018) 34,000 34,000 (145,289) (179,289) 198,168 198,168 198,168 - $ 232,168 $ 232,168 $ 52,879 $ (179,289) -112- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL AIR POLLUTION SPECIAL REVENUE FUND REVENUES: Investment income NEscellanoues TOTAL REVENUES EXPENDITURES: Current: General government Public services Capital outlay TOTAL EXPENDITURES For the year ended June 30, 2010 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 3,562 $ 3,562 56,916 56,916 60,478 60,478 1,775 (1,775) - - 10,359 (10,359) 306,637 306,637 122,593 184,044 306,637 306,637 134,727 171,910 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (306,637) (306,637) (74,249) 232,388 FUND BALANCE - BEGINNING OF YEAR 202,630 202,630 202,630 - FUND BALANCE - END OF YEAR $ (104,007) $ (104,007) $ 128,381 $ 232,388 See independent auditors' report. -113- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL C.D.B.G. SPECIAL REVENUE FUND For the year ended June 30, 2010 REVENUES: Intergovernmental revenues EXPENDITURES: Current: General government Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE (DEFICIT) - BEGINNING OF YEAR FUND BALANCE (DEFICIT) - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final $ 215,321 $ 215,321 Variance with Final Budget Positive Actual (Negative) $ 210,802 $ (4,519) 87,586 87,586 66,053 21,533 18,018 18,018 48,708 (30,690) 300,324 300,324 87,992 212,332 405,928 405,928 202,753 203,175 (190,607) (190,607) 8,049 198,656 (121,245) (121,245) (121,245) - $ (311,852) $ (311,852) $ (113,196) $ 198,656 -114- REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public services CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LAKESIDE FACILITIES SPECIAL REVENUE FUND For the year ended June 30, 2010 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 55,309 $ 55,309 5,436 5,436 60,745 60,745 209,071 209,071 172,979 36,092 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (209,071) (209,071) (112,234) 96,837 FUND BALANCE - BEGINNING OF YEAR 284,697 284,697 284,697 - FUND BALANCE - END OF YEAR $ 75,626 $ 75,626 $ 172,463 $ 96,837 See independent auditors' report. MINE CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL 104Na913M11 y=yMa411ZIM 1ill 1 /1:)IIIL:1DI For the year ended June 30, 2010 REVENUES: Licenses, permits and fees EXPENDITURES: Current: General government Public services Capital outlay TOTAL EXPENDITURES EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - BEGINNING OF YEAR FUND BALANCE (DEFICIT) - END OF YEAR See independent auditors' report. Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 158,000 $ 158,000 $ 138,777 $ (19,223) 89,559 89,559 46,805 42,754 30,000 30,000 50,648 (20,648) 65,188 65,188 67,140 (1,952) 184,747 184,747 164,593 20,154 (26,747) (26,747) (25,816) 931 $ (26,747) $ (26,747) $ (25,816) $ 931 -116- CITY OF LAKE ELSINORE, CALIFORNIA OTHER CAPITAL PROJECTS FUNDS June 30, 2010 OTHER FUNDS: Miscellaneous General Project - to account for miscellaneous general projects of the City. Park Improvement and Development - to account for the improvement and development of parks that are financed by developer fees. Street Capital Improvements - to account for general capital improvements of streets within the City that are financed by development fees. Storm Drain - to account for the capital improvements of upgrading the storm drains within the City. Library Capital Improvement - to account for general capital improvements necessary for the maintenance of the Public Library. Signalization Improvement - to account for general improvements and repairs to signal lights within the City. Traffic Improvements - to account for projects related to traffic improvements. City Fire Protection - to account for the construction of fire facilities at the Cottonwood Canyon Development. Public Improvements - to account for special designated improvements to City property. Fire Station - to account for deposits and expenditures related to the Fire Station construction. TUMF - to account for multi jurisdictional development impact fee paid for by new development to provide the transportation infrastructure necessary to accommodate new development. Assessment Districts - to account for transactions related to proceeds from assessment bonds and other resources used to acquire and construct certain capital facilities. Redevelopment Agency - to account for financial resources to be used for the acquisition or construction of redevelopment projects and administrative expenses within the Rancho Laguna I, Rancho Laguna II and Rancho Laguna II project areas. - 117 - CITY OF LAKE ELSINORE, CALIFORNIA COMBINING BALANCE SHEET OTHER CAPITAL PROJECTS FUNDS June 30, 2010 See independent auditors' report. - 118- Park Miscellaneous Improvement Street Library General and Capital Storm Capital Project Development Improvements Drain Improvement ASSETS Cash and investments $ 261,567 $ 149,219 $ 13,352 $ 4,939,722 $ 1,361,488 Cash and investments with fiscal agents - - - - - Accounts receivable - 12,800 - 17,801 1,200 Accrued interest receivable - 87 8 2,957 796 Due from other funds 45,595 - - - - Due from other governments - - - - Land held for resale - - - - - TOTAL ASSETS $ 307,162 $ 162,106 $ 13,360 $ 4,960,480 $ 1,363,484 LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable $ 6,362 $ - $ - $ - $ 13,503 Due to other funds - - - - Deferred revenue - - - TOTAL LIABILITIES 6,362 - - 13,503 FUND BALANCES (DEFICIT): Reserved for: Encumbrances 33,533 - - Specific projects - - - - Land held for resale - - - - - Unreserved: Undesignated 267,267 162,106 13,360 4,960,480 1,349,981 TOTAL FUND BALANCES (DEFICIT) 300,800 162,106 13,360 4,960,480 1,349,981 TOTAL LIABILITIES AND FUND BALANCES $ 307,162 $ 162,106 $ 13,360 $ 4,960,480 $ 1,363,484 See independent auditors' report. - 118- $ - $ 39,397 $ - $ - $ - $ 76 $ - $ 302,625 $ 361,963 237,703 4,702,219 4,939,922 735,441 - 735,441 39,397 - - - 973,220 - 5,004,844 6,037,326 - - - - 402,792 - - 436,325 - 1,412,476 - 1,412,476 - 6,088,480 6,088,480 146,158 3,003,430 169,281 584,117 17 (557,671) - Total 5,497,137 City 146,158 Other Signalization Traffic Fire Public Fire Assessment Redevelopment Capital Improvement Improvements Protection Improvements Station TUMF Districts Agency Projects Funds $ 146,072 $ 3,030,230 $ 162,795 $ 583,781 $ 17 $ - $ 135,982 $ 321,584 $ 11,105,809 - - - - - 1,276,415 - 1,276,415 - 10,952 6,008 - - - 4,700 53,461 86 1,645 478 336 - - 79 - 6,472 - - - - - - 45,595 - - - - - 818,341 - 77,171 895,512 - - - - - - 6,088,480 6,088,480 $ 146,158 $ 