HomeMy WebLinkAbout2010-07-13 City Council Item No. 5CITY OF
LSINOPkE
DREAM EXTREMETM
REPORT TO CITY COUNCIL
TO: HONORABLE MAYOR
AND MEMBERS OF THE CITY COUNCIL
FROM: ROBERT A. BRADY
CITY MANAGER
DATE: JULY 13, 2010
SUBJECT: CUSTODY AGREEMENTS WITH UNION BANK FOR CFD NO 2003-2
(CANYON HILLS) IMPROVEMENT AREA C
Background
The City utilizes Union Bank of California as the fiscal agent for the assessment districts
and community facilities districts within the City. Union Bank monitors the funds within
each of the districts and makes payments when required out of districts funds based on
direction from the City.
The district funds for CFD No. 2003-2 (Canyon Hills) Improvement Area A and
Improvement Area B are currently held by Union Bank pursuant to an agreement with
the City. Improvement Area C began levying special taxes in FY 2009-10 and the
County of Riverside has distributed those funds to the City. To date, the CFD has
collect approximately $160,000 in special taxes.
Discussion
In order to be consistent with the processing of AD and CFD funds throughout the City's
districts, City staff proposes the execution of a custody agreement with Union Bank for
CFD No. 2003-2 (Canyon Hills) Improvement Area C. As with all of the other AD and
CFD funds held, Union Bank will provide periodic activity and balance statements to the
City and make payments from district funds based on direction from the City. This will
reduce the effort required by City staff to monitor these funds and process payments, as
those duties will be provided by Union Bank under the agreement.
Two Custody Agreements are proposed, one to establish an administrative expense
fuid and one to establish an improvement fund, as required by the CFD.
AGENDA ITEM NO. 5
Page 1 of 13
Custody Agreements - CFD No. 2003-2 Improvement Area C
July 13, 2010
Page 2
Fiscal Impact
There is no fiscal impact directly associated with this item. Union Bank will provide
these services at no cost to the City.
Recommendation
1.) Authorize the City Manager to execute the two Custody Agreements between City
and Union Bank of California for CFD No. 2003-2 (Canyon Hills) Improvement Area C.
Prepared by: James Ril
Director of Ad Vinistrative Services
Approved by: Robert A. Brad
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City Manager
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Page 2 of 13
IMPROVEMENTFUND
CUSTODY AGREEMENT
LAKE ELSINORE CFD NO. 2003-2 (IMPROVEMENT AREA C)
This Custody Agreement, dated as of June 2010 (this "Agreement'), is made between the City of Lake
Elsinore Community Facilities District No. 2003-2, a municipal corporation (the "City'), and Union Bank,
N.A. ('Bank") (the "Agreement').
TERMS AND CONDITIONS
1. APPOINTMENT AS AGENT
City hereby appoints Bank as agent to act as custodian of funds, to be held in the Community Facility
District 2003-2 (Improvement Area C) improvement account ("Account") and Bank agrees to act as
City's agent for such property according to the terms and conditions of this Agreement. For purposes
of this Agreement, any action, authorization, approval, instruction or direction required to be taken or
given by City hereunder shall be taken or given by the authorized representative of the City and his or
her authorized designee as set forth together with the specimen signatures of such individuals.
2. HANDLING OF INCOME AND PRINCIPAL
2.1 Income. Bank shall collect the income, when paid on said funds, and hold it in Account until
invested or otherwise disposed of pursuant to City's written instructions.
2.2 Principal. Bank shall collect principal of funds when paid on maturity, redemption, sale, or
otherwise, and hold it in a demand deposit principal account until invested or otherwise
disposed of pursuant to Citys written instructions.
2.3 Collection Oblioations. Bank shall diligently collect income and principal of which the Bank has
received actual notice in accordance with normal industry practices. However, Bank shall be
under no obligation or duty to take any action to effect collection of any amount if the securities
or other funds upon which such amount is payable is in default, or if payment is refused after
due demand unless the Bank has been adequately indemnified by City in advance. Bank,
however, shall notify City promptly of such default or refusal to pay.