3,042,827 $ 169,281 $ 584,117 $ 17 $ 818,341 $ 1,412,476 $ 6,491,935 $ 19,471,744 $ - $ 39,397 $ - $ - $ - $ 76 $ - $ 302,625 $ 361,963 237,703 4,702,219 4,939,922 735,441 - 735,441 39,397 - - - 973,220 - 5,004,844 6,037,326 - - - - 402,792 - - 436,325 - 1,412,476 - 1,412,476 - 6,088,480 6,088,480 146,158 3,003,430 169,281 584,117 17 (557,671) - (4,601,389) 5,497,137 146,158 3,003,430 169,281 584,117 17 (154,879) 1,412,476 1,487,091 13,434,418 $ 146,158 $ 3,042,827 $ 169,281 $ 584,117 $ 17 $ 818,341 $ 1,412,476 $ 6,491,935 $ 19,471,744 CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - OTHER CAPITAL PROJECTS FUNDS For the year ended June 30, 2010 FUND BALANCES (DEFICIT) - END OF YEAR $ 300,800 $ 162,106 $ 13,360 $ 4,960,480 $ 1,349,981 See independent auditors' report. -120- Park Miscellaneous Improvement Street Library General and Capital Storm Capital Project Development Improvements Drain Improvement REVENUES: Licenses, permits and fees $ - $ 123,200 $ - $ 50,971 $ 31,050 Intergovernmental revenue 62,631 - - - Investment income - 15,148 280 116,026 28,333 Miscellaneous 166,727 - - - - TOTAL REVENUES 229,358 138,348 280 166,997 59,383 EXPENDITURES: Current: General government 5,004 - - - - Public services 911,544 346 - 771,471 20,579 Capital outlay - - - - - TOTAL EXPENDITURES 916,548 346 - 771,471 20,579 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (687,190) 138,002 280 (604,474) 38,804 OTHER FINANCING SOURCES (USES): Transfers in 1,747,678 - - - - Transfers out - (24,088) - - TOTAL OTHER FINANCING SOURCES (USES) 1,747,678 (24,088) - - NET CHANGE IN FUND BALANCES 1,060,488 113,914 280 (604,474) 38,804 FUND BALANCES (DEFICIT) - BEGINNING OF YEAR, AS RESTATED (759,688) 48,192 13,080 5,564,954 1,311,177 FUND BALANCES (DEFICIT) - END OF YEAR $ 300,800 $ 162,106 $ 13,360 $ 4,960,480 $ 1,349,981 See independent auditors' report. -120- MINE 1,916 - - - - 362,982 Total 369,902 City - - - 1,479,210 Other Signalization Traffic Fire Public Fire Assessment Redevelopment Capital Improvement Improvements Protection Improvements Station TUMF Districts Agency Projects Funds - $ - $ 32,856 $ 55,121 $ 30,553 $ - $ $ - $ - $ 323,751 _ _ - _ - 2,324,331 - 2,386,962 3,065 66,269 16,764 11,892 - - 3,644 254 261,675 - - - - - - 120 333,544 500,391 3,065 99,125 71,885 42,445 - 2,324,331 3,764 333,798 3,472,779 MINE 1,916 - - - - 362,982 - 369,902 599,396 - - - 1,479,210 - - 3,782,546 - 660,000 - - - 816,170 1,318,179 2,794,349 - 601,312 660,000 - - 1,479,210 1,179,152 1,318,179 6,946,797 3,065 (502,187) (588,115) 42,445 - 845,121 (1,175,388) (984,381) (3,474,018) - - - - - - - 2,135,998 3,883,676 - - - (1,000,000) - (135,998) (1,160,086) - - - - (1,000,000) - 2,000,000 2,723,590 3,065 (502,187) (588,115) 42,445 - (154,879) (1,175,388) 1,015,619 (750,428) 143,093 3,505,617 757,396 541,672 17 - 2,587,864 471,472 14,184,846 $ 146,158 $ 3,003,430 $ 169,281 $ 584,117 $ 17 $ (154,879) $ 1,412,476 $ 1,487,091 $ 13,434,418 MINE CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL MISCELLANEOUS GENERAL PROJECT CAPITAL PROJECTS FUND For the year ended June 30, 2010 See independent auditors' report. -122- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Intergovernmental $ 5,190,269 $ 5,190,269 $ 62,631 $ (5,127,638) Miscellaneous - - 166,727 166,727 TOTALREVENUES 5,190,269 5,190,269 229,358 (4,960,911) EXPENDITURES: Current: General government - - 5,004 (5,004) Public services 3,617,461 3,617,461 911,544 2,705,917 Capital outlay 5,656,169 5,656,169 - 5,656,169 TOTAL EXPENDITURES 9,273,630 9,273,630 916,548 8,357,082 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (4,083,361) (4,083,361) (687,190) 3,396,171 OTHER FINANCING SOURCES: Transfers in 140,103 140,103 1,747,678 1,607,575 NET CHANGE IN FUND BALANCE (3,943,258) (3,943,258) 1,060,488 5,003,746 FUND BALANCE (DEFICIT) - BEGINNING OF YEAR, AS RESTATED (759,688) (759,688) (759,688) - FUND BALANCE - END OF YEAR $ (4,702,946) $ (4,702,946) $ 300,800 $ 5,003,746 See independent auditors' report. -122- REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL STORM DRAIN CAPITAL PROJECTS FUND For the year ended June 30, 2010 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 50,971 $ 50,971 116,026 116,026 166,997 166,997 EXPENDITURES: Current: Public services 75,915 75,915 771,471 (695,556) Capital outlay 65,000 65,000 - 65,000 TOTAL EXPENDITURES 140,915 140,915 771,471 (630,556) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (140,915) (140,915) (604,474) (463,559) FUND BALANCE - BEGINNING OF YEAR 5,564,954 5,564,954 5,564,954 - FUND BALANCE - END OF YEAR $ 5,424,039 $ 5,424,039 $ 4,960,480 $ (463,559) See independent auditors' report. -123- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LIBRARY CAPITAL rOPROVEMENTS CAPITAL PROJECTS FUND REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: Public services Capital outlay TOTAL EXPENDITURES For the year ended June 30, 2010 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ - $ - $ 31,050 $ 31,050 28,333 28,333 59,383 59,383 6,825 6,825 20,579 (13,754) 50,000 50,000 - 50,000 56,825 56,825 20,579 36,246 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (56,825) (56,825) 38,804 95,629 FUND BALANCE - BEGINNING OF YEAR 1,311,177 1,311,177 1,311,177 - FUND BALANCE - END OF YEAR $ 1,254,352 $ 1,254,352 $ 1,349,981 $ 95,629 See independent auditors' report. -124- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC IMPROVEMENTS CAPITAL PROJECTS FUND For the year ended June 30, 2010 REVENUES: Licenses, permits and fees Investment income TOTAL REVENUES EXPENDITURES: Current: General government Public services TOTAL EXPENDITURES Budgeted Amounts Original Final Actual $ 32,856 66,269 99,125 Variance with Final Budget Positive (Negative) $ 32,856 66,269 99,125 - - 1,916 (1,916) 2,158 2,158 599,396 (597,238) 2,158 2,158 601,312 (599,154) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (2,158) (2,158) (502,187) (500,029) FUND BALANCE - BEGINNING OF YEAR 3,505,617 3,505,617 3,505,617 - FUND BALANCE - END OF YEAR $ 3,503,459 $ 3,503,459 $ 3,003,430 $ (500,029) See independent auditors' report. -125- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TUMF CAPITAL PROJECTS FUND For the year ended June 30, 2010 See independent auditors' report. -126- Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) REVENUES: Intergovernmental revenue $ - $ - $ 2,324,331 $ 2,324,331 Investment income 1,423,000 1,423,000 - (1,423,000) TOTAL REVENUES 1,423,000 1,423,000 2,324,331 901,331 EXPENDITURES: Current: Public services 1,423,000 1,423,000 1,479,210 (56,210) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES - - 845,121 845,121 OTHER FINANCING USES: Transfers out - - (1,000,000) (1,000,000) NET CHANGE IN FUND BALANCE - - (154,879) (154,879) FUND BALANCE - BEGINNING OF YEAR - - - - FUND BALANCE (DEFICIT) - END OF YEAR $ - $ - $ (154,879) $ (154,879) See independent auditors' report. -126- CITY OF LAKE ELSINORE, CALIFORNIA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL REDEVELOPMENT AGENCY CAPITAL PROJECTS FUND For the year ended June 30, 2010 REVENUES: Investment income Miscellaneous TOTAL REVENUES EXPENDITURES: Capital outlay EXCESS OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES): Transfers in Transfers out TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE - BEGINNING OF YEAR, AS RESTATED FUND BALANCE - END OF YEAR See independent auditors' report. Budgeted Amounts Original Final Variance with Final Budget Positive Actual (Negative) 254 $ 254 333,544 333,544 333,798 333,798 1,885,367 1,885,367 1,318,179 567,188 (1,885,367) (1,885,367) (984,381) 900,986 2,643,533 2,643,533 2,135,998 (507,535) - - (135,998) (135,998) 2,643,533 2,643,533 2,000,000 (643,533) 758,166 758,166 1,015,619 257,453 471,472 471,472 471,472 - $ 1,229,638 $ 1,229,638 $ 1,487,091 $ 257,453 -127- THIS PAGE INTENTIONALLY LEFT BLANK -128- CITY OF LAKE ELSINORE, CALIFORNIA AGENCY FUNDS June 30, 2010 Kangaroo Rat - to account for receipts of Kangaroo Rat fees. Developer Deposit Trust - to account for receipts of deposits paid by developers. Assessment Districts - to account for receipts of special assessments and taxes that will be used to pay interest and principal on the bonds. Lake Maintenance - to account for receipts made by Elsinore Valley Municipal Water District and City to jointly fund the purchase of water to keep the lake level stabilized. Destratification Equipment Replacement Fund - to account for receipts made by Elsinore Valley Municipal Water District, Riverside County and the City to replace equipment for the axial flow pump destratification system. -129- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF ASSETS AND LIABILITIES AGENCY FUNDS June 30, 2010 TOTAL LIABILITIES $ 4,198 $1,074,831 $ 39,649,200 $ 1,731,273 $ 112,425 $ 42,571,927 See independent auditors' report. -130- Developer Destratification Total Kangaroo Deposit Assessment Lake Equipment Agency Rat Trust Districts Maintenance Replacement Funds ASSETS Cash and investments $ 4,198 $1,074,831 $ 2,099,908 $ - $ 112,425 $ 3,291,362 Cash and investments with fiscal agents - - 35,966,337 1,731,273 - 37,697,610 Accounts receivable - - 24,598 - - 24,598 Accrued interest receivable - - 99,095 - - 99,095 Due from other governments - - 1,459,262 - - 1,459,262 TOTAL ASSETS $ 4,198 $1,074,831 $ 39,649,200 $ 1,731,273 $ 112,425 $ 42,571,927 LIABILITIES Accounts payable $ 4,198 $ - $ 16,373 $ - $ 289 $ 20,860 Deposits and other liabilities - 1,074,831 65,000 1,731,273 112,136 2,983,240 Due to other governments - - 4,685,615 - - 4,685,615 Due to bondholders - - 34,882,212 - - 34,882,212 TOTAL LIABILITIES $ 4,198 $1,074,831 $ 39,649,200 $ 1,731,273 $ 112,425 $ 42,571,927 See independent auditors' report. -130- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS For the year ended June 30, 2010 Balance Balance July 1, June 30, KANGAROO RAT ASSETS: Cash and investments $ 87 $ 4,111 $ - $ 4,198 LIABILITIES: Accounts payable $ - $ 4,198 $ - $ 4,198 Deposits and other liabilities 87 - 87 - TOTAL LIABILITIES $ 87 $ 4,198 $ 87 $ 4,198 DEVELOPER DEPOSIT TRUST ASSETS: Cash and investments $ 967,155 $ 107,676 $ - $ 1,074,831 LIABILITIES: Accounts payable $ 3,541 $ - $ 3,541 $ - Deposits and other liabilities 963,440 - 4,685,615 111,391 30,936,825 3,945,387 - 1,074,831 Due to other governments 174 81,481 $ 39,649,200 - 174 - TOTAL LIABILITIES $ 967,155 $ 111,391 $ 3,715 $ 1,074,831 ASSESSMENT DISTRICTS ASSETS: Cash and investments $ 984,189 $ 1,115,719 $ - $ 2,099,908 Cash and investments with fiscal agents 32,794,652 3,171,685 - 35,966,337 Accounts receivable 3,770 20,828 - 24,598 Accrued interest receivable 6,443 92,652 - 99,095 Due from other governments 917,306 541,956 - 1,459,262 TOTAL ASSETS $ 34,706,360 $ 4,942,840 $ - $ 39,649,200 LIABILITIES: Accounts payable $ 97,854 $ - $ 81,481 $ 16,373 Deposits and other liabilities 65,000 - - 65,000 Due to other governments 3,606,681 1,078,934 - 4,685,615 Due to bondholders 30,936,825 3,945,387 - 34,882,212 TOTAL LIABILITIES $ 34,706,360 $ 5,024,321 $ 81,481 $ 39,649,200 (Continued) See independent auditors' report. -131- CITY OF LAKE ELSINORE, CALIFORNIA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUNDS (CONTINUED) For the year ended June 30, 2010 Balance Balance July 1, June 30, LAKE MAINTENANCE ASSETS: Cash and investments with fiscal agents $ 3,268,062 $ - $ 1,536,789 $ 1,731,273 LIABILITIES: Deposits and other liabilities $ 3,268,062 $ - $ 1,536,789 $ 1,731,273 DESTRATIFICATION EQUIPMENT REPLACEMENT ASSETS: Cash and investments $ 100,000 $ 12,425 $ - $ 112,425 LIABILITIES: Accounts payable $ - $ 289 $ - $ 289 Deposits and other liabilities 100,000 12,136 - 112,136 TOTAL LIABILITIES $ 100,000 $ 12,425 $ - $ 112,425 TOTAL - ALL AGENCY FUNDS ASSETS: Cash and investments $ 2,051,431 $ 1,239,931 $ - $ 3,291,362 Cash and investments with fiscal agents 36,062,714 3,171,685 1,536,789 37,697,610 Accounts receivable 3,770 20,828 - 24,598 Accrued interest receivable 6,443 92,652 - 99,095 Due from other governments 917,306 541,956 - 1,459,262 TOTAL ASSETS $ 39,041,664 $ 5,067,052 $ 1,536,789 $ 42,571,927 LIABILITIES: Accounts payable $ 101,395 $ 4,487 $ 85,022 $ 20,860 Deposits and other liabilities 4,396,589 123,527 1,536,876 2,983,240 Due to other governments 3,606,855 1,078,934 174 4,685,615 Due to bondholders 30,936,825 3,945,387 - 34,882,212 TOTAL LIABILITIES $ 39,041,664 $ 5,152,335 $ 1,622,072 $ 42,571,927 See independent auditors' report. -132- CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS -133- CITY OF LAKE ELSINORE, CALIFORNIA CAPITAL ASSETS USED IN OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY SOURCE June 30, 2010 GOVERNMENTAL FUNDS CAPITAL ASSETS: Land $ 5,352,814 Building and structures 23,113,642 Improvements other than buildings 8,190,430 Machinery and equipment 3,341,502 Furniture and fixtures 619,814 Automotive 2,002,003 Infrastructure 174,866,595 Construction in progress 14,311,848 TOTAL GOVERNMENTAL FUNDS CAPITAL ASSETS $ 231,798,648 INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE: General Fund $ 