2.4 Additions to and Withdrawals from Account. Bank shall make all additions and withdrawals of
funds to and from this Account only upon receipt of and pursuant to written instructions from
City except for those withdrawals provided for in Section 4. Upon receipt of such order for each
withdrawal, unless otherwise instructed in writing, Bank shall deliver the funds so withdrawn to
City or to City's designee, upon an appropriate receipt or shall sell or liquidate such funds. Bank
shall have no liability or responsibility with regard to the liquidation of funds necessary to fund
any such withdrawal notice.
3. INVESTMENT OF PROPERTY
3.1 Directions by City. City shall have sole responsibility for the investment, review, and
management of all funds held in this Account. Bank shall make all purchases, sales,
conversions, exchanges, investments and reinvestments of funds held in this Account only upon
receipt of and pursuant to written instructions from City. In the absence of any such
Page 3 of 13
instructions, Bank shall invest all cash in the Account in Blackrock T-Fund Institutional Shares
Money Market Fund. Bank shall have no duty or obligation to review, or make
recommendations for, the investment and management of any funds held in this Account,
including uninvested cash.
3.2 Handle Corporate Actions. Bank shall notify City of the receipt of notices of redemptions,
conversions, maturities, exchanges, calls, puts, subscription rights, and scrip certificates
("Corporate Actions"). Bank need not monitor financial publications for notices of Corporate
Actions and shall not be obligated to take any action without waiting for City's instruction. If a
Corporate Action has a fixed expiration date, and Bank has not received written instructions
regarding it from City five business days prior to such date, Bank shall take such action as it
deems appropriate in its sole discretion.
3.3 Fractional Interests. Bank shall receive and retain all stock distributed by a corporation as a
dividend, stock split, or otherwise. However, in connection therewith, if a fractional share is
received, Bank shall sell such fractional share.
3.4 Use of Nominees. Bank shall have the right to hold all registered securities in the name of its
nominee.
3.5 Use of Securities Depository. Bank may, in its discretion, deposit in a securities depository any
securities, which, under applicable law, are eligible to be deposited.
4. PLEDGE OF SECURITIES
City will not pledge securities held in Account.
5. PROXIES AND CORPORATE LITERATURE
5.1 Proxies. Bank shall forward all proxies and accompanying material issued by any company
whose securities are held in the Account to City unless directed in writing not to do so.
5.2 Corporate Literature. Bank shall have no duty to forward or retain any other corporate material
received by the Account unless required to do so by law.
5.3 Disclosure to Issuers of Securities. Unless City directs Bank in writing to the contrary, City
agrees that Bank may disclose the name and address of the party with the authority to vote the
proxies of the securities held in this Account as well as the number of shares held, to any issuer
of said securities or its agents upon the written request of such issuer or agent in conformity
with the provisions of the applicable law
6. STATEMENTS
Bank shall have no responsibility to send confirmations of security transactions occurring in the
Account to City. Each month, Bank shall send City a cash statement and an asset statement showing
market values. The statements will show all income and principal transactions and cash, securities
and other fund holdings.
7. USE OF OTHER BANK SERVICES
City may direct Bank to utilize for this Account other services or facilities provided by Bank, its
subsidiaries or affiliates. Such services shall include, but not be limited to (1) the purchase or sales of
securities as principal to or from, or, (2) the placing of orders for the purchase, sale, exchange,
investment or reinvestment of securities through any brokerage service conducted by, or (3) the
placing of orders for the purchase or sale of units of any investment company managed or advised by
Bank, UnionBanCal Corp., or their subsidiaries or affiliates. City hereby acknowledges that Bank will
receive additional fees for such services in accordance with Bank's standard fee schedules, which
shall be delivered to City from time to time.
2 Page 4 of 13
8. INSTRUCTIONS
All instructions from City shall be in writing, and shall continue in force until changed by subsequent
instructions. Pending receipt of written authority, Bank may, in its absolute discretion at any time,
accept oral, wired, or electronically transmitted instructions from City provided Bank believes in good
faith that the instructions are genuine.