109,273,668 Redevelopment Agency Special Revenue Fund 17,795,119 Supplemental Law Enforcement Service Special Revenue Fund 102,366 L.L.E.B.G. Special Revenue Fund 14,682 Office of Traffic and Safety Special Revenue Fund 672,037 Traffic Offender Special Revenue Fund 149,633 Gas Tax Special Revenue Fund 1,991,742 Transportation Special Revenue Fund 2,587,063 Traffic Safety Special Revenue Fund 5,959 Lighting and Landscaping Special Revenue Fund 57,059 Air Pollution Special Revenue Fund 220,177 C.D.B.G. Special Revenue Fund 1,575,676 Developer Agreement Special Revenue Fund 1,804,976 City Hall/Public Works Special Revenue Fund 148,353 Lakeside Facilities Special Revenue Fund 531,963 Miscellaneous Grants Special Revenue Fund 18,534 N.P.D.E.S. Special Revenue Fund 65,537 Assessment Districts Capital Projects Fund 59,171,964 Miscellaneous General Projects Capital Projects Fund 26,458,819 Park Improvement and Development Capital Projects Fund 1,263,147 Street Capital Improvements Projects Fund 231,454 Storm Drain Capital Projects Fund 133 Signalization Improvement Capital Projects Fund 224,718 Traffic Improvements Capital Projects Fund 4,571,000 City Fire Protection Capital Projects Fund 782,902 Public Improvements Capital Projects Fund 393,064 Fire Station Capital Projects Fund 170,990 TUNE Capital Projects Fund 1,515,913 TOTAL INVESTMENTS IN GOVERNMENTAL FUNDS CAPITAL ASSETS BY SOURCE $ 231,798,648 See independent auditors' report. -134- STATISTICAL SECTION DESCRIPTION OF STATISTICAL SECTION CONTENTS June 30, 2010 This part of the City of Lake Elsinore's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the government's overall financial health. Contents: Pages Financial Trends theses schedules contain trend information to help the reader understand how the City's financial performance and well -being have changed over time. 136- 145 Revenue Capacity these schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 147-151 Debt Capacity these schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 152-158 Demographic and Economic Information these schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. 159-160 Operating; Information these schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 161-164 -135- Governmental activities: Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net assets: CITY OF LAKE ELSINORE NET ASSETS BY COMPONENT Last Eight Fiscal Years (accrual bases of accounting) Fiscal Year 2003 2004 2005 2006 $ 78,779,255 $ 76,438,068 $ 79,194,299 $ 86,605,543 64,336,191 64,509,263 76,616,021 135,197,478 (111,687,867) (107,107,310) (103,129,508) (93,977,441) $ 31,427,579 $ 33,840,021 $ 52,680,812 $ 127,825,580 GASB 34 was implemented for the fiscal year ended June 30, 2003. Information prior to implementation of GASB 34 is not available. Source: City Finance Department - 136- Fisal Year 2007 2008 2009 2010 $ 97,369,896 $ 125,539,928 $ 141,550,858 $ 142,968,348 173,307,658 1 51,937,522 122,099,858 110,984,917 (92,504,071) (96,240,481) (96,792,528) (93,859,128) $ 178,173,483 $ 181,236,969 $ 166,858,188 $ 160,094,137 -137- CITY OF LAKE ELSINORE CHANGES IN NET ASSETS EXPENSES AND PROGRAM REVENUES Expenses: Governmental activities: General government Public safety Community development Public services Community services Interest on long -term debt Total governmental activities expenses Program revenues: Governmental activities: Charges for services: General government Public safety Community development Public services Community services Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Net revenues (expenses): Governmental activities Total net revenues (expenses) Last Eight Fiscal Years (accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 $ 10,884,758 4,602,363 2,146,985 6,165,477 3,819,864 14,205,151 41,824,598 $ 9,938,841 5,707,203 3,534,782 5,833,376 4,008,347 10,935,104 39,957,653 $ 12,208,992 7,375,602 3,083,947 8,404,675 3,994,151 11,077,433 46,144,800 $ 12,700,900 8,369,753 12,009,611 8,739,770 3,519,545 11,146,325 56,485,904 6,474,617 5,874,918 10,081,980 12,199,668 184,242 25,259 39,824 44,919 1,923,284 1,880,802 4,864,686 11,334,631 4,920,172 92,933 70,631 73,260 577,152 1,624,467 1,658,146 1,677,140 387,815 3,807,619 3,586,701 2,600,374 709,009 - 4,332,067 49,777,269 15,176,291 13,305,998 24,634,035 77,707,261 (26,648,307) (26,651,655) (21,510,765) 21,221,357 $ (26,648,307) $ (26,651,655) $ (21,510,765) $ 21,221,357 GASB 34 was implemented for the fiscal year ended June 30, 2003. Information prior to implementation of GASB 34 is not available. Source: City Finance Department -138- Fiscal Year 2007 2008 2009 2010 $ 10,414,729 $ 8,195,897 $ 10,562,122 $ 10,252,727 11,686,158 14,293,269 13,139,389 11,022,531 21,514,552 32,342,175 31,976,146 15,847,532 9,867,133 10,861,673 14,123,738 14,812,199 6,801,741 6,013,006 4,737,856 4,295,719 11,531,570 10,145,830 10,168,917 10,509,806 71,815,883 81,851,850 84,708,168 66,740,514 9,204,517 6,885,167 4,828,438 3,181,706 4,362,650 3,960,353 1,064,036 924,493 1,364,513 1,422,754 1,482,146 1,578,779 5,043,547 4,109,188 6,482,888 4,561,669 42,085,516 2,159,798 - - 62,060,743 18, 53 7,260 13, 857,508 10,246,647 (9,755,140) (63,314,590) (70,850,660) (56,493,867) $ (9,755,140) $ (63,314,590) $ (70,850,660) $ (56,493,867) -139- General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes Sales taxes Franchise taxes Othertaxes Fines, Forfeitures and Penalties Investment Income Miscellaneous Gain on Defeasance of Bonds Special Item- Revenue from Forgiveness of Debt Special Item- Gain on Settlement of Long -term Debt Total governmental activities Changes in net assets Governmental activities Total primary government CITY OF LAKE ELSINORE CHANGES IN NET ASSETS GENERAL REVENUES Last Eight Fiscal Years (accrual basis of accounting) 2003 2004 Fiscal Year 2005 2006 $ 11,218,220 $ 10,891,618 $ 16,521,561 $ 23,190,099 5,084,099 5,274,927 6,133,299 6,367,466 884,455 996,394 1,138,484 1,473,018 124,292 515,018 731,100 1,093,484 365,803 377,262 427,975 481,065 7,061,692 7,735,043 8,236,698 11,217,026 1,300,198 2,147,938 3,400,243 4,852,432 8,588,374 - - - 324,678 - - - 6,724,591 - - - 41,676,402 27,938,200 36,589,360 48,674,590 15,028,095 1,286,545 15,078,595 69,895,947 $ 15,028,095 $ 1,286,545 $ 15,078,595 $ 69,895,947 GASB 34 was implemented for the fiscal year ended June 30, 2003. Information prior to implementation of GASB 34 is not available. Source: City Finance Department WE1110 Fiscal Year 2007 2008 2009 2010 $ 26,685,369 $ 33,307,785 $ 31,590,868 $ 25,904,948 7,836,334 8,148,355 6,414,419 6,236,748 1,688,010 1,768,178 1,824,890 1,792,699 1,020,788 770,024 751,794 519,001 599,894 918,619 937,506 733,792 17,220,975 14,271,312 9,334,141 7,470,635 5,839,608 7,193,803 5,768,257 6,661,239 60,890,978 66,378,076 56,621,875 49,319,062 51,135,838 3,063,486 (14,228,785) (7,174,805) $ 51,135,838 $ 3,063,486 $ (14,228,785) $ (7,174,805) -141- General fund: Reserved Unreserved Total general fund All other governmental funds: Reserved Unreserved, reported in: Special revenue funds Debt service funds Capital projects funds Total all other governmental funds CITY OF LAKE ELSINORE FUND BALANCES OF GOVERNMENTAL FUNDS Last Eight Fiscal Years (modified accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 $ 10,603,350 $ 9,607,894 $ 9,744,980 $ 8,796,782 5,115,310 5,174,923 8,067,151 15,829,308 $ 15,718,660 $ 14,782,817 $ 17,812,131 $ 24,626,090 $ 124,515,734 $ 122,139,124 $ 126,093,490 $ 185,264,579 4,894,111 7,686,320 5,010,728 6,382,838 (3,523,760) (8,665,854) (7,503,643) (11,915,554) (5,395,439) (50,687) 7,608,315 9,141,046 $ 120,490,646 $ 121,108,903 $ 131,208,890 $ 188,872,909 The City of Lake Elsinore has elected to show only eight years of data for this schedule. Source: City Finance Department -142- Fiscal Year 2007 2008 2009 2010 $ 9,936,859 $ 9,476,355 $ 8,580,684 $ 8,593,518 10,496,356 9,285,492 8,762,248 6,323,801 $ 20,433,215 $ 18,761,847 $ 17,342,932 $ 14,917,319 $ 215,008,475 $ 188,270,868 $ 163,563,859 $ 161,473,544 7,921,415 10,731,428 5,241,416 6,999,090 (10,006,673) (5,375,005) (3,841,954) (28,305,645) 13,041,510 8,824,274 2,966,273 5,497,137 $ 225,964,727 $ 202,451,565 $ 167,929,594 $ 145,664,126 -143- CITY OF LAKE ELSINORE CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Revenues: Property taxes Other taxes Licenses, permits and fees Intergovernmental revenues Charges for services Fines, forfeitures and penalties Investment income Special assessments Contributions from property owners Miscellaneous Total revenues Expenditures Current: General government Public safety Community development Public services Community services Pass - through payments Set aside suspension SERAF payments Capital outlay Debt service: Payment to refunding bond escrow agent Bond issuance costs Principal retirement Interest and fiscal charges Debt issuance costs Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Settlement Contribution to RDA Proceeds of refunding bonds Debt issuance Loans issued Loan payments Premium on bonds Bond discount Refunding bonds issued Capital debt issued Payment to refunded bond escrow agent Total other financing sources (uses) Net change in fund balances Last Eight Fiscal Years (modified accrual basis of accounting) Fiscal Year 2003 2004 2005 2006 $ 10,960,120 $ 10,891,618 $ 16,521,561 $ 23,190,099 6,350,946 6,786,339 7,192,270 9,265,130 4,784,007 4,888,957 9,133,887 18,047,742 4,685,876 3,807,619 3,586,701 2,600,374 3,082,673 3,113,391 6,019,081 5,712,480 365,803 377,262 427,975 481,065 7,350,982 7,793,901 8,302,080 11,290,353 1,3 79,409 1,496,031 1,562,3 00 1,569,3 96 - - - 49,777,269 3,338,771 2,147,938 3,400,242 4,852,433 42,298,587 41,303,056 56,146,097 126,786,341 5,514,205 3,993,019 6,673,543 5,319,941 4,527,765 5,650,526 7,375,602 8,369,753 2,146,985 3,469,142 3,083,947 5,853,938 4,837,013 4,465,356 7,067,549 7,385,171 3,138,577 3,310,108 3,306,649 2,823,109 2,801,592 3,033,654 3,957,978 5,671,146 2,228,982 2,649,498 2,055,243 17,094,933 2,786,033 3,853,166 3,828,484 4,023,167 10,678,462 11 ,254,303 11,008,078 11 ,097,091 2,484,161 3,500 - - 41,143,775 41,682,272 48,357,073 67,638,249 1,154,812 (379,216) 7,789,024 59,148,092 501,913 26,486,109 5,423,965 1,823,891 (501,913) (26,486,109) (5,423,965) (1,823,891) (1,250,000) - - - (1,947,000) - - - 31,570,000 - - - - - 391,811 81,065 (31,666,626) - - - (3,293,626) - 391,811 81,065 $ (2,138,814) $ (379,216) $ 8,180,835 $ 59,229,157 Debt service as a percentage of noncapital expenditures 41.0% 38.7% The City of Lake Elsinore has elected to show only eight years of data for this schedule. Source: City Finance Department -144- 32.0% 29.9% Fiscal Year 2007 2008 2009 2010 $ 26,685,369 $ 33,307,785 10,503,108 10,741,363 7,775,477 6,266,086 2,700,185 4,109,188 5,791,690 4,579,433 599,894 918,619 17,268,845 14,237, 891 1,364,513 1,422,754 42,085,516 2,159,798 5,839,608 7,193,803 120,614,205 84,936,720 $ 31,590,868 9,071,246 2,267,568 3,630,144 3,548,413 937,506 9,445,099 1,482,146 $ 25,429,344 8,517,826 2,587,918 7,322,908 1,594,774 733,792 7,928,611 1,578,779 5,768,257 6,910,516 67,741,247 62,604,468 8,548,606 6,190,346 6,479,795 6,797,320 11,686,158 14,293,269 13,139,3 89 11,022,531 3,481,278 4,549,297 4,662,003 3,049,501 8,431,702 9,321,939 12,202,971 12,901,064 6,063,747 5,221,331 3,750,267 3,313,082 7,006,699 9,878,294 9,647,322 7,782,513 - - - 3,750,000 - - - 6,976,853 25,236,661 49,056,332 38,113,875 4,394,834 - - - 1,987,745 - 1,213,789 - 1,584,965 4,979,674 3,872,984 5,469,538 6,037,770 11,492,802 10,132,679 10,066,977 10,318,720 86,927,327 113,730,260 103,532,137 79,916,898 33,686,878 (28,793,540) (35,790,890) (17,312,430) 7,089,415 6,412,891 4,386,162 4,500,694 (7,089,415) (6,412,891) (4,386,162) (4,500,694) - - - 26,290,000 - - - (23,235,000) - 274,026 - - - (3,117) - (166,785) - 22,295,000 - 26,290,000 - 3,265,000 - - - (22,221,899) - (22,082,648) - 3,609,010 - 7,095,567 $ 33,686,878 $ (25,184,530) $ (35,790,890) $ (10,216,863) 26.7% 21.7% 18.7% 27.5% M[RM THIS PAGE INTENTIONALLY LEFT BLANK -146- CITY OF LAKE ELSINORE DIRECT AND OVERLAPPING PROPERTY TAX RATES Last Ten Fiscal Years (rate per $100 of taxable value) Fiscal Year Agency 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 City Basic Levy' 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 East Municipal Water 0.00300 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 Menifee School District 0.00000 0.00000 0.00000 0.02117 0.01625 0.01435 0.00578 0.00549 0.02370 0.03254 Metropolitan Water District 0.00880 0.00770 0.00670 0.00610 0.00580 0.00520 0.00470 0.00450 0.00430 0.00430 Perris School District 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.00000 0.02999 0.02894 0.02485 Perris Union High School 0.01742 0.01696 0.01748 0.0156 0.01192 0.0235 0.03222 0.0211 0.02031 0.02686 Total Direct and Overlapping, Tax Rates 1.02922 1.02466 1.02418 1.04287 1.03397 1.04305 1.04270 1.06108 1.07725 1.08855 City's Share of 1% Levy Per Prop 133 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 0.17415 General Obligation Debt Rate: RDA basic rate 1.00880 1.00770 1.00670 1.00610 1.00580 1.00520 1.00470 1.00450 1.00430 1.00430 Total Direct Rates 0.60829 0.63574 0.63470 0.61268 0.58827 0.57653 0.53996 0.51615 0.51762 0.53493 Notes: 'In 1978, the voters of the State of California passed Proposition 13 which set the property tax rate at a 1.00% fixed amount. This 1.00% iE shared by all taxing agencies for which the subject property resides within. In addition to the 1.00% fixed amount, property owners are charged taxes as a percentage of assessed property values for the payment of any voter approved bonds. ,Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all city property owners. 