9. COMPENSATION
The Bank shall be entitled to reasonable compensation for its services hereunder, as agreed to by the
Bank and the City. Such compensation shall not be a charge against the Account, unless unpaid after
30 days from the Bank's billing date. Any amount unpaid after said 30 days shall be a lien against and
paid from the Account.
Any expenses, taxes and other charges or liabilities incurred by the Bank in the performance of its
duties or by reason of its administration of the Account shall be paid by the Principal or its
representatives and shall not be charged against the Account, unless unpaid after 30 days from the
Bank's billing date. Any amount unpaid after said 30 days shall be a lien against and paid from the
Account.
10. COST BASES AND DATES OF ACQUISITION
City agrees to furnish Bank with the income tax cost bases and dates of acquisition of all investments
held in the Account to be carried on its records. If City does not furnish such information for any such
investment, Bank shall carry the investment at any such nominal value it determines, such value to be
for bookkeeping purposes only. All statements and reporting of any matters requiring this information
will use this nominal value. Bank shall have no duty to verify the accuracy of the cost bases and dates
of acquisition furnished by City. Investments purchased in the Account shall be carried at cost.
11. LIMITED POWER OF ATTORNEY
Bank is hereby granted a limited power of attorney by City to execute on City's behalf any
declarations, endorsements, assignments, stock or bond powers, affidavits, certificates of ownership
or other documents required (1) to effect the sale, transfer, or other disposition of investments held in
the Account, (2) to obtain payment with respect to funds held in the Account, or (3) to take any other
action required with respect to the investments held in the Account, and in the Bank's own name to
guarantee as City's signature so affixed.
12. INDEMNIFICATION
As additional consideration for the Bank's acceptance of this Account and Agreement to act as
"Agent," City agrees to indemnify, and hold Bank, its officers, directors, employees and agents
harmless from and against any and all losses, liabilities, demands, claims, and expenses, any
attorneys fees and taxes (other than those based on Bank's net income) arising out of or in
connection with this Agreement, or out of any actions of City or City's agents which are not caused by
Bank's negligence or willful misconduct. This provision shall survive the termination of this Agreement
and shall be binding upon each party's successors, assigns, heirs and personal representatives.
13. AMENDMENT AND TERMINATION OF AGREEMENT
13.1 Amendment. This Agreement may be amended only by a written agreement executed by Bank
and City.
13.2 Termination. This Agreement shall terminate on 20 or may be terminated at
any time prior by written notice from one party to the other. Such termination shall be effective
immediately. Upon termination, Bank shall have a reasonable amount of time to transfer the
Assessments held in the Account in accordance with the written instructions of City or the
person or entity legally entitled to receive such property.
3 Page 5 of 13
14. ENTIRE AGREEMENT
This Agreement constitutes the entire Agreement between the parties. All previous agreements on
this matter, whether written or oral, between the Bank and City, are hereby superseded, except any
direction to Bank prohibiting it to disclose information to issuers of securities as provided in Section
5.3.
15. SINGULAR AND PLURAL
If more than one person shall execute this Agreement, then where the context permits, singular
pronouns shall be deemed to be plural personal pronouns.
16. GOVERNING LAW
This agreement shall be governed by, and construed under, the laws of the State of California.
17. TAXATION OF ACCOUNT
17.1 W-9 Certification. City agrees to provide a completed W-9 or W-8 certification, as appropriate,
to Bank.
17.2 Citv's Tax Identification Number is:
17.3 City's responsibility for Filing Tax Returns and Paying Taxes. City is responsible for filing any
and all tax returns and for paying all taxes on cash, securities and income held in the Account.
18. NOTICES
18.1 Mailing of Notices. All notices, requests, demands and other communications under this
Agreement shall be in writing and shall be deemed as having been duly given on the date of
service, if served personally on the party to whom notice is to be given, or on the fifth day after
mailing, if mailed to the party to whom notice is to be given, by first class mail, registered or
certified, postage prepaid, and properly addressed as follows:
City: City of Lake Elsinore, California
130 South Main Street
Lake Elsinore, CA 92530
Attn:
Bank: Union Bank, N.A.
120 S. San Pedro Street, 4t' Floor
Los Angeles, CA 90012
Attn: Corporate Trust Department
Fax: (213) 972-5694
18.2.1 Change of Address. Either party may change the address at which notice may
be given by giving ten (10) days prior written notice of such change to the other
party.
19. EFFECTIVE DATE
This Agreement shall become effective upon the date of execution.
4 Page 6 of 13
City:
CITY OF LAKE ELSINORE COMMUNITY
FACILITIES DISTRICT NO. 2003-2
(CANYON HILLS)
By:
Title: of the City of Lake Elsinore, acting in
its capacity as the legislative body of City of Lake
Elsinore Community Facilities District 2003-2 (Canyon
Hills)
Date:
Bank
UNION BANK, N.A., Agent
By:
Title: Vice President
Date:
Page 7 of 13
Page 8 of 13
ADMINISTRATIVE EXPENSE FUND
CUSTODY AGREEMENT
LAKE ELSINORE CFD NO. 2003-2 (IMPROVEMENT AREA C)
This Custody Agreement, dated as of June 2010 (this "Agreement"), is made between the City of Lake
Elsinore Community Facilities District No. 2003-2, a municipal corporation (the "City'), and Union Bank,
N.A. ("Bank") (the "Agreement").
TERMS AND CONDITIONS
1. APPOINTMENT AS AGENT
City hereby appoints Bank as agent to act as custodian of funds, to be held in the Community Facility
District 2003-2 (Improvement Area C) administrative expense account ("Account") and Bank agrees to
act as City's agent for such property according to the terms and conditions of this Agreement. For
purposes of this Agreement, any action, authorization, approval, instruction or direction required to be
taken or given by City hereunder shall be taken or given by the authorized representative of the City
and his or her authorized designee as set forth together with the specimen signatures of such
individuals.
2. HANDLING OF INCOME AND PRINCIPAL
2.1 Income. Bank shall collect the income, when paid on said funds, and hold it in Account until
invested or otherwise disposed of pursuant to City's written instructions.
2.2 Principal. Bank shall collect principal of funds when paid on maturity, redemption, sale, or
otherwise, and hold it in a demand deposit principal account until invested or otherwise
disposed of pursuant to City's written instructions.
2.3 Collection Obligations. Bank shall diligently collect income and principal of which the Bank has
received actual notice in accordance with normal industry practices. However, Bank shall be
under no obligation or duty to take any action to effect collection of any amount if the securities
or other funds upon which such amount is payable is in default, or if payment is refused after
due demand unless the Bank has been adequately indemnified by City in advance. Bank,
however, shall notify City promptly of such default or refusal to pay.
2.4 Additions to and Withdrawals from Account. Bank shall make all additions and withdrawals of
funds to and from this Account only upon receipt of and pursuant to written instructions from
City except for those withdrawals provided for in Section 4. Upon receipt of such order for each
withdrawal, unless otherwise instructed in writing, Bank shall deliver the funds so withdrawn to
City or to City's designee, upon an appropriate receipt or shall sell or liquidate such funds. Bank
shall have no liability or responsibility with regard to the liquidation of funds necessary to fund
any such withdrawal notice.
3. INVESTMENT OF PROPERTY
3.1 Directions by City. City shall have sole responsibility for the investment, review, and
management of all funds held in this Account. Bank shall make all purchases, sales,
conversions, exchanges, investments and reinvestments of funds held in this Account only upon
Page 9 of 13
receipt of and pursuant to written instructions from City. In the absence of any such
instructions, Bank shall invest all cash in the Account in Blackrock T-Fund Institutional Shares
Money Market Fund. Bank shall have no duty or obligation to review, or make
recommendations for, the investment and management of any funds held in this Account,
including uninvested cash.