3City's Share of 1% Levy is based on the City's share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio figures. 4Redevelopment Agency (RDA) rate is based on the largest RDA tax rate area (TRA) and includes only rate(s) from indebtedness adopted prior to 1989 per California State statute. RDA direct and overlapping rates are applied only to the incremental property values 5Total Direct Rate is the weighted average of all individual direct rates applied by the government preparing the statistical section information. Source: Riverside County Assessor 2000/01 - 2009/10 Tax Rate Table and Annual Tax Increment Tables -147- CITY OF LAKE ELSINORE PRINCIPAL PROPERTY TAX PAYERS Current Year and Nine Years Ago (1) 2009 -10 Local Secured Assessed Valuation: $ 4,062,119,890 (2) 2000 -01 Local Secured Assessed Valuation: $ 1,371,273,848 Source: Riverside County Assessore 2000/01 - 2009/10 Combined Tax Rolls. -148- 2010 2001 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Value (1) Value Value (2) Fairfield Ramsgate $ 50,680,569 1.25% - 0.00% Castle and Cooke, Lake Elsinore Outlet 43,214,483 1.06% - 0.00% Castle and Cooke, Lake Elsinore West 38,596,665 0.95% - 0.00% Centex Homes 33,611,677 0.83% - 0.00% Castle and Cooke, Alberhill Ranch 30,216,161 0.74% - 0.00% Broadstone Rivers Edge 28,109,172 0.69% - 0.00% Harbor Grand Apartments Investment 24,923,963 0.61% - 0.00% Pardee Homes 20,375,351 0.50% - 0.00% Deutsche Bank National Trust Company 19,076,900 0.47% - 0.00% Laing CP Lake Elsinore 17,998,123 0.44% - 0.00% MCG Outlet Centers LP - 0.00% $ 34,817,166 2.54% King Vedeocable Company - 0.00% 23,351,114 1.70% North Peak Partners - 0.00% 13,909,855 1.01% Wares Delaware Corporation - 0.00% 13,003,891 0.95% Oak Grove Equities - 0.00% 11,495,055 0.84% Albertson's - 0.00 % 11,328,701 0.83% Pardee Grossman Cottonwood Canyon - 0.00% 10,719,689 0.78% Louis F. DePasquale - 0.00% 10,533,104 0.77% Elsinore 98 - 0.00% 9,429,701 0.69% White Rock Acquisition Company - 0.00% 7,968,373 0.58% $ 306,803,064 7.55% $ 146,556,649 10.69% (1) 2009 -10 Local Secured Assessed Valuation: $ 4,062,119,890 (2) 2000 -01 Local Secured Assessed Valuation: $ 1,371,273,848 Source: Riverside County Assessore 2000/01 - 2009/10 Combined Tax Rolls. -148- CITY OF LAKE ELSINORE PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Fiscal Years Collections in T Total Collections to Date Collected within the Fiscal Taxes Levied Fiscal Year of Levy Year Ended for the Percent June 30 Fiscal Year Amount of Levy 2001 $ 1,004,347 $ 986,591 98.23% 2002 1,006,982 1,027, 863 102.07% 2003 1,035,888 1,193,908 115.25% 2004 1,091,168 1,129,675 103.53% 2005 1,327,699 1,405,509 105.86% 2006 1,446,320 1,742,413 120.47% 2007 1,714,890 2,131,576 124.30% 2008 2,208,181 2,313,581 104.77% 2009 2,230,658 2,254,961 101.09% 2010 1,894,552 1,958,553 103.38% Collections in T Total Collections to Date Subsequent P Percent Years A Amount o of Levy Note: The amounts presented include City of Lake Elsinore property taxes only (excludes Redevelopment Agency taxes). (1) Collections received through March 1, 2011. Sources: County of Riverside, Auditor - Controller City of Lake Elsinore Finance Department -149- CITY OF LAKE ELSINORE ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY Last Ten Fiscal Years Notes: Exemption information not available for the fiscal years ended June 30, 2000 to June 30, 2002. Exemptions are netted directly against the individual property categories. n/a =not available In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2 %). With few exceptions, property is only reassessed at the time that it is sold to a new owner. At that point, the new assessed value is reassessed at the purchase price of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: Riverside County Auditor - Controller - 150- City Fiscal Year Taxable Ended Less: Assessed June 30 Secured Unsecured Exemptions Value 2001 $ 1,285,384,000 $ 61,516,000 $ - $ 1,346,900,000 2002 1,455,116,000 70,676,000 - 1,525,792,000 2003 1,589,704,975 63,790,757 27,463,860 1,626,031,872 2004 1,866,148,691 71,494,000 31,263, 886 1,906,378,805 2005 2,197,921,536 92,924,768 32,978,771 2,257, 867,533 2006 2,797,749,314 88,651,279 34,890,056 2,851,510,537 2007 3,600,113,159 84,367,728 35,859,827 3,648,621,060 2008 4,805,770,856 119,981,392 38,480,226 4,887,272,022 2009 4,813,251,955 114,151,249 41,225,540 4,886,177,664 2010 3,957,216,079 104,899,011 42,153,790 4,019,961,300 Notes: Exemption information not available for the fiscal years ended June 30, 2000 to June 30, 2002. Exemptions are netted directly against the individual property categories. n/a =not available In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2 %). With few exceptions, property is only reassessed at the time that it is sold to a new owner. At that point, the new assessed value is reassessed at the purchase price of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: Riverside County Auditor - Controller - 150- ONE Redevelopment Agency Taxable Total Less: Assessed Direct Tax Secured Unsecured Exemptions Value Rate n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a 1,061,846,886 61,221,639 16,181,794 1,106,886,731 0.410% n/a n/a n/a n/a n/a 1,309,466,152 88,347,530 18,419,220 1,379,394,462 0.454% 1,614,383,654 82,665,786 18,747,059 1,678,302,381 0.512% 1,917,886,856 79,195,924 18,939,103 1,978,143,677 0.474% 2,393,710,398 100,647,142 19,160,534 2,475,197,006 0.452% 2,411,198,603 91,268,375 19,499,200 2,482,967,778 0.429% 2,077,411,999 83,367,167 19,152,000 2,141,627,166 0.000% ONE CITY OF LAKE ELSINORE RATIOS OF OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Source: City Finance Department; California State Department of Finance -152- Governmental Activities Fiscal Year Local Tax Revenue/ Developer/ Ended Agency Allocation Revenue Refunding Owner June 30 Revenue Bonds Bonds Bonds Agreements 2001 $ 70,420,000 $ 60,955,000 $ 15,660,000 $ 5,213,032 2002 69,610,000 60,220,000 15,660,000 4,819,657 2003 60,375,000 59,290,000 15,660,000 3,098,473 2004 59,315,000 58,310,000 15,660,000 2,704,814 2005 58,285,000 57,320,000 15,375,000 4,718,010 2006 57,160,000 56,280,000 15,075,000 4,396,460 2007 55,845,000 55,175,000 14,760,000 3,933,650 2008 58,755,000 54,010,000 14,435,000 3,635,257 2009 56,745,000 52,785,000 14,095,000 3,441,041 2010 53,725,000 54,545,000 13,740,000 3,263,574 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Source: City Finance Department; California State Department of Finance -152- Governmental Activities (Continued - 153 - Percentage Debt Insurance per Total Notes/ Loans Capitalized Premium OPEB Governmental Payable Lease Deposit Payable Obligation Activities $ 9,378,766 $ 66,753 $ - $ - $ 161,693,551 8,787,427 44,682 - - 159,141,766 1,710,407 28,185 - - 140,162,065 1,270,901 57,992 - - 137,318,707 1,055,676 306,398 - - 137,060,084 1,012,501 234,021 - - 134,157,982 403,126 166,532 - - 130,283,308 356,589 93,478 - - 131,285,324 307,542 20,316 537,869 1,048,397 128,980,165 256,760 - 518,521 2,086,786 128,135,641 - 153 - Percentage Debt of Personal per Income Capita 34.06% 5,589 31.81% 5,300 26.82% 4,489 23.85% 4,109 20.93% 3,817 18.28% 3,513 15.30% 3,165 12.75% 2,760 11.90% 2,604 12.03% 2,546 Fiscal Year Ended June 30 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 CITY OF LAKE ELSINORE RATIO OF GENERAL BONDED DEBT OUTSTANDING Last Ten Fiscal Years Outstanding General Bonded Debt Tax Percent of Allocation Assessed Bonds Total Value 60,955,000 60,220,000 59,290,000 58,310,000 57,320,000 56,280,000 55,175,000 54,010,000 52,785,000 54,545,000 60,955,000 60,220,000 59,290,000 58,310,000 57,320,000 56,280,000 55,175,000 54,010,000 52,785,000 54,545,000 4.53% 3.95% 3.65% 3.06% 2.54% 1.97% 1.51% 1.11% 1.08% 1.36% General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). Source: City Finance Department -154- Per Capita $ 2,107 2,006 1,899 1,745 1,596 1,474 1,340 1,135 1,066 1,084 CITY OF LAKE ELSINORE DIRECT AND OVERLAPPING DEBT June 30, 2010 City Assessed Valuation Redevelopment Agency Incremental Valuation Total Assessed Valuation Overlapping Tax and Assessment Debt: Riverside County Flood Control District, Zone No. 3 Benefit Assessment District Metropolitan Water District Perris Union High School District Menifee Union School District Perris School District Lake Elsinore Unified School District Community Facilities Districts City of Lake Elsinore Community Facilities District No. 88 -3 City of Lake Elsinore Community Facilities District No. 90 -2 City of Lake Elsinore Community Facilities District No. 95 -1 City of Lake Elsinore Community Facilities District No. 98 -1 City of Lake Elsinore Community Facilities District No. 2003 -2 City of Lake Elsinore Community Facilities District No. 2004 -3 City of Lake Elsinore Community Facilities District No. 2005 -1 City of Lake Elsinore Community Facilities District No. 2005 -2 City of Lake Elsinore Community Facilities District No. 2005 -5 City of Lake Elsinore Community Facilities District No. 2005 -6 City of Lake Elsinore Community Facilities District No. 2006 -2 City of Lake Elsinore 1915 Act Bonds Total overlapping tax and assessment debt Direct and Overlapping General Fund Debt: Riverside County General Fund Obligations Riverside County Pension Obligations Riverside County Board of Education Certificates of Participation Mount San Jacinto Community College District General Fund Obligations Lake Elsinore Unified School District Certificates of Participation Perris Union High School District General Fund Obligations Menifee and Perris School District Certificates of Participation City of Lake Elsinore General Fund Obligations Elsinore Water District Certificates of Participation Ortega Trail Recreation and Park District Certificates of Participation Total gross direct and overlapping general fund debt Less: Riverside County General Fund self - supporting obligations Total net direct and overlapping general fund debt Gross combined total debt (2) Net total direct and overlapping debt $ 4,062,115,090 $ 237,349,511 1.374% 2,160,779,166 10,118,517 1.374% $ 6,222,894,256 5,153,874 1.374% 7,240,000 City's 3.614% 12,470,000 Share of Percentage Outstanding Overlapping Applicable (1) Debt 6/30/10 Debt 6/30/10 47.104% $ 2,965,000 $ 1,396,634 0.097% 264,220,000 256,293 0.763% 56,172,260 428,594 1.133% 45,408,922 514,483 0.385% 7,494,571 28,854 100.000% 24,891,327 24,891,327 100.000% 29,125,000 29,125,000 100.000% 15,905,000 15,905,000 100.000% 1,250,000 1,250,000 100.000% 17,605,000 17,605,000 100.000% 32,400,000 32,400,000 100.000% 45,750,000 45,750,000 100.000% 8,975,000 8,975,000 100.000% 24,575,000 24,575,000 100.000% 3,265,000 3,265,000 100.000% 3,510,000 3,510,000 100.000% 7,255,000 7,255,000 100.000% 20,218,325 20,218,325 $ 237,349,511 1.374% $ 736,427,761 10,118,517 1.374% 375,100,000 5,153,874 1.374% 7,240,000 99,478 3.614% 12,470,000 450,666 28.196% 38,895,000 10,966,834 0.763% 32,440,000 247,517 1.133 & 0.385 % 15,315,000 108,331 100.000% 13,740,000 13,740,000 47.570% 283,874 135,039 38.771% 210,000 81,419 41,101,675 207,783 40,893,892 Notes: (1) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessed value that is within the city's boundaries and dividing it by each unit's total taxable assessed value. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non - bonded capital lease obligations. Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. Source: California Municipal Statistics -155- $ 278,451,186 $ 278,243,403 CITY OF LAKE ELSINORE LEGAL DEBT MARGIN INFORMATION Last Ten Fiscal Years Fiscal Year 2001 2002 2003 2004 Assessed valuation $ 1,346,900,000 $ 1,525,792,000 $ 1,626,026,872 $ 1,907,367,963 Conversion percentage 25% 25% 25% 25% Adjusted assessed valuation 336,725,000 381,448,000 406,506,718 476,841,991 Debt limit percentage 15% 15% 15% 15% Debt limit 50,508,750 57,217,200 60,976,008 71,526,299 Total net debt applicable to limitation - - - - Legal debt margin $ 50,508,750 $ 57,217,200 $ 60,976,008 $ 71,526,299 Total debt applicable to the limit as a percentage of debt limit 0.0% 0.0% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1981 -82 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computations shown above reflect a conversion of assessed valuation data for each fiscal year that was in effect at the time that the legal debt margin was enacted by the State of California for local governments located within the state. Sources: Riverside County Assessor's Office City Finance Department -156- Fiscal Year 2005 2006 2007 2008 2009 2010 $ 2,243,178,491 $ 2,851,510,537 $ 3,648,621,060 $ 4,887,272,022 $ 4,886,177,664 $ 4,019,961,300 25% 25% 25% 25% 25% 25% 560,794,623 712,877,634 912,155,265 1,221,818,006 1,221,544,416 1,004,990,325 15% 15% 15% 15% 15% 15% 84,119,193 106,931,645 136,823,290 183,272,701 183,231,662 150,748,549 $ 84,119,193 $ 106,931,645 $ 136,823,290 $ 183,272,701 $ 183,231,662 $ 150,748,549 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% -157- Fiscal Year Ended June 30 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Redevelopment Tax Increment Revenue $ 7,564,231 8,400,465 9,824,602 9,749,507 13,136,081 18,500,277 21,112,545 26,484,367 24,892,412 19,877,054 CITY OF LAKE ELSINORE PLEDGED - REVENUE COVERAGE Last Ten Fiscal Years Debt Service Principal $ 1,364,959 1,365,504 1,377,603 1,413,940 1,300,793 1,932,704 2,307,832 1,688,978 1,761,323 1,295,000 Interest 3,694,508 3,663,230 3,992,473 3,635,594 3,629,620 3,888,298 4,108,847 3,663,448 3,558,405 3,304,802 Coverage 1.50 1.67 1.83 1.93 2.66 3.18 3.29 4.95 4.68 4.32 Tax Allocation Bonds $ 60,955,000 60,220,000 59,290,000 58,310,000 57,320,000 56,280,000 55,175,000 54,010,000 52,785,000 54,545,000 Notes: Details regarding the City's outstanding debt can be found in the notes to the basic financial statements. Source: City Finance Department -158- CITY OF LAKE ELSINORE DEMOGRAPHIC AND ECONOMIC STATISTICS Last Ten Fiscal Years Sources: (1) State Department of Finance (2, 3 *) Income Data: ESRI - Demographic Estimates are based on the last available Census. Projections are developed by incorporating all of the prior census dta relased to date. Post census trends in the population are extracted from a variety of data sources. (4) California State Employment Development Department -159- Personal Per Fiscal Year Income Capita Unemployment Ended Population (In Thousands Personal Rate June 30 (1) (2) Income (3) * (4) 2001 28,930 $ 474,681 $ 16,408 5.20% 2002 30,027 500,294 16,661 5.30% 2003 31,225 522,538 16,735 6.30% 2004 33,423 575,658 17,223 6.30% 2005 35,905 654,965 18,242 5.80% 2006 38,185 734,050 19,224 5.20% 2007 41,164 851,375 20,683 4.90% 2008 47,567 1,029,928 21,652 5.80% 2009 49,528 1,083,488 21,876 8.20% 2010 50,324 1,065,544 21,174 13.20% Sources: (1) State Department of Finance (2, 3 *) Income Data: ESRI - Demographic Estimates are based on the last available Census. Projections are developed by incorporating all of the prior census dta relased to date. Post census trends in the population are extracted from a variety of data sources. (4) California State Employment Development Department -159- CITY OF LAKE ELSINORE PRINCIPAL EMPLOYERS Current Year and Nine Years Ago 2010 2001 "Total Employment" as used above represents the total employment of all employers located within City limits. Sources: City GIS Department California Employment Development Department - 160- Percent of Percent of Number of Total Number of Total Employer Employees Employment Employees Employment Lake Elsinore Unified School District 1,060 6.34% - 0.00% Walmart 200 1.20% 245 2.45% Costco 200 1.20% - 0.00% Lake Elsinore Storm Baseball 200 1.20% 250 2.50% Shirt WERX / Innovative Merchandising 160 0.96% - 0.00% Home Depot 160 0.96% - 0.00% Target 160 0.96% - 0.00% Riverside Public Social Service 160 0.96% - 0.00% Lake Elsinore Hotel & Casino 150 0.90% 200 2.00% State Bros Markets 140 0.84% 136 1.36% Elsinore Valley Water District 120 0.72% - 0.00% Lake Chevrolet 116 0.69% 46 0.46% Pacific Clay Products, Inc. 101 0.60% 130 1.30% Lake Elsinore Ford 101 0.60% 60 0.60% Lowe's 100 0.60% - 0.00% "Total Employment" as used above represents the total employment of all employers located within City limits. Sources: City GIS Department California Employment Development Department - 160- Function General government Community Services ( includes Public works) Community development Total CITY OF LAKE ELSINORE FULL -TIME AND PART -TIME CITY EMPLOYEES BY FUNCTION Last Ten Fiscal Years Note: Police and Fire services are provided by the County of Riverside. Source: City Finance Department - 161 - Fiscal Year 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 17 18 17 19 18 21 26 26 20 20 34 36 34 37 36 41 52 52 41 42 16 17 17 18 17 20 23 23 21 14 67 71 68 74 71 82 101 101 82 76 Note: Police and Fire services are provided by the County of Riverside. Source: City Finance Department - 161 - CITY OF LAKE ELSINORE OPERATING INDICATORS BY FUNCTION Last Ten Fiscal Years Function Police: Lake related boating enforcement citations Hazardous traffic violations DUI arrests Fire: Calls Fire suppression equipment Public works: Centerline miles of paved surface streets maintained Centerline miles of dirt surface streets maintained Weed abatement -lots cleaned Community Development: Construction permits issued Property value per permits (estimated in 000's) New home building permits issued Parks and recreation: Daily lake use passes sold n/a =not available Source: City of Lake Elsinore, Various Departments -162- Fiscal Year 2001 2002 2003 2004 1,160 1,048 1,091 800 n/a 597 519 1,533 n/a n/a n/a n/a n/a n/a n/a 3,120 n/a n/a n/a 3 129 129 135 140 n/a n/a 21 21 936 890 860 890 989 1,549 1,838 2,361 $ 68,503 $ 126,600 $ 159,346 $ 153,186 301 844 550 766 36,714 35,700 26,550 28,500 Fiscal Year 2005 2006 2007 2008 2009 2010 703 808 625 100 n/a 444 1,500 2,376 2,500 5,000 n/a 1,561 n/a n/a n/a n/a n/a 261 3,391 3,610 3,567 3,778 3,876 n/a 3 3 3 3 3 n/a 140 140 143 155 174 173 21 13 12 10 9 9 552 706 700 581 390 365 3,516 4,260 2,527 1,604 505 771 $ 242,988 $ 462,204 $ 153,013 $ 78,680 $ 21,474 $ 42,848 1,317 1,355 450 74 43 211 26,530 34,835 32,018 36,000 25,230 23,765 SIMM Function Police: Stations Fire: Fire stations Public works: Street (miles) Lakeshore (miles) Parks and recreation: Parks Beaches and Recreation Facilities Libraries Stadium (Amphitheater seats) Lake (surface acres) n/a =not available CITY OF LAKE ELSINORE CAPITAL ASSET STATISTICS BY FUNCTION Last Ten Fiscal Years Fiscal Year 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 1 1 1 1 1 1 1 1 1 1 1 1 2 2 3 3 3 3 3 3 153.3 153.3 153.3 153.3 153.3 156 157 157 157 157 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 12 12 12 12 12 12 15 15 15 15 n/a n/a 8 8 8 8 8 8 8 8 1 1 1 1 2 2 2 2 2 2 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 6,600 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 3,300 Source: City of Lake Elsinore, Various Departments -164-