3.2 Handle Corporate Actions. Bank shall notify City of the receipt of notices of redemptions,
conversions, maturities, exchanges, calls, puts, subscription rights, and scrip certificates
("Corporate Actions"). Bank need not monitor financial publications for notices of Corporate
Actions and shall not be obligated to take any action without waiting for City's instruction. If a
Corporate Action has a fixed expiration date, and Bank has not received written instructions
regarding it from City five business days prior to such date, Bank shall take such action as it
deems appropriate in its sole discretion.
3.3 Fractional Interests. Bank shall receive and retain all stock distributed by a corporation as a
dividend, stock split, or otherwise. However, in connection therewith, if a fractional share is
received, Bank shall sell such fractional share.
3.4 Use of Nominees. Bank shall have the right to hold all registered securities in the name of its
nominee.
3.5 Use of Securities Depository. Bank may, in its discretion, deposit in a securities depository any
securities, which, under applicable law, are eligible to be deposited.
4. PLEDGE OF SECURITIES
City will not pledge securities held in Account.
5. PROXIES AND CORPORATE LITERATURE
5.1 Proxies. Bank shall forward all proxies and accompanying material issued by any company
whose securities are held in the Account to City unless directed in writing not to do so.
5.2 Corporate Literature. Bank shall have no duty to forward or retain any other corporate material
received by the Account unless required to do so by law.
5.3 Disclosure to Issuers of Securities. Unless City directs Bank in writing to the contrary, City
agrees that Bank may disclose the name and address of the party with the authority to vote the
proxies of the securities held in this Account as well as the number of shares held, to any issuer
of said securities or its agents upon the written request of such issuer or agent in conformity
with the provisions of the applicable law
6. STATEMENTS
Bank shall have no responsibility to send confirmations of security transactions occurring in the
Account to City. Each month, Bank shall send City a cash statement and an asset statement showing
market values. The statements will show all income and principal transactions and cash, securities
and other fund holdings.
7. USE OF OTHER BANK SERVICES
City may direct Bank to utilize for this Account other services or facilities provided by Bank, its
subsidiaries or affiliates. Such services shall include, but not be limited to (1) the purchase or sales of
securities as principal to or from, or, (2) the placing of orders for the purchase, sale, exchange,
investment or reinvestment of securities through any brokerage service conducted by, or (3) the
placing of orders for the purchase or sale of units of any investment company managed or advised by
Bank, UnionBanCal Corp., or their subsidiaries or affiliates. City hereby acknowledges that Bank will
receive additional fees for such services in accordance with Bank's standard fee schedules, which
shall be delivered to City from time to time.
2 Page 10 of 13
8. INSTRUCTIONS
All instructions from City shall be in writing, and shall continue in force until changed by subsequent
instructions. Pending receipt of written authority, Bank may, in its absolute discretion at any time,
accept oral, wired, or electronically transmitted instructions from City provided Bank believes in good
faith that the instructions are genuine.
9. COMPENSATION
The Bank shall be entitled to reasonable compensation for its services hereunder, as agreed to by the
Bank and the City. Such compensation shall not be a charge against the Account, unless unpaid after
30 days from the Bank's billing date. Any amount unpaid after said 30 days shall be a lien against and
paid from the Account.
Any expenses, taxes and other charges or liabilities incurred by the Bank in the performance of its
duties or by reason of its administration of the Account shall be paid by the Principal or its
representatives and shall not be charged against the Account, unless unpaid after 30 days from the
Bank's billing date. Any amount unpaid after said 30 days shall be a lien against and paid from the
Account.
10. COST BASES AND DATES OF ACQUISITION
City agrees to furnish Bank with the income tax cost bases and dates of acquisition of all investments
held in the Account to be carried on its records. If City does not furnish such information for any such
investment, Bank shall carry the investment at any such nominal value it determines, such value to be
for bookkeeping purposes only. All statements and reporting of any matters requiring this information
will use this nominal value. Bank shall have no duty to verify the accuracy of the cost bases and dates
of acquisition furnished by City. Investments purchased in the Account shall be carried at cost.
11. LIMITED POWER OF ATTORNEY
Bank is hereby granted a limited power of attorney by City to execute on City's behalf any
declarations, endorsements, assignments, stock or bond powers, affidavits, certificates of ownership
or other documents required (1) to effect the sale, transfer, or other disposition of investments held in
the Account, (2) to obtain payment with respect to funds held in the Account, or (3) to take any other
action required with respect to the investments held in the Account, and in the Bank's own name to
guarantee as City's signature so affixed.
12. INDEMNIFICATION
As additional consideration for the Bank's acceptance of this Account and Agreement to act as
"Agent," City agrees to indemnify, and hold Bank, its officers, directors, employees and agents
harmless from and against any and all losses, liabilities, demands, claims, and expenses, any
attorney's fees and taxes (other than those based on Bank's net income) arising out of or in
connection with this Agreement, or out of any actions of City or City's agents which are not caused by
Bank's negligence or willful misconduct. This provision shall survive the termination of this Agreement
and shall be binding upon each parry's successors, assigns, heirs and personal representatives.
13. AMENDMENT AND TERMINATION OF AGREEMENT
13.1 Amendment. This Agreement may be amended only by a written agreement executed by Bank
and City.
13.2 Termination. This Agreement shall terminate on 120 or may be terminated at
any time prior by written notice from one party to the other. Such termination shall be effective
immediately. Upon termination, Bank shall have a reasonable amount of time to transfer the
Assessments held in the Account in accordance with the written instructions of City or the
person or entity legally entitled to receive such property.
Page 11 of 13
14. ENTIRE AGREEMENT
This Agreement constitutes the entire Agreement between the parties. All previous agreements on
this matter, whether written or oral, between the Bank and City, are hereby superseded, except any
direction to Bank prohibiting it to disclose information to issuers of securities as provided in Section
5.3.
15. SINGULAR AND PLURAL
If more than one person shall execute this Agreement, then where the context permits, singular
pronouns shall be deemed to be plural personal pronouns.
16. GOVERNING LAW
This agreement shall be governed by, and construed under, the laws of the State of California.
17. TAXATION OF ACCOUNT
17.1 W-9 Certification. City agrees to provide a completed W-9 or W-8 certification, as appropriate,
to Bank.
17.2 City's Tax Identification Number is:
17.3 City's responsibility for Filing Tax Returns and Paying Taxes. City is responsible for filing any
and all tax returns and for paying all taxes on cash, securities and income held in the Account.
18. NOTICES
18.1 Mailing of Notices. All notices, requests, demands and other communications under this
Agreement shall be in writing and shall be deemed as having been duly given on the date of
service, if served personally on the party to whom notice is to be given, or on the fifth day after
mailing, if mailed to the party to whom notice is to be given, by first class mail, registered or
certified, postage prepaid, and properly addressed as follows:
City: City of Lake Elsinore, California
130 South Main Street
Lake Elsinore, CA 92530
Attn:
Bank: Union Bank, N.A.
120 S. San Pedro Street, 4 h Floor
Los Angeles, CA 90012
Attn: Corporate Trust Department
Fax: (213) 972-5694
18.2.1 Change of Address. Either party may change the address at which notice may
be given by giving ten (10) days prior written notice of such change to the other
party.
19. EFFECTIVE DATE
This Agreement shall become effective upon the date of execution.
Page 12 of 13
City:
CITY OF LAKE ELSINORE COMMUNITY
FACILITIES DISTRICT NO. 2003-2
(CANYON HILLS)
By:
Title: of the City of Lake Elsinore, acting in
its capacity as the legislative body of City of Lake
Elsinore Community Facilities District 2003-2 (Canyon
Hills)
Date:
Bank
UNION BANK, N.A., Agent
By:
Title: Vice President
Date:
5 Page 13 of 13